Montefiore Medical Center Montefiore IT

Your guide to Montefiore’s

extensive resources and

programs to help you

make informed decisions

and improve your health

and financial well-being

TAKECHARGEOF YOURBENEFITS

www.MyMonteBenefits.comMy MonteBenefits offers one-stop access to all the

information you need – when you need it.

What You Can Find • Spotlight On – Useful articles and important notices

• To Your Health! – Activities, up-to-date resources and interactive tools to help you become active, stay healthy and reach your health goals.

• For Your Benefit

■ Montefiore’s Benefits Program – Healthcare, Flexible Spending Accounts, Disability, Life & Accident Insurance, Financial Security

– Eligibility & Enrollment

– Life Events – Learn how changes in your marital and family status affect your benefits.

– Voluntary Benefits – Additional products and services offering group discounts

■ Retirement Center – Information about benefits that may be available once you are no longer actively at work.

■ Resource Center (Contacts, Summary Plan Descriptions, Forms, Legal Notices)

TO YOUR HEALTH! Montefiore’s Associate Wellness Program• www.toyourhealth.montefiore.org

■ The To Your Health! website offers great tools and information to help associates improve their health. Check it regularly to be current on Montefiore’s upcoming wellness programs and events.

■ Take the Health Risk Assessment. It’s easy and completely confidential. Answer a few questions about your current health status and lifestyle. You’ll receive a report that establishes a baseline of your health, identifies any risk factors and compares your health profile to the average for your age.

• Healing Arts – Healing Arts is a network of programs that uses the arts, creative arts therapies, integrative medicine, and other healing approaches to enhance the quality of life, health and well-being of our associates as well as our patients and community. www.montefiore.org/healingarts or call 718.920.6576

• Fitness Opportunities – Health Club Membership Discounts, the Bike to Work Program and 5Rythms movement classes are available.

• HealthCare (ESI/Longview) EAP – The EAP provides resources to cope with mental health and behavioral issues, family problems and professional matters. Call anytime for confidential assistance. www.MyHealthCareEAP.com or call 800.225.2527/800.252.4555

• Nutrition Counseling – Take advantage of a free one-on-one, confidential nutrition consultation with an Associate Wellness Dietitian to advise you how to eat well and manage your weight. Email WellnessRD@montefiore.org or call 347.498.2424

• Smoking Cessation – Occupational Health Services offers a no-cost nicotine replacement therapy starter kit available from Montefiore outpatient pharmacies. Email montebenefits@montefiore.org or call 914.349.8531

• Weight Watchers at Work – Register through Montefiore’s program to receive a 50% upfront discount and an additional 25% reimbursement upon meeting attendance goals. Weekly meetings are held at Moses, Einstein, Wakefield, Yonkers and Fordham campuses. https://wellness.weightwatchers.com or call 866.882.2226

For more information about associate wellness, email the To Your Health! team at toyourhealth@montefiore.org.

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FOR YOUR BENEFIT

Montefiore’s Benefits ProgramMontefiore’s Benefits Program offers you flexibility to tailor your benefits to meet your individual needs. You may select among different benefits and different benefit levels. There are also income protection and tax-saving opportunities.

• Healthcare – Medical, Prescription Drug and Dental

• Flexible Spending Accounts

• Disability, Life & Accident Insurance

• Financial Security

• Voluntary Benefits

www.MonteBenefits.comWhen you first begin at Montefiore and each year during the Fall Annual Benefits Election Period, you have the opportunity to elect your benefit options.

You enroll online at Montefiore’s Benefits Website − www.MonteBenefits.com. Or, call the Benefits Enrollment Call Center 888.860.6166 Monday through Friday between 8am and 8pm EST.

If you have questions about:

• The enrollment process or the Benefits Website, click on the live “Chat” icon on the top, right toolbar after you log in.

• Your benefits, contact the HR-Benefits Office at 914.349.8531 or at montebenefits@montefiore.org.

