5

| Transaction Banking |

Pricing Guide 2014 Vietnam

Applicable for Corporate & Institutional Clients

Effective from May 15, 2014

Vietnam Contents Cash Management: Account Services 2

Cash Management: Payments 5

Cash Management: Collections 7

Cash Management: Liquidity Services 8

Straight2Bank 9

Trade Services 10

Welcome Vietnam

Dear Valued Client,

Drawing on over 150 years of experience as a provider of international banking

services, and more than 90 years in Vietnam, Standard Chartered actively drives

value in its markets with a clear strategy for growth. Combining in-depth local

knowledge with international capability, we offer innovative, award-winning financial

products and services in many of the world’s fastest growing markets.

Transaction Banking is a significant business extending across our network. With

systems and people in place to deliver quality services which are consistent,

reliable and in line with international standards, we continually work to offer value-

added products, customised solutions and seamless transactions processing for the

benefit of our clients.

Our clients are at the center of everything we do, and we endeavour to keep them

conversant with our product offerings and guidelines. Please find enclosed our latest

pricing guide.

Standard Chartered is committed to building a sustainable business over the long

term and to upholding high standards of corporate governance, social responsibility,

environmental protection and employee diversity.

The bank’s heritage and values are expressed in its brand promise ‘Here for good’. For

more information, please visit: www.standardchartered.com or you may contact our

Client Services Group at +84 8 3910 6116 for Ho Chi Minh City and +84 4 3936 8220 for

Hanoi.

Maxime De Guillebon Head, Transaction Banking, Vietnam

Vietnam Cash Management: Account Services

Account Services

Charges USD VND

Manual Electronic Manual Electronic

Account Maintenance Fee (if account is inactive for 12 months )

VND600,000 VND600,000

Minimum Average Balance Required USD5,000 or Equivalent VND107,500,000

Minimum Balance Charge (if average balance is less than the required minimum balance)

VND500,000 VND500,000

Account closure fee (< 1 year from opening date) VND1,200,000 VND1,200,000

Statement Charges

Charges USD VND

Manual Electronic Manual Electronic

Monthly statements

Weekly statements (per month) VND250,000 Free VND250,000 Free

Daily statements (per month) VND500,000 Free VND500,000 Free

Ad hoc request (per account) VND100,000 Free VND100,000 Free

Retrieval of account statements more than one year (per account)

VND600,000 VND600,000

Audit confirmation (exclude postage charge, if any)

VND400,000 VND400,000

Certificate of balance: Confirmation Letter for all purposes (per account and exclude postage charge, if any)

VND500,000 VND500,000

Beneficiary Advice with payment

Set-up fee VND1,000,000 Free VND1,000,000 Free

Monthly fee VND200,000 Free VND200,000 Free

Additional copy of Credit/Debit advice (per copy)

VND10,000 10,000

Certification of advice (per advice) VND10,000 10,000

2

Account Services

Charges USD VND

Manual Electronic Manual Electronic

Account Maintenance Fee (if account is inactive for 12 months )

VND600,000 VND600,000

Minimum Average Balance Required USD5,000 VND100,000,000

Minimum Balance Charge (if average balance is less than the required minimum balance)

VND500,000 VND500,000

Account closure fee (< 1 year from opening date) VND1,200,000 VND1,200,000

Cash Management: Vietnam Account Services

SWIFT Monthly Fee

Charges USD VND

Manual Electronic Manual Electronic

SWIFT Reporting (MT940/950) - Monthly fee

VND800,000 VND800,000

MT101 (incoming/outgoing) - Monthly fee VND1,600,000 VND1,600,000

Cash and Cheque Transaction Charges

Charges USD VND

Manual Electronic Manual Electronic

Cash

Over-the counter cash deposit (applicable only for same day deposit of VND 10million or more in small denomination of VND50,000 or lower)

0.25% 0.25%

Minimum Fee VND120,000 VND120,000

Over-the counter cash withdrawal

VND Free Free

FCY 0.25% 0.25%

Minimum Fee USD6 VND129,000

Cheque

Cheque Issuance (by Standard Chartered)

