STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH … · 2016-04-28 · STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA i Kata Pengantar Foreword Statistik Industri

BULANAN (MONTHLY) | FEBRUARI 2016

STATISTIK

INDUSTRI KEUANGAN NON-BANK

SYARIAH INDONESIA

INDONESIA SHARIA

NON-BANK FINANCIAL

INSTITUTIONS STATISTICS

STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA i

Kata Pengantar

Foreword

Statistik Industri Keuangan Non Bank (IKNB)

Syariah merupakan media publikasi yang

menyajikan data mengenai IKNB Syariah di

Indonesia. IKNB Syariah terdiri dari industri

Perasuransian, Lembaga Pembiayaan,

Perusahaan Penjaminan, UUS Lembaga

Pembiayaan Ekspor Indonesia, UUS PT

Pegadaian (Persero) yang menjalankan

kegiatan usaha dengan prinsip syariah.

Statistik IKNB Syariah diterbitkan secara

bulanan oleh Direktorat Statistik dan Informasi

IKNB, Departemen Pengawasan IKNB IB

untuk memberikan gambaran perkembangan

IKNB Syariah di Indonesia dan dapat diakses

melalui situs resmi Otoritas Jasa Keuangan

dengan alamat www.ojk.go.id.

Kami berharap publikasi data Industri

Keuangan Non Bank Syariah dapat

memberikan manfaat bagi semua pihak,

terutama bagi pertumbuhan industri keuangan

non bank syariah.

Non Bank Financial Industry Statistics (IKNB)

Sharia is a media publication presents data

on IKNB Sharia in Indonesia. IKNB Syariah

consists of the Insurance industry, Finance

Institutions, Guarantee Companies, Sharia

Business Unit of Indonesian Exports

Financing Agency, Sharia Business Unit of

PT Pegadaian (Persero) who conduct

business with the Sharia principles

Sharia IKNB Statistics published monthly by

the Directorate of NBFI Statistics and

Information, the Departemen of Supervision

IKNB IB to provide an overview the

development of Sharia NBFI in Indonesia and

it is also accessible through the official

website of Indonesia Financial Services

Authority at www.ojk.go.id.

We hope the publication data of Sharia Non

Bank Financial Industry can benefit all

parties, especially for Sharia non-bank

financial industry industrial growth

.

Jakarta, April 2016

Jakarta, April 2016

Direktorat Statistik dan Informasi IKNB

Departemen Pengawasan IKNB 1B

Otoritas Jasa Keuangan

Directorate of Non-Bank Financial Institutions Statistics and Information

Department of Non-Bank Financial Institutions Supervision IB

Indonesia Financial Services Authority

STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA ii

Daftar Isi

Table of Content Kata Pengantar ................................................................................................................................................................. i Foreword ........................................................................................................................................................................... i Daftar Isi ........................................................................................................................................................................... ii Table of Content ............................................................................................................................................................... ii Daftar Istilah ..................................................................................................................................................................... v Glossary ........................................................................................................................................................................... v Daftar Singkatan ............................................................................................................................................................. xi List of Abbreviation .......................................................................................................................................................... xi Tabel 1 Overview IKNB Syariah ...................................................................................................................................... 1 Table 1 NBFI Sharia Overview ........................................................................................................................................ 1 Tabel 2 Pangsa Pasar IKNB Syariah berdasarkan Aset ................................................................................................. 2 Table 2 Market Share of Sharia NBFI based on Asssets ................................................................................................ 2 ASURANSI SYARIAH ...................................................................................................................................................... 3 SHARIA INSURANCE...................................................................................................................................................... 3 Tabel 3 Ikhtisar Data Keuangan Asuransi Syariah (Miliar Rp) ........................................................................................ 4 Table 3 Financial Highlights Sharia Insurance (Billion Rp) ............................................................................................. 4 Tabel 3.1 Ikhtisar Data Keuangan Asuransi Jiwa Syariah (Miliar Rp) ............................................................................. 4 Table 3.1 Financial Highlights Sharia Life Insurance (Billion Rp) ................................................................................... 4 Tabel 3.2 Ikhtisar Data Keuangan Asuransi Umum Syariah (Miliar Rp) ......................................................................... 5 Table 3.2 Financial Highlights Sharia Non-Life Insurance (Billion Rp) ............................................................................ 5 Tabel 3.3 Ikhtisar Data Keuangan Reasuransi Syariah (Miliar Rp) ................................................................................. 5 Table 3.3 Financial Highlights Sharia Reinsurance (Billion Rp) ...................................................................................... 5 Tabel 4 Investasi Asuransi Syariah (Miliar Rp) ................................................................................................................ 6 Table 4 Investment of Sharia Insurance (Billion Rp) ....................................................................................................... 6 Tabel 4.1 Investasi Asuransi Jiwa Syariah (Miliar Rp) .................................................................................................... 7 Table 4.1 Investment of Sharia Life Insurance (Billion Rp) ............................................................................................. 7 Tabel 4.2 Portofolio Investasi Asuransi Umum Syariah (Miliar Rp) ................................................................................ 8 Table 4.2 Investment of Sharia Non-Life Insurance (Billion Rp) ..................................................................................... 8 Tabel 4.3 Portofolio Investasi Reasuransi Syariah (Miliar Rp) ........................................................................................ 9 Table 4.3 Investment of Sharia Reinsurance (Billion Rp) ................................................................................................ 9 Tabel 5 Posisi Keuangan Perusahaan Asuransi Syariah (Miliar Rp) ............................................................................ 10 Table 5 Financial Position of Sharia Insurance (Billion Rp) .......................................................................................... 10 Tabel 5.1 Posisi Keuangan Perusahaan Asuransi Jiwa Syariah (Miliar Rp) ................................................................. 13 Table 5.1 Financial Position of Sharia Life Insurance (Billion Rp) ................................................................................ 13 Tabel 5.1.a Posisi Keuangan Perusahaan Asuransi Jiwa Syariah Dana Tabarru (Miliar Rp) ...................................... 16 Table 5.1.a Financial Position of Tabarru Fund Sharia Life Insurance (Billion Rp) ...................................................... 16 Tabel 5.1.b Posisi Keuangan Perusahaan Asuransi Jiwa Syariah Dana Perusahaan (Miliar Rp) ............................... 18 Table 5.1.b Financial Position of Shareholders Fund Sharia Life Insurance (Billion Rp) ............................................. 18 Tabel 5.1.c Posisi Keuangan Perusahaan Asuransi Jiwa Syariah Dana Investasi Peserta (Miliar Rp) ....................... 20 Table 5.1.c Financial Position of Participants Investment Fund Sharia Life Insurance (Billion Rp) ............................. 20 Tabel 5.2 Posisi Keuangan Perusahaan Asuransi Umum Syariah (Miliar Rp) ............................................................. 22 Table 5.2 Financial Position of Sharia Non-Life Insurance (Billion Rp)......................................................................... 22 Tabel 5.2.a Posisi Keuangan Perusahaan Asuransi Umum Syariah Dana Tabarru (Miliar Rp) ................................... 25 Table 5.2.a Financial Position of Tabarru Fund Sharia Non-Life Insurance (Billion Rp) .............................................. 25

STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA iii

Tabel 5.2.b Posisi Keuangan Perusahaan Asuransi Umum Syariah Dana Perusahaan (Miliar Rp) ............................ 27 Table 5.2.b Financial Position of Shareholders Fund Sharia Life Insurance (Billion Rp) ............................................. 27 Tabel 5.3 Posisi Keuangan Perusahaan Reasuransi Syariah (Miliar Rp) ..................................................................... 29 Table 5.3 Financial Position of Sharia Reinsurance (Billion Rp) ................................................................................... 29 Tabel 5.3.a Posisi Keuangan Perusahaan Reasuransi Syariah Dana Tabarru (Miliar Rp) .......................................... 32 Table 5.3.a Financial Position of Tabarru Fund Sharia Reinsurance (Billion Rp) ......................................................... 32 Tabel 5.3.b Posisi Keuangan Perusahaan Reasuransi Syariah Dana Perusahaan ..................................................... 34 Table 5.3.b Financial Position of Shareholders Fund Sharia Reinsurance (Billion Rp) ................................................ 34 Tabel 6 Laporan Laba Rugi Dana Perusahaan Asuransi Syariah (Miliar Rp) ............................................................... 36 Table 6 Income Statement of Shareholders Fund Sharia Insurance (Billion Rp) ......................................................... 36 Tabel 6.1 Laporan Laba Rugi Dana Perusahaan Asuransi Jiwa Syariah (Miliar Rp) ................................................... 38 Table 6.1 Income Statement of Shareholders Fund Sharia Life Insurance (Billion Rp) ............................................... 38 Tabel 6.2 Laporan Laba Rugi Dana Perusahaan Asuransi Umum Syariah (Miliar Rp) ................................................ 40 Table 6.2 Income Statement of Shareholders Fund Sharia Non-Life Insurance (Billion Rp)........................................ 40 Tabel 6.3 Laporan Laba Rugi Dana Perusahaan Reasuransi Syariah (Miliar Rp) ....................................................... 42 Table 6.3 Income Statement of Shareholders Fund Sharia Reinsurance (Billion Rp) .................................................. 42 Tabel 7 Laporan Surplus Underwriting Dana Tabarru' Asuransi Syariah (Miliar Rp) .................................................... 44 Table 7 Suplus Underwriting of Tabarru' Fund Sharia Insurance (Billion Rp)............................................................... 44 Tabel 7.1 Laporan Surplus Underwriting Dana Tabarru' Asuransi Jiwa Syariah (Miliar Rp) ........................................ 45 Table 7.1 Suplus Underwriting of Tabarru' Fund Sharia Life Insurance (Billion Rp) ..................................................... 45 Tabel 7.2 Laporan Surplus Underwriting Dana Tabarru' Asuransi Umum Syariah ....................................................... 46 Table 7.2 Suplus Underwriting of Tabarru' Fund Sharia Non-Life Insurance (Billion Rp) ............................................. 46 Tabel 7.3 Laporan Surplus Underwriting Dana Tabarru'Reasuransi Syariah (Miliar Rp) ............................................. 47 Table 7.3 Suplus Underwriting of Tabarru' Fund Sharia Reinsurance (Billion Rp) ....................................................... 47 Tabel 8 Laporan Perubahan Dana Investasi Peserta yang Dikelola Perusahaan Asuransi Jiwa Syariah (Miliar Rp) . 48 Table 8 Statement of Changes in Participant Investment Fund Managed Sharia Life Insurance (Billion Rp) ............. 48 Tabel 9 Kinerja Perusahaan Asuransi Syariah Table 9 Sharia Insurance Company Performance.............................. 49 PERUSAHAAN PEMBIAYAAN SYARIAH ..................................................................................................................... 50 SHARIA FINANCE COMPANY...................................................................................................................................... 50 Tabel 10 Posisi Keuangan Perusahaan Pembiayaan Syariah (Miliar Rp) .................................................................... 51 Table 10 Sharia Finance Company Financial Position (Billion Rp) ............................................................................... 51 Tabel 11 Laporan Laba Rugi Perusahaan Pembiayaan Syariah (Miliar Rp) Table 11 Sharia Finance Company Income

Statement (Billion Rp) .................................................................................................................................................... 53 Tabel 12 Rekening Administratif Perusahaan Pembiayaan Syariah (Miliar Rp) Table 12 Sharia Finance Company Off-

Financial Position (Billion Rp) ........................................................................................................................................ 55 Tabel 13 Kinerja Perusahaan Pembiayaan Syariah Table 13 Sharia Finance Company Performance ...................... 55 PERUSAHAAN MODAL VENTURA SYARIAH ............................................................................................................. 56 SHARIA VENTURE CAPITAL COMPANY .................................................................................................................... 56 Tabel 14 Posisi Keuangan Perusahaan Modal Ventura Syariah (Miliar Rp)Table 14 Sharia Venture Capital Company

Financial Position (Billion Rp) ........................................................................................................................................ 57 Tabel 15 Laporan Laba Rugi Perusahaan Modal Ventura Syariah (Miliar Rp)Table 15 Sharia Venture Capital Company

Income Statement (Billion Rp) ....................................................................................................................................... 58 Tabel 16 Kinerja Perusahaan Pembiayaan Syariah Table 16 Sharia Finance Company Performance ...................... 58 Tabel 17 Posisi Keuangan Perusahaan Penjaminan Syariah (Miliar Rp) ..................................................................... 60 Table 17 Financial Position of Sharia Guarantee Company (Billion Rp) ...................................................................... 60 Tabel 18 Laporan Laba Rugi Perusahaan Penjaminan Syariah (Miliar Rp) ................................................................. 62 Table 18 Income Statement Sharia Guarantee Company (Billion Rp).......................................................................... 62 Tabel 19 Posisi Keuangan Perusahaan LPEI Syariah (Miliar Rp) ................................................................................ 64 Table 19 Financial Position of LPEI Sharia Unit (Billion Rp) ......................................................................................... 64

STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA iv

Tabel 20 Laporan Laba Rugi LPEI Syariah (Miliar Rp) ................................................................................................. 66 Table 20 Income Statement LPEI Sharia Unit (Billion Rp) ............................................................................................ 66 Tabel 21 Pinjaman yang Diberikan PT Pegadaian (Persero) Khusus untuk Pembiayaan Syariah (Miliar Rp) ............ 68 Table 21 Loans Provided PT Pegadaian (Persero) Especially for Sharia Financing (Billion Rp) ................................. 68 LEMBAGA KEUANGAN MIKRO SYARIAH................................................................................................................... 69 SHARIA MICRO FINANCE INSTITUTION .................................................................................................................... 69 Tabel 22 Posisi Keuangan Perusahaan Lembaga Keuangan Mikro Syariah (Milyar Rp) Table 22 Sharia Micro Finance

Institution Financial Position (Billion Rp) ........................................................................................................................ 70 Tabel 23 Kinerja Lembaga Keuangan Mikro Syariah Table 23 Sharia Micro Finance Institution Performance .......... 72

STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA v

Daftar Istilah

Glossary

ASURANSI SYARIAH

SHARIA INSURANCE/TAKAFUL

Peserta orang atau badan yang menjadi peserta program asuransi dengan prinsip syariah atau Perusahaan yang menjadi peserta program reasuransi dengan prinsip syariah

Syaria Participant/Policy Holder a person or entity participating in insurance programs using Sharia principles or a Company participating in reinsurance programs using Sharia principles

Akad Tabarru’ akad hibah dalam bentuk pemberian dana dari satu Peserta kepada Dana Tabarru’ untuk tujuan tolong menolong di antara para Peserta, yang tidak bersifat dan bukan untuk tujuan komersial.

Contract of Tabarru' a contract of grant in the form of granting of funds from one Participant to the Tabarru' Fund for the purpose of mutual help among Participants, which is not commercial and not for commercial purposes.

Dana Tabarru’ kumpulan dana yang berasal dari kontribusi para Peserta, yang mekanisme penggunaannya sesuai dengan Akad Tabarru’ yang disepakati.

Tabarru' Fund a collection of fund from the Participants’ contribution which mechanism of the use is subject to the Contract of Tabarru that mutually agreed

Dana Investasi Peserta dana investasi yang berasal dari kontribusi Peserta pada produk asuransi jiwa yang mengandung unsur investasi, yang dikelola Perusahaan sesuai dengan akad investasi yang telah disepakati

Participant’s Investment Fund an investment fund derived from the contributions of the Participants in life insurance products containing elements of investment, which is managed by the Company in accordance with the agreed Contract of Investment.

Dana Perusahaan dana yang berasal dari pemegang saham dan/atau kekayaan perusahaan yang digunakan untuk melakukan kegiatan usaha asuransi atau usaha reasuransi denganprinsip syariah

Corporate fund a fund derived from shareholders and/or corporate property used to conduct the activities of insurance business or reinsurance business using Islamic principles.

Kontribusi Neto selisih lebih kontribusi dari Peserta yang dialokasikan untuk Dana Tabarru’ ditambah kontribusi reasuransi diterima dengan kontribusi reasuransi keluar.

Net contribution The excess of contributions from the Participants allocated to the Tabarru' Fund plus reinsurance contributions accepted with outgoing reinsurance contributions

Kekayaan Yang Diperkenankan kekayaan yang diperhitungkan dalam Tingkat Solvabilitas Dana Tabarru’

Admitted Assets Assets accounted for in Solvency Level of Tabarru' Fund.

Tingkat Solvabilitas Dana Tabarru’ selisih antara jumlah Kekayaan Yang Diperkenankan dari Dana Tabarru’ dikurangi dengan kewajiban dari penglolaan Dana Tabarru’

Solvency Level of Tabarru' Fund The difference between the amount of Allowable Wealth from the Tabarru' Fund minus liability of the Tabarru' Fund management

Surat Berharga Syariah Negara surat berharga syariah sebagaimana dimaksud dalam Undang-Undang mengenai surat berharga syariah Negara.

Government Sukuk As referred to in Act concerning state sharia securities

Dana Jaminan bagian dari kekayaan Dana Perusahaan atau

Guarantee Fund part of assets of Corporate Fund or part of assets

STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA vi

bagian dari kekayaan Dana Tabarru’ dan/atau bagian dari kekayaan Dana Investasi Peserta yang dimaksudkan sebagai jaminan terakhir dalam rangka melindungi kepentingan Peserta

of Tabarru' Fund and/or part of assets of Participant’s Investment Fund intended as a final guarantee in order to protect the interests of the participants

Qard pinjaman dana dari Perusahaan kepada Dana Tabarru’ dalam rangka menanggulangi ketidakcukupan kekayaan Dana Tabarru’ untuk membayar santunan atau klaim kepada Peserta.

Qard Loan of funds from the Company to the Tabarru' Fund in order to overcome the insufficiency of assets of Tabarru Fund to pay compensation or claim to the Participants

Kekayaan Yang Tersedia Untuk Qardh bagian dari kekayaan Dana Perusahaan yang disediakan untuk member Qard kepada Dana Tabarru’

Assets available for Qardh part of assets of Corporate Fund made available to provide Qardh to Tabarru' Fund

PENJAMINAN SYARIAH

SHARIA GUARANTEE

Penjaminan Syariah kegiatan pemberian jaminan oleh Penjamin atas pemenuhan kewajiban finansial Terjamin kepada Penerima Jaminan berdasarkan Prinsip Syariah (UU)

Sharia Guarantee The provision of guarantee services for the fulfillment of financial obligations of the Borrower(Guaranteed) to the Guarantee Recipients based on Syaria Principles

Perusahaan Penjaminan Syariah badan hukum yang bergerak dibidang keuangan dengan kegiatan usaha melakukan Penjaminan berdasarkan Prinsip Syariah (POJK)

Sharia Guarantee Companies legal entities engaged in financial activities that do a guarantee business based on Sharia Principles

Penjaminan Ulang Syariah kegiatan pemberian jaminan atas pemenuhan kewajiban finansial Perusahaan Penjaminan Syariah dan UUS

Sharia Re-Guarantee The provision of guarantee services for the fulfillment of financial obligations of Sharia Guarantee Companies and Sharia Business Unit (UUS)

Perusahaan Penjaminan Ulang Syariah badan hukum yang bergerak di bidang keuangan dengan kegiatan usaha melakukan Penjaminan Ulang berdasarkan Prinsip Syariah

Sharia Re-Guarantee Companies legal entities engaged in financial activities that do a re-guarantee business based on Sharia Principles

Lembaga Penjamin Perusahaan Penjaminan, Perusahaan Penjaminan Syariah, Perusahaan Penjaminan Ulang, dan Perusahaan Penjaminan Ulang Syariah yang menjalankan kegiatan penjaminan

Guarantee Institution Guarantee Companies, Sharia Guarantee Companies, Re-guarantee Companies, Sharia Re-guarantee Companies that run guarantee services activity

Penerima Jaminan lembaga keuangan atau di luar lembaga keuangan yang telah memberikan Kredit, Pembiayaan, Pembiayaan Berdasarkan Prinsip Syariah atau kontrak jasa kepada Terjamin

Guarantee Recipients Financial institutions or non financial institutions that provide credit activities, financing activities, sharia financing activities or service contract transaction of the Borrower(Guaranteed)

Terjamin pihak yang telah memperoleh Kredit, Pembiayaan, Pembiayaan Berdasarkan Prinsip Syariah, atau kontrak jasa dari lembaga keuangan atau di luar lembaga keuangan yang dijamin oleh Perusahaan Penjaminan atau Perusahaan Penjaminan Syariah

The Guaranteed (borrower/debtor) the parties obtained credit, financing, sharia financing, or service contract from financial institutions or non financial institutions that are guaranteed by Guarantee Companies or Sharia Guarantee Companies

Unit Usaha Syariah unit kerja dari Perusahaan Penjaminan yang berfungsi sebagai kantor induk dari kantor atau unit yang melaksanakan kegiatan usaha Penjaminan berdasarkan Prinsip Syariah

Sharia Business Unit Business unit of the guarantee company which serves as the the main office of the branch or unit conducting business based on Sharia Principles

STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA vii

Sertifikat Kafalah bukti persetujuan Penjaminan Syariah dari Perusahaan Penjaminan Syariah dan UUS kepada Penerima Jaminan atas kewajiban finansial Terjamin

Kafâlah Certificate The certificate of sharia guarantee approval issued by Sharia Guarantee Companies and sharia business unit to the Guarantee Recipients of financial liabilities of The Guaranteed (borrower/debtor)

Imbal Jasa Kafalah/IJK sejumlah uang yang diterima oleh Perusahaan Penjaminan Syariah dan UUS dari Terjamin dalam rangka kegiatan Penjaminan Syariah

the Kafalah Fee contribution amount of money received by the Sharia Guarantee Companies and Sharia Business Unit from the Guaranteed for the purposes of sharia Guarantee/kafalah

Ta’widh ganti rugi terhadap biaya-biaya yang dikeluarkan oleh pihak penerima jaminan akibat keterlambatan pihak terjamin dalam membayar kewajibannya yang telah jatuh tempo

Ta’widh compensation for the costs incurred by the the Guarantee Recipients party due to any delay in paying the Guaranteed obligations that have matured

PERUSAHAAN PEMBIAYAAN SYARIAH

SHARIA FINANCING COMPANY

Anjak Piutang Kegiatan pembiayaan dalam bentuk pembelian piutang dagang jangka pendek suatu perusahaan berikut pengurusan atas piutang tersebut

Finance Factoring A financing activity in the form of the purchase of company’s short-term trade receivable as well as the settlement of such receivable

Financing to Assets Ratio Rasio perbandingan piutang pembiayaan terhadap total aset

Financing to Assets Ratio Ratio of financing receivables to total assets

Gearing Ratio Rasio total pinjaman terhadap total modal sendiri dan pinjaman subordinasi setelah dikurangi penyertaan modal yang ada. Pinjaman subordinasi yang termasuk dalam perhitungan gearing ratio sebanyak-banyaknya sebesar 50% dari modal disetor

Gearing Ratio Ratio of total loans to the total equity (net worth) and subordinated loans, deducting existing capital investments. Subordinated loan which can be calculated in the gearing ratio calculation shall be at a maximum of 50% of the paid-up capital

Ijarah Akad penyaluran dana untuk pemindahan hak guna (manfaat) atas suatu barang dalam waktu tertentu dengan pembayaran sewa (ujrah), antara Perusahaan Pembiayaan sebagai pemberi sewa (mu’ajjir) dengan penyewa (musta’jir) tanpa diikuti pengalihan kepemilikan barang itu sendiri

Ijarah A fund distribution agreement for the transfer of usage rights (benefit) over certain goods within a certain time by installment payments (ujrah), between the Finance Company as the Lessor (mu’ajjir) to the Lessee (musta’jir) without the transfer of ownership of the underlying goods

Ijarah Muntahiyah Bittamlik Akad penyaluran dana untuk pemindahan hak guna (manfaat) atas suatu barang dalam waktu tertentu dengan pembayaran sewa (ujrah), antara Perusahaan Pembiayaan sebagai pemberi sewa (mu’ajjir) dengan penyewa (musta’jir) disertai opsi pemindahan hak milik atas barang yang disewa kepada penyewa setelah selesai masa sewa

Ijarah Muntahiyah Bittamlik A fund distribution agreement for the transfer usage rights (benefit) over certain goods within a certain time by installment payments (ujrah), between the Finance Company as the Lessor (mu’ajjir) and the Lessee (musta’jir) accompanied by the option to transfer the leased asset ownership at the end of the lease term

Investement and Financing to Assets Ratio Rasio investasi/penyertaan terhadap total aset

