8
Formation of Telengana Kashmir Floods GST Jayalalitha Asset Case Saradha Scam Recognition of Transgender Swachh Bharat Abhiyan Make in India PMJDY Mars Orbiter Mission Needed for all kinds Banking/Government/ Top 10 Current Affairs of 2014 Group Discussions. Interviews, Insurance Edited by: Anubhav Lahiri Table of Contents Downloaded from ExamPundit 1

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  • Form

    ation

    of Te

    lenga

    na

    Kash

    mir F

    loods

    GST

    Jaya

    lalith

    a Asse

    t Case

    Sara

    dha S

    cam

    Reco

    gnitio

    n of T

    rans

    gend

    er

    Swac

    hh Bh

    arat

    Abhiy

    an

    Mak

    e in I

    ndia

    PMJD

    Y

    Mar

    s Orb

    iter M

    ission

    Need

    ed fo

    r all

    kind

    s Ban

    king

    /Gov

    ernm

    ent/

    Top

    10 C

    urre

    nt A

    ffairs

    of 2

    014

    Grou

    p Di

    scus

    sions

    .

    Inte

    rvie

    ws,

    Insu

    ranc

    eEd

    ited

    by: A

    nubh

    av La

    hiri

    Table

    of Co

    ntents

    Down

    loade

    d from

    Exam

    Pund

    it

    1

  • 10. F

    orm

    atio

    n of

    Tel

    enga

    na

    Tele

    ngan

    a For

    mat

    ion

    or Fo

    rmal

    ly kn

    own

    as A

    ndhr

    a Pra

    desh

    Reo

    rgan

    isatio

    n Ac

    t, 20

    14 is

    an A

    ct o

    f Ind

    ian

    Parli

    amen

    t pro

    claim

    ing t

    he b

    ifurc

    atio

    n of

    the

    Andh

    ra P

    rade

    sh st

    ate

    into

    two

    stat

    es, T

    elan

    gana

    and

    the

    resid

    uary

    And

    hra P

    rade

    sh. T

    he A

    ct co

    nsist

    s of a

    ll asp

    ects

    of d

    ivisio

    n of

    asse

    ts an

    d lia

    bilit

    ies,

    and

    final

    izes

    the

    boun

    darie

    s of t

    he p

    ropo

    sed

    new

    stat

    es an

    d th

    e st

    atus

    of H

    yder

    abad

    . The

    Bill

    was

    pre

    vious

    ly re

    ject

    ed

    by A

    ndhr

    a Pra

    desh

    Legis

    lativ

    e As

    sem

    bly o

    n Ja

    nuar

    y 30,

    201

    4.

    The

    bill w

    as p

    asse

    d in

    the

    Lok S

    abha

    on

    18 Fe

    brua

    ry 2

    014

    and

    in th

    e Ra

    jya Sa

    bha o

    n th

    e 20

    Febr

    uary

    2014

    . The

    bill

    was

    atte

    sted

    by t

    he P

    resid

    ent o

    f Ind

    ia, P

    rana

    b M

    ukhe

    rjee

    on 1

    Mar

    ch 2

    014

    and

    publ

    ished

    in th

    e of

    ficia

    l Gaz

    ette

    . The

    appo

    inte

    d da

    y of t

    he n

    ew st

    ates

    was

    2 Ju

    ne 2

    014.

    9. K

    ashm

    ir Flo

    ods

    In Se

    ptem

    ber 2

    014,

    the

    Kash

    mir

    regio

    n w

    itnes

    sed

    disa

    stro

    us fl

    oods

    acro

    ss m

    ajorit

    y of i

    ts d

    istric

    ts ca

    used

    by to

    rrent

    ial r

    ainf

    all. T

    he In

    dian

    adm

    inist

    rate

    d Ja

    mm

    u an

    d Ka

    shm

    ir, as

    wel

    l as A

    zad

    Kash

    mir,

    Gilg

    it-

    Balti

    stan

    and

    Punj

    ab in

    Pak

    istan

    , wer

    e af

    fect

    ed b

    y the

    se fl

    oods

    . By S

    epte

    mbe

    r 24,

    201

    4, n

    early

    277

    peop

    le in

    Indi

    a and

    280

    peo

    ple

    in P

    akist

    an h

    ad d

    ied

    due

    to th

    e flo

    ods.

    Hom

    e Se

    cret

    ary o

    f Ind

    ia A

    nil G

    osw

    ami s

    aid

    82 ai

    rcra

    ft an

    d he

    licop

    ters

    , 10

    batta

    lions

    of B

    orde

    r Sec

    urity

    Forc

    e, 3

    29 co

    lum

    ns o

    f Ind

    ian A

    rmy a

    nd 3

    00 b

    oats

    wer

    e us

    ed in

    the

    resc

    ue o

    pera

    tions

    . Acc

    ordi

    ng to

    hom

    e se

    cret

    ary,

    10 V

    SAT

    syst

    ems w

    ere

    air l

    ifted

    to re

    stor

    e cr

    itica

    l tel

    ecom

    towe

    rs an

    d a

    sate

    llite

    link

    from

    Bar

    dula

    had

    bee

    n pr

    ovid

    ed fo

    r cru

    cial c

    omm

    unica

    tion.

