term paper general insurance

8/8/2019 term paper general insurance

1/12

]DN AJOANX] JCIOQ^VBOAN

Ioq~vboan iq b ajo}vba} fn}unno

}uj xbv}inq udnvn fy jon xbv}yabllnm ioq~vnv ~omnv }bgnq io

ntadboen cjv b citnm q~k abllnm

xvnki~kq, }j xby }dn j}dnv xbv}y

abllnm ioq~vnm b citnm bkj~o} jc

kjony jo }dn dbxxnoioe jc b

anv}bio nsno}/

Ioq~vboan iq b xvj}na}ijo bebioq}

cioboaibl ljqq bviqioe jo }dn

dbxxnoioe jc bo ~ontxna}nm nsno}/

Ioq~vboan ajkxboinq ajllna}

xvnki~kq }j xvjsimn cjv }diq

xvj}na}ijo/ B ljqq iq xbim j~} jc }dn

xvnki~kq ajllna}nm cvjk }dn

ioq~vioe x~flia bom }dn Ioq~vboan

Ajkxboinq ba} bq }v~q}nnq }j }dn

bkj~o} ajllna}nm/ Cjv Ntbkxln, io

b Licn Xjliay, fy xbyioe b xvnki~k

}j }dn Ioq~vnv, }dn cbkily jc }dn

ioq~vnm xnvqjo vnanisnq b citnm

ajkxnoqb}ijo jo }dn mnb}d jc }dn

ioq~vnm/ Qikilbvly, io b abv

ioq~vboan, io }dn nsno} jc }dn abv

knn}ioe ui}d bo baaimno}, }dn

ioq~vnm vnanisnq }dn ajkxnoqb}ijo

}j }dn nt}no} jc mbkben/ I} iq b

qyq}nk fy udiad }dn ljqqnq

q~ccnvnm fy b cnu bvn qxvnbm jsnv

kboy, ntxjqnm }j qikilbv viqgq/

Ioq~vboan iq b knadboiqk cjv

}vboqcnvvioe viqg bom vnm~aioe viqg

fy dbsioe b lbven o~kfnv jc

iomisim~blq udj qdbvn io }dn

cioboaibl ljqqnq jc }dn evj~x/ Viqg

io difi}qba}ijo bom iq diedly

q~f`na}isn jo bo iomisim~bl fbqiq/

Ioq~vboan jf`na}icinq viqg/ Xnjxln}vbmn }dn xjqqifili}y jc cioboaibl ljqq

cjv }dn vnlb}isn anv}bio}y jc }dn

xvnki~k xbim bom vnikf~vqnkno}

cjv ljqq/ Ioq~vboan cvnnq xnjxln }j

}bgn ba}ijo nsno io }dn cban jc

xjqqifln cioboaibl ljqq/ ]d~q,

ioq~vboan xvjsimnq ~}ili}y nsno ic oj

ljqq nsnv jaa~vq/

Qjkn xnjxln fnlinsn ioq~vboan iq

qikilbv }j ebkflioe jv jxnoioe b

qbsioeq baaj~o}/

FBQIA IOQ^VBOAN

]NVKIOJLJEINQ

Ioq~vnm

]dn xnvqjo gojuo bq }dn xjliay

djlmnv ,b xnvqjo ui}d ioq~vboan

ajsnvben/

Ioq~vnv


2/12

B ajkxboy lianoqnm }j }vboqba} }dn

f~qionqq jc ioq~vboan bom iqq~n

ioq~vboan xjliainq/

Xjliay

I}%q }dn uvi}}no ajo}vba} fn}unno bo

ioq~vboan ajkxboy bom i}q ioq~vnm/

I} mncionq udb} }dn ajkxboy bevnnq

}j ajsnv cjv udb} xnvijm jc }ikn bom

mnqavifnq }dn jflieb}ijoq bom

vnqxjoqifili}inq jc }dn ioq~vnm/

Xvnki~k

I}%q }dn bkj~o} jc kjony b

xjliaydjlmnv xbyq cjv ioq~vboan

xvj}na}ijo/

Albik

I}%q }dn oj}ian }j }dn ioq~vboan

ajkxboy }db} ~omnv }dn }nvkq jcb

xjliay, b ljqq kbyfn ajsnvnm/

Iomnkoi}y

Lnebl xvioaixln }db} qxnaicinq bo

ioq~vnm qdj~lm oj} ajllna} kjvn

}dbo }dn ba}~bl abqd sbl~n jc b ljqq

f~} qdj~lm fn vnq}jvnm }j

bxxvjtikb}nly }dn qbkn cioboaibl

xjqi}ijo bq ntiq}nm fncjvn }dn ljqq/

Beno}

B lianoqnm xnvqjo jv jveboipb}ijo

udj qnllq ioq~vboan bom vnxvnqno}q

}dn ioq~vboan ajkxboy }j

}dn xjliay djlmnv/

JVIEIO JC IOQ^VBOAN

Udnonsnv }dnvn iq ~oanv}bio}y

}dnvn iq viqg/ Un mj oj} dbsn boy

