Upload
others
View
1
Download
0
Embed Size (px)
Citation preview
Tari�s & Fees
August 2021
Superior Valueat a Fair PriceOur Fees and Tari�s
At UMB , we prioritize YOU , our customer , all the time. That is why we are committed to provide the fullest range of cutting edge banking services for YOU at a fair price.
Our schedule of fees and tari�s provides you with a clear, transparent and accessible guide as we serve YOU, and constantly strive to delight YOU.
This means YOU can easily plan your �nancial a�airs and grow. This document is reviewed periodically, and is available to you 24/7 on our online platforms.
If you have any questions or require any other assistance, please call 0800 100 880 or send us an email at [email protected]
TableOf ContentsIntroduction
Personal and General Banking Services
Cedi Accounts
FX Accounts
Visa Card Services
Private Banking 06Safe Custody - Account Holders Only 06 Personal 06 Account Types 06 Return Cheque Charges 05Returned Cheques 07Stop Cheques 07 Counter Cheques / Withdrawal Slip 07 Payment Orders 07 Banker’s Draft Fees 07 Express / Special Clearing 07 Virtual and Transactional Services 09 UMB SpeedApp 09 Balance Enquiry 09 Bank Statements 10 Savings Account Restrictions 10 Auditors Report 10 Standing Orders 10 Salary Processing (per Transaction) 10 Account Closure 10 Clearance Letter 11 Funeral Cash Collection 11
FX Account Types 11 Charges on Forex Withdrawals 11 Request for Foreign Drafts & O�shore Transfers 11 Request for Foreign Drafts & O�shore Transfers 12 Cheques – Clearing within Ghana 12 Cheque Book Request 12 Stop Payment 12 E-ZWICH 12 Automated Clearing House (ACH) 12
Daily Card Limits And Maintenance Fees 14VISA Card Transaction Fees 16
Unionpay International Card ServicesDaily Card Limits And Maintenance Fees 17Unionpay Card Transaction Fees 17
FX Accounts
Trade Operations
Business and Corporate Banking Services
Private Banking 06Safe Custody - Account Holders Only 06 Personal 06 Account Types 06 Return Cheque Charges 05Returned Cheques 07Stop Cheques 07 Counter Cheques / Withdrawal Slip 07 Payment Orders 07 Banker’s Draft Fees 07 Express / Special Clearing 07 Virtual and Transactional Services 09 UMB SpeedApp 09 Balance Enquiry 09 Bank Statements 10 Savings Account Restrictions 10 Auditors Report 10 Standing Orders 10 Salary Processing (per Transaction) 10 Account Closure 10 Clearance Letter 11 Funeral Cash Collection 11
Daily Card Limits And Maintenance Fees 17Unionpay Card Transaction Fees 17
SME Account 20Account Types 20Cost on Credit Turnover 20Cheque Requisition Charges 20Returned Cheques (By UMB) 20Stop Cheques 20Counter Cheques / Withdrawal Slip 20Payment Orders 20Express / Special Clearing 21Statements 21Auditors Report 21Standing Orders 21Salary Processing (per Transaction) 21Account Closure 21
SME FX Accounts 22Charges on Forex Withdrawals 22Cheques – Clearing within Ghana 22Request for Foreign Drafts & O�shore Transfers 22Bank of Ghana FX Transfers 23Corresponding Bank Charges 23Chequebook Request 23Stop Payment 23ACH Charges 23Cash Delivery Service 23Customer Cash Collection 24
International Payments 25Foreign Currency Account (FCA) 25Foreign Exchange Account (FEA) 25Charges on Cheque Collection 25Trade Services 26Import LCs 26Collections 26Export LCs 27
Personal and General Banking Services
Get UMB ControllerLoan Today!
