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THE FUTURE OF MINING GOLD AND
DIAMOND ON THE BLOCKCHAIN
The next-generation opportunity for mining
Gold and Diamond from your homes.
January 2018
Goldiam White Paper V 0.3
https://goldiam.io | [email protected] [email protected]
Abstract
To make the Gold and Diamond investment secure, easier, and beneficiary, Goldiam comes with
an idea which digitalizes the process for mining Gold and Diamond. Goldiam aims to make the
investment and receiving assets easier for the users using blockchain. Through this platform,
people can invest in Gold and Diamond markets without worrying about any decrease in rates
upon selling due to the signature solution provided by Goldium.
Goldiam is a blockchain technology based platform which enables its users to make transactions
and investments in an easier way using cryptocurrency - Goldiam Coin. Goldiam facilitates its
users with some special features including multi-currency acceptance, money transfer,
cryptocurrency exchange, monthly reward for asset-holders, pure gold or diamond(s) shipping,
and security. Goldiam is building its own blockchain since private blockchain would allow Goldiam
to better facilitate its users in terms of faster, more cost effective and secure platform because
private blockchains in comparison to centralized databases, are the cryptographic auditing and
known identities.
Goldiam, besides the mining opportunity, is the aggregation of its three major projects,
Smart Gold and diamond
Goldiambox wallet
GlobeUnion platform
The ‘Smart Gold and Diamond’ platform will make the purchase/sale of Gold and Diamond(s),
easier for people even if they want pure Gold/Diamond(s) at their doorstep. In such case, the
companies partnering with Goldiam will ship the asset to the user’s address with proper security
and license. Goldiam has partnered with some valuable Gold and Diamond trading companies
which would help us ensure the quality of platform.‘GoldiamBox Wallet’ will reward its users on
keeping the Goldiam Coins for at least a month in the Goldiam smart platform while with
‘GlobeUnion Platform’, you can change your GOL into fiat of your choice. At its core, GlobeUnion
is a payment platform for family members, workers, and individuals all over the world to withdraw
their money in fiat or cryptocurrency. This service will be international, now the users will be able
to send money in the form of cryptocurrency and the receiver at the other end will be able to
convert it into fiat currency anywhere, anytime.
Goldiam is thus ensuring making the asset investment easier for the investors throughout the
world. With Goldiam it would be easier than ever to invest, get rewards and exchange the assets
and cryptocurrencies. It is thus one stop for all the Gold and Diamond investors.
Content
Introduction
Targeting the Gold and Diamond market, we are introducing a platform which will digitalize the
buying and selling of Gold and Diamond, and make Gold or Diamond investments more easy and
beneficiary. Goldiam aims at making the investment and receiving of assets easier for the users,
using blockchain. Through this platform, people can invest in the Gold and Diamond markets
without worrying for the prevailing rates.
Goldiam, is the platform that allows its users to make investments, through blockchain
technology using the cryptocurrency - Goldiam coin.
Through this platform, the investors or users will be able to buy the Gold or Diamond(s) with
Goldiam coins and keep their assets for as long as they want. On keeping the asset in the wallet
for at least one month, the user will be rewarded with Goldiam coins. So, a user can have either
Goldiam coin, Gold or Diamond(s) in his/her wallet. The user will even have the option to withdraw
the Gold or Diamond(s) he/she has in his/her wallet. In such case, the companies partnering with
Goldiam will ship the asset to the user’s address with proper security and license. Goldiam has
partnered with some valuable Gold and Diamond trading companies which would help us ensure
the quality of platform. After presale ICO, once the platform will be completely developed, the
users will be asked to send their Ethereum based tokens which they got during presale ICO, to the
company address. These tokens will be burned while the new Goldiam coins will be given to the
users in the same amount. The whole system will be based on Blockchain technology.
Blockchain is a decentralized distributed ledger through which transactions are made, by using
cryptocurrencies like bitcoin, ethereum, litecoins etc. It is a fast, secure, and reliable medium to
perform transactions. It provides,
Security of data, being stored in it.
No third party or middleman is involved.
No single authority / Decentralized.
Each participant of the network has access to data / Distributed computing.
Increased capacity
Faster settlement
Blockchain technology can also take networked business models to a new level by supporting a
whole host of breakthrough applications: native payment systems that run without banks, credit
card companies, and other intermediaries who will cut cost and time from transactions.
Goldiam is building its own blockchain because decentralized blockchain is a great first step
towards more cryptographic future. The biggest advantages of decentralized blockchains in
comparison to centralized databases are the cryptographic auditing and known identities. Nobody
can tamper with the data, and mistakes can be traced back.
[quote]"Private blockchains provide interesting opportunities for businesses to leverage [their]
trustless and transparent foundation for internal and business-to-business use cases. With the
advent of smart contracts, this technology could eventually replace many centralized
businesses."Dan Wasyluk, Syscoin Team Manager
Goldiam, besides the mining opportunity is the aggregation of its three major projects,
Smart Gold and Diamond
GoldiamBox Wallet
GlobeUnion Platform
The ‘Smart Gold and Diamond ’ will make the purchase/sell of Gold and Diamond, easier for people
even if they want pure Gold/Diamond at their doorstep. ‘GoldiamBox Wallet’ will reward its users
on keeping their asset for at least one month in goldiam smart platform while the ‘GlobeUnion
Platform’ will come with a slightly different concept of money transfer. GlobeUnion is Goldiam's
smart answer to money transfer. With GlobeUnion, you can change your GOL into fiat of your
choice. At its core, GlobeUnion is a payment platform for family members, workers, and
individuals all over the world to withdraw their money in fiat or cryptocurrency. This service will
be international, now the users will be able to send money in the form of cryptocurrency and the
receiver at the other end will be able to convert it into fiat currency anywhere, anytime.