ajo}vjl jsnv ~oanv}bio}inq udiad

iosjlsnq cioboaibl ljqqnq/ ]dn viqg

kby fn anv}bio nsno}q lign mnb}d,

xnoqijo, vn}ivnkno} jv ~oanv}bio

nsno}q lign }dnc}, civn, baaimno}, n}a/

Ioq~vboan iq b cioboaibl qnvsian cjv

ajllna}ioe }dn qbsioeq jc }dn x~flia

bom xvjsimioe }dnk ui}d viqg

ajsnvben/ I} ajknq ~omnv qnvsian

qna}jv bom udiln kbvgn}ioe }diq

qnvsian m~n abvn iq }bgno io r~bli}y

xvjm~a} bom a~q}jknv qb}iqcba}ijo/

]dn kbio c~oa}ijo jc }dn Ioq~vboan

iq }j xvjsimn xvj}na}ijo bebioq} }dn

xjqqifln adboanq jc enonvb}ioe

ljqqnq/ ]dn ioq~vboan qna}jv io

Iomib dbq ajkn b c~ll aivaln cvjk

fnioe bo jxno ajkxn}i}isn kbvgn}

}j ob}ijoblipb}ijo bom fbag }j b

lifnvblipnm kbvgn} bebio/ ]vbaioe

}dn mnsnljxkno}q io }dnIomibo

ioq~vboan qna}jv vnsnblq }dn 138+


3/12

mnevnn }~vo ui}onqqnm jsnv b

xnvijm jc blkjq} }uj ano}~vinq/

ENONVBL IOQ^VBOAN

Enonvbl $ojo licn) ioq~vboan

xvjsimn b qdjv} }nvk ajsnvben

,~q~qbll cjv b xnvijm jc jon ynbv/

enonvbl ioq~vboan }vboqba} civn

ioq~vboan, kj}jv ioq~vboan, kbvion

ioq~vboan, bom kiqanllbonj~q

ioq~vboan f~qionqq/ Bkjoe }dnqn

ab}nejvinq civn bom kj}jv

ioq~vboan f~qionqq bvn

xvnmjkiobo} kj}jv sndialnioq~vboan iq ajkx~lqjvy io iomib

bom }dn kj}jv ioq~vboan xjv}cjlij

ajoq}i}~}nq bvj~om =8 xnvano} jc

}dn }j}bl evjqq xvnki~k ajllna}nm

fy }dn enonvbl ioq~vboan

iom~q}vy /Kjvnjsnv, kj}jv

ioq~vboan m~n }j }divm xbv}y libfili}y

albikq dbq q~fq}bo}iblly ajo}vif~}nm

}j ~omnvuvi}ioe ljqqnq/

]dn ejsnvokno} ob}ijoblipnm }dn

enonvbl ioq~vboan f~qionqq jo 2

`bo 2951, fy xbqqioe }dn enonvbl

ioq~vboan f~qionqq ba}, 2956/xvijv

}j ob}ijoblipb}ijo, ioq~vboan

f~qionqq ubq ajoano}vb}nm io

~vfbo bvnb/

IOQ^VBOAN QNA]JV

]dn jxnoioe ~x jc Ioq~vboan qna}jv

ubq b xbv} jc }dnjo ejioe

lifnvblipb}ijo io }dn cioboaibl qna}jv

jc Iomib/ ]dn adboeioe cban jc }dn

cioboaibl qna}jv bom }dn no}vy jc

qnsnvbl ajkxboinq io }dn cinlm jc

licn bom ojo licn Ioq~vboan qnekno}bvn jon jc }dn gny vnq~l}q jc }dnqn

lifnvblipb}ijo nccjv}q/ Ioq~vboan

f~qionqq fy uby jc enonvb}ioe

xvnki~k ioajkn bmmq qieoiciabo}ly

}j fn }dn EMX/ Jsnv }dn xbq} }dvnn

ynbvq, kjvn }dbo }div}y ajkxboinq

dbsn ntxvnqqnm io}nvnq} io mjioe

f~qionqq io Iomib/ ]dn IVMB

$Ioq~vboan Vne~lb}jvy

Mnsnljxkno} B~}djvi}y) iq }dn

vne~lb}jvy b~}djvi}y, udiad ljjgq

jsnv bll vnlb}nm bqxna}q jc }dn

ioq~vboan f~qionqq/ ]dn xvjsiqijoq

jc }dn IVMB fill bagojulnmen kboy

iqq~nq vnlb}nm }j ioq~vboan qna}jv/

]dn IVMB fill xvjsimnq e~imboan cjv

}dvnn lnsnlq jc xlbynvq + Ioq~vboan

Ajkxboy, Ioq~vboan fvjgnvq bom

Ioq~vboan beno}/ Licn Ioq~vboan

qna}jv iq jon jc }dn gny bvnbq


4/12

udnvn nojvkj~q f~qionqq xj}no}ibl

ntiq}q/ IoIomib a~vvno}ly }dn licn

ioq~vboan xvnki~k bq b

xnvano}ben jc EMX iq 2/1 .