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What You Can Do • Enroll in your benefit plans

• Confirm your dependent information

• Designate or update your beneficiary for Life & Accident Insurance

• Initiate a Qualified Status Change

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HEALTHCARE

Healthcare benefits help pay most of the medical, prescription drug, dental and vision expenses you and your family members may incur.

Empire BlueCross BlueShield is the Claims Administrator for the following medical plans:

Empire BlueCross BlueShield – SpecialOffers

What You Can Find • A doctor or hospital in Empire’s Network

• Provider directories for:

■ MonteCare EPO, MonteCare PPO, MontePrime EPO

– Montefiore Integrated Provider Association (MIPA)

– Montefiore Behavioral Care Integrated Provider Association (MBCIPA)

■ RN Plan Montefiore Provider Network

■ Call Contract Management Organization (CMO) Customer Service to learn if a provider is in the network: 914.377.4400

■ Empire 360° Health

■ Maternity Care

■ 24/7 Nurseline

What You Can Do • View your claims activity

• Request permanent and print temporary ID cards

• MonteCare PPO

• MonteCare EPO

• MontePrime EPO

• Registered Nurses Health Plan

If you enroll in a Montefiore medical plan, you are eligible to take advantage of a special arrangement with Empire BlueCross BlueShield SpecialOffers for direct access to services from participating alternative health providers and discounts on fitness club memberships, wellness products, vision care services, laser vision correction and weight management programs.

www.empireblue.com/montefiore 866.236.6748

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What You Can Find• Plan Information

• Network Directory of Dentists

• Oral Health Assessments and Quizzes

CignaCigna.com 800.Cigna24 (800.244.6224)Cigna is the Claims Administrator for the following dental plans

• Preventive & Diagnostic Dental Care

• Cigna Dental PPO (DPPO)

• Cigna Dental Care (DHMO)

• Registered Nurses Dental Benefits

What You Can Do • Out-of-pocket dental cost estimates

• ID card information

• Claim Information

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Prescription drug benefits are included in medical coverage through:

• Montefiore’s outpatient pharmacies

• Express Scripts Participating Retail Pharmacies and the Home Delivery Pharmacy Service.

www.express-scripts.com 800.631.7780

What You Can Find • Savings Advisor – find lower-cost alternatives for medications

• Drug information, side effects and interactions

• Health Resource Center – for information about medications used to treat chronic health conditions.

What You Can Do • Order prescription refills quickly and easily

• Check the status of your orders

• View your out-of-pocket prescription expenses

• Download Mail Order Forms

• Find a local participating retail pharmacy

PRESCRIPTION DRUGS

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CARE GUIDANCE PROGRAMmmccareguidance@montefiore.org 855.MMC.WELL (855.662.9355)

Whether you are recovering from a short illness or injury; trying to manage a chronic condition or serious disease; transitioning from a hospital stay; or just looking to make better health choices, everyone can use a little help.

The Care Guidance Program provides health and lifestyle assistance and support to Montefiore associates and their family members who are covered by Montefiore’s Empire BlueCross BlueShield medical plans. It’s entirely voluntary, completely confidential and totally free!

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PRE-TAX SPENDING ACCOUNTS

www.wageworks.com 877.924.3967

Easy-to-use Spending Accounts enable you to pay for essential healthcare, child and elder care and commuter benefits with money deducted from your paycheck before you pay taxes on it. By contributing a portion of your payroll dollars on a before-tax basis, you reduce your taxable income and set funds aside to cover eligible expenses. You can use tax-free funds with a:

• Commuter Benefits Account – to pay for public transportation such as train, subway, bus, ferry, trolley, or vanpool and parking you use as your daily commute to work.

• Healthcare Flexible Spending Account – to pay for out-of-pocket medical, dental, and vision care expenses.

• Dependent Care Flexible Spending Account – to pay for preschool, summer day camp, before/after school programs, and child or elder daycare.

