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Understanding More About Poverty,
Monica Bogucki, B.S.W., J.D. 2015 copyright Monica Bogucki
Where do you apply for government benefits?
▪Most program are administered by▪County Welfare Departments▪County Departments of Economic
Assistance▪County Social Service Agencies
What is a Combined Application Form?
▪Combined Application Form part 1 (CAF 1)▪Establishes the application date▪Combined Application Form part 2 (CAF 2)▪Determines your eligibility for a number of
programs such as▪MFIP-S, medical assistance, SNAP,
Minnesota Supplemental Aid▪General Assistance
Web site to online CAF application
All states-links http://www.cbpp.org/1-14-04tanf.
htm Minnesota http://www.dhs.state.mn.us/main
/groups/Economic_support/documents/pub/dhs_Economic_Support.hcsp
MFIP Hypothetical Exercise
MARIE
General Assistance Hypothetical Exercises
JEREMY
ELLEN
Definitions of Poverty
➡ poverty
➡ near poverty
➡ extreme poverty
Poverty Definition
Federal Poverty Guideline Published in the Federal
Register
Extreme Poverty Definition
50% of the Federal Poverty Guideline
Facts about Poverty
✧ For a family of 3, the federal poverty line is an annual household
income of $20,090.00
✧ The extreme poverty line is $10,045.00 for a family of 3
The Face of Childhood Poverty
✧ 25% of children under age six live in poverty ✧ 48% of all children under age six were LIVING IN OR NEAR
POVERTY ✧ In the US, 21% of all children live in poverty
✧10% of American children lived in EXTREME povertyChildren’s Defense Fund P
“Every fifth child (16.1 million) is poor, and every tenth child (7.1 million) is extremely poverty”, The State of American Children
by Children’s Defense Fund
http://www.childrensdefense.org/child-research-data-publications/data/2011-child-poverty-in-america.pdf
Minnesota Poverty
In Minnesota, 15 % of all children live in poverty
In Minnesota, 31 % of children live in single parent low income families
Kids Count report by Children’s Defense Fund
Wilder Research Study, May 2011
3900 homeless children per night
50% of these children are 5 years old or younger
24% of the parents were recently laid off
Who are the homeless?
▪37% are families with children▪25-42% work▪25-30% have mental health impairments▪30% are veterans▪50% homeless women and children have
experienced domestic violence▪Many are unaccompanied minors
▪National Coalition for the Homeless▪National Law Center on Homelessness and Poverty
Impact of Homelessness on ChildrenIt takes an several months for a child to recover
academically from a change in schools.
▪Children with insecurity housing show increased signs of anxiety and depression.
Multiple Obstacles Families and Children Face While Living in Poverty
CIRCLE OF POVERTY
▪Homeless Teens▪Community and Family Support▪Domestic Abuse▪Education▪Transportation▪Consumer▪Housing
More Obstacles
▪Child Care▪Health Care-Physical▪Health Care-Mental▪Employment and Training▪Personal
For Families:
▪Increase safety nets for families▪Affordable and safe housing▪Affordable and safe child care▪Government benefit programs
need to be designed as anti-poverty programs
Areas for Growth
Needs for Parents
Improved income levels through tax credits and increased minimum wage
Reliable Transportation Improved bus schedules to
accommodate parents’ work schedules
Provide programs where parents can purchase reliable transportation
Availability of affordable auto insurance
Living Wage
Health Care Needs:
▪Health insurance for children and parents
▪Mental Health needs–More affordable mental health services available–Health plans should include increased coverage for mental health services–Decrease Stigma about mental health–Increase public education and awareness of mental health
Food and Nutrition
Food stamp levels should be increased to ensure proper nutrition to families and children
Increase the WIC program Increase funding to school lunch
programs
Educational Needs:
▪Special Education needs to be fully funded and available
▪Need to establish ways that homeless children can continue in the same schools even though the family may have to move several times
▪School programs should encourage family and community involvement to help provide a support network for students and families
Welfare Reform
▪In 1996, the Personal Responsibility and Work Opportunity Act passed which created the Temporary Assistance for Needy Families (TANF) federal level
▪Minnesota Family Investment Program▪MFIP-S, Minn. Stat. 256J et. seq. ▪5 year time limit-starting in July 1997
Eligibility for Government Benefit Program
▪Categorical Eligibility▪ For example, have a minor child for
MFIP- S▪Financial Eligibility
▪ Income▪ Assets
Government Benefit ProgramsFor Families
▪MFIP-S-monthly cash assistance program for families
▪SNAP/Food Stamps▪Medical Assistance▪EBT Cards link in Minn.▪http://edocs.dhs.state.mn.us/lfserver/Legacy/
DHS-3315A-ENG
Government Benefit Programs
▪General Assistance▪SNAP/Food Stamps ▪General Assistance Medical
Coverage
▪ For individual or couples without children
Government Benefit Programs for Emergencies
▪MFIP-Emergency Assistance▪Emergency General Assistance
Poverty has indirect costs
Child poverty costs the nation at least $500 billion each year in extra education, health and
criminal justice costs and in lost productivity.
State of the Children by Children’s Defense Fund, 2014
Food Support or Food Stamps also known as Supplemental Nutrition Assistance Program (SNAP)
National http://www.cbpp.org Food Research and Action
Center http://www.frac.org
Supplemental Nutrition Assistance Program-new name
\
Food Stamp Calculator
Example: http://www.ndhealth.gov/dhs/foo
dstampcalculator www.fns.usda.gov
What kinds of emergencies do these programs cover?
▪Mortgage foreclosure▪Eviction▪Damage deposit▪First and last months rent
▪Utility shut-off▪Homeless shelter▪Broken furnace▪Fire▪Flood▪Other health and safety repairs on
the house
Emergency Assistance
Disability Programs through Social Security Administration
▪Supplemental Security Income Program (SSI)
▪Retirement, Survivors, Disability Insurance (RSDI)
Low Income Families Who are Working
▪May qualify for programs such as:▪Food stamps▪Minnesota Care▪Emergency Assistance
Appeal RightsClient has a right to appeal most unfavorable
actions such as:
▪Termination of benefits▪Reduction of benefits▪Suspension of benefits▪Delay in processing benefits▪Sanctions
Appeal Time lines
▪Vary by program▪Must move quickly to get continued
benefits pending appeal
Clients may have many workers
▪Financial worker▪Job counselor▪Child care provider▪Child care subsidy worker▪School, special education▪Court system: Social workers,
Probation officers▸Child protection workers