bebioq}, >/6 xnv ano}io }dn ^Q/Enonvbl Ioq~vboan iq boj}dnv

qnekno}, udiad dbq fnno evjuioe

b} b cbq}nv xban/ F~} bq xnv }dn

a~vvno} ajkxbvb}isn q}b}iq}iaq, }dn

enonvbl ioq~vboan xvnki~k dbq

fnno ljunv }dbo licn ioq~vboan/

Enonvbl Ioq~vboan xvnki~k bq b

xnvano}ben jc EMX ubq b knvn 8/>

%xnv ano} io 2993/ Io }dn Enonvbl

Ioq~vboan F~qionqq , Enonvbl

Ioq~vboan Ajvxjvb}ijo $EIA) bom

i}q cj~v q~fqimibvinq sip/ Onu Iomib

Ioq~vboan, Jvino}bl Ioq~vboan,Ob}ijobl Ioq~vboan bom ^oi}nm

Iomib Ioq~vboan, bvn

mjioe kb`jv f~qionqq/ ]dn Enonvbl

Ioq~vboan Iom~q}vy dbq fnno

evjuioe b} b vb}n jc 29 xnvano}

xnv ynbv/

]dn no}vy jc qnsnvbl xvisb}n

ioq~vboan ajkxboinq, xbv}ia~lbvly

io}nvob}ijobl ioq~vboan ajkxboinq,

}dvj~ed `jio} sno}~vnq, uill qxnnm

~x }dn xvjanqq jc ioq~vboan

kjfilipb}ijo/ ]dn ajkxn}i}ijo uill

~olnbqd onu qadnknq bom

fnonci}q, udiad uill eisn ajoq~knvq

b fn}}nv Adboan }j qbsn bq unll bq

ioq~vn/ ]dn vne~lb}jvy qyq}nk io

Iomib iq vnlb}isnly onu bom }bgnq

qjkn kjvn }ikn }j kbgn }dn

Ioq~vboan qna}jv b xnvcna}ly

ajkxn}i}isn jon/ Ioq~vboan

Vne~lb}jvy B~}djvi}y jc Iomib iqq~nm

vne~lb}ijoq jo 2> q~f`na}q udiad

ioal~mnm bxxjio}nm/ Ba}~bvy,

ba}~bvibl vnxjv}, Ioq~vboan beno}q,

qjlsnoay kbveioq, vnioq~vboan

vneiq}vb}ijo jc Ioq~vnvq, bom

jflieb}ijo jc ioq~vnvq }j v~vbl bom

qjaibl qna}jv, iosnq}kno} bom

baaj~o}ioe xvjanm~vn/ ]dn vncjvk

io Ioq~vboan io Iomib iq e~imnm fy

cba}jvq lign bsbilbfili}y jc b sbvin}y

jc xvjm~a}q b} b ajkxn}i}isn xvian,

ikxvjsnkno} io }dn r~bli}y jc

a~q}jknv qnvsianq n}a/ Blqj }dn

nkxljykno} jxxjv}~oi}inq io }dn

Ioq~vboan qna}jv uil2ioavnbqn bq

kb`jv xlbynvq qn} }dniv f~qionqqxlboq io Iomib/ ]dn xjliay jc }dn

ejsnvokno} }j jxno~x }dn cioboaibl

qna}jv bom }dn Ioq~vboan qna}jv iq

ntxna}nm }j fvioe evnb}nv CMI

ioclju io}j }dn aj~o}vy/ ]dn

ioavnbqn io }dn iosnq}kno} liki} io

}diq si}bl qna}jv dbq enonvb}nm


5/12

ajoqimnvbfln f~qionqq io}nvnq}q

bkjoe }dn cjvnieo Ioq~vboan

ajkxboinq& ]dniv no}vy uil2

anv}bioly adboen }dn Ioq~vboan

qna}jv ajoqimnvbfly

Qna}jv bom ajkxboinq io enonvbl

ioq~vboan0

]dnvn bvn cj~v ob}ijoblipnm bom

oion xvisb}n enonvbl ioq~vboan

ajkxboinq0

]dn ejsnvokno} oj}icinm }dn

enonvbl ioq~vboan ajvxjvb}ijo jc

iomib $EIA) bq bo Iomibo vnioq~vnv

io Ojsnkfnv 6888/ Ui}d }diq }dn

cj~v x~flia qna}jv ajkxboinq udiad

unvn q~fqimibvinq jc EIA dbsn

fnno mnliognm cvjk i} bom bvn ojn

fvjbmly v~o bq fjbvm kbobenm

ajkxboinq/ }dn cj~v x~flia qna}jv

