Upload
felix-marshall
View
217
Download
1
Tags:
Embed Size (px)
Citation preview
Ma Hei Man, Mandy 034019
Tam Sin Yee, Olivia 034007
Ho Wai Man, Matthew 034021
Hiu Lam Yan, Stella 034008
Member List
Introduction
Three main objectives in our project
Banking Services in Our Lives
Personal and Commercial Services’ Prospects
Opportunities in China
Introduction
Hong Kong’s banking sector is now having a commercial and market structural adjustments and transformations.
In the future, it will have a huge opportunity for developments.
Personal Banking Service
Banks have the transformation of their Personal Financial Services business in many years ago in order to meet the market demand.
one that takes to extensive banking customer portfolio
Insurance
Investment
wealth management products
Mergers and acquisitions
Mergers and acquisitions activities were highly active in Hong Kong's banking sector over the last 2 years.
WTO
China became a WTO member on 11 December 2001
has made substantial concessions on foreign investment in the mainlands’ services economy
CEPA and QDII
Hong Kong's banking sector benefits significantly:
from the lower thresholds for market entry
conducting RMB business
Bank ServicesDeposits Saving
Loans
Checking account
Mortgage
Life insurance
Pension Fund
Credit Card
Education Saving Fund
Fire and Casualty Insurance
Health Insurance
Annuities
Bank Services• Children
• Teenagers and Students
• People who have work & Middle Age People
• Old People
Children
Deposits Saving
Loans
Checking account
Mortgage
Life insurance
Pension FundCredit Card
Education Saving Fund
Fire and Casualty Insurance
Health Insurance
Annuities
Teenagers and Students
Deposits Saving
Loans
Checking account
Mortgage
Life insurance
Pension FundCredit Card
Education Saving Fund
Fire and Casualty Insurance
Health Insurance
Annuities
People who have work & Middle Age People
Deposits Saving
Loans
Checking account
Mortgage
Life insurance
Pension FundCredit Card
Education Saving Fund
Fire and Casualty Insurance
Health Insurance
Annuities
Old People
Deposits Saving
Loans
Checking account
Mortgage
Life insurance
Pension FundCredit Card
Education Saving Fund
Fire and Casualty Insurance
Health Insurance
Annuities
Local Intelligent
• Automatic Banking• ATMs
• 596 ATMs in HK• ATM card design in 1960s• Securities level is low• Criminal crimes always happen
• E-Banking• Introduced in 2000• Full services• Efficient and Effective• Easy to use
Local Intelligent
• Automatic Banking• Disadvantage
• Securities level is low• Criminal crimes always happen
Local Intelligent
• Automatic Banking• Disadvantage
• Securities level is low• Criminal crimes always happen
• Result• Queue in the branch• Waste resources• Loss customers
Local Intelligent
• Automatic Banking• Suggestion
• Introduced new ATMs card• Enhance Internet securities level• Educations
Local Intelligent
• Personal Financing• Classified customer
• Premier Account• PowerVantage
• Professionals manage and give advice
Local Intelligent
• Personal Financing• Spread to more customer• Revenue from management of assets• Revenue more than traditional counter
services
Local Intelligent
• Commercial Banking• Develop SMEs Centre• Provide Professional advice • Win-Win situation
International Financing
• Road to the North• CEPA
• Provide preferential treatment • Bank, Securities and Future included• Easier to set up in Mainland China
International Financing
• Road to the North• CEPA
• Provide preferential treatment • Bank, Securities and Future included• Easier to set up in Mainland China
• QDII• Qualified Domestic Institutional Investor• Allow Chinese citizens to invest in overseas
International Financing
• Advantage from CEPA• Easier to set up branches in Mainland China• Develop a network in the national• Experience in Banking industry
International Financing
• Advantage from CEPA• Easier to set up branches in Mainland China• Develop a network in the national• Experience in Banking industry
• Advantage from QDII• More money get into Banking system• Asset management revenue more
Important Factors of Economic Important Factors of Economic Development Development
A complete law system and control systemA complete law system and control system a wealth of talentsa wealth of talents a fast wide supply of informationa fast wide supply of information an active marketan active market an effective banking system an effective banking system
AdvantagesAdvantages
knowledge of the features of the market knowledge of the features of the market e.g. the changes of the policy e.g. the changes of the policy
knowledge of social environment and culture knowledge of social environment and culture background background
the large number of enterprisers from Hong Kong the large number of enterprisers from Hong Kong customer base of the banks from Hong Kong customer base of the banks from Hong Kong
Conclusion
Hong Kong as an International Capital Formation CentrePlatform for Global Investment for the Mainland QDII
will make the business in wealth management of banks in Mainland China grow up positivelywill solve the problem in increasing Renminbi.
Q1 What is the full name of QDII?
Qualified Domestic Institutional Investor
Quantity Domestic II
Quality Demand In Investment
Q2 What are advantages from CEPA?
Easier to set up branches in Mainland China
Develop a network in the national
Experience in Banking industry
All of the above
Q3 Which service(s) is/ are provided for people who have work & middle age people?
A. Mortgage
B. Loan
C. Life Insurance
D. All of the above