Target Trades Helping you win commercial

e-traded business

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Target Trades – helping you win commercial e-traded business Our Target Trades for e-traded Commercial Combined, Property Owners, Package and Per Capita business are now available.

For those risks on our target trade list we will work with you to win the business. These are risks where we know that we can offer more competitive premiums and achieve higher rates of conversion.

Target Trades gives you:• Winningdiscountsonalltargettrades*

• Additionaldiscountiftheriskisclaimfreeandhasanestablishedtradinghistory. Wewillalsolookatriskswithsomeclaimsorsomepriorsimilarbusinessexperience

• Optiontohavea24monthLongTermAgreement*+ with qualifying business having no rate increase at renewal if claim free.

This guide contains just a sample of our target trades, the full list is available to view and search at www.towergate.co.uk/targettrades

How to AccessCommercial products are available to quote and place cover via TCU Online or PowerPlace.Per Capita products are available via Towergate Quote & Buy online or PowerPlace.

For further information on Target Trades, please speak to your Regional Development Manager, email our Broker Support Team: brokersupport@towergate.co.uk or contact:

CommercialTel: 01206 780506

Per CapitaTel: 0845 0701686 Email: percapita@towergate.co.uk

*subjecttostandardunderwritingcriteria+not available on Per Capita risks

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Commercial Combined – Distribution

Aggregatemerchants

Aluminium–Inc/ExShearing(Wholesale)

Beer(Wholesale)

Bottle wholesalers glass

Builders merchants

Chalkmerchants(notquarrying)

Clothing and millinery wholesale

ComputerEquipmentWholesalers

Electrical fuse, circuit breaker, plug and switchmanufacturers(notspecialpurpose)

French polishers

Fruit & vegetable wholesalers

Glass – cut glass cutters

Hardware and ironmongery – wholesale

Hydraulicengineers(incworkaway)(exmines/ships)

Manmadefibreproduction(viscose/rayon)

Marinestore(notscrapmetalmerchants)

Musical instruments – Manufacturers/other/wholesale

Newsagents – wholesale

Nonferrousmetal–exshearing–wholesale

Office business machinery – wholesale

Steelstockholders(noshearing)

Vegetables(wholesale)

Commercial Combined – Manufacturing

Agriculturalandhorticulturalmachinerymanufacturers

Alarmmanufacturers,fittersandrepairers

Audiovisualandrecordingequipmentmanufacturers, servicers & repairers – domestic

Baking machinery manufacturers, fitters and repairers

Bottlers – Glass

Brassworkersandfinishers(not foundries)

Brewers and maltsters

Brick and tile manufacturers

Cabinetmakers(wooden)

Camera and accessory manufacturers

Camping equipment manufacturers – tents

Catering equipment manufacturers

Cementation(metalcoating)(exworkaway)

Clothing manufacturers – Hosiery/Knitwear/Denim/Shirts/Blouses/Lingerie

Computer and computer equipment manufacturers(officeanddomestic)

Concrete goods manufacturers

Coppersmiths

Cutlery manufacturers – not electrical

Dairy machinery and equipment manufacturers, fitters and repairers

Dental equipment manufacturers – electrical/other

Diecutters and sinkers – metal/plastic/wood

Door and window manufacturers metal/plastic/wooden

Drain and sewer pipe manufacturers – ceramic, earthenware and sanitaryware

Earthenware manufacturers – not pipes

Electric motor manufacturers and rewinders

Electrical appliance manufacturers – "white" goods

Electrical goods wholesalers – not computer equipment

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Engineers–Manufacturing(notmachinery)nototherwisespecified–maxweightanyone unit of 50 kilos

Engravers – glass/metal/wood

Extruders(metal)

Fencing manufacturers – metal

Fibreboardandwallboardmanufacturers(incwoodworkingmachinists)

Food processing and packing equipment manufacturers

Fork lift truck manufacturers and repairers

Furniture and carpet wholesale

Furniture manufacturers – metal & wooden

Generating plant manufacturers

Glass – Bevellers, silverers, embossers, gilders and decorators

Glass – blowers

Glass – Bottle and jar manufacturers

Glass – Other manufacturers

Hardware and ironmongery manufacturers (nototherwisespecified)

Heattreatmentengineers(annealing,hardening, normalising or tempering of metal)

Iron/steel–exshearing–wholesale

Joinery and carpentry manufacturers and installers

Kitchen, bedroom and bathroom furniture (fitted)manufacturersandinstallers–incworkaway–inc/exc.plumbing/electrical