    Down

    loade

    d from

    Exam

    Pund

    it

    2

  • Prim

    e M

    inist

    er o

    f Ind

    ia, N

    aren

    dra

    Mod

    i offe

    red

    an as

    sista

    nce

    of `

    745

    cror

    e (U

    S$12

    0 m

    illion

    ) to

    the

    stat

    e

    gove

    rnm

    ent,

    this

    was

    in ad

    ditio

    n to

    `11

    00 cr

    ore

    (US$

    170

    milli

    on) a

    lread

    y ear

    mar

    ked

    for t

    he d

    isast

    er.

    8. G

    ST

    Wha

    t is G

    ST?

    Good

    s and

    Serv

    ices T

    ax --

    GST

    -- is

    a co

    mpr

    ehen

    sive

    tax l

    evy o

    n m

    anuf

    actu

    re, s

    ale a

    nd co

    nsum

    ptio

    n of

    good

    s and

    serv

    ices a

    t a n

    atio

    nal le

    vel.

    Thro

    ugh

    a ta

    x cre

    dit m

    echa

    nism

    , thi

    s tax

    is co

    llect

    ed o

    n va

    lue-

    adde

    d go

    ods a

    nd se

    rvice

    s at e

    ach

    stag

    e of

    sale

    or p

    urch

    ase

    in th

    e su

    pply

    chain

    .

    The

    syst

    em al

    lows

    the

    set-o

    ff of

    GST

    paid

    on

    the

    proc

    urem

    ent o

    f goo

    ds an

    d se

    rvice

    s aga

    inst

    the

    GST

    whi

    ch is

    pay

    able

    on

    the

    supp

    ly of

    good

    s or s

    ervic

    es. H

    owev

    er, t

    he e

    nd co

    nsum

    er b

    ears

    this

    tax a

    s he

    is

    the

    last

    per

    son

    in th

    e su

    pply

    chain

    .

    Expe

    rts sa

    y tha

    t GST

    is lik

    ely t

    o im

    prov

    e ta

    x col

    lect

    ions

    and

    boos

    t Ind

    ia's

    econ

    omic

    deve

    lopm

    ent b

    y

    brea

    king t

    ax b

    arrie

    rs b

    etwe

    en St

    ates

    and

    inte

    grat

    ing I

    ndia

    thro

    ugh

    a un

    iform

    tax r

    ate.

    Wha

    t are

    the

    bene

    fits o

    f GST

    ?

    Unde

    r GST

    , the

    taxa

    tion

    burd

    en w

    ill be

    divi

    ded

    equi

    tabl

    y bet

    wee

    n m

    anuf

    actu

    ring a

    nd se

    rvice

    s, th

    roug

    h

    a low

    er ta

    x rat

    e by

    incr

    easin

    g the

    tax b

    ase

    and

    min

    imizi

    ng e

    xem

    ptio

    ns.

    It is

    expe

    cted

    to h

    elp

    build

    a tra

    nspa

    rent

    and

    corru

    ptio

    n-fre

    e ta

    x adm

    inist

    ratio

    n. G

    ST w

    ill be

    is le

    vied

    only

    at th

    e de

    stin

    atio

    n po

    int,

    and

    not a

    t var

    ious

    poi

    nts (

    from

    man

    ufac

    turin

    g to

    reta

    il out

    lets

    ).

    Curre

    ntly,

    a m

    anuf

    actu

    rer n

    eeds

    to p

    ay ta

    x whe

    n a

    finish

    ed p

    rodu

    ct m

    oves

    out

    from

    a fa

    ctor

    y, an

    d it

    is

    agai

    n ta

    xed

    at th

    e re

    tail o

    utle

    t whe

    n so

    ld.

    How

    will

    it b

    enef

    it th

    e Ce

    ntre

    and

    the

    Stat

    es?

    It is

    estim

    ated

    that

    Indi

    a will

    gain

    $15

    billi

    on a

    year

    by i

    mpl

    emen

    ting t

    he G

    oods

    and

    Serv

    ices T

    ax a

    s it

    wou

    ld p

    rom

    ote

    expo

    rts, r

    aise

    empl

    oym

    ent a

    nd b

    oost

    grow

    th. I

    t will

    divid

    e th

    e ta

    x bur

    den

    equi

    tabl

    y

    betw

    een

    man

    ufac

    turin

    g and

    serv

    ices.

