4
100% Deposit Guarantee through the Deposit Guarantee Corp of Manitoba $221,821 in sponsorships & donations in 2017 The Hands & Globe SPRING 2018 More information at vanguardcu.mb.ca catalystcu.com or call or visit any branch Brandon 204.571.3850 Oak Lake 204.855.2443 Hamiota 204.764.6230 St. Lazare 204.683.2466 Miniota 204.567.3838 Oak River 204.566.2184 Russell 204.773.7030 Binscarth 204.532.2000 Rossburn 204.859.5025 Birtle 204.842.5381 Kenton 204.838.2446 Dauphin 204.622.4500 Gilbert Plains 204.548.3000 Ethelbert 204.742.3529 Roblin 204.937.2156 Inglis 204.564.2401 Winnipegosis 204.656.5050 Rorketon 204.732.2448 170 employees 10,701 volunteer hours devoted to our communities by employees in 2017 30,261 members Over 1,800 ding free ATMs across Canada — nearly 200 in Manitoba 18 branches $1.0 Billion in assets $800,000 in profit sharing returned to member-owners for 2017 fiscal year On November 21, 2017, members of Catalyst and Vanguard credit unions chose MORE when they voted overwhelmingly in favour of amalgamating their two financial co-operatives into one. Since then, our boards and employees have been hard at work, uniting these two companies into an even stronger credit union for our members and communities. So what does this amalgamation mean for you? • Every member will continue to have an equal voice in the new credit union, through the co-operative principle of “one member, one vote”. • You will continue to be served by the same friendly, professional staff at the branch in your community. • Everything associated with your membership will move to the new organization, but you now have access to your accounts at 18 branches… from Oak Lake to Winnipegosis. • You will, of course, have access to the best in products and services and, in keeping with the legacy of both credit unions, service charges will remain very competitive. • The latest technology in financial services will be available to our member-owners sooner than ever . • We will remain focused on making life better in every com- munity we serve. We have always been strong supporters and participants in the development of our communities, and that will continue. We hope you are as excited as we are for this amalgamation and all it will mean for you, our members. Thank you very much for your con- tinued support, and for choosing us as your credit union! Ron Hedley Chief Executive Officer $869 Million out on loan More for our communities... more opportunities for employees... More credit union for you MORE for our members... together!

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Page 1: The Hands & Globe s from vanguard-catalyst credit …...100% Deposit Guarantee through the Deposit Guarantee Corp of Manitoba $221,821 in sponsorships & donations in 2017 Enter to

100%Deposit Guarantee

through the Deposit GuaranteeCorp of Manitoba

$221,821in sponsorships

& donationsin 2017

Enter to WIN two weekend passes to

countryfest 2018

4 The Hands & Globe | news from vanguard-catalyst credit union spring 2018

1) Vanguard-CatalystCreditUnionhas: 7locations 11locations 18locations

2) Together,howmuchdidVanguardandCatalystcreditunionsreturntotheircommunitiesinsponsorshipsanddonationsin2017?

$50,000 $100,000 $221,821

3) MembersofCatalystandVanguardcreditunionsvotedover-whelminglyinfavourofamalgamationon:

Dec.25,2017 Nov.21,2017 Oct.31,2017

Justanswerthesebrain-poppingquestions(theanswerscanbefoundonthesepages)andyou could win notone,buttwo weekend passes to countryfest!JustdropofforsendyourentrytoanyVanguard-CatalystCreditUnionbranch.We’lldrawoneluckywinnerfromthecorrectentriesreceivedonorbeforeMay31.

Name

Address

Telephone Email

The Hands & Globe sprinG

2018

More information atvanguardcu.mb.cacatalystcu.comor call or visit any branch

Brandon204.571.3850

Oak Lake204.855.2443

Hamiota204.764.6230

St. Lazare204.683.2466

Miniota204.567.3838

Oak River204.566.2184

Russell204.773.7030

Binscarth204.532.2000

Rossburn204.859.5025

Birtle204.842.5381

kenton204.838.2446

Dauphin204.622.4500Gilbert Plains

204.548.3000

Ethelbert204.742.3529

Roblin204.937.2156

Inglis204.564.2401

Winnipegosis204.656.5050

Rorketon204.732.2448

170 employees

10,701 volunteer hours

devoted to our communities by employees in 2017

30,261 members

Over 1,800ding free™ ATMsacross Canada — nearly

200 in Manitoba

18branches

$1.0 Billion in assets

$800,000in profit sharing

returned to member-owners for 2017 fiscal year

On november 21, 2017, members of Catalyst and Vanguard credit unions chose MORE when they voted overwhelmingly in favour of amalgamating their two financial co-operatives into one.

since then, our boards and employees have been hard at work, uniting these two companies into an even stronger credit union for our members and communities.

so what does this amalgamation mean for you?

