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"Home is where the heart is."
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A Note From Tripp
Inside This Issue:
• Featured Article -
pg 2
• This Month in His-
tory - pg 3
• Date Night Delight -
pg 4
• Jordan Family Fun
Day - pg 5
• Jokes ‘n Puzzles - pg
6
• What’s Cookin’
With Wendy - pg 7
• Giving Back - pg 8
• Breaking Home-
owner News - pg 10
• Tripp Getz Mail - pg
11
• Tripp’s Tip of the
Month - pg 11
• Pop Quiz - pg 11
• Custom Mortgage Experience -
pg 12 - 15
January 2012 - For Lake Norman Residents Volume 1,
Issue 3
Happy New Year Everyone!
Wow, isn’t it hard to believe 2012 is
officially over?! It seems every year flies
by faster and faster. If the old saying is
true: “Time flies when you’re having
fun”, then I must be having a blast!
I don’t know about you, but sometimes
I find it easy to focus on things I wish I
would’ve accomplished and things I
would’ve done differently if I could do
2012 over again.
But we must keep our focus on the fu-
ture and stay excited about the possi-
bilities, opportunities, and hope that
this new year holds for us all! Think
of it as a “clean slate”. A new chance
to make smart decisions.
If you’re feeling a little down because
you broke the bank on an avalanche
of Christmas gifts under the tree,
don’t beat yourself up. Simply use it
as motivation to review your budget
and trim unnecessary expenses going
forward (and no, this type of
“trimming” doesn’t include a fresh-cut
Frasier Fur and bright lights and tin-
sel!). You see, just like you got caught
paying more than you expected on
Christmas gifts, festivities, and fun...
“A house is made of walls and beams; a home is built with love and dreams.”
Tripp Jordan presents...
The Homeowner HeraldThe Homeowner HeraldThe Homeowner HeraldThe Homeowner Herald
2
After you have looked into all of your options, you will
be wondering which home to choose. There are many
ways to find the home that is right for you. When
looking at homes, you should keep these criteria in
mind:
� Size
� Price
� Neighborhood
� Mortgage payments
� Repairs, and additional features
While this is a short list, you will learn many other
ways to find your dream home. In the end, you will just
know when you have found the right home.
Moving into your first home will be an experience you
will never forget. You should be excited as this is a little
piece of the world that is just yours. Whether this is the
home you will live in for a long time or just for a short
time, buying a home will give you a sense of pride and
of purpose. Not only will you have a mortgage to pay,
you will also be responsible for making the home your
own. When thinking about purchasing a home, you
should begin saving your money for closing costs, re-
pairs, and decorating materials.
One of the more rewarding moments will be when you
get the keys to your new home and you begin making it
your own with a little paint, furniture, and personal
style. ■ ■ ■
Which Home To Choose?
Page 2 Featured Art ic le
...you don’t want the same thing happening to you
with something as IMPORTANT as your monthly
mortgage payment! That’s right…
RATES ARE AT RECORD LOWS!
Don’t take my words for it, visit NewsFrom-
Tripp.com to see the LA Times report on Decem-
ber 27th that “Mortgage Interest Rates finished out the
year near record lows, helping fuel the housing market’s
modest recovery”.
So whether you’re buying a new home, or haven’t
yet taken advantage of these super low rates by refi-
nancing, you could be WASTING money every sin-
gle time you pull out your wallet to pay your mort-
gage or rent, month after month after month!
But hey, it’s up to you. If you’re convinced you have
the lowest mortgage payment possible, then con-
grats! But if you are the slightest bit curious, then
give me a ring on my office line at (704) 438-9770
and I’ll let you know your customized options.
It sure doesn’t hurt to try!
Talk soon,
A Note From Tripp (continued)
(see page 12 for Tripp’s bio)
3
JAN 2012
• National
Blood Donor
Month
• National
Hobby Month
• Hot Tea
Month
• National
Oatmeal
Month
• National
Soup Month
Page 3
Volume 1 , I s sue 3
This Month In History - January
Every Day’s A Holiday!