Features
Goldiam facilitates its users with the following features,
Money Transfer With GlobeUnion platform, a user can now send and receive money from any part of the world to any part
of the world anytime. GlobeUnion allows the users to spend the money collected as rewards or as profits
on investment to anywhere in the world. So whether your acquaintances are in Australia, Europe or any
other region is not an issue.
Monthly reward for asset-holders The Goldiam users are provided with endless facilities and profit earning paths. With Goldiam platform the
users can earn several rewards by investing in Goldiam Coins. Not only this but they will be given rewards
for holding Gold and/or Diamond(s) as well. Each user holding any of these three assets shall be eligible
for rewards which can be utilized instantly.
Pure Gold and/or Diamond Shipment Goldiam offers its users to either hold the Gold and/or Diamond(s) to their wallet and earn rewards every
month or they can also withdraw these assets whenever they want and the assets will be shipped to their
doorstep. With the help of our partner companies the Goldiam is able to provide proper shipping without
the need to worry about fake or frauds.
Security
Goldiam has special concerns on the security of assets either it can be the licensing or fraud. With the help
of our partner companies we always make sure that the Gold and/or Diamond(s) shipped, are proper in
weight, quality and are accompanied by original security license.
Why Blockchain
Blockchain Market Analysis:
“[Digital currency is going to be a powerful thing”
(John Danhoe, CEO of ebay.Inc)
Global Blockchain market is estimated to reach $6,076.6M by 2023, and expected to grow at a
Compound Annual Growth Rate (CAGR) of 48.37% during the forecast period. North American
region is dominating the global Blockchain market. The blockchain market size is expected to grow
from USD 241.9 Million in 2016 to USD 7,683.7 Million by 2022, at a Compound Annual Growth
Rate (CAGR) of 79.6%. The major growth drivers of the market include the increasing demand for
distributed ledger technology, reduced total cost of ownership, rising cryptocurrencies market cap
and initial coin offerings, increasing demand for simplified business processes and creating
transparency and immutability, faster transactions and increasing adoption of Blockchain-as-a-
Service. The base year considered for this report is 2016 and the market forecast period is 2017–
2022.
The growing demand for the technology has led to the emergence of a multitude of start-ups in
this space, offering enterprise solutions spanning across processes.
Some companies have invested heavily and are proactively pushing the exploration of the
technology through either isolated internal experiments or in partnerships with technology
providers or in groups relying on industry consortiums.
At present time, a lot of new players are entering the market as it holds huge business
opportunities. Especially, new start-ups are coming with new products/services in the market and
they are expecting to see a double-digit growth in the upcoming years. In this space, venture
funding in this market is expected to grow. Furthermore, collaborations, mergers & acquisitions
are expected to continue.
Blockchain was also published in Gartner’s Hype Cycle as one of the emerging new technologies
in next 5-10 years.
Regardless, of all its numerous market opportunities and a rapid growth flourishing its way into
the tech market, the question for everybody remains the same “Why blockchain?”. Speeding up
and simplifying lives there are some prominent features of blockchain which can’t be denied.
Fraud Reduction
Even though blockchain is new technology, its potential to reduce fraud in the financial world is
getting a lot of attention since 45% of financial intermediaries such as stock exchanges and money
transfer services suffer from economic crime every year. Most banking systems around the world
are built on a centralized database that is more vulnerable to cyber-attack because it has one
point of failure rather than many—once the hacker breaches the system, he will have full access
to it. The blockchain is essentially a distributed ledger where each block contains a timestamp and
holds batches of individual transactions with a link to a previous block. This technology would
eliminate some of the current crimes being perpetuated online today against our financial
institutions.
Know Your Customer (KYC)
Financial institutions spend anywhere from $60 million up to $500 million per year to keep up with
Know your Customer (KYC) and preventing Anti-Money Laundering (AML) through customer due
diligence regulations according to a Thomson Reuters Survey. These regulations are intended to
help reduce money laundering and terrorism activities by having requirements for businesses to
verify and identify their clients. Blockchain would allow the independent verification of one client
by one organization to be accessed by other organizations so the KYC process wouldn’t have to
start over again. The reduction in administrative costs for compliance departments would be
significant.
Smart Contracts
One of the most promising applications of blockchain technology is the smart contract. It can
execute commercial transactions and agreements automatically. It also enforces the obligations
of all parties in a contract without the added expense of a middleman. Blockchain enable us to
have smart contracts because it can store any kind of digital information, including computer code
that can be executed once two or more parties enter their keys. This code could be programmed
to create contracts or execute financial transactions once a certain set of criteria has been
achieved.
Payments
Blockchain disruption could be highly transformative in the payments process. It would enable
higher security and lower costs for banks to process payment between organizations and their
clients and even between banks themselves. In the current reality, there are a lot of intermediaries
in the payment processing system, but blockchain would eliminate the need for a lot of them.
Trading Platforms
It’s exciting to contemplate the changes that might occur with our trading platforms if they relied
on blockchain-based technology. There’s no doubt that the risk of operational errors and fraud
would be dramatically reduced. NASDAQ and the Australian Securities Exchange are already
exploring blockchain solutions to reduce costs and improve efficiencies.
Blockchain, the future for trading and investments
Share trading will soon be impacted by the blockchain. Utilizing blockchain technology allows for
greater trade accuracy, and a shorter settlement process. The market is expected to grow rapidly
owing to numerous benefits that it provides, such as eradication of the requirement of a financial
institution to validate transactions, reduce duplicative record keeping, eliminate reconciliation,
minimize error rates, and facilitate faster settlement. The uptake of the technology could save the
BFSI (Banking, Financial services and Insurance) industry billions in infrastructure costs, IT costs,
operations costs, support function costs and personnel costs. Blockchain could serve in becoming
the spine of making database universal in nature. Recently, investments have been made in the
technology by various financial institutions in association with key technology players to further
improve the efficiency of the underlying financial processes and help minimize the risk. The
technology will be able to support IoT applications, book keeping in the healthcare sector,
instantaneous payments in the transportation segment, and maintenance of records for land
ownership by the governments in the public sector.
