The

SAMVAT plan

We Believe in the Art of Giving

“The SAMVAT plan” is a proprietary plan formulated by Indians for Indians.

The plan is designed to assist the mass of India to invest into Asset Classes which enable them to earn Inflation Beating Returns and assist in Creating Wealth in the long run.

The plan forms its foundation with Three pivotal stones of Ethics:

T: Transparency

I: Integrity

A: Accountability

Transparency: The plan believes in creating a secured environment for investing. To promote security, it is essential to be transparent. We develop transparency in the following ways:

❖ Personalised account for client

❖ Registration of client mobile number with the account

❖ Funds only mapped to client account

Integrity: The basic ingredient for a sustainable long term relation is being integral and responsible towards the society and client. Finstream believes in creating an environment of belief and confidence by taking a few below listed steps:

❖ Regular updates through communications

❖ Monthly newsletters to create awareness

❖ Personalised Emails to enable confidentiality of data

Accountability: Finstream believes in its research potential and takes pride in its recommendation. To promote the idea of accountability and fairness in the capital markets and to boost investor confidence we take the following steps:

❖ Fee sharing only after crossing Risk Free Rate of Return

❖ Minimal Fee Sharing to aid better In hand Return

❖ Operational charges to be paid only once in lifetime

The key features of SAMVAT plan are enlisted below to give a clear idea about how the plan functions:

❖ A demat account is opened for the client

❖ Funds are allocated within a predefined set of companies on a particular day

❖ To curtail risk, allocation is strictly done within A Group & B Top 100 Group Companies

❖ The portfolio is then subject to an annual appraisal, in Diwali

The Model

SAMVAT resembles the need for a secured investment, like Public Provident Fund (PPF), with higher returns with a little additional risk

The plan incorporates features picked up from PPF and tries to create a difference with the returns it generates for clients

With the constant rise in Inflation and the rising daily expenses, it is only viable to save into instruments which provide better returns with moderate risk and help maintain standard of living

Why SAMVAT

SAMVAT PPFInvestment in a Year

INR 150,000 minimum INR 150,000 maximum

Tax Benefit

TAX FREE u/s 10(38) LTCG TAX FREE u/s 80C Limit

Risk

Low Risk Risk FreeLock In

1 Year or 18% Whichever is Earlier 7 Years for premature Withdrawal

Expected Growth of INR 1.5 Lakh in 7 Years

INR 4.77 Lakhs @18% annually INR 2.58 Lakhs @8.1% annually

SAMVAT OVER THE YEARS

SAMVAT 2069 (60%)

Sr. No. Company Sector Mahurat Price (Start)

Mahurat Price (End) Absolute Return Weight in P'folio

23-Nov-12 05-Nov-13 (%) (%)

1 Dr. Reddy's Lab Pharma 1,741 2,399 38% 20

2 Tata Motors Automobile 261 391 50% 20

3 TCS Computer Software 1,288 2,092 62% 15

4 Tech Mahindra Computer Software 906 1,573 74% 15

5 Berger Paints Paint 143 230 62% 20

6 Britannia India FMCG 483 943 95% 10

SAMVAT 2070 (112%)

Sr. No. Company Sector Mahurat Price (Start)

Mahurat Price (End) Absolute Return Weight

06-Nov-13 22-Oct-14 (%) (%)

1 Lupin Pharma 917 1,362 49% 13%

2 Orient Paper Diversified (Cons. Goods + Paper) 8 30 278% 17%

3 Syndicate Bank Banking 76 117 54% 15%

4 TVS Shrichakra Tyres 234 1,120 379% 18%

5 L&T Infra + Heavy machinery 935 1,551 66% 19%

6 Cummins India Engine mfg. 407 705 73% 18%

SAMVAT 2071 (35%)

Sr. No. Company Sector Mahurat Price (Start)

Mahurat Price (End) Absolute Return Weight

23-Oct-2014 23-Oct-2015 (%) (%)

