TON DUC THANG UNIVERSITY

FACULTY OF FINANCE AND BANKING

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HoChiMinh City, …. December 2015

UNDERGRADUATE DEGREE PROGRAM IN FINANCE AND BANKINGCOMMERCIAL BANKING

SYLLABUS

1. Course Name: COMMERCIAL BANKING 32. Course Code: 3. No of credits: 3 (3.0)4. Degree level: Bachelor in Finance and Banking Code:5. Time allocation:

- Theory: 45 teaching hours.- Self – study: 90 hours.

6. Pre-requisite: Prerequisites: English 1, Commercial Banking 1&2Prohibitions: English 2, Money and Capital Market

7. Description: These subject offers students with a comprehensive background on international payment and trade financing techniques. It covers trade terms, payment methods, payment instruments, types of trade finance and supporting legal documents. Besides, it provides techniques to mitigate potential risks. It also explores the development of international banking and the financial services which are offering in international markets today. In the end, it examines the key points regarding to the merger and acquisition (M&A) process in financial services.

8. Main objectives: - Knowledge: Provides solid knowledge to identify, assess, analyze and resolve situations which is arised in the actual international payment operations of banks as well as an overview about international banking, bank mergers and acquisitions.- Skills: After completing this course, students will understand:

Basic content of trade terms, payment modes and payment instruments in international business

Deeply understand and distinguish the differences between trade terms, payment methods and payment instruments in international business

Realize trained knowledge and skills into daily transaction in international payment operation at commercial banks.

Be capable of analyzing and consulting best solutions for banks’ customers Fully understand the merger process among financial firms.

The types and regulation of International Banking Organizations. The Future of banking and financial services. Challenges for international banks in foreign markets. Merger trends in abroad. Making a merger successful.

- Thinking: It is expected that students perceive the role and purpose of science, knowledge

through their studying and researching activities.

- Attitude and behavior: It is expected that students comply with the principles, ethics in the

scientific research.

9. Brief course contentChapter 1: Overview of International Trade PaymentsChapter 2: International Payment InstrumentsChapter 3: Payment Methods in International All TradeChapter 4: International Banking and the Future of Banking and Financial Services Chapter 5: Acquisitions and Mergers in Financial-Services Management

10. Outcome of the courseResults

1 Understand

2 Remember

3 Apply

4 Analyze

5 Judge

6 Offer: none

11. Student tasksThe highest professional standards are expected of all students who study this course. The collective class reputation and the value of the program’s experience hinges on this. This includes:

Being on-time and in your seat when class starts Staying until the end of class. Should students have to leave class early, please have

the courtesy of letting the instructor know before the beginning of the period and leave quietly so as not to disturb the other members of the class.

Being constructive to the learning environment. E-mail and the Internet access are not allowed during lectures. Mobile phones (both smart and inept) and other electronic devices need to be set to silent during class at all times.

Being “present” in the class and focused on class material. The lectures will sometimes cover extra material (e.g., exercises, discussions) not contained in lecture notes. Students are responsible for everything covered or assigned in class. If students miss a class, it is entirely their responsibility to determine what they have missed including any administrative announcements lecturer may have made.

Collect themselves the lending/borrowing document for expanded study. Coming prepared to contribute to the class. Communication with the lecturer.

Think about this class as though it was a job, and professionalism in class is a good discipline to prepare you for the real world.

12. Teaching materialsMain textbook/ resources: [1] Bank management and financial services / Peter S. Rose, Sylvia C. Hudgins[2] Prof. Nguyễn Văn Tiến, 2013, International payment. Statistical publishing house Other resources: - [3] GS. Nguyễn Văn Tiến, 2014, Bài tập và bài giải TTQT, NXB Thống Kê- [4] GS. TS. Nguyễn Văn Tiến (chủ biên), 2014, Hỏi - Đáp Thanh toán quốc tế. NXB thống kê

- [5] UCP 600, URR 725, URC, ISBP 681, 745

- [7] Nghị định 64/2001/NĐ-CP về hoạt động thanh toán qua cá tổ chức cung ứng dịch vụ thanh toán

- [7] Luật các công cụ chuyển nhượng, có hiệu lực từ ngày 01/07/2006

- [8] Pháp lệnh ngoại hối, số 28/2005/PL-UBTVQH 11, ngày 13/12/2005

- [9] Bank For International Settlements, 2014, Trade finance: developments and issues

13. Assessment schemeOn-going assessment: - Class Performance1: 20%- Class Performance2: 20%- 01 mid-term test: 20% - Final Exam: 40% Completion Criteria: Final Result >=5

14. Scoring scale: 10 points

15. ScheduleSession

ContentCategory Self-study Outcomes Requirements

Student's tasksT E P D

Chapter 1: Overview of International Trade Payments

1.1. Concept and features of international payment transactions

1.2. International payment terms1.3. Legal framework regulates

international payment transactions1.4. Case studies in Incoterms

[1] - [4] At class: None

Preparation

Reading:

- [1] Reading: Chapter 3

(P65-P96)

After class

Reading and Assignments:

- [9] Reading: Bank For International Settlements, 2014, Trade finance: developments and issues- The questions and

problems at the end of

the chapter.