• Get up to GH¢150,000.00• Competitive interest rate• Pay back in up to 60 months• Get loan in up to 48 hours• Dedicated relationship management
Education DreamCar
WeddingDreamHouse
Government Workers
need credit for
Website: www.myumbbank.comMTN, AirtelTigo & Vodafone: 0800-100880Other Lines: 0302-633988WhatsApp Only: 0266-020400
Call 0800-100880 or 0302-633988 to apply now!Specially crafted for Government workers and Government workers on the Controller and Accountant General payroll.
Cedi Accounts
PRIVATE BANKING
Current Accounts Monthly Maintenance Fee Yearly membership fee Chequebook Opening Balance
Diamond GHS 50.00 GHS 100.00 Free GHS 50,000.00
Emerald GHS 35.00 GHS 80.00 Free GHS 30,000.00
Ruby GHS 35.00 GHS 80.00 Free GHS 5,000.00
SAFE CUSTODY - ACCOUNT HOLDERS ONLY
Type Size in Inches Charges
Large L 17" B 6" W 9.5" GHS 100.00
Medium L 17" B 4.25" W 9.5" GHS 80.00
Small L 17" B 2.25" W 9.5" GHS 75.00
CHEQUE REQUISITION CHARGES
Chequebook Normal Fast Track Charges
Personal (50) Leaflets GHS 20.00 GHS 25.00
Personal (25) Leaflets GHS 15.00 N/A
Savings withdrawal GHS 12.00 N/A
Account Type Initial Deposit Minimum Operating Balance
Current Accounts GHS 50.00 NIL
Savings Accounts GHS 50.00 GHS 30.00
Salary Account GHS 50.00 NIL
Student Account (Aspire) GHS 20.00 NIL
Account Types Service Charges
Personal Current Account GHS 15.00 per Month
Salary Account GHS 8.00 per Month
E-Bundle GHS 5.00 per Month
PERSONAL
UMB Tari� Guide | 06
LOST/STOP CHEQUES
Lost/Stop Cheques GHS 10.00 (CAP of GHS 100.00)
For clearing, reasons that are not attributable to GHS 10.00
the customer will not attract any charge)
RETURNED CHEQUES CHARGES
BANKER’S DRAFT FEES
Customers 0.25% of Face Value (GHS10.00 - GHS25.00)
Non-Customers
GHS50,000.00+ (GHS100.00)
EXPRESS/SPECIAL CLEARING
Less Than GHS2,000.00 GHS 10.00
GHS2,000.00 - GHS4,999.00 GHS 25.00
GHS5,000+ GHS 50.00
PAYMENT ORDERS
0.25% of Face Value
Minimum GHS 5.00
Maximum GHS 25.00
Payment order which is more than GHS 50.00GHS 50,000.00 and above
Customers
COUNTER CHEQUES / WITHDRAWAL SLIP
Savings Account GHS 20.00
Equivalent of USD 3.5 in Applicable Currency
Current Account GHS 20.00
Foreign Exchange Account/ Foreign Current Account
UMB Tari� Guide | 07
GHS1.00 - GHS50,000.00 (GHS50.00)
Welcometo the new world of banking!UMB SpeedApp
Website: www.myumbbank.comMTN, AirtelTigo & Vodafone: 0800-100880Other Lines: 0302-633988WhatsApp Only: 0266-020400
UMB SPEEDAPP/ USSD SERVICES
Funds Transfer Account to Wallet
Other Bank Funds Transfer via GIP
Funds Transfer Wallet to AccountCardless Services (Cashout from ATM without a Card)USSD Service charge is applicable when service is available
1% (Cap of GHS 20)
1% (Cap of GHS 5)
1% (Cap of GHS 20)
GHS 2 Flat
Services Applicable Charges
Funds Transfer Account to Wallet
Other Bank Funds Transfer via GIP
