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The Swiss Life Network Your comprehensive employee benefits provider

The Swiss Life Network

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Page 1: The Swiss Life Network

Swiss Life Network

General-Guisan-Quai 40

P.O. Box, 8022 Zurich

Switzerland

T +41 43 284 37 97

F +41 43 284 39 97

[email protected]

www.swisslife-network.com960

815

-12.

2011

The Swiss Life NetworkYour comprehensive employee benefits provider

Page 2: The Swiss Life Network

The Swiss Life Network is your single source for

SuperiorWorldwideInnovativeSoundSustainable

international employee benefit solutions.

SWISS

Page 3: The Swiss Life Network

3

Contents

The Swiss Life Network – your international employee benefits provider 4

Our solutions and services – comprehensive and customised 6

The Swiss Life Group – a truly solid foundation 8

Our offer – Swiss quality you can rely on 10

Page 4: The Swiss Life Network

4

The Swiss Life Network – your international employee benefits provider

The challenges of complexity, compliance and

cost-efficiency

Whatever the size of your company’s operations abroad,

you face increasing complexity in the employee benefits

area. This may be due to having more countries to manage,

but beyond this, there are increasing compliance pressures

and constantly changing employee benefit requirements.

At the same time, cuts in social security benefits are putting

greater demands on corporate employee benefit plans in

many countries. And with costs continuing to rise, em ployee

benefits are a focus of growing concern on the management

agenda.

Your trusted partner for all employee benefit issues

worldwide

Fortunately, there is a proven and effective way for multi-

nationals to respond to this situation. By entrusting your

local employee benefit plans to an international network of

providers like the Swiss Life Network, you ensure expertise,

transparency and a single point of contact to help you

more easily manage complexity, secure compliance, increase

cost-efficiency, and gain top-quality solutions and services

for your plans around the globe.

The pioneer global employee benefits network

The Swiss Life Network established the insurance concepts

behind international employee benefit programmes in

1962. Starting with multinational risk pooling, we rapidly

expanded our offer to cover a broad range of products and

services, including pensions. Today we remain one of the

globe’s leading networks, at the forefront of developing

comprehensive, high-quality employee benefit solutions for

all your death, disability, medical and retirement benefit

needs, and distinguished by the stability and excellence of

our long-term relationships with clients and business

partners.

Swiss quality standards around the world

Every Swiss Life Network Partner meets highly

demanding requirements:• Top local life and pension insurer• Financially sound• Comprehensive, innovative product range• Excellent service quality• Strong group/corporate business portfolio• Extensive experience with multinationals.

Swiss expertise and service quality

The Swiss Life Network is headquartered in Zurich, Switzer -

land. From here our multilingual team of experienced

professionals are in daily contact with Network Partners

serving you locally around the globe. Our experts will help

you to evaluate and make complex business decisions on

employee benefits for your company, meeting your needs

effectively, efficiently and reliably wherever you need our

help. Since our client relationship function is regionally

organised to mirror our clients’ business structures, we have

regional client management teams in Asia, the Americas

and Latin America, as well as client managers in all the main

European centres.

Global coverage, local leadership

The Swiss Life Network is made up of over 60 leading local

life insurance and business partners covering some 80 coun-

tries and territories where multinational corporations

operate. Each Network Partner provides a full range of flex-

ible and competitive local risk and pension coverages, and

high-quality, fast and efficient service. In addition, every

Network Partner offers the expertise you need to maintain

an overview of local legal, tax and political developments

affecting employee benefits.

Page 5: The Swiss Life Network

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6

The Swiss Life Network’s international employee benefit

programmes let you monitor and control your local risk

and saving plans. In addition, we provide expert advice

and support for every aspect of local and global employee

benefit solutions.

Every solution is tailored to your requirements

There’s no standard Swiss Life Network package. Our unique

modular system lets you design a customised international

employee benefit programme to meet your organisation’s

exact requirements and risk profile. Naturally, the para-

meters can be changed as circumstances require.

Risk solutions with multinational pooling options

Swiss Life Network Partners provide a comprehensive range

of competitive risk solutions including death and long-

and short-term disability and dismemberment risk cover-

ages for illness or accident, which are available for both

local and mobile employees.

Furthermore, whether through a company-specific pool or

our multi-client pool, multinational pooling allows you to

spread your insured risks and optimise the costs of your

employee benefit coverages around the world. You benefit

from a high degree of transparency on both global and

local levels, and gain a wealth of valuable information.

Our solutions and services – comprehensive and customised

Pension solutions

The Swiss Life Network provides a range of innovative and

highly flexible pension plans – including European pension

solutions under the EU IORP Directive. We are experts

at designing efficient and cost-effective plans to suit your

organisation’s requirements, ensuring that your solution is

always fully in compliance with the relevant legislation.

