State Bank of Indi1

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State Bank of IndiaClerical Cadre (Clerk) Recruitment Exam., 2009

Marketing Aptitude/Computer Knowledge : Solved Paper

1. A keyboard is this kind of device (A) black (B) input(C) output(D) word Processing(E) None of theseAns : (B)

2. IT stands for (A) information Technology(B) integrated Technology

(C) intelligent Technology(D) interesting Technology(E) None of theseAns : (A)

3. Which of the following refers to the fastest, biggest and most expensive computers ?(A) Personal Computers(B) Supercomputers(C) Laptops(D) Notebooks(E) None of these

Ans : (B)

4. A collection of related information sorted and dealt with as a unit is a (A) disk (B) data(C) file(D) floppy(E) None of theseAns : (C)

5. The process of a computer receiving information from a server on the Internet is

known as (A) pulling(B) pushing(C) downloading(D) transferring(E) None of theseAns : (C)


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(D) button(E) None of theseAns : (B)

12. An error is also known as

(A) bug(B) debug(C) cursor (D) icon(E) None of theseAns : (A)

13. Arithmetic Operations (A) involve matching one data item to another to determine if the first item is greater than, equal to, or less than the other item(B) sort data items according to standard, predefined criteria in ascending order or

descending order (C) use conditions with operators such as AND, OR and NOT(D) include addition, subtraction, multiplication and division(E) None of theseAns : (D)

14. Sending an e-mail is similar to (A) picturing an event(B) narrating a story(C) writing a letter (D) creating a drawing(E) None of theseAns : (C)

15. Promotion in Marketing means (A) passing an examination(B) elevation from one grade to another (C) selling the products through various means(D) selling the product in specific areas(E) None of theseAns : (C)

16. Microsoft Word is an example of (A) an operating system(B) a processing device(C) application software(D) an input device(E) None of theseAns : (B)


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17. Sources of Sales Leads are (A) Data Mining(B) Market Research(C) Media Outlets(D) Promotional Programs

(E) All of theseAns : (E)

18. Any data or instruction entered into the memory of a computer is considered as (A) storage(B) output(C) input(D) information(E) None of theseAns : (A)

19. Which part of the computer displays the work done ?(A) RAM(B) printer (C) monitor (D) ROM(E) None of theseAns : (C)

20. One of the methods for Market Monitoring is (A) to watch TV serials(B) to discuss with other sales persons(C) to monitor media outlets(D) All of these(E) None of theseAns : (C)

21. Market Expansion means (A) hiring more staff (B) firing more staff (C) buying more products(D) buying more companies(E) None of theseAns : (E)

22. A series of instructions that tells a computer what to do and how to do it is called a (A) program(B) command(C) user response(D) processor (E) None of these


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Ans : (A)

23. Effective marketing helps in (A) developing new products(B) creating a competitive environment

(C) building demand for products(D) All of these(E) None of theseAns : (D)

24. Which is the part of a computer that one can touch and feel ?(A) Hardware(B) Software(C) Programs(D) Output(E) None of these

Ans : (A)25. A Call in Marketing means (A) to phone the customers(B) to visit the customers(C) to visit the marketing site(D) to call on prospective customers(E) None of theseAns : (D)

26. Delivery Channel means (A) maternity wards(B) handing over the products to the buyers(C) places where products are made available to the buyers(D) All of these(E) None of theseAns : (C)

27. Processing involves (A) inputting data into a computer system(B) transforming input into output(C) displaying output in a useful manner (D) providing relevant answers(E) None of theseAns : (B)

28. One of the following is a target group for the marketing of Internet Banking.(A) All the customers(B) All the educated customers(C) All the computer educated customers


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(D) Only creditors(E) All of theseAns : (C)

29. Innovation mean

(A) Product Designing(B) New ideas(C) Impulse(D) Both (A) and (B)(E) None of theseAns : (D)

30. One of the following is a target group for the marketing of educational loan.(A) All the customers(B) Students(C) Only poor students

(D) Students having promising educational track record(E) All of theseAns : (B)

31. Service after sale is not the function of (A) Marketing staff (B) Seller (C) Director of the company(D) Employees of the company(E) All of the above are wrongAns : (A)

32. If done throughthe rural marketing would be more effective.(A) fairs(B) village fairs(C) door to door campaign(D) All of these(E) None of theseAns : (B)