Local cheque USD15 VND322,500

Foreign cheque (Exclude postage charge, if any)

USD20 VND430,000

Outward cheque collections (Other banks' Cheque)

Local cheque USD6 VND129,000

Foreign cheque (Exclude postage charge, if any)

0.20% 0.20%

Minimum Fee USD12 VND258,000

Cheque purchase (Subject to availability of credit facility; exclude postage fee, if any)

1% 1%

Minimum Fee USD12 VND258,000

3

Vietnam Cash Management: Account Services

Charges USD VND

Manual Electronic Manual Electronic

Miscellaneous

Cheque book (per book of 10 leaves) VND50,000 VND50,000

Stop payment charge (per cheque) VND120,000 VND120,000

Returned cheques

Returned by Standard Chartered VND500,000 VND500,000

Returned to Standard Chartered VND250,000 VND250,000

4

Cash Management:

Payments

Payment Services

Charges USD VND

Manual Electronic Manual Electronic

Domestic Transfers

Book Transfers (Account to account transfer within Standard Chartered Vietnam)

USD1 Free VND21,500 Free

Local payroll payments (LCY)

low value payment (less than VND500 million)

VND50,000 VND25,000 VND50,000 VND25,000

high value payment (=or >VND 500 million)

0.05% 0.04% 0.05% 0.04%

Maximum Fee VND1,200,000 VND1,000,000 VND1,200,000 VND1,000,000

Local vendor payment (LCY)

low value payment (less than VND500MM)

VND50,000 VND25,000 VND50,000 VND25,000

high value payment (=or >VND 500MM)

0.05% 0.04% 0.05% 0.04%

Maximum Fee VND1,200,000 VND1,000,000 VND1,200,000 VND1,000,000

Local bank transfer (FCY) (exclude correspondent bank

charge) 0.05% 0.04% 0.05% 0.04%

Minimum Fee USD6 USD5 VND129,000 VND107,500

Maximum Fee USD60 USD50 VND1,290,000 VND1,075,000

International transfer

Outgoing telegraphic transfers (excludes correspondent bank fee, if any and telex fee USD3 or VND64.500)

Charge (%) 0.15%

USD20

0.15%

VND430,000 Minimum Fee USD20 VND430,000

Maximum Fee USD160 VND3,440,000

Guaranteed waiver up to USD50 of correspondent bank

charges for USD payments only (exclude USD3)

USD35 VND752,500

5

Vietnam

Vietnam Cash Management: Payments

Charges USD VND

Manual Electronic Manual Electronic

Miscellaneous

Rejection of payment due to insufficient funds or incorrect info on Beneficiary details

VND250,000 VND250,000

Cancellation/amendment of instruction

Domestic Payment VND250,000 VND250,000

International Payment (excludes correspondent bank charge)

VND400,000 VND400,000

6

Cash Management: Vietnam Collections

Collection Services

Charges USD VND

Manual Electronic Manual Electronic

Inward Transfer

Incoming Domestic Transfer Free Free

Incoming Telegraphic Transfer Free Free

Incoming Telegraphic Transfer to client's accounts with other banks

USD25 VND537,500

Virtual Account

One-time-set up fee VND500,000 VND500,000

Monthly Service Fee VND400,000 VND400,000

Virtual Account Transaction Fee VN20,000 VN20,000

Cash Structured Solution

Less than 10 km 0.12% 0.12%

Minimum Fee VND1,200,000 VND1,200,000

Maximum Fee VND6,000,000 VND6,000,000

Greater than 10 km 0.13% 0.13%

Minimum Fee VND1,300,000 VND1,300,000

Maximum Fee VND7,000,000 VND7,000,000

Cash Deposit 0.10% 0.10%

Minimum Fee VND30,000 VND30,000

Maximum Fee VND900,000 VND900,000

7

Vietnam Cash Management: Liquidity Services

Liquidity Management Services

Charges USD VND

Manual Electronic Manual Electronic

Automated account to account transfer within Standard Chartered Bank in Vietnam

One-time-set up fee (per account) VND1,000,000 VND1,000,000

Monthly Service Fee (per Account) VND500,000 VND500,000

Setup Amendment Fee VND500,000 VND500,000

Escrow Services

Charges USD VND

Manual Electronic Manual Electronic

Deal Setup Fee 0.1% 0.1%

Minimum Fee VND1,000,000,000 VND1,000,000,000

Minimum Escrow Amount USD5,000,000 or Equivalent

VND100,000,000,000

8

Vietnam Straight2Bank

Channel Services

Charges

Implementation, Training & Installation (including 3 vasco tokens)

