The world welcomes you to a myriad of rewarding experiences with your Maybank Islamic

World Mastercard® Ikhwan Card-i, based on Shariah principles. Use it for all your travel,

shopping and dining needs as it will be rewarding just as much for you, your loved ones as

well as the less fortunate.

Travelling is now made easier with the Maybank Islamic World Mastercard Ikhwan Card-i

with a variety of Muslim-friendly travel packages specially selected with your needs in mind.

What’s more, experience SPG Hotels & Resorts Malaysia dining privileges. Enjoy the best of

both worlds with dining and exclusive discounted meals with guests, plus preferential room

rates at participating SPG Hotels & Resorts Malaysia. Your worldwide recognition allows you

to relax at airport lounges globally and you get to accumulate TreatsPoints quickly. You will

experience a standard of service like never before, whether at home or abroad. Browse through

other offers and benefits awaiting to fulfill your needs.

Your Companion to a World of Fine Living

3

The world welcomes you

TreatsPointsWhether you choose to indulge in fine dining or just simply using the Card for everyday essentials like shopping, every RM2 spent in Malaysia will earn you 5 TreatsPoints. You can use your TreatsPoints to convert into Enrich, KrisFlyer or ASIA Miles. You can also choose to use your TreatsPoints to redeem for exciting rewards, gift items, shopping vouchers and many more.

What’s more, for all your overseas transactions, every RM1 spent at all overseas merchants on your Maybank Islamic World Mastercard Ikhwan Card-i will earn you 5 TreatsPoints. That means you get to redeem your rewards faster!

6,360 TreatsPoints = 1,000 Air Miles

Please be informed that all transactions for utilities, petrol, education, EzyPay and protection transactions will earn 1x TreatsPoints. No TreatsPoints will be awarded for government body transactions.

5

Access to Plaza Premium LoungesYour Maybank Islamic World Mastercard Ikhwan Card-i accords you with 5 times complimentary access per year to Plaza Premium Lounges* at local and international airports worldwide. Simply flash your Maybank Islamic World Mastercard Ikhwan Card-i and sit back, relax and escape the airport crowd. For participating lounges, please visit www.maybank2u.com.my* Relevant charges are applicable if you access Plaza Premium Lounges under the Mastercard Airport Experiences

programme.

Premier Invites and PrivilegesYour Maybank Islamic World Mastercard Ikhwan Card-i opens the door to extraordinary privileges and exciting rewards. Enjoy great savings from dining to shopping, and special invites to exclusive events, including launches of luxury brands. For more Maybank Islamic World Mastercard Ikhwan Card-i privileges, please visit www.maybank2u.com.my

Mastercard® Airport Experiences provided by LoungeKeyRedefine your airport experience with your Maybank Islamic World Mastercard Ikhwan Card-i. It provides you seamlessly connected airport experience with the Mastercard Airport Experiences. Savour hundreds of dining offers and specially curated dining experiences, enjoy exclusive savings at top participating retailers as well as go on spa treatments prior to boarding. For USD27 per person per visit, you will enjoy lounge access to more than 850 lounges in over 400 airports worldwide.

How to Access Your Benefits

Visit airport.mastercard.com and/or download the Mastercard Airport Experiences mobile app from Apple Store or Android Market to easily search for participating lounges, as well as view exclusive offers from top airport dining, spa and retail merchants.

Sign up for a user account on airport.mastercard.com and/or on Mastercard Airport Experiences mobile app to generate your digital lounge access code, view your benefit entitlements, visit history, generate offer codes and more.

To access participating lounges, present your Maybank Islamic World Mastercard Ikhwan Card-i or your digital lounge access code, together with your boarding pass and identify yourself as a LoungeKey member.

To redeem offers, select your preferred offer and generate an offer code. Present the valid offer code to the cashier and redeem the offer.

Fulfilling Experiences

Charity DonationDo your bit for charity. 0.2%* from cross-border spend on your Maybank Islamic World Mastercard Ikhwan Card-i will be donated to Waqaf. * Subject to a capping of RM100 per month per Cardmember.

Muslim-friendly Travel PackagesHave peace of mind when you travel knowing that everything is taken care of, ensuring you have an unforgettable journey.

7

SPG Hotels & Resorts Malaysia Dining Privileges

9

Your Maybank Islamic World Mastercard Ikhwan Card-i instantly accords you with exclusive dining privileges with SPG hotel properties. Here, you will enjoy dining benefits* at a number of highly acclaimed restaurants at all participating SPG Hotels and Resorts Malaysia. Simply present your Maybank Islamic World Mastercard Ikhwan Card-i to enjoy these privileges.