33. Market Survey means (A) Market Research(B) Market Planning(C) Marketing Strategies(D) Market Monitering(E) All of theseAns : (A)

34. can be done through digital Banking ?(A) Mobile phone


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(B) Internet(C) Telephone(D) All of these(E) None of theseAns : (A)

35. A good seller should have the following quality/qualities ?(A) Devotion to the work (B) Submissive(C) Sympathy(D) All of these(E) None of theseAns : (D)

36. The rural marketing is not required because (A) rural people do not understand marketing

(B) its not practical from the cost point of view(C) it is sheer wastage of time(D) All are wrong(E) All are correctAns : (D)

37. Planned-cost service means (A) Costly products(B) Extra profit on the same cost(C) Extra work by seller (D) All of these(E) None of theseAns : (B)

38. Internet marketing means (A) Self-marketing(B) Core Groups monitering(C) Employees marketing(D) All of these(E) None of theseAns : (E)

39. The aim of successful marketing is (A) to increase the sale(B) to increase the profit(C) to increase the output of sellers(D) All of these(E) None of theseAns : (D)


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40. The networking becomesthrough networking.(A) very difficult(B) dull(C) easy(D) has no role in marketing

(E) None of theseAns : (C)

Quick Revision Notes on Marketing Aptitude

1. CTR (Click Through Rate) is related to Advertising metrics .

2. A non-traditional, low-cost, flexible and highly effective marketing is termed as

Gorilla marketing.

3. The concept of Gorilla marketing was provided by J.C. Levinson.

4. Deciding initiatives in a short-term, for a longer term orientation is called Strategicmarketing .

5. The method of sending promotional items to clients is called Drip marketing.

6. Marketing via e-mail falls under the category of direct marketing.

7. The sale of solution to a problem and not features of an item is called solutionpositioning.

8. That which can be offered to satisfy a need of the customer is called product.

9. The strategy which is more useful to banks due to provision of services (and not physical products) is selling .

10. A comparison of the business processes with competitors and improving prevailingones is called bench marketing .

11. An exposure to various other unutilised services of the bank to a customer is calledcross selling.

12. During pricing, the factors customers' demand, cost function and the competitors' prices are collectively known as 3Cs.

13. Marketing by the word of the mouth, having a high pass-rate from person to person iscalled Viral marketing.
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14. Creating a 'buzz' in the industry is an example of Viral marketing.

15. A classification of goods/services according to sales volume, ensuring that there iseasy access to the more frequently sold goods is called ABC Inventory.

16. The idea that an increase in the demand for consumer goods will cause an increase inthe capital goods required for them is known as accelerator principle.

17. A buyer whose latest purchase lies within the last 1-year period is called activebuyer.

18. A marketing research undertaken for a particular one-time need is called ad hocresearch.

19. When the tax or duty is imposed according to the money 'value' of the goods, it is

known as ad valorem tax. 20. A 'likely' interested customer of the bank is termed as a prospect.

21. In marketing, calling on the prospective customers is known as a call.

22. When an organisation head inspires its employees to perform better, it is calledmotivation.

23. In sellers' market marketing is not required to be undertaken.

24. Availing marketing services from ad hoc suppliers, rather than a centralised source iscalled a la carte . An example of the practice of a la carte is advertising company.

25. Marketing study that monitors the changes in the consumer attitudes, awareness anduses of a product, is known as AAU.

26. The essence of a product, its quality and competitiveness displayed in the form of letters, symbols and colours is known as branding .

27. The process of planning and executing the concepts, pricing, promotion anddistribution of ideas/goods/services to satisfy individual's/organisational goals is calledmarketing.

28. The process of using research tools to understand a market is called marketingresearch .

29. A persuading communication between the Company's representative and a prospective buyer lies under the class of personal selling.


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30. The development of marketing mix to influence a customer's perceptions of a brand iscalled positioning.

31. When a marketer persuades a person/group of prospective buyers, the communication

is termed as promotion.