Sun Mon Tue Wed Thu Fri Sat
1 New
Year’s Day 2 Run up
the Flag-
pole Day
3 Fruitcake
Toss Day
4 Trivia
Day
5 National
Bird Day
6 Cuddle
Up Day
7 Old Rock
Day
8 Bubble
Bath Day
9 Play
Good Day
10 House-
plant Ap-
preciation
Day
11 Step In
A Puddle
Day
12 National
Pharmacist
Day
13 Make
Your Dream
Come True
Day
14 Dress
Up Your
Pet Day
15 National
Hat Day
16 National
Nothing
Day
17 Ditch
Resolutions
Day
18 Winnie
The Pooh
Day
19 National
Popcorn
Day
20 Penguin
Awareness
Day
21 National
Hugging
Day
22 National
Blonde
Brownie
Day
23 National
Handwrit-
ing Day
24 Compli-
ment Day
25 Opposite
Day
26 Spouse’s
Day
27 Punch
the Clock
Day
28 Fun at
Work Day
29 National
Puzzle Day
30 Answer-
ing Ma-
chine Day
31 Inspire
Your Heart
Day
1 Paul Revere was born (1735)
1 The ball was first dropped at Times Square in New
York City. (1908)
3 Construction began on the Brooklyn Bridge (1870)
11 American League baseball adopts the
"Designated Hitter" rule (1973)
12 Batman debuts on television (1966)
14 The United States of America ratifies a treaty
with England ending the Revolutionary war. (1784)
14 The Miami Dolphins defeat the Washington Red-
skins in Superbowl VII, becoming the 1st undefeated team in NFL history.(1973)
14 The Simpsons debut on television. (1990)
15 The Pentagon opens (1943)
15 Happy Days premieres on television (1974)
20 At 69 years, 349 days old, Ronald Reagan becomes the oldest person to
become U.S. president. (1981)
21 The first Kiwanis club is formed in Detroit. (1915)
22 A historic Supreme Court decision in Roe vs. Wade legalizes abortion.(1973)
23 The deadliest earthquake in history strikes Shansi, China, killing 830,000
people. (1556)
24 Beer was first sold in cans. (1935)
25 The first Winter Olympic games begin in Chamonix, France. (1924)
*Bizarre and unique holidays that are actually true!
...from Dexter Dog!
4
Date Night Delight
You know us girls just love an excuse to get to dress up! This
month’s special Date Night took place at Tripp’s big com-
pany Christmas party, hosted by New American Mortgage.
He begged me to buy a new dress, but I opted for a sparkly
new necklace instead. I ran and had my makeup done at
Merle Norman’s in Birkdale Village while Tripp & Robbie
conveniently snuck in some father-son bonding time at the
latest James Bond movie playing across the street.
After we were both spiffied up and headed to Uptown, we arrived at an old-world,
almost castle-like building and were greeted by a cool blue Winter Wonderland oasis. I
immediately spotted the photo booth and dashed to secure us a spot. It felt as if we
were transported back in time to our high school prom (only this time I had my husband
and soulmate on my arm instead of an im-
mature, awkward boy from science class!).
We spent the rest of the evening
bouncing from station to station, sampling
as many or’derves as our bellies could hold,
meeting new friends, and grooving to the
band. Tripp topped off the night by steal-
ing a kiss under the mistletoe, and telling
me how beautiful I was. Prince Charming
strikes again!
Until next time,
-Wendy
5
~ Jordan Family Fun Day ~~ Jordan Family Fun Day ~~ Jordan Family Fun Day ~~ Jordan Family Fun Day ~
This month how could we possibly desig-
nate any day other than Christmas as our
Jordan Family Fun Day?! The happiest,
most joyful time of year is all about spend-
ing time with the ones you hold dear to
your heart. While patiently waiting for our
kids to arrive from their mom’s, we spent
the morning in...you guessed it. Starbucks!
(Tripp’s home away from home). Adorned in candy-cane pj’s &
santa hats, & with Americano’s and macchiato’s in hand, we
made a list of all that we were thankful for in 2012.
Finally it as time for the festivities! Since Tripp’s parents have
passed, we spent the evening with my mom and my sister’s
family. We loaded the SUV with my batch of warm oatmeal
peanut butter, chocolate chip cookies, homemade yeast rolls,
and other gifts & goodies and headed for Jamestown.
Christmas evening was spent chasing my lil’ nephews around,
playing with their fresh new toys (the Spiderman mask, talking
Buzz Lightyear, & 99 cent whoopee cushion were among the
faves), eating ‘til we couldn’t breathe, and laughing ‘til we
cried at my mom’s infamous gag-gift version of the Dirty Santa
game.
After making it back to Hunters-
ville, we let the kids finally tear
into their presents while we all
watched “A Christmas Story”.
After the lights were off, the
house was quiet, and everyone
was snugly tucked into bed, I fin-
ished a chapter of “The Christ-
mas Spirit” book by Joel Osteen,
closed my eyes, and thanked the
Lord for the beautiful blessing
of family.