Funds Transfer Wallet to AccountCardless Services (Cashout from ATM without a Card) Receipt of Transfer via Money Transfer Operators
1% (Cap of GHS 20)
1% (Cap of GHS 5)
1% (Cap of GHS 20)
GHS 2 Flat FREE
INTERNET BANKING SERVICES
Services Applicable Charges
Virtual And Transactional Services
* Transfers to a mobile wallet from a UMB Account done manually at the Branch will attract a
charge of 1%( Cap of GHS 20)
Personal
SMECorporate
GHS 5
GHS 10
GHS 20
E-BUNDLE CHARGES
Services Applicable Charges
BALANCE ENQUIRY FREE (At any UMB Branch)
UMB Tari� Guide | 09
STANDING ORDERS
Penalty for Insu�cient Funds (Unpaid) GHS 30.00
AUDITORS REPORT
Confirmation to Auditors and Reference Letters (per Sheet) GHS 50.00
Maximum Allowable Withdrawal per Month FREE
SAVINGS ACCOUNT RESTRICTIONS
Letter of Comfort GHS 100.00
BANK STATEMENTS
Bank Statement Request per Sheet of Paper (Headed Letter)
Request for Confirmation of Bank Statement from Embassy / High Commission
GHS 5.00 - GHS Account
USD 1.50 - USD Account
EUR 1.50 - EUR Account
GBP 1.00 - GBP Account
GHS 50.00 Flat
Service Applicable Charges
SALARY PROCESSING (PER TRANSACTION)
Non-UMB Customers (ACH) 0.25% Face Value
(Min GHS 5.00 - Max GHS50.00)
Controller and Accountant General’s (CAGD) GHS 3.00
Controller and Accountant General’s Dept - Pensions Only FREE
UMB Customers FREE
ACCOUNT CLOSURE FREE
Customers Service Charges
UMB Tari� Guide | 10
CLEARANCE LETTER
Personal GHS 25.00
SME GHS 50.00
Voucher/ CCTV Footage Retrieval GHS 100.00 Flat
FUNERAL CASH COLLECTION
Branch Area GHS 2,000.00
Out of Branch Area GHS 2,500.00 + ¢4.70 per km for distance beyond 25km
0.75% of Face Value
(Min $25.00 Max $1,000.00)
(Min £15.00 Max £600.00)
(Min €18.00 Max €725.00)
REQUEST FOR FOREIGN DRAFTS & OFFSHORE TRANSFERS
FCA
CHARGES ON FOREX WITHDRAWALS
3% of Face Value Minimum $15.00, £15.00, €15.00
Funded with Cheques/Transfers3% of Face Value
Funded with Cash No Charge
Forex (FCA/FEA) Converted to Cedis No Charge
Minimum $15.00, £15.00, €15.00
FCA Charge
FEA Charges
FX Accounts
FX ACCOUNT TYPES INITIAL DEPOSIT MINIMUM OPERATING BALANCE
Foreign Current Account N/A N/A
Foreign Exchange Account $50.00, £50.00, €50.00 N/A
UMB Tari� Guide | 11
E-ZWICH
CHEQUE BOOK REQUEST
Personal (50) Leaflets $6.00, £4.00, €6.00
STOP PAYMENT
Customer Request $20.00, £10.00, €20.00
Initial Card Issuance GHS 12.00
Card Replacement GHS 12.00
E-ZWICH Charges
1.25% of Face Value
(Min $25.00 Max $1,000.00)
(Min £15.00 Max £600.00)
(Min €18.00 Max €725.00)
REQUEST FOR FOREIGN DRAFTS & OFFSHORE TRANSFERS
FEA
UMB Tari� Guide | 12
AUTOMATED CLEARING HOUSE (ACH) CHARGES
Less than GHS 2,000 GHS 10.00
GHS 2,000 - GHS 4,999 GHS 25.00
GHS 5,000+ GHS 50.00
Introducing the UMB Visa Contactless CardsMake faster and secure payments with the umb visa contactless card on any contactless Point-of-Sale(PoS) terminal worldwide.
Pick up your Visa contactless card at any UMB Branch today.
