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Understanding Land Contracts www.usapropertyinvestor.com/landcontractreserve.html

Understanding Land Contracts

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Slide 2 Understanding Land Contracts www.usapropertyinvestor.com/landcontractreserve.html Slide 3 Invest in Detroit Property Today www.usapropertyinvestor.com/detroit.html Low Prices High Rental Demand High Cash Flow Available Mortgages Low Interest Rates Land Contracts what are they? A land contract is a passive or hand-off investment that gives the investor a monthly income from a high cash-flow, turnkey property. A Land contract (known as a note) is a contract between a seller and buyer of property in which the seller agrees to sell the note for a fixed price to the buyer. The buyer, pays for the note in monthly instalments over an agreed period of years, usually 10 years with interest. The seller permits the buyer uninterrupted ownership of the property for the duration of the note. After which the subject property is deeded over to the buyer. - YOU are the seller www.usapropertyinvestor.com/landcontractreserve.html Slide 4 Land Contract vs. Owning property One main differences between owning a Land contract vs. Owning a rental. 1.Investing in a land contract, all your income is NET all property taxes, insurances, management fees, and maintenance costs are the responsibility of, and paid by the buyer, as well as any ongoing & running costs. This means that you, as land contract investor have no responsibility towards the upkeep of the property, or taxes, insurance, management, etc. The buyer pays you every month until the land contract is paid in full. Land Contract Vs. Owning a BTL www.usapropertyinvestor.com/landcontractreserve.html Slide 5 Why invest in Land Contracts? Built in exit strategy High Cash Flow Completely Passive No running costs Legally structured to secure your investment No management www.usapropertyinvestor.com/landcontractreserve.html Slide 6 Invest in Detroit Property Today www.usapropertyinvestor.com/detroit.html Low Prices High Rental Demand High Cash Flow Available Mortgages Low Interest Rates Why now? No mortgages available Limited Opportunity throughout 2010/11 Would be buyers have a way to own their own home www.usapropertyinvestor.com/landcontractreserve.html High interest rates available even when base rates are so low Slide 7 Whats in it for the buyer? www.usapropertyinvestor.com/landcontractreserve.html Owning there own home where they otherwise could never do Repayments 25-30% less than comparable rents Owning is still the cornerstone of the American dream Slide 8 Whats in it for YOU? Exit strategy already in place BEFORE you invest Buyer is responsible for ALL taxes, insurance, maintenance etc Easy to repossess if buyer fails to keep up with repayments High Return on investment www.usapropertyinvestor.com/landcontractreserve.html Slide 9 Nuts & Bolts how it works www.usapropertyinvestor.com/landcontractreserve.html Investor (you) take ownership of property by way of fully insured title and deeds YOU then offer the note to the buyer: Terms of note, i.e. $50k +10% interest, 10yr term (buyer of note already in place for you) YOU then receive monthly repayments until maturity of the Land Contract (note) Investor security Full ownership of title to property. As seller, if buyer defaults on Land Contract, easy to repossess. Contract Value to investor is an ROI of over 16% for 10 years! Slide 10 Working example Pontiac, MI Bungalow: three bed, 1.5 bath, 1100 sqft Annual taxes n/a Repayments $660.75 (YOU receive) Annual insurance n/a Optional management service $25 p/m Contract Price $28,800 16.9% ROI $4929 annual profit Escrow $250 (money held from buyer for taxes & insurance) Contract Value $79,290 (paid to YOU over 10 years) Outgoings Ingoings www.usapropertyinvestor.com/landcontractreserve.html Slide 11 Opportunities like this dont come along too often Huge ROI on Land Contract High Cash Flow Exit Strategy already in place No running costs Security on investment (full ownership of title) www.usapropertyinvestor.com/landcontractreserve.html Slide 12 **Limited Offer!** Reserve with us today and get our UPI Sourcing & Management fee for just 995 Slide 13 To invest in our Land Contracts Program today and take advantage of our 50% discounted fee, complete the client reservation request located at Tel: 0845 438 0634, From abroad +44 (0)845 438 0634 Total UPI Ltd fees; 995 (50% discount applied) One payment of 995 (reservation fee) www.usapropertyinvestor.com/landcontractreserve.html Slide 14 Tel: 0845 438 0634, From abroad +44 (0)845 438 0634