UIN No. : SHAHLIP18033V021718

If the policyholder disagrees with the ‘Terms and conditions’ of the policy, the policy can be cancelled within 15 days from the date of receipt of the policy. In case Policyholder has bought this plan through distance marketing mode, he/she may cancel the Plan within 30 days from the date of receipt of the policy. However, the company reserves the right to deduct medical examination fees, cancellation fee*, stamp duty charges for issue of the policy and proportionate risk premium for the period concerned.

* Cancellation fee is not applicable for Pure Term Life Insurance Coverage

Withdrawal of tie-up

The tie-up between Star Health and Allied Insurance Company Ltd. and IndiaFirst Life Insurance Company Ltd may be withdrawn at any time with the prior approval of the Regulator. The insured will be intimated 90 days in advance about the withdrawal of tie-up. In such an event all policies issued will continue until renewal. Upon expiry the insured has the option of continuing with either of the Sections with the respective insurers. In so far as Health section is concerned the continuity of benefits with reference to waiting periods stated will be available.

Call 24 hour helpline 1800 425 2255 / 1800 102 4477 of Star Health and Allied

Insurance Company Ltd for assistance.

Ÿ

Ÿ

Section 41 of Insurance Act 1938

No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer.

Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees.

1800 425 2255 / 1800 102 4477

Star Health and Allied Insurance Co. Ltd., commenced its operations in 2006 with the business interests in Health Insurance, Travel and Personal Accident. As an exclusive Health Insurance Company and the first of its kind in India, the Company is committed to setting international benchmarks in service and personal caring.