Website: www.myumbbank.comMTN, AirtelTigo & Vodafone: 0800-100880Other Lines: 0302-633988WhatsApp Only: 0266-020400
Terms and Conditions apply
DAILY CARD LIMITS AND MAINTENANCE FEES
Card Type Currency Issuance Fee
Replacement Fee
Renewal Fee - For Expired Cards
Semi-Annual Fee
Deposit Loading Fee
ATM Daily Limit
POS Daily Limit
Web Daily Limit
VISA Classic Card
GHS
USD
25.00 25.00 25.00 30.00 N/A 5,000.00 20,000.00 10,000.00
6.00 6.00 6.00 5.00 N/A 1,000.00 5,000.00 2,500.00
GHS
USD
30.00 30.00 30.00 40.00 N/A 10,000.00 40,000.00 20,000.00
7.00 7.00 7.00 7.00 N/A 2,000.00 10,000.00 5,000.00
VISA Platinum Card
VISA Business Card
GHS
USD
Free 25.00 25.00 25.00 N/A 1,000.00 2,000.00 10,000.00
GHS 40.00 40.00 40.00 Free 5.00 5,000.00 40,000.00 20,000.00
Free 6.00 6.00 5.00 N/A 250.00 5,000.00 2,500.00
Aspire Account (VISA Classic Card)
VISA Prepaid Card
GHS 12.00 12.00 12.00 Free N/A N/A N/A N/A
E-ZWICH Agent card ¢40.00
POS charger ¢120.00
GHS
USD
60.00 60.00 60.00 50.00 N/A 10,000.00 40,000.00 20,000.00
15.00 15.00 15.00 7.00 N/A 2,000.00 10,000.00 5,000.00
Visa Card Service
UMB Tari� Guide | 14
Card Type Currency ON-US ATM
ON-US POS
OFF-US ATM Ghana
OFF-USPOS Ghana
OFF-US ATM International
OFF-US POS International
Web International
VISA Classic Card
GHS
USD Free
Free
VISA Platinum Card
GHS
USD
Free
Free
Free
Free Free
3% of transaction amount + GHS 8.00
3% of transaction amount + GHS 8.00
2% of transaction amount + GHS 4.00
1% of transaction amount
1% of transaction amount
1% of transaction amount
1% of transaction amount
2% of transaction amount + GHS 4.00
3% of transaction amount + $2.00
3% of transaction amount + $2.00
2% of transaction amount + $1.00
2% of transaction amount + $1.00
Free
Free Free
FreeFree
2.00
6.00
2.00
6.00
VISA CARD TRANSACTION FEES
UMB Tari� Guide | 15
Card Type Currency ON-US ATM
ON-US POS
OFF-US ATM Ghana
OFF-USPOS Ghana
OFF-US ATM International
OFF-US POS International
Web International
VISA Business Card
GHS
USD Free
Free
Free
Free Free
3% of transaction amount + GHS 8.00
1.5% of transaction amount
1.5% of transaction amount
1.5% of transaction amount
1.5% of transaction amount
3% of transaction amount + $2.00
Free2.00
6.00
VISA Prepaid Card
GHS
USD Free
Free
Free
Free
Free
Free
3% of transaction amount + GHS 8.00
1.5% of transaction amount
1.5% of transaction amount
1.5% of transaction amount
1.5% of transaction amount
3% of transaction amount + $2.00
2.00
6.00
VISA CARD TRANSACTION FEES
UMB Tari� Guide | 16
DAILY CARD LIMITS AND MAINTENANCE FEES
Card Type Currency Issuance Fee
Replacement Fee
Renewal Fee - For Expired Cards
Semi-Annual Fee
ATM Daily Limit
POS Daily Limit
Web Daily Limit
Card Type Currency ON-US ATM
ON-US POS
OFF-US ATM Ghana
OFF-US POS/Web Ghana
OFF-US ATM International
OFF-US POS International
Web International
UPI Gold Debit
Consumer
GHS
USD
25.00
5.00
25.00
5.00
25.00
5.00
30.00
6.00
10,000.00
2,500.00
50,000.00
10,000.00
50,000.00
10,000.00
UPI Gold Debit
Consumer
GHS
USD Free
Free
Free
Free
Free
Free 6.00
1.50
3% of transaction amount
3% of transaction amount
1.5% of transaction amount
Maximum GHS 1,500.00
1.5% of transaction amount
Maximum USD 400.00
1.5% of transaction amount
Maximum GHS 1,500.00
1.5% of transaction amount
Maximum USD 400.00
UNIONPAY INTERNATIONAL CARD TRANSACTION FEES
Unionpay International Card Services
UMB Tari� Guide | 17
Business and Corporate Banking Services
Website: www.myumbbank.comMTN, AirtelTigo & Vodafone: 0800-100880Other Lines: 0302-633988WhatsApp Only: 0266-020400
Experience Excellent Ghanaian Corporate BankingSince 1972, we have o�ered best-in-class banking services to Enterprise Ghana.