• Every member will continue to have an equal voice in the new credit union, through the co-operative principle of “one member, one vote”.

• You will continue to be served by the same friendly, professional staff at the branch in your community.

• Everything associated with your membership will move to the new organization, but you now have access to your accounts at 18 branches… from Oak Lake to Winnipegosis.

• You will, of course, have access to the best in products and services and, in keeping with the legacy of both credit unions, service charges will remain very competitive.

• The latest technology in financial services will be available to our member-owners sooner than ever.

• We will remain focused on making life better in every com-munity we serve. We have always been strong supporters and participants in the development of our communities, and that will continue.

We hope you are as excited as we are for this amalgamation and all it will mean for you, our members. Thank you very much for your con-tinued support, and for choosing us as your credit union!

ron HedleyChief Executive Officer

$869 Million out on loan

More for our communities... more opportunities for employees...

More credit union for you

MOREforourmembers...

together!

Binscarth 204.532.2000 Mon-Thu 10-12,1-4•Fri 10-12,1-5

Birtle 204.842.5381 Mon-Thu 9:30-4•Fri 9:30-5

Brandon 204.571.3850 Mon-Wed,Fri 9-5•Thu 9-8

dauphin 204.622.4500 Mon-Thu 9-5•Fri 9-5:30

ethelbert 204.742.3529 Mon-Thu 9-4:30•Fri 9-5:30

Gilbert plains 204.548.3000 Mon-Thu 9-4:30•Fri 9-5:30

Hamiota 204.764.6230 Mon-Thu 9-4•Fri 9-5

inglis 204.564.2401 Mon-Thu 9-12,1-4:30•Fri 9-12,1-5:30

kenton 204.838.2446 Mon-Thu 9-11:45,12:45-4•Fri 9-11:45,12:45-5

Miniota 204.567.3838 Mon-Thu 9-11:45,12:45-4•Fri 9-11:45,12:45-5

oak lake 204.855.2243 Mon-Thu 9-11:30,12:30-4•Fri 9-11:30,12:30-5

oak River 204.566.2184 Tue-Thu 10-12,1-3•Fri 10-12,1-5

Roblin 204.937.2156 Mon-Thu 9-4:30•Fri 9-5:30

Rorketon 204.732.2448 Mon-Thu 9-4•Fri 9-4:30

Rossburn 204.859.5025 Mon-Fri 9:30-5

Russell 204.773.7030 Mon-Fri 9:30-5

st. lazare 204.683.2466 Mon-Thu 9:30-12,1-4•Fri 9:30-12,1-5

winnipegosis 204.656.5050 Mon-Thu 9-4:30•Fri 9-5:30

Ron Hedleychief executive officer

kelly Brookchief financial officer

darwin Johnschief risk officer

leanne deVliegerechief operations officer

Gerry wielerchief lending &

solutions officer

Michelle Mazurkewichchief innovation officer

Executive Management

Guy Huberdeaubrandon

chair

Richard dereniwskiroblin

director

paul orsakbinscarth

director

albert paziukethelbert

director

Mike csverskodauphin

vice-chair

Margaret Hodgsonbirtle

secretary

Garry smartbrandon

director

Gerald stuartroblin

director

Board of Directors

vanguardcu.mb.ca catalystcu.com

introducing our

Leadership Team

MOREforourmembers...

together!

