The Bahbah Group at Morgan Stanley Smith Barney

 

14850 North Scottsdale Road6th Floor, Scottsdale, Arizona 85254

 

480-922-7941 / Main

800-347-5107 / Toll-Free 480-922-7878 / Fax

 

bishara.bahbah@mssb.com 

3The BahBah Group

Every client has unique goals and circumstances. At the Bahbah Group, we understand that you have your own hopes and aspirations. Working together with you, we will design and implement a targeted wealth management and financial plan that help address your distinct needs. You will receive personalized advice, objective guidance, and a focused dedication to you as an investor. We are client-centric and always work diligently to meet our clients’ multifaceted needs. To help ensure this high quality service, The Bahbah Group works in conjunction with a team of trusted experts including estate planning lawyers, tax attorneys and CPAs as well as trust, banking and insurance specialists within the firm.

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Meet the Professionals

Working with many types of individuals and families has given our team the experience, perspective and skill to help you build a financial future. You will work with professionals who can translate your goals into a custom designed wealth plan—customized to you and your needs for your financial future. Moreover, because we work as a team, you will always have access to a Financial Advisor who understands your specific goals and strategy.

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Bishara A. BahbahSenior Portfolio ManagerFirst Vice PresidentWealth Advisor

Bishara A. Bahbah is a Certified Invest-ment Management Analyst, a Certified Wealth Strategist, an estate-planning consultant, an international wealth specialist, senior portfolio manager, and a wealth advisor. He holds a Ph.D. and an MA from Harvard University where he also taught at the Kennedy School of Government. He is the author of a highly acclaimed book entitled “Wealth Management in Any Market – Time-less Strategies for Building Financial Security.” The book was published in March 2009 by John Wiley & Sons. Bishara has been a guest columnist for The Arizona Republic since 2001. He has published over 100 articles in renowned publications and individual chapters in several books. He has appeared on both national and international broadcast

media, including CNN, Fox News, CBC, Voice of America, and Pacifica Radio Network. He is a member of the board of advisors of the Certified Wealth Strate-gist certification program.

Bishara is a frequent guest speaker at numerous investment and wealth management seminars hosted by lead-ing industry organizations such as the Investment Management Consultants’ Association (IMCA), Cannon Financial Institute, and educational events hosted by Morgan Stanley Smith Barney.

Bishara graduated Magna Cum Laude from Brigham Young University and a Valedictorian nominee. He then earned both his Master’s and Doctorate degrees from Harvard University in a record four-year period. When Bishara is not reading, researching, writing, or taking care of his clients, he is spending time with his lovely wife Sibel, and his four great yet highly demanding children – Leila, As’ad, Jubran, and Remzi.

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As’ad BahbahFinancial Advisor

As’ad V. Bahbah is a financial advi-sor, who joined The Bahbah Group at Morgan Stanley Smith Barney in 2010. He holds a Series 7 license, Series 66 license, Managed Futures license, along with his life, health and accident in-surance licenses. Prior to joining The Bahbah Group at Morgan Stanley Smith Barney, he attended the University of Arizona, where he received his degree in marketing, Cum Laude. While at the University of Arizona, he took a variety of finance, economic and accounting courses in addition to his marketing major courses. When As’ad is not reading, researching, or taking care of clients, he enjoys watching and participating in sports as well as traveling.

Debra StoneFinancial Advisor

Debra is proud to be associated with Morgan Stanley Smith Barney one of the world leaders in Wealth Management. She graduated from the University of Houston in 1978 where she obtained her B.B.A. in accounting and shortly thereafter her C.P.A. license. As Chief Financial Officer, Cash and Financial Risk Management Officer, C.P.A., Joint Venture Drilling Fund Tax Manager and Managing Real Estate Broker, she enjoyed the opportunity to help find and create successful financial strate-gies for Fortune 500 companies, small business owners and individuals alike. Her former employers include Arthur Andersen and Co, C.P.A.’s, Chase Manhat-tan Bank, Allegro Petroleum, Title USA (US Life Title) and Reology (Coldwell Banker). During her financial career

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she has traveled to all 50 states and internationally providing consulting and advice to various clients.

As a financial advisor, the same passion for financial strategies is with Debra today. She believes that education and knowledge pave the path to understanding and she holds two Master’s Degrees in Education including Adult Education. She currently serves as adjunct faculty in accounting at Scottsdale Community College. Debra has a gift for making abstract financial concepts simple and easy to understand. Making complex financial subjects easy to understand helps clients to clearly identify and implement a financial path to meet their goals. Debra holds the Series 7, Series 66 and Managed Futures licenses as well as a general life and health insurance license. She is also an active member of the Arizona Society of C.P.A.’s.

Debra joined The Bahbah Group at Morgan Stanley Smith Barney in 2011 and brings her vast and diverse experience

to better serve the team’s clients by capitalizing on the team’s expertise in its comprehensive approach to wealth management and not just in providing financial and investment advice.