Let us TALK today and GROW together.
• Public sector �nancing• Letters of credit• Trade facilitation• Trade �nancing• Forex • International trade �nance• Custodial Services
Terms and Conditions apply
SME ACCOUNT INITIAL DEPOSIT MINIMUM BALANCE
Micro SME GHS50.00 N/A
SME Current GHS100.00 N/A
ACCOUNT TYPES SERVICE CHARGES (MONTHLY):
Micro SME GHS25.00 per month
SME Current GHS100.00 per month
Corporate GHS150-GHS500.00
CHEQUES REQUISITION CHARGES
Chequebook Normal Fast Track
Business (50) Leaflets GHS 40.00 GHS 40.00
Business (100) Leaflets GHS 50.00 GHS 50.00
STOP CHEQUES
Stop Cheques GHS 50.00
COUNTER CHEQUES / WITHDRAWAL SLIP
Savings Account (GHS) GHS 25.00
Current Account (GHS) GHS 25.00
FEA/FCA Account USD 4.00
PAYMENT ORDERS
0.25% of Face Value
Minimum GHS 5.00
Maximum GHS 25.00
COST ON DEBIT TURNOVER
Micro SME Free
SME Current Free
UMB Tari� Guide | 20
EXPRESS/SPECIAL CLEARING
Less than GHS 2,000 GHS 30.00
GHS 2,000 - GHS 4,999 GHS 60.00
GHS 5,000 - GHS 10,000 GHS 80.00
Above GHS 10,000 GHS 120.00
STANDING ORDERS
Penalty for Insu�cient Funds (Unpaid) GHS 20.00
High Value Transfer GHS 100.00
SALARY PROCESSING FEE (PER TRANSACTION)
Non-Customers (ACH) 0.25% Face Value
Customers Free
(Min GHS 5.00 Max GHS 50.00)
ACCOUNT CLOSURE FREE
Letter of Comfort GHS 100.00
STATEMENTS
Bank Statement Request per Sheet of Paper (Headed Letter)
Request for Confirmation of Bank Statement from Embassy / High Commission
GHS 5.00 - GHS Account per sheet
USD 5.00 - USD Account per sheet
EUR 4.00 - EUR Account per sheet
GBP 4.00 - GBP Account per sheet
GHS 50.00
Service Charge Applicable Charge
Confirmation to Auditors and Reference Letters(per Sheet)
GHS 100.00
AUDITORS REPORT
UMB Tari� Guide | 21
CHEQUES – CLEARING WITHIN GHANA CHARGES
Micro SME (FEA) Equivalent of $25.00, £25.00, €25.00
SME Current (FEA) Equivalent of $25.00, £25.00, €25.00
SME FX ACCOUNTS
SME FX Accounts Initial Deposit Minimum Operating Balance
Micro SME $50.00, £50.00, €50.00 NIL (Foreign Exchange Account)
SME Current $100.00, £100.00, €100.00 NIL (Foreign Exchange Account)
CHARGES ON FOREX WITHDRAWALS
3% of Face Value Minimum $15.00, £15.00, €15.00
Funded with Cheques/Transfers3% of Face Value
Funded with Cash No Charge
Forex (FCA/FEA) Converted to Cedis No Charge
Minimum $15.00, £15.00, €15.00
FCA Charge
FEA Charge
0.75% of Face Value
(Min $25.00 Max $1,000.00)
(Min £15.00 Max £600.00)
(Min €18.00 Max €725.00)
1.25% of Face Value
(Min $25.00 Max $1,000.00)
(Min £15.00 Max £600.00)
(Min €18.00 Max €725.00)
REQUEST FOR FOREIGN DRAFTS & OFFSHORE TRANSFERS
FCA
FEA
Fx Accounts
UMB Tari� Guide | 22
BANK OF GHANA FX TRANSFERS