HealthInsurancePe rs o n a l & C a r i n g

The Health Insurance Specialist

11 12 13 14 15

1,496

1,496

1,496

1,496

1,528

1,553

1,572

1,587

1,599

1,610

1,622

1,635

1,653

1,675

1,703

1,739

1,783

1,836

1,899

1,973

2,059

2,304

2,421

2,555

2,710

2,889

3,096

3,333

3,614

3,930

4,287

4,913

5,352

5,841

6,358

6,903

7,474

8,067

8,680

9,337

10,010

11,174

11,929

1,632

1,632

1,632

1,632

1,667

1,694

1,715

1,731

1,744

1,756

1,769

1,784

1,803

1,827

1,858

1,897

1,945

2,002

2,071

2,152

2,247

2,513

2,641

2,787

2,956

3,152

3,377

3,636

3,943

4,287

4,677

5,359

5,838

6,372

6,936

7,531

8,154

8,800

9,469

10,186

10,920

12,190

13,013

1,768

1,768

1,768

1,768

1,806

1,835

1,858

1,875

1,890

1,903

1,916

1,933

1,953

1,980

2,013

2,055

2,107

2,169

2,244

2,332

2,434

2,723

2,861

3,020

3,203

3,414

3,658

3,939

4,271

4,644

5,067

5,806

6,325

6,903

7,514

8,159

8,833

9,534

10,258

11,035

11,830

13,206

14,098

1,904

1,904

1,904

1,904

1,944

1,976

2,001

2,019

2,035

2,049

2,064

2,081

2,104

2,132

2,168

2,213

2,269

2,336

2,416

2,511

2,621

2,932

3,081

3,252

3,449

3,677

3,940

4,242

4,600

5,002

5,457

6,252

6,811

7,435

8,092

8,786

9,513

10,267

11,047

11,884

12,740

14,222

15,182

2,040

2,040

2,040

2,040

2,083

2,117

2,143

2,164

2,180

2,195

2,211

2,230

2,254

2,284

2,323

2,371

2,431

2,503

2,589

2,690

2,808

3,142

3,301

3,484

3,696

3,940

4,221

4,545

4,928

5,359

5,847

6,699

7,298

7,966

8,670

9,414

10,192

11,000

11,836

12,732

13,650

15,237

16,267

3 5 8 9 10

18 1,170 1,950

19 1,170 1,950

20 1,170 1,950

21 1,170 1,950

22 1,179 1,965

23 1,185 1,975

24 1,191 1,985

25 1,194 1,990

26 1,197 1,995

27 1,200 2,000

28 1,206 2,010

29 1,209 2,015

30 1,212 2,020

31 1,218 2,030

32 1,227 2,045

33 1,236 2,060

34 1,248 2,080

35 1,263 2,105

36 1,281 2,135

37 1,302 2,170

38 1,323 2,205

39 1,737 2,895

40 1,770 2,950

41 1,806 3,010

42 1,848 3,080

43 1,899 3,165

44 1,956 3,260

45 2,022 3,370

46 2,097 3,495

47 2,181 3,635

48 2,280 3,800

49 3,009 5,015

50 3,129 5,215

51 3,261 5,435

52 3,402 5,670

53 3,552 5,920

54 3,708 6,180

55 3,876 6,460

56 4,047 6,745

57 4,224 7,040

58 4,407 7,345

59 5,841 9,735

60 6,048

4

1,560

1,560

1,560

1,560

1,572

1,580

1,588

1,592

1,596

1,600

1,608

1,612

1,616

1,624

1,636

1,648

1,664

1,684

1,708

1,736

1,764

2,316

2,360

2,408

2,464

2,532

2,608

2,696

2,796

2,908

3,040

4,012

4,172

4,348

4,536

4,736

4,944

5,168

5,396

5,632

5,876

7,788

8,064 10,080

3,120

3,120

3,120

3,120

3,144

3,160

3,176

3,184

3,192

3,200

3,216

3,224

3,232

3,248

3,272

3,296

3,328

3,368

3,416

3,472

3,528

4,632

4,720

4,816

4,928

5,064

5,216

5,392

5,592

5,816

6,080

8,024

8,344

8,696

9,072

9,472

9,888

10,336

10,792

11,264

11,752

15,576

16,128

3,510

3,510

3,510

3,510

3,537

3,555

3,573

3,582

3,591

3,600

3,618

3,627

3,636

3,654

3,681

3,708

3,744

3,789

3,843

3,906

3,969

5,211

5,310

5,418

5,544

5,697

5,868

6,066

6,291

6,543

6,840

9,027

9,387

9,783

10,206

10,656

11,124

11,628

12,141

12,672

13,221

17,523

18,144

1,360

1,360

1,360

1,360

1,389

1,412

1,429

1,442

1,453

1,464

1,474

1,487

1,503

1,523

1,549

1,581

1,621

1,669

1,726

1,794

1,872

2,094

2,201

2,323

2,464

2,626

2,814

3,030

3,286

3,573

3,898

4,466

4,865

5,310

5,780

6,276

6,795

7,334

7,891

8,488

9,100

10,158

10,845

Sum Assured in LakhsAge at

entry

For Life Section : Premium in Rs. for Female lives (Excluding Tax)

6

2,340

2,340

2,340

2,340

2,358

2,370

2,382

2,388

2,394

2,400

2,412

2,418

2,424

2,436

2,454

2,472

2,496

2,526

2,562

2,604

2,646

3,474

3,540

3,612

3,696

3,798

3,912

4,044

4,194

4,362

4,560

6,018

6,258

6,522

6,804

7,104

7,416

7,752

8,094

8,448

8,814

11,682

12,096

7

2,730

2,730

2,730

2,730

2,751

2,765

2,779

2,786

2,793

2,800

2,814

2,821

2,828

2,842

2,863

2,884

2,912

2,947

2,989

3,038

3,087

4,053

4,130

4,214

4,312

4,431

4,564

4,718

4,893

5,089

5,320

7,021

7,301

7,609

7,938

8,288

8,652

9,044

9,443

9,856

10,283

13,629

14,112

For Life Section : Premium in Rs. for Male lives (Excluding Tax)

