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TIKAMCHAND FINANCIAL SERVICES PVT. LTD.CHANDRAPUR INDIA(MS).
TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com
MUTUAL FUND OPERATION FLOW CHART
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Advantage of mutual fund
Professtional management
Diversification
Convenient Administration
Return potential
Liquidity
Transparenecy
Flexibility
Choice of scheme
Tax benefits
Well regulated
TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com
Client Value , Attitudes , Expectation , and Time horizons, they affect the client goal , need , and priorities.
TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com
Goal and Objective provide focus , purpose, vision , and Direction for the financial planning process
TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com
THE ECONOMIC CLOCK
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All big losses start by being a small loss, If you get out a trade near small loss you will be automatically protected from incurring big losses , strictly following STOP LOSS is a lightly successful risk management technique in day trading
TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com
INVESTMENT RISK RETURNS
CASH IN BANK VERY LOW 0% -3%
TERM DEPOSITS(1-3YEAR)
LOW 3% -5%
LONG TERM FIXED DEPOSITS(3-10)
MEDIUM 5% -9%
RESIDENTIAL PROPERTY
MEDIUM 9% -11%
COMMERCIAL PROPERTY
MEDIUM-HIGH 11% -13%
EQUITIES HIGH 13%18%
INTERNATIONAL SHARES
HIGH 13% -20%
TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com
Higher return Higher risk
Lower return lower risk
Growth
Defensive
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PROCESSES OF INVESTING
Selection : What to Buy or Sell
Implementation: How to Buy or Sell
Timing : When to Buy or Sell
TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com
Personal Financial Planning Section 11
• Premature Death
• Retirement
• Serious Illness
• Death of Spouse
• Aged Parents
• Children Getting Married
• Second Home
• Remarriage
• Starting a Business
• Paying for College
• Divorce
• Job Loss
• Relocation
• Home Purchase
• Birth of Children
• Marriage
• Temporary Disability
TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com
A financial plan will help you to clarify: Your financial goals Strategies to achieve the goals Specific steps to implement the
strategies
12TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com
Personal Financial Planning Section 13
CURRENT NECESSITIES FUTURE NECESSITIES
CURRENT EXTRAS FUTURE EXTRAS
Basic shelter, food
clothing, transportation
and medical care
Basic shelter, food
clothing, cash for emergencies
and nursing home care
Larger home, private
college, retirement travel,
bequests/charity
New kitchen, new car,
vacation, family gifts
Trade-offs
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Saving Managing debt Insurance Investing Education funding
Retirement funding Pre-retirement planning Incapacitation planning Estate planning Company stock ownership
14TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com
1. What is an Equity Share ?1. What is the Debt Instrument ?1. What is the Derivatives ?1. What is a Mutual Fund ?1. What is an Index ?1. What is an Depository ?1. What is Dematerialization ? 1. Which are the depositories in
India ?1. What is the role of ‘Primary Market’ ?1. What is an Initial Public Offer (IPO) ?1. What is meant by Secondary Market ?1. What is the role of Secondary
Market ?1. What is the difference between Primary Market and Secondary Market ?
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THE IMPORTANCE OF TRADING DISCIPLINE
A Disciplined person is likely to be disciplined in all his daily activities, both personal and professional.
A Disciplined person has a plan for everything he wants to do. He follows that plan in a systematic manner to achieve his desired objects and goals.
A Disciplined person is very punctual. He values his time as well as others. He puts first things first and he perform his activities in order of its importance. He never wastes times and never postpones important works for silly and trival matters. A Disciplined person is positive about what ever does in life and keeps negativity away. When he fails, he looks at it as a stepping stone to success and learn from his mistakes instead of blaming circumstances or others for failures. A Disciplined person is confident and undertakes his with work with the assurance of success and is able to deal with the inevitable tough times that come across in his journey towards success and is thus able to keep himself mentally and emotionally stable.
A Disciplined person will have patience to wait for result after working hard on any endeavor. A Disciplined person will never have un-realistic expectations or greed.
TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com
You should educate yourself on the correct psychological approach to the market
You should educate yourself in the correct money management and risk management technique.
You should educate yourself in the correct entry and exit methods in the your stock selection technique.
TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com
It is the art of correctly applying a set of carefully though out rules and allocating the probability of that event to result in success.
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19
Lower Deviation
HigherDeviationDegree of Volatility
HigherReturn
LowerReturn
AnnualReturn
5%
10%
15%
20%
Cash
Intermediate-TermGovernment Bonds
Large Company Stocks
Small Company Stocks
TIKAMCHAND FINANCIAL SERVICES www.tikamstock.comTIKAMCHAND FINANCIAL SERVICES www.tikamstock.com
DEMAT &BROKINGACCOUNT*
+Free Rs. 5,00,000/- Personal Accident Insurance*
+Free Rs.50,000/- Accidental Mediclaim
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Life Events: Will You Be Ready?
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