Investement and Financing to Assets Ratio Ratio of investments/placement to total assets

STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA viii

PERUSAHAAN MODAL VENTURA SYARIAH

SHARIA VENTURE CAPITAL COMPANY

Istishna’ Akad pembiayaan untuk pemesanan pembuatan barang tertentu dengan kriteria dan persyaratan tertentu yang disepakati antara pemesan (pembeli, mustashni’) dan penjual (pembuat, shani’) dengan harga yang disepakati bersama oleh para pihak

Istishna’ A financing contract of certain goods with predetermined criteria and conditions as well as price between buyer (mustashni') and seller (manufacturer, shani')

Kapitalisasi Pasar Menunjukkan jumlah saham agregat dikalikan dengan harga pasar biasa pada penutupan

Market Cap Indicates the aggregate number of shares multiplied by regular market closing price

Lembaga Pembiayaan Badan usaha yang melakukan kegiatan pembiayaan dalam bentuk penyediaan dana atau barang modal

Financing Institution A business entity which is doing financing activities in the form of provision of funds or capital goods

Murabahah Akad pembiayaan untuk pengadaan suatu barang dengan menegaskan harga belinya (biaya pokok penjualan) bagi pembeli dan pembeli membayarnya secara angsuran dengan harga lebih sebagai laba

Murabahah A financing contract for the procurement of goods by asserting the purchase price (cost of goods sold) to the buyer and the buyer pay its higher price by installments as profit

Non Performing Financing Proporsi kualitas aset piutang pembiayaan kategori macet dan diragukan terhadap total piutang atas kegiatan pembiayaan

Non-Performing Financing The proportion of the quality of non-performing finance receivable to the total receivables on finance activities

Pembiayaan Konsumen Kegiatan pembiayaan untuk pengadaan barang berdasarkan kebutuhan konsumen dengan pembayaran secara angsuran

Consumer Finance A financing activity of goods procurement which is based on consumer’s need and paid by installments

Pendanaan Mudharabah Muqayyadah Kegiatan pendanaan melalui akad kerja sama dengan pihak lain yang bertindak sebagai penyandang dana (shahibul mal), dimana shahibul mal tersebut membiayai 100% modal kegiatan pembiayaan untuk proyek yang telah ditentukan oleh Perusahaan Pembiayaan dan keuntungan usaha dibagi sesuai dengan kesepakatan dalam akad

Mudharabah Muqayyadah Funding A financing activity by a cooperation agreement with another party acting as a lender (shahibul mal), which Shahibul mal funds 100% of project financing determined by Finance Company and the business profits is shared in accordance to the such agreement

Pendanaan Mudharabah Musytarakah Kegiatan pendanaan melalui akad kerja sama dengan pihak lain yang bertindak sebagai penyandang dana (shahibul mal), dimana shahibul mal dan Perusahaan Pembiayaan (mudharib) turut menyertakan modalnya dalam kerja sama investasi dan keuntungan usaha dibagi sesuai kesepakatan dalam akad

Mudharabah Musytarakah Funding A financing activity by a cooperation agreement with another party acting as lender (shahibul mal), which both Shahibul mal and Finance Company (“mudharib”) invest their funds in the project and its business profit is shared in accordance to such agreement

Pendanaan Mudharabah Mutlaqah Kegiatan pendanaan melalui akad kerja sama dengan pihak lain yang bertindak sebagai penyandang dana (shahibul mal), dimana shahibul mal tersebut membiayai 100% modal kegiatan pembiayaan untuk proyek yang tidak ditentukan dan keuntungan usaha dibagi sesuai kesepakatan dalam akad

Mudharabah Mutlaqah Funding A financing activity by a cooperation agreement with another party acting as lender (shahibul mal), which shahibul mal provides 100% of unspecified project financing and the business profit is shared in accordance to the such agreement

STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA ix

Pendanaan Musyarakah Kegiatan pendanaan melalui akad kerja sama dengan pihak lain untuk usaha tertentu, dimana masing-masing pihak memberikan kontribusi dana dengan ketentuan bahwa keuntungan dan risiko akan ditanggung bersama sesuai dengan kesepakatan dalam akad

Musharakah funding A financing activity by a cooperation agreement with another party for certain business, which each party contributes funds with the provisions that the risks and benefits will be shared in accordance to the such agreement

Perusahaan Modal Ventura Badan usaha yang melakukan usaha pembiayaan/penyertaan modal ke dalam suatu perusahaan yang menerima bantuan pembiayaan (perusahaan penerima investasi) untuk jangka waktu tertentu dalam bentuk penyertaan saham, penyertaan melalui pembelian obligasi konversi, dan pembiayaan berdasarkan pembagian atas hasil usaha

Venture Capital Company A business entity engaged in the capital financing/investment into a company that received financing assistance (investee Company) for a certain period in the form of shares, the purchase of convertible bonds, and/or profit sharing-based financing

Perusahaan Pembiayaan Badan usaha yang khusus didirikan untuk melakukan Sewa Guna Usaha, Anjak Piutang, Pembiayaan Konsumen, dan usaha Kartu Kredit

Finance Company A business entity which is established specifically to undertake Leasing, Factoring, Consumer Finance, and Credit Card

Perusahaan Pembiayaan Infrastruktur Badan usaha yang didirikan khusus untuk melakukan pembiayaan dalam bentuk penyediaan dana pada proyek infrastruktur

Infrastucture Finance Companies A business entity which is established specifically to finance in the form of infrastucture project funds

Price to Book Value Hubungan antara harga pasar saham biasa saat ini dan nilai buku yang tercatat, digunakan dalam mempertimbangkan kinerja saham perusahaan

Price to Book Value The relation between current regular market price and book values that recorded, used in considering the performance of the company’s shares

Price Earning Ratio Rasio harga saham terhadap keuntungan perusahaan yang dapat didistribusikan untuk setiap saham yang dimiliki

Price Earning Ratio Ratio of share prices to company profits that can be distributed for every share held

Rasio Modal Sendiri-Modal Disetor Rasio perbandingan modal sendiri terhadap modal disetor

Equity to Paid-up Capital Ratio Ratio of equity to paid-up capital

Rasio Penyertaan Modal Rasio perbandingan jumlah seluruh penyertaan modal Perusahaan Pembiayaan dibandingkan dengan jumlah modal sendirinya

Capital Investment Ratio Ratio of all capital investments of Finance Company to its equities

Rasio Tingkat Pengembalian Terhadap Aset Rasio laba terhadap total aset perusahaan

Return on Assets Ratio of profit to company’s assets

Rasio Tingkat Pengembalian Terhadap Ekuitas Rasio laba bersih terhadap total ekuitas perusahaan

Return on Equity Ratio of net income to company’s equities

Salam Akad pembiayaan untuk pengadaan suatu barang dengan cara pemesanan dan pembayaran harga lebih dahulu dengan syarat-syarat tertentu yang disepakati para pihak

Salam A financing contract for the procurement of goods by way of ordering and payment in advance with certain conditions agreed between the parties

STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA x

Sewa Guna Usaha Kegiatan pembiayaan dalam bentuk penyediaan barang modal, baik secara sewa guna usaha dengan hak opsi (Finance Lease) maupun sewa guna usaha tanpa hak opsi (Operating Lease), untuk digunakan oleh penyewa guna usaha (Lessee) selama jangka waktu tertentu berdasarkan pembayaran secara angsuran

Leasing A financing activity in the form of provision of capital goods, either by finance lease or operating lease, to be used by lessee for a specified period on the basis of the installments

Usaha Kartu Kredit Kegiatan pembiayaan untuk pembelian barang dan/atau jasa dengan menggunakan kartu kredit

Credit Card Business A financing activity in order to purchase goods and/or services by using credit card

Wakalah bil Ujrah Pelimpahan kuasa oleh satu pihak (al muwakil) kepada pihak lain (al wakil) dalam hal-hal yang boleh diwakilkan dengan pemberian keuntungan (ujrah)

Wakalah bil ujrah The delegation of authority by one party (al muwakil) to another party (al wakil) on the allowed matters by granting benefits (ujrah)

STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA xi

Daftar Singkatan

List of Abbreviation

1. AP : Anjak Piutang

2. BOPO : Beban Operasional-Pendapatan Operasional

3. EUR : Euro Currency

4. FAR : Financing to Assets Ratio

5. GR : Gearing Ratio

6. IDR : Indonesia Rupiah

7. IFAR : Investement and Financing to Assets Ratio

8. JPY : Japan Yen

9. KK : Kartu Kredit

10. NPF : Non Performing Financing

11. MSMD : Rasio Modal Sendiri-Modal Disetor

12. PBV : Price to Book Value

13. PER : Price Earning Ratio

14. PHP : Philippines Peso

15. PK : Pembiayaan Konsumen

16. ROA : Return on Assets

17. ROE : Return on Equity

18. SB : Surat Berharga

19. SGD : Singapore Dollar

20. SGU : Sewa Guna Usaha

21. USD : United States Dollar

STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA 1

Tabel 1 Overview IKNB Syariah

Table 1 NBFI Sharia Overview

Keterangan

Jumlah Industri Syariah (Unit)

Number of Sharia Industries

(Units)

Jumlah Perusahaan Unit Usaha Syariah

(Unit) Number of Sharia

Business Units (Units)

Aset (Miliar RP)

Assets (Billion Rp)

Kewajiban (Miliar Rp) Liabilities

(Billion Rp)

Dana Syirkah Temporer (Miliar

Rp) Temporary Syirkah Funds (Billion Rp)

Ekuitas (Miliar Rp)

Equities (Billion Rp)

Aset Produktif (Miliar Rp) Productive

Assets (Billion Rp)

Items

1. Asuransi Syariah 8 47 28,554 6,401 - 22.153 23.948 1. Sharia Insurance

a. Asuransi Jiwa Syariah 5 19 23,294 4,035 - 19.260 20.371 a. Sharia Life Insurance

b. Asuransi Umum Syariah 3 23 4,070 2,018 - 2.052 2.600 b. Sharia Non-Life

Insurance

c. Reasuransi Syariah - 3 1,189 348 - 841 977 c. Sharia Reinsurance 2. Perusahaan Pembiayaan

Syariah 3 37 24,547 19,210 - 5.337 22.270

2. Sharia Finance Company 3. Perusahaan Modal Ventura

Syariah 4 2 461 366 - 95 386 3. Sharia Venture Capital

Company 4. Lembaga Jasa Keuangan

Khusus Syariah 2 4 15,874 11,173 - 905 587 4.Sharia Spesialized

Financial Institution 5. Lembaga Keuangan Mikro

Syariah 8 - 43 27 11 5 22 5. Sharia Micro Finance

Institution

JUMLAH 25 88 69,478 37,176 11 28.496 47.214 TOTAL


Tabel 2 Pangsa Pasar IKNB Syariah berdasarkan Aset

Table 2 Market Share of Sharia NBFI based on Asssets

Keterangan Syariah Sharia

Konvensional Konventional

Gabungan Consolidation

% Market Share

Items

1. Asuransi 28.554 478.084 876.887 3% 1. Sharia Insurance

2. Lembaga Pembiayaan 25.008 446.608 471.616 5% 2. Sharia Finance Institution

3. Dana Pensiun N/A 214.637 214.637 0% 3. Sharia Pension Fund

4. Lembaga Jasa Keuangan Khusus 15.874 153.608 169.482 9% 4.Sharia Spesialized Financial Institution

5. Jasa Penunjang IKNB* N/A 6.805 6.805 0% 5. Sharia Intermediaries of NBFI

6. Lembaga Keuangan Mikro 43 149 192 22% 6. Sharia Micro Finance Institution

JUMLAH 69.478 1.299.892 1.739.618 4% TOTAL

* Menggunakan Data per Semester 2 Tahun 2015


ASURANSI SYARIAH

SHARIA INSURANCE


Tabel 3 Ikhtisar Data Keuangan Asuransi Syariah (Miliar Rp)

Table 3 Financial Highlights Sharia Insurance (Billion Rp)

Nama Akun Feb-15 Mar-15 Apr-15 May-15 Jun-15 Jul-15 Aug-15 Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-16 Items

1. Aset 23,609 23,803 23,530 24,580 24,205 24,331 23,898 23,640 24,571 25,397 26,519 27,189 28.554 1. Assets

2. Kontribusi Bruto

1,567 2,496 3,362 4,253 5,133 5,955 6,809 7,658 8,575 9,462 10,490 932 1.786 2. Gross Contribution

3. Klaim Bruto 515 863 1,126 1,417 1,710 1,945 2,208 2,476 2,738 3,003 3,342 272 589 3. Gross

Claims

4. Investasi 20,515 20,807 20,433 21,176 21,088 21,346 20,724 20,609 21,507 21,890 23,070 23,134 23.948 4. Investments

5. Hasil Investasi

530 502 (83) 332 (130) (272) (735) (1,166) (751) (722) (376) 152 542 5. Investment Yield

6. GDP* 1,818,848 2,728,272 3,731,426 4,664,282 5,597,139 6,685,592 7,640,677 8,595,761 9,617,325 10,579,057 11,540,790 961,732 1.923.465 6. GDP

7. Populasi Penduduk (Juta)**

255 255 255 255 255 255 255 255 255 255 255 259 259 7. Population

(Million)

8. Penetrasi 0.086% 0.092% 0.090% 0.091% 0.092% 0.089% 0.089% 0.089% 0.089% 0.089% 0.091% 0.097% 0,093% 8. Penetration

9. Densitas 36,800 39,088 39,481 39,956 40,183 39,958 39,979 39,970 40,282 40,408 41,061 43,239 41.414 9. Density

Tabel 3.1 Ikhtisar Data Keuangan Asuransi Jiwa Syariah (Miliar Rp)

Table 3.1 Financial Highlights Sharia Life Insurance (Billion Rp)


1. Aset 19,225 19,387 19,035 19,825 19,601 19,718 19,227 18,926 19,757 20,554 21,614 22,019 23.294 1. Assets

2. Kontribusi Bruto

1,330 2,119 2,869 3,620 4,362 5,048 5,767 6,479 7,249 7,998 8,813 693 1.369 2. Gross Contribution

3. Klaim Bruto 398 658 865 1,082 1,316 1,510 1,716 1,930 2,124 2,336 2,597 199 447 3. Gross

Claims

4. Investasi 17,438 17,697 17,352 18,022 17,891 18,137 17,453 17,285 18,132 18,476 19,576 19,609 20.371 4. Investments

5. Hasil Investasi

498 456 (142) 260 (217) (364) (848) (1,292) (910) (889) (566) 135 511 5. Investment

Yield

6. GDP* 1,818,848 2,728,272 3,731,426 4,664,282 5,597,139 6,685,592 7,640,677 8,595,761 9,617,325 10,579,057 11,540,790 961,732 1.923.465 6. GDP


255 255 255 255 255 255 255 255 255 255 255 259 259 7. Population

(Million)

8. Penetrasi 0.073% 0.078% 0.077% 0.078% 0.078% 0.075% 0.075% 0.075% 0.075% 0.076% 0.076% 0.072% 0,071% 8. Penetration

9. Densitas 31,227 33,179 33,688 34,009 34,152 33,871 33,860 33,818 34,051 34,156 34,498 32,127 31.739 9. Density


Tabel 3.2 Ikhtisar Data Keuangan Asuransi Umum Syariah (Miliar Rp)

Table 3.2 Financial Highlights Sharia Non-Life Insurance (Billion Rp)


1. Aset 3,337 3,392 3,448 3,709 3,549 3,549 3,609 3,652 3,724 3,746 3,786 3,974 4.070 1. Assets 2. Kontribusi

Bruto 179 293 387 508 617 748 863 980 1,101 1,221 1,390 188 346 2. Gross

Contribution 3. Klaim Bruto 80 131 179 228 272 311 349 391 439 482 528 48 92 3. Gross Claims 4. Investasi 2,246 2,244 2,254 2,264 2,305 2,318 2,372 2,414 2,443 2,473 2,539 2,557 2.600 4. Investments 5. Hasil

Investasi 24 35 44 55 66 67 85 97 124 131 149 14 22 5. Investment

Yield 6. GDP* 1,818,848 2,728,272 3,731,426 4,664,282 5,597,139 6,685,592 7,640,677 8,595,761 9,617,325 10,579,057 11,540,790 961,732 1.923.465 6. GDP 7. Populasi

Penduduk (Juta)**

255 255 255 255 255 255 255 255 255 255 255 259 259 7. Population

(Million)

8. Penetrasi 0.010% 0.011% 0.010% 0.011% 0.011% 0.011% 0.011% 0.011% 0.011% 0.012% 0.012% 0.020% 0,018% 8. Penetration 9. Densitas 4,196 4,584 4,547 4,769 4,830 5,017 5,070 5,116 5,174 5,214 5,442 8,730 8.023 9. Density

Tabel 3.3 Ikhtisar Data Keuangan Reasuransi Syariah (Miliar Rp)

Table 3.3 Financial Highlights Sharia Reinsurance (Billion Rp)


1. Aset 1,047 1,024 1,046 1,046 1,055 1,064 1,062 1,061 1,091 1,097 1,119 1,196 1.189 1. Assets 2. Kontribusi

Bruto 59 85 106 125 153 159 179 199 225 243 287 51 71

2. Gross Contribution

3. Klaim Bruto 37 74 81 107 122 125 143 155 175 184 216 26 50 3. Gross Claims 4. Investasi 831 867 827 890 892 891 898 910 933 941 955 968 977 4. Investments 5. Hasil

Investasi 8 11 15 17 21 25 29 30 34 37 41 4 9

5. Investment Yield

6. GDP* 1,818,848 2,728,272

3,731,426 4,664,282

5,597,139

6,685,592 7,640,677

8,595,761

9,617,325 10,579,057 11,540,790 961,732

1.923.465

6. GDP


255 255 255 255 255 255 255 255 255 255 255 259 259 7. Population

(Million)

8. Penetrasi 0.003% 0.003% 0.003% 0.003% 0.003% 0.002% 0.002% 0.002% 0.002% 0.002% 0.002% 0.005% 0,004% 8. Penetration 9. Densitas 1,377 1,326 1,246 1,178 1,200 1,069 1,049 1,037 1,058 1,038 1,122 2,381 1.652 9. Density

*GDP bersumber pada publikasi Badan Pusat Statistik (BPS) dan dilakukan proyeksi untuk bulan yang bersesuaian. **Populasi Penduduk bersumber pada publikasi Badan Pusat Statistik (BPS)


Tabel 4 Investasi Asuransi Syariah (Miliar Rp)

Table 4 Investment of Sharia Insurance (Billion Rp)


A. Perbankan 7,647 7,822 7,928 8,108 8,428 8,775 8,741 9,154 9,282 9,477 9,837 9,713 10,290 A. Banking

1. Deposito 7,647 7,822 7,928 8,108 8,428 8,775 8,741 9,154 9,282 9,477 9,837 9,713 10,290 1. Time Deposit

B. Pasar Modal 12,777 12,895 12,416 12,980 12,545 12,457 11,871 11,344 12,099 12,287 13,092 13,281 13,517 B. Capital Market

1. Saham Syariah 6,137 6,154 5,765 6,097 5,865 5,800 5,492 5,129 5,548 5,552 6,427 7,434 8,820 1. Sharia Stock

2. Sukuk 952 1,069 919 994 1,022 1,006 1,002 986 1,010 1,057 1,098 1,117 1,104 2. Corporate

Sukuk 3. Surat Berharga

Syariah Negara 1,538 1,415 1,349 1,350 1,424 1,415 1,329 1,283 1,251 1,298 1,266 1,277 1,333 3. Government

Sukuk 4. Reksa Dana

Syariah 4,150 4,257 4,383 4,540 4,234 4,236 4,048 3,946 4,290 4,379 4,301 3,452 2,260 4. Sharia Mutual

Funds

C. Lain-Lain 91 90 89 87 115 114 111 110 126 124 141 140 141 C. Others

1. Emas Murni 3 3 3 2 2 2 2 1 1 1 1 1 1 1. Gold

2. Penyertaan Langsung

28 28 28 27 25 25 24 25 25 25 27 26 25 2. Direct Placement

3. Bangunan dgn Hak Strata atau Tanah dgn Bangunan untuk Investasi

19 19 19 19 19 19 19 19 34 34 34 34 34 3. Property

4. Investasi Lain 41 40 40 40 69 69 67 65 66 65 80 80 81 4.Other

Investment

JUMLAH 20,515 20,807 20,433 21,176 21,088 21,346 20,724 20,609 21,507 21,888 23,070 23,134 23,948 TOTAL


Tabel 4.1 Investasi Asuransi Jiwa Syariah (Miliar Rp)

Table 4.1 Investment of Sharia Life Insurance (Billion Rp)




B. Pasar Modal 12,352 12,457 11,977 12,521 12,084 11,998 11,433 10,909 11,650 11,832 12,636 12,823 13,037 B. Capital Market

1. Saham Syariah 6,132 6,148 5,759 6,091 5,860 5,796 5,489 5,126 5,545 5,549 6,424 7,431 8,817 1. Sharia Stock

2. Sukuk 757 872 719 774 796 781 781 764 777 813 853 871 834 2. Corporate Sukuk

3. Surat Berharga Syariah Negara

1,424 1,303 1,238 1,240 1,314 1,305 1,225 1,179 1,147 1,195 1,162 1,172 1,233 3. Government Sukuk

4. Reksa Dana Syariah 4,039 4,133 4,260 4,415 4,114 4,117 3,938 3,839 4,181 4,274 4,197 3,348 2,153 4. Sharia Mutual

Funds


1. Emas Murni - - - - - - - - - - - - - 1. Gold

2. Penyertaan Langsung 28 28 27 26 25 25 24 25 25 24 26 25 25 2. Direct Placement


0 0 0 0 0 0 0 0 0 0 0 0 0

3. Property

4. Investasi Lain 40 39 39 39 68 68 66 64 65 64 79 79 81 4.Other Investment

JUMLAH 17,438 17,697 17,352 18,022 17,891 18,137 17,453 17,285 18,132 18,475 19,576 19,609 20,371 TOTAL


Tabel 4.2 Portofolio Investasi Asuransi Umum Syariah (Miliar Rp)

Table 4.2 Investment of Sharia Non-Life Insurance (Billion Rp)




B. Pasar Modal 318 323 328 340 345 347 329 329 337 338 342 342 363 B. Capital Market

1. Saham Syariah 6 6 6 5 4 4 3 3 3 3 3 3 3 1. Sharia Stock


3. Surat Berharga Syariah Negara 88 88 88 88 88 88 81 82 82 83 83 83 78 3. Government Sukuk

4. Reksa Dana Syariah 70 74 76 75 71 71 65 64 65 61 62 61 63 4. Sharia Mutual Funds


1. Emas Murni 3 3 3 2 2 2 2 1 1 1 1 1 1 1. Gold

2. Penyertaan Langsung 0 0 0 0 0 0 0 0 0 0 0 0 0 2. Direct Placement


19 19 19 19 19 19 19 19 33 33 33 33 33 3. Property

4. Investasi Lain 1 1 1 1 1 1 1 1 1 1 1 1 1 4.Other Investment

JUMLAH 2,246 2,244 2,254 2,264 2,305 2,318 2,372 2,414 2,443 2,473 2,539 2,557 2,600 TOTAL


Tabel 4.3 Portofolio Investasi Reasuransi Syariah (Miliar Rp)

Table 4.3 Investment of Sharia Reinsurance (Billion Rp)


A. Perbankan 724 752 716 770 776 780 789 804 821 824 841 852 860 A. Banking

1. Deposito 724 752 716 770 776 780 789 804 821 824 841 852 860 1. Time Deposit

B. Pasar Modal 107 115 111 120 116 111 110 106 112 117 114 115 117 B. Capital Market

1. Saham Syariah - - - - - - - - - - - - - 1. Sharia Stock


3. Surat Berharga Syariah Negara 25 24 23 22 22 22 23 22 21 20 21 22 22 3. Government Sukuk

4. Reksa Dana Syariah 41 50 47 49 49 48 45 43 44 44 42 43 44 4. Sharia Mutual Funds

C. Lain-Lain - - - - - - - - - - - - - C. Others

1. Emas Murni - - - - - - - - - - - - - 1. Gold

2. Penyertaan Langsung - - - - - - - - - - - - - 2. Direct Placement


- - - - - - - - - - - - - 3. Property

4. Investasi Lain - - - - - - - - - - - - - 4.Other Investment

JUMLAH 831 867 827 890 892 891 898 910 933 941 955 968 977 TOTAL


Tabel 5 Posisi Keuangan Perusahaan Asuransi Syariah (Miliar Rp)

Table 5 Financial Position of Sharia Insurance (Billion Rp)

Nama Akun Feb-15 Mar-15 Apr-15 May-

15 Jun-15 Jul-15 Aug-15 Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-16

Items

A. KEKAYAAN A. ASSETS 1. Investasi 1. Investment

a. Deposito 7,647 7,822 7,928 8,108 8,428 8,775 8,741 9,154 9,282 9,477 9,837 9,713 10,290 a. Time Deposit b. Saham Syariah 6,137 6,154 5,765 6,097 5,865 5,800 5,492 5,129 5,548 5,552 6,427 7,434 8,820 b. Sharia Stock c. Sukuk atau Obligasi Syariah 952 1,069 919 994 1,022 1,006 1,002 986 1,010 1,057 1,098 1,117 1,104 c. Corporate Sukuk d. Surat Berharga Syariah

Negara 1,538 1,415 1,349 1,350 1,424 1,415 1,329 1,283 1,251 1,298 1,266 1,277 1,333

d. Goverment Sukuk

e. Surat Berharga Syariah Yang Diterbitkan oleh Bank Indonesia

- - - - - - - - - - - - - e. Sharia Promissory Notes Issued By Bank Of Indonesia

f. Surat Berharga Syariah yang Diterbitkan oleh Selain Negara Republik Indonesia

- - - - - - - - - - - - - f. Foreign Government

Sukuk

g. Surat Berharga Syariah yang Diterbitkan oleh Lembaga Multinasional

- - - - - - - - - - - - - g. Sukuk of Multinational

Institutions

h. Reksa Dana Syariah 4,150 4,257 4,383 4,540 4,234 4,236 4,048 3,946 4,290 4,379 4,301 3,452 2,260 h. Sharia Mutual Funds

i. Efek Beragun Aset Syariah - - - - - - - - - - - - - i. Sharia Asset Backed

Securities j. Pembiayaan Melalui

Kerjasama Dengan Pihak Lain Syariah.