Dining Privileges:

• 50% savings with two diners

• 40% savings with three to ten diners

• 20% savings up to a maximum of 10 diners at Sheraton Petaling Jaya

• 15% savings up to a maximum of 10 diners at The St. Regis Langkawi and The St. Regis Kuala Lumpur* Offers exclude alcoholic beverages, tobacco products and non-halal food. Subject to terms and conditions of the participating

hotels and restaurants.Le Méridien Kota Kinabalu

SPG Hotels & Resorts Malaysia

11

Element Kuala LumpurAloft Kuala Lumpur Sentral

Experience dining of a different dimension in an encased jet pod. Discover innovative eating options at NOOK and help yourself to a range of appetising Malaysian and Western flavours from the buffet or the à la carte menu.

Nook

Aloft Kuala Lumpur Sentral5, Jalan Stesen Sentral Kuala Lumpur, Kuala Lumpur03-2723 1188

Find your own space in our soaring eco-friendly hotel with unparalleled city views. In the heart of Kuala Lumpur, just minutes from KLCC, lies Element Kuala Lumpur that features exciting dining options. Situated 40 floors above the ground in Element Kuala Lumpur, TRACE Restaurant & Bar is the latest sky dining venue in town that offers a stunning bird’s eye view of the city. The restaurant offers a delectable variety of food options - from healthy western-fusion delights to the coolest cocktail trends.

TRACE Restaurant & Bar

Element Kuala LumpurIlham Tower, 8 Jalan Binjai Kuala Lumpur03-2771 3388

13

Four Points by Sheraton PuchongFour Points by Sheraton Penang

Start your day with a tasty breakfast and enjoy delicious Malaysian and international cuisines at The Eatery™, our all-day dining restaurant. Relax after a long day of business or sightseeing at the The Best Brew™.

The Eatery™ The Best Brew™

Four Points By Sheraton Penang505, Jalan Tanjung Bungah, Pulau Pinang04-371 8888

Enjoy delicious locals and international specialties at our all-day dining restaurant with contemporary interior designs, The Eatery™.

The Eatery™

Four Points By Sheraton Puchong1201, Tower 3, Puchong Financial Corporate Centre (PFCC), Jalan Puteri 1/2, Bandar Puteri Puchong03- 5891 8888

Lobby Lounge

15

Le Méridien PutrajayaLe Méridien Kuala Lumpur

Celebrate the break of dawn with a leisurely breakfast at Latest Recipe, while overlooking the lush greeneries of the Lake Gardens. Discover the passion of Italian at Favola, where fresh seafood, pastas and pizzas are the order of the day in addition to the many choices of vegetarian specialties packed with luxuriant flavour. For dinner, indulge at PRIME, where  a wide variety of imported U.S. and Australian steaks are complemented with a distinctive selection of wines from all over the world.

Favola Latest Recipe PRIME

Le Méridien Kuala LumpurJalan Stesen Sentral, Kuala Lumpur Sentral, Kuala Lumpur03-2263 7888

Gastro 20% off on food bill (dinner only)

Find personal space or stimulating activities at this chic sanctuary, set in the verdant garden area of IOI Resort City. Latest Recipe, the hotel’s all-day dining restaurant combines a vibrant dining atmosphere with fantastic flavours. The restaurant has five distinct open kitchens: Malay, Chinese, Indian, Japanese and Western preparing fresh food all day long. Or discover contemporary Chinese cuisine at Le Mei and get swept into modern day China, where ancient traditions meet modern day cooking techniques. The restaurant has the feel of old-world Shanghai with a cutting edge menu.

Le Mei Latest Recipe

Le Méridien PutrajayaLebuh IRC, IOI Resort City, Sepang, Putrajaya03-8689 6888

17

Sheraton Imperial Kuala Lumpur HotelLe Méridien Kota Kinabalu

Dining in Le Méridien Kota Kinabalu offers creative local and international cuisines to refuel and replenish your body. Discover an all-day dining restaurant that features a show kitchen with interactive, innovative Asian fusion buffets.

Le Méridien Kota KinabaluJalan Tun Fuad Stephens, Kota Kinabalu, Sabah088-322 222

Latest Recipe Favola Latitude 05 Azure Pool Bar & Café

Take an international journey through our award-winning restaurants, each with its own style of world-class fare. Revel in the cuisine of our talented chefs, whose interpretations of contemporary western, inventive Pacific Rim, authentic local, family-style Italian, classical Chinese cuisine and English afternoon tea are beautifully presented in settings that evoke all five senses, each with its own distinctive ambience.