ajkxboinq bvn0

]dn jvino}bl ioq~vboan

ajkxboy liki}nm/

]dn onu iomib bqq~vboan

ajkxboy liki}nm/

]dn ob}ijobl ioq~vboan

ajkxboy liki}nm/

]dn ~oi}nm iomib ioq~vboan

ajkxboy liki}nm/

]dn xvisb}n qna}jv enonvbl

ioq~vboan ajkxboinq bvn0

]dn enonvbl Vjybl q~omvbk

blliboan ioq~vboan ajkxboy

liki}nm/

Vnliboan enonvbl ioq~vboan

ajkxboy liki}nm/

ICCAJ ]jgij enonvbl

ioq~vboan ajkxboy

liki}nm/

]B]B BIE enonvbl

ioq~vboan ajkxboy liki}nm/

Fb`b` Bllibop enonvbl


IAIAI Ljkfbvm enonvbl


Adjlbkbomblbk enonvbl


DMCA+Ad~ff enonvbl


Q}bv dnbl}d bom bllinmioq~vboan ajkxboy liki}nm/

]uj onu x~flia qna}jv no}vbo}q io

enonvbl ioq~vboan f~qionqq bvn0

Ntxjv} avnmi} e~bvbo}nn

ajvxjvb}ijo liki}nm/


6/12

Bevia~l}~vn ioq~vboan

ajkxboy jc iomib L}m/

]dn kioik~k xbim ~x abxi}bl jc }dn

enonvbl ioq~vboan ajkxboinq ubq

vbiqnm }j Vq 288 avjvn ~omnv }dn

kjmicinm ioq~vboan Ba}/}dn cj~v

ob}ijobliqnm enonvbl ioq~vboan

ajkxboinq nodboanm }dniv xbim ~x

abxi}bl cvjk =8 avjvn }j Vq 288

avjvn/

]dn enonvbl ioq~vboan kbvgn} iq

oj} fie bq }dn licn ioq~vboan kbvgn}/

Udiln licn ioq~vboan baaj~o}q cjv 42

xnv ano} jc }dn ioq~vboan kbvgn} io

iomib, enonvbl baaj~o}q cjv }dn

vnkbioioe 29 xnv ano}/

Enonvbl ioq~vboan xvjm~a}q

Civn ioq~vboan

]diq ajsnv }dn cjlljuioe0

F~lmioe jv clb}/

C~voi}~vn cit}~vnq bom j}dnv

ajo}no}q/

Ljqq jc xvjci}, }db} iq,

ajoqnr~no}ly ljqq/

Civn ioq~vboan iq ajkxvndnoqisn

xjliay udiad ajsnvq ljqq jo

baaj~o} jc civn, nbv}dr~bgnq, cljmm,

q}vign/ I} abo fn }bgno joly fy

xvnkiqnq }j fn ioq~vnm/civn

ioq~vboan qnekno} iq }dn kjq}

l~avb}isn bq civn vb}n bq ejsnvo fy

}bvicc/}dn ajkxi}b}ijo iq kbtik~k io

}dn qnekno} /f~lg jc }dn xvnki~k

ajknq cvjk ajvxjvb}n alino}q ui}d

lbven iom~q}vibl bqqn}q/ civn

ioq~vboan }jmby baaj~o}q cjv b cic}d

jc f~qionqq cjv ojo+licn ioq~vboan

ajkxboinq bom fvioeq io kjq} jc

}dniv xvjci}q/

Kj}jv ioq~vboan

]dn ajsnvben iq cjv }dn cjlljuioe0

Sbvij~q }yxnq jc abvq,

}v~agq, }uj+udnnlnvq, bom

}dvnn udnnlnvq/

]dnvn bvn }uj }yxnq jc kj}jv

ioq~vboan obknly0

]divm xbv}y ioq~vboan udiad

joly ioq~vn }dn xbv}y j}dnv

}dbo }dn juonv io bo

baaimno}/

Ajkxvndnoqisn ioq~vboan

udiad ioq~vn }dn juonv bq

unll bq }dn }divm xbv}y

iosjlsnm/

Io kj}jv ioq~vboan, }dn vb}nq unvn

vnsiqnm ~xubvmq }uian,joan io2946

bom }dno io 2998 bq }dn died ajq}


7/12

jc vnxbivq aj~xlnm ui}d }divm xbv}y

albikq dbm bmsnvqnly bccna}nm }dn

ioa~vvnm ljqq vb}ij/kj}jv ioq~vboan

iq kbomb}jvy lnbmioe }j ejjm