    Wha

    t are

    the

    bene

    fits o

    f GST

    for i

    ndiv

    idua

    ls an

    d co

    mpa

    nies

    ?

    In th

    e GS

    T sys

    tem

    , bot

    h Ce

    ntra

    l and

    Stat

    e ta

    xes w

    ill be

    colle

    cted

    at th

    e po

    int o

    f sal

    e. B

    oth

    com

    pone

    nts

    (the

    Cent

    ral a

    nd St

    ate

    GST)

    will

    be ch

    arge

    d on

    the

    man

    ufac

    turin

    g cos

    t. Th

    is w

    ill be

    nefit

    indi

    vidua

    ls as

    price

    s are

    likel

    y to

    com

    e do

    wn.

    Low

    er p

    rices

    will

    lead

    to m

    ore

    cons

    umpt

    ion,

    ther

    eby h

    elpi

    ng co

    mpa

    nies

    .

    Down

    loade

    d from

    Exam

    Pund

    it

    3

  • 7. Ja

    yala

    litha

    Ass

    et C

    ase

    Jaya

    lalit

    haa J

    ayar

    am, w

    ho is

    a fo

    rmer

    Chi

    ef M

    inist

    er o

    f Tam

    il Nad

    u co

    nvict

    ed fo

    r misu

    sing h

    er o

    ffice

    durin

    g her

    tenu

    re o

    f 199

    1-96

    to am

    ass p

    rope

    rties

    wor

    th `

    66.6

    5 cr

    ores

    .

    Jaya

    lalit

    haa w

    as ac

    cuse

    d of

    misu

    sing h

    er o

    ffice

    dur

    ing h

    er fi

    rst t

    enur

    e as

    chie

    f min

    ister

    dur

    ing 1

    991-

    96

    to am

    ass p

    rope

    rties

    wor

    th `

    66.6

    5 cr

    ores

    and

    dep

    ositi

    ng th

    e am

    ount

    in h

    er p

    roxy

    acco

    unts

    .

    A ra

    id in

    her

    Poe

    s gar

    den

    resid

    ence

    in 1

    997

    reco

    vere

    d 80

    0 kg

    (1,8

    00 lb

    ) silv

    er, 2

    8 kg

    (62

    lb) g

    old,

    750

    pairs

    of s

    hoes

    , 10,

    500

    sare

    es, 9

    1 w

    atch

    es a

    nd o

    ther

    valu

    able

    s. Th

    e va

    luab

    les w

    ere

    kept

    in a

    vaul

    t in

    Rese

    rve

    Bank

    of I

    ndia

    in C

    henn

    ai. T

    he o

    ppos

    ition

    par

    ty p

    etiti

    oned

    to re

    ques

    t the

    cour

    t to

    take

    the

    cont

    rol o

    f the

    asse

    ts, b

    ut th

    e sp

    ecia

    l judg

    e Jo

    hn M

    ichae

    l Cun

    ha w

    ho in

    spec

    ted

    the

    asse

    ts o

    n 7

    Janu

    ary

    2014

    , ord

    ered

    the

    asse

    ts to

    be

    trans

    ferre

    d to

    Ban

    galo

    re.

    The

    judg

    emen

    t of t

    he ca

    se w

    as p

    rono

    unce

    d on

    27

    Sept

    embe

    r 201

    4 in

    the

    Spec

    ial C

    ourt

    whi

    ch co

    nvict

    ed

    all f

    our i

    nclu

    ding

    Jaya

    lalit

    haa g

    uilty

    . Cha

    os p

    reva

    iled

    outs

    ide

    the

    cour

    t pre

    mise

    s as w

    ell in

    Tam

    il Nad

    u on

    acco

    unt o

    f the

    judg

    emen

    t get

    ting d

    elay

    ed fr

    om 1

    1 am

    to 3

    pm

    . The

    re w

    as fu

    rther

    conf

    usio

    n w

    hen

    the

    sent

    ence

    was

    not

    ann

    ounc

    ed ti

    ll 5 p

    .m. S

    oon

    afte

    r the

    judg

    emen

    t, vio

    lenc

    e er

    upte

    d ac

    ross

    Tam

    il Nad

    u.

    Spor

    adic

    incid

    ents

    of v

    iole

    nce

    were

    repo

    rted

    acro

    ss th

    e st

    ate

    initi

    ated

    by t

    he A

    IADM

    K pa

    rty m

    en an

    d

    loya

    lists

    . Mos

    t sho

    ps, r

    esta

    uran

    ts, m

    alls

    and

    mov

    ie h

    alls r

    emai

    ned

    close

    d, w

    hile

    pub

    lic tr

    ansp

    ort w

    as

    tota

    lly st

    oppe

    d.