3 4 5 6

1,560

1,572

1,580

1,588

1,592

1,596

1,600

1,608

1,612

1,616

1,624

1,636

1,648

1,664

1,684

1,708

1,736

1,764

2,316

2,360

2,408

2,464

2,532

2,608

2,696

2,796

2,908

3,040

4,012

4,172

4,348

4,536

4,736

4,944

5,168

5,396

5,632

5,876

7,788

8,064

8,372

8,700

1,170

1,179

1,185

1,191

1,194

1,197

1,200

1,206

1,209

1,212

1,218

1,227

1,236

1,248

1,263

1,281

1,302

1,323

1,737

1,770

1,806

1,848

1,899

1,956

2,022

2,097

2,181

2,280

3,009

3,129

3,261

3,402

3,552

3,708

3,876

4,047

4,224

4,407

5,841

6,048

6,279

6,525

7,569 10,092

1,950

1,965

1,975

1,985

1,990

1,995

2,000

2,010

2,015

2,020

2,030

2,045

2,060

2,080

2,105

2,135

2,170

2,205

2,895

2,950

3,010

3,080

3,165

3,260

3,370

3,495

3,635

3,800

5,015

5,215

5,435

5,670

5,920

6,180

6,460

6,745

7,040

7,345

9,735

10,080

10,465

10,875

12,615

2,340

2,358

2,370

2,382

2,388

2,394

2,400

2,412

2,418

2,424

2,436

2,454

2,472

2,496

2,526

2,562

2,604

2,646

3,474

3,540

3,612

3,696

3,798

3,912

4,044

4,194

4,362

4,560

6,018

6,258

6,522

6,804

7,104

7,416

7,752

8,094

8,448

8,814

11,682

12,096

12,558

13,050

15,138

Sum Assured in Lakhs

7 8 9 10 11 12 13 14 15

2,730

2,751

2,765

2,779

2,786

2,793

2,800

2,814

2,821

2,828

2,842

2,863

2,884

2,912

2,947

2,989

3,038

3,087

4,053

4,130

4,214

4,312

4,431

4,564

4,718

4,893

5,089

5,320

7,021

7,301

7,609

7,938

8,288

8,652

9,044

9,443

9,856

10,283

13,629

14,112

14,651

15,225

17,661

3,120

3,144

3,160

3,176

3,184

3,192

3,200

3,216

3,224

3,232

3,248

3,272

3,296

3,328

3,368

3,416

3,472

3,528

4,632

4,720

4,816

4,928

5,064

5,216

5,392

5,592

5,816

6,080

8,024

8,344

8,696

9,072

9,472

9,888

10,336

10,792

11,264

11,752

15,576

16,128

16,744

17,400

20,184

3,510

3,537

3,555

3,573

3,582

3,591

3,600

3,618

3,627

3,636

3,654

3,681

3,708

3,744

3,789

3,843

3,906

3,969

5,211

5,310

5,418

5,544

5,697

5,868

6,066

6,291

6,543

6,840

9,027

9,387

9,783

10,206

10,656

11,124

11,628

12,141

12,672

13,221

17,523

18,144

18,837

19,575

22,707

1,360

1,389

1,412

1,429

1,442

1,453

1,464

1,474

1,487

1,503

1,523

1,549

1,581

1,621

1,669

1,726

1,794

1,872

2,094

2,201

2,323

2,464

2,626

2,814

3,030

3,286

3,573

3,898

4,466

4,865

5,310

5,780

6,276

6,795

7,334

7,891

8,488

9,100

10,158

10,845

11,582

12,381

13,537

1,496

1,528

1,553

1,572

1,587

1,599

1,610

1,622

1,635

1,653

1,675

1,703

1,739

1,783

1,836

1,899

1,973

2,059

2,304

2,421

2,555

2,710

2,889

3,096

3,333

3,614

3,930

4,287

4,913

5,352

5,841

6,358

6,903

7,474

8,067

8,680

9,337

10,010

11,174

11,929

12,740

13,619

14,891

1,632

1,667

1,694

1,715

1,731

1,744

1,756

1,769

1,784

1,803

1,827

1,858

1,897

1,945

2,002

2,071

2,152

2,247

2,513

2,641

2,787

2,956

3,152

3,377

3,636

3,943

4,287

4,677

5,359

5,838

6,372

6,936

7,531

8,154

8,800

9,469

10,186

10,920

12,190

13,013

13,898

14,857

16,244

1,768

1,806

1,835

1,858

1,875

1,890

1,903

1,916

1,933

1,953

1,980

2,013

2,055

2,107

2,169

2,244

2,332

2,434

2,723

2,861

3,020

3,203

3,414

3,658

3,939

4,271

4,644

5,067

5,806

6,325

6,903

7,514

8,159

8,833

9,534

10,258

11,035

11,830

13,206

14,098

15,056

16,095

17,598

1,904

1,944

1,976

2,001

2,019

2,035

2,049

2,064

2,081

2,104

2,132

2,168

2,213

2,269

2,336

2,416

2,511

2,621

2,932

3,081

3,252

3,449

3,677

3,940

4,242

4,600

5,002

5,457

6,252

6,811

7,435

8,092

8,786

9,513

10,267

11,047

11,884

12,740

14,222

15,182

16,215

17,333

18,952

2,040

2,083

2,117

2,143

2,164

2,180

2,195

2,211

2,230

2,254

2,284

2,323

2,371

2,431

2,503

2,589

2,690

2,808

3,142

3,301

3,484

3,696

3,940

4,221

4,545

4,928

5,359

5,847

6,699

7,298

7,966

8,670

9,414

10,192

11,000

11,836

12,732

13,650

15,237

16,267

17,373

18,571

20,305

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

34

35

36

37

38

39

40

41

42

43

44

45

46

47

48

49

50

51

52

53

54

55

56

57

58

59

60

Age at

entry

Section 45 of Insurance Act, 1938 as amended by Insurance Laws (Amendment) Act, 2015:

Ÿ No policy of life insurance shall be called in question on any ground whatsoever after the expiry of three years from the date of the policy, i.e., from the date of issuance of the policy or the date of commencement of risk or the date of revival of the policy or the date of the rider to the policy, whichever is later.