Villa Danieli Essence Celestial Court

Sheraton Imperial Kuala Lumpur HotelJalan Sultan Ismail, Kuala Lumpur 03-2717 9900

19

Sheraton Petaling Jaya Hotel The Westin Kuala Lumpur

Just 10 kilometres west of Kuala Lumpur, Sheraton Petaling Jaya Hotel ensures great stays and successful meetings with ample event space and modern amenities. Start your day or wind down your evening with a delicious meal in one of the signature restaurants, or head to the lobby bar for a cocktail and reconnect with friends or colleagues.

Miyabi YUE

Sheraton Petaling Jaya HotelJalan Utara C, Petaling Jaya 03-7622 8888

Indulge at any of The Westin Kuala Lumpur’s signature restaurants and experience a myriad of irresistible cuisines. From tasty pizzas and pastas

in a fun and lively atmosphere at Prego, to authentic Cantonese cuisine at Five Sen5es or simply sink your teeth into finely grilled steaks at Qba.

Five Sen5esPrego The Living Room Splash

The Westin Kuala Lumpur199, Jalan Bukit Bintang, Kuala Lumpur03-2731 8333

443 Bar Lounge

21

The Westin Langkawi Resort & Spa The Andaman, A Luxury Collection Resort, Langkawi

Dining at The Westin Langkawi Resort & Spa provides a delightful mix of Malaysian hospitality, Asian cuisine and international favourites – from romantic ocean side dinners to relaxed poolside lunches, savory seafood and superb cocktails.

Tide Seasonal Taste

The Westin Langkawi Resort & SpaJalan Dato Syed Omar, Langkawi, Kedah04-960 8888

Breeze

The Andaman, Langkawi offers three unique yet equally alluring restaurants offering a variety of local specialities and international favourites. Sample our signature dishes, cocktails and non-alcoholic drinks in a relaxing atmosphere.

The Restaurant

The Andaman, A Luxury Collection Resort, LangkawiJalan Teluk Datai, Langkawi, Kedah04-959 1088

Tepian Laut

23

The St. Regis Langkawi

The St. Regis LangkawiJalan Pantai Beringin, Langkawi, Kedah04-960 6666

Set amidst centuries-old rainforest fauna and nature, and the glimmering Andaman Sea, The St. Regis Langkawi offers an exclusive dining experience in a variety of exquisite settings. Each restaurant’s expertise is reflected in thoughtfully composed menus.

Gourmand Deli L’Orangerie The Drawing Room

The St. Regis Kuala LumpurNo. 6 Jalan Stesen Sentral 2, Kuala Lumpur Sentral, Kuala Lumpur03-2727 1111

Embrace your inner royalty at the most luxurious hotel in the city. Renowned for uncompromising service and unprecedented facilities, The St. Regis is a beacon of lavishness among the hotels in Malaysia. Every detail is set to an ambience of perfection. Delight in the epicurean sensations brought to you by the masterchefs at the many dining venues, every corner designed to reflect true opulence.

The Drawing Room The Brasserie Crystal Astor Bar

The St. Regis Kuala Lumpur

25

Take your games beyond borders

Complimentary Green Fees to play at 86 Golf Clubs in 18 countries

(17 Clubs in Malaysia and 69 International Clubs)

• 10% savings on green fees for guest.

• No minimum paying guest required at selected participating golf clubs.

• Applicable to Principal Cardmembers only.

• Minimum of 2 golfers a flight for weekdays and 3 golfers for weekends.

27

Please call Premier Card Services at 1800 22 1111 for more Premier Golf Clubs details.