Amalgamatingourbankingplatforms

Scheduled Service InterruptionFriday-Monday • June 15-18•  ATM&Debittransactions—limitedaccess•  Internet,MobileandTelephonebankingmaybeunavailable

Watchformoreinformationatyourbranchandonline

Page 2: The Hands & Globe s from vanguard-catalyst credit …...100% Deposit Guarantee through the Deposit Guarantee Corp of Manitoba $221,821 in sponsorships & donations in 2017 Enter to

2 The Hands & Globe | news from vanguard-catalyst credit union spring 2018 spring 2018 The Hands & Globe | news from vanguard-catalyst credit union 3

DEpOsITspECIAls for spring RRsp•GIC•RRIF•TFsA

20-month term 53-month term

2.50% 3.10%Limited time offer! Ratessubjecttochange

deposits guaranteed without limitby the deposit Guarantee corporation of Manitoba

Major SponsorshipsIf it matters to our members, it matters to us.

Bringing you the latest in electronic banking and payment services

ThroughourpartnerAgenciesAsselstine Insurance Agency

Autopac•Home•Tenants•Business•Farm•Hail•TravelBirtle 204.842.5290

Love & Persson GroupGeneralInsurance•Autopac•FinancialplanningWealth&InvestmentmanagementDauphin 204.622.7600 Grandview 204.546.2667

NorthStar Insurance & Real EstateHome•Farm•Hail•life•Commercial•AutopacRoblin 204.937.8357

Parkway Insurance AgencyAutopac•Home•Tenants•Business•Farm•Hail•TravelErickson 204.636.2314

Vanguard Financial & Insurance ServicesAutopac•Home•Tenants•Business•Farm•Hail•TravelRossburn 204.859.5036

MOREservices

Catalyst and Vanguard credit unions have both earned solid reputations as innovators, and our amalgamation will give members even more choices in leading edge banking and payments solutions. Advantages of scale will mean we’re able to introduce new ways to manage your money — and pay just about anyone, for just about anything — safely, easily and sooner than ever before.

Our first priority is to make sure every member has access to the best features from both of our legacy credit unions, once our banking platforms are merged together this June.

We’re also working on a number of new services, and enhancements to existing ones, that members can expect in the coming months:

• Tap & Pay for Android Smart Phone — Make purchases anywhere INTERAC† Flash contactless payment is accepted, just by holding your Android phone over the merchant’s terminal. Your phone is linked to your debit card, so payment is always fast, reliable and secure.

• InTERAc Online — it’s like an online debit card! Make purchases online, directly from your credit union account, securely and in real time. no personal banking information is shared with the merchant or any other third party — the transaction is approved within our online banking environment, so you won’t even need to remember a new password.

• new Features for InTERAc e-Transfer — Members will be able to ’request money’ (kind of like sending a bill), with the amount automatically deposited to your account instantly, once the recipient accepts the request — ideal for small businesses! AND... you’ll soon be able to have e-Transfer payments deposited automatically to the account of your choice — no need to log in or answer a security question. Fast, easy... and still perfectly safe!

Watch for more information at your branch and online

† Vanguard-C

atalystC

reditU

nion

autho

rizeduseroftheMarks

4-HClubs—Dauphin,Ethelbert,Oaklake,Rivers,Roblin

AsessippiparklandTourismAssiniboineCommunityCollegeBeulahBuckNightBeulahChapelBirdtailFitnessCentreBirtleCollegiateBusinessClassBirtleFigureskatingClubBirtlepalliativeCareBrandonFestivaloftheArtsBrandonFoodforThoughtBratstvastudioInc.Canada’sNationalUkrainianFestivalCOREnterprisesDamesAuxillaresFallsupper DauphinClippersHighschoolHockeyDauphinFriendshipCentreDauphinRIDEprogramDRCssClippersRugbyTeamDucksUnlimitedDukefestElkhornCollegiateGradBursaryElspethReidFamilyResourceCenter

EthelbertCurlingClubEthelbertsunnysidelodgeFarmBoysRacingFireFighters—Brandon,Dauphin,

Ethelbert,Inglis,Roblin,RorketonForkRiverRecreationCentreFoxwarrenFoxesFoxwarrenMinorHockeyGilbertplainsCommunityFundGilbertplainsCurlingClubGirlGuidesofCanada(Dauphin)HabitatforHumanityHamiota&AreaAtomGirlsHockeyHamiotaAquaticCentreHamiotaCurlingClubHardingFairHarvestingHopeHewson’sFundayFundraiserInglis&AreaBusinessGroupInglisElevatorsInglisstingerssquirtHockeyKeldCommunityCentreKentonCurlingClubKentonlegion