Laundrymachinery(notdomestic)manufacturers, fitters and repairers

Leathergoodsmanufacturers–bags,pursesetc

Lightengineers–generalcontractmetalworkersmachining light items to customers' specification, with no specialisation in safety critical or other hazardous goods – no work away

Lightingmanufacturers

Machinetoolmanufacturers(componenttools for attachment to machines and not completeitemsofmachineryorplant)

Machinery and heavy ironware or steelware – wholesalers

Machinery manufacturers, fitters and repairers – not otherwise specified and not electrical or electronic

Manmadefibreproduction(notviscose/rayon)

Mechanical handling equipment manufacturers – not otherwise specified and not electrical

Metal fabricators

Metal polishers

Metal workers not otherwise specified – general contract engineers machining/fabricating light, medium and heavy items to customers' specification, with no specialisation in safety critical or other hazardous goods

Mineral water manufacturers

Mobility equipment manufacturers and repairers(nonmechanical)

Musical instruments – Manufacturers/Wholesalers–electrical

Non ferrous metal – inc shearing – wholesale

Office business machinery manufacturers, fitters and repairers – electrical/non electrical

Optical instrument and appliance manufacturers–electrical(notdentalorforinternaluseonthebody)

Commercial Combined – Manufacturing – continued

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Optical instrument and appliance manufacturers–nonelectrical(notdentalorforinternaluseonthebody)

Paper making machinery manufacturers, fitters and repairers

Pattern makers metal/plastic/wooden

Photographic supplies manufacturers – films/lighting/other

Pipemanufacturers(metalandnototherwisespecified)–drainage,sewerageandwater

Pipemanufacturers(plastic)–drainage,sewerage and water

Plaster and plasterboard manufacturers

Plastic Bag manufacturers

PlasticBottleManufacturers(blowmoulding)

Plasticextrusion/injection–commercialcontract manufacture

Plasticextrusion–domesticbowlsetc

Plasticextrusion/injection–packingandfood & drink

Plumbers merchants

Plumbing Goods Manufacturers not otherwise specified

Pneumatic engineers

Porcelain Manufacturers

Pottery, crockery and chinaware manufacturers and decorators

Precision engineers not otherwise specified, general precision contract metalworkers machining light, medium & heavy items with lathes/milling machines/drilling machinery/reamers etc to customers' specification, with no specialisation in safety critical/other haz goods

Pressworkers not otherwise specified – general contract metal workers producing pressed items, with no specialisation in safety critical or other hazardous goods

Printer – newspaper

Printers – silk screen

Printers(Lithographic)

Printing machinery manufacturers, fitters andrepairers(exUVdrying)

PublicWarehousemen(GeneralStorage)(exbaileerisk)

Pulley, block and tackle, hoist and sling manufacturers

Pump and pumping equipment manufacturers(notfoundriesorotherwisespecified)

Readymixedconcretemanufacturers

Roller shutter door manufacturers, fitters and repairers

Safeandvaultmanufacturers,fittersandrepairers(exefficacy)

Sanitarywaremanufacturers

Satellitedishmanufacturersandinstallers

Sheetmetalworkers–Nototherwisespecified – general contract metal workers producing sheet metal items to customers' specification, with no specialisation in safety critical or other hazardous goods – no work away

Shelvingandrackingmanufacturers,fittersand repairers – metal/wooden

Shoeandbootmanufacturers(notsafety)

Shopfittingmanufacturersandinstallers

Shotblasters

Sign(incl.Signwriting)manufacturersanderectors – electric/non electric

Softdrinkmanufacturers–aerated/still

Spectacleframemanufacturers–metal/plastic

Sportsgoodsmanufacturers–footwear

Commercial Combined – Manufacturing – continued

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Sportsgoodsmanufacturers–clothing–notspecial purpose

Staircase,railings,gatesmanufacturers,fitters and repairers – metal

Stone(notmarbleorgranite)dressingandbreakingyards(noquarries)

Stone/slate/concretetilemanufacturers(notasbestosandnototherwisespecified)

Television, radio, audio visual and recording equipment manufacturers, servicers and repairers

Textilemachinerymanufacturers,fittersandrepairers

Tool and implement manufacturers not otherwisespecified(handelectric/powered&notelectric)