Local Golf Clubs International Golf Clubs

Amverton Cove Golf & Island Resort Selangor, Malaysia

Bukit Jawi Golf Resort Penang, Malaysia

Bukit Kemuning Golf & Country Resort Selangor, Malaysia

Cinta Sayang Golf & Country ResortKedah, Malaysia

Horizon Hills Golf & Country Club Johor, Malaysia

IOI Palm Garden Golf ClubSelangor, Malaysia

Kota Permai Golf & Country Club Selangor, Malaysia

Nilai Springs Golf & Country Club Negeri Sembilan, Malaysia

Penang Golf Club Penang, Malaysia

Pulai Springs ResortJohor, Malaysia

Seremban International Golf Club Negeri Sembilan, Malaysia

The Legends Golf & Country ResortJohor, Malaysia

Tiara Melaka Golf & Country ClubMelaka, Malaysia

4 other Premier Golf Clubs1 Club in Sabah

3 Clubs in Selangor

Joondalup Golf Resort Perth, Australia

The Secret Harbour Golf Links Perth, Australia

The Vines Resort & Country Club Perth, Australia

The Dunes Golf Links Melbourne, Australia

Angkor Golf Resort Siem Reap, Cambodia

Zhu Hai Golden Gulf Golf ClubZhuhai, China

Lotus Hills Golf ResortGuangzhou, China

Spring City Golf & Lake Resort Kunming, China

SunShine Golf Club Kunming, China

Bali National Golf Club Bali, Indonesia

Imperial Klub Golf Tangerang, Indonesia

Klub Golf Bogor RayaBogor, Indonesia

Handara Golf & Resort BaliBali, Indonesia

Rancamaya Golf & Country Club Indonesia

Ria Bintan Golf Club Bintan, Indonesia

Riverside Golf Club Indonesia

Sembawang Country Club Singapore

Warren Golf & Country Club Singapore

Orchid Country Club Singapore

Keppel ClubSingapore

Gary Player Country Club South Africa

Fancourt George, South Africa

Pearl Valley Golf & Country Estate Cape Town, South Africa

Royal Cape Golf Club Cape Town, South Africa

Lost City Golf Club Sun City, South Africa

Alpine Golf ClubChiangmai, Thailand

Chiang Mai Highland Golf & Spa ResortChiangmai, Thailand

For more enquiries and reservations on Golf Privileges, please contact the Premier Card Services at 1800 22 1111. Visit www.maybank2u.com.my for more details or terms and conditions.

Golfing Terms & Conditions• Valid for Principal Cardmembers only.• Cardmembers can play up to 2 times a month.• Minimum spend of RM1,000 in previous month’s statement. • Minimum 2 golfers per flight for weekday and 3 golfers per flight for weekend bookings (subject to pairing and at the discretion

of golf club).• No minimum paying guest requirement if Cardmember holds The Platinum Card®, The American Express® Platinum Credit Card,

Maybank Manchester United Visa Infinite, Maybank Visa Infinite, Maybank Islamic Ikhwan Visa Infinite Card-i, Maybank World Mastercard® or Maybank Islamic World Mastercard Ikhwan Card-i at selected participating golf clubs.

• All bookings must be made via Premier Card Services only.• Cardmembers will not be granted access rights to stipulated clubs without prior bookings.• Up to 4 Principal Cardmembers can enjoy complimentary green fees at selected golf clubs.• Offers are subsidised by Maybank and not a direct offer from the Golf Clubs.• Subject to charges for buggy, caddie, turfmate, locker fee and/or protection at published walk-in rates.• Booking terms and conditions apply.• Offers are valid till 31 December 2018.

29

Please call Premier Card Services at 1800 22 1111 for more Premier Golf Clubs details.

International Golf Clubs

Loch Palm Golf ClubPhuket, Thailand

Lotus Valley Golf ResortBangkok, Thailand

Majestic Creek GolfHua Hin, Thailand

Muang Kaew Golf Club Bangkok, Thailand

Red Mountain Golf Club Phuket Thailand

Riverdale Golf Club Bangkok, Thailand

Uniland Golf Club Bangkok, Thailand

Santiburi Golf Club Chiangrai, Thailand

The Royal Gems Salaya Bangkok, Thailand

Montgomerie Maxx Royal Golf Club Antalya, Turkey

The ELS ClubDubai, United Arab Emirates

Emirates Golf Club Dubai, United Arab Emirates

The Links at Spanish BayCalifornia, USA

Del Monte Golf CourseCalifornia, USA

Pebble Beach Golf LinksCalifornia, USA

Turtle Bay Resort GolfHawaii, USA

Ewa Beach GolfHawaii, USA

Ko Olina Golf ClubHawaii, USA

Danang Golf ClubVietnam

Montgomerie Links Golf ClubVietnam

SongBe Golf ClubHo Chi Minh, Vietnam

31

Mastercard Global ServiceTM

Wherever you travel worldwide, you can always count on Mastercard Global ServiceTM for any card-related needs. Call us at 001-636-722-7111, 24 hours a day, 365 days a year and we will connect you with a representative who speaks your language and can help you with your enquiries. For more information, visit www.mastercard.com/cgi-bin/emergserv.cgi

• Lost or stolen cards

• Emergency cash advances

• Emergency replacement cards

• Locate an ATM that accepts Mastercard®, Maestro® or Cirrus® brands

We think the world of you

Worldwide RecognitionYour Maybank Islamic World Mastercard Ikhwan Card-i is recognised and accepted internationally. Enjoy incomparable convenience at over 44 million Mastercard merchant establishments worldwide, giving you access to the best hotels, restaurants, department stores and a wide array of other services.