- - - - - - - - - - - - - j. Sharia Refinancing

k. Emas Murni 3 3 3 2 2 2 2 1 1 1 1 1 1 k. Gold l. Penyertaan Langsung 28 28 28 27 25 25 24 25 25 25 27 26 25 l. Direct Placement m. Bangunan dengan Hak

Strata atau Tanah dengan Bangunan Untuk Investasi

19 19 19 19 19 19 19 19 34 34 34 34 34 m. Property

n. Investasi Lain 41 40 40 40 69 69 67 65 66 65 80 80 81 n. Other Investment

Jumlah Investasi

20,515

20,807

20,433

21,176

21,088

21,346

20,724

20,609

21,507

21,888

23,070

23,134

23,948 Total Investments

2. Bukan Investasi 2. Non Investments a. Kas dan Bank 889 894 876 995 884 839 948 876 878 1,023 896 957 1,324 a. Cash And Bank

b. Tagihan Kontribusi 555 588 608 614 583 607 577 600 620 648 676 778 761 b. Contribution

Receivables

c. Tagihan Reasuransi 245 254 266 259 282 306 307 307 306 323 304 316 349 c. Reinsurance

Receivables d. Tagihan Investasi 5 5 10 16 5 7 10 5 27 13 21 385 383 d.Investment Receivables

e. Tagihan Hasil Investasi 91 43 90 91 96 83 72 64 69 98 87 102 107 e. Investment Yields

Recievables

f. Tagihan Ujrah kepada Peserta 443 429 448 462 431 434 435 426 420 380 367 367 400 f. Ujrah Receivables To

Policyholders

g. Tagihan Alokasi Surplus Dana Tabarru'

33 31 31 27 33 39 37 42 51 47 49 44 43 g.Share Of Surplus Tabbaru' Fund Receivables






Items

h. Tagihan Bagi Hasil Pengelolaan Investasi Dana Tabarru'

6 7 3 8 5 6 3 5 7 5 5 5 6 h. The Management Fees

Of Investment Yiled Funds Tabarru

i. Tagihan Qardh - - - - - - - - - - - - - i.Qardh Receivables j. Bangunan dengan Hak Strata

atau Tanah dengan Bangunan Untuk Dipakaai Sendiri

60 60 59 72 72 71 71 71 70 70 56 52 52

j. Property

k. Perangkat Keras Komputer 6 7 6 7 7 7 6 6 6 6 6 6 6 k. Computers Hardware l. Aset Tetap Lain 37 35 18 21 25 23 22 23 24 22 21 22 27 l. Other Fixed Assets m. Aset Lain 735 677 795 929 796 689 825 741 730 1,031 1,142 1,156 1,308 m. Other Assets Jumlah Bukan Investasi 3,105 3,030 3,212 3,501 3,219 3,111 3,314 3,167 3,207 3,666 3,631 4,191 4,766 Total Non Investments

JUMLAH KEKAYAAN

23,620

23,837

23,645

24,677

24,307

24,457

24,038

23,776

24,714

25,554

26,701

27,325

28,714 TOTAL ASSETS

B. KEWAJIBAN DAN EKUITAS B. LIABILITIES AND

EQUITIES 1. Kewajiban 1. Liabilities

a. Utang a. Payable 1) Utang Klaim 163 174 174 176 168 170 171 166 175 178 230 214 249 1) Claim Payable 2) Utang Reasuransi 132 126 139 139 145 153 144 150 150 151 140 162 185 2) Reinsurance Payable 3) Utang Komisi 252 239 245 241 237 235 229 240 249 205 210 222 209 3) Commision Payable

4) Utang Ujrah Reasuransi 30 29 28 29 27 26 26 27 27 28 26 27 31 4) Ujrah Reinsurance

Payable 5) Utang Ujrah Kepada

Perusahaan 295 300 318 335 307 308 307 309 324 313 296 284 302

5) Ujrah payable

6) Utang Alokasi Surplus Underwriting

Kepada Tertanggung

71 81 79 78 79 80 82 93 87 76 83 82 89 6) Payable of shareholder share

surplus to insured 7) Utang Alokasi Surplus

Underwriting Kepada Perusahaan

31 32 29 28 32 37 38 44 46 46 50 45 41 7) Payable of shareholder share surplus to company

8) Utang Bagi Hasil Investasi Dana

Tabarru Kepada Perusahaan

10 10 10 11 8 8 5 5 9 8 7 8 11 8) Payable of the management fees of investment yield tabarru funds

9) Utang Ujroh/Fee Pengelolaan Dana

10 22 27 10 28 10 13 40 38 43 409 144 564 9) Ujrah payable

10) Utang Bagi Hasil - 0 0 0 0 0 0 - - - - - 0 10) Profit sharing

payable

11) Utang Penarikan Dana Investasi

56 34 34 38 24 20 21 35 25 16 15 27 20 11) Fund withdrawal payable to participants

12) Utang Pajak 66 67 47 48 65 71 81 98 106 90 118 134 137 12) Tax Payable 13) Biaya yang Masih Harus 56 53 47 46 42 36 42 41 44 32 41 40 41 13) Accrued Expenses






Items

Dibayar 14) Utang Zakat 7 8 7 7 7 6 7 9 8 5 8 9 9 14) Zakat Payable 15) Akumulasi Dana Investasi

Peserta

11,756

11,868

11,381

11,952

11,560

11,578

11,131

10,783

11,441

11,571

12,125

12,431

12,956 15) Accumulation of

investment funds 16) Utang Lain 1,625 1,553 1,746 1,990 1,887 1,802 1,959 1,793 1,912 2,238 2,266 2,437 2,621 16) Other Payable

Jumlah Utang

14,560

14,596

14,312

15,129

14,617

14,542

14,255

13,833

14,641

15,001

16,025

16,266

17,462 Total Payable

b. Penyisihan Teknis - - - - - - - - - - - - - b. Technical Reserves

1) Penyisihan Kontribusi 993 946 996 969 988 1,010 993 870 988 894 897 924 957 1) Reserve of

Contribution 2) Penyisihan Kontribusi yang

Belum Menjadi Pendapatan/Hak

406 411 396 426 419 418 440 547 441 559 576 598 617 2) Reserve for unearned contribution

3) Penyisihan Klaim 388 385 400 433 414 425 421 432 454 462 446 462 456 3) Claim Reserve

Jumlah Penyisihan Teknis 1,787 1,741 1,791 1,827 1,822 1,854 1,854 1,849 1,883 1,915 1,918 1,984 2,030 Total Technical

Reserves c. Qardh - - - - - - - - - - - - 0 c. Qardh

Jumlah Kewajiban

16,346

16,337

16,103

16,956

16,439

16,396

16,109

15,682

16,524

16,916

17,943

18,250

19,493 Total Liabilities

2. Pinjaman Subordinasi - - - - - - - - - - - - - 2. Subordinations Loan 3. Ekuitas 3. Equity

a. Modal Disetor 2,078 2,078 2,078 2,086 2,097 2,097 2,097 2,097 2,097 2,157 2,181 2,302 2,303 a. Paid Up Capital

b. Akumulasi Dana Tabarru' 1,450 1,537 1,493 1,527 1,580 1,637 1,697 1,707 1,728 1,789 1,824 1,861 1,862 b. Accumulation of

tabarru fund c. Agio Saham 0 0 0 0 0 0 0 0 0 0 0 0 0 c. Shares Premium d. Cadangan 267 267 267 306 305 304 304 304 304 304 298 355 355 d. Reserves e. Kenaikan (Penurunan) Surat

Berharga (8) (12) (33) (42) (54) (68) (103) (136) (86) (85) (83) (67) (59) e. Increase (Decrease)

Marketable Securities

f. Selisih Penilaian Aktiva Tetap 2 2 2 2 2 2 2 2 2 2 (2) (2) (1) f. Difference Of

Revaluation Of Fixed Assets

g. Saldo Laba 3,488 3,627 3,737 3,841 3,939 4,060 3,932 4,120 4,145 4,471 4,541 4,625 4,761 g. Profit h. Kekayaan Yang Tidak

Diperkenankan - - - - - - - - - - - - -

h. Non Admitted Asset

Jumlah Ekuitas 7,276 7,500 7,544 7,720 7,868 8,032 7,929 8,094 8,190 8,638 8,758 9,075 9,222 Total of Equities JUMLAH KEWAJIBAN DAN

EKUITAS

23,622

23,837

23,647

24,677

24,307

24,427

24,038

23,776

24,714

25,554

26,701

27,325

28,714 TOTAL OF LIABILITIES

AND EQUITIES


Tabel 5.1 Posisi Keuangan Perusahaan Asuransi Jiwa Syariah (Miliar Rp)

Table 5.1 Financial Position of Sharia Life Insurance (Billion Rp)


15 Jun-15 Jul-15 Aug-

15 Sep-15

Oct-15 Nov-15

Dec-15

Jan-16 Feb-16 Items

A. KEKAYAAN A. ASSETS

1. Investasi 1. Investment

a. Deposito 5,018 5,172 5,309 5,436 5,713 6,046 5,931 6,286 6,391 6,554 6,835 6,681 7,228 a. Time Deposit

b. Saham Syariah 6,132 6,148 5,759 6,091 5,860 5,796 5,489 5,126 5,545 5,549 6,424 7,431 8,817 b. Sharia Stock

c. Sukuk atau Obligasi Syariah 757 872 719 774 796 781 781 764 777 813 853 871 834 c. Corporate Sukuk

d. Surat Berharga Syariah Negara 1,424 1,303 1,238 1,240 1,314 1,305 1,225 1,179 1,147 1,195 1,162 1,172 1,233 d. Goverment Sukuk





Sukuk



Institutions

h. Reksa Dana Syariah 4,039 4,133 4,260 4,415 4,114 4,117 3,938 3,839 4,181 4,274 4,197 3,348 2,153 h. Sharia Mutual Funds


Securities j. Pembiayaan Melalui Kerjasama Dengan Pihak Lain Syariah.


k. Emas Murni - - - - - - - - - - - - - k. Gold

l. Penyertaan Langsung 28 28 27 26 25 25 24 25 25 24 26 25 25 l. Direct Placement

m. Bangunan dengan Hak Strata atau Tanah denganBangunan Untuk Investasi

0 0 0 0 0 0 0 0 0 0 0 0 0 m. Property


Jumlah Investasi

17,438

17,697

17,352

18,022

17,891

18,137

17,453

17,285

18,132

18,475

19,576

19,609

20,371 Total Investments

2. Bukan Investasi 2. Non Investments

a. Kas dan Bank 606 626 564 674 560 523 638 585 577 726 654 634 1,030 a. Cash And Bank

b. Tagihan Kontribusi 53 55 57 68 60 54 48 36 34 61 77 87 89 b. Contribution Receivables

c. Tagihan Reasuransi 190 199 208 196 223 247 245 245 240 255 234 234 267 c. Reinsurance Receivables

d. Tagihan Investasi 4 4 10 15 4 5 10 5 26 12 19 383 382 d.Investment Receivables


Recievables


Policyholders


8 6 6 2 4 3 1 (1) 2 2 1 2 5 g.Share Of Surplus Tabbaru' Fund Receivables

h. Tagihan Bagi Hasil Pengelolaan 3 3 0 5 2 2 (0) 0 1 (1) 0 1 1 h. The Management Fees






15 Sep-15

Oct-15 Nov-15

Dec-15

Jan-16 Feb-16 Items

Investasi Dana Tabarru' Of Investment Yiled Funds Tabarru

i. Tagihan Qardh - - - - - - - - - - - - - i.Qardh Receivables

j. Bangunan dengan Hak Strata atau Tanah dengan Bangunan Untuk Dipakai Sendiri

28 28 28 27 27 27 27 27 27 27 27 26 26 j. Property

k. Perangkat Keras Komputer 3 3 3 3 3 3 3 3 3 3 3 3 3 k. Computers Hardware

l. Aset Tetap Lain 15 14 13 14 13 13 13 13 13 13 13 14 14 l. Other Fixed Assets

m. Aset Lain 552 484 563 545 567 476 595 522 505 794 861 847 918 m. Other Assets

Jumlah Bukan Investasi 1,771 1,667 1,739 1,843 1,753 1,633 1,845 1,698 1,684 2,150 2,129 2,490 3,017 Total Non Investments

JUMLAH KEKAYAAN

19,209

19,363

19,091

19,865

19,643

19,769

19,298

18,983

19,816

20,624

21,706

22,099

23,388 TOTAL ASSETS

B. KEWAJIBAN DAN EKUITAS B. LIABILITIES AND EQUITIES

1. Kewajiban 1. Liabilities

a. Utang a. Payable

1) Utang Klaim 100 110 107 116 113 112 113 118 121 128 172 158 192 1) Claim Payable

2) Utang Reasuransi 48 51 58 52 66 70 63 76 75 76 57 65 76 2) Reinsurance Payable

3) Utang Komisi 141 117 115 114 111 109 100 100 101 59 72 67 50 3) Commision Payable


Payable 5) Utang Ujrah Kepada Perusahaan

109 108 110 121 114 118 120 123 130 130 129 128 123 5) Ujrah payable

6) Utang Alokasi Surplus Underwriting Kepada Tertanggung

9 9 9 9 6 6 6 7 7 7 7 7 7 6) Payable of shareholder

share surplus to insured

7) Utang Alokasi Surplus Underwriting Kepada Perusahaan


share surplus to company

8) Utang Bagi Hasil Investasi Dana Tabarru Kepada Perusahaan

6 5 5 5 3 2 (0) (2) 1 1 0 1 4 8) Payable of the management fees of investment yield tabarru funds


10 22 27 10 28 10 13 40 38 43 409 144 564 9) Ujrah payable

10) Utang Bagi Hasil - 0 0 0 0 0 0 - - - - - 0 10) Profit sharing payable


56 34 34 38 24 20 21 35 25 16 15 27 20 11) Fund withdrawal

payable to participants

12) Utang Pajak 54 54 40 42 58 64 73 91 98 83 107 125 126 12) Tax Payable

13) Biaya yang Masih Harus Dibayar

41 37 29 30 24 26 25 28 31 23 25 28 28 13) Accrued Expenses

14) Utang Zakat 1 1 1 1 1 1 1 3 4 0 1 1 1 14) Zakat Payable






15 Sep-15

Oct-15 Nov-15

Dec-15

Jan-16 Feb-16 Items

15) Akumulasi Dana Investasi Peserta

11,756

11,868

11,381

11,952

11,560

11,578

11,131

10,783

11,441

11,571

12,125

12,431

12,956

15) Accumulation of investment funds

16) Utang Lain 1,047 982 1,146 1,229 1,231 1,180 1,331 1,156 1,264 1,574 1,581 1,670 1,842 16) Other Payable

Jumlah Utang

13,391

13,410

13,071

13,729

13,348

13,303

13,001

12,567

13,345

13,720

14,705

14,858

16,001 Total Payable

b. Penyisihan Teknis b. Technical Reserves

1) Penyisihan Kontribusi 734 696 745 754 761 771 749 617 723 618 617 625 641 1) Reserve of Contribution

2) Penyisihan Kontribusi yang Belum Menjadi Pendapatan /

Hak

36 39 45 42 39 38 50 154 43 147 148 155 169 2) Reserve for unearned

contribution


Jumlah Penyisihan Teknis 976 942 1,013 1,025 1,017 1,026 1,014 987 995 996 987 1,024 1,058 Total Technical Reserves

c. Qardh - - - - - - - - - - - - - c. Qardh

Jumlah Kewajiban

14,367

14,352

14,084

14,755

14,366

14,329

14,015

13,554

14,340

14,716

15,692

15,883

17,059 Total Liabilities

2. Pinjaman Subordinasi - - - - - - - - - - - - - 2. Subordinations Loan

3. Ekuitas 3. Equity

a. Modal Disetor 956 956 956 957 967 968 968 968 968 1,028 1,049 1,107 1,108 a. Paid Up Capital

b. Akumulasi Dana Tabarru' 1,046 1,110 1,037 1,064 1,110 1,153 1,203 1,222 1,240 1,309 1,310 1,342 1,329 b. Accumulation of tabarru

fund

c. Agio Saham 0 0 0 0 0 0 0 0 0 0 0 0 0 c. Shares Premium

d. Cadangan 1 1 1 1 1 1 1 1 1 1 1 1 1 d. Reserves

e. Kenaikan (Penurunan) Surat Berharga

(0) (2) (21) (30) (37) (47) (76) (106) (61) (60) (64) (49) (43) e.Increase(Decrease)Marketable Securities

f. Selisih Penilaian Aktiva Tetap - - - - - - - - - - (2) (2) (1) f. Difference Of Revaluation

Of Fixed Assets

g. Saldo Laba 2,842 2,945 3,035 3,117 3,237 3,336 3,187 3,344 3,327 3,629 3,719 3,816 3,934 g. Profit

Jumlah Ekuitas 4,845 5,011 5,009 5,110 5,278 5,411 5,283 5,430 5,476 5,908 6,013 6,216 6,329 Total of Equities

JUMLAH KEWAJIBAN DAN EKUITAS

19,211

19,363

19,093

19,865

19,643

19,740

19,298

18,983

19,816

20,624

21,706

22,099

23,388

TOTAL OF LIABILITIES AND EQUITIES


Tabel 5.1.a Posisi Keuangan Perusahaan Asuransi Jiwa Syariah Dana Tabarru (Miliar Rp)

Table 5.1.a Financial Position of Tabarru Fund Sharia Life Insurance (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items



a. Deposito pada Bank 1,541 1,586 1,599 1,563 1,591 1,595 1,641 1,726 1,810 1,813 1,829 1,858 1,851 a. Time Deposit

b. Saham Syariah 21 18 15 15 14 12 11 10 14 12 13 10 10 b. Sharia Stock


d. Surat Berharga Syariah Negara 420 377 354 354 392 384 351 343 326 360 343 397 437 d. Goverment Sukuk

e. Surat Berharga Syariah yang Diterbitkan olehBank Indonesia


f. Surat Berharga Syariah yang Diterbitkan oleh Negara Selain

Negara Republik Indonesia

- - - - - - - - - - - - - f. Foreign Government Sukuk

g. Surat Berharga Syariah yang Diterbitkan oleh Lembaga

Multinasional


Institutions

h. Reksa Dana Syariah 95 101 239 254 259 268 228 263 307 326 356 362 365 h. Sharia Mutual Funds


Securities j. Pembiayaan Melalui Kerjasama

dgn Pihak Lain - - - - - - - - - - - - -

j. Sharia Refinancing

k. Emas murni - - - - - - - - - - - - - k. Gold

l. Investasi lain - - - - - - - - - - - - - l. Other Investment

Jumlah Investasi 2,265 2,334 2,390 2,408 2,491 2,494 2,465 2,561 2,678 2,744 2,770 2,868 2,898 Total Investments


a. Kas dan Bank 193 189 184 191 186 182 215 220 209 249 239 212 291 a. Cash And Bank



d. Tagihan Investasi - - - 5 - - - - - - - 1 - d.Investment Receivables


Recievables

f. Aset Lain 89 93 85 123 100 92 101 95 99 92 91 95 106 f. Other Assets

Jumlah Bukan Investasi 542 551 543 598 585 591 626 612 592 674 658 659 780 Total Non Investments

JUMLAH KEKAYAAN 2,807 2,885 2,934 3,005 3,076 3,085 3,091 3,173 3,270 3,417 3,428 3,527 3,678 TOTAL ASSETS



a. Utang a. Payable



3) Utang Ujrah Kepada 109 108 110 121 114 118 120 123 130 130 129 128 123 3) Ujrah payable


Tabel 5.1.a Posisi Keuangan Perusahaan Asuransi Jiwa Syariah Dana Tabarru (Miliar Rp)

Table 5.1.a Financial Position of Tabarru Fund Sharia Life Insurance (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

Perusahaan


Kepada Tertanggung




Kepada Perusahaan


share surplus to company



6 5 5 5 3 2 (0) (2) 1 1 0 1 4 6) Payable of the management fees of

investment yiled tabarru funds

7) Utang Zakat 0 - - - - - - - - - - - - 7) Zakat Payable

8) Utang Lain 506 535 593 619 654 612 602 683 721 789 785 814 900 8) Other Payable

Jumlah Utang 783 823 883 923 958 922 903 1,006 1,056 1,130 1,151 1,175 1,304 TOTAL Payable



2) Penyisihan Kontribusi yang Belum Menjadi Pendapatan/Hak

36 39 45 42 39 38 50 154 43 147 148 155 169 2) Reserve for unearned premium


Jumlah Penyisihan Teknis 976 942 1,013 1,025 1,017 1,026 1,014 987 995 996 987 1,024 1,058 Total Technical Reserves

c. Qardh - - - - - - - - - - - - - c. Qardh

Jumlah Kewajiban 1,759 1,765 1,896 1,948 1,975 1,948 1,917 1,993 2,052 2,126 2,138 2,199 2,362 Total Liabilities

2. Ekuitas Peserta 2. Policyholders Equity

a. Akumulasi Dana Tabarru' 1,046 1,110 1,037 1,064 1,110 1,153 1,203 1,222 1,240 1,309 1,310 1,342 1,329 a. Accumulation of Tabarru

Fund b. Kenaikan (Penurunan) Surat

Berharga 5 10 0 (7) (9) (16) (29) (43) (22) (18) (20) (14) (13) b. Increase(Decrease)


Jumlah Ekuitas Peserta 1,050 1,121 1,038 1,058 1,101 1,137 1,174 1,179 1,218 1,291 1,290 1,328 1,316 Total Policyholder Equity

JUMLAH KEWAJIBAN DAN EKUITAS PESERTA

2,809 2,885 2,934 3,005 3,076 3,085 3,091 3,173 3,270 3,417 3,428 3,527 3,678 TOTAL OF LIABILITIES AND EQUITIES


Tabel 5.1.b Posisi Keuangan Perusahaan Asuransi Jiwa Syariah Dana Perusahaan (Miliar Rp)

Table 5.1.b Financial Position of Shareholders Fund Sharia Life Insurance (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items











Sukuk



Institutions



Securities

j. Pembiayaan Melalui Kerjasama Dengan Pihak Lain Syariah.




m.Bangunan dengan Hak Strata atau Tanah denganBangunan Untuk Investasi

0 0 0 0 0 0 0 0 0 0 0 0 0 m. Property





b. Tagihan Investasi 4 3 8 4 4 4 9 4 4 5 17 93 122 b. Investment Receivables

c. Tagihan Hasil Investasi 22 13 15 21 20 22 20 13 17 19 19 21 21 c. Investment Yields

Recievables

d. Tagihan Ujrah kepada Peserta 224 207 204 209 210 203 202 206 210 184 185 183 196 d. Ujrah Receivables To

