The Co-op Connection

A Quarterly Newsletter for Members

Spring 2018

In this Issue…

Home Equity Loans 1

Michigan’s Adventure Discount 1

National CU Youth Month 2

White Lake Expo 2

Save to Win 2

Security for Your Debit Card 2

Remote Deposit Capture 3

Love My Credit Union Rewards 3

Auto Loans 4

Soup’s On Sponsor 4

Holiday Closings 4

Locations & Hours 4

New Team Member 4

Win a GoPro 4

Savings are federally insured by the NCUA to at least $250,000.

Visit our website at www.muskegoncoop.com

*Maximum Loan Amount to Qualify for $399 closing costs is $100,000 with a Minimum Loan Amount of $10,000. Portfolio Closed End 1st or 2nd Lien Position or Home Eq-uity Lines of Credit Both Qualify for Offer. Must meet LTV requirements. Call or apply on our website for a quick decision.

231-726-4871

www.muskegoncoop.com Discount Price of $34 at Muskegon Co-op FCU (save $4.00 each off gate price) Available May—September, 2018

NMLS# 472323

Michigan’s Adventure

For all of your spring projects

Closing Costs only $399!*

Rates as low as

3.45% APR

For every $25 deposit you make to your Save to Win certificate, you’ll be entered in the monthly and quarterly prize drawings—and best of all, it’s free! All of the money that piles up in your Save to Win account is yours to keep along with the interest you earned, so there’s never been a better time to get the ball rolling on your savings plan. With nothing to lose and everything to win, it’s time to Save to Win. Our recent Save to Win winners were: Mary Fodrocy, David Goranson, and Cindy Green.

Take Control of Your Debit Card Muskegon Co-op offers an App called CardNavSM By Co-op, which lets you manage your cards by remote control from your smartphone or tablet. In addition to letting you turn your cards on and off whenever you choose, CardNav lets you con-trol when, where and how they’re used. It can even provide instant updates to help manage your budget and help identify and stop potential fraud from happening. You can use GPS to restrict transactions to businesses within a desig-nated area. You can also limit card use to specific merchants or purchases. The CardNav by Co-op App is available for down-load now at the Apple App Store or Google Play.

New Members Kids... Open a new CUBS Club account (ages 12 and under) with a minimum deposit of $25 during April and re-ceive a FREE cuddly CUB-in-a-box. Teens... Open a new account during April with a minimum deposit of $25 and receive a FREE Movie Ticket. Current Members For the month of April we are offering Movie Tickets for 200 CUBS Bucks each (limit 4 per day) , Good at Cinema Carousel. Plus, all members under 18 that make a deposit at the credit union during April will be entered in a drawing for a chance to win cash and prizes.

Limited Time Offer!

Join us as we celebrate National CU Youth Month

April 2018

White Lake Expo

Muskegon Co-op FCU was a sponsor of the White Lake Expo and had a booth at the event in Whitehall on Saturday, March 10. We gave out prizes and budgeting in-formation and had a scavenger hunt for the kids.

Muskegon Co-op FCU Members Get Exclusive Discounts from Love My Credit Union Rewards Everyone loves to save, especially on products and services you use every day. That's what Love My Credit Union Rewards is all about. Members have saved nearly $2 billion in discounts from valued partners through Love My Credit Union Rewards. You can save too with valuable discounts from these partners: $100 cash reward with every new line activated with Sprint! Current customers will receive a $50 cash

reward for every line transferred into Sprint Credit Union Member Cash Rewards. Plus, get a $50 loyalty cash reward every year for every line.*