    Subs

    eque

    ntly,

    at a

    mee

    ting o

    f AIA

    DMK,

    O. P

    anne

    erse

    lvam

    was

    chos

    en as

    the

    Chie

    f Min

    ister

    of T

    amil

    Nadu

    .

    On 1

    7 Oc

    tobe

    r 201

    4, Su

    prem

    e Co

    urt g

    rant

    ed tw

    o m

    onth

    s bail

    and

    susp

    ende

    d he

    r sen

    tenc

    e in

    Disp

    ropo

    rtion

    ate

    Asse

    ts C

    ase.

    6. Sa

    radh

    a Gr

    oup

    Finan

    cial S

    cam

    A m

    ajor f

    inan

    cial s

    cam

    and

    polit

    ical s

    cand

    al ca

    used

    by t

    he co

    llaps

    e of

    a Po

    nzi s

    chem

    e ru

    n by

    Sara

    dha

    Grou

    p, a

    cons

    ortiu

    m o

    f ove

    r 200

    priv

    ate

    com

    pani

    es th

    at w

    as b

    elie

    ved

    to b

    e ru

    nnin

    g co

    llect

    ive

    inve

    stm

    ent s

    chem

    es p

    opul

    arly

    but i

    ncor

    rect

    ly re

    ferre

    d to

    as c

    hit f

    unds

    in Ea

    ster

    n In

    dia.

    The

    grou

    p co

    llect

    ed ar

    ound

    `20

    0 to

    `30

    0 bi

    llion

    (US$

    46

    billio

    n) fr

    om o

    ver 1

    .7 m

    illion

    dep

    osito

    rs b

    efor

    e

    it co

    llaps

    ed in

    Apr

    il 201

    3. In

    the

    afte

    rmat

    h of

    the

    scan

    dal, t

    he St

    ate

    Gove

    rnm

    ent o

    f Wes

    t Ben

    gal w

    here

    the

    Sara

    dha G

    roup

    and

    mos

    t of i

    ts in

    vest

    ors w

    ere

    base

    d in

    stitu

    ted

    an in

    quiry

    com

    miss

    ion

    to in

    vest

    igate

    the

    colla

    pse.

    The

    Stat

    e go

    vern

    men

    t also

    set u

    p a

    fund

    of `

    5 bi

    llion

    (US$

    79 m

    illion

    ) to

    ensu

    re th

    at lo

    w-

    inco

    me

    inve

    stor

    s wer

    e no

    t ban

    krup

    ted.

    The

    Cent

    ral G

    over

    nmen

    t thr

    ough

    the

    Inco

    me

    Tax D

    epar

    tmen

    t and

    Enf

    orce

    men

    t Dire

    ctor

    ate

    laun

    ched

    a

    mul

    ti-ag

    ency

    pro

    be to

    inve

    stiga

    te th

    e Sa

    radh

    a sca

    m an

    d sim

    ilar P

    onzi

    sche

    mes

    . In

    May

    201

    4, th

    e

    Supr

    eme

    Cour

    t of I

    ndia

    , citi

    ng in

    ter-s

    tate

    ram

    ifica

    tions

    , pos

    sible

    inte

    rnat

    iona

    l mon

    ey la

    unde

    ring,

    serio

    us

    Down

    loade

    d from

    Exam

    Pund

    it

    4

  • regu

    lato

    ry fa

    ilure

    s and

    alle

    ged

    polit

    ical n

    exus

    , tra

    nsfe

    rred

    all in

    vest

    igatio

    ns in

    to th

    e Sa

    radh

    a Sca

    m an

    d

    othe

    r Pon

    zi sc

    hem

    es to

    the

    Cent

    ral B

    urea

    u of

    Inve

    stiga

    tion

    (CBI

    ), In

    dia's

    fede

    ral in

    vest

    igativ

    e ag

    ency

    .

    Man

    y pro

    min

    ent p

    erso

    nalit

    ies w

    ere

    arre

    sted

    for t

    heir

    invo

    lvem

    ent i

    n th

    e sc

    am in

    cludi

    ng tw

    o M

    embe

    rs

    of P

    arlia

    men

    t (M

    P) -

    Kuna

    l Gho

    sh an

    d Sr

    injo

    y Bos

    e, fo

    rmer

    Wes

    t Ben

    gal D

    irect

    or G

    ener

    al of

    Pol

    ice R

    ajat

    Maj

    umda

    r, a

    top

    foot

    ball c

    lub

    offic

    ial D

    ebab

    rata

    Sark

    ar, S

    ports

    and

    Tran

    spor

    t min

    ister

    in th

    e W

    est

    Beng

    al G

    over

    nmen

    t M

    adan

    Mitr

    a.