“The stakeholders of the blockchain market include crypto-currency vendors, research
organizations, network and system integrators, blockchain service providers, distributed
ledger technology solution providers, marketing analytics executives, third-party service
providers, and technology providers.”
Gold and Diamond Market Analysis
The analysis of market for Gold and Diamond opens a whole new world for the people interested
in them. The current Diamond trade market is valued at approximately US $60 billion a year, with
consumers purchasing merchandise worth US $20 billion annually. Only 5% of this US $20 billion
market is purchased for investment purposes. For UK investors, Gold has topped the table 5 times
since 2000 and beaten the FTSE (Financial Times Stock Exchange) all Share 10 times. Progressing
all the way from that time Gold in 2017 then reflected fresh volatility in the Dollar's exchange-rate
value, lagging domestic and more notably overseas equities but rising 7.2% (data to 13 December)
for US investors. British investors, in contrast, saw Gold drop 1.4% as the Pound rallied hard from
2016's Brexit-vote plunge. The potential market of Gold has a turnover of US $700 billion, with
Gold and Gold derivative investments totaling 80% approximately. The remaining 20% are jewelry
and industrial use. Taking in view the current Diamond market turnover is approximately US $90
billion with an investment value of only US $1 billion. By removing the market barriers, we believe
Gold and Diamond will become the leading investment assets for traders seeking to hedge
currency or get exposure to this alternative asset class.
Taking a note on proliferation of blockchain in the precious market of Gold and Diamond, public
online ledgers that emerged from the explosive markets for bitcoin, already have drawn the
attention of businesses from banks to retailers who see blockchain systems as a revolutionary
way to verify and record transactions.
“The blockchain revolution is gunning for the Gold and Diamond market.”
About US $27 billion of Gold changes hands every day in over-the-counter markets where
settlements can sometimes take days, leaving price risk for buyers and sellers. Blockchain
promises more transparency, security and speedier deals. It also could attract new participants at
a time when investors are souring on Gold-backed exchange traded-funds especially in case of
Diamond trading exchange where they only offer B2B transactions services making them
irrelevant for individuals or traders.
“Digital Gold would take market share away from other Gold instruments: futures,
physical Gold bullion, Gold ETFs. Using the technology to trade the precious metal would
create another avenue for where investors can look to find value”
(Ebele Kemery, head of energy investing at JPMorgan Asset Management)
It’s not a hidden fact that Bitcoin, (the first instrument to use blockchain), has more than
quadrupled in 2017 to more than $4,000. The cryptocurrency this year surpassed the price of Gold
for the first time.
The Three Major Projects
Goldiam’s three major projects include,
Smart Gold and Diamond
GoldiamBox wallet
GlobeUnion Platform
Smart Gold and Diamond The platform ‘Smart Gold and Diamond’ allows our users to buy Gold and/or Diamond(s) at the
ease of their homes. So, all the user needs to do is to buy Gold and/or Diamond(s) with his GOL
Coins and invest it for as long as he/she wants. There is no need to worry about the security or
licensing of the Gold and Diamond(s). Goldiam takes the responsibility to make users free of these
strains. We, with the help of our partner companies, ensure security of the Gold and/or
Diamond(s) bought. The contracts and transactions related to Gold, Diamond(s) or Goldiam are
all preserved in the blockchain so as to ensure as much credibility as possible. The Gold and/or
Diamond(s) bought can be seen on the smart platform application. The wallet displays the amount
of Gold, Diamond(s) and Goldiam separately so it is easy to track the record of investments.
The user can withdraw Gold and Diamond(s) anytime he/she wants and the quantity of Gold
and/or Diamond(s) withdrawn shall be shipped to him with the insurance certificate provided by
third party company. User can also sell the Gold and/or Diamond(s) stored in the smart platform,
anytime at the current prevailing rates and he/she will get the GOL coins in return.
Let’s say user have 1g of Gold in his wallet where 1g of Gold is for 85$. He/She wants to withdraw
money against 1g of Gold. Therefore, he/she will first convert it into the GOL coins where 1 GOL
coin is for let’s say 10$ at this moment. He/She will now have 8.5 GOL coins against 1g of Gold and
then he/she will be able to convert GOL coins into fiat currency.
GoldiamBox Wallet
Goldiam incentivises the users as much as can be with its various platforms and investors friendly
features. In its aim to make investment easier and more profit gaining, Goldiam has introduced
the Goldiambox Wallet. The purpose of Goldiambox Wallet is to reward the users for holding the
Goldiam Coins, or Gold and/or Diamond(s). So, a user just needs to hold the GOL coins, Gold or
Diamond(s) and get the reward. The Goldiam reward will be awarded to the users after holding it
for the period of one month or more. All rewards will be collected and distributed once a month.
The coins collected by a user as a reward, will be instantly available to use or withdrawn.
The amount of the Goldiambox rewards is generated by mining blocks and their mining rewards.
Goldiam has fixed the reward for each block mined at 0.48 Goldiam Coins (GOL). Out of every
block mined, the miner is rewarded with 0.32 GOL and 0.16 GOL is reserved in the Goldiambox
wallet which is then distributed among all the asset-holders as per their asset value.
Through Goldiambox Wallet, the user will be rewarded on holding his asset (Gold, Diamond(s), or
Goldiam coins) in the platform wallet for at least a month. The amount per block, to be rewarded
among the asset-holders will be generated by blockchain and will be distributed as follows:
Amount per Block (0.48) = 0.32 (goes to miners) + 0.16 (goes to Goldiambox wallet)
0.16, will then be distributed among all the asset-holders on the basis of their asset value, once
in a month.
