Transparente und effiziente Banken- und ... · PDF file- Cost of acquisition / distribution - Direct administrative expenditures = Contribution Margin I ... Planning tool (SAP BPC)

.consulting .solutions .partnership

Transparente und effiziente Banken- und Versicherungssteuerung mit FS-PERSAP Financial Services Briefing

Aug 31, 2017, Rüschlikon

Andreas Fisch, Managing Director

msg: Introduction

Independent

25 countries

812 Million € Revenue (2016)

Founded in 1980

+6,000 employees

International locations

Select project locations

One of the leading IT- solutions and service providers and a leading insurance / reinsurance consultancy

Certified under DIN EN ISO 9001 since 1996

© msg global solutions | Aug 31 2017 | SAP Financial Services Briefing | Rüschlikon 2

FS-PER: High-Speed, micro-level Performance Managementfor Financial Services

3© msg global solutions | Aug 31 2017 | SAP Financial Services Briefing | Rüschlikon

Budget/Planning (connected with e.g. SAP BPC)

Delta for timely and micro-level performance optimisation

P&L/Contribution Scheme

Insurance Bank

FS-PER is designed to:

• Show, calculate, save

the as-is results of

profitability indicators:

• for any dimension/view

• At most granular level

• for any allocation rule

For Big Data Volumes

In Realtime (on HANA)

• Input data: 6,54 billion

• Lowest P&L calculation

unit: 120 million

• Allocation scenario: 850

cases

Reduced P&L Calculation Lead

Time:

From 40h to 1h

As-Is (Costs & Revenue Allocation)

Interest expense / -earnings

- Cost of Refinancing / -earnings

= Interest contribution

- Standard cost of equity

- Standard cost of risk

- Standard cost of proceedings

= Contribution Margin I

- Non-personnel cost

- Personnel cost

- IT costs

= Contribution Margin II= Contribution Margin II

Earned gross contributions

- Reinsurance contributions

= Earned net contributions

- Cost of Claims

- Cost of acquisition / distribution

- Direct administrative

expenditures

= Contribution Margin I

- General administrative

expenditures

- Investments profit

- Additional components

In connection with a

Planning tool (SAP BPC)

The solution will provide a

holistic approach to

measure and management

the revenues and costs

CRA

CRA

FTP

CRA = Cost & Revenue Allocation

FTP = Funds Transfer Pricing

FS-PER Framework : The New HANA-based Performance Management


FS-PER Framework : Business Focused Solution

Execute

Allocation

Execution

User

Analyze

and

Report

Analysis

User

Modelling

User

Integrate

Data

Source

Collect

Data

Enrich

Data

Create

Cost

Driver

Create

Allocation

Rules

Define

Reports

Software can be configured by Business

Department

IT-persons can focus on installation and

data integration, but don‘t need to model

calculations.


Suitable for PC and Tablet Users !

FS-PER Framework : Fiori Style Web Interface


Configure your Function

Arrange your Functions

FS-PER Framework : The Building-Block Principle

© msg global solutions | Aug 31 2017 | SAP Financial Services Briefing | Rüschlikon

Connect function blocks together to create your Model !

7

Easy Step-By-Step Configuration

Maximum Flexibility

In-Built Expert Knowledge

FS-PER Framework : Simplify your Calculations

Benefit from Expert Knowledge


FS-PER Framework : Stay in Control

Trace back results until the

source data is reached !

Built in Drill-Down for

each Field in each Result !


FS-PER Framework : Simulate Scenarios

Built-In Interactive

Simulations

to validate calculation

models for business

experts and

management.


FS-PER Framework : Many Reporting Options

Analysis for Office

SAP Lumira

SAP Design Studio

S/4HANA Analytics with

Smart Business Cockpits

FS-PER Standard Reporting


FS-PER Use Case : Re-/Insurance Cost Allocation on Product Level

Allocate actual & planned overhead GL costs (e.g. Finance, IT, HR, Operations, etc.) to individual insurance product positions

Drill-Down to Details

Product Actuals

GL Actuals GL Planned

Allocate by Volume, then by Duration

Analyze the Product Costs


FS-PER Use Case : Enterprise Cost Management for BanksECoM for an American Bank including Survey collections, management overlays, workflow and What-If Simulation

Cost Study Project

DefinitionsActivities Drivers

Financial Hierarchies

AllocationKeys

Business Activity

Allocation

1. Data Sourcing Process

Pro

cess F

low

Reporting

and

Analytics

What-If

Simulation

2. Allocation, Reporting

and Simulation

1. D

ata

So

urc

ing

Pro

ce

ss

2. A

lloc

ati

on

, R

ep

ort

ing

an

d

Sim

ula

tio

ns


FS-PER Use Case: strategic planning with SAP BPC

Smart Data Access

• Connect to many Data Sources

• Access external data in real-time

In-Memory Calculation Engine

• High-Speed

• High-Volume

Instantaneous Driver Based Planning

• Complex Models (e.g. Revenue, Costs)

• Integration of Offline Calculations

• Business User Centric Modelling

Instant Reporting

• Results immediately available

Unified BI Layer

• Tool independent Reporting

Use

yo

ur

Pla

nn

ing

Dat

a fr

om

BP

C

Rea

d/W

rite

to

yo

ur

SAP

BW

Dat

a W

areh

ou

se


FS-PER Use Case : Solvency II for Insurance Companies

Based on EIOPA Regulatory

Requirements

Calculate Final Solvency

Capital Requirements

Solvency II is an EU Directive that codifies and harmonizes the EU insurance regulation.

Discount Portfolio Cash

Flows

Calculate Risk Modules:

Life Underwriting Risk

Non-Life Underwriting Risk

Counterparty Default Risk

etc …

Calculate Minimum Capital

Requirements

And much more…

© msg global solutions | Aug 31 2017 | SAP Financial Services Briefing | Rüschlikon15

FS-PER Use Case : Customer Profitability / Dynamic Priving

© msg global solutions | Aug 31 2017 | SAP Financial Services Briefing | Rüschlikon16

Backend

Performance Management

FS-PER

Plan Actual

Digital Engagement Platform

Hybris Marketing• Planning

• Insight

• Segmentation

• Recommendation

Recommendation

Personalization

Re-Targeting

Interactions

Products

Core Product & Transaction Systems

Core

Insurance

Product

Engine

Finance & Risk Systems

FI Treasury

Contract Data & Interactions

• Actual & Planning Data

• Customer Profitability

• Interactions

Analysis

• Products

• Prices

• Transactions

• Fees

Hybris Commerce

• Customer

Experience

• Product Content

• Offers & Orders

• Onboarding

• Account Origination

• Products

Sales

CRM

• Business Partner

• Interactions

• Bus.Partner

Wholesale

FS-PER: References

Banking Insurance

Food/Dairy Railway


.consulting .solutions .partnership

msg global solutions ag (Headquarters)

Eichwatt 3, 8105 Regensdorf

Switzerland

Andreas Fisch

Partner & Managing Director

msg global solutions ag

Tel:: +49 160 3685403

[email protected]

Banking:

https://www.facebook.com/msgglobal/posts/1656971157664746?ref=notif&notif_t=like&notif_id=1492205210276378

https://www.linkedin.com/hp/update/6258306475735683072

https://twitter.com/msg_global/status/852539002309705728

Insurance:



Innovation management:












Documents

Transparente und effiziente Banken- und ... · PDF file- Cost of acquisition / distribution - Direct administrative expenditures = Contribution Margin I ... Planning tool (SAP BPC)