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What You Can Find • Learning Center, Tutorials and webinars

• Regulation updates on eligible expenses and eligible dependents

• Support tools to calculate your savings and optimize your benefits

■ WageWorks Health Care FSA Calculator

■ WageWorks Dependent Care FSA Calculator

■ WageWorks Commuter Savings Calculator

What You Can Do • Check your account balance

• Pay your bills online (you can set up automatic payments or issue one payment at a time)

• Authorize direct deposit reimbursements9

FINANCIAL SECURITY

www.principal.com

The Principal Financial Group 800.547.7754

The Montefiore Voluntary Tax Deferred Annuity 403(b) Plan is an excellent tool to help you save for your future financial security.

• The Plan is fully funded by your contributions.

• Maximum contributions are determined by the IRS and are adjusted annually.

• You may make both pre-tax and Roth after-tax contributions to the Plan. However, the combined contributions cannot exceed the annual IRS maximum. In addition, if you are age 50 or older you can make additional “catch-up” contributions.

• Your contributions are automatically deducted from your paycheck and accumulate earnings on a tax-deferred basis.

• You are always 100% vested in your contributions.

• You make your own investment decisions based on your investment strategy and the level of risk you are willing to accept.

• You can change your allocations and transfer amounts among investment options.

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What You Can Find • Investment options and performance evaluations

• Retirement planning and investment-related articles

• Savings calculators to help plan for your retirement

What You Can Do • Elect to make Roth after-tax contributions

• Decline automatic Plan participation

• Opt out of the Automatic Contribution Increase

• Change your deferral percentage

• Redirect future allocations to different investment options

• Transfer balances among the investment options

• Initiate loan requests and hardship withdrawals

• Designate and update beneficiary information

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VOLUNTARY BENEFITS

Montefiore’s Voluntary Benefits present a variety of products and services for you and your family. Some offer group discounts and the convenience of payroll deduction.

511NY Rideshare 511NY Rideshare is a no cost Ridematching, Traveler Services and Guaranteed Ride Program. Call “511” and say “Rideshare” to contact 511NY Rideshare Customer Service, Monday through Friday, between 6:00 am - 7:00 pm.

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Employee Discount Program• Automobile and Homeowners Insurance offered at lower group rates.

■ MetLife Auto & Home® – www.metlife.com 800.438.6388 ■ Travelers – www.travelers.com. 888.695.4640

• Corporate Offers – Save up to 70% off the price of a Broadway ticket www.CorporateOffers.com 212.203.1818

• Health Club Discounts – Montefiore has arrangements with Falk Recreation Center/Friedman Athletic Center, Mosholu Montefiore Community Center’s Fitness Center and Choose Healthy.

• Municipal Credit Union – Offers a full range of financial services www.nymcu.org 212.693.4900

• PayCheck Direct – Your online retail benefit powered by PayCheck Direct allows you to shop thousands of name-brand products and make convenient, automatic electronic payments over 12 months, with no interest and no credit checks. www.mypaycheckdirect.com/montefiore 866.441.9160

• PerksCard – Discounts on purchases from participating businesses www.perkscard.com 877.253.7100 Code: montefioremc

• Plum Benefits – Special offers on tickets for sporting events, theme parks, Broadway and more. www.plumbenefits.com 212.660.1888 Code: ac1025828

• Purchasing Power – A buying service through payroll deductions for computers, electronics and appliances. www.Montefiore.PurchasingPower.com 800.537.3134.

• VPI Pet Insurance offers a choice of plans with different levels of coverage. www.PetsVPI.com 877.PETS.VPI.

• Wireless Discounts

■ Sprint – www.sprint.com/montefiore Code: HCMDA_MMC_ZZZ ■ Verizon Connections – www.verizon.com/connections ■ T-Mobile – Advantage Direct 866.464.8662 Code 12425TMOFAV

Insurance Benefits Voluntary Insurance Program (VIP) Service Center

www.mymmcbenefits.com 866.795.0355

• Critical Illness Insurance

• Personal Accident Insurance

• Universal Life Insurance

• Whole Life Insurance

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Corporate Human Resources Division HR-Benefits Office 111 East 210th Street, Bronx, NY 10467-2490 montebenefits@montefiore.org www.mymontebenefits.com

RESOURCES THAT

HELP YOU TAKE CHARGE!

OF YOUR HEALTH &

FINANCIAL WELL BEING