VND1,200,000

Monthly Maintenance Fee VND700,000

Additional Vasco Tokens (per token) VND400,000

Additional training (per session) VND500,000

9

Vietnam Trade Services

IMPORTS

LETTERS OF CREDIT (LC) USD VND

LC issuance

- LC issuance By Quotation By Quotation

Minimum Fee USD50 VND1,075,000

- Cable VND1,075,000 VND1,075,000

- Discretionary charges for lengthy LC VND537,500 VND537,500

LC Amendment

- Extension of LC validity By Quotation By Quotation

Minimum Fee USD50 1,075,000

- Increase in LC value By Quotation By Quotation

Minimum Fee USD50 VND1,075,000

- Other amendments USD50 VND1,075,000

- Cable VND537,500 VND537,500

Cancellation for un-utilised LC

- Cancellation fee waive waive

- Cable VND537,500 VND537,500

Import Bills under LC

Payment of Import bills

- Handling commission 0.20% 0.20%

Minimum Fee USD50 VND1,075,000

- Cable VND537,500 VND537,500

Usance Import bills

- Acceptance of usance drafts By Quotation By Quotation

Minimum Fee USD50 VND1,075,000

- Cable VND537,500 VND537,500

B/L Endorsement

Endorsement commission USD50 VND1,075,000

Other fees (to be applied under import LC)

- Discrepancy fee USD100 VND2,150,000

- Reimbursement fee USD50 VND1,075,000

10

Trade Services

Vietnam

COLLECTIONS USD VND

Import Bills for Collection (DA/DP)

Payment of Import bills

- Handling commission 0.2% 0.2%

Minimum Fee USD50 VND1,075,000

Maximum Fee USD200 VND4,300,00

- Cable VND537,500 VND537,500

Non-Payment of Import bills

- Handling commission 0.125% 0.125%

Minimum Fee USD25 VND537,500

Maximum Fee USD150 VND3,225,000

- Re-presentation upon non-payment / non- acceptance on first presentation USD50 VND1,075,000

Acceptance of usance bills

Advice of acceptance USD50 VND1,075,000

Cable VND537,500 VND537,500

Long outstanding bills

- Bill not settled/accepted within 1 month after presentation; - Accepted bill not settled within 2 months after maturity date; - Import bills under LC not accepted/settled within 2 months after maturity date

VND1,075,000 per month

VND1,075,000 per month

Avalisation of Usance Import Bills

- Avalisation commission By Quotation By Quotation

Minimum Fee USD200 VND4,300,000

11

Trade Services

Vietnam

SHIPPING GUARANTEE USD VND

Issuance fee

- Under LC By Quotation By Quotation

Minimum Fee USD100 VND2,150,000

- Not under LC By Quotation By Quotation

Minimum Fee USD200 VND4,300,000

Maintenance fee (for shipping guarantee not returned for cancellation after 30 days from issuance)

USD100 per month,

after 1 month unredeemed

VND2,150,000 per month,

after 1 month unredeemed

EXPORTS USD VND

LETTERS OF CREDIT (LC)

LC/LG Advising

Pre-advice fee USD15 VND322,500

Original & Amendment LC/LG Advising USD30 VND645,000

Cable, if any VND537,500 VND537,500

Postage VND107,500 VND107,500

LC Confirmation

Confirmation fee (subject to bank and country limit availability) By Quotation By Quotation