Policyholders

e. Tagihan Alokasi Surplus Dana Tabarru'

8 6 6 2 4 3 1 (1) 2 2 1 2 5 e.Share Of Surplus

Tabbaru' Fund Receivables


Tabel 5.1.b Posisi Keuangan Perusahaan Asuransi Jiwa Syariah Dana Perusahaan (Miliar Rp)


Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

f. Tagihan Bagi Hasil Pengelolaan Investasi Dana Tabarru'

3 3 0 5 2 2 (0) 0 1 (1) 0 1 1 f. The Management Fees Of Investment Yiled Funds Tabarru

g. Tagihan Qardh - - - - - - - - - - - - - g. Qardh Receivables

h. Bangunan dengan Hak Strata atau Tanah dengan Bangunan Untuk Dipakai Sendiri

28 28 28 27 27 27 27 27 27 27 27 26 26 h. Property

i. Perangkat Keras Komputer 3 3 3 3 3 3 3 3 3 3 3 3 3 i. Computers Hardware

j. Aset Tetap Lain 15 14 13 14 13 13 13 13 13 13 13 14 14 j. Other Fixed Assets

k. Aset Lain 416 353 435 387 418 352 408 407 383 676 747 753 808 k. Other Assets

Jumlah Bukan Investasi 1,016 893 916 899 893 835 862 858 881 1,142 1,187 1,302 1,399 Total Non Investments



EQUITIES


a. Utang Komisi 141 117 115 114 111 109 100 100 101 59 72 67 50 a. Commision Payable

b. Utang Ujrah Reasuransi 9 8 8 9 8 7 6 8 8 8 5 6 9 b. Ujrah Reinsurance

Payable

c. Utang Pajak 54 54 40 42 58 64 73 91 98 83 107 125 126 c.Tax Payable

d. Biaya yang Masih Harus Dibayar 41 37 29 30 24 26 25 28 31 23 25 28 28 d. Accrued Expenses

e. Utang Zakat 1 1 1 1 1 1 1 3 4 0 1 1 1 e. Zakat Payable

f. Utang Lain 519 428 495 585 518 507 545 412 486 702 744 805 858 f. Other Payable

Jumlah Kewajiban 765 644 687 781 719 713 750 642 727 876 953 1,032 1,073 Total Liabilities



a. Modal Disetor 956 956 956 957 967 968 968 968 968 1,028 1,049 1,107 1,108 a. Paid Up Capital

b. Agio Saham 0 0 0 0 0 0 0 0 0 0 0 0 0 b. Shares Premium

c. Cadangan 1 1 1 1 1 1 1 1 1 1 1 1 1 c. Reserves

d. Kenaikan (Penurunan) Surat Berharga (5) (12) (21) (23) (28) (31) (47) (64) (39) (42) (44) (34) (30) d. Increase (Decrease)


e. Selisih Penilaian Aktiva Tetap - - - - - - - - - - (2) (2) (1) e. Difference Of


f. Saldo Laba 2,842 2,945 3,035 3,117 3,237 3,336 3,187 3,344 3,327 3,629 3,719 3,816 3,934 f. Profit


JUMLAH LIABILITAS DAN EKUITAS 4,559 4,534 4,659 4,833 4,896 4,987 4,859 4,892 4,984 5,493 5,676 5,920 6,085 Total Of Liabilities And

Equities


Tabel 5.1.c Posisi Keuangan Perusahaan Asuransi Jiwa Syariah Dana Investasi Peserta (Miliar Rp)

Table 5.1.c Financial Position of Participants Investment Fund Sharia Life Insurance (Billion Rp)

Nama Akun Feb-15 Mar-15 Apr-15 Mei-15 Jun-15 Jul-15 Agu-15 Sep-15 Okt-15 Nov-15 Des-15 Jan-16 Feb-16 Items



a. Deposito 866 865 852 847 1.071 1.230 1.215 1.401 1.337 1.287 1.458 1.126 1.621 a. Time Deposit

b. Saham Syariah 6.065 6.077 5.709 6.035 5.806 5.745 5.443 5.082 5.487 5.482 6.352 7.361 8.772 b. Sharia Stock

c. Sukuk atau Obligasi Syariah

380 371 359 344 337 321 324 321 338 349 374 379 344 c. Corporate Sukuk

d. Surat Berharga Syariah Negara

472 477 493 504 551 567 543 521 538 538 525 510 495 d. Goverment Sukuk

e. Surat Berharga Syariah Yang Diterbitkan oleh

Bank Indonesia

- - - - - - - - - - - - - e. Sharia Promissory Notes

Issued By Bank Of Indonesia

f. Surat Berharga Syariah yang Diterbitkan oleh

Selain Negara Republik Indonesia


Sukuk

g. Surat Berharga Syariah yang Diterbitkan oleh

Lembaga Multinasional


Institutions

h. Reksa Dana Syariah 3.812 3.894 3.772 3.913 3.605 3.602 3.441 3.339 3.624 3.696 3.568 2.707 1.515 h. Sharia Mutual Funds

i. Efek Beragun Aset Syariah

- - - - - - - - - - - - - i. Sharia Asset Backed

Securities

j. Pembiayaan Melalui Kerjasama Dengan Pihak

Lain Syariah.



l. Investasi Lain 36 36 36 36 26 26 27 27 27 27 41 41 40 l. Direct Placement

Jumlah Investasi 11.630 11.721 11.221 11.680 11.396 11.491 10.992 10.690 11.350 11.380 12.317

12.123 12.787 Total Investments



b. Tagihan Investasi 0 1 2 6 0 1 1 1 22 7 1 289 260 b.Investment Receivables

c. Tagihan Hasil Investasi

47 10 59 48 43 38 26 28 20 38 20 26 37 c. Investment Yields

Recievables

d. Aset Lain 46 38 43 35 49 32 87 20 23 26 23 (2) 4 d. Other Assets

Jumlah BukanInvestasi 213 222 280 346 275 206 356 228 211 334 284 529 838 Total Non Investments

JUMLAH KEKAYAAN 11.843 11.943 11.501 12.026 11.671 11.698 11.349 10.919 11.561 11.714 12.602

12.652 13.624 TOTAL ASSETS


Tabel 5.1.c Posisi Keuangan Perusahaan Asuransi Jiwa Syariah Dana Investasi Peserta (Miliar Rp)

Table 5.1.c Financial Position of Participants Investment Fund Sharia Life Insurance (Billion Rp)

B. KEWAJIBAN B. LIABILITIES

1. Utang Ujroh/Fee Pengelolaan Dana

10 22 27 10 28 10 13 40 38 43 409 144 564 1. Ujrah Payable

2. Utang Bagi Hasil - 0 0 0 0 0 0 - - - - - 0 2. Profit sharing payable

3. Utang Penarikan Dana Investasi

56 34 34 38 24 20 21 35 25 16 15 27 20 3. Fund withdrawal payable to

participants 4. Akumulasi Dana

Investasi Peserta 11.756 11.868 11.381 11.952 11.560 11.578 11.131 10.783 11.441 11.571 12.125

12.431

12.956 4. Accumulation of investment

funds

5. Utang Lain 22 20 58 26 59 60 185 61 58 83 53 50 85 5. Other Payable

JUMLAH KEWAJIBAN 11.843 11.943 11.501 12.026 11.671 11.668 11.349 10.919 11.561 11.714 12.602

12.652 13.624 TOTAL LIABILITIES


Tabel 5.2 Posisi Keuangan Perusahaan Asuransi Umum Syariah (Miliar Rp)

Table 5.2 Financial Position of Sharia Non-Life Insurance (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items











g. Surat Berharga Syariah yang Diterbitkan oleh Lembaga

Multinasional

- - - - - - - - - - - - - g. Sukuk of Multinational Institutions



Securities

j. Pembiayaan Melalui Kerjasama Dengan Pihak Lain Syariah.


k. Emas Murni 3 3 3 2 2 2 2 1 1 1 1 1 1 k. Gold


m. Bangunan dengan Hak Strata atau Tanah dengan Bangunan Untuk Investasi

19 19 19 19 19 19 19 19 33 33 33 33 33 m. Property





b. Tagihan Kontribusi 381 412 421 429 400 422 409 439 460 462 474 553 544 b. Contribution

Receivables

c. Tagihan Reasuransi 47 48 49 56 51 52 54 54 57 59 59 70 69 c. Reinsurance

Receivables



Recievables





Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

Policyholders


24 24 24 23 27 34 35 35 40 37 43 37 34 g.Share Of Surplus

Tabbaru' Fund Receivables

h. Tagihan Bagi Hasil Pengelolaan Investasi Dana Tabarru'

2 3 3 3 3 3 3 4 5 4 4 4 4 h. The Management Fees Of Investment Yiled Funds Tabarru


j. Bangunan dengan Hak Strata atau Tanah dengan Bangunan Untuk Dipakai Sendiri

32 32 32 45 44 44 44 44 43 43 30 26 26

j. Property




Jumlah Bukan Investasi 1,132 1,197 1,242 1,491 1,293 1,291 1,290 1,291 1,334 1,327 1,305 1,486 1,544 Total Non Investments



EQUITIES


a. Utang a. Payable



3) Utang Komisi 112 122 131 127 127 126 129 140 148 146 139 155 159 3) Commision Payable


Payable 5) Utang Ujrah Kepada Perusahaan

170 179 192 200 179 173 169 169 174 160 142 135 159 5) Ujrah payable


61 72 70 69 73 75 77 78 72 69 73 72 82 6) Payable of shareholder share surplus to insured

7) Utang Alokasi Surplus Underwriting Kepada Perusahaan

24 26 26 25 27 32 35 35 36 37 43 37 34 7) Payable of

shareholder share surplus to company


4 4 4 4 5 5 5 5 6 6 6 6 6 8) Payable of the management fees of investment yield tabarru funds


n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a 9) Ujrah payable

10) Utang Bagi Hasil n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a 10) Profit sharing




Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

payable

11) Utang Penarikan Dana Investasi n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a 11) Fund withdrawal



13) Biaya yang Masih Harus Dibayar 13 14 16 13 14 8 14 14 13 8 16 11 12 13) Accrued Expenses



n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a 15) Accumulation of

investment funds


Jumlah Utang 1,099 1,119 1,167 1,326 1,203 1,167 1,188 1,195 1,218 1,207 1,225 1,313 1,371 Total Payable


1) Penyisihan Kontribusi 143 133 130 101 105 112 117 122 131 137 143 158 170 1) Reserve of

Contribution

2) Penyisihan Kontribusi yang Belum Menjadi Pendapatan/ Hak

342 348 326 355 350 359 364 366 370 383 399 409 411 2) Reserve for unearned contribution


Jumlah Penyisihan Teknis 595 589 562 591 586 608 620 635 651 672 690 708 721 Total Technical

Reserves

c. Qardh - - - - - - - - - - - - 0 c. Qardh




a. Modal Disetor 816 816 816 824 824 823 823 823 823 823 826 889 890 a. Paid Up Capital

b. Akumulasi Dana Tabarru' 203 223 245 250 254 264 274 278 279 277 306 299 319 b. Accumulation of tabarru

fund

c. Agio Saham - - - - - - - - - - - - - c. Shares Premium



(7) (7) (7) (7) (9) (9) (12) (12) (14) (15) (11) (11) (11) e. Increase (Decrease) Marketable Securities

f. Selisih Penilaian Aktiva Tetap 2 2 2 2 2 2 2 2 2 2 - - - f. Difference Of


g. Saldo Laba 538 566 579 634 606 621 634 651 684 700 676 681 692 g. Profit


JUMLAH KEWAJIBAN DAN EKUITAS 3,378 3,440 3,495 3,755 3,598 3,609 3,663 3,705 3,777 3,800 3,844 4,043 4,144 TOTAL OF LIABILITIES AND

EQUITIES


Tabel 5.2.a Posisi Keuangan Perusahaan Asuransi Umum Syariah Dana Tabarru (Miliar Rp)

Table 5.2.a Financial Position of Tabarru Fund Sharia Non-Life Insurance (Billion Rp)




a. Deposito pada Bank 731 723 724 734 755 772 807 836 824 836 880 863 899 a. Time Deposit

b. Saham Syariah - - - - - - - - - - - - - b. Sharia Stock


d. Surat Berharga Syariah Negara 5 5 5 5 5 5 2 - - - - - - d. Goverment Sukuk

e. Surat Berharga Syariah yang

Diterbitkan olehBank Indonesia

- - - - - - - - - - - - - e. Sharia Promissory Notes Issued By

Bank Of Indonesia

f. Surat Berharga Syariah yang

Diterbitkan oleh Negara Selain Negara

Republik Indonesia

- - - - - - - - - - - - -

f. Foreign Government Sukuk

g. Surat Berharga Syariah yang

Diterbitkan oleh Lembaga Multinasional



i. Efek Beragun Aset Syariah - - - - - - - - - - - - - i. Sharia Asset Backed Securities

j. Pembiayaan Melalui Kerjasama dengan

Pihak Lain


k. Emas murni - - - - - - - - - - - - - k. Gold

l. Investasi lain 0 0 0 0 0 0 0 0 0 0 0 0 0 l. Other Investment

Jumlah Investasi 791 783 789 801 823 842 872 900 889 901 946 929 966 Total Investments






e. Tagihan Hasil Investasi 1 1 1 1 1 1 1 1 1 0 1 1 1 e. Investment Yields Recievables

f. Aset Lain 46 41 37 37 44 52 48 47 47 48 67 58 56 f. Other Assets





a. Utang a. Payable



Tabel 5.2.a Posisi Keuangan Perusahaan Asuransi Umum Syariah Dana Tabarru (Miliar Rp)

Table 5.2.a Financial Position of Tabarru Fund Sharia Non-Life Insurance (Billion Rp)



3) Utang Ujrah Kepada Perusahaan 170 179 192 200 179 173 169 169 174 160 142 135 159 3) Ujrah payable

4) Utang Alokasi Surplus

Underwriting Kepada Tertanggung


surplus to insured

5) Utang Alokasi Surplus



surplus to company



4 4 4 4 5 5 5 5 6 6 6 6 6 6) Payable of the management

fees of investment yiled tabarru

funds



Jumlah Utang 641 658 679 696 682 707 698 711 722 709 718 792 793 TOTAL Payable

b. Penyisihan Teknis - - - - - - - - - - - - - b. Technical Reserves


2) Penyisihan Kontribusi yang Belum

Menjadi Pendapatan/Hak



Jumlah Penyisihan Teknis 595 589 562 591 586 608 620 635 651 672 690 708 721 Total Technical Reserves

c. Qardh - - - - - - - - - - - - 0 c. Qardh


2. Ekuitas Peserta 2. Policyholders Equity

a. Akumulasi Dana Tabarru' 203 223 245 250 254 264 274 278 279 277 306 299 319 a. Accumulation of Tabarru Fund

b. Kenaikan (Penurunan) Surat Berharga 0 0 0 0 0 (0) 0 (0) (0) (0) (0) (0) (0) b. Increase(Decrease) Marketable

Securities

Jumlah Ekuitas Peserta 203 223 245 250 254 264 274 278 279 277 306 299 319 Total Policyholder Equity

JUMLAH KEWAJIBAN DAN EKUITAS PESERTA 1,438 1,470 1,486 1,538 1,521 1,580 1,592 1,624 1,653 1,658 1,713 1,800 1,833 TOTAL OF LIABILITIES AND EQUITIES


Tabel 5.2.b Posisi Keuangan Perusahaan Asuransi Umum Syariah Dana Perusahaan (Miliar Rp)




15 Sep-15

Oct-15 Nov-15

Dec-15

Jan-16 Feb-16 Items


a. Deposito 1,175 1,175 1,179 1,169 1,184 1,177 1,215 1,228 1,246 1,264 1,282 1,317 1,303 a. Time Deposit b. Saham Syariah 6 6 6 5 4 4 3 3 3 3 3 3 3 b. Sharia Stock c. Sukuk atau Obligasi

Syariah 111 112 111 122 131 130 127 127 133 138 140 140 164

c. Corporate Sukuk

d. Surat Berharga Syariah Negara

84 84 84 84 84 84 79 82 82 83 83 83 78 d. Goverment Sukuk





- - - - - - - - - - - - -

f. Foreign Government Sukuk



Institutions

h. Reksa Dana Syariah 57 61 63 62 59 59 54 53 54 49 50 50 51 h. Sharia Mutual Funds i. Efek Beragun Aset

Syariah - - - - - - - - - - - - - i. Sharia Asset Backed

Securities j. Pembiayaan Melalui

Kerjasama Dengan Pihak Lain Syariah.


k. Emas Murni 3 3 3 2 2 2 2 1 1 1 1 1 1 k. Gold l. Penyertaan Langsung 0 0 0 0 0 0 0 0 0 0 0 0 0 l. Direct Placement m. Bangunan dengan Hak

Strata atau Tanah denganBangunan Untuk Investasi

19 19 19 19 19 19 19 19 33 33 33 33 33

m. Property

n. Investasi Lain 1 1 1 1 1 1 1 1 1 1 1 1 1 n. Other Investment Jumlah Investasi 1,455 1,461 1,464 1,463 1,483 1,476 1,500 1,515 1,554 1,573 1,593 1,628 1,634 Total Investments

2. Bukan Investasi 2. Non Investments a. Kas dan Bank 73 74 68 96 113 96 95 100 94 101 72 119 85 a. Cash And Bank b. Tagihan Investasi - - - - - - - - - - - - - b. Investment Receivables


Recievables d. Tagihan Ujrah kepada

Peserta 189 200 214 226 204 199 197 196 195 185 166 165 185 d. Ujrah Receivables To

Policyholders


24 24 24 23 27 34 35 35 40 37 43 37 34 e.Share Of Surplus Tabbaru' Fund Receivables


2 3 3 3 3 3 3 4 5 4 4 4 4 f. The Management Fees Of Investment Yiled Funds Tabarru


Tabel 5.2.b Posisi Keuangan Perusahaan Asuransi Umum Syariah Dana Perusahaan (Miliar Rp)




15 Sep-15

Oct-15 Nov-15

Dec-15

Jan-16 Feb-16 Items

g. Tagihan Qardh - - - - - - - - - - - - - g. Qardh Receivables

h. Bangunan dengan Hak Strata atau Tanah dengan Bangunan Untuk Dipakai Sendiri

32 32 32 45 44 44 44 44 43 43 30 26 26

h. Property

i. Perangkat Keras Komputer

3 4 4 4 3 3 3 3 3 3 3 3 3 i. Computers Hardware

j. Aset Tetap Lain 22 21 5 7 11 9 9 10 10 8 8 7 7 j. Other Fixed Assets k. Aset Lain 135 148 192 345 183 159 179 171 175 182 206 247 329 k. Other Assets Jumlah Bukan Investasi 484 509 545 754 594 553 570 566 571 569 538 615 677 Total Non Investments JUMLAH KEKAYAAN 1,939 1,970 2,010 2,217 2,077 2,030 2,070 2,081 2,124 2,141 2,131 2,243 2,311 TOTAL ASSETS

B. KEWAJIBAN DAN EKUITAS

B. LIABILITIES AND EQUITIES


a. Utang Komisi 112 122 131 127 127 126 129 140 148 146 139 155 159 a. Commision Payable b. Utang Ujrah Reasuransi 21 22 20 20 19 20 20 19 20 20 21 21 22 b. Ujrah Reinsurance Payable c. Utang Pajak 6 7 5 4 5 5 5 4 5 5 5 5 5 c.Tax Payable d. Biaya yang Masih Harus

Dibayar 13 14 16 13 14 8 14 14 13 8 16 11 12

d. Accrued Expenses

e. Utang Zakat 4 5 6 5 6 5 5 5 5 4 5 5 5 e. Zakat Payable f. Utang Lain 303 291 311 461 350 296 317 302 306 314 322 323 375 f. Other Payable Jumlah Kewajiban 459 462 488 630 521 460 490 484 496 497 508 521 578 Total Liabilities


a. Modal Disetor 816 816 816 824 824 823 823 823 823 823 826 889 890 a. Paid Up Capital b. Agio Saham - - - - - - - - - - - - - b. Shares Premium c. Cadangan 131 131 132 135 133 133 133 133 133 133 133 163 163 c. Reserves

d. Kenaikan (Penurunan) Surat Berharga

(7) (7) (7) (7) (9) (9) (12) (12) (14) (14) (11) (11) (11) d. Increase (Decrease) Marketable Securities

e. Selisih Penilaian Aktiva Tetap

2 2 2 2 2 2 2 2 2 2 - - - e. Difference Of Revaluation Of Fixed Assets

f. Saldo Laba 538 566 579 634 606 621 634 651 684 700 676 681 692 f. Profit Jumlah Ekuitas 1,480 1,508 1,521 1,587 1,556 1,570 1,580 1,597 1,628 1,644 1,623 1,722 1,733 Total of Equities

JUMLAH LIABILITAS DAN EKUITAS

1,939 1,970 2,010 2,217 2,077 2,030 2,070 2,081 2,124 2,141 2,131 2,243 2,311 Total Of Liabilities And Equities


Tabel 5.3 Posisi Keuangan Perusahaan Reasuransi Syariah (Miliar Rp)

Table 5.3 Financial Position of Sharia Reinsurance (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-

15 Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items



a. Deposito 724 752 716 770 776 780 789 804 821 824 841 852 860 a. Time Deposit

b. Saham Syariah - - - - - - - - - - - - - b. Sharia Stock










Institutions



Securities

j. Pembiayaan Melalui Kerjasama Dengan Pihak Lain Syariah



l. Penyertaan Langsung - - - - - - - - - - - - - l. Direct Placement

m. Bangunan dengan Hak Strata atau Tanah dengan Bangunan Untuk Investasi

- - - - - - - - - - - - - m. Property

n. Investasi Lain - - - - - - - - - - - - - n. Other Investment

Jumlah Investasi 831 867 827 890 892 891 898 910 933 941 955 968 977 Total Investments





d. Tagihan Investasi 1 - - - 1 1 - - 0 1 1 1 1 d.Investment Receivables


Recievables


Policyholders g. Tagihan Alokasi Surplus Dana

Tabarru' 1 1 1 2 2 2 2 8 9 8 4 5 5

g.Share Of Surplus Tabbaru' Fund Receivables

h. Tagihan Bagi Hasil Pengelolaan

Investasi Dana Tabarru' 0 1 0 0 0 1 0 2 1 2 - - -

h. The Management Fees Of

Investment Yiled Funds




Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-

15 Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

Tabarru


j. Bangunan dengan Hak Strata atau Tanah dengan Bangunan

Untuk Dipakai Sendiri - - - - - - - - - - - - - j. Property








a. Utang a. Payable



3) Utang Komisi - - - - - - - - - - - - - 3) Commision Payable

4) Utang Ujrah Reasuransi - - - - - - - - - - - - - 4) Ujrah Reinsurance

Payable 5) Utang Ujrah Kepada

Perusahaan 16 12 16 15 14 18 19 17 20 23 25 21 19 5) Ujrah payable


0 - - - - - - 8 8 - 3 3 - 6) Payable of shareholder


7) Utang Alokasi Surplus Underwriting Kepada

Perusahaan 2 2 2 2 3 3 2 8 8 9 6 6 4

7) Payable of shareholder share surplus to company


0 1 0 1 0 1 0 2 2 2 1 1 1

8) Payable of the management fees of investment yield tabarru funds


n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a 9) Ujrah payable

10) Utang Bagi Hasil n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a 10) Profit sharing payable


n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a 11) Fund withdrawal



13) Biaya yang Masih Harus Dibayar

2 2 3 4 4 3 2 0 0 0 0 0 1 13) Accrued Expenses

14) Utang Zakat 2 2 1 1 - - - - - - 2 2 2 14) Zakat Payable




Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-

15 Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items


n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a n.a 15) Accumulation of

investment funds


Jumlah Utang 69 67 74 73 67 72 65 71 78 74 94 95 91 Total Payable



2) Penyisihan Kontribusi yang Belum Menjadi Pendapatan/Hak

28 24 25 29 30 21 26 27 29 28 29 34 37 2) Reserve for unearned

contribution


Jumlah Penyisihan Teknis 216 210 217 211 218 220 220 227 236 247 242 251 251 Total Technical Reserves

c. Qardh - - - - - - - - - - - - - c. Qardh

Jumlah Kewajiban 285 276 290 284 285 291 285 298 314 321 335 346 342 Total Liabilities



a. Modal Disetor 306 306 306 306 306 306 306 306 306 306 306 306 306 a. Paid Up Capital

b. Akumulasi Dana Tabarru' 201 204 211 212 216 220 221 207 208 203 208 220 214 b. Accumulation of tabarru

fund

c. Agio Saham - - - - - - - - - - - - - c. Shares Premium



(2) (3) (5) (5) (7) (11) (15) (18) (11) (11) (9) (7) (6) e. Increase (Decrease)


f. Selisih Penilaian Aktiva Tetap - - - - - - - - - - - - - f. Difference Of Revaluation Of

