Steps 1) Select the account type (additional accounts in “More Accounts”)

2) Time horizon for the account

3) Investment philosophy

4) Annual income

5) Total debt

6) Value of accounts

7) Select a portfolio - The portfolio selection will be based on the information provided but any risk level can be selected at this step. If the portfolio selected is significantly riskier than the recommendation, one of our Portfolio Managers will need to confirm via email before the funds can be invested.

8) Disclosure for small amounts of leverage and short selling

9) Personal details

10) Regulatory questions

11) Banking information – One bank account can be linked to each investment account. This will be used for all future deposits and withdrawals to and from this account.

12) Deposits – Recurring or one-time contributions to the account can be initiated at this step or from the Client Dashboard

13) Review information – Review before signing the account application

14) Sign account application

15) Confirmation page

16) The Client Dashboard - From here, clients can open any additional accounts or submit an account transfer