Minimum Fee USD300 VND6,450,000

LC Transfer

Full/partial transfer

Transfer fee 0.15% 0.15%

Minimum Fee USD100 VND2,150,000

Cable VND1,075,000 VND1,075,000

12

Trade Services

Trade Services

Vietnam

USD VND

Amendment of LC transfer

- Amendment - Increase of LC amount 0.125% 0.125%

Minimum Fee USD50 VND1,075,000

- Amendment - Extension of LC validity 0.125% 0.125%

Minimum Fee USD50 VND1,075,000

- Other amendments USD50 flat VND1,075,000 flat

- Cable, if any VND537,500 VND537,500

Export bills under LC

Negotiation of export bills

- Handling commission 0.25% 0.25%

Minimum Fee USD50 VND1,075,000

- Courier VND1,075,000 VND1,075,000

- Trace cable, if any VND537,500 per tracer VND537,500 per tracer

- Negotiation interest By Quotation By Quotation

Collection of export bills

- Handling commission 0.25% 0.25%

Minimum Fee USD50 VND1,075,000

- Courier VND1,075,000 VND1,075,000

- Trace cable, if any VND537,500 per tracer VND537,500 per tracer

Advice of acceptance of usance draft

USD15 VND322,500

COLLECTIONS (DA/DP) USD VND

Export bills not under LC

Discount of export bills for collection

- Handling commission 0.25% 0.25%

Minimum Fee USD50 VND1,075,000

Maximum Fee USD300 VND6,450,000

- Courier VND1,075,000 VND1,075,000

- Trace cable, if any VND537,500 per tracer VND537,500 per tracer

- Discount interest By Quotation By Quotation

Vietnam Vietnam

13

Trade Services

Vietnam

USD VND

Export bills sent for collection

- Handling commission 0.25% 0.25%

Minimum Fee USD50 VND1,075,000

Maximum Fee USD300 VND6,450,000

- Courier VND1,075,000 VND1,075,000

- Trace cable, if any VND537,500 per tracer VND537,500 per tracer

Others

Amendment to collection instructions USD25 VND537,500

Acceptance Advice of usance Draft USD10 VND215,000

TRADE FINANCING

USD VND

Invoice Financing By Quotation By Quotation

Remittance fee - domestic payment - VND

- Low value payment (<VND500 million):

VND25,000 - High value payment (>=VND 500 million):

0.04%, Max VND1,000,000

- Low value payment (<VND500 million):

VND25,000 - High value payment (>=VND 500 million):

0.04%, Max VND1,000,000

Remittance fee - domestic payment - FCY

0.04%, Min USD5 Max USD50

0.04%, Min VND107,500 Max VND1,075,000

Remittance fee - overseas payment USD20 VND430,000

Cable charge VND64,500 per payment VND64,500 per payment

Pre-shipment Financing By Quotation By Quotation

Remittance fee - domestic payment - VND

- Low value payment (<VND500 million):

VND25,000 - High value payment (>=VND 500 million):

0.04%, Max VND1,000,000

- Low value payment (<VND500 million):

VND25,000 - High value payment (>=VND 500 million):

