Embed Size (px)
Citation preview
Supporting Trade Financiers, Asset-Based Lenders & Capital Providers In Their Pursuit of Excellence.
To create, implement and foster premiere commercial finance disciplines to serve entrepreneurial trade finance and asset-based lending companies with access to capital so as to amplify their vision of their future.
Our Mission
LINE Financial Services – About Us
2
Our Vision
• We are the “sought after” and premier provider of comprehensive commercial finance infrastructure for entrepreneurial and visionary companies in North America.
• We do so by offering innovative and optimal financing platforms depending on stage of business.
• We serve as trusted stewards for our clients investments. • Our company mirrors that of a close knit tribe that resolutely
embraces a shared culture of respect, honorable pragmatism, and indomitable optimism.
LINE Financial Services – About Us
3
Who We Serve
LINE Financial Services – Who We Serve
Currently Line Financial manages commercial finance, asset-based, and factoring transactions of approximately *$300 million as at August 31, 2019. Line Financial’s value proposition is to provide commercial finance companies access to:
• Recognized seasoned Industry professionals with a depth of expertise in all areas of the trade finance and asset based lending industry.
• A client service oriented management team with the ability to present prudent and proven solutions to client and loan structure challenges.
*Total loans outstanding based upon the aggregate of the total assets of the Next Edge Private Debt Fund and other Line Financials Inc. assets as at August 31, 2019.
4
Who We Serve
• A practical set of underwriting processes and methodologies geared towards maximizing return of capital with a keen eye to managing risk.
• Shared resources in the areas of advice, expertise, technology and service at a lower cost than in-house capitalization and structural limitations may permit.
LINE Financial Services – Who We Serve
5
Typical clients of Line are:• Commercial finance firms with a proven
history of origination nearing the limits of its capital constraints.
• Early stage asset-based lending and factoring firms with limited capital and infrastructure resources.
• Third party capital providers to asset based lending and trade finance portfolios that require portfolio insights and monitoring to understand risk, portfolio concentrations, etc.
LINE Financial Services – Who We Serve
6
What We Do
Line Financial provides commercial finance firms the ability to maximize performance by providing industry leading portfolio and risk management. Line Financial provides:• Upfront Underwriting and ongoing due diligence for asset based lending
transactions and portfolios.• Client Asset Management including: Back office, Mid Office, Collections (normal
course and complex), Relationship Management.• Treasury Management.
LINE Financial Services – What We Do
7
Our Executive TeamDeep experienced management in Factoring, ABL and Specialty Finance Loans.
8
Brian CenterPresident & CEO
Brian Center serves as the President and Chief Executive Officer of Line Financial Services.
Prior to working with the Line Financial Services team, Brian spent almost 10 years with Far West Capital culminating in his role as President and Chief Credit Officer. In 2002, Brian was the co-founder and President of Comresco Capital, LLC, a factoring company that was sold to Bibby Financial. Brian has also served in a number of senior management roles in the commercial finance and banking industry and has served on a number of industry and community boards.
With over 30 years of experience in the financial sector, Brian uses his passion for working with and growing small and mid-sized businesses to create a value added consultative affiliation with his clients, stakeholders and teams.
Brian graduated with honors from Texas Tech University with a Bachelor of Business Administration in Economics. Brian was selected as and is a member of Omicron Epsilon Delta society honoring esteemed academics and performance in the field of Economics.
In addition to his duties at Line Financial, Brian also serves as President of Liquid Capital Enterprises and it’s various subsidiaries and as a principal advisor to the Next Edge Capital Corp.
LINE Financial Services – Our Executive Team
9
Robert Thompson-SoExecutive VP & Chief Strategy Officer
Robert Thompson-So serves as Executive Vice-President and Chief Strategy Officer of Line Financial Services.
In the financial services industry since 1992, Robert brings to Line Financial Services a background in capital markets, restructuring, mergers/acquisitions, and investment advisory—all areas that contributed to his interest in alternative investment and financing. During his career in the investment advisory industry, Robert earned various designations including the Chartered Investment Manager (CIM) and was a Fellow of the Canadian Securities Institute (FCSI.)
Active in the trade finance and asset-based lending industry since 2006, Robert fills a major organizational role, working within the executive team and with the board of directors to help identify, plan and execute strategic initiatives across the various lines of business. His main roles include capitalization, marketing/sales, structuring, developing new markets, M&A initiatives amongst others. Robert also spends a large amount of time dedicated to early stage review of transactions for existing clients and strategic funding partners.
In addition to his duties at Line Financial, Robert also serves in various officer and director capacities at Liquid Capital Enterprises and its subsidiary and related companies.
LINE Financial Services – Our Executive Team
10
Tammy KempVP & Chief Risk Officer
Tammy Kemp serves as Vice-President and Chief Risk Officer of Line Financial Services.
For almost 25 years, Tammy Kemp has honed her experience in all aspects of credit management, with a focus on strategically growing loan portfolios and preserving capital through front-line risk assessment and mitigation.
In Tammy’s role of Vice President, CRO at Line Financial Services, she and her team are responsible for overseeing the company’s entire stakeholder portfolio from a risk perspective.
Prior to her work at Line Financial, Tammy held senior roles in Canadian alternative and boutique asset based lenders —including Director, Risk and Vice President.
LINE Financial Services – Our Executive Team
11
Melissa Huot, CPAInterim Chief Financial Officer
Melissa Huot serves as Interim Chief Financial Officer at Line Financial Services
Melissa’s main responsibilities include overseeing the finance and accounting department as well as IT & Business Intelligence and the Human Resource strategy.
Over the last 10 years, Melissa’s time has been spent primarily at large public companies such as Wolseley Canada and Second Cup Coffee Co. Much of her experience has been focused on managing financial planning, financial analysis and public company reporting. During her tenure at Wolesley Canada she was responsible for performance management for a $500 million annual division. She has also been involved in Mergers and Acquisitions and corporate transformation initiatives.
Melissa graduated from McGill University with a Bachelor of Commerce degree with a major in Finance. Melissa holds her CPA designation.
LINE Financial Services – Our Executive Team
12
Vlad Rojko, CPAVP Operations
Vlad Rojko serves as Vice-President, Operations at Line Financial Services.
Vlad comes to Line Financial Services with over 20 years of experience in the financial services industry with the last 10 focusing specifically on accounts receivable factoring and trade finance. He and his team are primarily responsible for dealing with the day-to-day operation and monitoring of the factoring and trade finance portfolio as well as providing advice on best practices for account and relationship management to clients and stakeholders of the organization.
Vlad currently holds his CPA designation.
LINE Financial Services – Our Executive Team
13
LINE Financial Services – Our Clients
Relationships Built on Trust
14
Vision, Experience and Discipline.