Robbie & Carrie (& Dexter) anxiously opening their presents!
Tripp a BIG bite of our yummy meal!
Caleb & I finding something to drill!
The Hulk & Spiderman showing off their
muscles...and footed pj’s!
6
Jokes ‘n PuzzlesJokes ‘n PuzzlesJokes ‘n PuzzlesJokes ‘n Puzzles
resolution
fireworks
party
celebration
champagne
countdown
midnight
parade
noisemakers
memories
cheers
festivities
goblet
toast
kiss
sequins
January WordsearchJanuary WordsearchJanuary WordsearchJanuary Wordsearch
7
What’s Cookin’? What’s Cookin’? What’s Cookin’? What’s Cookin’? ~ ~ ~ ~ with Wendywith Wendywith Wendywith Wendy
“Ooooh, Wendy girl...you’ve gotta try this!”, my mom shrieked. “It’s a healthy honey-mustard potato salad that I made by experiment and it’s a winner!”
I don’t normally fix potato salad since Tripp isn’t a fan a mayonnaise, but this mayo-free version had me all ears. Especially since with the New Year, I’m focusing on healthy recipes.
So, taking my mom’s advice (which is something I’ve learned through the years will usually never steer you wrong), I made a quick trip down the road to my favorite store, The Bradford Farmers Market, and bought an arm-ful of redskin potatoes, green onions, red bell peppers and a jar of local Mountain Ridge honey.
I came home, whipped up the dish in no time flat, and handed a spoon to my taste-testing guinea pig (AKA Tripp). The fact that he started dancing around as he savored the bite made me realize Mama was right...this one was a winner!
3lbs cooked redskin pota-toes
5 boiled eggs
1 16oz bag of frozen sweet peas (cooked)
1 bunch of green onions
1 medium red bell pepper
1 shredded carrot
A dash of olive oil, apple ci-der vinegar, mustard, & honey
Healthy Honey-Mustard Potato Salad
Cool potatoes,
eggs and peas. Add
chopped pepper,
onions, and carrot.
Add a few dashes
of olive oil, vine-
gar, mustard,
honey, salt & pep-
per. Refrigerate
and enjoy!
8
Tripp’s wife Wendy also shares his vision of the importance and stability involved with home owner-
ship, albeit in somewhat of a different way. After meeting many of his client’s and seeing them beam
with pride when moving into their new dream home, she couldn’t help but think about those who are
less fortunate and have to face every day without a home to live in.
So she rolled up her sleeves and went to work as an active volunteer, advocate, and promoter of “A
Child’s Place”, a charity here in Charlotte that is working to erase the impact of homelessness on
children and their education.
Her most recent project “Operation: Home Sweet Home” was a homeless awareness endeavor
centered around the holidays, where she encouraged children that home is where the heart is.
Tripp is very supportive of her outreach, and uses his profession as a constant reminder of how
blessed we are to have a place to call home.
To learn more about the charity, visit: http://www.achildsplace.org/
Home Is Where The Heart Is
Giv ing Back Page 8
“A house is made of walls
and beams; a home is built
with love and dreams.”
9
FREE HOMEBUYER’S TOOLKIT Includes:
• Free Industry
Report: “7 Things You
Must Know Before
You Buy”
• My 85pg Con-
sumer’s Guide To Buy-
ing Your Dream Home
• Audio CD: The
Truth About Financing
• Relevant articles from national news authorities
• Current issue of my 16pg monthly newsletter
• And MORE!
Simply email [email protected]
to request yours!
10 of Life’s Small Pleasures
1. Rainy afternoons
2. The funny things kids say
3. Clean laundry
4. Sharing an umbrella
5. A bear hug
6. Root beer floats
7. Soft puppies
8. Really great advice
9. Singing to the radio
10. Helping someone in need
Random Facts About Tripp & WendyRandom Facts About Tripp & WendyRandom Facts About Tripp & WendyRandom Facts About Tripp & Wendy
• Tripp’s all-time favorite home-cooked meal is a hearty bowl of Wendy’s spicy chili (his wife’s, not the restaurant’s!)
• Wendy was a 1st chair flutist through school
• Tripp played Jesus two years in a row in a church’s huge Christmas production
• Wendy’s childhood nickname was “Wendy Wiggles” because she couldn’t sit still
• Tripp’s parents had him at ages 37 and 38 and sometimes called him a “accident”. He always preferred the phrase “unplanned miracle” instead :)
• Wendy’s all-time favorite TV show is I Love Lucy. Growing up she got the Lucy collec-tor’s doll, lunchbox, and t-shirt, board game and book of postcards.