Fixed Assets

g. Saldo Laba 108 116 123 89 96 102 110 125 134 141 146 127 135 g. Profit

Jumlah Ekuitas 748 757 769 773 781 787 793 790 807 809 815 837 841 Total of Equities

JUMLAH KEWAJIBAN DAN EKUITAS

1,033 1,034 1,059 1,057 1,066 1,078

1,077 1,088

1,121

1,130

1,151 1,184 1,183

TOTAL OF LIABILITIES AND EQUITIES


Tabel 5.3.a Posisi Keuangan Perusahaan Reasuransi Syariah Dana Tabarru (Miliar Rp)

Table 5.3.a Financial Position of Tabarru Fund Sharia Reinsurance (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items


1. Investasi 1. Investment a. Deposito pada Bank 283 280 261 292 294 298 305 303 317 316 317 318 320 a. Time Deposit b. Saham Syariah - - - - - - - - - - - - - b. Sharia Stock c. Sukuk atau Obligasi Syariah 19 19 19 23 21 19 20 19 22 28 27 27 28 c. Corporate Sukuk d. Surat Berharga Syariah Negara 10 9 9 9 9 8 9 9 8 7 8 8 8 d. Goverment Sukuk e. Surat Berharga Syariah yang

Diterbitkan olehBank Indonesia - - - - - - - - - - - - - e. Sharia Promissory Notes Issued By

Bank Of Indonesia f. Surat Berharga Syariah yang

Diterbitkan oleh Negara Selain Negara Republik Indonesia




h. Reksa Dana Syariah 17 20 19 20 20 19 18 17 18 17 17 17 17 h. Sharia Mutual Funds i. Efek Beragun Aset Syariah - - - - - - - - - - - - - i. Sharia Asset Backed Securities j. Pembiayaan Melalui Kerjasama

dengan Pihak Lain - - - - - - - - - - - - -


k. Emas murni - - - - - - - - - - - - - k. Gold l. Investasi lain - - - - - - - - - - - - - l. Other Investment Jumlah Investasi 329 329 308 343 343 344 352 348 364 368 369 370 374 Total Investments

2. Bukan Investasi 2. Non Investments a. Kas dan Bank 12 5 34 8 5 7 4 4 6 5 3 15 10 a. Cash And Bank b. Tagihan Kontribusi 121 121 130 117 123 131 121 125 127 125 125 138 128 b. Contribution Receivables c. Tagihan Reasuransi 8 7 9 8 8 7 8 8 9 9 12 13 13 c. Reinsurance Receivables d. Tagihan Investasi - - - - - 1 - - - - - - - d.Investment Receivables e. Tagihan Hasil Investasi 1 0 0 1 1 0 1 1 1 1 4 1 1 e. Investment Yields Recievables f. Aset Lain (1) (0) 0 0 0 0 0 0 0 0 1 1 0 f. Other Assets Jumlah Bukan Investasi 141 134 174 133 138 145 134 139 142 140 145 167 153 Total Non Investments

JUMLAH KEKAYAAN 469 463 482 476 480 490 486 487 506 508 514 538 527 TOTAL ASSETS B. KEWAJIBAN DAN EKUITAS B. LIABILITIES AND EQUITIES

1. Kewajiban 1. Liabilities a. Utang a. Payable

1) Utang Klaim 9 12 11 11 11 15 12 11 13 11 13 17 15 1) Claim Payable 2) Utang Reasuransi 23 20 24 24 20 17 17 14 14 18 18 17 20 2) Reinsurance Payable 3) Utang Ujrah Kepada

Perusahaan 16 12 16 15 14 18 19 17 20 23 25 21 19

3) Ujrah payable

4) Utang Alokasi Surplus Underwriting Kepada

0 - - - - - - 8 8 - 3 3 - 4) Payable of shareholder share surplus to insured


Tabel 5.3.a Posisi Keuangan Perusahaan Reasuransi Syariah Dana Tabarru (Miliar Rp)

Table 5.3.a Financial Position of Tabarru Fund Sharia Reinsurance (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

Tertanggung 5) Utang Alokasi Surplus



surplus to company


0 1 0 1 0 1 0 2 2 2 1 1 1 6) Payable of the management fees

of investment yiled tabarru funds

7) Utang Zakat - - - - - - - - - - - - - 7) Zakat Payable 8) Utang Lain 3 4 4 1 2 2 2 1 2 2 2 4 5 8) Other Payable Jumlah Utang 53 50 57 55 49 55 52 61 67 63 68 69 64 TOTAL Payable

b. Penyisihan Teknis - - - - - - - - - - - - - b. Technical Reserves 1) Penyisihan Kontribusi 116 116 120 115 122 127 126 130 134 139 137 140 146 1) Reserve of Contribution 2) Penyisihan Kontribusi yang

Belum Menjadi Pendapatan/Hak


3) Penyisihan Klaim 72 70 72 67 66 71 67 70 73 79 76 78 68 3) Claim Reserve Jumlah Penyisihan Teknis 216 210 217 211 218 220 220 227 236 247 242 251 251 Total Technical Reserves

c. Qardh - - - - - - - - - - - - - c. Qardh Jumlah Kewajiban 269 260 274 266 267 274 271 288 303 310 310 321 315 Total Liabilities

2. Ekuitas Peserta 2. Policyholders Equity a. Akumulasi Dana Tabarru' 201 204 211 212 216 220 221 207 208 203 208 220 214 a. Accumulation of Tabarru Fund b. Kenaikan (Penurunan) Surat

Berharga (1) (1) (2) (2) (3) (5) (6) (7) (5) (5) (3) (3) (2) b. Increase(Decrease) Marketable

Securities Jumlah Ekuitas Peserta 201 203 208 210 213 215 215 199 203 198 204 217 212 Total Policyholder Equity

JUMLAH KEWAJIBAN DAN EKUITAS PESERTA

469 463 482 476 480 490 486 487 506 508 514 538 527 TOTAL OF LIABILITIES AND EQUITIES


Tabel 5.3.b Posisi Keuangan Perusahaan Reasuransi Syariah Dana Perusahaan

Table 5.3.b Financial Position of Shareholders Fund Sharia Reinsurance (Billion Rp) Nama Akun Feb-15 Mar-15 Apr-15 May-15 Jun-15 Jul-15 Aug-15 Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-16 Items


a. Deposito 441 472 455 478 482 482 483 501 504 508 524 535 540 a. Time Deposit b. Saham Syariah - - - - - - - - - - - - - b. Sharia Stock c. Sukuk atau Obligasi Syariah 23 23 23 25 24 22 23 22 25 25 24 24 24 c. Corporate Sukuk d. Surat Berharga Syariah Negara 15 14 14 14 13 13 13 13 13 13 13 13 13 d. Goverment Sukuk







Institutions

h. Reksa Dana Syariah 24 29 28 30 29 29 27 26 27 27 26 26 27 h. Sharia Mutual

Funds

i. Efek Beragun Aset Syariah - - - - - - - - - - - - - i. Sharia Asset

Backed Securities j. Pembiayaan Melalui Kerjasama

Dengan Pihak Lain Syariah. - - - - - - - - - - - - -


k. Emas Murni - - - - - - - - - - - - - k. Gold l. Penyertaan Langsung - - - - - - - - - - - - - l. Direct Placement m. Bangunan dengan Hak Strata atau

Tanah denganBangunan Untuk Investasi

- - - - - - - - - - - - - m. Property

n. Investasi Lain - - - - - - - - - - - - - n. Other Investment

Jumlah Investasi 503 538 520 546 550 546 546 561 569 572 586 598 604 Total Investments 2. Bukan Investasi 2. Non Investments


b. Tagihan Investasi 1 - - - 1 - - - 0 1 1 1 1 b. Investment

Receivables


Recievables

d. Tagihan Ujrah kepada Peserta 30 23 29 27 17 33 35 24 15 11 16 19 18 d. Ujrah Receivables

To Policyholders


1 1 1 2 2 2 2 8 9 8 4 5 5 e.Share Of Surplus Tabbaru' Fund Receivables


0 1 0 0 0 1 0 2 1 2 - - - f. The Management Fees Of Investment Yiled Funds Tabarru

g. Tagihan Qardh - - - - - - - - - - - - - g. Qardh


Tabel 5.3.b Posisi Keuangan Perusahaan Reasuransi Syariah Dana Perusahaan

Table 5.3.b Financial Position of Shareholders Fund Sharia Reinsurance (Billion Rp) Nama Akun Feb-15 Mar-15 Apr-15 May-15 Jun-15 Jul-15 Aug-15 Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-16 Items

Receivables h. Bangunan dengan Hak Strata atau

Tanah dengan Bangunan Untuk Dipakai Sendiri

- - - - - - - - - - - - - h. Property

i. Perangkat Keras Komputer 0 0 0 0 0 0 0 0 0 0 0 0 0 i. Computers

Hardware j. Aset Tetap Lain 0 0 0 0 0 0 0 0 0 0 1 1 6 j. Other Fixed Assets k. Aset Lain 3 4 4 2 2 2 2 2 2 7 6 4 5 k. Other Assets Jumlah Bukan Investasi 61 33 57 35 36 42 45 39 46 49 51 48 52 Total Non Investments

JUMLAH KEKAYAAN 564 571 577 581 586 589 591 601 615 622 637 646 656 TOTAL ASSETS

KEWAJIBAN DAN EKUITAS LIABILITIES AND

EQUITIES 1. Kewajiban 1. Liabilities

a. Utang Komisi - - - - - - - - - - - - - a. Commision

Payable

b. Utang Ujrah Reasuransi - - - - - - - - - - - - - b. Ujrah Reinsurance

Payable c. Utang Pajak 6 6 2 2 2 2 3 3 3 2 6 5 5 c.Tax Payable d. Biaya yang Masih Harus Dibayar 2 2 3 4 4 3 2 0 0 0 0 0 1 d. Accrued Expenses e. Utang Zakat 2 2 1 1 - - - - - - 2 2 2 e. Zakat Payable f. Utang Lain 6 7 11 12 11 12 8 8 8 8 17 18 18 f. Other Payable Jumlah Kewajiban 17 16 16 18 18 17 13 10 11 11 25 26 27 Total Liabilities


a. Modal Disetor 306 306 306 306 306 306 306 306 306 306 306 306 306 a. Paid Up Capital b. Agio Saham - - - - - - - - - - - - - b. Shares Premium c. Cadangan 134 134 134 170 170 170 170 170 170 170 164 191 191 c. Reserves

d. Kenaikan (Penurunan) Surat Berharga

(1) (2) (3) (2) (4) (6) (9) (10) (6) (6) (5) (5) (4) d. Increase

(Decrease) Marketable Securities

e. Selisih Penilaian Aktiva Tetap - - - - - - - - - - - - - e. Difference Of


f. Saldo Laba 108 116 123 89 96 102 110 125 134 141 146 127 135 f. Profit Jumlah Ekuitas 547 554 560 563 568 572 578 590 603 611 611 620 629 Total of Equities

JUMLAH LIABILITAS DAN EKUITAS 564 571 577 581 586 589 591 601 615 622 637 646 656 TOTAL OF LIABILITIES

AND EQUITIES


Tabel 6 Laporan Laba Rugi Dana Perusahaan Asuransi Syariah (Miliar Rp)

Table 6 Income Statement of Shareholders Fund Sharia Insurance (Billion Rp)

Nama Akun Feb-

15 Mar-

15 Apr-15 May-

15 Jun-15

Jul-15 Aug-15

Sep-15

Oct-15 Nov-15

Dec-15

Jan-16

Feb-16 Items

A. Pendapatan A. Income 1. Ujrah Diterima 1. Ujrah Received

a. Ujrah atas Pengelolaan Risiko 542 832 1,112 1,392 1,668 1,898 2,168 2,439 2,719 2,997 3,311 290 556 a. Ujrah received on risk

management

b. Ujrah atas Pengelolaan Investasi Dana Tabarru

1 1 2 2 3 3 3 4 4 5 5 1 1 b. Ujrah accepted for the management of investment funds tabarru '

c. Ujrah atas Pengelolaan Investasi Dana Peserta

72 112 151 191 229 270 273 295 336 371 415 36 72 c. Ujrah accepted for the management of investment of policyholder investment funds

Jumlah Ujrah Diterima 615 945 1,264 1,584 1,900 2,172 2,444 2,738 3,059 3,373 3,731 327 629 Total Ujrah Received 2. Penerimaan Komisi 0 1 1 2 2 2 2 3 3 3 4 0 0 2. Commision Received

3. Bagi Hasil Pengelolaan Investasi Dana Tabarru'

6 7 9 10 11 11 11 12 17 19 19 3 6 3. The management fees of

investment yiled funds tabarru'

4. Bagi Hasil Pengelolaan Investasi Dana Investasi Peserta

10 11 12 14 16 16 14 25 38 27 36 3 5 4. The management fees of investment yiled policyholder investment

5. Alokasi Surplus Underwriting Dana Tabarru'

7 15 25 32 48 51 54 73 78 84 98 14 22 5. Underwriting surplus tabarru' funds allocation

6. Hasil Pengelolaan Investasi Perusahaan

76 101 123 156 186 212 226 259 307 351 396 37 88 6. Shareholder fund investment yields

Jumlah Pendapatan 714 1,081 1,435 1,799 2,163 2,464 2,752 3,109 3,502 3,857 4,284 384 749 Total Income B. Beban usaha B. Expenses

1. Biaya akuisisi 1. Acquisition Fees

a. Beban Komisi - Tahun Pertama 125 191 248 305 366 424 481 544 602 732 721 61 121 a. Commission expenses -

first year

b. Beban Komisi - Tahun Lanjutan 61 93 125 158 192 224 255 287 321 263 372 31 63 b. Commission expenses -

continued year

c. Beban Komisi - Overriding 50 78 105 131 161 188 214 241 269 312 344 27 56 c. Commission expenses -

overriding d. Beban Akuisisi Lain 14 21 26 31 33 39 44 48 53 59 68 12 21 d. Other expenses JumlahBiaya Akuisisi 250 383 504 625 752 874 994 1,121 1,245 1,367 1,505 131 261 Total Acquisition Fees

2. Ujrah Reasuransi 3 6 10 15 18 23 28 35 41 44 68 4 8 2. Ujrah reinsurance 3. Beban Pemasaran 10 15 20 27 36 43 49 59 69 81 88 16 35 3. Marketing expenses

4. Beban Umum danAdministrasi 117 165 220 280 340 407 460 471 587 532 607 80 156 4. General and administrative

expense 5. Beban Usaha Lain (2) (5) (5) (7) (6) (10) (54) (59) (64) (69) (75) (6) (11) 5. Other operating expenses

Jumlah Beban Usaha 378 565 750 941 1,140 1,337 1,478 1,627 1,878 1,954 2,194 224 448 Total Expenses C. Imbalan Jasa DPLK/Jasa Manajemen Lainnya

4 5 7 9 11 13 15 16 18 20 22 2 4 C. Services fee for DPLK or other managements

D. Pendapatan Non Usaha Lain 18 30 39 44 53 104 123 139 150 169 188 15 28 D. Other Income E. Laba (Rugi) Sebelum Zakat 357 552 731 911 1,087 1,243 1,412 1,637 1,793 2,092 2,301 176 333 E. Income (loss) before zakat


Tabel 6 Laporan Laba Rugi Dana Perusahaan Asuransi Syariah (Miliar Rp)

Table 6 Income Statement of Shareholders Fund Sharia Insurance (Billion Rp)

Nama Akun Feb-

15 Mar-

15 Apr-15 May-

15 Jun-15

Jul-15 Aug-15

Sep-15

Oct-15 Nov-15

Dec-15

Jan-16

Feb-16 Items

F. Zakat 1 1 1 1 2 1 1 1 2 2 6 1 1 F. Zakat G. Laba (Rugi) Sebelum Pajak 357 552 730 910 1,085 1,242 1,411 1,636 1,790 2,090 2,295 176 332 G. Income (loss) before tax H. Pajak Penghasilan 55 77 111 137 167 197 232 265 293 285 320 20 41 H. Income Tax I. Laba Setelah Pajak 302 475 619 773 918 1,045 1,179 1,371 1,498 1,804 1,975 156 291 I. Profit After Tax J. Pendapatan Komprehensif Lain - - - - - - - - 1 0 (2) (0) (1) J. Other comprehensive income K. Laba Komprehensif 302 475 619 773 918 1,045 1,179 1,371 1,499 1,805 1,973 155 291 K. Comprehensive Income


Tabel 6.1 Laporan Laba Rugi Dana Perusahaan Asuransi Jiwa Syariah (Miliar Rp)

Table 6.1 Income Statement of Shareholders Fund Sharia Life Insurance (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items


a. Ujrah atas Pengelolaan Risiko 455 691 927 1,165 1,402 1,586 1,812 2,038 2,269 2,501 2,749 216 426 a. Ujrah received on risk

management




72 112 151 191 229 270 273 295 336 371 415 36 72 c. Ujrah accepted for the management of investment of policyholder investment funds

Jumlah Ujrah Diterima 528 804 1,079 1,358 1,633 1,860 2,088 2,336 2,609 2,876 3,168 253 499 Total Ujrah Received 2. Penerimaan Komisi - - - - - - - - - - - - - 2. Commision Received 3. Bagi Hasil Pengelolaan Investasi Dana Tabarru'

2 2 2 2 1 (1) (2) (4) (0) (0) (0) 1 2 3. The management fees of investment yiled funds tabarru'


10 11 12 14 16 16 14 25 37 27 33 2 4 4. The management fees of investment yiled policyholder

investment 5. Alokasi Surplus Underwriting Dana Tabarru'


6. Hasil Pengelolaan Investasi Perusahaan


Jumlah Pendapatan 593 886 1,184 1,494 1,792 2,033 2,263 2,552 2,863 3,156 3,487 283 570 Total Income B. Beban usaha B. Expenses

1. Biaya akuisisi 1. Acquisition Fees

a. Beban Komisi - Tahun Pertama 97 145 188 231 275 316 357 402 443 555 523 38 79 a. Commission expenses - first

year

b. Beban Komisi - Tahun Lanjutan 59 91 122 153 185 215 244 275 306 263 372 31 63 b. Commission expenses -

continued year

c. Beban Komisi - Overriding 46 72 97 121 148 172 196 221 246 271 300 23 47 c. Commission expenses -

overriding d. Beban Akuisisi Lain 13 19 24 29 31 36 40 44 49 54 62 11 20 d. Other expenses JumlahBiaya Akuisisi 216 328 431 533 639 739 837 942 1,044 1,143 1,257 103 209 Total Acquisition Fees

2. Ujrah Reasuransi 2 4 6 10 12 15 19 23 27 29 49 1 3 2. Ujrah reinsurance 3. Beban Pemasaran 7 11 15 18 22 26 30 38 43 51 55 13 24 3. Marketing expenses

4. Beban Umum danAdministrasi 89 121 160 203 243 294 332 326 430 360 411 62 121 4. General and administrative

expense 5. Beban Usaha Lain (2) (3) (3) (3) (4) (5) (47) (52) (58) (62) (69) (6) (13) 5. Other operating expenses

Jumlah Beban Usaha 312 461 610 760 911 1,070 1,172 1,278 1,486 1,521 1,703 172 345 Total Expenses C. Imbalan Jasa DPLK/Jasa Manajemen Lainnya

4 5 7 9 11 13 15 16 18 20 22 2 4 C. Services fee for DPLK or other managements

D. Pendapatan Non Usaha Lain 17 29 37 42 49 98 114 125 134 151 167 10 24 D. Other Income E. Laba (Rugi) Sebelum Zakat 302 459 619 784 941 1,074 1,220 1,416 1,529 1,806 1,973 123 253 E. Income (loss) before zakat

F. Zakat 0 0 0 0 0 0 0 0 0 0 1 0 0 F. Zakat G. Laba (Rugi) Sebelum Pajak 302 459 618 784 941 1,074 1,220 1,416 1,529 1,806 1,972 122 253 G. Income (loss) before tax


Tabel 6.1 Laporan Laba Rugi Dana Perusahaan Asuransi Jiwa Syariah (Miliar Rp)

Table 6.1 Income Statement of Shareholders Fund Sharia Life Insurance (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

H. Pajak Penghasilan 50 69 102 127 158 185 218 250 273 262 293 18 36 H. Income Tax I. Laba Setelah Pajak 252 390 516 657 782 889 1,002 1,166 1,256 1,544 1,679 105 217 I. Profit After Tax J. Pendapatan Komprehensif Lain - - - - - - - - 1 0 (2) (0) (1) J. Other comprehensive income K. Laba Komprehensif 252 390 516 657 782 889 1,002 1,166 1,257 1,544 1,677 104 216 K. Comprehensive Income


Tabel 6.2 Laporan Laba Rugi Dana Perusahaan Asuransi Umum Syariah (Miliar Rp)

Table 6.2 Income Statement of Shareholders Fund Sharia Non-Life Insurance (Billion Rp)

Nama Akun Feb-

15 Mar-

15 Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items


a. Ujrah atas Pengelolaan Risiko

79 129 170 209 245 289 330 373 417 461 521 66 119 a. Ujrah received on risk

management




- - - - - - - - - - - 0 0 c. Ujrah accepted for the management of investment of policyholder investment funds

Jumlah Ujrah Diterima 79 129 170 209 245 289 330 373 418 462 521 67 119 Total Ujrah Received 2. Penerimaan Komisi 0 1 1 2 2 2 2 3 3 3 4 0 0 2. Commision Received 3. Bagi Hasil Pengelolaan Investasi Dana Tabarru'

4 5 7 8 9 11 13 14 16 17 18 2 4 3. The management fees of investment yiled funds tabarru'


0 0 0 0 0 0 0 0 0 0 1 (0) 0 4. The management fees of investment yiled policyholder

investment 5. Alokasi Surplus

Underwriting Dana Tabarru'


6. Hasil Pengelolaan InvestasiPerusahaan


Jumlah Pendapatan 107 176 227 277 336 392 446 503 578 634 717 91 162 Total Income B. Beban usaha B. Expenses

1. Biaya akuisisi 1. Acquisition Fees a. Beban Komisi - Tahun

Pertama 28 45 60 74 91 108 124 142 159 177 198 23 42 a. Commission expenses - first

year b. Beban Komisi - Tahun

Lanjutan 2 2 4 5 7 8 11 13 15 (0) (0) - - b. Commission expenses -

continued year

c. Beban Komisi - Overriding

3 6 8 10 13 15 18 20 23 41 44 4 8 c. Commission expenses - overriding

d. Beban Akuisisi Lain 1 1 2 2 3 3 4 4 5 5 6 1 2 d. Other expenses JumlahBiaya Akuisisi 34 54 73 91 113 135 156 179 201 223 248 28 52 Total Acquisition Fees

2. Ujrah Reasuransi 1 2 4 5 6 8 9 12 13 15 19 3 4 2. Ujrah reinsurance 3. Beban Pemasaran 2 4 6 9 14 16 18 20 26 29 33 3 11 3. Marketing expenses 4. Beban Umum dan Administrasi

26 41 56 71 89 104 119 135 147 160 181 16 31 4. General and administrative expense

5. Beban Usaha Lain (0) (2) (2) (3) (2) (4) (6) (7) (7) (7) (7) 0 2 5. Other operating expenses Jumlah Beban Usaha 64 100 136 174 220 259 297 340 381 420 473 51 100 Total Expenses

C. Imbalan Jasa DPLK/Jasa Manajemen Lainnya

- - - - - - - - - - 0 - 0 C. Services fee for DPLK or other managements

D. Pendapatan Non Usaha Lain

0 1 2 2 5 6 9 14 16 18 26 4 5 D. Other Income

E. Laba (Rugi) Sebelum Zakat 44 76 93 105 120 139 158 176 213 232 269 45 67 E. Income (loss) before zakat


Tabel 6.2 Laporan Laba Rugi Dana Perusahaan Asuransi Umum Syariah (Miliar Rp)

Table 6.2 Income Statement of Shareholders Fund Sharia Non-Life Insurance (Billion Rp)

