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What is Corporate Risk Burden?
Corporate Risk Burden is defined as:
The cost of risk per employee
A number you would like to see lowered and can
be controlled by:
Pre-Disease Risk
Productivity Lifestyle
Risk
Risk Factors for Every 100
Employees • 25 have cardiovascular disease
• 12 are asthmatic
• 6 are diabetic
• 26 have high blood pressure
• 30 have high cholesterol
• 38 are overweight
• 21 smoke
• 31 use alcohol excessively
• 20 don’t wear seat belts
• 24 do not exercise
• 44 suffer from stress» Source: Dept of Health and Human Services, 2007
Making Changes
70% 71%
82%
91%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Stroke Cancers Heart Disease Diabetes
- Exercise
- Healthy Eating
- Monitor Cholesterol, Blood Pressure, Glucose
- Avoid Tobacco Use
% of chronic diseases that are likely lifestyle related and avoidable
Fact: A Significant Portion Of
Health Care Costs Are Avoidable or
Potentially Modifiable
Reliable estimates are that 30% to 60% of an
employer’s health plan costs could be
potentially modified or avoided altogether.
FACT: No Matter Which Strategy You
Choose, Wellness Has To Be One Of
Them
“No company will be successful in the global
marketplace without healthy and productive
people. If we don’t do it, someone else in the
world will and our competitive advantage and
our way of life will be lost.” - Dr. Dee Edington
The Bottom Line…
“Carefully designed studies consistently show a
benefit between $2.15 and $5.64 in a 12 to 24
month period, for comprehensive or broad
based wellness program efforts…”
By USHC
Why add a Wellness Program?
Statistically, the results of a commitment to an employee wellness program are notable, including:
– Reduction in health care costs by 20-55%
– Decrease in short-term sick leave by as much as 32% (Ceridian Prop ROI Tool, 2003)
– A savings of between $3 and $6 for every $1 invested in wellness (U.S. CDC)
– Drop in work comp and disability by as much as 30%
– Enhanced recruitment and retention for all positions
– Reduce your Corporate Risk Burden
US Corporate Wellness, 2008
Our Preferred Partner US Health Center
-City of Wauwatosa
-Quad Graphics
-West Bend School District
-Gehl Corporation
• Health Advancement Company
– We help identify health risks
– We provide tools to help mitigate these risks
– We provide medical professionals to assist in managing these risks
• Founded by Dr. Raymond Gavery, M.D. with 25 years experience in building health assessment tools
• 9 year old company working with groups from 50-20,000 employees some of which include:
-City of Green Bay
-Bayfield County
-Steinhafels Furniture
-Marcus Corporation
Program Overview
• Health Risk Assessment (HRA)
• Personalized Health Desktop
• Biometric Testing
• Coaching
• Aggregate Report
• Customized programs to obtain results (20% Discount)
– Exercise & Nutrition Programs
– Stress Management
– Smoking Cessation
• Predictive modeling on over 40 diseases
• Measures Corporate Risk Burden
• Measures Readiness to Change
• Measures Program Interest
• Greater Participation Equals Higher ROI
• Doesn’t just count health risks
What’s unique about this HRA
HRA
Co
st
Wellcentives Biometric Score
StarrWellness
provides
detailed
health
information
for your
employees.
You can’t
change
something
unless you
know it exists.
HRA
Corporate
Risk Burden (Cost of Risk
per Employee)
Pre-Disease
Risk
Productivity
Lifestyle Risk
Corporate Risk
Burden
HRA
Co
st
Corporate Risk Burden Corporate Risk Burden Corporate Risk Burden Corporate Risk Burden ---- ProductivityProductivityProductivityProductivity
Productivity
• Absenteeism – being sick and not actively working.
– on average absenteeism equates to 20% of your annual health care costs
• Presenteeism– being sick but still coming to work and the resulting loss of
productivity that occurs
– on average presenteeism equates to 180% of your annual heath care costs
THESE DOLLARS ARE SEEPING OUT OF YOUR ORGANINZATION!
You do not write a check for these dollars.
Cost of Presenteeism
Employees may be at work, but due to health
concerns, they are not working optimally:
• Annual cost to companies- $180 Billion
• Persistent problem in over 50% of workplaces
Center for Work and Health(03) and Journal of Occupational and Environmental Medicine ( 04)
Lifestyle Risk
• Do you smoke?
• Do you always wear a helmet?
• How often do you order out fast food?
• Do you wear a seatbelt?
• Are there smoke detectors in your home?
• How much time do you spend in front of the
TV instead of exercising?
HRA
Corporate Risk Burden
(Cost of Risk per Employee)
Pre-Disease
Risk
Productivity
Lifestyle Risk
Corporate Risk
Burden
The Next Step: Programs of ROI
• Diet and Nutrition
• Exercise and Physical Activity
• Stress Management
• Tobacco Cessation
• Alcohol and Substance Abuse
• Encourage Preventative Screenings
• Mandate Seatbelt Usage
• Conduct Flu Shots
• Medical Self-Care
Why Wellness With The Starr
Group?
• Portable
• Includes Spouses
• Not Health Plan Specific
• Certified Wellness Coach on staff
• Aggregate Report to ensure results
• Your data not your insurance companies
• Higher ROI
• Only Preferred Partner in WI
The Starr Group is a Preferred Partner,
what does this mean for you?
• Health Risk Assessment (HRA) (FREE)
• Personalized Health Desktop (FREE)
• Biometric Testing (20% Discount)
• Coaching (20% Discount)
• Customized programs to obtain results (20% Discount)– Exercise & Nutrition Programs
– Stress Management
– Smoking Cessation
Why Should You Listen to
The Starr Group?
• Corporate Wellness Award Winner in
Southeastern Wisconsin by BizTimes in 2011
– Finalist in 2010 & 2009
• Well Workplace Award Winner by The Wellness
Council of America in 2011
• Platinum Fit Friendly Company Award Winner by
The American Heart Association in 2010 & 2011
• Top 3 finalist in Milwaukee’s Healthiest Employers
in 2011
For further information please
contact us…
414-421-3800
www.starrgroup.com
www.starrwellness.com
5005 Loomis Road, Greenfield, WI 53220