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Welcome to Title Wise, Counsellors Title Agency’s third edition of its newsletter. We are expanding our service to make the process and experience easier for everyone involved with a real estate purchase. Counsellors Title Agency, Inc. is an authorized agent for Old Republic National Title Insurance Company. Old Republic is the largest and leading title insurer serving the real estate and mortgage industry for more than a century. Counsellors Title offers you and your clients a full range of services to meet all your needs. We have full search and insurance capabilities in all 21 counties of New Jersey for commercial, residential and new construction purchases in both our Toms River and Linden locations. We are upgrading our servers and equipment with the latest technology to deliver our product with the utmost efficiency. Ralph Aponte Founder & President 732-914-1400 One Thing You Can’t Change After the Close…Your Title Carrier Trust Reputation Responsiveness Business History Pleasant Professional Trust As you may have noticed: it all begins and ends with trust. If you can’t trust your team of real estate professionals, who can you trust? Take the time to select your transaction team. According to The Economist, assets of “developed economies” as recently as at the end of 2002 were valued at: Residential property: $48 trillion; Commercial property: $14 trillion; Equities: $20 trillion; Government bonds: $20 trillion; Corporate bonds: $13 trillion; Total Asset Value: $115 trillion. This puts real estate assets (residential and commercial assets) at the top of the heap with 54%; and financial assets (stocks & bonds) at 46% of the total $115 trillion. With real estate assets representing the lion’s share of the individual’s asset value, the importance engaging the best team of real estate professionals at the time of closing becomes increasingly more significant. Banks, loan officers and real estate sales professionals face the challenge of providing an expeditious turnaround for items such as blanket protection policies to cover equity loans, tax searches, lien clearance, and dozens of other flaws to title. The capability to streamline all the details of the real estate proceeds through one centralized point provides calls for ever-increasing attention to the details of every closing. T ITLE W ISE COUNSELLORS TITLE AGENCY Jan-Feb 2011 Counsellorstitle.com Volume 10, Issue 3 7 Qualities of a Real Estate Professional In Tough Economic Times, Title Insurance is a Must Welcome to CTA’s Newsletter: Title Wise FAST Title Rate Quotes Counsellors Title Agency, Inc. 504 Hooper Ave. Toms River, NJ 08753 Phone: 732-914-1400 [email protected] www.counsellorstitle.com

Title Wise Newsletter

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Page 1: Title Wise Newsletter

Welcome to Title Wise, Counsellors Title Agency’s third edition of its newsletter.

We are expanding our service to make the process and experience easier for everyone involved with a real estate purchase. Counsellors Title Agency, Inc. is an authorized agent for Old Republic National Title Insurance Company. Old Republic is the largest and leading title insurer serving the real estate and mortgage industry for more than a century.

Counsellors Title offers you and your clients a full range of services to meet all your needs. We have full search and insurance capabilities in all 21 counties of New Jersey for commercial, residential and new construction purchases in both our Toms River and Linden locations.

We are upgrading our servers and equipment with the latest technology to deliver our product with the utmost efficiency. Ralph Aponte Founder & President 732-914-1400

One Thing You Can’t Change After the Close…Your Title Carrier

� Trust

Reputation

� Responsiveness

� Business History

� Pleasant

� Professional

� Trust

As you may have noticed: it all begins and ends with trust . If you can’t trust your team of real estate professionals, who can you trust? Take the time to select your transaction team.

According to The Economist, assets of “developed economies” as recently as at the end of 2002 were valued at: Residential property: $48 trillion; Commercial property: $14 trillion; Equities: $20 trillion; Government bonds: $20 trillion; Corporate bonds: $13 trillion; Total Asset Value: $115 trillion.

This puts real estate assets (residential and commercial assets) at the top of the heap with 54%; and financial assets (stocks & bonds) at 46% of the total $115 trillion. With real estate assets representing the lion’s share of the individual’s asset value, the importance engaging the best team of real estate professionals at the time of closing becomes increasingly more significant. Banks, loan officers and real estate sales professionals face the challenge of providing an expeditious turnaround for items such as blanket protection policies to cover equity loans, tax searches, lien clearance, and dozens of other flaws to title. The capability to streamline all the details of the real estate proceeds through one centralized point provides calls for ever-increasing attention to the details of every closing.

TITLE WISE COUNSELLORS TITLE AGENCY Jan-Feb 2011

Counsellorstitle.com Volume 10, Issue 3

7 Qualities of

a Real Estate

Professional

In Tough Economic Times, Title Insurance is a Must

Welcome to CTA’s

Newsletter:

Title Wise

FAST Title

Rate Quotes

Counsellors Title Agency, Inc. 504 Hooper Ave. Toms River, NJ 08753 Phone: 732-914-1400

[email protected] www.counsellorstitle.com

Page 2: Title Wise Newsletter

As one of the oldest states in the Union, New Jersey records still require intelligent and careful study with every purchase. And now with issues surrounding real estate values and insurance companies, title insurance is much more than a stopgap measure, even in the case where it is mandatory. That is why your property purchase needs the security that comes with being insured by one of the nation’s top title insurance companies.

Since title insurance is fixed in New Jersey, the quality comes with what comes “under the hood,” so to speak.

There are dozens of title insurance companies that will write insurance in New Jersey, but Counsellors Title has selected one that ranks in the top 3% nationally according to the rating agencies of all carriers: Old Republic.

Why does CTA choose to work exclusively with Old Republic? Reputation, Resources & History.

Counsellors Title Agency is now building its industry content and technology assets so that real estate professionals, attorneys, loan officers and consumers can obtain a good faith estimate for their title policy, right online. We are also going to make information and resources available to consumers specifically to assist them in their pre-purchase planning: NewJerseyTitleCalculator.com.

According to Ralph Aponte, President of Counsellors Title, the website’s rate calculator provides consumers the option of entering either their purchasing and financing cost or their selling price. Then they will immediately receive pricing information along with links and phone numbers with next steps.

“NewJerseyTitleCalculator.com site is a great tool for home buyers in planning the actual costs involved in a purchase,” said Ralph Aponte.

The Importance of Establishing Clear Title

Title Sure: Online Access for Greater Transparency

Counsellors Title Agency, Inc. Mr. Ralph Aponte President Counsellors Title Agency, Inc. 504 Hooper Ave. Toms River, NJ 08753 Phone: 732-914-1400 Fax: 732-914-8898

[email protected]

www.counsellorstitle.com

We have completely redesigned the site and I am very pleased with the new design. Unlike all previous versions of our site, we now have a CMS system. It is not perfect, but certainly a major step forward from where we were. The new site should make it easier to find information about the products and services we provide. So please register for a free PowerPoint on Title Insurance Best Practices: www.counsellorstitle.com Counsellors Title Agency wishes you Happy and Healthy 2011New Year.

Ralph Aponte & Team CTA

Counsellors Title Agency, Inc. specializes in providing title insurance, title search services and loan closing services serving attorneys, Realtors, banks and various mortgage

companies throughout the State of New Jersey. CTA offers full search and insurance capabilities within all 21 counties of New

Jersey for commercial, residential and new construction purchases in both our Toms River and Linden locations.

CTA is equipped with the latest digital technologies to ensure a complete and timely transaction.

Have You

Noticed? We

Have a New

Website

www.NewJerseyTitleCalculator.com