Nama Akun Feb-

15 Mar-

15 Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

F. Zakat 0 1 1 1 1 1 1 1 2 2 2 1 1 F. Zakat G. Laba (Rugi) Sebelum

Pajak 44 75 92 104 119 138 157 175 211 230 267 44 66

G. Income (loss) before tax

H. Pajak Penghasilan 3 6 7 8 7 10 11 13 16 19 22 2 4 H. Income Tax I. Laba Setelah Pajak 40 69 85 96 112 128 146 162 195 211 245 42 62 I. Profit After Tax J. Pendapatan Komprehensif Lain

- - - - - - - - - - (0) - - J. Other comprehensive income

K. Laba Komprehensif 40 69 85 96 112 128 146 162 195 211 245 42 62 K. Comprehensive Income


Tabel 6.3 Laporan Laba Rugi Dana Perusahaan Reasuransi Syariah (Miliar Rp)

Table 6.3 Income Statement of Shareholders Fund Sharia Reinsurance (Billion Rp)

Nama Akun Feb-

15 Mar-

15 Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items


a. Ujrah atas Pengelolaan Risiko

8 12 15 18 22 23 26 28 33 35 42 7 10 a. Ujrah received on risk management


- - - - - - - - - - - - - b. Ujrah accepted for the management of investment funds tabarru '


- - - - - - - - - - - - - c. Ujrah accepted for the management of investment of policyholder investment funds

Jumlah Ujrah Diterima 8 12 15 18 22 23 26 28 33 35 42 7 10 Total Ujrah Received 2. Penerimaan Komisi - - - - - - - - - - - - - 2. Commision Received 3. Bagi Hasil Pengelolaan Investasi Dana Tabarru'

0 1 0 0 0 0 0 2 2 2 2 0 0 3. The management fees of investment yiled funds tabarru'


- - - - - - - - - - 3 1 - 4. The management fees of investment yiled policyholder investment

5. Alokasi Surplus Underwriting Dana Tabarru'

- - - 1 1 1 2 8 8 8 10 - - 5. Underwriting surplus tabarru' funds

allocation

6. Hasil Pengelolaan Investasi

Perusahaan


Jumlah Pendapatan 14 20 23 29 35 38 43 55 61 66 81 10 17 Total Income B. Beban usaha B. Expenses

1. Biaya akuisisi 1. Acquisition Fees a. Beban Komisi - Tahun

Pertama - - - - - - - - - - - - -

a. Commission expenses - first year

b. Beban Komisi - Tahun Lanjutan

- - - - - - - - - - - - - b. Commission expenses - continued year

c. Beban Komisi - Overriding

- - - - - - - - - - - - - c. Commission expenses - overriding

d. Beban Akuisisi Lain - - - - - - - - - - - - - d. Other expenses JumlahBiaya Akuisisi - - - - - - - - - - - - - Total Acquisition Fees

2. Ujrah Reasuransi - - - - - - - - - - - - - 2. Ujrah reinsurance 3. Beban Pemasaran 0 0 0 0 0 0 1 0 0 1 1 0 1 3. Marketing expenses 4. Beban Umum dan Administrasi

2 3 4 6 8 9 9 10 11 12 15 2 3 4. General and administrative expense

5. Beban Usaha Lain 0 (0) (0) (0) (0) (0) (1) 0 0 0 2 (1) 0 5. Other operating expenses Jumlah Beban Usaha 3 3 4 7 9 9 9 10 11 13 17 1 4 Total Expenses

C. Imbalan Jasa DPLK/Jasa Manajemen Lainnya

- - - - - - - - - - - - - C. Services fee for DPLK or other managements

D. Pendapatan Non Usaha Lain

0 0 (0) 0 0 0 0 0 0 0 (5) 0 (0) D. Other Income


Tabel 6.3 Laporan Laba Rugi Dana Perusahaan Reasuransi Syariah (Miliar Rp)

Table 6.3 Income Statement of Shareholders Fund Sharia Reinsurance (Billion Rp)

Nama Akun Feb-

15 Mar-

15 Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

E. Laba (Rugi) Sebelum Zakat 11 17 19 22 26 29 34 45 50 54 58 9 13 E. Income (loss) before zakat

F. Zakat - - - - - - - - - - 2 - - F. Zakat G. Laba (Rugi) Sebelum

Pajak 11 17 19 22 26 29 34 45 50 54 56 9 13

G. Income (loss) before tax

H. Pajak Penghasilan 1 1 2 2 2 2 3 3 3 4 4 0 1 H. Income Tax I. Laba Setelah Pajak 10 16 18 20 24 27 31 42 46 50 51 8 12 I. Profit After Tax J. Pendapatan Komprehensif Lain

- - - - - - - - - - - - - J. Other comprehensive income

K. Laba Komprehensif 10 16 18 20 24 27 31 42 46 50 51 8 12 K. Comprehensive Income


Tabel 7 Laporan Surplus Underwriting Dana Tabarru' Asuransi Syariah (Miliar Rp)

Table 7 Suplus Underwriting of Tabarru' Fund Sharia Insurance (Billion Rp) Nama Akun Feb-15 Mar-15 Apr-15 May-15 Jun-15 Jul-15 Aug-15 Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-16 Items

1. Pendapatan Underwriting 1. Underwriting Income

a. Kontribusi Para Peserta 333 529 711 926 1,144 1,333 1,544 1,741 1,957 2,158 2,441 282 512 a. Policyholders

Contribution

b. Kontribusi Reasuransi 64 103 140 192 247 284 331 382 449 480 563 58 111 b. Reinsurance

Contribution

2. Penurunan (Kenaikan) Penyisihan Kontribusi Yang Belum Menjadi Pendapatan/Hak (KYBMP)

2. Decrease (increase) in provision for contribution that have not become income/right

a. KYBMP Awal 364 398 396 398 396 401 401 402 402 405 403 396 397 a. KYBMP in beginning of

period

b. KYBMP Akhir 337 359 363 397 392 397 413 414 416 436 444 426 448 b. KYBMP in end of

period 3. Penurunan (Kenaikan) Penyisihan

Kontribusi 3. Decrease (increase) in

provision for contribution

a. Penyisihan Kontribusi Awal 836 824 824 825 827 825 827 830 832 833 835 959 859 a. Provision for

contribution in

beginning of period

b. Penyisihan Kontribusi Akhir 850 804 854 852 875 880 866 849 858 869 868 981 913 b. Provision for

contribution in end of period

4. Jumlah Pendapatan Kontribusi Neto 282 484 575 707 853 998 1,161 1,327 1,467 1,610 1,804 171 296 4. Provision for contribution

in end of period 5. Beban Klaim 5. Claim Expenses

a. Klaim Bruto 261 441 571 718 874 990 1,124 1,263 1,415 1,558 1,777 148 324 a. Gross Claims b. Klaim Reasuransi Diterima 63 97 128 158 213 253 289 311 357 390 443 35 82 b. Reinsurance Recovery c. Kenaikan (Penurunan)

Penyisihan Klaim c. Increase (decrease) in

provision for claims

c.1. Penyisihan Klaim Awal 401 415 415 415 416 419 421 423 426 429 432 415 384 c.1. Provision for claim

in beginning of period

c.2. Penyisihan Klaim Akhir 395 379 396 403 382 395 390 406 427 432 419 434 400 c.2 Provision for claims

in end of period Jumlah Beban Klaim 192 308 424 548 626 714 804 935 1,058 1,171 1,322 132 258 Total Claim Expenses

6. Biaya Adjuster (Khusus Untuk Asuransi Kerugian)

(0) (0) (0) (0) (0) (0) (0) (0) (0) (0) (0) (0) (0) 6. Aduster Fee

7. Surplus (Defisit) Underwriting 90 176 151 159 227 284 357 392 409 440 482 39 38 7. Surplus (Defisit)

Underwriting


Tabel 7.1 Laporan Surplus Underwriting Dana Tabarru' Asuransi Jiwa Syariah (Miliar Rp)

Table 7.1 Suplus Underwriting of Tabarru' Fund Sharia Life Insurance (Billion Rp) Nama Akun Feb-15 Mar-15 Apr-15 May-15 Jun-15 Jul-15 Aug-15 Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-16 Items


a. Kontribusi Para Peserta 183 296 406 522 637 742 861 967 1,085 1,196 1,326 118 226 a. Policyholders

Contribution

b. Kontribusi Reasuransi 32 56 79 117 149 168 199 233 273 290 343 22 47 b. Reinsurance

Contribution


- - - - - - - - - - - - - 2. Decrease (increase) in provision for contribution that have not become income/right

a. KYBMP Awal 35 35 35 35 35 35 35 35 35 35 35 41 41 a. KYBMP in beginning of

period b. KYBMP Akhir 36 39 45 42 39 39 50 47 43 40 40 48 61 b. KYBMP in end of period

3. Penurunan (Kenaikan) Penyisihan Kontribusi

- - - - - - - - - - - - - 3. Decrease (increase) in provision for contribution

a. Penyisihan Kontribusi Awal 702 689 689 689 689 688 688 688 688 688 688 691 691 a. Provision for

contribution in beginning of period

b. Penyisihan Kontribusi Akhir 708 671 720 729 736 738 717 690 689 691 685 695 710 b. Provision for

contribution in end of period

4. Jumlah Pendapatan Kontribusi Neto

144 254 286 359 438 520 619 720 803 898 980 85 140 4. Provision for contribution in end of period

5. Beban Klaim - - - - - - - - - - - - - 5. Claim Expenses a. Klaim Bruto 144 236 311 383 480 555 632 718 801 891 1,032 74 182 a. Gross Claims b. Klaim Reasuransi Diterima 50 76 99 125 170 204 234 252 282 307 352 17 60 b. Reinsurance Recovery c. Kenaikan (Penurunan) Penyisihan Klaim

- - - - - - - - - - - - - c. Increase (decrease) in provision for claims

c.1. Penyisihan Klaim Awal 212 212 212 212 212 212 212 212 212 212 212 220 220 c.1. Provision for claim

in beginning of period

c.2. Penyisihan Klaim Akhir 202 203 220 227 214 214 211 212 227 226 218 241 245 c.2 Provision for claims

in end of period Jumlah Beban Klaim 84 152 219 273 312 353 396 466 534 598 687 79 147 Total Claim Expenses

6. Surplus (Defisit) Underwriting 60 102 67 86 126 167 223 253 269 300 294 6 (7) 6. Surplus (Defisit)

Underwriting


Tabel 7.2 Laporan Surplus Underwriting Dana Tabarru' Asuransi Umum Syariah

Table 7.2 Suplus Underwriting of Tabarru' Fund Sharia Non-Life Insurance (Billion Rp)



a. Kontribusi Para Peserta 100 160 214 296 375 455 529 603 680 755 870 120 225 a. Policyholders Contribution

b. Kontribusi Reasuransi 22 35 47 61 78 94 108 123 140 153 176 31 53 b. Reinsurance Contribution


2. Decrease (increase) in

provision for contribution that have not become income/right

a. KYBMP Awal 293 327 324 326 324 329 329 330 331 333 332 323 324 a. KYBMP in beginning of period

b. KYBMP Akhir 273 295 293 326 323 330 336 340 345 366 374 344 350 b. KYBMP in end of period


3. Decrease (increase) in provision for contribution

a. Penyisihan Kontribusi Awal 128 128 128 128 130 129 130 133 134 135 137 134 156 a. Provision for contribution in

beginning of period

b. Penyisihan Kontribusi Akhir 116 109 108 107 112 119 127 134 144 151 163 147 183 b. Provision for contribution in

end of period 4. Jumlah Pendapatan Kontribusi Neto


5. Beban Klaim 5. Claim Expenses

a. Klaim Bruto 80 131 179 228 272 311 349 391 439 482 528 48 92 a. Gross Claims

b. Klaim Reasuransi Diterima 10 17 24 29 35 41 47 51 58 66 70 11 17 b. Reinsurance Recovery

c. Kenaikan (Penurunan) Penyisihan Klaim

c. Increase (decrease) in provision for claims

c.1. Penyisihan Klaim Awal 128 143 143 144 144 147 149 152 155 158 161 119 120 c.1. Provision for claim in

beginning of period

c.2. Penyisihan Klaim Akhir 138 134 130 135 132 139 143 153 159 164 162 115 117 c.2 Provision for claims in end

of period

Jumlah Beban Klaim 81 105 142 190 225 262 295 341 385 422 459 32 72 Total Claim Expenses

6. Biaya Adjuster (Khusus Untuk Asuransi Kerugian)

0 0 0 0 0 0 0 0 0 (0) (0) (0) (0) 6. Aduster Fee

7. Surplus (Defisit) Underwriting

28 70 76 67 92 109 123 129 131 131 166 23 48 7. Surplus (Defisit) Underwriting


Tabel 7.3 Laporan Surplus Underwriting Dana Tabarru'Reasuransi Syariah (Miliar Rp)

Table 7.3 Suplus Underwriting of Tabarru' Fund Sharia Reinsurance (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

1. Pendapatan Underwriting 1. Underwriting Income a. Kontribusi Para Peserta 50 72 91 108 132 136 153 171 192 208 245 44 61 a. Policyholders Contribution b. Kontribusi Reasuransi 10 12 13 14 20 23 25 26 37 38 44 5 11 b. Reinsurance Contribution


2. Decrease (increase) in provision for

contribution that have not become income/right

a. KYBMP Awal 36 36 37 37 37 37 36 36 36 36 36 32 32 a. KYBMP in beginning of period b. KYBMP Akhir 28 24 25 30 31 28 27 27 29 30 29 34 37 b. KYBMP in end of period


3. Decrease (increase) in provision for contribution

a. Penyisihan Kontribusi Awal 7 7 7 8 8 8 8 9 10 10 11 134 12 a. Provision for contribution in beginning

of period

b. Penyisihan Kontribusi Akhir 26 24 25 17 27 23 22 25 25 27 20 140 20 b. Provision for contribution in end of

period 4. Jumlah Pendapatan Kontribusi Neto


5. Beban Klaim 5. Claim Expenses a. Klaim Bruto 37 74 81 107 122 125 143 155 175 184 216 26 50 a. Gross Claims b. Klaim Reasuransi Diterima 3 4 4 4 9 7 8 8 17 18 20 7 5 b. Reinsurance Recovery c. Kenaikan (Penurunan) Penyisihan Klaim

c. Increase (decrease) in provision for claims

c.1. Penyisihan Klaim Awal 61 60 60 60 60 60 59 59 59 59 59 76 44 c.1. Provision for claim in beginning of

period c.2. Penyisihan Klaim Akhir 55 42 45 41 36 41 36 41 41 43 39 78 39 c.2 Provision for claims in end of period

Jumlah Beban Klaim 27 52 63 84 89 99 112 128 139 150 176 21 40 Total Claim Expenses 6. Biaya Adjuster (Khusus Untuk Asuransi Kerugian)

(0) (0) (0) (0) (0) (0) (0) (0) (0) (0) (0) (0) (0) 6. Aduster Fee

7. Surplus (Defisit) Underwriting

2 4 8 7 10 8 11 10 9 9 23 10 (2) 7. Surplus (Defisit) Underwriting

0


Tabel 8 Laporan Perubahan Dana Investasi Peserta yang Dikelola Perusahaan Asuransi Jiwa Syariah (Miliar Rp)

Table 8 Statement of Changes in Participant Investment Fund Managed Sharia Life Insurance (Billion Rp)



Items

1. Dana Investasi Peserta Pada Awal Periode

11,015

11,025

11,023

11,024

11,025

11,023

11,023

11,022

11,023

11,025

11,025

12,151

12,157

1. Policyholders investment fund in the beginning of year

2. Penambahan Dana Investasi Peserta

2. Investment fund addition

a. Penambahan Dana Investasi Peserta dari Alokasi Kontribusi

630 1,036 1,407 1,769 2,128 2,488 2,865 3,229 3,617 3,995 4,390 328 656 a. Investment fund addition Part of contribution allocated

b. Penambahan Dana Investasi Peserta dari Hasil Investasi

424 341 (309) 77 (466) (645) (1,274)

(1,805)

(1,382)

(1,454)

(1,134)

149 537 b. Investment fund addition Part of investment yield

3. Jumlah Penambahan Dana Investasi Peserta

1,055 1,377 1,098 1,847 1,662 1,843 1,591 1,424 2,235 2,541 3,256 477 1,192 3. Total investment fund addition

3. Biaya (Ujrah) Pengelolaan Investasi

85 131 178 221 267 315 365 409 458 507 558 47 105 4. Investment fund management fee

4. Penarikan Dana Investasi Peserta 5. Investment fund

withdrawal a. Penarikan Dana Investasi

Peserta yang Telah Jatuh Tempo

57 90 112 143 173 203 235 216 234 250 270 19 42 a. Investment fund

withdrawal are past due

b. Penarikan/Penebusan Dana Investasi Peserta yang Belum Jatuh Tempo

197 331 442 556 663 752 850 996 1,089 1,201 1,296 105 223 b. Investment fund withdrawal/redemption are not yet due

5. Jumlah Penarikan Dana Investasi Peserta

254 422 554 699 836 955 1,084 1,213 1,323 1,451 1,566 125 265 6. Total investment fund withdrawal

6. Jumlah Dana Investasi Peserta pada Akhir Periode

11,731

11,850

11,390

11,951

11,584

11,596

11,164

10,824

11,477

11,608

12,158

12,456

12,979

7. Total investment fund in the end fo period


Tabel 9 Kinerja Perusahaan Asuransi Syariah Table 9 Sharia Insurance Company Performance

Rasio Feb-15 Mar-15 Apr-15 May-15 Jun-15 Jul-15 Aug-15 Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-16 Ratio

Asuransi Jiwa Syariah Sharia Life Insurance

1. Rasio Solvabilitas Dana Tabbaru'

151% 162% 149% 144% 154% 159% 158% 167% 171% 180% 180% 185% 184% 1. Solvability Ratio of Tabbaru' Fund

2. Kelebihan (Kekurangan) Kekayaan Yang Tersedia Untuk Qardh (Miliar Rp)

1,039 989 1,507 1,102 1,094 1,167 922 995 1,057 1,068 1,080 1,154 1,149 2.Excess (deficiency) of Assets available for Qardh

3. Pencapaian / Saldo Solvabilitas Dana Perusahaan (Miliar Rp)

3,041 3,153 3,232 3,316 3,443 3,507 3,346 3,463 3,463 3,761 3,831 4,022 4,137 3. Balance of Solvency Shareholders' Fund

Asuransi Umum Syariah Sharia Non-Life Insurance

1. Rasio Solvabilitas Dana Tabbaru'

58% 65% 65% 66% 65% 66% 68% 69% 66% 67% 72% 80% 82% 1. Solvability Ratio of

Tabbaru' Fund

2. Kelebihan (Kekurangan) Kekayaan Yang Tersedia Untuk Qardh (Miliar Rp)

1,070 1,057 1,064 1,096 1,193 1,177 1,173 1,182 1,182 1,177 1,137 1,206 1,151 2. Excess (deficiency) of Assets available for Qardh

3. Pencapaian / Saldo Solvabilitas Dana Perusahaan (Miliar Rp)

766 793 808 800 796 812 821 834 846 874 821 844 873 3. Balance of Solvency Shareholders' Fund


PERUSAHAAN PEMBIAYAAN SYARIAH

SHARIA FINANCE COMPANY


Tabel 10 Posisi Keuangan Perusahaan Pembiayaan Syariah (Miliar Rp)

Table 10 Sharia Finance Company Financial Position (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15 May-15

Jun-15 Jul-15 Aug-15

Sep-15

Oct-15 Nov-15

Dec-15

Jan-16 Feb-16

Items

1. Kas dan Setara Kas 576 429 581 550 1,071 498 390 430 573 525 483 333 536 1. Cash and Cash Equivalent

2. Efek Syariah yang Dimiliki 6 6 6 6 6 6 8 8 6 - - 1 1 2. Sharia Securities

3. Piutang

15,425

15,092

14,730

14,643

14,992

15,383

15,476

16,272

16,970

16,765

18,401

18,273

20,475 3. Account Receivable

a.Piutang Murabahah - Neto

15,423

15,090

14,728

14,641

14,990

15,380

15,474

16,270

16,968

16,763

18,399

18,271

20,473 a. Murabahah Finance

Receivables - Net

b.Piutang Istishna' - Neto - - - - - - - - - - - - - b. Istishna' Finance

Receivables - Net

c.Piutang Salam - Neto - - - - - - - - - - - - - c. Salam Finance

Receivables - Net

d.Piutang Hiwalah - Neto 3 2 2 2 2 2 2 2 2 2 2 2 2 d. Hiwalah Finance

Receivables - Net

4. Ijarah 2,063 2,051 1,989 1,951 2,071 2,012 2,017 2,081 1,967 1,685 1,833 1,855 1,796 4. Ijarah

a. Aktiva Ijarah - Neto 212 193 189 182 173 165 138 131 118 121 173 189 21 a. Ijarah Assets - Net b.Aktiva Ijarah Muntahiyah Bittamlik - Neto

1,851 1,859 1,800 1,769 1,899 1,847 1,879 1,949 1,849 1,564 1,659 1,666 1,774 b. Ijarah Muntahiyah Bittamlik Assets - Net

c.Aktiva Ijarah Musyarakah Muntanaqisah - Neto

- - - - - - - - - - - - - c. Ijarah Musyarakah Muntanaqisah Assets - Net

5. Penyertaan - - - - - - - - - - - - - 5. Investments

a. Aktiva Istishna' Dalam Penyelesaian - Neto

- - - - - - - - - - - - - a. Istishna' Assets Under Construction/ In Progress -

Net

b. Aktiva Istishna' Dalam Penyelesaian - Bruto

- - - - - - - - - - - - - b. Istishna' Assets Under Construction/ In Progress - Bruto

c. Termin Isthisna' - - - - - - - - - - - - - c. Isthisna' Installment

6. Persediaan 19 21 19 19 18 17 18 18 21 22 22 23 23 6. Inventories

7. Aktiva Tetap dan Inventaris 59 66 67 67 72 71 70 70 71 68 86 81 83 7. Fixed Assets and Inventories

8. Aktiva Lain-lain 1,904 1,964 1,917 1,548 1,384 1,684 2,060 2,011 1,902 2,067 1,525 1,446 1,634 8. Other Assets

JUMLAH ASET

20,052

19,630

19,309

18,784

19,614

19,670

20,038

20,890

21,508

21,131

22,350

22,010

24,547 TOTAL ASSETS

1. Kewajiban Segera 1,245 1,268 1,268 1,416 1,540 1,998 2,158 2,302 2,650 1,471 1,642 1,528 1,761 1. Current Liabilities

2. Uang Muka Pembayaran 247 244 236 231 217 212 221 239 231 173 203 198 187 2. Down Payment

3. Aktiva Istishna' Yang Terutang (Akan Diserahkan)

- - - - - - - - - - - - - 3. Istishna' Asset Payables

4. Pendanaan

11,598

11,462

11,562

11,350

12,578

12,365

12,628

12,973

12,605

12,100

12,404

12,292

12,748 4. Funding

a. Pendanaan Mudharabah 3,319 3,318 3,719 3,955 4,328 4,369 4,549 4,888 5,071 5,348 5,495 5,666 6,110 a. Mudharabah Funding b. Pendanaan Mudharabah

Muqayyadah 59 62 62 65 67 72 5 65 65 64 64 9 8 b. Mudharabah Muqayyadah

Funding


Tabel 10 Posisi Keuangan Perusahaan Pembiayaan Syariah (Miliar Rp)

Table 10 Sharia Finance Company Financial Position (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15 May-15


Sep-15

Oct-15 Nov-15

Dec-15

Jan-16 Feb-16

Items

c. Pendanaan Musyarakah 1,601 1,584 1,545 1,571 1,829 1,816 1,867 1,919 1,777 1,868 2,029 1,971 1,926 c. Musyarakah Funding d. Fasilitas Pendanaan

Murabahah 5,806 5,574 5,299 4,802 4,729 4,473 4,584 4,462 4,303 3,519 3,499 3,281 3,119

d. Murabahah Funding

e. Ijarah Sukuk - - - - - - - - - - - - - e. Ijarah Sukuk f. Pendanaan Lain Berbasis

Syariah 812 924 937 956 1,625 1,635 1,623 1,639 1,390 1,302 1,317 1,366 1,585 f. Another Funding Based On

Sharia Principle

5. Kewajiban Lain-lain 3,376 3,157 2,733 2,509 1,937 1,904 1,916 1,986 2,229 3,273 3,685 4,046 4,514 5. Other Liabilities

6. Modal 1,537 562 562 583 583 667 683 690 705 718 743 736 819 6. Capital

a. Modal Disetor 1,537 562 562 583 583 628 644 651 666 679 704 697 780 a. Paid In Capital

