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To make a Smart Choice. Analyze personal and family health care needs and wants Compare health insurance plans to determine the best choice for you and your family Apply the knowledge and information gained to make a SMART CHOICE. Important Words to Know. Why do I need health insurance? - PowerPoint PPT Presentation
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To make a Smart Choice . . .
Analyze personal and family health care needs and wants
Compare health insurance plans to determine the best choice for you and your family
Apply the knowledge and information gained to make a SMART CHOICE
Important Words to Know
• Why do I need health insurance?
• Why is it important?
My SMART CHOICE
Why Health Insurance?
Provides peace of mind
Protects your family’s financial future
Health and wellness services and programs
Better health outcomes
My SMART CHOICE
• What do I need and want?
• What are my choices?What?
My Health Insurance Needs Worksheet
Sources of Health Insurance
Private InsuranceEmployment-basedHealth Insurance MarketplaceOther Private Insurers
Government InsuranceChild Health Insurance Program (CHIP)MedicaidMedicareTRICARE
My Health Insurance Plan Comparison Worksheet
My SMART CHOICE
• How much will it cost?• How much can I afford?How?
My Monthly Spending Plan
Affordable Care Act (ACA)
All Americans will have access to affordable health insurance options.Essential benefits required in all plansHealth Insurance Marketplace createdTax credits to help make health
insurance affordable
Affordable Care Act (ACA)
Improved insurance coverage and consumer rightsHelps you understand the coverage you
are getting.Curbs on canceling policiesRapid appeals on urgent medical
situations.
ACA Protections and Benefits
Expanded coverage for young adults
Free preventive care and annual checkups
No lifetime maximumsCoverage for those with
preexisting conditions beginning January 2014
Lingering Questions?