76. Which bank in India performs duties of Central Bank ?(A) Central Bank of India(B) State Bank of India(C) Reserve Bank of India(D) Above (A) and (B)

77. Out of one Rupee expenditure, how much paise have been allotted for subsidy in2009-10 interim budget proposals ?

(A) 12 paise(B) 10 paise(C) 9 paise(D) 7 paise

78. India Brand Equity Fund was established in (A) 1996(B) 1997(C) 1995(D) 1992

79. Mixed Economy means (A) Co-existence of small and large industries(B) Promoting both Agriculture and Industries in the economy(C) Co-existence of public and private sectors(D) Co-existence of rich and poor

80. Ministry of HRD has announced to hike FDI limit in Education to (A) 65%(B) 70%(C) 75%(D) 100%

81. Pure Banking, Nothing Else is a slogan raised by (A) ICICI Bank (B) HDFC Bank (C) SBI(D) UTI Bank

82. In the end of March 2008, External debt to GDP ratio in India stood at


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(A) 188%(B) 174%(C) 178%(D) 158%

83. Indian State having the lowest Infant Mortality Rate is (A) Maharashtra(B) Goa(C) Gujarat(D) Kerala

84. Smart Money is a term used for (A) Internet Banking(B) Credit Card(C) Cash with Bank (D) Cash with Public

85. Which of the following has the maximum share in GSM Mobile Phone ServiceMarket ?(A) Vodafone (earlier Hutch)(B) Airtel(C) BSNL(D) Reliance

86. The main objective of TRYSEM was (A) To train rural youth for self employment(B) To train urban youth for self employment(C) Both of the above(D) None of these

87. The establishment of IORARC (Indian Ocean Rim Association for RegionalCooperation) was officially declared on (A) March 5, 1996(B) March 5, 1997(C) April 1, 1997(D) August 15, 1947

88. Inside Trading is related to (A) Share Market(B) Horse racing(C) Taxation(D) Public Expenditure

89. The largest source of National Income in India is (A) Service Sector (B) Agriculture


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(C) Industrial Sector (D) Trade Sector

90. Public Sector means (A) Government ownership on commerce and trade

(B) Capitalist ownership on commerce and trade(C) Private ownership on trade(D) None of these

91. NABARD is (A) A bank (B) A board(C) A block (D) A department

92. Indian Green Revolution is the most successful in

(A) Wheat and Potato(B) Jwar and Oil Seeds(C) Wheat and Rice(D) Tea and Coffee

93. The period of 10th plan in India was (A) 2000-2005(B) 2001-2006(C) 2002-2007(D) 2003-2008

94. Economic Planning is in (A) Union list(B) State list(C) Concurrent list(D) Not any specified list

95. Presently (from April 29, 2003) bank rate in India is (A) 70%(B) 675%(C) 6.25%(D) 60%

96. Gross domestic savings as a proportion of GDP has been improving. What is theaverage percentage of gross domestic savings proposed during the 11th plan ?(A) 264%(B) 319%(C) 348%(D) 352%


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97. 12th Finance Commission has recommended to merge and determine one singleinterest rate on various outstanding central loans to states having different interest rates.What is this recommended interest rate ?(A) 70%(B) 75%

(C) 80%(D) 85%

98. MRTP is related to (A) Monopoly and trade restrictions(B) Inflation control(C) Transport control(D) Foreign Exchange Regulations

99. Interest Rate Policy is a part of (A) Fiscal Policy

(B) Industrial Policy(C) Monetary Policy(D) None of these

100. The basis of determining dearness allowance to employees in India is (A) National Income(B) Consumer Price Index(C) Standard of Living(D) Per Capita Income

Answers :76. (C) 77. (C) 78. (A) 79. (C) 80. (D) 81. (C) 82. (A) 83. (D) 84. (B) 85. (B)86. (A) 87. (B) 88. (A) 89. (A) 90. (A) 91. (A) 92. (C) 93. (C) 94. (C) 95. (D)96. (C) 97. (B) 98. (A) 99. (C) 100. (B)

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Banking General Awareness 2009

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51. CAPART is related with (A) Assisting and evaluating rural welfare programmes(B) Computer hardware(C) Consultant service of export promotion(D) Controlling pollution in big industries
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52. Note issuing deptt. of RBI should always possess the minimum gold stock of worth (A) Rs. 85 crore(B) Rs. 115 crore(C) Rs. 200 crore

(D) None of these

53. Which of the following does not grant any tax rebate ?(A) National Saving Certificate(B) Indira Vikas Patra(C) National Saving Scheme(D) Public Providend Fund

54. Ad hoc Treasury Bill System of meeting budget deficit in India was abolished on (A) 31 March, 1997(B) 31 March, 1996

(C) 1 April, 1992(D) 1 April, 1995

55. SEBI was established in (A) 1993(B) 1992(C) 1988(D) 1990

56. The working of SEBI includes (A) To regulate the dealings of share market(B) To check the foul dealings in share market(C) To control the inside trading of shares(D) All of these