Travelgoods(luggage)manufacturers–metal/plastic

Valve Manufacturers, installers and repairers

Vending machine manufacturers – electrical/non electrical

Watchandclockmanufacturers

Weldingequipmentmanufacturers

Windowanddoormanufacturersmetal/plastic/wooden

Wineproducers

Wireropeandcablemanufacturers

Woodmouldmanufacturers

Woodenwaremanufacturersandturners

Wroughtironworkers–nototherwisespecified

Zip fastener manufacturers

Commercial Combined – Manufacturing – continued

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Commercial Property Owners

Buildersmerchants–excwoodworking

Clubs – snooker

Clubs – social & political

Clubs – sports

Clubs – working mens

Concrete products manufacturers

Contractorsworkshop/store–excWWM

Double glazing manufacturers – aluminium

Electrical goods manufacturers

Electrical goods wholesalers

Electro platers

Electronic equipment manufacturers – assembly/components

Engravers – metal

Furniture manufacturers

Glass manufacturers

Glass merchants/wholesalers

Hardware wholesalers

Health clubs

Hotels

Laboratories

Metal goods wholesaler

Metalworkers

Motortraderepairers–excspraying

Motor trade showroom/sales – no repair

Offices Purpose Built Concrete Floored

Offices Timber Floored

Plant hire workshop/store

Plumbers merchants or store

Potteries

Printers – paper/cardboard

Printers – plastic

Residential – Block of Flats Purpose Built ConcreteFlooredexcDSS&Students.6flatsor more

Restaurants and café

Retail–LowHazard–Newsagents,Grocers,BakedGoods&Confectioners(nobakingonpremises),Books,shoes,Coffee,Hairdressers,SandwichShop,GiftShop,Mobile Phones and the like

Retail–MediumHazard–ShoeRepairers,Clothing,Drapers,Bakers(bakingonpremises),ElectricalGoodsandthelike

Surgeries

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Offices

Accountancy

AcousticConsultant

ActuarialConsultancy

Actuary

Addressing/CircularisingServices

Adjuster

Administration

Advertising/Agency/Consultancy

AdviceCentre

Arbitration

ArchitecturalSurveying

Architecture

ArtCriticism

Assessing

Auditing

Author

Barrister

Bathroom Design

Bookkeepers

BuildingConsultancy/Surveying

BuildingSocietyAgent

BusinessAdvisoryService

Business Consultancy

Calligraphy

Cartography

Cartoonist

Catering Consultancy

Chamber of Commerce

CharteredSurveyor

CivilService

ClaimsAdjusting

ClaimsAssessing

CommissionAgents

Commissioners For Oaths

Commodity Broking/Dealing

Company Registrar

CompanySearchAgency

ComputerAidedDesign

ComputerAnalysis

Computer Bureau/Consultancy/Programming/Software/SoftwareHouse

Conference Management

Consultant Engineering

Conveyancing

Copywriting

Data Processing/Data Protection

Design Consultancy

Draughtsman

Editorial Consultancy

Electrical Goods Consultancy

Electronics Consultancy

Energy Consultancy

Engineering Consultancy

Environmental Consultancy

EstateAgency

Estate Management

ExhibitionOrganiser

ExportAgency

ExportConsultancy

Fashion Consultancy

Finance Company

FinancialAdvisoryService

Financial Market Trading

FinancialServices

Fisheries Consultancy

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Forestry Consultant

ForwardingAgent

FriendlySociety

Fuel Efficiency Consultant

Genealogy

Graphic Design

Graphology

HealthAndSafetyConsultancy

Heating Consultancy

Horticultural Consultancy

Hospital Consultancy

Hotel Consultancy

HousingAssociation

Illustrator

ImageConsultants

ImportConsultancy

IndustrialRelations

InformationBureau

InsuranceAdvisor/Assessor/Broking/Company/Consultancy/Intermediary

InternetConsultant

Investment

InvestmentBanking

InvestmentConsultancy

InvestmentManagement

ITConsultancy

Jewellery Consultancy

LandAgency

LandSurveying

LawCentre

Lawyers

LeaseBroking

LeasingCompany

Legal

LegalServices/System

LicensingConsultancy

LightingConsultants

Linguistics

LossAdjusting/Assessing

Management Consultancy

Marine Broking

Marine Consultancy

Market Research

Marketing

Marketing Consultancy

Merchant Banking

Money Broking

Mortgage Broking

NavalArchitect

Notaries Public

Occupational Health Consultancy

Opinion Polls

Patent Office

Patent/TrademarkAgents

Pension Consultant

Personnel Consultancy

PhotographicAgent

Pipeline Consultancy

Planning Consultancy

Plastics Consultancy

Political Consultancy

PressCuttingAgency

ProfessionalAssociation

Project Management

Promotional Consultancy

Proof Reading

Offices – continued

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PropertyAuditors

PropertyConsultancy/Investment/Letting/Management

Property Owner

Property Valuers

PublicRecordsSearchCompany

Public Relation Consultancy/Officer

Publicity Management

QuantitySurveyors

Registrar

Regulator

RelocationAgency

ResearchAssociation/Consultancy

ResidentAssociation

SecretarialServices

SecuritiesDealer(Licensed)