    5. R

    ecog

    nitio

    n of

    Tra

    nsge

    nder

    in In

    dia

    Natio

    nal L

    egal

    Serv

    ices A

    utho

    rity (

    NALS

    A) v.

    Uni

    on o

    f Ind

    ia is

    a la

    ndm

    ark d

    ecisi

    on b

    y the

    Supr

    eme

    Cour

    t

    of In

    dia,

    dec

    lared

    tran

    sgen

    ders

    to b

    e th

    e 'th

    ird ge

    nder

    ', affi

    rmed

    that

    the

    fund

    amen

    tal r

    ights

    gran

    ted

    unde

    r the

    Con

    stitu

    tion

    of In

    dia w

    ill be

    equ

    ally

    appl

    icabl

    e on

    the

    trans

    gend

    ers a

    nd ga

    ve th

    em th

    e rig

    ht to

    self-

    iden

    tifica

    tion

    of ge

    nder

    as m

    ale,

    fem

    ale

    or th

    ird-g

    ende

    r.

    Mor

    eove

    r, th

    e co

    urt a

    lso h

    eld

    that

    the

    trans

    gend

    ers t

    o be

    trea

    ted

    as so

    cially

    and

    eco

    nom

    ically

    bac

    kwar

    d

    class

    es a

    nd w

    ill be

    gran

    ted

    rese

    rvat

    ion

    in ad

    miss

    ions

    in e

    duca

    tiona

    l inst

    itutio

    ns an

    d jo

    bs.

    4. Sw

    achh

    Bha

    rat A

    bhiy

    an

    It is

    a nat

    iona

    l cam

    paign

    by t

    he G

    over

    nmen

    t of I

    ndia

    , cov

    erin

    g 404

    1 st

    atut

    ory t

    owns

    , to

    clean

    the

    stre

    ets,

    road

    s and

    infra

    stru

    ctur

    e of

    the

    coun

    try.

    This

    cam

    paign

    was

    offi

    cially

    laun

    ched

    on

    2 Oc

    tobe

    r 201

    4 at

    Raj

    ghat

    , New

    Del

    hi, w

    here

    Prim

    e M

    inist

    er

    Nare

    ndra

    Mod

    i him

    self

    clean

    ed th

    e ro

    ad. I

    t is I

    ndia

    's bi

    gges

    t eve

    r cle

    anlin

    ess d

    rive

    and

    3 m

    illion

    gove

    rnm

    ent e

    mpl

    oyee

    s and

    scho

    ol an

    d co

    llege

    stud

    ents

    of I

    ndia

    par

    ticip

    ated

    in th

    is ev

    ent.

    Earli

    er it

    was

    know

    n as

    Nirm

    al B

    hara

    t Abh

    iyaan

    . Orig

    inal

    ly la

    unch

    ed in

    199

    9.

    The

    gove

    rnm

    ent w

    ill be

    laun

    chin

    g a n

    atio

    nwid

    e re

    al-ti

    me

    mon

    itorin

    g sys

    tem

    for t

    oile

    ts co

    nstru

    cted

    unde

    r the

    Swac

    hh B

    hara

    t Abh

    iyan.

    With

    this

    syst

    em th

    e go

    vern

    men

    t aim

    s to

    atta

    in a

    100%

    ope

    n

    defe

    catio

    n fre

    e In

    dia b

    y 201

    9.

    The

    com

    pone

    nts o

    f the

    pro

    gram

    me

    are:

    a)

    Cons

    truct

    ion

    of in

    divid

    ual s

    anita

    ry la

    trine

    s for

    hou

    seho

    lds b

    elow

    the

    pove

    rty lin

    e w

    ith su

    bsid

    y

    (80%

    ) whe

    re d

    eman

    d ex

    ists.

    b)

    Conv

    ersio

    n of

    dry

    latri

    nes i

    nto

    low

    -cos

    t san

    itary

    latri

    nes.

    Down

    loade

    d from

    Exam

    Pund

    it

    5

  • c)

    Cons

    truct

    ion

    of e

    xclu

    sive

    villag

    e sa

    nita

    ry co

    mpl

    exes

    for w

    omen

    pro

    vidin

    g fac

    ilitie

    s for

    han

    d

    pum

    ping

    , bat

    hing

    , san

    itatio

    n an

    d w

    ashi

    ng o

    n a

    sele

    ctive

    bas

    is w

    here

    ther

    e is

    not a

    dequ

    ate

    land

    or sp

    ace

    with

    in h

    ouse

    s and

    whe

    re vi

    llage

    pan

    chay

    ats a

    re w

    illing

    to m

    aint

    ain

    the

    facil

    ities

    .

    d)

    Setti

    ng u

    p of

    sani

    tary

    mar

    ts.

    e)

