Statement Sep2015

8/19/2019 Statement Sep2015

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Your Citibank Account Statement as on Oct 1, 2015

Statement Period: Sep 1, 2015 to Sep 30, 2015

Page 1 of 5

Branch Address:

CITIBANK N.A

BOMBAY MUTUAL BUILDING

293, D.N. ROAD

FORT

MUMBAI - 400001

Branch Phone No : 02240765172

IFSC : CITI0100000

MICR code : 400037002

A summary of your relationship/s with us:

Net Relationship Value for SEP-15 (INR) = 26288.98

Important Information

Please note, RBI has recently launched an

online module to facilitate reporting of Foreign

Direct Investment through its eBiz portal

https://www.ebiz.gov.in/servicesbook.

This module facilitates the reporting of:

1. Foreign Currency Transfer of Shares

(FCTRS), Advance Remittance Form (ARF) &

FC-GPR Form

Note: Physical f i l ing of returns wil l be

discontinued within three months of press

release.

For details, refer RBI Press Release # 2015-

2016/481 dated 24th Aug on www.rbi.org.in

Relationship Type Currency Assets Liabilities

Current Account(s) - -

Savings Account(s) INR 35725.54 -

USD Checking A/C(s) - -

Deposits Account(s) INR 20000.00 -

Investments - -

Overdrafts - -

Loans : Principal O/S - -

Cards : Latest Bills INR - 36806.76

Insurance - -

Share Trading A/C(s) - -

TOTAL (INR) 55725.54 36806.76

HOLDERS

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Nominee Details for the following Accounts/Deposits

1. 56XX1XXX18 NOMINEE NOT REGISTERED

Did you know that this statement also contains details on

https://www.ebiz.gov.in/servicesbookhttp://www.rbi.org.in/http://localhost/var/www/apps/conversion/tmp/scratch_3/#cardhttp://localhost/var/www/apps/conversion/tmp/scratch_3/#deposithttp://localhost/var/www/apps/conversion/tmp/scratch_3/#savingshttp://www.rbi.org.in/https://www.ebiz.gov.in/servicesbook


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Savings Account Details for Account Number: 5-6XX1XX-X18 In INR Home-

Opening Balance: 5185.98

Date Transaction Details Withdrawals (INR) Deposits (INR) Balance(INR)

01Sep15 NEFT INWARD 68574.00

NEFT IN UTR CITIN15578445833 FROM HAPPIEST MINDS

TECHNOLOGI

KKBKH15244080811T BLOCK 2 VELANKANI TECH

01Sep15 Payment for Credit Card No. 4386 XXXX XXXX 3906 36745.68

01Sep15 EFT TO 12500.00 24514.30

UTR#CITIN15578610880-KODANDAPANI

THAMMISETTI-SA-10481130000883-HDFC

BANK-KARNATAKA-BOMMANAHALLY-

02Sep15 ATM WITHDRAWAL 7000.00 17514.30

Card no.: 5081XXXXXXXX0301 Ref: 0189 +VELLANKANI

TECH PARK BANGLORE KAIN

03Sep15 STANDING INSTRN 2000.00 15514.30

For RD Booking-154609-0010

07Sep15 EFT TO 10000.00 5514.30

UTR#CITIN15580608249-KAUSHIK

DEBNATH-SA-031265168006-HSBC-KOLKATA-

11Sep15 ATM WITHDRAWAL 2000.00 3514.30

Card no.: 5081XXXXXXXX0301 Ref: 2803 +HAPPIEST

MINDS TECH PVBANGALORE KAIN

30Sep15 NEFT INWARD 68574.00

NEFT IN UTR CITIN15588011422 FROM HAPPIEST MINDS

TECHNOLOGI

KKBKH15273560495T BLOCK 2 VELANKANI TECH

30Sep15 Payment for Credit Card No. 4386 XXXX XXXX 3906 36806.76

http://localhost/var/www/apps/conversion/tmp/scratch_3/#home


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Date Transaction Details Withdrawals (INR) Deposits (INR) Balance(INR)

30Sep15 Interest earned during the Period: 01APR2015 - 30SEP2015 444.00 35725.54

CLOSING BALANCE 107052.44 137592.00 35725.54

Deposit Account Details Home-

FIXED DEPOSIT : 154609 ( RECURRING DEPOSIT ** )

Deposit No./

Booking Date

Original

Principal (INR)

Current

Principal (INR)

Interest

Earned ( INR)

Terms Maturity

Date

Maturity

Amount (INR)

Maturity

Instruction

0001-00

03Dec14

20000.00 20000.00 Tnr-012M

7.75%

03Dec15 25027.00

TOTAL 20000.00 25027.00

Disclaimer: The nominee on the Multi Deposit will be the same as that on the linked banking account.