SecurityConsultancy

SewageConsultancy

ShipBroking

ShippingAndForwardingAgency

SoftwareConsultancy

Solicitors

Statisticians

Stockbroking

SurfaceCoatingConsultancy

Surveying

TachographAnalysis

TaxConsultancy

Telecommunications Consultancy

Telemarketing

TelephoneAnsweringService

TextileConsultancy

TicketAgency

Timber Treatment Consultant

TradeAssociation

TradingStandardsEnforcement

Traffic Consultancy

Training Consultancy

Translation

TypingAndCopyingBureau

UnderwritingAgency

Valuation – Real Estate

WebSiteDesign

WillWriter

WordProcessing

Yacht Broker

Zoology Consultancy

Offices – continued

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Retail

ArmedServicesOutfitters

ArtsAndCrafts

Baby/Nursery Goods

Bed & Bedding

Bookselling

BridalWear

CakeMakingAndDecorating

CampingAndOutdoor

Catering Equipment

CeramicsAndPottery

Chemist - Dispensing/Non Dispensing

ChinaAnd/OrGlassware

CoffeeAndTea

Computer Games

Confectionery

Consulting Optician

Dairy Products

Delicatessen

DepartmentStore

Dog Beautician

EngravingShop

Fabric

Farm Produce

FashionAccessories

Fishmonger

FoodStore

Footwear

Fruiterer

Furniture

GadgetShop

GardenEquipment/Supplies

GiftShop

Greeting Card

Haberdashery

Hardware

Health Food

HobbyShop

Horticultural Goods

Household Goods

InteriorDesign

Ironmonger

Key Cutters

KitchenAccessories

Leisurewear

Locksmiths

LotteryAgent

LuggageandHandbag

MaternityWear

MusicalInstrument

Novelty/Carnival Goods

NurseryGoodsShops

OffLicence

OfficeSupplies

Optician/Optometrist

Organic Foods

Orthopaedic Equipment

PaintAnd/OrWallpaper

Party Planning

PetAccessory/FoodStore/Shop

Pharmacy

PhotoProcessingAndPrinting

Photocopying

Photographic Equipment R

PhotographicStudio

Picture Framing

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PostOffice/SubPostOffice

PrintShop

SandwichBar

ShoeRepairing

Stationer

TailorAndOutfitter

ToyAndGame

Retail – continued

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Surgeries

Acupuncture

Aromatherapy

Chiropody

Chiropractic

ConsultantSurgeon/Specialists

Dentistry

Dermatology

Doctor

Gynaecology

Naturopathy

Occupational Therapy

Orthopaedics Consultant

Orthoptics

Osteopathic Consultant

Physiotherapy

PregnancyTestingService

Psychoanalysis

Reflexology

ShiatsuPractitioners

SpeechTherapy

Trichology

Veterinary

VeterinarySurgeons

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Per Capita

AcousticEngineers(15MetreHeightLimit)

ActuarialConsultant

Actuaries

Administrator

AdvertisingAgent

AerobicsInstructors

AgriculturalConsultants

AgriculturalContractors(ExContractmilkers/milkingparlours)

AlarmInstallers

Arbitrator

Architects

Artexers

Artist

Auditor

Author

Bath Resurfacer

Blind & Curtain Fitters

BoilerServices(RestrictedLocations)

Book Keeper

Bricklayers

Business Consultant

Butler

Cake Decorator

Cake Maker

Canvassers

Car Valeters

Carpenters(Exshuttering&formwork)

Carpet Fitters

Cartoonist

CateringContractors(Exmarketstall,mobilesnackvendors)

CavityWallInsulationContractors

CeilingInstallers

CharteredSurveyors(exEstateAgents)

Chauffeur

Childminder(Registered)

Chiropodists and Podiatrists

ClaimsAssessor

Cleaners–Carpets/Upholstery(Ex.damagetotheitembeingworkedupon)