• Tripp used to play the Ukulele at age 7
10
Top Stories:Top Stories:Top Stories:Top Stories:
• Fox Business - Tips for Self-Employed Homebuyers Navigat-ing the Mortgage Proc-ess
• LA Times - Mortgage
Interest Rates End Year Near Record Lows
• Washington Post -
Underwater mortgage holders could lose re-lief if fiscal cliff is not averted
• Fox Business - 401k,
Mortgage Tips for the Nearly Retired
• MSN Real Estate -
12 Mortgage Tips for 2012 Homebuyers
• Yahoo Homes - Refinancing? Avoid these five blunders
Visit NewsFromTripp.com
For Up To Date Coverage
From Tripp
11
Dear Tripp,
When getti
ng a VA l
oan,
there is
no down
payment.
Does that
automatica
lly
make the m
onthly pa
yment
higher o
r does th
e no
down pa
yment inclu
de the
same monthly pa
yment as if
a down p
ayment w
ere
made?
- Kevin
Tripp Getz MailTripp Getz MailTripp Getz MailTripp Getz Mail
“Tripp’s T ip of the Month“Tripp’s T ip of the Month“Tripp’s T ip of the Month“Tripp’s T ip of the Month Prepare before you start! Every lender
requests certain basic documents when you apply for a mortgage. Don't wait for them to ask. Have these documents ready when you walk into the lender's office: your last two pay
stubs, W-2s, income-tax returns and bank statements. Save these documents in an
electronic format, so you can easily resend them if anything gets lost.
Thanks for the question Kevin!
Depending on your eligibility and military service, you might
qualify for the no down payment loans with the Veterans
Administration. In fact, most veterans do not use a down
payment. Instead, borrowers finance the down payment by
paying a funding fee, which can be wrapped into the loan
itself.
A basic "funding fee" of 2 percent must be paid by all but
certain exempt veterans. A down payment of 5 percent or
more will reduce the fee to 1.5 percent of the loan and a
10 percent down payment will reduce the fee to 1.25 per-
cent. If you take out a loan without a down payment, the
funding fee makes your monthly mortgage payment higher
than if you had some form of down payment. This is called
financing your down payment.
Hope this helps!
January Pop QuizJanuary Pop QuizJanuary Pop QuizJanuary Pop Quiz Your annual percentage rate (APR) is a
yearly rate that reflects the true cost of your
mortgage and includes your interest rate,
points, mortgage insurance, and other fees.
A. True
B. False
Watch for the answer and explanation in next month’s issue!
12
LKNLUXURYLOANS.COM
A Customized Step-By-Step Mortgage
Experience For The Privileged Homebuyer
How To Become a Client, Exactly What To Expect, and Why
You Need Tripp Jordan On Your Side
Tripp Jordan is the founder of “Luxury Loans of
Lake Norman”, a custom mortgage experience for
the privileged homebuyer. He has been helping
consumers with their mortgage needs for many
years and loves nothing more than teaching peo-
ple in simple easy-to-understand ways.
Known as the “Luxury Loan Specialist”, his service
caters to affluent consumers and their unique de-
mands. By focusing on this specific market, he’s
able to offer cutting edge strategies and programs
that specifically provide the maximum benefit to
those seeking what’s known as a “jumbo” loan. Of
course he does not exclude those requesting a
non-jumbo loan. They will just happen to receive luxury service while on a budget!
He is most known for his passion to educate and inform buyers about what to expect during the mort-
gage process, things to avoid, and things to make sure you’re aware of. All of which are explained in his
popular FREE “Homeowner’s Toolkit”.
Trusted authority, consultant, and speaker, Tripp influences hundreds of homeowners annually through
his program, including his 85pg “Consumers Guide To Buying Your Dream Home”.
In addition, via his popular daily website “Breaking Homeowner News with Tripp”, he keeps you up to
the minute with special reports, consumer alerts, and the latest stories. Along with reporting breaking
news alerts featured on CBS News, Fox Business, The Wall Street Journal, etc., he highlights the arti-
cles with relevant commentary and industry insights specific to Carolina homeowners (see page 10).
13
PHASE 1: Become An Informed Buyer
1. Kickoff the search for your new dream home!
2. Call the Pre-Approval Hotline to pinpoint your mortgage sweet spot (this will put
the power of financing behind you so you can concentrate on selecting your home).