Save up to $15 on TurboTax federal products! Get an exclusive smoke communicator and a $100 gift card with a new ADT monitored home security

system. Call 844-703-0123 to activate this special offer. Get trusted protection at true savings with the TruStage Auto & Home Insurance Program. Shop and get cash back at over 1,500 online retailers with Love to Shop To find out more and learn about other valuable discounts, www.muskegoncoop.com or LoveMyCredit- Union.org. You get all these offers and discounts just for being a member of Muskegon Co-op FCU. *Activ. Fee: Up to $30/line. Credit approval req. Sprint Credit Union Member Cash Rewards Offer: Offer Ends 12/31/2018. Avail. for eligible credit union members and member employees (ongoing verification). Tax ID req. to establish business acct. Switch to Sprint and receive a $100 cash reward for each new smartphone line activation. Reqs. port-in from an active number (wireless or landline). Existing customers receive a $100 cash reward for each new smartphone line activation and/or a $50 cash reward for each smartphone line transferred to program. New lines req. activation at point of sale. Max 15 lines. Sprint acct must remain active and in good standing for 31 days to receive Cash Reward. Excludes MBB devices, tablets and Sprint Phone Connect, upgrades, replacements and ports made between Sprint entities or providers associated with Sprint (i.e. Virgin Mobile USA, Boost Mobile, Common Cents Mobile and Assurance.) May not be combinable with other offers. $50 Loyalty Cash Re-ward: Members can earn one $50 cash reward annually when Sprint acct remains active and in good standing for 1 year. Max 15 lines. Cash Reward: Cash Reward issued by CU Solutions Group. Allow 6-8 wks for Cash Reward to be deposited to your Credit Union acct. If the Cash Reward does not appear after 8 wks, visit lovemycreditunion.org/sprintrewards. Other Terms: Offers/coverage not avail. every-where or for all phones/networks. May not be combinable with other offers. Offer, terms, restrictions, and options subject to change and may be modified, discontinued, or terminated at any time without notice. Restrictions apply. © 2016 Sprint. All rights reserved. Sprint and the logo are trademarks of Sprint. Other marks are the property of their respective owners.

Deposit checks from home or on the go with Remote Deposit Capture using our new Mobile App. Now you can deposit checks online using your phone or other mobile device easily, securely, and electronically from almost anywhere (Credit Un-ion approval required).

FEATURES Free Quick and Easy Safe and Secure BENEFITS Save Time Fewer Trips to Credit Union Deposit Checks Anytime Deposit Checks Anywhere

Sign up Today

Download our Mobile App on your phone or tablet - search for “Muskegon Co-op FCU”.

The first time, you will need to Register to request approval for the Remote Deposit Capture service.

Once approved, write “for mobile deposit at Muskegon Co-op FCU” on check, sign check, enter the check amount, take a picture of the front and back of check and select account to deposit to.

Normal check holds will apply.

Deposit Checks Online

Convenient Locations

Administrative Office 1051 Peck Street

Muskegon, MI 49440 231-726-4871

Laketon Office

1920 East Laketon Avenue Muskegon, MI 49442

231-773-4244

Plus, over 100 Shared-Branch Locations (for locations, visit our

website or ask for a brochure)

www.muskegoncoop.com

“Building a Strong Foundation”

Convenient Hours

Peck Street Office Monday - Friday Lobby and Drive Thru 9:30 am - 5:00 pm Saturday Closed

Laketon Avenue Office

Monday - Friday Lobby and Drive Thru 9:30 am - 5:00 pm Saturday Drive Thru Only 9:00 am - 12:00 noon

Monday May 28, 2018 Memorial Day

Closed

Wednesday July 4, 2018

Independence Day Closed

Monday

September 3, 2018 Labor Day

Closed

Monday October 8, 2018

Columbus Day (staff training)

Closed

Holiday Closings

Soup’s On Sponsor Muskegon Co-op was a proud sponsor of the Soup’s On Along the Lakeshore fundraiser event, which raises money for local food pantries. Attendees enjoyed soups, bread and des-serts.

We are pleased to welcome the following new team member to our credit union: Cindy Beisel joins us as a part-time teller. Cindy has 12 years’ ex-perience in retail and 2 years in banking and customer service. She graduated from Muskegon High School and is a lifelong resi-dent of Muskegon. Please join us in welcoming Cindy to Muskegon Co-op Federal Credit Union.

New Team Member Auto Loans

Rates as low as 1.95% APR

Competitive Rates

Low Payments

Fast Credit Decisions

Easy Application Process