57. The Ad hoc Treasury Bill System of meeting budget deficit in India was replaced byWays and Means Advances System which has come into force on (A) March 31, 1997(B) April 1, 1996(C) April 1, 1997(D) None of these

58. Fiscal deficit as a percentage of GDP was 40% in 200405 which increased in 2009 10 (Budget Estimates) to (A) 50%(B) 51%(C) 68%(D) 60%

59. Which is the first Export Processing Zone declared as Free Trade Zone in India ?


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(A) Kandla(B) Noida(C) Santacruz(D) Falta

60. Which statement of the following is true for IMF ?(A) It is not an agency of UNO(B) It can grant loan to any country of the world(C) It can grant loan to state Govt. of a country(D) It grants loan only to member nations

61. TRAI has abolished ADC (Access Deficit Charge) on all types of calls w.e.f. (A) April 1, 2008(B) April 30, 2008(C) August 30, 2008(D) October 30, 2008

62. Which of the following is public sector organisation ?(1) FCI Food Corporation of India(2) FCI Fertilizer Corporation of India(3) Cotton Corporation of India(4) Jute Corporation of India(A) Only 1 and 2(B) Only 2, 3(C) Only 3, 4(D) All of these

63. Which day has been declared as Balika Diwas (Girl Day) by the Ministry of Womanand Children Development ?(A) April 5, every year (B) July 9, every year (C) October 9, every year (D) December 9, every year

64. For RIDF-XIV, allocation in Union Budget 2008-09 was (A) Rs. 16000 crore(B) Rs. 12000 crore(C) Rs. 10000 crore(D) Rs. 14000 crore

65. The birth rate and death rate for the year 2006 have been estimated as (A) 262 and 81 per thousand respectively(B) 248 and 80 per thousand respectively(C) 238 and 76 per thousand respectively(D) 235 and 75 per thousand respectively


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66. Central Issue price of foodgrains under TPDS includes price for BPL and APL(below poverty line and above poverty line). What is the difference between the two ?(A) Price for APL is double of BPL price(B) Price for BPL is one-third of APL price(C) Difference of Rs. 500 per Qt.

(D) Difference of Rs. 250 per Qt.

67. What growth target government has estimated for the domestic crude production for the 11th Plan (200712) ?(A) 42%(B) 33%(C) 29%(D) 26%

68. Rural women can avail the benefit of Mahila Samriddhi Yojana if they open their account in

(A) Rural Post Offices(B) Commercial Banks(C) Rural Development Bank (D) Any of the above

69. Agriculture sector registered 49% growth in 2007-08 and it is estimated for year 2008-09 at (A) Again 45%(B) 43%(C) 33%(D) 16%

70. As per the third advanced estimates of Agricultural Production for the year 2008-09released by the Ministry of Agriculture, total foodgrains production has been estimatedat (A) 24078 million tonne(B) 23078 million tonne(C) 22788 million tonne(D) 22985 million tonne

71. Mistry Committee in its final report recommends full capital account convertibility by (A) 2008 end(B) 2009 end(C) 2010 end(D) 2011 end

72. Which committee recommended tax on Agriculture Holdings ?(A) Bhootlingam Committee(B) Wanchoo Committee


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(C) Raj Committee(D) None of these

73. The Present Service Tax rate is (A) 8%

(B) 15%(C) 10%(D) 12%

74. The cause of deflation is (A) Lack of goods and services as compared to money supply(B) Lack of imports as compared to exports(C) Lack of money supply as compared to supply of goods and services(D) None of these

75. Which of the following is a better measure of economic development ?

(A) Employment(B) Size of exports(C) Rural consumption(D) National Income

Answers :51. (A) 52. (B) 53. (B) 54. (A) 55. (C) 56. (D) 57. (C) 58. (C) 59. (C) 60. (D)61. (D) 62. (D) 63. (D) 64. (D) 65. (D) 66. (A) 67. (D) 68. (A) 69. (D) 70. (D)71. (A) 72. (D) 73. (D) 74. (C) 75. (D)

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26. The Ex-officio Secretary of NDC is (A) Secretary of Finance Ministry(B) General Secretary of Lok Sabha(C) Secretary of Planning Commission(D) Vice Chairman of Planning Commission

27. For charters and cargo services, what is the new FDI ceiling announced by thegovernment ?(A) 100%(B) 74%
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(C) 26%(D) 49%

