UAW Hourly and Salaried Employees and Retirees Hourly and Salaried Employees and Retirees ... Non-Occupational Disease ... Base Hourly Rate Weekly Sickness Accident Benefit Amount

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  • Summary Plan Description 2008

    UAW Hourly and Salaried Employees and Retirees

    Disability Benefits

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    UAW HOURLY AND SALARIED EMPLOYEES

    Disability Benefits ______________________________________________________________________________ ______________________________________________________________________________ ______________________________________________________________________________

    Summary Plan Description 2008

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  • TABLE OF CONTENTS

    Disability .............................................................................................................. 1

    Your Disability Benefits ...................................................................................... 2

    General Definitions ........................................................................................... 2

    Claim Administrator..................................................................................................................2 Collective Bargaining Agreement ...........................................................................................2 Entry Level Employee ..............................................................................................................2 Non-Occupational Disease ......................................................................................................2 Non-Occupational Injury ..........................................................................................................2 Pension Plan .............................................................................................................................2 Physician ...................................................................................................................................2 Social Security Act ...................................................................................................................3 SUB Plan ....................................................................................................................................3

    Eligibility ........................................................................................................... 3

    When Coverage Begins ................................................................................... 3

    Schedule of Benefits ........................................................................................ 3

    Sickness and Accident (S&A) Benefit ............................................................... 3

    Eligibility ........................................................................................................... 3

    The Benefit Amount ......................................................................................... 4

    For Hourly paid employees ......................................................................................................4 For Salary paid employees ......................................................................................................5

    When Benefits Begin ........................................................................................ 7

    Occupational Disability .................................................................................... 8

    How Long Benefits Last ................................................................................... 8

    Partial Week Benefits ....................................................................................... 8

    New Disability Period ....................................................................................... 8

    Holiday Pay ....................................................................................................... 8

    Unemployment Compensation ........................................................................ 8

    Social Security .................................................................................................. 9

    Disciplinary Leave of Absence ........................................................................ 9

    Notice of Claim ................................................................................................. 9

    Proof of Loss .................................................................................................... 9

    Mileage for Disability Evaluation Program (DEP) Examinations .................. 9

    Waiver of Benefits ............................................................................................ 9

    Temporary Disability or Mandated State Disability Laws ............................. 9

    Social Security Disability Insurance Benefits (SSDIB) ................................ 10

    Mental Health and Substance Abuse (MHSA) .............................................. 10

    Other ................................................................................................................ 10

  • The Salary Continuation Plan (Salary Bargaining Unit Employees) ............. 10

    Disability Absence .......................................................................................... 11

    Disability Benefits .......................................................................................... 11

    The Benefit Payment ...................................................................................... 11

    When Benefits Begin ...................................................................................... 11

    How Long Benefits Last ................................................................................. 11

    Proof of Disability ........................................................................................... 12

    Reinstated Sickness and Accident Benefit ..................................................... 12

    Eligibility .......................................................................................................... 12

    When Benefits Begin ...................................................................................... 12

    Other Provisions ............................................................................................. 13

    Extended Disability Benefit Plan (EDB) ........................................................... 13

    Eligibility .......................................................................................................... 13

    The Benefit Amount........................................................................................ 13

    For Hourly paid employees ................................................................................................... 13 For Salary paid employees .................................................................................................... 15

    When Benefits Begin ...................................................................................... 17

    Social Security Disability Insurance Benefits (SSDIB) ................................ 17

    EDB Reductions ............................................................................................. 18

    How Long Benefits Last ................................................................................. 19

    Mileage for Disability Evaluation Program (DEP) Examinations ................ 19

    Successive Disability ..................................................................................... 19

    Enrollment in Medicare Part B ....................................................................... 20

    Waiver of Benefits .......................................................................................... 20

    Legal Action .................................................................................................... 20

    Applying for Disability Benefits ....................................................................... 20

    How to File a Claim ......................................................................................... 20

    If a Claim Is Denied ......................................................................................... 21

    Disability Coverage If You Stop Active Work .................................................. 22

    Quit .................................................................................................................. 22

    Discharge, Absence From Work Without Notifying the Plant as Required by the Collective Bargaining Agreement, or Failure To Return to Work When Called .................................................................................................... 22

    Layoff ............................................................................................................... 22

    Leave of Absence ........................................................................................... 22

    Totally Disabled or Temporarily Separated as a PQX Disability ................ 23

    Work Stoppage ............................................................................................... 23

  • Entry Level Employee Exceptions ................................................................... 23

    Eligibility When Coverage Begins .............................................................. 23

    Sickness and Accident (S&A) Benefit Exceptions ...................................... 23

    Extended Disability Benefit (EDB) Exceptions ............................................ 24