3. My “Homebuyer’s Toolkit” will be Fed Ex’d to you immediately containing:
• My Free Industry Report “7 Things You Must Know Before You Buy”
• My Audio CD: “The Truth About Financing Your Home
• My 85pg “Consumer’s Guide to Buying Your Dream Home” - a resource to educate
yourself and gain understanding during this important process
• Stay up to the minute at NewsFromTripp.com as I bring you Special Reports, Con-
sumer Alerts, and the Latest Breaking Stories from trusted news authority net-
works like The New York Times, Wall Street Journal, CNN Money, & more…
exclusively for Carolina Homeowners.
• My 16pg monthly newsletter “The Homeowner Herald” - Where you will get to
know my family and I, what I stand for, how I live my life, and how I can make your
life easier.
14
PHASE 2: Point of Decision and Request for Financing
1. Once you’ve located your dream property (or prior), you will want to schedule a
Custom Strategy Session, where I will personally:
• Determine financial suitability of your pre-approved price selection
• Identify the perfect loan for you at the best rates and fees (This will save you
significant money "up front" and throughout the years to come.)
• Ensure this customized mortgage plan is realistic and comfortable for your
personal situation, goals, and lifestyle
• Become your advocate and assist you with completing your Application for
Acceptance (if you haven’t already done so)
• Provide you with an essential checklist of required documentation to keep
the ball rolling and ensure you get into your dream home FAST
2. You will then be designated weekly personal follow-up session with me personally in
order to keep you informed of your loan status throughout the entire process.
3. We will take care of informing your Real Estate Agent of your loan progress on a
regular basis, so there’s one less thing on your plate.
*We offer: 6 HOUR UNDERWRITING, 7 DAY PROCESSING, &
1 DAY TO CLOSE
15
PHASE 3: Approval + VIP Red Carpet Treatment
1. Once your financing request is approved, I will have your official “Letter of Accep-
tance” FedEx’d, complete with a congratulatory certificate, card and confetti
2. Your Mortgage Planner and their team will designate an Escrow/Title Company to han-
dle the funding of your loan, along with many other factors which make your purchase
go smoothly.
3. We will coordinate with the escrow team and schedule a time convenient for you to
sign the final papers at their office.
4. You walk away with the keys to your new dream home!
5. Oh and don’t be surprised if a housewarming basket (usually holding fresh flowers, a
warm apple pie, subscription to Better Homes & Gardens, and a stack of personalized
“We’ve Moved” cards) shows up on your doorstep. My wife Wendy has been known
to make secret deliveries to new friends who are celebrating life’s significant mo-
ments :)
6. Continue to keep in touch by reading our family stories, jokes and puzzles in our news-
letter that will be delivered to your mailbox every month.
7. Make you don’t miss our next fun-filled Client Appreciation Day happening quarterly!
8. Finally become the celebrity you were born to be! Well…almost. Each month we fea-
ture a new client in our newsletter, so don’t be surprised if you receive an offer to
have your shining face on our next cover!
16
...for being a loyal reader and allowing our ...for being a loyal reader and allowing our ...for being a loyal reader and allowing our ...for being a loyal reader and allowing our
publication into your home and into your publication into your home and into your publication into your home and into your publication into your home and into your
heart. Thank you for putting your trust heart. Thank you for putting your trust heart. Thank you for putting your trust heart. Thank you for putting your trust
in us to help you with your mortgage in us to help you with your mortgage in us to help you with your mortgage in us to help you with your mortgage
needs.needs.needs.needs.
Our mission is to empower you to become Our mission is to empower you to become Our mission is to empower you to become Our mission is to empower you to become
an educated homeowner...and hopefully an educated homeowner...and hopefully an educated homeowner...and hopefully an educated homeowner...and hopefully
make you smile along the way. make you smile along the way. make you smile along the way. make you smile along the way.
Contact TrippContact TrippContact TrippContact Tripp Office: 704-438-9770
Cell: 336-681-8268
Fax: 866-354-0727
Email: [email protected]
Office Address: 124 Floyd Smith Dr, Ste.
360, Charlotte, NC 28262
Main Website: LKNluxuryloans.com
Special News Website:
NewsFromTripp.com
NMLS# 966450 / NC Lic# I-155179
“Thanks for reading!“Thanks for reading!“Thanks for reading!“Thanks for reading!
See you next See you next See you next See you next
month!”month!”month!”month!”
Coming Soon!Coming Soon!Coming Soon!Coming Soon!
• Client of the Month
(special treat)
• Client News & Tidbits
• Client Appreciation Days
• RE Agent Spotlight
New American Mortgage is an
Equal Housing Lender. New
American Mortgage is licensed by
the NCCOB: Lic# L-142670