bkj~o} jc xvnki~k ajllna}ijo f~} i}

iq oj} cioboanm ~xjo bq i} aj~lm

lnbm }j li}ieb}ijo xvjflnk/kj}jv

ioq~vboan iq }dn qioeln lbvenq} bom

}dn cbq}nq} evjuioe f~qionqq lion

cjv ioq~vboan ajkxboinq /

Kbvion abvej ioq~vboan

]diq ajsnvq0

Abvej io }vboqi}/

Abvej mnalbvb}ijo xjliay/

Kbvion d~ll ioq~vboan/

Iolbom snqqnlq, janbo ejioe

snqqnlq,ciqdioe bom qablioe snqqnlq,

cvnied} b} viqg,ajoq}v~a}ijo jc

qdixq,qdix fvnbgioe ioq~vboan/}dn

kbvion d~ll xjv}cjlij iq b Vq =88

avjvnq f~qionqq bom mn}bvicioe }dn

ajkxn}i}ijo bkjoe enonvbl

ioq~vboan }j jccnv adnbxnv xvianq

uil ioavnbqn,bq b vnq~l} }dn qdixioe

iom~q}vy uill fn }dn fnonciaibvy/

Mnsnljxkno} jc enonvbl

ioq~vboan0

Fvi}iqd bom j}dnv cjvnieo ioq~vboan

ajkxboinq }vboqba}nm enonvbl

ioq~vboan f~qionqq io iomib }dvj~ed

}dniv beno}q/ Q~fqnr~no}ly,}dny

nq}bfliqdnm }dniv ajkxboinq

ioiomib/ ]dn }vi}jo ioq~vboan

ajkxboy liki}nm ubq }dn civq}

enonvbl ioq~vboan ajkxboy

nq}bfliqdnm io Abla~}}b io

24>8/Cjvnieo ajkxboinq dbm b

kjojxjly io }dn ioq~vboan

f~qionqq ~x}j }dn aljqn jc

oion}nno}d ano}~vy/}dn civq} Iomibo

ajkxboy }j }vboqba} enonvbl

ioq~vboan f~qionqq ubq Iomibo

knvabo}iln ioq~vboan ajkxboy

liki}nm io Fjkfby io 2985/io

29>5,}dn enonvbl ioq~vboan

aj~oail /Cvbknm b ajmn jc ajom~a}

cjv ioq~vioe cbiv }vboqba}ijo jc

enonvbl ioq~vboan f~qionqq/ B

ajo}vjllnv jc ioq~vboan ubq

bxxjio}nm }j ikxlnkno} }diq ajmn jc

ajom~a}/

Io 293> , ioq~vboan cljb}nm b

vnioq~vboan ajkxboy,Iomibo

vnioq~vboan ajvxjvb}ijo liki}nm, cjv

vn}no}ijo jc }dn enonvbl ioq~vboan

f~qionqq io iomib/ Io 2932,}dn

Iomibo e~bvbo}nn bom enonvbl

ioq~vboan ajkxboy liki}nm ,b

ejsnvokno} ajkxboy bljoe ui}d

Iomibo vnioq~vboan ajvxjvb}ijo

unvn oj}icinm bq Iomibo vnioq~vboan/

]dn ioq~vboan ajkxboinq


8/12

sjl~o}bvy anmnm }j nbad jc }dnk 28

xnvano} jc }dniv evjqq mivna}

xvnki~k/ Io 2938,}dn ejs} jc kbmn

i} kbomb}jvy cjv nsnvy ioq~vnv }j

anmnm 68 xnvano} io civn bom kbvion

abvej,28 xnvano} io kbvion d~ll bom

kiqanllbonj~q ioq~vboan bom >

xnvano} io avnmi} bom qjlsnoay

f~qionqq }j }dnqn }uj

vnioq~vboanvq/

Io2933 , Iomibo vnioq~vboan

ajkxboinq bvn cjvknm }dn

vnioq~vboan xjjlq io civn bom d~ll

mnxbv}kno} cjv vn}no}ijo jc diednv

xvnki~kq io }dn aj~o}vy/ ]dn

knkfnvq ajkxboinq anmnm b

qxnaicinm xnvano}ben jc xvnki~k }j

}dn vnqxna}isn xjjlq udiad unvnkbobenm fy }uj q}b}~}jvy

vnioq~vboan/

]dn ejsnvokno} ob}ijoblipnm }dn

enonvbl ioq~vboan f~qionqq Ba}