GlobeUnion Platform:
GlobeUnion is Goldiam's smart answer to money transfer. With GlobeUnion, you can change your
GOL into fiat of your choice. At its core, GlobeUnion is a payment platform for family members,
workers, and individuals all over the world to withdraw their money in fiat or cryptocurrency. This
service will be international
The GlobeUnion platform of the Goldiam allows the users to send and receive the
cryptocurrencies from any part of the world and convert it to any currency they need. It is a multi-
currency payment system which will allow family members, workers, and individual persons to
withdraw money in fiat or cryptocurrency all around the world (where applicable). The system will
contain a wallet to accept multiple cryptocurrencies such as bitcoin, ethereum, dbix, and Goldiam
and allow people to convert it into fiat currency, anywhere (where applicable), any time. This
service will be international with the main aim to install Goldiam ATMs available worldwide for
easy deposit and withdrawal for all our members, as well as provide a hardware wallet which will
connect to the Goldiam platform as a secure and trusted way to keep the funds safe. Moreover,
user can fix a amount to be sent on specific day in a month and send it to his/her family or anyone.
With this platform Goldiam is making the utilization of cryptocurrencies as easier as the fiat
money. This will help people to overcome the difficulties related to liquidity and availability of the
cryptocurrencies.
Business Model - Abstract
Business Model
The Business Model consist of three phases,
Mining or buying Goldiam coins,
Buying of Gold and/or Diamond(s) and
Investing in Goldiambox and after a month the reward will be divided among the asset
holders.
Then there is Goldiam Exchange where the users can exchange various cryptocurrencies to their
local fiat as and when required.
So this would be used as a long term savings platform where users will invest in Gold using
Goldiam platform. Now this Gold will be reserved by Goldiam on behalf of the customer. The
benefit to user are listed as follow,
User can withdraw the Gold anytime by getting the Gold and/or Diamond(s) at home with
insurance certificates.
User can convert the value of Gold he owns to Fiat using third party MasterCard anywhere
in the world
All the transactions would be managed on the blockchain of Goldiam. The nodes would be
managed by public mining, the reward for which would be 0.48 GOL coins, 0.32 GOL coins
per block to the miner and 0.16 GOL to the GoldiamBox Wallet for the rewards system.
Goldiam Mining
Mining from your home
All users have opportunity to mine Goldiam coins. The algorithm is Dagger-Hashimoto. The
reward for miners is 0.32 GOL / block + transaction fee and 0.16 GOL / block is reward for
Goldiambox. BlockTime is 14sec. Instantly after starting Goldiam Blockchain, miners and investors
will be supplied with all infrastructure needed to follow blockchain transactions and transfer
funds: Goldiamchain explorer, Calypsum wallet, Goldiampool for mining and API for completely
free and secure connection with our services.
Goldiamchain Explorer
This beautiful explorer powered by Goldiamchain Technology Team will give you all possible
information you need from blockchain. It shows all stats starting with block time, difficulty,
circulating supply, hash rate following with the GOL price against USD and BTC.
Further, all information about blocks, transactions and account balances are available as well as
pending transactions and contract data with many wonderful graphs.
API
Powerful RESTful API is an application program interface based on representational state transfer
(REST) technology. An API is a code that allows two software programs to communicate with each
other. In our case our Team Goldiamchain Technology designed an API which developers can use
for interacting with Goldiam blockchain. There are plenty of API endpoints which can be used for
getting all information for every single state. All API endpoints are grouped for easier handling:
network, blocks, transactions, addresses and miners. Every group of endpoints will be explained
as well as each endpoint, with full description and examples.
Calypsum Wallet
It is a web wallet with all functionality needed for easy transfer of Goldiam coins and deploy, and
watch smart contracts. In Calypsum Wallet you can create new account - you will get your new
address, private key and JSON Keystore file for that address, you can save it as QR code or
print it like paper wallet. Further, you can in a few steps import any existing account with JSON,
private key or mnemonic phrase. Also you can import Tokens created on Goldiamchain and
transfer them on another address.
With Calypsum Wallet it is so easy to interact with any smart contract by putting the contract
address and ABI/JSON or you can deploy your smart contract simply by adding the ByteCode.
The Calypsum Wallet is forked by Myetherwallet and refactored by Goldiamchain Technology
Team.
Smart Contract Functionality
Smart contract deals would be used to buy, sell Gold/Diamonds. For every purchase, a contract
would manage the sale, purchase and quantity of items purchased. This would be an automated
process with event based functionality for integration of the smart contracts with Goldiam
Platform.
Smart Contracts would be used for all the rewards to miners and investors in the Goldiambox on
a monthly basis.These contracts would make sure that rewards are distributed fairly based on
users investments while for miners the distributions are divided equally among all the miners.
Coin Economy
The GOL would be used for all the transactions in Goldiam. Coins would be used for payments to
buy Gold, Diamond. Coins can also be invested in Goldiambox wallet which can yield extra coins
for the investors. The value earned depends upon the invested amount, so the total value
accumulated in Goldiam Box Wallet at the end of the month is divided among investors.
The supply of coins would be fixed in the genesis block to a 32,300,000. The coins can be mined or
bought on an exchange. The users can buy minimum one gram of Gold using Goldiam Coins.
The number of coins against 1 gram of Gold is determined based on market value of coin.
The user would pay to Goldiam platform in coins and they would only be charged a small mining
fee.
Coins can be earned or purchased. So for any activity in the platform users has to have coins in
their account. These can be bought easily through an exchange at market price. Buying Gold/
Diamond would deduct the specified coins equal in dollar value of 1 Gram of Gold/Diamond.
Below this value the purchase would not be possible.
Uses Cases
Buy Gold and/or Diamond(s)
In order to buy Gold and/or Diamond(s) from Goldiam platform a user will need to make request
to the platform and make payment in Goldiam coins. The Goldiam coins are deducted and the
amount of Gold bought can now be seen on the user wallet. The minimum amount of Gold that
can be bought on the Goldiam platform is 1g.