33

Travel Protection Coverage*Simply charge your full fare to your Maybank Islamic World Mastercard Ikhwan Card-i so that you and your loved ones can travel with complete peace of mind.

In the case of luggage delay and loss claims, your purchases of essential clothing and requisites must be charged to your Maybank Islamic World Mastercard Ikhwan Card-i. Cash or usage of other cards will result in non-payment of claims.

* Subject to the terms and conditions of the policy.* Flight misconnection (after 12 hours) up to RM1,000 for Cardmember; up to RM1,000 for family.* Luggage loss (after 48 hours) up to RM3,000 for Cardmember; up to RM3,000 for family.* Luggage delay (after 12 hours) up to RM1,000 for Cardmember; up to RM1,000 for family.

Type of Coverage Up to

Travel Personal Accident Protection RM2,000,000

Flight Misconnection (after 12 hours) RM1,000

Luggage Delay (after 12 hours) RM1,000

Lost Luggage (after 48 hours) RM3,000

Khairat Kematian (Funeral Expenses) RM2,500

Maybank EzyPayTurn wishful thinking into reality. Take home your dream items; ranging from electrical items and computers to furniture and jewellery immediately with our flexible interest-free instalments up to 36 months, at more than 2,500 merchant outlets nationwide.

World MastercardTM

Step into the world of curated experiences and wide selection of experiences. Explore the unparalleled suite of offers and allow World Mastercard to open doors to a different world that inspires and excites. The allure has never been greater. Visit mastercard.com/world for a comprehensive list of new offers.

35

Maybank Touch ’n Go ZingApply for the Maybank Touch ’n Go Zing, an automatic reload card that will be linked to your Maybank Islamic World Mastercard Ikhwan Card-i.

Multiple Bill Payment OptionsFor your convenience, we provide many ways to settle your monthly bills:

• Pay online via Maybank2u from anywhere, anytime• Sign up for a standing instruction• Phone Banking• Pay through the Cash Deposit Machines or Cheque Deposit Machines at selected branches

Maybank Network StrengthWith more than 340 Maybank branches throughout the country, plus over 1,000 ATMs, we of fer you a host of banking facilities and conveniences beyond the ordinary:

• Balance inquiry on your Maybank Islamic World Mastercard Ikhwan Card-i account• Payment to your Maybank Islamic World Mastercard Ikhwan Card-i account via your Maybank Savings

and/or Current Account• Share issue subscriptions from your Maybank Islamic World Mastercard Ikhwan Card-i account• Transfer of funds from your Maybank Islamic World Mastercard Ikhwan Card-i to your Maybank Savings

and/or Current Account*• Credit card statement request**• Payment of utility bills• Balance inquiry on Savings and/or Current Account

And when you need cash in a hurry, a cash advance of up to 70% of your credit limit is available at any Maybank branch, or a maximum of RM1,000 at any ATM per day.

* This will be treated as a cash advance transaction and is subject to the relevant fees and finance charges as stipulated in the Cardmember agreement.

** Subject to RM1.06 charge (GST included).

Maybank2uLet your mouse do the running around. With Maybank2u, banking and financial facilities are just a few clicks away from anywhere, 24 hours a day, saving you tiresome trips to payment counters.

37

Terms & Conditions of Promotional Of fers• A valid Maybank Islamic World Mastercard Ikhwan Card-i must be presented and payment must be charged to the Card to enjoy the

offers and privileges.• Offers are valid till 31 December 2018, unless otherwise stated.• Golf offers are valid till 31 December 2018.• Of fers are subject to the terms and conditions of respective merchants.• Maybank reserves the right within 21 days to change, amend or cancel the offer at its own discretion.• Other terms and conditions apply.

Call 1800 22 1111 or visit www.maybank2u.com.my for more details or terms and conditions.

* The Malaysian Goods & Services Tax (GST) will be imposed on all fees/charges charged by the Bank to Cardmembers where applicable effective 1 April 2015 at the current prevailing rate.

Maybank Auto PayBillsSimply register with your selected service providers, and we’ll automatically settle your various bills each month. For your convenience, we consolidate everything into just one bill in your Maybank Islamic World Mastercard Ikhwan Card-i statement. Visit www.maybank2u.com.my for a listing of service providers.

EzyCash-i via Maybank2uGet quick and easy instant cash with your Card. Just log in to Maybank2u and follow the simple steps to apply.

Maybank Balance Transfer PlanTransfer your outstanding balance into your Maybank Islamic World Mastercard Ikhwan Card-i from your other credit cards to enjoy great savings.