This document is provided by National Geographic Learning / Cengage

NGL.Cengage.com/School | 888-915-3276

FINANCIAL ALGEBRA 2E PATHWAYS

A NOTE FROM THE AUTHORS

This document outlines sample pathways for designing a full-year mathematics course using Financial Algebra 2E. We offer three possible pathways that increase in level and amount of coverage as you go from blue to green to purple paths. In addition to the full year implementation of the course, some schools have chosen to cover Chapters 1-6 in Financial Algebra 2E during the Spring semester as part of their senior-year math class. A mathematics course that utilizes Financial Algebra 2E is rich in both mathematical and financial topics. You should feel free to create your own pathway by choosing chapters and sections that work best for your students.

1-1 DiscretionaryandEssentialExpenses

1-2 TravelExpenses 1-3 EntertainmentExpenses 1-4 VacationExpenses 1-5 PersonalExpenses

PATHWAY1

PATHWAY2

2

PATHWAY3

Chapter1DiscretionaryExpenses

2-1 CheckingAccounts 2-2 ReconcileaBankStatement 2-3 SavingsAccounts 2-4 ExploreCompoundInterest 2-5 CompoundInterestFormula 2-6 ContinuousCompounding 2-7 FutureValueofInvestments 2-8 PresentValueofInvestments 2-9 TheTermofaSingleDepositAccount 2-10 TheTermofaSystematicDepositAccount

Chapter2BankingServicesPATHWAY

1PATHWAY

22

PATHWAY3

3-1 IntroductiontoConsumerCredit

3-2 Loans 3-3 StudentLoans 3-4 LoanCalculationsandRegression Pathway2:OmitExample2 3-5 CreditCards 3-6CreditCardStatement 3-7AverageDailyBalance

Chapter3ConsumerCreditPATHWAY

1PATHWAY

22

PATHWAY3

4-1 AutomobileAds

4-2 AutomobileTransactions 4-3 AutomobileInsurance 4-4 Probability:TheBasisofInsurance Pathway1:OmitExample7ofsection4-4Pathway2:OmitExample7ofsection4-4 4-5 LinearAutomobileDepreciation Chapter4ContinuedonNextPage

Chapter4AutomobileOwnership

PATHWAY1

PATHWAY2

2

PATHWAY3

4-6HistoricalandExponentialDepreciation Pathway1:OmitExamples6and7ofsection4-6Pathway2:OmitExample6ofsection4-6 4-7DrivingData 4-8DrivingSafetyData 4-9AccidentInvestigationData

Pathway1:OmitExample4ofsection4-9

e

PATHWAY1

PATHWAY2

2

PATHWAY3

Chapter4AutomobileOwnership(continued)

5-1 LookingForEmployment

5-2 PayPeriodsandHourlyRates 5-3 Commissions,RoyaltiesandPieceworkPay 5-4 EmployeeBenefits 5-5 SocialSecurityandMedicare

Chapter5EmploymentBasics

PATHWAY1

PATHWAY2

2

PATHWAY3

6-1 TaxTables,Schedules,andWorksheets

6-2 ModelingTaxSchedules 6-3 IncomeStatements 6-4 Forms1040EZand1040A 6-5 Form1040andSchedulesAandB

Chapter6IncomeTaxes

PATHWAY1

PATHWAY2

2

PATHWAY3

7-1 FindingaPlaceToLive

7-2 ReadingaFloorPlan 7-3 MortgageApplicationProcess 7-4 PurchasingaHome 7-5 MortgagePoints7-6 Rentals,Condominiums,andCooperative 7-7 HomeMaintenanceandImprovements

Chapter7IndependentLiving

PATHWAY1

PATHWAY2

2

PATHWAY3

8-1 BusinessOrganization

8-2 StockMarketData 8-3 StockMarketDataCharts 8-4 TrendsinStockClosingPrices 8-5 StockMarketTicker8-6 StockTransactions 8-7 StockTransactionFees

8-8 StockSplits 8-9 DividendIncome

Chapter8TheStockMarket

PATHWAY1

PATHWAY2

2

PATHWAY3

9-1 Inventions 9-2 MarketResearch 9-3 SupplyandDemand 9-4 FixedandVariableExpenses 9-5 GraphsofExpenseandRevenueFunctions9-6 BreakevenAnalysis 9-7 TheProfitEquation Pathway1:omitExample5ofsection9-7

9-8 MathematicallyModelingaBusiness9-9 OptimalOutcomes

Chapter9TheStockMarket

PATHWAY1

PATHWAY2

2

PATHWAY3

10-1RetirementIncomefromSavings 10-2SocialSecurityBenefits 10-3 Pensions 10-4LifeInsurance 10-5 DiversificationofInvestments

Chapter10PlanningforRetirement

PATHWAY1

PATHWAY2

2

PATHWAY3

11-1UtilityExpenses 11-2ElectronicExpenses 11-3 ChartingaBudget 11-4CashFlowandBudgeting 11-5 BudgetMatrices

Chapter11PrepareaBudget

PATHWAY1

PATHWAY2

2

PATHWAY3