Withdraw Gold and/or Diamond(s)
A user can withdraw his Gold and/or Diamond(s) whenever he wants. In this case the gold
withdrawn shall be sent to the user address after confirmation with authentic license certificates.
To do so the user would have to make request on the user panel, after which the Goldiam platform
will make request to its Gold or Diamond partners to ship the orders. The withdrawn amount of
Gold and/or Diamond will now be deducted from the user wallet.
Withdraw Goldiam
A user can withdraw the Goldiam coins in the form of fiat or any other cryptocurrency whenever
required. In this case the Goldiam Platform will be exchanging the currencies on prevailing
exchange rate. The user will thus be able to get the Goldiam coins in any cryptocurrency he wants.
Not only this, but the user will also be able to send and receive the Goldiam coins to and from any
place in the world. In this case the Goldiam Coins will be deducted from the user wallet and after
getting exchanged according to the exchange can be received by the receiver in the currency of
his choice.
ICO - Initial Coin Offering
Goldiam fundraising campaign has been splitted into three phases: Pre-Sale, Pre-ICO and ICO. In
Pre-Sale, Goldiam is raising money from the already available investors with them. It provides
them the opportunity to invest in Goldiam at premium bonus. Other interested parties may also
contact the Goldiam team to get access to Pre-Sale. Pre-ICO provides the opportunity to the
investors to participate by earning 30% bonus on top. Token allocation is discussed as following.
Total Token Supply will be 32,300,000 while Goldiam will furnish 28,300,000 Goldiam Tokens (GOL)
by raising (hardcap) 17,000 ETH in its ICO. The ICO will end once this limit is reached or else all the
unsold tokens would be burned after the ICO period. Minimum Goal (Soft Cap) for this ICO is 2,000
ETH.
Token Allocation of Goldiam will be following:
Token Allocation Tokens Percentage
Pre-Sale 8,000,000 24.77%
Pre-ICO Tokens 8,000,000 24.77%
ICO Tokens 12,300,000 38.08%
Bounty 1,000,000 3.10%
Reserve Fund 3,000,000 9.29%
Total Token Supply 32,300,000 100%
1 ETH = 1300 GOL
Token Sale Schedule is as following:
Pre-Sale 20/03/2018 – 29/03/2018
Pre ICO 30/03/2018 – 8/04/2018
ICO 1st Week 09/04/2018 – 18/04/2018
ICO 2nd Week 19/04/2018 – 28/04/2018
ICO 3rd Week 29/04/2018 – 08/05/2018
Rest of the ICO 09/05/2018 – 18/05/2018
Main ICO will start on April 09, 2018 and will last till May 18, 2018. During this period, bonus
schemes are also being introduced to reward early adopters of Goldiam.
ICO bonuses will be as per following schedule:
Bonuses Percentage
Pre-Sale 30.00%
Pre-ICO 25.00%
ICO 1st Week 20.00%
ICO 2nd Week 10.00%
ICO 3rd Week 5.00%
Rest of the ICO 0.00%
Bounty Programs
1,000,000 Token (3.10% of the Total Token Supply) has been allocated to the Bounty Programs.
Following Bounty Programs are available (x% of the 3.10% of the total Goldiam Tokens):
Translation & Moderation: 20%
Signature Campaigns: 20%
Facebook: 15%
Twitter: 15%
YouTube and Media: 20%
Referrals: 10%
Translation & Moderation: translate and moderate the local thread about Goldiam. It includes the
translation of official announcements, news and updates on a regular basis. Unmoderated
threads will be disqualified. 20% of the bounty campaigns has been given to translation and
moderation. 20% has been acquired by the Signature campaign: provides setup registration form
for signing up for this program. Participants can participate by changing their signatures or avatars
on Website Forums/Bitcoin Talk or any other forum approved by Goldiam. The list of the approved
forums should be made available on the link provided by Goldiam. 15% of the bounty campaigns
has been allocated to Facebook and Twitter campaigns each which allow participants to earn
stakes via tweets/posts, retweets/shares on the respective channel. 20% has been dedicated to
YouTube and Media campaign: allows participants to earn stakes for writing articles or making
videos about Goldiam, while 10% of the bounty campaigns has been dedicated to Referral
program. These bounty campaigns will provide a boost to the ICO crowdfunding campaign of
Goldiam.
Funds Allocation
Development & Support for Launching the Project: 50%
Marketing and Promotional: 25%
Team Advisors and Partners: 07%
Legalization, Regulation and Lawyer: 13%
Security: 05%
Funds raised during ICO will be used for Development and Support for Launching the Project
(50%), Marketing and Promotional (25%), Team Advisors and Partners (7%), Legalization,
Regulation and Lawyer (13%), and Security (5%).
50% of the funds raised will be allocated for expanding the development of Goldiam blockchain
technology and the platform to be able to cater to the rapid growth of Goldiam while 25% will be
spent on the marketing of the platform to create awareness and the adoption of Goldiam among
consumers and different Gold and Diamond trading companies, resulting in a wider customer
base for the companies signing up with Goldiam. Legal fees for the crowdfunding campaigns and
for the company will be covered by 13% of the funds raised to capture potential markets
geographically. 7% of the funds will be allocated to build partnerships in the targeted regions,
while 5% of the funds will be used to make the whole system secure.