KeystonepioneerMuseumlenoreCurlingClublionsClubs—Ethelbert,Gilbertplains,

Kenton,prairiepride,RossburnManitobaBarrelRacingAssociationManitobaHighschoolRodeoAssoc.MichifChildandFamilyservicesMiniotaAgriculturalFairMiniotaCommunityCentreMosseyRiverMunicipalityNorthwestMetisCouncilO-Chi-Chak-Ko-sipiFirstNationOaklakeFoodforThoughtOaklakeHighschoolRodeoAssoc.OakRiver&AreaNoviceBoysHockeyOchreRiverCommunityBandparklandCrisisCentre/WomensshelterparklandHumanesocietyparkwestOutlawsFootballRoblinAgsocietyRoblinHospitalAuxiliaryRoblinRaidersRollingRiverFestivaloftheArtsRossburnAgsociety

RossburnFitnessCentreRossburnlibraryReadingClubRussellBeef&BarleyRussellFamilyDanceRussellFieldofDreamsprojectsanClaraCurlingClubshellRiverMetisAssociationsnowtraxxsnowmobileClubst.lazareparishst.lazareandAreaMinorHockey ste.RoseCelticsGirlsVolleyballTeamTheBoneRattlerTheTrembolaCrossofFreedomThunder&IcesnowmobileClubTogosilverThreadDrop-inCenterVagabondTheatreVitriwkaDanceClubWestRegionTribalCouncilWestmanHospiceAssociationWinnipegosisCattlemen’sAssociationWinnipegosisMinorHockey&BallYachminkaUkrainianDanceClubYellowheadChiefsHockeyZirkaUkrainianDanceEnsemble

Together, Vanguard and Catalyst credit unions returned $221,821 to their communities last year, in sponsorships and donations.These are just some of the more than 200 community groups and events we supported in 2017.

coming up...APRIL

Kinsmen Business Expo Dauphin

MAy Bug chucker cup roblin

JuNE Fat cat Spring Bike Draw all branches Ding Free Day all branches

JuLy canada Day Home Run Derby roblin Fair & Rodeo Parade Gilbert plains

AuGuST canada’s national Ukrainian Festival Dauphin

bdnmb Food Truck WarzBrandon Wheat Kings Credit Union placeDauphin’s CountryfestDauphin KingsDauphin Lake Golf resort

Gilbert plains Country ClubHamiota Golf ClubManitoba AgDays Manitoba Mudrunroyal Manitoba Winter Fair russell Community plex Brandon Chamber of Commerce Awards GalaYWCA Women of Distinction Awards Gala

MORE for ourcommunities

it’s not all businessCredit unions are in business to provide the best in financial services, with competitive interest rates, low fees and friendly, professional service. That’s our job, and we’re good at it. But, unlike our competitors, we’re not in it just for the money. Ultimately, we’re here to make life better for our member-owners and the communities that, together, we call home. We’re proud and generous participants and supporters of events and organizations everywhere we operate, and amalgamation won’t change that. In fact, we look forward to doing even more!

From top left: 2017 Catalyst Credit Union Manitoba Mudrun; Canada’s National Ukrainian Festival Parade; St. Lazare Pioneer Days

Page 3: The Hands & Globe s from vanguard-catalyst credit …...100% Deposit Guarantee through the Deposit Guarantee Corp of Manitoba $221,821 in sponsorships & donations in 2017 Enter to

2 The Hands & Globe | news from vanguard-catalyst credit union spring 2018 spring 2018 The Hands & Globe | news from vanguard-catalyst credit union 3

DEpOsITspECIAls for spring RRsp•GIC•RRIF•TFsA

20-month term 53-month term

2.50% 3.10%Limited time offer! Ratessubjecttochange

deposits guaranteed without limitby the deposit Guarantee corporation of Manitoba

Major SponsorshipsIf it matters to our members, it matters to us.