2956/ Jon d~omnvnm bom qnsno

ioq~vnv ioal~mioe }dn fvboadnq jc

cjvnieo ajkxboinq jxnvb}ioe io

iomib unvn bkblebkb}nm bom evj~x

io}j cj~v ajkxboinq, obknly }dn

ob}ijobl ioq~vboan ajkxboy liki}nm

,}dn onu iomib bqq~vboan ajkxboy

liki}nm ,}dn jvino}bl ioq~vboan

ajkxboy liki}nm,}dn ~oi}nm iomib

bqq~vboan liki}nm//}dn enonvblioq~vboan ajvxjvb}ijo bq b djlmioe

ajkxboy jc }dnqn cj~v ajkxboinq

io Ojsnkfnv 2956/

]dn enonvbl ioq~vboan ajkxboy iq

qkbllnv }dbo }dn licn ioq~vboan

ajkxboy/ ]dn }j}bl kbvgn} qipn io

boo~bl xvnki~k iq bfj~} dblc jc

}db} licn ioq~vboan/ ]dn enonvbl

ioq~vboan io oimib dbq a~vvno}ly

bfj~} Vq68,888 avjvnq jc xvnki~k

ioajkn ui}d b cisn ynbv

ajkxj~omnm boo~bl evju}d vb}n io

}dn 23 xnvano} vboen/ ]dn mnkbom

cjv enonvbl ioq~vboan iq q}ill

enonvb}nm fy qjkn jc kbomb}jvy

jv vne~lbvi}yfvnr~ivnkno}q/ Kj}jv

sndialn ioq~vboan iq ajkx~lqjvy

bom dnoan kj}jv ioq~vboan

xvnki~k mjkiob}nq }dn }j}blxvnki~k xjv}cjlij/}dn evju}d jc

enonvbl ioq~vboan f~qionqq iq

dbkxnvnm fy lbag jc xvjm~a}

ioojsb}ijo,lbag jc r~bli}y mb}b jo

viqgq bom bqqjaib}nm xbvbkn}nvq

dbomiabxq xvjm~a} ioojsb}ijo/

Mn+}bviccioe jc ojo+licn

ioq~vboan xvjm~a}q0

Kjq} jc }dn ojo+licn ioq~vboan

f~qionqq }vboqba}nm io iomib ubq

ejsnvonm fy }bviccq/ ]bviccq bvn

mja~kno}q }db} xvnqavifn }dn vb}nq

bq unll bq xjliay ajsnvben bomajomi}ijo xnv}bioioe }j b albqq jc


9/12


10/12

ioq~vboan aj~oail uill en}6/>

xnvano} cjv kbobeioe }dn

xjjl/

Io }dn civq} xdbqn,ajkxboinq

uill iqq~n xjlainq bom qn}}ln

albikq }dvj~ed }dniv

fvboadnq/}dn albikq qdjv}cbll

Uj~lm fn qdbvnm fy }dn

iom~q}vy b} }dn nom jc }dn

ynbv/

ENONVBL IOQ^VBOAN

AJ^OAIL0

]dn c~oa}ijo jc }dn enonvbl

ioq~vboan aj~oail ioal~mn bimioe

bom bmsiqioe }dn ioq~vnv abvvyioe

jo enonvbl ioq~vboan f~qionqq io

}dn kb}}nvq jc qn}}ioe ~x q}bombvmq

jc ajom~a} bom qj~om xvba}ian bom

io }dn kb}}nv jc vnomnvioe ncciaino}

qnvsianq }j djlmnvq jc xjliainq jc

enonvbl ioq~vboan/ ]dn aj~oail dbq

mnlifnvb}nm jo iqq~nq vnlb}ioe }j mn

}bviccioe jc }dn kj}jv ioq~vboan

f~qionqq,vnsinu jc }dn kj}jv

sndialnq Ba} bom q}v~a}~vn jc

ajkxnoqb}ijo*vnk~onvb}ijo

xbybfln }j beno}q/

IOSNQ]KNO] XJLIAY JC EIA

Ano}vbl Ejs}/ qna~vi}inq fnioe oj}

lnqq }dbo68.

Q}b}n Ejs}/ qna~vi}inq bom j}dnv

ejsnvokno} e~bvbo}nnm qna~vi}inq,

ioal~mioe $2) bfjsn, fnioe oj}

lnqq }dbo18.Ljboq }j D^MAJ*MMB*EIA+DCbom }j q}b}n ejs}q/ Cjv dj~qioe bomcivncied}ioe nr~ixkno}, oj}lnqq }dbo2>.Kbvgn} qna}jv oj} kjvn }dbo >>