7. Saldo Laba 7. Retained Earning

a. Laba 1,974 2,820 2,774 2,497 2,483 2,226 2,115 2,346 2,583 2,799 3,054 3,153 4,340 a. Profit

b. Rugi 3 3 3 1 1 1 1 1 1 39 39 33 33 b. Loss

8. Laba Rugi Periode Berjalan 8. Profit/Loss for the year

a. Laba 99 136 178 209 278 304 338 395 511 646 697 90 213 a. Profit

b. Rugi 21 14 1 11 1 5 18 40 5 10 39 1 2 b. Loss JUMLAH LIABILITAS DAN

EKUITAS

20,052

19,630

19,309

18,784

19,614

19,670

20,038

20,890

21,508

21,131

22,350

22,010

24,547 TOTAL LIABILITIES AND

EQUITIES


Tabel 11 Laporan Laba Rugi Perusahaan Pembiayaan Syariah (Miliar Rp) Table 11 Sharia Finance Company Income Statement (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16

Items

A. PENDAPATAN 764 1,138 1,511 1,864 2,266 2,669 3,066 3,437 3,889 4,547 4,951 442 985 A. REVENUES

1. Pendapatan Operasional 749 1,109 1,475 1,817 2,211 2,603 2,990 3,348 3,784 4,426 4,820 430 956 1. Operational Revenues

a. Ijarah 154 223 314 389 475 555 628 679 753 772 846 63 110 a. Ijarah

1) Pendapatan Sewa Ijarah 7 12 22 25 30 35 40 41 44 46 53 7 10 1) Ijarah Income

2) Pendapatan Sewa Ijarah Muntahiyah Bi-Tamlik

147 210 292 363 445 519 587 637 708 725 792 56 100 2) Ijarah Muntahiyah Bi- Tamlik Income

3) Pendapatan Sewa Ijarah Musyarakah Muntanaqisah

- - - - - - - - - - - - - 3) Ijarah Musyarakah Muntanaqisah Income

4) Administrasi 0 0 0 0 0 1 1 1 1 1 1 0 0 4) Administration

b. Hiwalah - - - - - - - - - - - - - b. Hiwalah

1) Administrasi - - - - - - - - - - - - - 1) Administration

c. Murabahah 526 794 1,037 1,278 1,577 1,866 2,152 2,435 2,765 3,380 3,674 344 797 c. Murabahah

1) Pendapatan Margin Murabahah 463 697 908 1,111 1,369 1,618 1,855 2,097 2,377 2,941 3,188 302 680 1) Murabahah Margin Income

2) Administrasi 62 97 130 167 208 248 297 338 387 439 486 42 116 2) Administration

d. Istishna' - - - - - - - - - - - - - d. Istishna'

1) Pendapatan Margin Istishna' - - - - - - - - - - - - - 1) Istishna' Margin Income

2) Administrasi - - - - - - - - - - - - - 2) Administration

e. Pendapatan Fee dari Penyaluran Pembiayaan Bersama

59 77 103 125 120 138 156 173 193 210 230 19 41 e. Fee Income From Joint Financing Activities

f. Pendapatan operasional lainnya 10 15 21 25 38 45 53 61 74 65 70 4 9 f. Others Operational Revenues

1) Pendapatan dari penyertaan - - - - - - - - - - - - - 1) Income from Investment

2) Pendapatan dari Investasi Efek Syariah

- - - - - - - - - - - - - 2) Administration

3) Lainnya 10 15 21 25 38 45 53 61 74 65 70 4 9 3) Others

2. Pendapatan Non-operasional 15 29 36 47 55 66 76 90 104 121 131 12 30 2. Non-operational Revenues

a. Keuntungan Pelepasan Aktiva Ijarah - - - - - - - - - - - - - a. Profit on Ijarah Assets

Released b. Keuntungan Penjualan Aktiva Tetap

dan Inventaris - - - - - - - - - - 0 - - b. Profit on Sale of Fixed Assets

and Inventories

c. Selisih Kurs 0 0 0 0 0 0 - - - - - - - c. Foreign Exchange

d. Lainnya 15 29 36 47 55 66 76 90 104 121 131 12 30 d. Others

B. BEBAN 678 1,008 1,325 1,654 1,972 2,346 2,715 3,045 3,336 3,829 4,187 343 750 B. EXPENSES

1. Beban Operasional 622 906 1,219 1,520 1,822 2,173 2,488 2,767 3,121 3,591 3,919 335 750 1. Operational Expenses

a. Biaya Perbaikan Aktiva Ijarah 7 12 16 3 3 3 4 5 5 5 6 0 0 a. Renewable Expenses of

Ijarah Assets

b. Premi Asuransi 2 3 4 5 5 8 8 9 9 12 12 1 2 b. Insurance Premium

c. Tenaga Kerja 175 257 338 415 494 588 665 747 846 935 1,019 92 181 c. Labour

1) Gaji dan Upah 171 252 331 407 483 575 651 723 819 905 990 89 176 1) Salaries and Wages

2) Honorarium 0 0 0 0 1 1 1 1 1 2 2 0 1 2) Honorarium


Tabel 11 Laporan Laba Rugi Perusahaan Pembiayaan Syariah (Miliar Rp) Table 11 Sharia Finance Company Income Statement (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16

Items

3) Lainnya 4 5 6 8 10 12 13 23 26 28 26 3 4 3) Others

d. Penghapusan / Penyusutan 160 224 328 423 534 653 768 870 1,008 1,105 1,302 93 262 d. Write-Off / Depreciation

1) Piutang Murabahah 26 43 73 105 155 203 260 324 394 464 567 48 191 1) Murabahah Receivables

2) Piutang Istishna' - - - - - - - - - - - - - 2) Istishna' Receivables

3) Piutang Salam - - - - - - - - - - - - - 3) Salam Receivables

4) Piutang Hiwalah - - - - - - - - - - - - - 4)Hiwalah Receivables

5) Aktiva Ijarah - - - - - - - - - - - - - 5) Ijarah Assets

6) Aktiva Ijarah Muntahiah Bittamlik 131 175 248 308 366 436 491 528 594 620 712 43 68 6) Ijarah Muntahiah Bittamlik

Assets 7) Aktiva Ijarah Musyarakah

Muntanaqisah - - - - - - - - - - - - - 7) Ijarah Musyarakah

Muntanaqisah Assets

8) Aktiva Tetap dan Inventaris 4 6 8 10 13 14 17 18 20 22 23 2 4 8) Fixed Assets and Inventory


Tabel 12 Rekening Administratif Perusahaan Pembiayaan Syariah (Miliar Rp) Table 12 Sharia Finance Company Off-Financial Position (Billion Rp)

Nama Akun Feb-15 Mar-15 Apr-15 May-15 Jun-15 Jul-15 Aug-

15 Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-

16 Items

1. Fasilitas Pendanaan yang Belum Ditarik

3,629 3,691 3,226 3,268 2,651 4,092 2,733

3,200 3,037 3,502 2,824 2,979 3,320

1. Undisbursed Loan Facilities

a. Pendanaan Mudharabah 759 847 848 785 964 923 871 927 1,104 433 435 748 631 a. Mudharabah Fund

b. Pendanaan Mudharabah Muqayyadah

- - - - - - - - - - - - - b. Mudharabah Muqayyadah Fund

c. Pendanaan Musyarakah 821 781 1,009 927 419 1,760 479 855 656 839 830 578 895 c. Musyarakah Fund

d. Fasilitas Pendanaan Murabahah

2,012 2,027 1,340 1,429 1,203 1,344 1,316

1,348 1,210 2,163 1,558 1,653 1,368

d. Mudharabah Fund Facilities

e. Ijarah Sukuk - - - - - - - - - - - - - e. Sukuk Ijarah

f. Pendanaan Lain Berbasis Syariah

10 9 1 127 64 65 68 71 67 68 2 - 425 f. Others Sharia Fund

2. Fasilitas Pembiayaan kepada Nasabah yang belum ditarik

28 28 28 - - - - - - - - - - 2. Undisbursed Financing

Facilities to Customers

3. Pendapatan Ijarah Yang Akan Diterima

163 159 181 131 128 131 128 63 62 59 52 49 53 3. Unearned Revenue From Ijarah Activities

a. Pembiayaan Ijarah 112 119 118 70 66 68 77 - - - - - - a. Ijarah Financing

b. Pembiayaan Ijarah Muntahiyah Bittamlik

51 40 63 61 62 65 62 63 62 59 52 49 53 b. Ijarah Muntahiyah Bittamlik Financing

c. Pembiayaan Ijarah Musyarakah Muntanaqisah

- - - - - - - - - - - - - c. Ijarah Musyarakah Muntanaqisah Financing

4. Piutang Pihak Ketiga atas Penyaluran Pembiayaan Bersama

386,78

8

356,435

326,231 301,147 5,826 5,715 5,882

5,926 6,260 6,655 6,688 6,637 6,398

4. Undisbursed Financing Facilities to Customers

a. Chanelling 12,958 11,926 10,989 10,138 1,552 1,481

1,542 1,527 1,476 1,225 1,118 1,032 796

a. Channeling

b. Joint Financing

373,528

344,191

314,890 290,640 3,906 3,861 3,982

4,022 4,379 5,042 5,204 5,249 5,383 b. Joint Financing

c. Lainnya 302 318 352 369 368 373 358 377 404 389 371 356 219 c. Others

Tabel 13 Kinerja Perusahaan Pembiayaan Syariah Table 13 Sharia Finance Company Performance

Rasio / Ratio Feb-15 Mar-15 Apr-15 May-15 Jun-15 Jul-15 Aug-15 Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-16

1. FAR 87.21% 87.33% 86.59% 88.34% 87.00% 88.43% 87.30% 87.85% 88.04% 87.31% 90.53% 91.45% 90.73% 2. GR 3.19 3.24 3.29 3.44 3.76 3.86 4.00 3.74 3.31 2.87 2.71 3.06 2.36 3. MSMD 236.34% 629.13% 625.77% 565.77% 573.72% 509.92% 490.06% 533.54% 570.95% 620.52% 649.26% 575.84% 693.22%


PERUSAHAAN MODAL VENTURA SYARIAH

SHARIA VENTURE CAPITAL COMPANY


Tabel 14 Posisi Keuangan Perusahaan Modal Ventura Syariah (Miliar Rp) Table 14 Sharia Venture Capital Company Financial Position (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16

Items

1. Aset Lancar 58 52 58 61 60 48 54 51 60 61 58 82 54 1. Current Assets

a. Kas / Bank 16 8 21 26 26 12 16 13 22 22 16 23 12 a. Cash / Banks

b. Surat Berharga - - - - - - - - - - - - - b. Bonds

c. Deposito 14 17 12 11 8 8 8 8 8 8 11 8 8 c. Time Deposits

d. Piutang 26 25 21 21 22 24 25 26 26 27 27 42 30 d. Receivables

e. Aset Lancar Lain-lain 3 3 4 4 4 4 4 4 4 4 3 8 3 e. Other Current Assets

2. Pembiayaan/Penyertaan Modal Ventura 308 310 311 316 332 361 349 347 337 424 401 447 386 2. Venture's Financing / Placement

a. Penyertaan Saham - - - - - - - 0 0 - - - - a. Shares

b. Obligasi Konversi 0 0 0 0 0 0 0 0 0 0 0 3 0 b. Convertible Bonds

c. Pembiayaan Bagi Hasil (Net) 308 309 311 316 331 361 348 346 337 424 401 445 385 c. Profit/Revenue Sharing (Nett)

1) Pembiayaan Bagi Hasil (Bruto) 309 311 313 318 334 363 351 349 339 427 404 448 388 1) Profit/Revenue Sharing (Gross)

2) -/- Akumulasi Penyisihan 1 1 2 2 2 2 2 2 2 4 3 3 3 2) -/- Accumulated Depreciation

3. Aset Tetap (Net) 7 7 22 22 22 22 22 21 21 21 21 21 20 3. Fixed Assets (Nett)

4. Aset Lain-lain 1 1 1 1 1 1 1 1 1 1 1 10 1 4. Other Assets

a. Penyertaan pada Anak Perusahaan - 0 0 0 0 0 0 0 0 0 0 2 0 a. Shares on Subsidiaries

b. Aset Pajak Tangguhan 0 0 1 1 1 1 1 1 1 1 1 1 1 b. Deferred Tax Assets

c. Rupa-rupa Aset 0 0 0 0 0 0 0 0 0 0 0 7 0 c. Other Assets

JUMLAH ASET 374 370 392 400 415 433 425 421 420 508 481 560 461 TOTAL ASSETS

1. Utang Lancar 55 54 52 52 51 52 48 46 47 137 115 122 109 1. Current Liabilities

a. Pinjaman Jangka Pendek 46 45 44 45 42 44 41 40 40 130 107 112 100 a. Short-term Payables

b. Utang Lancar Lain-lain 9 8 9 7 8 8 6 7 7 7 8 10 9 b. Other Current Liabilities

2. Utang/Pinjaman Jangka Panjang 218 216 228 238 254 272 271 269 268 251 246 285 232 2. Long-term Liabilities

3. Pinjaman Subordinasi 36 35 34 34 33 29 26 25 25 24 24 24 24 3. Subordinary Loans

4. Liabilitas Lainnya 1 1 1 1 3 2 2 2 2 2 2 1 1 4. Other Liabilities

5. Modal 65 65 77 77 74 78 78 79 78 93 95 128 95 5. Equities

a. Modal Disetor 51 51 63 63 63 66 66 66 66 82 82 112 82 a. Paid-up Capital

b. Agio (Disagio) 9 9 9 9 9 11 11 11 11 11 11 11 11 b. Agio (Disagio)

c. Cadangan - - - - - - - - - - 1 1 1 c. Reserves

d. Laba Ditahan 5 5 4 4 1 1 1 1 1 1 1 4 1 d. Retained Profit (Loss)

e. Laba (Rugi) Tahun Berjalan (0) 0 0 0 0 0 0 1 0 (1) (1) (1) (1) e. Current Profit (Loss)

JUMLAH LIABILITAS DAN EKUITAS 374 370 392 400 415 433 425 421 420 508 481 560 461 TOTAL LIABILITIES AND EQUITIES


Tabel 15 Laporan Laba Rugi Perusahaan Modal Ventura Syariah (Miliar Rp) Table 15 Sharia Venture Capital Company Income Statement (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15 Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16

Items

A. PENDAPATAN 8 13 17 22 26 31 36 42 46 68 77 6 10 A. REVENUES

1. Pendapatan Operasional 8 13 17 21 26 31 36 41 46 68 76 6 10 1. Operational Revenues

a. Penyertaan Saham - - - - - - - - - - - - - a. Shares

b. Obligasi Konversi - - - - - - - - - - - - - b. Convertible Bonds

c. Pembiayaan Bagi Hasil 8 13 17 21 26 31 36 41 46 68 76 6 10 c. Profit / Revenue Sharing

2. Pendapatan Non-Operasional 0 0 0 0 0 0 0 0 0 0 1 0 0 2. Non-operational Revenues

B. BEBAN 8 13 17 21 26 31 36 41 46 69 78 7 11 B. EXPENSES

1. Beban Operasional 8 12 17 21 26 31 36 41 46 69 77 7 11 1. Operational Expenses

a. Bunga 5 8 11 14 16 20 23 26 29 44 48 4 7 a. Interest

b. Pegawai 2 3 3 4 5 6 7 8 8 13 15 1 2 b. Employees

c. Umum dan Administrasi 1 1 2 2 3 4 5 5 6 7 9 1 1 c. General and Administration

d. Penyisihan - - - - - - - - - 2 2 (0) (0) d. Reserves

e. Amortisasi/Penyusutan 0 0 1 1 1 1 1 1 2 2 2 0 0 e. Amortization/Depreciation

f. Lain-lain 0 0 0 0 0 0 0 0 0 0 1 0 0 f. Others

2. Beban Non-Operasional 0 0 0 0 0 0 0 0 0 0 0 0 0 2. Non-operational Expenses

C. LABA (RUGI) SEBELUM PAJAK (0) 0 0 0 0 0 0 1 0 (1) (1) (1) (1) C. PROFIT (LOSS) BEFORE TAX

D. TAKSIRAN PAJAK PENGHASILAN - - - - - - - - - - - - - D. INCOME TAX ESTIMATION

E. LABA (RUGI) SETELAH PAJAK (0) 0 0 0 0 0 0 1 0 (1) (1) (1) (1) E. PROFIT (LOSS) AFTER TAX

Tabel 16 Kinerja Perusahaan Pembiayaan Syariah Table 16 Sharia Finance Company Performance


1. IFAR 82.42% 83.75% 79.42% 78.95% 79.97% 83.51% 82.01% 82.37% 80.24% 83.53% 83.41% 79.90% 83.63%

2. GR 4.1 4.01 3.55 3.69 4.01 4.04 4 3.92 3.94 4.08 3.71 3.11 3.49


LEMBAGA JASA KEUANGAN KHUSUS SYARIAH

SHARIA SPESIALIZED FINANCIAL INSTITUTION


Tabel 17 Posisi Keuangan Perusahaan Penjaminan Syariah (Miliar Rp)

Table 17 Financial Position of Sharia Guarantee Company (Billion Rp)

Nama Akun Feb-

15 Mar-

15 Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

A. ASET A. ASSETS 1. Aset Lancar 1. Current Assets

a. Kas dan giro bank 10 7 6 8 42 12 12 13 12 13 15 13 14 a. Cash and Bank b. Investasi lancar 359 369 370 376 499 532 540 548 555 564 572 568 571 b. Current Investment c. PiutangIJP 4 3 2 1 2 1 1 2 4 6 10 4 5 c. IJP Income Receivable d. Piutang co-guarantee/ reasuransi/

penjaminan ulang - - - - - - - - - 0 - 9 8

d. Co-guarantee Receivable

e. Pendapatan yang masih harus diterima 0 0 0 0 0 0 0 0 0 0 0 0 0 e. Revenue Receivable f. Beban dibayar dimuka 3 3 5 5 6 7 7 8 8 10 11 11 13 f. Prepaid Expenses g. Piutang dalam rangka restrukturisasi

penjaminan - - - - - - - - - - - - - g. Receivable in a

Restructuring Guarantee h. Aset lancar lain-lain 0 0 0 0 0 0 0 0 1 0 1 1 1 h. Others Current Asset Jumlah Aset Lancar 376 383 384 392 548 553 561 572 580 594 609 605 612 Total Current Assets

2. Aset Tidak Lancar 2. Non Current Assets

a. Investasi tidak lancar - - - - - - - - - - - 16 16 a. Non Current Investment b. Piutang co-

guarantee/reasuransi/penjaminan ulang - - - - - - - - - - - - -

b. Co-guarantee Receivable

c. Beban dibayar dimuka - - - - - - - - - - - 0 0 c. Prepaid Expenses d. Aset tetap - netto 5 5 5 5 5 5 5 5 4 4 5 7 7 d. Fix Assets - Nett e. Aset tidak berwujud - netto 3 5 6 4 4 4 4 4 4 4 4 - - e. Intangible assets f. Piutang dalam rangka restrukturisasi

penjaminan - - - - - - - - - - - - - f. Receivable in a

Restructuring Guarantee g. Aset pajak tangguhan 0 0 0 0 0 0 0 0 0 0 1 1 1 g. Deffered Tax Assets h. Aset tidak lancar lain-lain - - - - - - - - - - - 4 4 h. Others Non Current Assets Jumlah Aset Tidak Lancar 8 10 12 9 9 9 9 9 9 9 10 28 28 Total Non Current Assets

Jumlah Aset 384 393 396 401 557 562 570 581 589 603 618 633 640 Total Assets B. LIABILITAS B. LIABILITIES

1. Liabilitas Lancar 1. Current Liabilities a. Utang klaim - - - - - - - - - - 1 0 0 a. Claim Payable b. IJP yang ditangguhkan 4 6 7 10 12 14 15 17 19 21 26 29 31 b. Deffered IJP c. Utang pajak 3 3 2 2 3 3 3 5 6 6 6 6 6 c. Tax Payable

d. Utang premi reasuransi - - - - - - - - - 5 1 3 2 d. Reinsurance Premium

Payable e. Utang komisi 0 0 0 0 0 1 1 1 1 1 1 0 0 e. Commission Payable f. Utang IJP co-guarantee/penjaminan ulang - - - - - - - 2 - - - - - f. IJP Co-guarantee payable g. Beban yang masih harus dibayar 2 4 3 4 4 3 4 4 5 7 10 7 6 g. Expenses Payable h. Cadangan klaim 7 8 9 9 10 11 11 12 13 13 14 14 15 h. Claim reserve i. Liabilitas pajak tangguhan 0 0 0 0 0 0 0 0 0 0 - - - i. Deffered Tax Liabilities j. Liabilitas lancar lain-lain 3 5 5 2 2 2 4 4 8 10 13 8 9 j. Other Liabilities

Jumlah Liabilitas Lancar 19 25 27 28 31 33 37 45 51 62 72 67 70 Total Current Liabilities 2. Liabilitas Tidak Lancar 2. Non Current Liabilities

a. IJP yang ditangguhkan - - - - - - - - - - - 0 0 a. Deffered IJP b. Cadangan klaim 0 0 1 2 2 3 4 4 4 4 4 5 5 b. Claim reserve c. Utang imbalan pasca kerja 0 0 0 0 0 0 0 0 0 0 0 0 0 c. Post-Employment Benefit


Tabel 17 Posisi Keuangan Perusahaan Penjaminan Syariah (Miliar Rp)

Table 17 Financial Position of Sharia Guarantee Company (Billion Rp)

Nama Akun Feb-

15 Mar-

15 Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

Payable

d. Obligasi wajib konversi - - - - - - - - - - - - - d. Mandatory Convertible

Bond e. Liabilitas tidak lancar lain-lain - - - - - - - - - - - - - e. Non Current Liabilities Jumlah Liabilitas Tidak Lancar 0 0 1 2 2 3 4 4 4 4 5 6 5 Total Non Current Liabilities

Jumlah Liabilitas 19 26 28 30 34 36 41 49 55 66 76 73 75 Total Liabilities C. EKUITAS C. EQUITY

1. Modal 1. Capital a. modal disetor 350 350 350 350 500 500 500 500 500 500 500 515 515 a. Paid-in Capital b. agio - - - - - - - - - - - - - b. Agio c. disagio -/-- - - - - - - - - - - - - - C. Disagio

2. Cadangan 0 2. Reserve a. cadangan umum - - - - - 0 0 0 - 0 0 0 0 a. general Reserves b. cadangan tujuan - - - - - - - - - - - - - b. on Purpose Reserve

c. cadangan lainnya - - - - - - - - - - - - - c. Others Reserve 3. Hibah - - - - - - - - - - - - - 3. Grant 4. Saldo laba/(rugi) 4 6 7 10 12 14 16 18 20 22 24 42 42 4. Profit (Loss) 5. Laba/(rugi) tahun berjalan 11 11 11 11 12 12 13 14 14 14 17 3 7 5. Profit (Loss) Current Year 6. Pendapatan komprehensif lainnya - - - - - - - - - - - 0 0 6. Other Comprehensive Income

Jumlah Ekuitas 365 368 369 371 524 526 529 532 534 536 542 560 564 Total Equity Jumlah Liabilitas dan Ekuitas 384 393 396 401 557 562 570 581 589 603 618 633 640 Total Liabilities and Equity


Tabel 18 Laporan Laba Rugi Perusahaan Penjaminan Syariah (Miliar Rp)

Table 18 Income Statement Sharia Guarantee Company (Billion Rp)


A. Pendapatan imbal jasa penjaminan

21 36 53 70 95 115 136

163 190 218 247 27 50 A. Return Guarantee Services

Revenue

1.Imbal jasa penjaminan bruto 11 18 27 36 47 58

68 81 94 108 127 16 29 Gross Return Guarantee

Services

2.IJP co-guarantee/IJPU/premi reasuransi

- - - - - 0 0 0 1 1 1 0 0 IJP Co-Guarantee/IJPU/Reinsurance Premium

3.Pendapatan/beban komisi penjaminan -bersih

- - - - - - - - - - (5) (3) (4) Income/Guarantee Commission Expenses - Net

4.Pendapatan penjaminan lainnya

0 0 0 0 0 0 0 0 0 0 0 0 0 Others Guarantee Income

Pendapatan imbal jasa penjaminan bersih

11 18 27 36 47 58 68 81 95 109 123 13 25 Net Return Guarantee Services Revenue

B. Beban klaim 6 12 21 27 41 52 61 75 88 105 120 13 24 B. Claim Expenses

1.Beban klaim bruto 1 1 3 3 5 6 8 9 10 13 17 3 6 1. Gross Claim Expenses

2.Klaim co-guarantee/ penjaminan ulang/ reasuransi

(0) (1) (1) (1) (1) 2 (2) (1) (0) 1 (5) 0 (2) 2. Co-Guarantee/Re-Gurantee/Reinsurance Claim