    Tota

    l san

    itatio

    n of

    villa

    ges t

    hrou

    gh th

    e co

    nstru

    ctio

    n of

    dra

    ins,

    soak

    age

    pits

    , sol

    id an

    d liq

    uid

    was

    te d

    ispos

    al.

    f) In

    tens

    ive ca

    mpa

    ign fo

    r aw

    aren

    ess g

    ener

    atio

    n an

    d he

    alth

    edu

    catio

    n to

    crea

    te a

    felt

    need

    for

    pers

    onal

    , hou

    seho

    ld an

    d en

    viron

    men

    tal s

    anita

    tion

    facil

    ities

    Spec

    ific o

    bjec

    tives

    are

    :

    El

    imin

    atio

    n of

    ope

    n de

    feca

    tion

    Co

    nver

    sion

    of in

    sani

    tary

    toile

    ts to

    pou

    r flu

    sh to

    ilets

    Er

    adica

    tion

    of m

    anua

    l sca

    veng

    ing

    10

    0% co

    llect

    ion

    and

    scie

    ntifi

    c pro

    cess

    ing/

    disp

    osal

    /reu

    se/r

    ecyc

    ling o

    f mun

    icipa

    l sol

    id w

    aste

    A

    beha

    viour

    al ch

    ange

    in p

    eopl

    e re

    gard

    ing h

    ealth

    y san

    itatio

    n pr

    actic

    es

    Ge

    nera

    tion

    of aw

    aren

    ess a

    mon

    g citi

    zens

    abou

    t san

    itatio

    n an

    d its

    linka

    ges w

    ith p

    ublic

    hea

    lth

    Su

    ppor

    ting u

    rban

    loca

    l bod

    ies i

    n de

    signi

    ng, e

    xecu

    ting a

    nd o

    pera

    ting w

    aste

    disp

    osal

    syst

    ems

    Fa

    cilita

    ting p

    rivat

    e-se

    ctor

    par

    ticip

    atio

    n in

    capi

    tal e

    xpen

    ditu

    re an

    d op

    erat

    ion

    and

    mai

    nten

    ance

    cost

    s for

    sani

    tary

    facil

    ities

    3. M

    AKE

    IN IN

    DIA

    Mak

    e in

    Indi

    a is a

    n in

    tern

    atio

    nal m

    arke

    ting s

    trate

    gy, c

    once

    ptua

    lized

    by t

    he P

    rime

    Min

    ister

    of I

    ndia

    ,

    Nare

    ndra

    Mod

    i on

    25 Se

    ptem

    ber 2

    014

    to at

    tract

    inve

    stm

    ents

    from

    bus

    ines

    ses a

    roun

    d th

    e w

    orld

    , and

    in

    the

    proc

    ess,

    stre

    ngth

    en In

    dia's

    man

    ufac

    turin

    g sec

    tor.

    The

    cam

    paign

    has

    bee

    n co

    ncen

    trate

    d to

    fulfi

    ll the

    pur

    pose

    of j

    ob cr

    eatio

    n, e

    nfor

    cem

    ent t

    o se

    cond

    ary

    and

    terti

    ary s

    ecto

    r, bo

    ostin

    g the

    nat

    iona

    l eco

    nom

    y, co

    nver

    ting I

    ndia

    to a

    self-

    relia

    nt co

    untry

    and

    to gi

    ve

    the

    Indi

    an e

    cono

    my g

    loba

    l rec

    ogni

    tion.

    The

    'Mak

    e in

    Indi

    a' al

    so at

    tem

    pts t

    o en

    forc

    e th

    e in

    flow

    of F

    DI in

    the

    coun

    try an

    d im

    prov

    e se

    rvice

    s by

    parti

    al pr

    ivatiz

    atio

    n of

    loss

    -mak

    ing g

    over

    nmen

    t firm

    s. Th

    e ca

    mpa

    ign is

    com

    plet

    ely u

    nder

    cont

    rol o

    f the

    Cent

    ral G

    over

    nmen

    t of I

    ndia.

    The

    maj

    or o

    bjec

    tive

    behi

    nd th

    is in

    itiat

    ive is

    to fo

    cus u

    pon

    the

    heav

    y ind

    ustri

    es a

    nd p

    ublic

    ent

    erpr

    ises

    whi

    le ge

    nera

    ting e

    mpl

    oym

    ent,

    empo

    wer

    ing s

    econ

    dary

    and

    terti

    ary s

    ecto

    r and

    util

    izing

    the

    hum

    an

    reso

    urce

    pre

    sent

    in In

    dia.

    The

    mos

    t com

    mon

    exa

    mpl

    e is

    our w

    ebsit

    e ex

    ampu

    ndit.

    in w

    hich

    has

    an

    .in d

    omain

    whi

    ch is

    a m

    ade

    in

    Indi

    a.