Bringing you the latest in electronic banking and payment services

ThroughourpartnerAgenciesAsselstine Insurance Agency

Autopac•Home•Tenants•Business•Farm•Hail•TravelBirtle 204.842.5290

Love & Persson GroupGeneralInsurance•Autopac•FinancialplanningWealth&InvestmentmanagementDauphin 204.622.7600 Grandview 204.546.2667

NorthStar Insurance & Real EstateHome•Farm•Hail•life•Commercial•AutopacRoblin 204.937.8357

Parkway Insurance AgencyAutopac•Home•Tenants•Business•Farm•Hail•TravelErickson 204.636.2314

Vanguard Financial & Insurance ServicesAutopac•Home•Tenants•Business•Farm•Hail•TravelRossburn 204.859.5036

MOREservices

Catalyst and Vanguard credit unions have both earned solid reputations as innovators, and our amalgamation will give members even more choices in leading edge banking and payments solutions. Advantages of scale will mean we’re able to introduce new ways to manage your money — and pay just about anyone, for just about anything — safely, easily and sooner than ever before.

Our first priority is to make sure every member has access to the best features from both of our legacy credit unions, once our banking platforms are merged together this June.

We’re also working on a number of new services, and enhancements to existing ones, that members can expect in the coming months:

• Tap & Pay for Android Smart Phone — Make purchases anywhere INTERAC† Flash contactless payment is accepted, just by holding your Android phone over the merchant’s terminal. Your phone is linked to your debit card, so payment is always fast, reliable and secure.

• InTERAc Online — it’s like an online debit card! Make purchases online, directly from your credit union account, securely and in real time. no personal banking information is shared with the merchant or any other third party — the transaction is approved within our online banking environment, so you won’t even need to remember a new password.

• new Features for InTERAc e-Transfer — Members will be able to ’request money’ (kind of like sending a bill), with the amount automatically deposited to your account instantly, once the recipient accepts the request — ideal for small businesses! AND... you’ll soon be able to have e-Transfer payments deposited automatically to the account of your choice — no need to log in or answer a security question. Fast, easy... and still perfectly safe!

Watch for more information at your branch and online

† Vanguard-C

atalystC

reditU

nion

autho

rizeduseroftheMarks

4-HClubs—Dauphin,Ethelbert,Oaklake,Rivers,Roblin

AsessippiparklandTourismAssiniboineCommunityCollegeBeulahBuckNightBeulahChapelBirdtailFitnessCentreBirtleCollegiateBusinessClassBirtleFigureskatingClubBirtlepalliativeCareBrandonFestivaloftheArtsBrandonFoodforThoughtBratstvastudioInc.Canada’sNationalUkrainianFestivalCOREnterprisesDamesAuxillaresFallsupper DauphinClippersHighschoolHockeyDauphinFriendshipCentreDauphinRIDEprogramDRCssClippersRugbyTeamDucksUnlimitedDukefestElkhornCollegiateGradBursaryElspethReidFamilyResourceCenter

EthelbertCurlingClubEthelbertsunnysidelodgeFarmBoysRacingFireFighters—Brandon,Dauphin,

Ethelbert,Inglis,Roblin,RorketonForkRiverRecreationCentreFoxwarrenFoxesFoxwarrenMinorHockeyGilbertplainsCommunityFundGilbertplainsCurlingClubGirlGuidesofCanada(Dauphin)HabitatforHumanityHamiota&AreaAtomGirlsHockeyHamiotaAquaticCentreHamiotaCurlingClubHardingFairHarvestingHopeHewson’sFundayFundraiserInglis&AreaBusinessGroupInglisElevatorsInglisstingerssquirtHockeyKeldCommunityCentreKentonCurlingClubKentonlegion

KeystonepioneerMuseumlenoreCurlingClublionsClubs—Ethelbert,Gilbertplains,

Kenton,prairiepride,RossburnManitobaBarrelRacingAssociationManitobaHighschoolRodeoAssoc.MichifChildandFamilyservicesMiniotaAgriculturalFairMiniotaCommunityCentreMosseyRiverMunicipalityNorthwestMetisCouncilO-Chi-Chak-Ko-sipiFirstNationOaklakeFoodforThoughtOaklakeHighschoolRodeoAssoc.OakRiver&AreaNoviceBoysHockeyOchreRiverCommunityBandparklandCrisisCentre/WomensshelterparklandHumanesocietyparkwestOutlawsFootballRoblinAgsocietyRoblinHospitalAuxiliaryRoblinRaidersRollingRiverFestivaloftheArtsRossburnAgsociety