Amounts up to 20,000.00 ($, £, €) $50.00, £40.00, €45.00
Amounts above 20,000.00 ($, £, €) $100.00, £75.00, €85.00
CHEQUEBOOK REQUEST
Business (50) Leaflets $6.00, £4.00, €6.00
STOP PAYMENT
Customer Request $20.00, £10.00, €20.00
Receipt of Money Transfer Via MTO's Free
Corresponding Bank Charges Per Respective Corresponding Bank Charge
ACH CHARGES
Single Transfer (Direct Credit) 0.25% of Face Value
Amount Less Than GHS 30,000.00 only Min GHS 5.00 Max GHS 50.00
Customer Cash Collection and Cash Delivery Services
CUSTOMER CASH COLLECTION
Cash Collection (Premises of Customers)
Corporate Customers (GHS 20,000 Minimum)
*Any amount below the above stated amount will attract a cash in Transit (C.I.T) Fee of GHS 35.00
Free
Services Applicable Charges
7.5% of the total amount deposited
REPATRIATION FEE
For Small USD Bills (1,2,5,10,20)
Services Applicable Charges
Delivery within 25km GHS 2,000.00Delivery beyond 25km GHS 2,000.00 + GHS 4.00
Per additional Kilometer
CASH DELIVERY SERVICE
Services Applicable Charges
UMB Tari� Guide | 23
CUSTOMER CASH COLLECTION
Corporate Customers GHS 20,000.00 (Minimum)
Service Charges
Individual Customers GHS 10,000 .00(Minimum)
Any amount below the above stated amounts will attract a Cash In Transit (C.I.T) Fee of GHS 35
Cash Collection (Premises of Customer)
Unionpay International Card Service
DAILY CARD LIMITS AND MAINTENANCE FEES
Card Type Currency Issuance Fee
Replace-ment Fee
Renewal Fee - For Expired Cards
Semi-Annual Fee
ATM Daily Limit
POS Daily Limit
Web Daily Limit
UPIGoldDebit - Business
GHS
USD
30.00 30.00 30.00 35.00 10,000.00 80,000.00 80,000.00
6.00 6.00 6.00 7.00 2,500.00 20,000.00 20,000.00
Card Type Currency ON-USATM
OFF-USATMGHANA
ON-USPOS
OFF-USPOS/WEBGHANA
OFF-USATMInternational
OFF-USPOSInternational
WebInterna-tional
UPIGoldDebit - Business
GHS
USD
Free Free 6.00 Free 1.5% ofTransactionAmount MaximumGHS 1,500.00
1.5% ofTransactionAmount MaximumGHS1,500.00
1.5% ofTransactionAmount MaximumUSD400.00
1.5% ofTransactionAmount MaximumUSD 400.00
3% ofTransactionAmount
3% ofTransactionAmountFree Free 1.50 Free
UMB Tari� Guide | 24
FOREIGN CURRENCY ACCOUNT (FCA)
Commission on Transfer-Foreign Currency Account 0.75% of Face Value
(Min $30.00, £20.00, €25.00)
FOREIGN EXCHANGE ACCOUNT (FEA)Commission on Transfer-Foreign Exchange Account 1.25% of Face Value (Min $50.00, £30.00, €40.00)
REIMBURSEMENT OF FX CHEQUES ON UMB
Below $20k $ 50.00Above $20k $ 100.00
INTERNATIONAL PAYMENTS
SWIFT Fee (Cedi) GHS 45.00
Recall of Funds - Customers Request $30.00 Flat
Commission on Transfer-GHS Account 1.75% of Face Value Min GHS 85.00