Medical coverages

As a Swiss Life Network client, you can ensure top quality,

comprehensive medical coverage and health assistance

for your employees through our association with leading

international health insurers. Coverage is available for

both local and internationally mobile staff.

Expatriate packages

Expatriates and Third Country Nationals require special

compensation and benefits packages. We have the expertise

to establish customised, cost-effective expatriate solutions

covering death, disability, retirement and medical needs

in line with your corporate guidelines. Repatriation and

evacuation plans are also available.

Captive solutions

Swiss Life Network’s exclusive tailor-made solutions allow

you to make the most of your in-house captive and achieve

the improved business and efficiency results you seek.

Asset management

Our quality asset management services are designed for

security, long-term potential and yield. Delivered by proven

specialists with years of experience managing retirement

funds, we offer a broad selection of appropriate investment

opportunities.

Page 7: The Swiss Life Network

7

CaptiveSolutions

CustomisedSolutions

AssetManagement

MultinationalPooling

Up to dateInformation

Expertise Advice

Prevention

Commercial andTechnical Administration

Client RelationshipManagement

Expatriate& TCN

solutions

International& Europeanpensions

Local EB Schemesretirement, death, disabilityaccident, health, assistance

Advice and information

Swiss Life Network experts use their know-how to help set

up and maintain optimal employee benefits programmes.

We also offer access to information and advice from human

resources, risk management and financial services specialists.

Our uniquely transparent reports help you to monitor your

benefit plans and benchmark them against industry

standards. We provide excellent online tools that give you

immediate, up-to-date information on your plans.

In addition, you receive regularly updated information on

employee benefits worldwide.

We have the solutions to meet your needs

Page 8: The Swiss Life Network

8

The Swiss Life Group – a truly solid foundation

Corporate Clients’ product offering is modular, and includes

all the necessary elements to create appropriate and custom-

ised solutions for you:• You can select from a variety of risk pooling options for

your risk coverages that ensure optimised risk spreading

and costs for your company.• Our experts use their extensive cross-border experience to

develop specialist solutions for TCNs and expatriates out

of Luxembourg. We also take advantage of Luxembourg’s

attractive EU location to manage a European Pension

Fund that offers international and European pension

solutions under the IORP Directive to large corporate

clients and multinationals. • If you prefer to retain a portion of your company’s risks,

we offer reinsurance solutions for use in conjunction

with your corporate captive.

The Swiss Life Network is backed by the Swiss Life Group

As a major player in the international life and pension

market, the Swiss Life Group is a leading provider of long-

term savings and risk protection, and is committed to

helping its customers create a secure financial future for life.

You can find more details about the Swiss Life Group on

the Swiss Life website: www.swisslife.com

Swiss values you can rely on

The Swiss Life Insurance and Pension Company was founded

in Zurich in 1857. Originally established as a mutual, we

became a stock company in 1997. Swiss Life was the first

life insurer established in Switzerland, and we are a leading

provider for employee benefits in the Swiss market today.

The Swiss insurance industry is recognised as one of the

safest and most respected in the world. We are proud

to maintain its values of quality, integrity, stability and

security wherever we work around the globe.

Committed to corporate clients

The Swiss Life Network is operated by the Swiss Life Group’s

transnational business unit Corporate Clients. This unit

also runs the life and pension insurance business for cor p-

orate clients in Luxembourg and for expatriates around the

globe. Thanks to the expertise and close working relation-

ships of these different business lines, corporate clients and

multinationals are assured of the highest quality risk and

retirement employee benefit solutions.

Page 9: The Swiss Life Network

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Our offer – Swiss quality you can rely on

You benefit from:

• An extensive range of high-quality local and international

employee benefit solutions• Innovative and flexible international programmes

tailored to your needs• Superior levels of service from a multilingual provider• Overall cost reductions through increased effectiveness

and efficiency• Advice and expertise on an international level• In-depth knowledge of local legislation and regulations• Transparent, extensive and regular reporting and

information• A financially-sound network centre with an outstanding

international reputation• Almost 50 years of experience as a leading employee

benefits network• Practical, user-friendly online tools to monitor your

employee benefits schemes

Select your areas of interest

• Local employee benefit schemes

(retirement, death, disability, accident, health, assistance)• International and European pension solutions• International medical plans• Expatriate packages• Multinational pooling options• Captive solutions• Asset management • Online access to international programme data• Advice and expertise (consulting, publications, events, etc.)

Page 11: The Swiss Life Network

The Swiss Life Network is your single source for

SuperiorWorldwideInnovativeSoundSustainable

international employee benefit solutions.

SWISS

Page 12: The Swiss Life Network

Swiss Life Network

General-Guisan-Quai 40

P.O. Box, 8022 Zurich

Switzerland

T +41 43 284 37 97

F +41 43 284 39 97

[email protected]

www.swisslife-network.com960

815

-12.

2011

The Swiss Life NetworkYour comprehensive employee benefits provider