28. In National Mineral Policy (1993) which mineral was allowed for having investmentfrom private sector

(A) Coal(B) Iron(C) Gold(D) Platinum

29. The share of road transport in total transport of the country is (A) 20%(B) 40%(C) 60%(D) 80%

30. Minimum Support Price is decided by (A) ICAR (B) State Government(C) Ministry of Agriculture(D) CACP

31. Which percentage of Central Taxes have been recommended by the 12th FinanceCommission to be transferred to States ?(A) 285%(B) 295%(C) 305%(D) 315%

32. Which state possesses the maximum percentage of SC population ?(A) U.P.(B) M.P.(C) Kerala(D) Punjab

33. Government has decided to cover all districts of the country in National RuralEmployment Guarantee Programme (NREGP) (A) Upto January 1, 2008(B) Upto March 31, 2008(C) w.e.f. April 1, 2008(D) w.e.f. April 1, 2009

34. What is NIKKEI ?(A) Share Price Index of Tokyo Share Market(B) Name of Japanese Central Bank (C) Japanese name of Countrys Planning Commission


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(D) Foreign Exchange Market of Japan

35. Which statement is correct for Indian Planning Commission ?(A) It is not defined in Indian Constitution(B) Members and Vice-Chairman of it do not have fixed working duration

(C) Members do not require any minimum education(D) All of these

36. Which State of the following has not yet adopted VAT (Value Added Tax) ?(A) Tamil Nadu(B) Uttar Pradesh(C) Gujarat(D) None of the above

37. Service Tax revenue collection for 200809 (Budget estimates) was proposed at (A) Rs. 64,460 crore

(B) Rs. 52,603 crore(C) Rs. 50,200 crore(D) Rs. 74,460 crore

38. NABARD was established on the recommendation of (A) Public Account Committee(B) Shivaraman Committee(C) Narsimham Committee(D) None of these

39. Sampurna Gramin Rojgar Yojana was launched on (A) 1st April, 2001(B) 25th Sept., 2001(C) 30th Sept., 2001(D) No scheme of such title has yet launched

40. Which company is providing mobile service with name Cell One to the consumers ?(A) MTNL(B) BSNL(C) Reliance Infocom(D) Bharti Tele

41. VAT is imposed (A) Directly on consumer (B) On final stage of production(C) On first stage of production(D) On all stages between production and final sale

42. The newly appointed person as Chairman of CBDT is (A) S. Sridhar


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(B) S. S. N. Moorti(C) Rajiv Chandrashekhar (D) Venugopal Dhoot

43. Kutir Jyoti scheme is associated with

(A) Promoting cottage industry in villages(B) Promoting employment among rural unemployed youth(C) Providing electricity to rural families living below the poverty line(D) All of these

44. Novelis has been acquired and merged with (A) Tata Steels(B) SAIL(C) HINDALCO(D) Jindal Steels

45. OTCEI is (A) Atomic Submarine of China(B) Economic Policy of USA(C) An Indian Share Market(D) A Defence Research Organisation

46. Foreign Trade Policy 2009-10 document fixes the export target for 2009-10 as (A) $ 140 billion(B) $ 175 billion(C) $ 150 billion(D) $ 200 billion

47. Gross Budgetary Support (GBS) for 200809 as per document of 11th plan stands atRs. 2,28,725 crore but in budget proposals for 200809 it was raised to (A) Rs. 2,23,386 crore(B) Rs. 2,43,386 crore(C) Rs. 2,63,386 crore(D) Rs. 28,456 crore

48. The base year of Industrial Production Index is being shifted from 1993-94 to (A) 2004-05(B) 1999(C) 2000-01(D) 1999-2000

49. In Interim Budget proposals for 200910, which of the following gives 22%contribution in revenue collection of union government ?(A) Income Tax(B) Excise(C) Corporation Tax


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(D) Non-tax Revenue

50. The base year of present Consumer Price Index (CPI) for Urban Non-ManualEmployees (CPIUNME) is (A) 1980-81

(B) 1981-82(C) 1982-83(D) 1984-85

Answers : 26. (C) 27. (B) 28. (A) 29. (D) 30. (D) 31. (C) 32. (D) 33. (C) 34. (A) 35. (D)36. (D) 37. (A) 38. (B) 39. (B) 40. (B) 41. (D) 42. (B) 43. (C) 44. (C) 45. (C)46. (D) 47. (B) 48. (D) 49. (C) 50. (D)