A^VVNO] ]VNOMQ IOIOQ^VBOAN QNA]JV

Iomib%q ioq~vboan qna}jv iq pjjkioe

}j qdju bo ~oxvnanmno}nm

xvjevnqqisn evju}d jc kjvn

}dbo688. fy }dn xnvijm jc 6889+

28/ ]dn Bqqjaib}nm Adbkfnvq jc

Ajkknvan bom Iom~q}vy jc

Iomibdbq aljagnm j~} }dn cba} }db}

m~vioe }diq xnvijm, xvisb}n xlbynvq io

}dn iom~q}vy uill qnn b evju}d jc

bfj~} 2=8 xnv ano}, juioe }j }dn

bmjx}ijo jc }dn beevnqqisn

kbvgn}ioe }nadoir~nq io

ajkxbviqjo jc }dn evju}d vb}n jc 1>

xnv ano}+=8 xnv ano} badinsnm fy

}dn q}b}n juonm ioq~vboan

ajkxboinq/ ]dn adbkfnv iq

ntxna}nm }j xjiqn }dn f~qionqq jc

ioq~vboan }j vnbad b}

Vq/6888fillijo io ajkioe 6 ynbvq


11/12

cvjk }dn xvnqno} lnsnl jc Vq/ >88

fillijo/ Ui}d }dn vnq~l} jc bmjx}ijo

jc }dn io}noqn kbvgn}ioe q}vb}neinq

fy }dn xvisb}n xlbynvq, }dn

mnaliob}ijo dbq fnno ui}onqqnm io

vnqxna} jc }dn qdbvn jc }dn q}b}n

juonm ioq~vboan ajkxboinq

abx}~vnm io }dn kbvgn}/ ]dn kbvgn}

qdbvn cbllj~} dbq fnno oj}ianm io

ajo}nt} jc q~ad ajkxboinq lignEIA, LIA, udiad dbsn ajknmjuo }j

onbvly 58 xnv ano} io }dn xbq} =+>

ynbvq cvjk }dn 95 xnv ano}/ ]dn

ntxnv}q dbsn cjvnabq}nm }dn kjvn

qnsnvn ajkxn}i}ijo io }dn ioq~vboan

qna}jv lignly }j fn jaa~vvnm io }dn

onbv c~}~vn/ ]ill vnano}ly, ioq~vboan

qna}jv ubq kb`jvi}y mvisno fy }dn

ejsnvokno} qna}jv xlbynvq f~} oju

kboy xvisb}n qna}jv k~l}iob}ijobl

xlbynvq dbsn ajkn io}j }dn xia}~vn/

Lign DMCA, IAIAI, Gj}bg, Kbdiomvb

bom Fivlb Q~olicn/ Ioq~vboan qna}jv

dbq fnno adbvba}nvipnm bq }dn

fjjkioe qna}jv jc }dn Iomibo bvnob,

udiad dbq qdjuo }dn evju}d vb}n jc

kjvn }dbo 2> xnv ano} }j 68

xnvano}/ Ioq~vboan io Iomib iq x~}

~omnv }dn cnmnvbl q~f`na} bom iq

ejsnvonm fy }dn Ioq~vboan

Ba},2914, }dn Licn Ioq~vboan

Ajvxjvb}ijo Ba}, 29>3 bom Enonvbl

Ioq~vboan

F~qionqq$Ob}ijoblipb}ijo)/ Ba},

2956, Ioq~vboan Vne~lb}jvy bom

Mnsnljxkno} B~}djvi}y$IVMB) Ba},

2999 bom fy sbvij~q j}dnv ba}q/

]dn vjj}q jc }dn ioq~vboan qna}jv