Roadmap
Team
Mourad Redjah Founder & CEO
Mourad have a strong interest in new technologies,
developer for three years, a great interest in crypto
currencies, trader and holder since 2011. Very good skills in
server administration, analysis and prevention of security
vulnerabilities, with successful experiences in companies
like Gfi Informatique, ST Microelectronics. Fast learner, very
hard worker and passionate person who gets things done.
https://www.linkedin.com/in/mourad-redjah-12689b156
Nenad Balog CTO
Nenad Balog is a persistent, result-oriented, and avid learner
having vast knowledge regarding principles of software
engineering, latest development tools and techniques, and
technical aspects of blockchain technology. He has
completed his bachelors in Computer Software and IT from
University of Novi Sad faculty of technical sciences. He has
worked for Serbian consulting network as a programmer.
Moreover, Nenad has excellent managerial and leadership
skills, business sense, and communication skills which make
him a very effective and efficient IT professional.
https://www.linkedin.com/in/nenad-balog-529677103/
Daniela Nikolic Supporter
Translator/Interpreter Government of the Republic of Serbia
Experienced Translator with a demonstrated history of
working in the translation and localization industry. Skilled
in Communication, Editing, Report Writing, Public Relations,
and Customer Service. Strong information technology
professional graduated from University of Belgrade, Faculty
of Filology.
https://www.linkedin.com/in/daniela-nikolic-93a75810b/
Aleksandar Djordjevic Full Stack Lead Developer
Aleksandar is an end-to-end product developer. He is a full-
stack web developer who is fiercely passionate about the
user experience and interaction of a product. He inherently
understands that the customer is the single most valuable
asset an organization can have, and is driven by the
unrelenting pursuit of customer-driven focus, ideals and
user experience. Aleksander has previously worked as
senior front-end developer and website developer. He has
done Bachelors in Computer Sciences from University of
Kragujevac and is currently working for Upstack as a full-
stack javascript developer.
https://www.linkedin.com/in/deejayelly/
Sara Krstovic Developer
Sara is a professional web developer and copywriter. Her
core skills include Javascript, AngularJS, Node.JS, AJAX,
JQuery, HTML, CSS, and SEO. She has done her Bachelors
degree in Information Technology from Singidunum
University and she has been working as a freelance website
developer. Currently, Sara is giving her services as a
freelancer. She is very interested and has good
understanding of blockchain , smart contract, and
cryptocurrencies as well.
https://www.linkedin.com/in/sara-krstovic/
Nikola Miloradovic Web/Blockchain Developer
Having great understanding regarding blockchain
technology, Nikola is a passionate and skilled Blockchain
developer. He has completed his Bachelors in Computer
Sciences from High Technical School of Vocational Studies in
Kragujevac. He had been working as a freelance web
developer for 2 years and has worked as project coordinator
at Voluntary Organization Svilajnac -VOS. Nikola is co-
founder and CEO at EduBar app and he is currently working
as a front-end developer at Mirror code.
https://www.linkedin.com/in/nikola-miloradovic-/
Milos Loncar
Developer/CMO
Milos is a freelance Mission-driven full stack developer with
a passion for thoughtful UI design, collaboration, and
proficient knowledge of Blockchain technology. He always
sought out opportunities and challenges that are
meaningful to him. He is currently working on development
of blockchain technology based solutions. As a full-stack web
developer, he intends to use his obsessive attention to
detail, his unequivocal love for making things, and his
mission-driven work ethic to literally change the world.
https://www.linkedin.com/in/milos-loncar/
Dragana Krstic Graphic / Web Designer
Graphic designer with 5+ years experience in field. Focused
on combining graphic design skills with web development.
Love innovations in design and modern technology.
Cryptocurrency and blockchain enthusiast.
https://www.linkedin.com/in/dragana-krstic-00351b151/
Lydia Kariuki Copywriter
Lydia is a full time copywriter and blogger with a great flair
for cryptocurrency trading. She is keen on what blockchain
technology has to offer across industries, believing that it's
a greater revolution than what the internet was a couple of
years back. She holds a bachelor's degree in Nursing from
the University of Nairobi.
https://www.linkedin.com/in/lydia-kariuki-806a5264
Pankaj Sharma Head of Marketing
Pankaj Sharma is a keynote speaker on Social media strategy,
LinkedIn Marketing, Social Media Marketing, SEO Specialist
and Computer Science Engineer / Web Developer. He is head
of marketing for Goldiam ICO project
https://www.linkedin.com/in/Gashwa
Sadia Sharafat Project Manager
Sadia is a professional Project Manager with a motivated and
focused mindset, having a vast experience in relevant fields.
She is acting as an Agile Project Manager at Blockchain Expert
Solutions. Her skills include Project management, team work,
Project planning, and Team management. She has done her
Bachelor’s degree from Kinnaird College and has worked in
different organizations on many positions including assistant
manager, senior content writer, Junior research associate,
and senior technical content writer.
https://www.linkedin.com/in/sadia-sharafat-6748b98a/
Faryal Qazi Lead Research Analyst
Faryal is a competent Researcher and Blockchain business
developer. She is efficient in white paper writing,
development, blockchain researching, Initial Coin Offerings,
business analysis, business development, competitor
analysis, portfolio management, and project management.
She has 5 years of experience in content writing, editing, HR
management, project management and public speaking. She
is currently pursuing her Master’s degree in Data Sciences
from Information Technology University, Lahore and holds a
Bachelor’s degree in Computer System Engineering from
University of Engineering and Technology.
https://www.linkedin.com/in/faryal-qazi-532541a7/
Ammad Ul Islam Research Analyst
A passionate, research oriented fresh graduate with strong
analytical, conceptual and reasoning skills, having vast
knowledge of computer science and other relevant fields. He
has the ability to work under highly competitive environment
and always keen to explore the latest technology related
ideas. Ammad has done his Bachelors in Computer Sciences
from Government College University, Lahore. During
Bachelors degree, he has efficiently used his research
oriented skills for doing many projects including his Final Year
Project as well. He is currently working as a research analyst
at Blockchain Expert Solutions where his responsibilities
include white paper writing, business analysis, product
market analysis, and writing website content as well.
