WEALTH MANAGEMENT

www.batescosgrave.com.au

BATES|COSGRAVE

THE VALUE OF SOUND WEALTH

ADVICE

Content• WE CAN HELP YOU WITH MORE THAN TAX TO GIVE

YOU PEACE OF MIND

• WHAT TO EXPECT FROM BATES

COSGRAVE WEALTH MANAGEMENT

• INDEPENDENT ADVICE FOR YOUR

FINANCIAL NEEDS

• OUR TEAM

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The information (including taxation) contained within this document is of a

general nature only and neither represents nor is intended to be personal advice

on any particular matter. Bates Cosgrave Wealth Management strongly suggests

that no person should act specifically on the basis of the information in this

document, but should obtain appropriate professional advice based on their own

personal circumstances. Licensed under AFSL 277860.

www.batescosgrave.com.au2

WE can help you with more than tax to give you peace of mind

PEACE OF MIND, CONTROL, ACHIEVEMENT, SATISFACTION, SUPPORT & GUIDANCEIf these sound good to you, please read on.

Wealth advice is about giving you support

and guidance on the best way to manage

your finances to help achieve your goals and

dreams. This can include advice on investing,

managing debt, retirement planning or

protecting your family in case something

happens to you.

The right advice from the right people can

help you achieve your goals, whatever they

may be. Achieving your financial goals is of

course, the central aim of the wealth advice

process.

However, research undertaken by Bates

Cosgrave Wealth Management has found that

clients often mention ‘a feeling of control’, ‘a

sense of relief’ and ‘confidence in achieving

my goals’ as additional benefits of good

advice.

The importance of these benefits, while less

tangible, shouldn’t be underestimated. In fact,

research by the Investment and Financial

Services Association (IFSA) found that clients

with a current financial adviser are:

• Twice as confident they will achieve their

financial goals

• More than twice as likely to feel they have

control over their finances

• Almost twice as likely to believe they will

realise their retirement dreams

As a part of the BCWM Wealth Advisors

network, your adviser has access to the

strength and resources of BCWM high quality

investment and economic research, risk

insurance and financial strategists, along with

leading edge software to help you establish

and manage your investment portfolio.

The end result is a powerful team working to

build and enhance your wealth.

3www.batescosgrave.com.au

WHAT TO EXPECT FROM BATES COSGRAVE WEALTH MANAGEMENT

STEP 1 — WE LISTENWe aim to be your trusted advisor, to offer

you a sounding board for your ideas, to

challenge you to achieve your goals, to support

you through difficult times, and to celebrate

success with you.

Our team provides a holistic and strategic view

of your wealth and financial situation.

We go past the surface level of advice to

ensure that we deliver value.

Advice is not a once off: we formulate the

strategy, we design and implement a plan and

we provide ongoing care.

STEP 2 — WE PLANImplementation can include anything from

reorganising loans, arranging insurances,

buying investments, and managing capital

gains, or other capability such as:

• Protecting you and your loved ones in

conjunction with tax planning

• Tailoring a solution to your Life stage

• Utilising our many years of experience to

tailor a plan that works for you and your

family

STEP 3 — YOU RELAXOur Wealth Management team ensure that

it is easy for you to monitor, manage and

make decisions about your investments, with

guidance from us along the way. We work with

you to:

• Protect and grow your wealth with control,

care and certainty

• Provide relevant guidance and support

• Take the stress out of making better

financial decisions for you and your family.

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INDEPENDENT ADVICE FOR YOUR FINANCIAL NEEDS

Bates Cosgrave Wealth Management is not tied

to any bank or financial institution and we are

not beholden to any product or asset class.

We apply an independent lens across your

financial needs.

We offer:

• A safe pair of hands, who care about your

future

• Open, honest and competent

communication

• A holistic and strategic view of your wealth

WE WORK WITH CLIENTS AT ALL STAGES OF

THEIR FINANCIAL LIFE AND TONY’S APPROACH

ENSURES THAT THEY GET THE RIGHT ADVICE

AT THE RIGHT TIME.

—MATT ZhoU, DIRECTOR, BATES COSGRAVE

5www.batescosgrave.com.au

Matt joined Bates Cosgrave in April of 2007 as a

manager and was promoted to Director from 1 July

2009.

Matt has a reputation for his technical expertise

and experience in specialist advice to professionals

including medical doctors, professional investors

and family offices, multinational companies.

His diverse knowledge on International tax,

expatriates tax, employee share schemes, business

structuring including cross border issues, CGT and

GST is formidable.

His industry knowledge is broad and includes

medical services, real estate, pharmaceuticals and

technology companies. As tax advisors, we must

think ahead and consider not just the current

situation but the future.

Good advice reflects not simply value now, but

lasting value.

OUR TEAMDIRECTOR

CA, B. COMM, M ACC, M TAX, CTA

MATT ZHOU

DIRECTOR

CA, B.COMM, CTA

Glenn is passionate about business improvement

and works with our clients to get the fundamentals

of their business right through their business

journey of establishment, growth and exiting when

the time is right.

Glen also works with clients on a personal level

to ensure that they have a clear focus for their

personal goals and that they have the right

strategies in place to set and keep track of their

financial goals. He has worked extensively with

entrepreneurs and high net worth individuals

to help them understand the fundamentals of

investment, structuring and tax in their planning.

Glenn offers considerable expertise in effective

tax structuring, acting as a professional adviser to

engineers, valuers, project managers, accountants,

lawyers and high net worth individuals, with a

strong portfolio of clients in import and distribution,

professional advisory and innovative businesses.

Directors

VIEW PROFILE ONLINEVIEW PROFILE ONLINE

GLENN COSGRAVE

www.batescosgrave.com.au6

Tony Bates heads our experienced team of

advisers. Tony has over 25 years experience

in advising private clients and not for profit

organisations.

Tony has held senior advisory positions within

leading stockbrokers, fund managers, banking,

and accounting firms, including Ord Minnett,

Macquarie Bank and Deloitte.

Tony is a member of the Financial Planning

Association, SMSF Professionals Association and

the Responsible Investment Association.

DIRECTOR, BCWM

TONY BATES

START YOUR JOURNEY WITH BATES

COSGRAVE WEALTH MANAGEMENT BY

CONTACTING OUR WEALTH TEAM ON:

PHONE: 02 9957 4033

EMAIL: WEALTH@BATESCOSGRAVE.COM.AU

AUTHORISED REPRESENTATIVE AFSL 277860

7www.batescosgrave.com.au

Bates Cosgrave

Wealth Management

Ground floor, 123 Walker Street

North Sydney NSW 2060

PO Box 497

North Sydney NSW 2059

P: +61 2 9957 4033

F: +61 2 9964 0610

E: wealth@batescosgrave.com.au

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BATES|COSGRAVEWEALTH MANAGEMENT