3.Penurunan/kenaikan cadangan klaim

(0) 1 3 4 5 4 8 9 10 10 11 1 2 3. Decrease (Increase) Claim Reserve

4.Beban klaim lainnya 2 4 6 8 12 14 17 22 25 29 37 2 6 4. Other Claim Expenses

Jumlah beban klaim 3 6 11 15 21 26 31 38 44 53 60 6 12 Total Claim Expenses

C. Pendapatan penjaminan bersih 8 12 16 22 27 32 38 44 51 56 63 7 13 C. Net Guarantee Income

D. Pendapatan operasional lainnya 5 7 15 12 23 28 33 39 45 50 67 6 14 D. Other Operating Incomes

1.Pendapatan bunga 4 5 8 10 12 14 17 20 22 25 34 3 6 1. Interest Income

2.Pendapatan investasi selain bunga

- - - - - - - - - - - - - 2. Investment Income except interest

3.Peningkatan nilai wajar aset keuangan

- - - - - - - - - - - - - 3. Decrease Fair Value of The Financial Assets

4.Penurunan nilai wajar liabilitas keuangan

- - - - - - - - - - - - - 4. Increase Fair Value of The Financial Liabilities

5.Keuntungan penjualan aset keuangan

- - - - - - - - - - - - - 5. Selling Financial Assets Revenue

6.Pendapatan operasional lain-lain

- - - - - - - - - - - 0 1 6. Other Operating Revenue

Jumlah pendapatan operasional lainnya

1 2 8 10 12 14 17 20 22 25 34 3 7 Total Other Operating Revenue

E. Beban operasional lainnya 13 22 29 29 45 54 65 74 89 100 220 11 22 E. Other Operating Expenses

1.Beban gaji dan pegawai 4 7 8 11 13 15 18 21 25 28 42 3 7 1. Salary and Employee

Expenses 2.Beban depresiasi dan

amortisasi 0 0 1 1 1 1 1 2 2 2 25 0 0 2. Depreciation dan

Amortitation Expenses 3.Beban umum dan administrasi

lainnya 1 2 3 3 4 6 6 7 9 10 32 1 2 3. General Expenses and

Other Administration


Tabel 18 Laporan Laba Rugi Perusahaan Penjaminan Syariah (Miliar Rp)

Table 18 Income Statement Sharia Guarantee Company (Billion Rp)


4.Penurunan nilai wajar aset keuangan

- - - - - - - - - - - - - 4. Decrease Fair Value of

The Financial Assets 5.Kenaikan nilai wajar liabilitas

keuangan - - - - - - - - - - - - - 5.Increase Fair Value of The

Financial Liabilities 6.Kerugian penjualan aset

keuangan - - - - - - - - - - - - - 6. Selling Financial Assets

Loss 7.Beban penurunan nilai aset

keuangan - - - - - - - - - - - - - 7. Decrease Financial

Assets Value Expenses

8.Beban operasional lain-lain 1 2 2 3 4 5 6 8 9 10 11 1 2 8. Other Operating

Expenses

Jumlah beban operasional lainnya 7 11 14 18 22 27 33 37 44 50 110 6 11 Total Other Operating

Expenses

F. Laba/(rugi) operasional 5 7 9 13 16 19 22 26 29 32 (13) 4 9 F. Operational Profit (Loss)

G. Pendapatan dan beban non operasional

0 0 0 (1) (1) (1) (1) (1) (1) (1) (1) (0) (0) G. Revenue and Non Operating Expenses

1.Pendapatan non operasional 0 0 0 0 0 0 0 0 0 0 1 0 0 1. Non Operating Revenue

2.Beban non operasional 0 0 (0) (0) (0) (0) (1) (1) (1) (1) (1) (0) (0) 2. Non Operating Expenses

Jumlah pendapatan/(beban) non operasional bersih

0 0 0 (0) (0) (0) (0) (0) (0) (0) (1) (0) (0) Total Revenue/(Expenses) Non Operating Net

H. Laba/(rugi) sebelum pajak penghasilan

4 7 9 13 16 18 21 26 28 31 (13) 4 9 H. Profit/(Loss) before Income

Tax

I.Pajak penghasilan - - 2 2 3 3 4 5 5 6 11 (1) (0) I. Income Tax

1.Taksiran pajak penghasilan - - 2 2 3 3 4 5 5 6 10 (1) (0) 1. Estimated Tax Income

2.Pajak tangguhan - - - - - - - - - - 1 - - 2. Deffered Tax

a. Beban pajak tangguhan - - - - - - - - - - - - - a. Deffered Tax Expenses

b. Pendapatan pajak tangguhan

- - - - - - - - - - 1 - - b. Deffered Tax Revenue

J.Laba/(rugi) bersih 4 7 8 10 13 15 18 21 23 25 (23) 3 7 J. Profit/(Loss) - Net


Tabel 19 Posisi Keuangan Perusahaan LPEI Syariah (Miliar Rp)

Table 19 Financial Position of LPEI Sharia Unit (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15 May-15


Sep-15

Oct-15 Nov-15

Dec-15

Jan-16 Feb-16 Items

A. A S E T A. Assets

1.Kas - - - - - - - - - - - - - 1. Cash

2.Giro Pada Bank Indonesia - - - - - - - - - - - - - 2. Current Accounts with Bank

Indonesia

3.Giro Pada Bank Syariah 0 0 0 0 0 0 0 0 0 0 0 0 0 3. Current Account with Islamic

Bank

4.Penempatan Pada Bank

Indonesia Dan Bank Syariah

- - - - - - - - - - - - - 4. Placement with Bank Indonesia

and islamic Bank

5.Efek - Efek - - - - - - - - - - - - - 5. Securities

6.Tagihan Derivatif - - - - - - - - - - - - - 6. Derivatives receivables

7.Pembiayaan Dan Piutang 8,823 8,885 8,940 8,987 9,566 9,613 9,920 10,838 10,831 11,097 11,119 11,412 11,618 7. Financing and receivables

8.Piutang Asuransi Dan

Penjaminan

- - - - - - - - - - - - - 8. Insurance receivables and

guarantee

9.Tagihan Akseptasi - - - - - - - - - - - - - 9. Acceptances receivable

10.Aset Pajak Tangguhan - - - - - - - - - - - - - 10. Deffered tax assets

11.Penyertaan - - - - - - - - - - - - - 11. Direct Placement

12.Aset Tetap - - - - - - - - - - - - - 12. Fixed Assets

13.Aset lain - Lain 2 3 3 4 7 7 8 13 17 18 18 22 20 13. Other Assets

JUMLAH ASET

8,826 8,889 8,944 8,991 9,573 9,621 9,928 10,851 10,849 11,115 11,137 11,435 11,438 Total Assets

B LIABILITAS 8,119 8,115 8,739 8,654 9,190 9,098 9,315 10,030 10,139 10,263 9,949 10,219 11,097 B. Liabilities

1.Kewajiban Segera - - - - - - - - - - - - - 1. Current liabilities

2.Kewajiban Akseptasi - - - - - - - - - - - - - 2. Acceptances payabl

3.Hutang Pajak - - - - - - - - - - - - - 3. Taxes payable

4.Efek - Efek Yang Diterbitkan - - - - - - - - - - - - - 4. Debt securities issued

5.Kewajiban Derivatif - - - - - - - - - - - - - 5. Derivatives payable

6.Pinjaman Yang Diterima - - - - - - - - - - - - - 6. Fund borrowings

7.Hutang Asuransi Dan

Penjaminan

- - - - - - - - - - - - - 7. Insurance payable and

Guarantee

8.Premi / Fee Yang Belum

Merupakan Pendapatan

- - - - - - - - - - - - - 8. Premium/unearn feee

9.Estimasi Kerugian Komitmen

Dan Kontijensi

- - - - - - - - - - - - - 9. Estimated Losses on

Commitments and

Contingencies

10.Estimasi Klaim Retensi - - - - - - - - - - - - - 10. Estimated own retention


Tabel 19 Posisi Keuangan Perusahaan LPEI Syariah (Miliar Rp)

Table 19 Financial Position of LPEI Sharia Unit (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15 May-15


Sep-15

Oct-15 Nov-15

Dec-15

Jan-16 Feb-16 Items

Sendiri / Penjaminan claims / Guarantee

11.Kewajiban Pajak Tangguhan - - - - - - - - - - - - - 11. Deffered Tax Liabilities

12.Kewajiban Imbalan Kerja - - - - - - - - - - - - - 12. Employee benefit liabilities

13.Kewajiban Lain - Lain 8,119 8,115 8,739 8,654 9,190 9,098 9,315 10,030 10,139 10,263 9,949 10,219 11,097 13. Other liabilities

C. EKUITAS 707 774 206 337 382 523 613 702 710 852 1,188 1,216 341 C. Equity

1. Hubungan Rekening Koran

Ekuitas

- - - - - - - - - - 300 300 300 1. Relationships Current Account

Equity

2. Laba Ditahan : 707 774 206 337 382 523 613 702 710 852 888 916 41 2. Retained earning

a.Saldo Awal Tahun Lalu 606 606 - - - - - - - - - 834 (49) a. Balance at Beginning Years

Ago

b.Saldo Laba Yang Belum

Ditentukan Penggunaannya

- - - - - - - - - - - - - b. Retained earnings

unappropriated

c.Laba (Rugi) Tahun

Berjalan

100 168 206 337 382 523 613 702 710 852 888 82 90 c. Profit (Loss) Current Year

TOTAL LIABILITAS DAN

EKUITAS

8,826 8,889 8,944 8,991 9,573 9,621 9,928

10,732

10,849

11,115

11,137

11,435

11,438 Total Liabilities And Equity


Tabel 20 Laporan Laba Rugi LPEI Syariah (Miliar Rp)

Table 20 Income Statement LPEI Sharia Unit (Billion Rp)

Nama Akun Feb-

15 Mar-

15 Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

PENDAPATAN DAN BEBAN OPERASIONAL INCOME AND EXPENSES

FROM OPERATIONS

I. PENDAPATAN PEMBIAYAAN : I. FINANCING INCOME:

A. Pendapatan Margin & Bagi Hasil A. Margin income and sharia

profit sharing

1. Pendapatan Bagi Hasil 108 170 230 291 351 419 484 543 616 683 771 80 154 1. profit sharing income

a. Rupiah 64 102 137 174 213 256 295 339 386 429 472 53 102 a. Rupiah

b. Valuta Asing 45 68 93 117 138 163 188 204 230 253 299 27 52 b. Foreign Currency

2. Pendapatan Margin Syariah - - - - - - - - - - - - - 2. Sharia margin income

a. Rupiah - - - - - - - - - - - - - a. Rupiah

b. Valuta Asing - - - - - - - - - - - - - b. Foreign Currency

3. Pendapat Lain-Lain - - - - - - - - - - - - - 3. Others Income

a. Rupiah - - - - - - - - - - - - - a. Rupiah


Jumlah Pendapatan Margin & Bagi Hasil 108 170 230 291 351 419 484 543 616 683 771 80 154 Total margin income and sharia

profit sharing

B. Beban Margin &Bagi Hasil B. margin and sharia profit

sharing expenses

1. Beban Bagi Hasil - - - - - - - - - - - - - 1. profit sharing expenses

a. Rupiah - - - - - - - - - - - - - a. Rupiah


2. Beban Murabahah - - - - - - - - - - - - - 2. Murabahan Expenses

a. Rupiah - - - - - - - - - - - - - a. Rupiah


Jumlah Beban Margin & Bagi Hasil - - - - - - - - - - - - - Total margin expenses and

sharia profit sharing

Jumlah Pendapatan Pembiayaan Bersih 108 170 230 291 351 419 484 543 616 683 771 80 154 Total Net Financing Income

II. HASIL PENGELOLAAN DANA PESERTA - II. RESULTS OF MANAGEMENT

THE PARTICIPANTS FUND

1. Pendapatan Pengelolaan Dana Peserta - - - - - - - - - - - - - 1. Revenues of Management

Participants Fund

a. Rupiah - - - - - - - - - - - - - a. Rupiah


2. Beban Pengelolaan Dana Peserta - - - - - - - - - - - - - 2. Expenses of Management

Participants Fund




Nama Akun Feb-

15 Mar-

15 Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

a. Rupiah - - - - - - - - - - - - - a. Rupiah


Jumlah Pendapatan Pengelolaan Dana Peserta - - - - - - - - - - - - - Total Revenues of Management

Participants Fund

III. PENDAPATAN OPERASIONAL LAINNYA - III. OTHER OPERTAING

INCOME

1. Pendapatan Bonus Waidah - - - - - - - - - - - - - 1. Wadiah Bonus Income

a. Rupiah - - - - - - - - - - - - - a. Rupiah


2. Pendapatan Fee - - - - - - - - - - - - - 2. Fee Income

a. Rupiah - - - - - - - - - - - - - a. Rupiah


3. Lain-Lain 48 68 56 83 89 108 146 195 126 150 137 2 (45) 3. Others

a. Rupiah 2 4 7 6 9 9 9 11 19 20 20 2 5 a. Rupiah

b. Valuta Asing 46 65 49 77 80 99 136 185 107 130 117 0 (49) b. Foreign Currency

Jumlah Pendapatan Operasional Lainnya 48 68 56 83 89 108 146 195 126 150 137 2 (45) Total other operating income

IV. BEBAN OPERASIONAL LAINNYA (19) IV. OTHER OPERATING

EXPENSES

1. Beban Bonus Wadiah - - - - - - - - - - - - - 1. Wadiah Bonus Expenses

a. Rupiah - - - - - - - - - - - - - a. Rupiah


2. Biaya PPAP (56) (71) (80) (37) (58) (5) (16) (36) (32) 20 (20) 0 (19) 2. PPAP cost

a. Rupiah (55) (71) (78) (36) (56) (19) (28) (2) (37) 11 (28) (0) (17) a. Rupiah

b. Valuta Asing (1) (0) (2) (1) (1) 15 12 (34) 5 9 8 0 (3) b. Foreign Currency

3. Umum dan Administrasi - - - - - - - - - - - - - 3. General and Administration

a. Rupiah - - - - - - - - - - - - - a. Rupiah


4. Gaji dan Tunjangan - - - - - - - - - - - - - 4. Salaries and Benefits

a. Rupiah - - - - - - - - - - - - - a. Rupiah


5. Lain-Lain (0) (0) (0) (0) (0) (0) (0) (0) (0) (0) (0) - - 5. Others

a. Rupiah (0) (0) (0) (0) (0) (0) (0) (0) (0) (0) (0) - - a. Rupiah


Jumlah Beban Operasional Lainnya (56) (71) (80) (37) (58) (5) (16) (36) (32) 20 (20) 0 (19) TOTAL OTHER OPERATING

INCOME




Nama Akun Feb-

15 Mar-

15 Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16 Items

LABA OPERASIONAL 100 168 206 337 382 523 613 702 710 852 888 82 90 INCOME FROM OPERATION

PENDAPATAN BUKAN OPERASIONAL -

BERSIH

- - - - - - - - - - - - - NON OPERATING INCOME -

NET

a. Rupiah - - - - - - - - - - - - - a. Rupiah


TOTAL LABA BERJALAN 100 168 206 337 382 523 613 702 710 852 888 82 90 TOTAL CURRENT INCOME

Tabel 21 Pinjaman yang Diberikan PT Pegadaian (Persero) Khusus untuk Pembiayaan Syariah (Miliar Rp)

Table 21 Loans Provided PT Pegadaian (Persero) Especially for Sharia Financing (Billion Rp)


1. Rahn 3,032 3,129 3,186 3,246 3,303 3,114 3,203 3,195 3,212 3,256 3,206 3,171 3,260 1. Rahn

2. Rahn Tasjili 166 178 189 200 211 213 221 227 238 252 264 273 286 2. Rahn Tasjili

3. Mulia 237 243 234 222 211 207 210 202 215 252 279 269 250 3. Mine

4. Lainnya - - - - - - - - - - - - - 4. Others

JUMLAH 3,435 3,550 3,610 3,668 3,726 3,535 3,633 3,624 3,666 3,759 3,749 3,712 3,796 TOTAL


LEMBAGA KEUANGAN MIKRO SYARIAH

SHARIA MICRO FINANCE INSTITUTION


Tabel 22 Posisi Keuangan Perusahaan Lembaga Keuangan Mikro Syariah (Milyar Rp)

Table 22 Sharia Micro Finance Institution Financial Position (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16

Items

1.Kas n/a n/a n/a n/a n/a n/a n/a n/a 0 1 1 1 2 1.Cash

2.Penempatan Dana n/a n/a n/a n/a n/a n/a n/a n/a 3 5 9 10 11 2.Placements

a. Tabungan Pada Bank n/a n/a n/a n/a n/a n/a n/a n/a 3 4 9 10 11 a. Savings

b. Deposito Berjangka Pada Bank n/a n/a n/a n/a n/a n/a n/a n/a 0 0 0 0 0 b. Time Deposit

c. Sertifikat Deposito Pada Bank n/a n/a n/a n/a n/a n/a n/a n/a - - - - - c. Certificate Of Deposit

3.Piutang n/a n/a n/a n/a n/a n/a n/a n/a 2 4 7 13 16 3.Financing Receivables

a. Piutang Murabahah n/a n/a n/a n/a n/a n/a n/a n/a 2 6 10 17 20 a. Murabahah Receivables

b. (Margin Murabahah Ditangguhkan) n/a n/a n/a n/a n/a n/a n/a n/a (1) (2) (3) (4) (4) b. Unearned Murabahah

c. Piutang Salam n/a n/a n/a n/a n/a n/a n/a n/a - - - - - c. Salam Receivables

d. Piutang Istishna’ n/a n/a n/a n/a n/a n/a n/a n/a - - - - - d. Istinha Receivables

e. (Margin Istishna’ Ditangguhkan) n/a n/a n/a n/a n/a n/a n/a n/a - - - - - e. Unearned Istinha

4.Pembiayaan: n/a n/a n/a n/a n/a n/a n/a n/a - 1 3 4 6 4.Financing

a. Pembiayaan Mudharabah n/a n/a n/a n/a n/a n/a n/a n/a - 1 2 2 4 a. Mudharabah Financing

b. Pembiayaan Musyarakah n/a n/a n/a n/a n/a n/a n/a n/a - 0 2 2 2 b. Musyarakah Financing

5.Piutang/Pembiayaan Lainnya n/a n/a n/a n/a n/a n/a n/a n/a - 0 0 0 0 5.Receibales/Financing Others

6.(Penyisihan Penghapusan Pembiayaan) n/a n/a n/a n/a n/a n/a n/a n/a (0) (0) (0) (1) (1) 6.Accumulated For Bad Debts Financing

7.Aset Istishna’ Dalam Penyelesaian n/a n/a n/a n/a n/a n/a n/a n/a - - - - - 7.Istishna' Asset In Progress

8.(Termin Istishna’) n/a n/a n/a n/a n/a n/a n/a n/a - - - - - 8.Instihna Terms

9.Persediaan n/a n/a n/a n/a n/a n/a n/a n/a - - - - - 9.Inventories

10. Aset Ijarah n/a n/a n/a n/a n/a n/a n/a n/a 1 1 5 5 5 10. Ijarah Assets

11. Aset Tetap dan Inventaris (ATI) n/a n/a n/a n/a n/a n/a n/a n/a 0 0 1 2 3 11. Fixed assets and Inventories

12. (Akumulasi Penyusutan) n/a n/a n/a n/a n/a n/a n/a n/a - (0) (0) (1) (1) 12. Accumulated Depreciation

13. Aset Lain-Lain n/a n/a n/a n/a n/a n/a n/a n/a 0 0 1 1 1 13. Others Assets

Jumlah Aset n/a n/a n/a n/a n/a n/a n/a n/a 5 12 27 34 43 Total Assets

1.Utang Yang Harus Segera Dibayar n/a n/a n/a n/a n/a n/a n/a n/a - 0 0 0 0 1.Immediate Debt Paid

2.Tabungan Wadiah n/a n/a n/a n/a n/a n/a n/a n/a 4 7 18 18 21 2.Wadiah Savings

3.Utang Salam n/a n/a n/a n/a n/a n/a n/a n/a - - - - - 3.Salam Debt

4.Utang Istishna’ n/a n/a n/a n/a n/a n/a n/a n/a - - - - - 4.Istishna Debt

5.Pendanaan Yang Diterima n/a n/a n/a n/a n/a n/a n/a n/a - 2 3 4 4 5.Funding Received

6.Liabilitas Lain-Lain n/a n/a n/a n/a n/a n/a n/a n/a - 0 1 1 1 6. Others Liabilities

Jumlah Liabilitas n/a n/a n/a n/a n/a n/a n/a n/a 4 9 22 24 27 Total Liabilities

7.Mudharabah n/a n/a n/a n/a n/a n/a n/a n/a - 1 3 6 11 7.Mudharabah

a. Kurang dari setahun n/a n/a n/a n/a n/a n/a n/a n/a - 1 1 4 6 a. Less than a year

b. Paling sedikit setahun n/a n/a n/a n/a n/a n/a n/a n/a - 0 2 2 4 b. At least one year

8.Musyarakah n/a n/a n/a n/a n/a n/a n/a n/a - - - - - 8.Musyarakah

a. Kurang dari setahun n/a n/a n/a n/a n/a n/a n/a n/a - - - - - a. Less than a year


Tabel 22 Posisi Keuangan Perusahaan Lembaga Keuangan Mikro Syariah (Milyar Rp)

Table 22 Sharia Micro Finance Institution Financial Position (Billion Rp)

Nama Akun Feb-15

Mar-15

Apr-15

May-15

Jun-15

Jul-15

Aug-15

Sep-15

Oct-15

Nov-15

Dec-15

Jan-16

Feb-16

Items

b. Paling sedikit setahun n/a n/a n/a n/a n/a n/a n/a n/a - - - - - b. At least one year

Jumlah Dana Syirkah Temporer n/a n/a n/a n/a n/a n/a n/a n/a - 1 3 6 11 Total Syirkah Temporer Funds

9.Modal n/a n/a n/a n/a n/a n/a n/a n/a 0 1 2 2 2 9.Equity

a. Simpanan Pokok n/a n/a n/a n/a n/a n/a n/a n/a 0 0 1 1 1 a. Principal

b. Simpanan Wajib n/a n/a n/a n/a n/a n/a n/a n/a 0 0 1 1 1 b. Deposit Required

10. Hibah n/a n/a n/a n/a n/a n/a n/a n/a 0 0 0 1 1 10. Grant

11. Cadangan n/a n/a n/a n/a n/a n/a n/a n/a 1 1 1 1 2 11. Reserves

12. Sisa Hasil Usaha Tahun Berjalan n/a n/a n/a n/a n/a n/a n/a n/a - 0 0 0 0 12. Time Results of Operations Current Year

Jumlah Ekuitas n/a n/a n/a n/a n/a n/a n/a n/a 1 2 3 4 5 Total Equities

Jumlah Liabilitas, Dana Syirkah Temporer, dan Ekuitas n/a n/a n/a n/a n/a n/a n/a n/a 5 12 27 34 43 Total Liabilities and Equities


Tabel 23 Kinerja Lembaga Keuangan Mikro Syariah

Table 23 Sharia Micro Finance Institution Performance


Likuiditas n/a n/a n/a n/a n/a n/a n/a n/a 66.04% 60.00% 54.64% 50.74% 46,46%

2. Solvabilitas n/a n/a n/a n/a n/a n/a n/a n/a 119.28% 128.25% 125.57% 114.67% 157,73%

3. ROA n/a n/a n/a n/a n/a n/a n/a n/a 0.00% 0.47% 0.76% 0.91% 0,46%

4. ROE n/a n/a n/a n/a n/a n/a n/a n/a 0.00% 3.57% 6.99% 8.12% 3,98%

Direktorat Statistik dan Informasi IKNB

Gedung Menara Merdeka Lantai 22

Jl. Budi Kemuliaan No.2 Jakarta Pusat 10110

Email: [email protected]

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STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH … · 2016-04-28 · STATISTIK INDUSTRI KEUANGAN NON-BANK (IKNB) SYARIAH INDONESIA i Kata Pengantar Foreword Statistik Industri