1 Havells Ltd. Other Elect.Equip./ Prod. 269.05 258 -3% 5%

2 Bharat forge Ltd. Other Industrial Products 759.05 922.3 22% 17%

3 SKS Microfinance Ltd.

Finance (including NBFCs) 321 423.3 32% 10%

4 SJVN Ltd. Electric Utilities 22.65 28.35 30% 10%

5 South Indian Bank Banks 25.4 21.95 -11% 10%

6 HDFC Ltd. Housing Finance 1,031.8 1,337.9 31% 11%

7 Bharat Petroleum Ltd.

Refineries/ Petro-Products 691.75 910.2 35% 9%

8 Castrol Ltd. Oil Marketing & Distribution 428.6 464.05 10% 10%

9 Strides Arcolab Ltd. Pharmaceuticals 653.05 1,332.8 105% 18%

SAMVAT 2072 (8.5%)

Sr. No. Company Sector Mahurat Price (Start)

Mahurat Price (End) Absolute Return Weight

24-Oct-2015 30-Nov-2016 (%) (%)

1 Ashok Leyland Ltd. HCV / LCV 96.10 79.55 -16% 17%

2 Emami Ltd. FMCG 981.75 1,107.30 14% 14%

3 Indusind Bank Ltd. Banking 919.70 1,089.40 19% 12%

4 Intellect Design Arena Ltd. IT Software 287.50 143.65 -50% 12%

5 Kajaria Ceramics Ltd. Ceramics 462.80 532.65 16% 14%

6 SJVN Ltd. Power G&D 28.60 31.70 15% 17%

7 Syngene International Ltd. Pharmaceuticals 365.20 585.05 60% 14%

SAMVAT 2073 (46.28%)

Sr. No. Company Sector Mahurat Price (Start)

Mahurat Price (End) Absolute Return Weight

01-Dec-2016 30-Nov-2017 (%) (%)

1 Bharat Electronics Ltd.

Defence / Manufacturing 130.72 184.50 43% 10%

2 KRBL Ltd. Consumer Staples 271.60 616.85 128% 12%

3 Mahanagar Gas Ltd. Gas Distribution 769.95 1095.1 45% 12%

4 RBL Bank Ltd. Banking 364.25 520.65 43% 10%

5 Sharda Cropchem Ltd. Agrochemicals 428.10 479.45 13% 12%

6 Sterlite Technologies Ltd. Telecom Cables 94.90 269.85 185% 11%

7 Sun Pharmaceuticals Ltd. Pharmaceuticals 710.30 525.95 -25% 11%

8 Zensar Technologies Ltd. IT 1002.35 847.05 -14% 11%

9 Syngene International Ltd. Pharmaceuticals 582.30 550.15 -5% 11%

SAMVAT VS. OTHER ASSET CLASS

SR. NO. SAMVAT 2069

SAMVAT 2070

SAMVAT 2071

SAMVAT 2072

SAMVAT 2073

1. SAMVAT 60% 112% 35% 8.5% 46.28%

2. MF

SBI BLUECHIP (G) FUND 4.27% 42.40% 16.00% 8.31% 23.02%

HDFC TOP 200 (G) FUND 6.89% 44.69% 3.70% 6.20% 25.40%

BIRLA SUNLIFE TOP 100 (G) FUND 13.64% 42.46% 11.32% 8.77% 24.33%

3. INDEX

SENSEX 12.22% 28.20% 2.31% -2.59% 24.81%

NIFTY 6.62% 29.23% 3.50% 5.02% 24.82%

4. BULLION

GOLD MCX -7.97% -8.47% 3.63% 6.24% 2.53%

THANK YOU!

“Compound Interest is the Eighth Wonder of the WorldHe who understands it… Earns it,

He who doesn’t… Pays it”-Albert Einstein

Reach UsFinstream Investment Advisors (INA000006952) - A SEBI Registered Investment Adviser Finstream Consultancy LLPOffice: 302/C, Angelina CHS, Corner of Sarojini Road & Old Police Stn. Road, Vile Parle (W), Mumbai - 56.

Tel. No.: +91 22 2610 3600 / 01

Eml. & Web.: info@finstream.in www.finstream.in