    Down

    loade

    d from

    Exam

    Pund

    it

    6

  • Japa

    n w

    ill co

    ntrib

    ute

    to P

    rime

    Min

    ister

    Nar

    endr

    a Mod

    i's 'M

    ake

    in In

    dia'

    initi

    ative

    to su

    ppor

    t Ind

    ia in

    beco

    min

    g a b

    ase

    of e

    cono

    mic

    grow

    th fo

    r the

    Indo

    -Pac

    ific r

    egio

    n an

    d th

    e w

    orld

    .

    2. P

    radh

    an M

    antri

    Jan

    Dhan

    Yoj

    ana

    It is

    a sch

    eme

    for c

    ompr

    ehen

    sive

    finan

    cial in

    clusio

    n lau

    nche

    d by

    the

    Prim

    e M

    inist

    er o

    f Ind

    ia, N

    aren

    dra

    Mod

    i on

    28 A

    ugus

    t 201

    4 He

    had

    anno

    unce

    d th

    is sc

    hem

    e on

    his

    first

    Inde

    pend

    ence

    Day

    spee

    ch o

    n 15

    Augu

    st 2

    014.

    Run

    by D

    epar

    tmen

    t of F

    inan

    cial S

    ervic

    es, M

    inist

    ry o

    f Fin

    ance

    , on

    the

    inau

    gura

    tion

    day,

    1.5

    Cror

    e (1

    5

    milli

    on) b

    ank a

    ccou

    nts w

    ere

    open

    ed u

    nder

    this

    sche

    me.

    By 2

    8 Ja

    nuar

    y 201

    5, 1

    2.58

    cror

    e ac

    coun

    ts w

    ere

    open

    ed, w

    ith ar

    ound

    `10

    590

    cror

    e (U

    S$1.

    7 bi

    llion)

    wer

    e

    depo

    sited

    und

    er th

    e sc

    hem

    e, w

    hich

    also

    has

    an o

    ptio

    n fo

    r ope

    ning

    new

    ban

    k acc

    ount

    s with

    zero

    balan

    ce.

    Unde

    r the

    sche

    me:

    1.

    Acco

    unt h

    olde

    rs w

    ill be

    pro

    vided

    zero

    -bal

    ance

    ban

    k acc

    ount

    with

    RuP

    ay d

    ebit

    card

    , in

    addi

    tion

    to ac

    ciden

    tal in

    sura

    nce

    cove

    r of `

    1 la

    kh(to

    be

    given

    by '

    HDFC

    Ergo

    ').

    2.

    Thos

    e w

    ho o

    pen

    acco

    unts

    by J

    anua

    ry 2

    6, 2

    015

    over

    and

    abov

    e th

    e `1

    lakh

    acc

    iden

    t,

    they

    will

    be gi

    ven

    life

    insu

    ranc

    e co

    ver o

    f `30

    ,000

    (to b

    e giv

    en b

    y LIC

    ).

    3.

    Afte

    r Six

    mon

    ths o

    f ope

    ning

    of t

    he b

    ank a

    ccou

    nt, h

    olde

    rs ca

    n av

    ail `

    5,00

    0 ov

    erdr

    aft

    from

    the

    bank

    .

    4.

    With

    the

    intro

    duct

    ion

    of n

    ew te

    chno

    logy

    intro

    duce

    d by

    Nat

    iona

    l Pay

    men

    ts C

    orpo

    ratio

    n

    of In

    dia (

    NPCI

    ), a p

    erso

    n ca

    n tra

    nsfe

    r fun

    ds, c

    heck

    bala

    nce

    thro

    ugh

    a no

    rmal

    pho

    ne

    whi

    ch w

    as e

    arlie

    r lim

    ited

    only

    to sm

    art p

    hone

    s so

    far.

    5.

    Mob

    ile b

    ankin

    g for

    the

    poor

    wou

    ld b

    e av

    ailab

    le th

    roug

    h Na

    tiona

    l Uni

    fied

    USSD

    Plat

    form

    (NUU

    P) fo

    r whi

    ch al

    l ban

    ks an

    d m

    obile

    com

    pani

    es h

    ave

    com

    e to

    geth

    er

    The

    sche

    me

    has b

    een

    criti

    cized

    by m

    any e

    xper

    ts fr

    om th

    e ba

    nkin

    g sec

    tor a

    s an

    effo

    rt to

    ple

    ase

    vote

    rs

    that

    has

    crea

    ted

    unne

    cess

    ary w

    ork-

    burd

    en o

    n th

    e pu

    blic-

    sect

    or b

    anks

    .