A fourth generation Arizona na-tive, Scottsdale, Arizona has been her hometown since 1960. Debra enjoys travelling the State of Arizona enjoying both the history and fabulous scenery and spending time with her children, Kayce, 14, and Matthew, 28.

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With an experienced professional and the right resources, reaching your most important goals can be less challenging and more rewarding. We are ready to help you meet your goals, by combining our insight into your needs with the resources of Morgan Stanley Smith Barney.

For Life’s Most Important Goals

Setting a confident course

Thorough, thoughtful planning — plan-ning that analyzes where you are as well as where you want to go —  is the most important step in establishing a path to your goals. We will work with you to explore and define your objectives and needs, and then structure a plan that is uniquely your own.

•• Balance sheet analysis•• Retirement planning•• Education planning•• Estate planning•• Multigenerational planning

Managing the rewards of success

Managing an investment portfolio should be a consultative, disciplined process that balances your attitudes and goals as an investor with careful analysis of the financial markets and the risks and opportunities they hold for you. You can rely on us for objective strategic

advice in structuring your portfolio and for careful analysis of any investments we consider together.

•• Asset allocation•• Investment management•• Traditional investments•• Alternative investments•• Structured investments•• Separately managed accounts

Shaping your retirement

Together, we can work to make deci-sions that could help you move toward the retirement you expect. Whether you are building retirement wealth or making the transition to generating income from your assets, we can help you develop and implement a strategy based on your vision of retirement.

•• IRAs:•– Traditional•– Roth

•• IRA rollovers•• Roth conversions

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Building a unique legacy

Estate planning typically brings together the dimensions of life: personal, family, financial and charitable. We will work with you to understand the connections between your life and legacy goals, and work with your accountant and attor-ney to help you develop a strategy to position your portfolio appropriately.

Educating new generations

Helping to meet the education costs of children and grandchildren may be one of the most attractive and person-ally fulfilling investment opportunities available to you. We can help you ac-cess appropriate investment vehicles —  529 plans and custodial accounts.

Giving back through philanthropy

Many successful individuals seek op-portunities to support cultural and educational institutions, and nonprofit organizations and activities. Properly undertaken, charitable giving can pro-vide planning flexibility and benefits for you. We can help you analyze and implement a strategy that rewards you while it benefits causes you care about.

•• Charitable lead andremainder•trusts

•• Family foundations•• Donor advised funds

Strengthening your business

The links between business owner-ship and personal wealth are many and complex. Whether your objective is to grow your business, realize its value through a succession strategy or sale, or maintain family ownership by the next generation, we can exam-ine your alternatives in light of both business and personal objectives. And, should circumstance require it, we can use the access to banking services of Morgan Stanley Smith Barney.

•• Lending Services•• Cash management•• Retirement plans•• Strategic consulting

and•transactions•• Succession planning•• Insurance

Protecting your wealth

Insurance can play a critical role in virtually any comprehensive financial strategy, helping you to protect the value of your assets, protect your income and your family’s financial security —  even perform important functions in a business succession or estate plan.

We can help you analyze your current insurance portfolio and work to update your coverages to fulfill personal and strategic goals.

•• Life and disability income insurance•• Life insurance trusts•• Key-person insurance

Meeting current liquidity and banking needs

Managing personal cash and securing liquidity for personal needs and op-portunities are the day-to-day aspects of implementing a financial strategy. We can help you meet your personal cash management and borrowing needs while thinking strategically about how approaches may affect current and long-term costs and taxes.

•• Home finance•• Lending services•• Debt restructuring•• Securities-backed loans

Morgan Stanley Smith Barney strives to offer clients the finest in financial thinking, products and execution to help them meet their individual needs and achieve their personal financial goals. When we work together, you’ll benefit from personalized advice, objective guidance and dedication to your success as an investor. With access to Morgan Stanley Smith Barney’s renowned global resources and investment opportunities, we can help you develop and maintain an optimal investment strategy. Our wealth management strategy will address key areas of your financial life beyond traditional investments and may incorporate diverse recommendations for building and protecting your wealth.

Morgan Stanley Smith Barney offers a wide array of brokerage and advisory services to its clients, each of which may create a dif-ferent type of relationship with different obligations to you. Please contact us to understand these differences.

Morgan  Stanley Smith  Barney LLC (“Morgan Stanley Smith Barney”) is a reg-istered broker-dealer, not a bank. Where appropriate, Morgan Stanley Smith Barney has entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services. Unless otherwise specifically disclosed to you in writing, investments and services of-fered through Morgan Stanley Smith Barney,

member SIPC, are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by, banks and involve investment risks, including possible loss of principal amount invested.

Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Smith Barney Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

© 2011 Morgan Stanley Smith Barney LLC. Member SIPC. 6597323 03/11