https://www.linkedin.com/in/ammad-ul-islam-683143b3/
Nasir Mehmood Software Architect
Nasir is a senior software architecture engineer having 6
years of experience in HTML, wordpress, and graphics
designing and he is currently managing the responsibilities of
Design and Architect of client application at Blockchain
Expert Solutions. He is very smart to manage his team to
complete different modules of the client application
according to the structure of the application and makes sure
that a quality work is being done, smartly. His expertise
includes, backend frameworks, Laravel, symfony, Yii,
Codeigniter, frontend, Angular, Vuejs, React, React Native,
Ionic, and nodejs. He manages instance of AWS, digital
Ocean, Linode for LEMP, application deployment, setup
scheduler, and queue worker for application.
https://pk.linkedin.com/in/oknasir/
Talha Yusuf Blockchain Developer
Talha Yusuf is an expert blockchain developer. He has been
involved in the blockchain community from earliest 2017. He
has developed multiple token sale projects, security audits
and decentralized applications using tools like MeteorJS etc.
He has extensive research on blockchain scalability and cost-
effective transactions using IPFS. He is currently serving as a
blockchain developer at Blockchain Expert Solutions where
he works with Smart Contracts, Ethereum, Truffle framework,
and Private Blockchain Development efficiently. He has done
his Software Engineering from COMSATS Institute of
Information Technology, Lahore.
https://www.linkedin.com/in/talha-yusuf-66067610b/
Arslan Imran Front End Developer
Arsalan is a highly motivated, experienced, and skilled Front
End Developer, having vast experience in UI/UX designs. After
vast experience of working with websites he has proficient
abilities in HTML, CSS, Javascript, wordpress, php
development, and Bootstrap. He has previously served as a
Oracle Developer and has served notable organizations like
Shaukat Khanum and PTCL. Currently, he is working as a front
end developer at Blockchain expert solutions. He has has
completed his Bachelor's degree in Information Technology
from University of Education, Lahore.
https://www.linkedin.com/in/arsalan-imran-9258159b/
Rizwan Ud Din Web Developer
With an experience of more than 7 years in web development
Rizwan Ud Din has his interests in fullstack related
development with expertise in HTML, CSS, Bootstrap laravel,
Codeigniter, Angular5, ReactJS , ionic3, Electron, NodeJS. He
plays a vital role in software and website development in
Blockchain Expert Solutions where he has a number of
successful blockchain projects. Rizwan ud din holds a
Bachelor’s degree in Computer Sciences with core focus on
Computer Software Engineering from University of the
Punjab.
https://pk.linkedin.com/in/rizwan-ud-din-0392777b/
Fahad Aziz Mobile App Developer
Fahad, is a mobile application developer having expertise in
java, javascript, android, sql databases and solidity. He is
interested in to manage normalized big data for large
business industries. He is very committed towards his tasks.
He writes quality codes and loves to play with them. He has
completed his bachelor’s degree in Computer Sciences from
National Textile University and currently, he is acting as a
mobile application developer at Blockchain expert solutions
where he is working on android platform.
https://www.linkedin.com/in/fahad-aziz-4b696513a/
Afzal Akram Graphic Designer
Having 10 years of experience in web designing, Afzal is a
professional graphic designer, with expertise in Adobe
photoshop, illustrator, and indesign. He has previously
served as a senior Graphic Designer in DevBatch, Cryptex and
Techverx. In addition, he has strong html/css skills including
cross power compatibility issues and extensive knowledge
and understanding of SCO. He is currently working as Sr.
Graphic Designer at Blockchain Expert Solutions, where he
creates designs for white papers, mobile app designs and
websites’ front end. He has completed his bachelor's degree
in Computer Sciences From Skyline College, Dubai and
currently he is pursuing his professional career as a front end
developer at Blockchain expert solutions.
https://www.linkedin.com/in/afzal-akram-51b6b038/
Zainab Ghafoor QA Engineer
Zainab is a talented Software Quality Assurance Engineer,
having vast knowledge of software development lifecycle
processes, testing embedded software, create test plans and
analyze test results, coding automated tests and
documented test cases, agile development processing and
web-based testing applications, and interpreting technical
and business objectives and challenges. She has done
Bachelors in Computer Sciences from Government College
University, Lahore. She is efficiently delivering her services as
a Quality Assurance engineer at Blockchain Expert Solutions.
Her expertise includes ETL testing, functional testing, data
integration, and unit testing.
https://www.linkedin.com/in/zainab-ghafoor-1b9184b7
Waqar Ahmed Financial Analyst
Waqar is our lead for Business and Financial feasibilities and
is acting as Financial Analyst. He has previously worked as
blockchain business analyst, digital marketing manager, chief
operating officer, and as education ambassador in various
notable companies and institutes. He is an expert in
blockchain financial matters including financial modelling,
bounty programs, ICO (Initial Coin Offerings), and business
simulations. He has experience of working as blockchain
business analyst with multiple startups including Pine.pk and
Tectanic, as founder and CEO. Waqar has an honors degree
in Management Sciences from Lahore University of
Management and Sciences (LUMS).
https://www.linkedin.com/in/waqarahmedpk/
Advisors
Zoran Loncar Lawyer/Head Of Legal Deparment
Zoran has a PhD in law and 30+ years of experience in law
practice. Specializing in many aspects of law from labour to
corporate his recent interest in cryptocurrencies and
blockchain has given him an opportunity to expand his
already vast law skillset and be part of a project that aims to
revolutionarize the crypto space.
Address
Office location - 11000 Belgrade Savska 17
Aaron Terruli Advisor
Marketing Manager at Activaire LLC
With 5000 retail locations worldwide, Activaire is a boutique
BGM service for global brands offering cutting edge retail
integrations, with 8 years of service to a handful of clients in
Japan.
https://www.linkedin.com/in/aaron-terruli-92b50b106/
Walid Messaoudi Advisor
Co-Founder Arabianchain Technology Silicon Oasis
Authority, Dubai UAE Businessman and a full stack
developer with 15+ years of experience.
