Imagine, Design, Live

The Living Balance Sheet is a registered mark of The Guardian Life Insurance Company of America, New York, NY.

The Challenges

• Increasing Cost of Living

• Multiple Financial Institutions and Advisors

• Conflicting Opinions and Marketing Hype

• Changing Personal and Financial Objectives

Imagine, Design, Live

As a result, many people find themselves…

• Financially Disorganized

• Confused about the REAL cost of living

• Feeling anxious about their future• Wishing there was a better, easier way…

• Adopting inappropriate financial strategies

Imagine, Design, Live

Imagine…

a financial journey offering…

• Clarity of purpose

• Optimism and hope

Build wealth Balance legacy/lifestyle choices

• A process to help you…

Track finances and net worth

Imagine, Design, Live

Imagine…

a way to simplify your life

Introducing:

Imagine, Design, Live

The Living Balance Sheet

Here’s how it works…

• Provides your financial picture at-a-glance through a personal website

• Helps you achieve optimal financial balance

• Automatically updates your financial data

• Stores copies of your important documents in an encrypted Vault

• Even monitors your awards programs

Imagine, Design, Live

Design…a wide-angle view

that works together

Imagine, Design, Live

Design…your financial visionand move towards optimization

Imagine, Design, Live

Design…strategic solutions working withyour financial representative

Imagine, Design, Live

Design…and test your

wealth building potential

Imagine, Design, Live

Live…with greater senseof comfort

Imagine, Design, Live

Live…a budgeted lifestyle

Imagine, Design, Live

Live…by leaving your own written personal legacy

Imagine, Design, Live

Live…with interactiveflexibility and mobility

Imagine, Design, Live

Getting started is easy

• Provide data to your financial representative

• Set up personal website• Review possible strategies

Imagine, Design, Live

With LBS, planning goals are comprehensive and far-reaching

• Increased Protection

• Improved Level of Savings

• Improved Cash Flow Management

• Increased Asset Performance

• Increased Debt & Tax Efficiency

• Financial Balance and Success

Imagine, Design, Live

Imagine, Design, Live

The Living Balance Sheet is a registered mark of The Guardian Life Insurance Company of America, New York, NY.