Chapter 2: International Payment Instruments2.1. Trade Bill of Exchange2.2. Promissory Note2.3. Check in Trade Payments

[1] - [4] At class: None

Preparation

Reading:

- [1] Reading: Chapter 5

2.4. Payment Cards2.5. Commercial Documents in International Trade

(P129-P164)

After class

Reading and Assignments:

- [1] Assignment: First look at your BHC’s financial statements (chapter 5)

- [1] Assignment: Evaluation of your bank’s profitability (chapter 6)

- The questions and problems at the end of the chapter.

Chapter 3: Payment Methods in International All Trade3.1. Documentary Collections3.2. Documentary Credit3.3. Other Payment Methods in International Trade

[1] - [4] At class: None

Preparation

Reading:

- [1] Reading: Chapter

7-8-9 (P217-P319)

After class

Reading and Assignments:

- [1] Assignment: Your

bank’s interest rate sensitivity (chapter 7)

- The questions and problems at the end of the chapter.

Chapter 4: International Banking and the Future of Banking and Financial Services4.1. Introduction4.2. Types of International Banking Organizations4.3. Regulation of International Banking4.4. Services Supplied by Banks in International Markets4.5. Challenges for International Banks in Foreign Markets4.6. The Future of Banking and Financial Services

[1] - [4] At class: None

Preparation

Reading:

- [1] Reading: Chapter 20 (P661-P693)- [1] Reading: Insight

and Issues: The

Japanese Financial

System still face big

problems (Chapter 20)

- [1] Reading: Ethics in

banking and financial

services: Ethics in

lending: The Chinese

loans market (Chapter

20)

- [1] Reading: Insight

and Issues: The

expanding European

Union (EU) and its

implications for

international bankers

(Chapter 20)

After class

Reading and Assignments:

- [1] Assignment: Your bank use of foreign offices (Chapter 20)

- The questions and problems at the end of the chapter.

Chapter 5: Acquisitions and Mergers in Financial-Services Management 5.1. Introduction 5.2. Mergers on the Rise5.3. The Motives behind the Rapid Growth of Financial-Service Mergers5.4. Selecting a Suitable Merger Partner5.5. Making a Success of a Merger

[1] - [4] At class: None

Preparation

Reading:

- [1] Reading: Chapter

19 (P633-P659)

- [1] Reading: Real banks, real decisions: Selling off branch offices to gain approval for a merger: Divesture (chapter 19)

After class

Reading and Assignments:

- [1] Assignment: A look at your bank’s use of mergers for expansion (chapter 19)

- The questions and problems at the end of the chapter.

16. Description of EvaluationEvaluation Category

Weight Duration Type of questionsNumber of questions

Scope of knowledge and skill of questions

Process point 1 20%In class (depend on lecturer)

Random Exercises/Answer the question during class + Multiple choice questions

At least 2 exercises/many questions/class

Integration of studied knowledge and skills of chapters covered so far

Process point 2 20%In class (depend on lecturer)

Random Exercises+ Multiple choice questions

At least 1 exercises + 1 team project

Integration of studied knowledge and skills of chapters covered so far

Mid-term test 20% 45 minutesRandom Exercises+ Multiple choice questions

At least 20 questions and 2 exercises

Integration of studied knowledge and skills of chapters covered so far

Final exam 40% 60 minutesRandom Exercises+ Multiple choice questions

At least 40 questions and 2 exercises

Integration of studied knowledge and skills of chapters covered so far

Giảng viên biên soạn Chịu trách nhiệm khoa học

Trưởng Khoa

NCS.

Giảng viên đọc lại, phản biện Kiểm soát so sánh mẫu

Trưởng phòng đào tạo

NCS.

Kiểm soát chuyên môn

Trưởng Bộ môn

Phê chuẩn của Chủ tịch hội đồng khoa học và đào tạo

Ngày tháng năm

NCS. GS. LÊ VINH DANH