abo fn }vbagnm mjuo io }dn ynbv

2424 io }dn cjvkb}ijo jc }dnlicnioq~vboan Ajvxjvb}ijo io Abla~}}b/

]dn imnb ubq }j xvjsimn knboq }j

}dn Noeliqd uimjuq/M~vioe }db}

}ikn miccnvno} xvnki~kq unvn

adbvenm cjv }dn Iomibo bom Noeliqd

xnjxln lisnq/ Io2458, }dn Fjkfby

K~}~bl Licn Ioq~vboan Qjain}y

q}bv}nm i}q ioq~vboan f~qionqq bom

i} adbvenm}dn qbkn xvnki~k cvjk

bll xnjxln ivvnqxna}isn jc udn}dnv

}dny unvn Iomibo jv Noeliqd/ Io }dn

ynbv 2926, ioq~vboan vne~lb}ijo

ubq q}bv}nm m~n }j }dn xbqqioe jc}dn Licn Ioq~vboan Ajkxboinq Ba}

bom }dn Xvjsimno} C~om Ba}/ Fy }dn

ynbv jc 2914, io Iomib }dnvn unvn

}j}bl 253 ioq~vboan/ ajkxboinq/ Io

}dn ynbv jc 2914, ui}d }dn xbqqioe

jc Ioq~vboan Ba}, 2914 }dnvn ubq

}dn io}vjm~a}ijo jc }dn civq}


12/12

ajkxvndnoqisn lneiqlb}ijo/ I} ubq

xbqqnm ui}d }dn bik jc xvjsimioe

}dn q}via} q}b}n ajo}vjl jsnv }dn

ioq~vboan f~qionqq/ Bc}nv }dn

iomnxnomnoan, ioq~vboan qna}jv io

Iomib evnu b} b k~ad diednv xban/

Io }dn ynbv 29>3, Iomibo

ejsnvokno} ajkfionm }jen}dnv 6=>

Iomibo bom cjvnieo ioq~vnvq bom }dn

xvjsimno} qjain}inq ~omnv }dn obkn

jc ob}ijoblipnm

kjojxjlyajvxjvb}ijo/ I} ubq }dn

qbkn xnvijm udno }dn licn

ioq~vboan ajvxjvb}ijo $LIA)abkn

io}j }dnntiq}noan fy }dn xbqqioe jc

}dn Ba} jc Xbvlibkno} bom }dvj~ed

}dn ajo}vif~}ijo jc abxi}bl bvj~om

Vq/ > avjvn/ ]ill 2956, xvisb}n qna}jv

dbq no`jynm qjkndju kjojxjly io

}dn enonvbl ioq~vboan qna}jv/ ]dnvn

unvn bvj~om 285 xvisb}n

ajkxboinq io }dn cinlm/ Ui}d }dn

nccna} jc }dn Enonvbl Ioq~vboanF~qionqq $Ob}ijoblipb}ijo) Ba},

2956, }dn enonvbl ioq~vboan

f~qionqq ej} }dn Iomib/ M~n }j }dn

bkblebkb}ijo jc 285 xvisb}n

ioq~vboan ajkxboinq, = onu

ajkxboinq, bq }dn q~fqimibvinq jc

}dn Enonvbl Ioq~vboan Ajkxboy,

abkn io}j nccna}+ Ob}ijobl

Ioq~vboan Ajkxboy, Onu Iomib

Bqq~vboan Ajkxboy, Jvino}bl

Ioq~vboan Ajkxboy bom ^oi}nm

Iomib Ioq~vboan Ajkxboy/

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