Cleaners–Interior(Industrial)

Cleaners–Interior(Non-Industrial)

ClericalServices

Clerical Training Consultant

Computer Consultant

ComputerServicing

ConservatoryInstallers(RestrictedLocations)

Construction Plant Repairers

Consulting Engineers

Conveyancer

Curtain & Blind Fitters

Datacableinstallers15metreheightlimit(Extrenching/excavation/groundworking)

Design Consultant

DesktopPublishingServices

Dog and Cat Groomer

DogWalking

DomesticHelp(ExNursing&Care)

Drain Repairers – 2 metre depth limit

Drain Repairers – 5 metre depth limit

DramaInstructor(ExOtherSports)

Draughtsman

DrillingContractors(borehole,investigation&well)

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DryStoneWallContractors

Ductworkinstallers–Exfabricators(ExHeat,Heightlimit)

ElectricalContractor(PortableApplianceTesting)

ElectricalContractors(Non-Industrial)

ElectronicEngineers(IncHi-Tech)

Engraver

FencingContractor(IncludingCrashBarriers)

Financial Consultant

FireExtinguisherServiceEngineers(ExSprinklerSystems)

FitnessInstructors(Exsportstraining)

FittedFurnitureInstallers

Floral and plant arrangers 5 metre height limit

French Polishers

Gardening(ExcludingLandscapeGardeningandMechanicalPlant)

Graphic Designer

Grave Diggers

GymEquipmentInstallers

Health&SafetyAdvisors

HighPressureWaterWashingContractors

Hod Carrier

HomeLaundry&IroningService

HouseSitter

Hydraulic Engineers

ImageConsultant

InsuranceAgent/Consultant

InteriorDesigner

Interpreter

InvestmentConsultant

Ironing&HomeLaundryService

Joiners

LegalServices

LicensingConsultant

LifestyleConsultant

LinguisticsServices

Locksmith

LossAdjuster

Market Researcher

MasticSealantContractors

Mortgage Consultants and Brokers

Non-Destructive Testers 15 metre height limit

Non-ManualSiteSupervisors15metreheight limit

Painter&Decorator(Allotherwork)

Painter&Decorator(Non-Industrial)

Personnel Consultant

Pest controllers

Pet sitters

Photographers

Piano Tuners

PilatesInstructor(Exothersports)

Pipe Fitters

Plastering Contractors

Potter

PressureWashers–Path/Patio/Drivewaysonly

Public Relations Consultant

PublicityManagementServices

RefrigerationEngineers(ExcludingInefficacy)

RefrigerationEngineers(IncludingInefficacy)

RollerShutterDoor/WindowInstallation(ExAutomaticBarriers)

RollerShutterDoor/WindowInstallation5MetreHeightLimit(ExAutomaticBarriers)

Per Capita – continued

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SandwichDelivery

Sculptor

SecretarialServices

ShedErection(Domestic)5metreheightlimit

Shelving&RackingInstallers10metreheightlimit

ShopandOfficeFitters

ShopEquipmentServicingEngineers

SocialWorker

Solicitor

SteelReinforcingRodInstallers

Stockbroker

Stonemasons

StreetFurnitureInstallers5metreheightlimit(ExTrafficManagement/ConingContractors/StreetLighting)

Surveyor

SwimmingPoolEngineers

SwimmingPoolInstaller(RestrictedLocations)

TaxConsultant

Teachers(IncManualActivities)

Teachers(ExManualActivities)

Telecommunications Consultant

Telemarketer

TelephoneAnsweringServices

Telesales Consultant

TextileConsultant

Theatre&TicketAgencies

Timber Decking Contractors

Town Planner

Translator

Treefellers/TreeSurgeons(ExAbseiling/Climbing)

Upholsterers

Vacuum Cleaner Repairer

Valuers – Real Estate

VehicleAudio&TelephoneInstaller(Mobileonly)

Vending Machine Filler

WashingMachineRepairer

WheelieBinCleaners

WillWriter

WindowCleaners–WaterPoleWashingSystemsOnly

YogaInstructor(Exothersports)

Per Capita – continued

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TowergateUnderwritingisatradingnameofTowergateUnderwritingGroupLimited.RegisteredAddress:TowergateHouse,EclipsePark,SittingbourneRoad,Maidstone,Kent,ME143EN.RegisteredinEnglandNo.4043759.AuthorisedandregulatedbytheFinancialServicesAuthority.6785/181/BR/03.13/15608