* The amount of Interest earned till September 30, 2015 is based on the original tenor of the deposit. If you opt for premature closure or withdrawal, this amountwill be recomputed. ** For Recurring Deposit, the booking date is the date on which the first installment gets booked. Original & Current Principals are the

principals paid to date. Date of last Installment will be one month prior to the maturity date mentioned. Tnr stands for the tenor of the Recurring Deposit.



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Credit Card Details: Home-

CARDS (INR) CARD NUMBER BILL DATE MINIMUM DUE BILL AMOUNT

REWARDS CARD of MAINAK DEBNATH 4386 XXXX XXXX 3906 15Sep15 1840.34 36806.76

TOTAL 1840.34 36806.76

Banking Reward Points for the A/C : 5-6XX1XX-X18 Home-

Card No Available Points

5081XXXXXXXX0301 15

http://localhost/var/www/apps/conversion/tmp/scratch_3/#homehttp://localhost/var/www/apps/conversion/tmp/scratch_3/#home


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TDS Details: Home- INTEREST EARNED / TDS DETAILS : YEAR TO DATE (FOR 2015 - 2016)

Deposit no. Interest Applied/Credited TDS Deducted Net Interest Applied/Credited

154609-0001-00 346.00 0.00 346.00

Kindly note that the consolidated TDS/Form 16 for the quarter will be sent to you at the end of the quarter. The Interest Applied/Credited shown is as on the

Interest application date. This will change during the F.Y, if any preclosure of deposit is done. TDS will be applied if the interest earned is greater than or equal to

10000. TDS rate is inclusive of Base TDS rate, Surcharge, if applicable and Education Cess. TDS Deduction is done on the total interest earned / applied at

Account level Deposits.



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Net Relationship Value (NRV) is an aggregate of the average value of certain relationships you hold with us, calculated on a monthly basis. It not only considers the

savings balance in your account but also includes your fixed deposits (FD's), investments & insurance policies taken through Citibank, outstanding principal on

Citibank Home Loans and a part of the holdings in your Citibank Demat Account.

For example, if you have subscribed to investments worth Rs. 1.5 lakhs through your Citibank account and have Rs. 50,000 in an FD, then your NRV is Rs. 2 lakhs,

even if the balance in the savings account is nil.

Below is a working example of how the NRV is calculated:

Holdings ___________________________________________________ a) Current/Savings Account

___________________________________________________

b) Fixed Deposit

___________________________________________________

c) Mutual Funds

___________________________________________________

d) Loans against securities

___________________________________________________

e) Demat Holdings

___________________________________________________

f) Insurance Premium

___________________________________________________

g) Mortgage/Home Loan

___________________________________________________

Average Monthly Relationship Value

Rs. ___________________ 25,000

___________________

25,000

___________________

40,000

___________________

25,000

___________________

1,00,000

___________________

10,000

___________________

5,00,000

___________________

6,50,000

Description ____________________________________________________________________________________________________________________________________________________ Average for the Month,Calculated based on total of daily end of day balance/total number of days.

____________________________________________________________________________________________________________________________________________________

Daily end of day balances Principal amount/total number of days.

____________________________________________________________________________________________________________________________________________________

Daily end of day balances/total number of days

____________________________________________________________________________________________________________________________________________________

Daily end of day balances/total number of days

____________________________________________________________________________________________________________________________________________________

25% of the demat average balance.Demat average balance=Sum (non pledged shares x Market rate)

____________________________________________________________________________________________________________________________________________________

Sum of total premium paid**

____________________________________________________________________________________________________________________________________________________

Outstanding principal amount

____________________________________________________________________________________________________________________________________________________

a+b+c+d+25%xe+f+g

**Towards active indivdual life insurance policies with the account holder as proposer.

W.e.f. 1st April 2015, you will get an additional one month to build up your Net Relationship Value (NRV) in case it falls below the required threshold. Further, we

have revised the NRV non-maintenance charges to only 1% of the NRV shortfall or Rs. 600, whichever is lower, applicable only if you are not able to maintain the

NRV by the end of the next month. The shortfall will be calculated on the higher NRV maintained across the two consecutive months.

For Example: Account with monthly NRV threshold = Rs. 1 lakh;

Scenario 1: Your monthly NRV is Rs. 80,000 and hence, shortfall = Rs. 20,000 -> Charge levied on your account @ 1% of Rs. 20,000 or Rs. 600, whichever is lower;

therefore, charge = Rs. 200

Scenario 2: Your monthly NRV is Rs. 30,000 and hence, shortfall = Rs. 70,000 -> Charge levied on your account @ 1% of Rs. 70,000 or Rs. 600, whichever is lower;

therefore charge = Rs. 600

Please note that the above example is for illustration purpose only.Threshold for the account varies basis the type of account held with the bank.

To know more on how to build up your NRV and to help you understand the above changes better, please visit www.citi.co.in/nrvfaq.htm.


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https://www.online.citibank.co.in/customerservice/branch-atm-locations.htm?eOfferCode=FDTFCH8SOE


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Documents

Statement Sep2015