0.04%, Max VND1,000,000

Remittance fee - domestic payment - FCY

0.04%, Min USD5 Max USD50

0.04%, Min VND107,500 Max VND1,075,000

Remittance fee - overseas payment USD20 VND430,000

Cable charge VND64,500 per payment VND64,500 per payment

Import Loans By Quotation By Quotation

Loans against Trust Receipt By Quotation By Quotation

14

Trade Services

SUPPLY CHAIN FINANCE PROGRAMME

USD VND

Buyer Finance Programme By Quotation By Quotation

Supplier Finance Programme By Quotation By Quotation

- Handling commission By Quotation By Quotation

- Setup fee for S2B By Quotation By Quotation

Receivable Services By Quotation By Quotation

- Handling commission By Quotation By Quotation

GUARANTEE

USD VND

Guarantee/SBLCL issuance

vs. Client limit

- Issuance commission By Quotation By Quotation

Minimum Fee USD200 VND 4,300,000

- Cable, if any VND1,075,000 VND1,075,000

- Postage, if any Local: VND107,500; Overseas: VND215,000

Local: VND107,500; Overseas: VND215,000

vs. Counter Indemnity of Other Standard Chartered Bank branch/subsidiaries

- Issuance commission By Quotation By Quotation

- Cable, if any VND1,075,000 VND1,075,000

- Postage, if any Local: VND107,500; Overseas: VND215,000

Local: VND107,500; Overseas: VND215,000

vs. Counter Indemnity of Other Banks

- Issuance commission By Quotation By Quotation

Minimum Fee USD200 VND 4,300,000

- Cable, if any VND1,075,000 VND1,075,000

- Postage, if any Local: VND107,500; Overseas: VND215,000

Local: VND107,500; Overseas: VND215,000

15

Vietnam

Trade Services

USD VND

Amendment to Guarantee / SBLC

Extension of guarantee/SBLC validity same as issuance same as issuance

Increase in value same as issuance same as issuance

Other amendments USD50 VND1,075,000

Cable, if any VND537,500 VND537,500

Postage, if any Local: VND107,500; Overseas: VND215,000

Local: VND107,500; Overseas: VND215,000

Others

Non-standard guarantee text VND2,150,000 VND2,150,000

Vetting translation for the guarantee text extra VND1,075,000 flat extra VND1,075,000 flat

Cancellation of unexpired guarantee VND1,075,000 VND1,075,000

Cable, if any VND537,500 VND537,500

Claim handling commission 0.1% 0.1%

Minimum Fee USD100 VND2,150,000

Maximum Fee USD1,000 VND21,500,000

Confirmation of Guarantee/SBLC issued by our correspondents

By Quotation By Quotation

REIMBURSEMENT UNDERTAKING

USD VND

Reimbursement fee, in case Standard Chartered Bank Vietnam acts as a Reimbursement Bank under an L/C

USD150 VND3,225,000

Transfer by SWIFT USD25 VND537,000

16

Vietnam

Trade Services

OTHER GENERAL CHARGES

USD VND

Aborted transaction – handling fees VND1,075,000 VND1,075,000

Fax (on request) Local: VND43,000/page; Overseas:

VND107,500/page

Local: VND43,000/page; Overseas:

VND107,500/page

Tracer VND537,500 per tracer VND537,500 per tracer

Cable fee Local: VND107,500; Overseas: VND537,500

Local: VND107,500; Overseas: VND537,500

Courier fee VND1,075,000 VND1,075,000

Postage fee Local: VND107,500; Overseas: VND215,000

Local: VND107,500; Overseas: VND215,000

Extra copy of documents VND43,000 per one extra copy

VND43,000 per one extra copy

Investigation services

Request for investigation (2 days notice in advance)

- Upto three (3) months from transaction date

VND107,500 per item VND107,500 per item

- Over three (3) months from transaction date

VND215,000 per item VND215,000 per item

Request for old advices

- Upto two (2) months from transaction date

VND43,000 per page VND43,000 per page

- Over two (2) months from transaction date

VND107,500 per page VND107,500 per page

17

Vietnam

Notes: This Pricing Guide is applicable for Corporate and Institutional Clients of Standard Chartered

Bank Vietnam only.

The fees are excluded of 10% VAT and correspondent bank charges unless specified otherwise.

The fees and charges specified in this pricing guide are subject to change by Standard Chartered Bank or its subsidiaries without prior notice.

The fees in USD are applicable for transactions that are allowed to be charged and quoted in foreign currency within Vietnam and those in VND are applicable for transaction that are required to be charged in VND only.

The fees in other currencies besides VND and USD are based on USD tariff with exchange rate applied by Standard Chartered Bank or its subsidiaries.

For details of specialized products, please contact your Relationship Manager or Transaction Banking Sales.

This document is issued by SC Group. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for any errors of fact, omission or for any opinion expressed herein. You are advised to exercise your own independent judgment (with the advice of your professional advisers as necessary) with respect to the risks and consequences of any matter contained herein. SC Group expressly disclaims any liability and responsibility for any losses arising from any uses to which this document is put and for any errors or omissions in this document. This document contains information that is proprietary to SC Group and should not be circulated to third parties without SC Group’s prior written approval. “SC Group” means Standard Chartered Bank and each of its holding companies, subsidiaries, related corporations, affiliates, representative and branch offices in any jurisdiction.

Vietnam