Ultimate CapitalProperty Finance

Use our money to make you more

www.ultimatecapital.co.uk

ProPerty: it’s in our DnA

As an experienced team mostly made up of ex-property developers, we've done it, meaning we understand the challenges developers face. This allows us to creatively find solutions where other lenders often only create problems.

Less tALk, more ACtion

We know that time can be of the essence. As a principal lender, lending our own funds means that when you speak to us, you are talking to a decision maker, not a third party reliant on someone else. Usually we can make a decision within 24 hours.

FoCuseD on the DeAL

We appreciate that every loan is different and every developer has their own unique opportunity and often a challenge to overcome. Loans are assessed on project strength. Just because a developer may have come across hard times or has limited security or equity, it need not be a reason not to lend – after all, we are here to help.

USe OUr mOneY TO maKe YOU mOre

We provide property development, mezzanine and bridging finance from £250,000 to £3,500,000, typically over a 6-24 month period. Bespoke, fast, fuss-free loans with the option of up to 100% funding with no complex fees or hidden agendas, just simple transparency.

Every one of our financial solutions is designed to suit specific requirements. If problems arise then, together, we try and resolve them. We know security is not always straightforward so we’re happy to look at a suite of security options and implement second charges to make a deal happen.

We tAke FinAnCe seriousLy

Our loans are used for commercial reasons and therefore unregulated by the FCA, this helps with our flexible approach. Our clients are diverse and include builders, developers, national PLCs and high net worth individuals. In every case we are discreet and treat everything with the strictest of confidence.

Our clients use us because our money works hard for them, allowing them to secure a position or to make profits over multiple opportunities. We are proud to offer fast, professional, simple and transparent solutions. This is what we do, and we do it well.

The UlTimaTe difference

We lend our own money – fast

Up to 100% of your funding requirements

Our experienced team make quick lending decisions

We lend anywhere in england and Wales, covering all property sectors

flexible on security – 1st and 2nd charge lending

Bespoke offers supporting individual requirements

Great recognition for introducers with the best proc fees in the industry

TAKE A LOOK AT SOmE OF THE RECE nT PROJECTS WE HAvE FUndEd

Out of administration, superb resort in cornwall

a seasoned businessman required funding to purchase an attractive country club that had been placed into administration. he had the opportunity to acquire the club at a superb price, but he needed to move quickly in changing his lender.

Our client had been supported by us previously and was comfortable with our ability to be fast, fuss-free and flexible. he shared

his exciting business plan with us, we undertook quick due diligence and consequently provided an 18-month term loan on a first charge basis and secured the deal for him, allowing him to move away from an inflexible lender that was causing him problems.

We agreed to extend the loan to further assist with the refinance, supporting the working capital of the borrower to the point of significant trading

improvement. Our loan was repaid by way of an equity buy-in by an experienced investor.

“We have now completed two significant and complex transactions with Ultimate.They have at all times been supportive, flexible and fair – it has been more like a partnership than a loan.Their ability to move rapidly, unlike the traditional lenders, has allowed us to acquire and refinance distressed assets in a rising market. Furthermore, their ongoing flexibility has taken pressure off our management team and given us the opportunity to turn the assets around. The first acquisition is now in the process of going to a public listing with the Ultimate loan still in place.”

Mr S Hume-Kendall

initial loan: £800,000 security: First charge initial duration: 18 months

Our client obtained planning consent to build 15 high specification 4 and 5 bedroom new-build detached houses in a highly desirable neighbourhood of nottingham.

The site was purchased with the client’s own cash and building work commenced. We were approached after he had been let down by a couple of lenders who applied ‘postcode prejudice’ lending on the partially completed scheme.

We jumped at the opportunity to work on such an exciting scheme, acting quickly to put funds in place so the development programme was not compromised. We delivered an all-inclusive fee-free rate and rolled up the interest. This made all the difference, ensuring the project got going, the trades could be paid and work continued on site.

We happily extended the loan by three months when external funding took

longer than expected. as a result, our client has made a substantial multi-million profit.

“We spoke to lots of lenders and most made the right noises but when push came to shove they didn’t deliver. This caused serious delays that put the site and the business at risk. We had to find a lender that understood development and would deliver fast. Quite simply Ultimate delivered on all levels, from initial contact to drawdown of the loan. They understood our needs, ensured our tight timescales were met and were completely flexible throughout the project. We could have asked no more from a funding partner. My only regret is that we didn’t go to them at the beginning!”

Mr R Denbow

TAKE A LOOK AT SOmE OF THE RECE nT PROJECTS WE HAvE FUndEd

residential development finance for luxury new-builds, nottingham

initial loan: £1,750,000 security: First charge initial duration: 12 months

For more examples of recent projects, visit: www.ultimatecapital.co.uk

Ultimate CapitalProperty Finance

Call 020 8974 4705 or email ask@ultimatecapital.co.uk to contact us, or visit www.ultimatecapital.co.uk for more information.

“We thought all lenders were the same. They’re not! Ultimate are so much more and added real value to our development through their experience and professionalism. Beyond their funding input, they haven given great insight and consequently have been central to our scheme being delivered.” mrs J razzaq

“I had a really short window of time to complete on a land purchase. It was ‘use it or lose it’ time and very stressful to say the least. Ultimate pulled out all the stops and made it happen.” mr T Whitelaw

“Ultimate’s team are an absolute pleasure to work with, it’s obvious that customers are their priority. They’re very experienced in the development industry and you can tell they really understand the issues their customers face. The team have gone above and beyond to deliver everything for all of our projects, and we would confidently recommend them to any developer looking to get their project moving.” mr a cooper

“I found myself stuck after taking funding from a High Street bank. An absurd delay over 30 days on the monthly drawdowns meant I couldn’t pay the men I had working for me... they eventually walked out. I then went to a ‘peer to peer’ lender, but they adopted a similarly long-winded approach – I was on the verge of giving up. It was at that point my broker introduced me to Ultimate, who stepped in to take care of the finance side and just got on with it! They were true to their word and I really appreciate how quickly they were able to turn things round. I could have saved so much time, money and effort had I found Ultimate at the start!” mr J freestone

Ultimate Capital The Typhoon Building Oakcroft Road Chessington Surrey KT9 1RH