RossburnFitnessCentreRossburnlibraryReadingClubRussellBeef&BarleyRussellFamilyDanceRussellFieldofDreamsprojectsanClaraCurlingClubshellRiverMetisAssociationsnowtraxxsnowmobileClubst.lazareparishst.lazareandAreaMinorHockey ste.RoseCelticsGirlsVolleyballTeamTheBoneRattlerTheTrembolaCrossofFreedomThunder&IcesnowmobileClubTogosilverThreadDrop-inCenterVagabondTheatreVitriwkaDanceClubWestRegionTribalCouncilWestmanHospiceAssociationWinnipegosisCattlemen’sAssociationWinnipegosisMinorHockey&BallYachminkaUkrainianDanceClubYellowheadChiefsHockeyZirkaUkrainianDanceEnsemble

Together, Vanguard and Catalyst credit unions returned $221,821 to their communities last year, in sponsorships and donations.These are just some of the more than 200 community groups and events we supported in 2017.

coming up...APRIL

Kinsmen Business Expo Dauphin

MAy Bug chucker cup roblin

JuNE Fat cat Spring Bike Draw all branches Ding Free Day all branches

JuLy canada Day Home Run Derby roblin Fair & Rodeo Parade Gilbert plains

AuGuST canada’s national Ukrainian Festival Dauphin

bdnmb Food Truck WarzBrandon Wheat Kings Credit Union placeDauphin’s CountryfestDauphin KingsDauphin Lake Golf resort

Gilbert plains Country ClubHamiota Golf ClubManitoba AgDays Manitoba Mudrunroyal Manitoba Winter Fair russell Community plex Brandon Chamber of Commerce Awards GalaYWCA Women of Distinction Awards Gala

MORE for ourcommunities

it’s not all businessCredit unions are in business to provide the best in financial services, with competitive interest rates, low fees and friendly, professional service. That’s our job, and we’re good at it. But, unlike our competitors, we’re not in it just for the money. Ultimately, we’re here to make life better for our member-owners and the communities that, together, we call home. We’re proud and generous participants and supporters of events and organizations everywhere we operate, and amalgamation won’t change that. In fact, we look forward to doing even more!

From top left: 2017 Catalyst Credit Union Manitoba Mudrun; Canada’s National Ukrainian Festival Parade; St. Lazare Pioneer Days

Page 4: The Hands & Globe s from vanguard-catalyst credit …...100% Deposit Guarantee through the Deposit Guarantee Corp of Manitoba $221,821 in sponsorships & donations in 2017 Enter to

100%Deposit Guarantee

through the Deposit GuaranteeCorp of Manitoba

$221,821in sponsorships

& donationsin 2017

Enter to WIN two weekend passes to

countryfest 2018

4 The Hands & Globe | news from vanguard-catalyst credit union spring 2018

1) Vanguard-CatalystCreditUnionhas: 7locations 11locations 18locations

2) Together,howmuchdidVanguardandCatalystcreditunionsreturntotheircommunitiesinsponsorshipsanddonationsin2017?

$50,000 $100,000 $221,821

3) MembersofCatalystandVanguardcreditunionsvotedover-whelminglyinfavourofamalgamationon:

Dec.25,2017 Nov.21,2017 Oct.31,2017

Justanswerthesebrain-poppingquestions(theanswerscanbefoundonthesepages)andyou could win notone,buttwo weekend passes to countryfest!JustdropofforsendyourentrytoanyVanguard-CatalystCreditUnionbranch.We’lldrawoneluckywinnerfromthecorrectentriesreceivedonorbeforeMay31.