    The

    Guin

    ness

    Wor

    ld R

    ecor

    ds h

    as re

    cogn

    ised

    the

    achi

    evem

    ents

    mad

    e un

    der t

    he P

    MJD

    Y and

    has

    give

    n a

    certi

    ficat

    e st

    atin

    g tha

    t the

    mos

    t ban

    k acc

    ount

    s ope

    ned

    in o

    ne w

    eek a

    s par

    t of t

    he Fi

    nanc

    ial In

    clusio

    n

    Cam

    paign

    is 1

    8,09

    6,13

    0 an

    d w

    as ac

    hiev

    ed b

    y the

    dep

    artm

    ent o

    f fin

    ancia

    l ser

    vices

    , gov

    ernm

    ent o

    f Ind

    ia

    from

    Aug

    23-

    Aug 2

    9, 2

    014.

    Dow

    nload

    ed fro

    m Ex

    amPu

    ndit

    7

  • 1. M

    ars O

    rbite

    r Miss

    ion

    Man

    galya

    an is

    a sp

    acec

    raft

    orbi

    ting M

    ars s

    ince

    24

    Sept

    embe

    r 201

    4. It

    was

    laun

    ched

    on

    5 No

    vem

    ber

    2013

    by t

    he In

    dian

    Spac

    e Re

    sear

    ch O

    rgan

    isatio

    n (IS

    RO).

    It is

    Indi

    a's fi

    rst i

    nter

    plan

    etar

    y miss

    ion

    and

    ISRO

    has

    bec

    ome

    the

    four

    th sp

    ace

    agen

    cy to

    reac

    h M

    ars,

    afte

    r the

    Sovie

    t spa

    ce p

    rogr

    am, N

    ASA,

    and

    the

    Euro

    pean

    Spac

    e Ag

    ency

    . It i

    s the

    firs

    t Asia

    n na

    tion

    to

    reac

    h M

    ars o

    rbit,

    and

    the

    first

    nat

    ion

    to d

    o so

    on

    its fi

    rst a

    ttem

    pt.

    The

    Mar

    s Orb

    iter M

    issio

    n pr

    obe

    lifte

    d-of

    f fro

    m th

    e Fir

    st La

    unch

    Pad

    at Sa

    tish

    Dhaw

    an Sp

    ace

    Cent

    re

    (Srih

    ariko

    ta R

    ange

    SHAR

    ), An

    dhra

    Pra

    desh

    , usin

    g a P

    olar

    Sate

    llite

    Laun

    ch V

    ehicl

    e (P

    SLV)

    rock

    et C

    25.

    The

    MOM

    miss

    ion

    conc

    ept b

    egan

    with

    a fe

    asib

    ility s

    tudy

    in 2

    010,

    afte

    r the

    laun

    ch o

    f lun

    ar sa

    tellit

    e

    Chan

    dray

    aan-

    1 in

    200

    8. Th

    e go

    vern

    men

    t of I

    ndia

    appr

    oved

    the

    proj

    ect o

    n 3

    Augu

    st 2

    012,

    afte

    r the

    Indi

    an Sp

    ace

    Rese

    arch

    Org

    anisa

    tion

    com

    plet

    ed `

    125

    cror

    e (U

    S$20

    milli

    on) o

    f req

    uire

    d st

    udie

    s for

    the

    orbi

    ter.

    The

    tota

    l pro

    ject

    cost

    may

    be

    up to

    `45

    4 cr

    ore

    (US$

    71 m

    illion

    ). Th

    e sa

    tellit

    e co

    sts `

    153

    cror

    e

    (US$

    24 m

    illion

    ) and

    the

    rest

    of t

    he b

    udge

    t has

    bee

    n at

    tribu

    ted

    to gr

    ound

    stat

    ions

    and

    rela

    y upg

    rade

    s

    that

    will

    be u

    sed

    for o

    ther

    ISRO

    pro

    ject

    s.

    The

    tota

    l cos

    t of t

    he m

    issio

    n w

    as ap

    prox

    imat

    ely `

    450

    Cror

    e (U

    S$73

    milli

    on),

    mak

    ing i

    t the

    leas

    t-

    expe

    nsive

    Mar

    s miss

    ion

    to d

    ate.

    The

    low

    cost

    of t

    he m

    issio

    n w

    as as

    crib

    ed b

    y K. R

    adha

    krish

    nan,

    the

    chair

    man

    of I

    SRO,

    to va

    rious

    fact

    ors,

    inclu

    ding

    a "m

    odul

    ar ap

    proa

    ch",

    few

    grou

    nd te

    sts a

    nd lo

    ng (1

    8-20

    hour

    ) wor

    king d

    ays f

    or sc

    ient

    ists.

    Holly

    wood

    mov

    ie G

    ravit

    y cos

    ted

    mor

    e th

    at M

    OM an

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    Formation of TelenganaKashmir FloodsGSTJayalalitha Asset CaseSaradha ScamRecognition of TransgenderSwachh Bharat AbhiyanMake in IndiaPMJDYMars Orbiter Mission