Currently leading the Technical efforts as the Chief
Technology Officer. Exp Blockchain Technology Crypto-
Currency Analyst.
https:// www.linkedin.com/in/walid-messaoudi-b3595b121
Bosko Nektarijevic Advisor
HCL Consultants. Harvard University Kennedy School of
Government Talented lecturer and trainer in leadership,
teamwork, fundraising and organisational development.
Expert for EU programmes and funds.
https://www.linkedin.com/in/nektarijevic/
Ivan Pesic Advisor
Software Engineer at NCR Corporation
Adviser in National Payment Card Center at National
Bank of Serbia
Specialties:
-Smart card personalization & data preparation expertise
-Smart card personalization validation & host-to-host test
tools development
- EMV specifications
-Common Payment Application (CPA) personalization
templates
https://www.linkedin.com/in/ivan-pesic-b6793843/
Filip Nebojsa Stricevic Advisor
Engineering and Computer Science Professional
hardware and software diagnostics.
https://www.linkedin.com/in/filip-stricevic-011427bg/
John Bosnitch Advisor
Director at TheYoungSerbs (TYS) Web & Cable TV current
events and news program Experience in political, media,
business, and intelligence communications and research.
Broadcast, news agency and print media expertise. Public
relations scripting, editing and presentation. Speechwriting,
coaching and motivational speaking. Leadership experience
in political, community, business, nonprofit, and volunteer
activities. Visionary redefinition of goals, approaches,
solutions and results. Turning problems into solutions.
Identifying real assets and converting them for marketable
value. The realization of idealistic goals.
https://www.linkedin.com/in/johnbosnitch/
Matko Vladimir Advisor
Specialties: Engineering - Reservoir, Production,
Completions, Operations, Drilling, Facilities.
Geosciences - Geology, Geophysics, Petrophysics.
Procurement, Supply Chain Management Professionals and
EHS/HSE Professionals.
Coiled Tubing Operations, Hydraulic Workover Services, Live
Well Intervention (Snubbing), Well Control Services.
https://www.linkedin.com/in/matko-vladimir-3a46bb2a/
Miladin Bozovic Advisor
General Manager at Supro d.o.o. Slovenia
Past: Key Account Manager at LOGIK, s.r.o. Czech Republic
Gold and Diamonds Expert. Jewelry and Watches. Marketing
and Sales. Project Management. Business Technologies.
https://www.linkedin.com/in/miladin-bozovic-19079b53/
Mirjana Tomic Advisor
Experienced Project Manager with a demonstrated history
of working in the media production industry. Skilled in
Marketing Management, Nonprofit Organizations, Business
Planning, Event Management, and Team Building.
https://www.linkedin.com/in/miratomic/
Muhammad Rizwan Advisor
Cryptocurrency entrepreneur & Investment who is well
aware of revolutionary blockchain technology.
into this industry since long but practically started in 2014 as
crypto broker.
https://www.linkedin.com/in/RizwanRaja
Predrag Milovanovic Advisor
Co-founder and CEO/CTO at Elastyc, Cofounder at HajdeDa.
https://www.linkedin.com/in/miratomic/
Rosheel Baig Blockchain Advisor
Focusing on marketing and business development Rosheel
Baig has been involved in crypto industry since 2012. He is
the Co-founder and COO of Blockchain Expert Solutions
(BES) a company which is dedicated purely to develop and
solve blockchain related projects. He is an active advisor for
several ICO’s and his capabilities of highly excellent
communications with client and a very quick response time
help the organization in progressing. Prior to launching BES
in Pakistan, Rosheel has over 10 years of experience in
Information Technology industry.
https://www.linkedin.com/in/rosheellbaig/
Uzair Aftab Business Development Manager
A blockchain enthusiast who works at conducting research
and business development. Uzair is an experienced
professional in business development with a demonstrated
history of working in the financial services and the
information technology industry. He thrives on
understanding client business challenges and mobilizing
teams globally to create valuable solutions that drive
business results. Uzair has done his bachelor's degree from
Lahore University of Management Sciences LUMS and he is
currently working as a business development manager at
Blockchain Expert Solutions.
https://www.linkedin.com/in/uzair-aftab-28a321128/
Official Channels
Facebook: https://www.facebook.com/Goldiam-ICO-2161898490704308/
Twitter: https://twitter.com/goldiam_ico
Telegram: http://t.me/goldiam
Medium: https://medium.com/@Goldiamico
Reddit: https://www.reddit.com/r/IcoInvestor/comments/7vk0n5/goldiam_ico/
References
https://hbr.org/2016/05/the-impact-of-the-blockchain-goes-beyond-financial-services
https://bitcoinmagazine.com/articles/what-are-the-use-cases-for-private-blockchains-the-
experts-weigh-in-1466440884/]
https://www.marketsandmarkets.com/Market-Reports/blockchain-technology-market-
90100890.html
https://www.prnewswire.com/news-releases/blockchain-technology-in-financial-services-
market---analysis-and-forecast-2017-to-2026---key-players-are-ibm-microsoft-digital-asset-
holdings-everledger-clearmatics--bitbond-300491684.html
https://globenewswire.com/news-release/2017/01/12/905345/0/en/Worldwide-
Cryptocurrency-and-Blockchain-Market-2016-2022-Market-to-Grow-to-Aggregate-42-16-
Billion-By-2022.html
https://www.forbes.com/sites/bernardmarr/2017/08/10/practical-examples-of-how-
blockchains-are-used-in-banking-and-the-financial-services-sector/#32bbe5ec1a11
http://www.grandviewresearch.com/industry-analysis/blockchain-technology-market
https://www.grandviewresearch.com/press-release/global-blockchain-technology-market