SWIFT Fee (FX) $30.00, £20.00, €25.00 - FEA & FCA Types
SWIFT Transfer Amendment $50.00 Flat
Tracer ( If Established that Beneficiary Received $25.00 FlatPayment Prior to Origination of the Tracer)
Service Charges
Return Cheques Local 15.00 (GHS)Foreign 25.00 ($, £, €)
CHARGES ON CHEQUE COLLECTIONS
O�shore Cheques for Collection IROPension Payments and Salaries Only
2% of Face Value( Min $25, €18, £15)(Max $1,000.00, €725.00, £600.00)
Stop Cheque 10.00 ($, £ and €) Max 100.00 ($, £ and €)
Trade Operations
UMB Tari� Guide | 25
TRADE SERVICES
Increase in Amount 1.25%
Expired and Unutilised L/C $100.00 Flat
Extension of Expiry Period 0.50% per Quarter
CHEQUES CLEARING WITHIN GHANA
FEA Personal Equivalent of $25, £25, €25
IMPORT LCs
Establishment Commission 1.75% per quarter
Min GHS 100.00
Drawing Under L/C 0.75% of Face Value per Quarter
Min GHS 100.00
SWIFT Fee $25.00 Flat
L/C Cancellation $100.00 Flat
L/C Amendment $50.00 Flat
Discrepancies $100.00 per Drawings
COLLECTIONS
Payment Commission - Cedi/FCA 0.75% of Face Value
Min GHS 100.00
Payment Commission – FEA 1.25% of Face Value
Min GHS 100.00
Transfer of Collection Documents $75.00to other Banks in Ghana
Handling Charges for Pure Collection Documents $50.00
SWIFT Fee $25.00
Return Of Documents To Remitting Bank Outside $100.00
Ghana - Courier
UMB Tari� Guide | 26
Advising Commission $100.00
Transfer of L/C GHS 100.00
Document Examination Fee 0.15% of Face Value
Min GHS 100.00
Courier $75.00
EXPORT LCs
Negotiation 0.75% of Face Value for Values in Excess
of $200,000.00
1% of face Value for Values Below
$200,000.00
Min GHS 100.00
Guarantee Commission 1% per Quarter
Bill of Lading Indemnity 1% per Quarter
Fees/Handing of Export Docs $100.00
Guarantee Processing Fee 1% Flat
Cancellation Commission $100.00
Confirmation 1.75% per Quarter
Min GHS 100.00
UMB Tari� Guide | 27
Tips and Hacksto save on your banking charges !
• Use UMB ATMs for basic transactions instead of counter-cheque withdrawals.• Make your monthly repayments on loans on time to avoid penalties.• Use your UMB Visa and UnionPay cards for in-store purchases.• UMB is an advisory bank and is ready to help, so please seek clarification on the product and/or service that best suits your needs to avoid unnecessary cost.• Open a Current Account instead of a Savings Account if you expect to exceedfour withdrawals per month.
Terms and Conditions apply!
Website: www.myumbbank.comMTN, AirtelTigo & Vodafone: 0800-100880Other Lines: 0302-633988WhatsApp Only: 0266-020400
ZEROCharges!Enjoy fast transaction speeds at *ZERO fees when it’s from one UMB SpeedApp to another.
0.00Gh¢