Name

Address

Telephone Email

The Hands & Globe sprinG

2018

More information atvanguardcu.mb.cacatalystcu.comor call or visit any branch

Brandon204.571.3850

Oak Lake204.855.2443

Hamiota204.764.6230

St. Lazare204.683.2466

Miniota204.567.3838

Oak River204.566.2184

Russell204.773.7030

Binscarth204.532.2000

Rossburn204.859.5025

Birtle204.842.5381

kenton204.838.2446

Dauphin204.622.4500Gilbert Plains

204.548.3000

Ethelbert204.742.3529

Roblin204.937.2156

Inglis204.564.2401

Winnipegosis204.656.5050

Rorketon204.732.2448

170 employees

10,701 volunteer hours

devoted to our communities by employees in 2017

30,261 members

Over 1,800ding free™ ATMsacross Canada — nearly

200 in Manitoba

18branches

$1.0 Billion in assets

$800,000in profit sharing

returned to member-owners for 2017 fiscal year

On november 21, 2017, members of Catalyst and Vanguard credit unions chose MORE when they voted overwhelmingly in favour of amalgamating their two financial co-operatives into one.

since then, our boards and employees have been hard at work, uniting these two companies into an even stronger credit union for our members and communities.

so what does this amalgamation mean for you?

• Every member will continue to have an equal voice in the new credit union, through the co-operative principle of “one member, one vote”.

• You will continue to be served by the same friendly, professional staff at the branch in your community.

• Everything associated with your membership will move to the new organization, but you now have access to your accounts at 18 branches… from Oak Lake to Winnipegosis.

• You will, of course, have access to the best in products and services and, in keeping with the legacy of both credit unions, service charges will remain very competitive.

• The latest technology in financial services will be available to our member-owners sooner than ever.

• We will remain focused on making life better in every com-munity we serve. We have always been strong supporters and participants in the development of our communities, and that will continue.

We hope you are as excited as we are for this amalgamation and all it will mean for you, our members. Thank you very much for your con-tinued support, and for choosing us as your credit union!

ron HedleyChief Executive Officer

$869 Million out on loan

More for our communities... more opportunities for employees...

More credit union for you

MOREforourmembers...

together!

Binscarth 204.532.2000 Mon-Thu 10-12,1-4•Fri 10-12,1-5

Birtle 204.842.5381 Mon-Thu 9:30-4•Fri 9:30-5

Brandon 204.571.3850 Mon-Wed,Fri 9-5•Thu 9-8

dauphin 204.622.4500 Mon-Thu 9-5•Fri 9-5:30

ethelbert 204.742.3529 Mon-Thu 9-4:30•Fri 9-5:30

Gilbert plains 204.548.3000 Mon-Thu 9-4:30•Fri 9-5:30

Hamiota 204.764.6230 Mon-Thu 9-4•Fri 9-5

inglis 204.564.2401 Mon-Thu 9-12,1-4:30•Fri 9-12,1-5:30

kenton 204.838.2446 Mon-Thu 9-11:45,12:45-4•Fri 9-11:45,12:45-5

Miniota 204.567.3838 Mon-Thu 9-11:45,12:45-4•Fri 9-11:45,12:45-5

oak lake 204.855.2243 Mon-Thu 9-11:30,12:30-4•Fri 9-11:30,12:30-5

oak River 204.566.2184 Tue-Thu 10-12,1-3•Fri 10-12,1-5

Roblin 204.937.2156 Mon-Thu 9-4:30•Fri 9-5:30

Rorketon 204.732.2448 Mon-Thu 9-4•Fri 9-4:30

Rossburn 204.859.5025 Mon-Fri 9:30-5

Russell 204.773.7030 Mon-Fri 9:30-5

st. lazare 204.683.2466 Mon-Thu 9:30-12,1-4•Fri 9:30-12,1-5

winnipegosis 204.656.5050 Mon-Thu 9-4:30•Fri 9-5:30

Ron Hedleychief executive officer

kelly Brookchief financial officer

darwin Johnschief risk officer

leanne deVliegerechief operations officer

Gerry wielerchief lending &

solutions officer

Michelle Mazurkewichchief innovation officer

Executive Management

Guy Huberdeaubrandon

chair

Richard dereniwskiroblin

director

paul orsakbinscarth

director

albert paziukethelbert

director

Mike csverskodauphin

vice-chair

Margaret Hodgsonbirtle

secretary

Garry smartbrandon

director

Gerald stuartroblin

director

Board of Directors

vanguardcu.mb.ca catalystcu.com

introducing our

Leadership Team

MOREforourmembers...

together!

Amalgamatingourbankingplatforms

Scheduled Service InterruptionFriday-Monday • June 15-18•  ATM&Debittransactions—limitedaccess•  Internet,MobileandTelephonebankingmaybeunavailable

Watchformoreinformationatyourbranchandonline