Ÿ A policy of life insurance may be called in question at any time within three years from the date of issuance of the policy or the date of commencement of risk or the date of revival, of the policy or the date of the rider to the policy, whichever is later, on the ground of fraud: Provided that the insurer shall have to communicate in writing to the insured or the legal representatives or nominees or assignees of the insured the grounds and materials on which such decision is based.

Ÿ Notwithstanding anything contained in sub-section (2), no insurer shall repudiate a life insurance policy on the ground of fraud if the insured can prove that the mis-statement of or suppression of a material fact was true to the best of his knowledge and belief or that there was no deliberate intention to suppress the fact or that such mis-statement of or suppression of a material fact are within the knowledge of the insurer: Provided that in case of fraud, the onus of disproving lies upon the beneficiaries, in case the policyholder is not alive.

Ÿ A policy of life insurance may be called in question at any time within three years from the date of issuance of the policy or the date of commencement of risk or the date of revival of the policy or the date of the rider to the policy, whichever is later, on the ground that any statement of or suppression of a fact material to the expectancy of the life of the insured was incorrectly made in the proposal or other document on the basis of which the policy was issued or revived or rider issued: Provided that the insurer shall have to communicate in writing to the insured or the legal representatives or nominees or assignees of the insured the grounds and materials on which such decision to repudiate the policy of life insurance is based: Provided further that in case of repudiation of the policy on the ground of misstatement or suppression of a material fact, and not on the ground of fraud, the premiums collected on the policy till the date of repudiation shall be paid to the insured or the legal representatives or nominees or assignees of the insured within a period of ninety days from the date of such repudiation.

Ÿ Nothing in this section shall prevent the insurer from calling for proof of age at any time if he is entitled to do so, and no policy shall be deemed to be called in question merely because the terms of the policy are adjusted on subsequent proof that the age of the life insured was incorrectly stated in the proposal.

Plan2-25 26-40 41-50 51-60 61-65 66-70 Above 70

1A 905 1,100 1,600 2,200 3,080 3,665 4,290

1A+1C 1,290 1,665 2,395 3,320 4,540 5,400 6,320

1A+2C 1,620 2,090 2,945 4,180 5,700 6,795 7,955

2A 1,400 1,805 2,600 3,605 4,930 5,865 6,865

2A+1C 1,705 2,200 3,100 4,400 6,000 7,150 8,370

2A+2C 1,995 2,500 3,500 5,000 6,780 8,065 9,440

For Health Section - Sum Insured - Rs. 1 lakh

A means Adult; C Means Child All options except 1A are on floater basis.

Age (in years)

Tax Extra

Registered and Corporate Office

1, New Tank Street, Valluvar Kottam High Road,

Nungambakkam, Chennai - 34. Phone : 044-2828 8800,

CIN : U66010TN2005PLC056649

Toll Free Fax No.: 1800 425 5522, SMS : STAR to 56677

Toll Free No.:1800 425 2255 / 1800 102 4477,

E-Mail : support@starhealth.in. Web : www.starhealth.in

IRDAI. Reg. No : 129

BR

O /

SF

C /

V.4

/ 201

7 -

18

The information provided in this brochure is only indicative.For more details on the risk factors, terms and conditions,

please read the policy wordings before concluding saleOr

Visit our website www.starhealth.in / www.Indiafirstlife.com

Call Toll-free: 1800-425-2255 / 1800-102-4477, sms STAR to 56677 Fax Toll Free No: 1800-425-5522 « Email : support@starhealth.in

CIN : U66010TN2005PLC056649 « IRDAI Regn. No: 129

“IRDAI OR ITS OFFICIALS DO NOT INVOLVE IN ACTIVITIES LIKE SALE OF

ANY KIND OF INSURANCE OR FINANCIAL PRODUCTS NOR INVEST

PREMIUMS. IRDAI DOES NOT ANNOUNCE ANY BONUS. THOSE

RECEIVING SUCH PHONE CALLS ARE REQUESTED TO LODGE A POLICE

COMPLAINT ALONG WITH DETAILS OF PHONE CALL AND NUMBER”

UIN No. : SHAHLIP18033V021718

STAR FIRST MICRO CARE

STAR FIRSTMICRO CARE