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General Awareness 2009 (Economic and Banking)

More Questions >>1. Competition (Amendment) Bill, 2007 has replaced (A) VAT(B) MRTPC

(C) Securities Contracts (Regulation) Bill, 2005(D) Electricity Act, 2003

2. A bill has been introduced in the Parliament to raise SBI authorised capital from Rs. 20crore to (A) Rs. 50 crore(B) Rs. 1000 crore(C) Rs. 2000 crore(D) Rs. 5000 crore

3. The total Foreign Direct Investment (FDI) during 2008-09 has been targeted at (A) $ 25 billion(B) $ 35 billion(C) $ 45 billion(D) $ 50 billion

4. National Electricity Policy envisages elimination of power shortage by 2012 throughaddition of during 10th and 11th plan periods.(A) 50000 MW
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(B) 75000 MW(C) 100000 MW(D) 125000 MW

5. Priyadarshini Project is related to

(A) Empowerment of Rural women(B) Survival of Girl Child(C) Free Education to all girls(D) None of the above

6. Pratibha Kiran Yojana is a new scheme to promote higher education among girlsintroduced by (A) Karnataka(B) Bihar (C) Madhya Pradesh(D) Uttar Pradesh

7. To which service, the government has notified Service Tax Refund Scheme for exporter ?(A) Port services(B) Railway service(C) Road service(D) All of these

8. Laadli Laxmi Yojana has been launched bygovernment for supporting girls of all religion and caste upto their marriage.(A) Rajasthan(B) Madhya Pradesh(C) Uttar Pradesh(D) Gujarat

9. The Contract of Expressway Project in Uttar Pradesh has been awarded to (A) JP Associates(B) JM Infra(C) Jointly to (A) and (B)(D) None of the above

10. 13th ASEAN Summit was held between November 18 to 22, 2007 in (A) Thailand(B) Malaysia(C) Singapore(D) Philippines

11. Innovation Lab has been launched by (A) Tata Consultancy Services(B) Infosys Tech


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(C) Reliance Industries(D) Anils Reliance Communications

12. Dr. Ganesh Natrajan has been appointed Chairman (2008-09) for (A) CII

(B) NASSCOM(C) FICCI(D) SEBI

13. Which country was honoured at China International Travel Mart 2007 with BestParticipating and Excellent Advertisement Awards ?(A) Singapore(B) Thailand(C) India(D) Nepal

14. APEC group leaders have decided to take up new membership issue after a few yearsand as a result India and other ten countries have to wait for APEC membership till (A) 2009(B) 2010(C) 2011(D) 2012

15. Government has extended Mid Day Meal Scheme to cover the students upto class (A) 6th(B) 7th(C) 8th(D) 10th

16. Videsh Sanchar Nigam Ltd. has been renamed as (A) Reliance Sanchar Nigam Ltd.(B) Tata Sanchar Nigam Ltd.(C) Tata Communication Ltd.(D) Bharti Communication Ltd.

17. Government is going to merge Annapurna Scheme with (A) Mid Day Meal Scheme(B) National Old Age Pension Scheme(C) National Food for Work Programme(D) Antyodaya Anna Yojana

18. For attaining 9% growth rate during 11th plan (2007-2012), investment level has beenestimated to be (A) 348% of GDP(B) 324% of GDP(C) 309% of GDP


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(D) 367% of GDP

19. Government adopted the new funding pattern (Centre State Share) for Sarva ShikshaAbhiyan as (A) 50 : 50

(B) 55 : 45(C) 60 : 40(D) 65 : 35

20. National Food Security Mission targets to increase the production of wheat, rice and pulses in next four years to (A) 10, 8 and 2 million tonne respectively(B) 8, 10 and 2 million tonne respectively(C) 8, 12 and 2 million tonne respectively(D) 8, 10 and 4 million tonne respectively

21. The most densely populated country in South Asia is (A) Bangladesh(B) India(C) Maldives(D) Sri Lanka

22. Revenue Deficit as a per cent of GDP in Budget 2009-10 has been estimated at (A) 10%(B) 40%(C) 44%(D) 48%

23. Which country among the following gets the highest HDI ranking in HumanDevelopment Report 2007 ?(A) Iceland(B) USA(C) United Kingdom(D) Japan

24. Aam Admi Bima Yojana is an insurance scheme for rural landless householdsintroduced by (A) National Insurance Co.(B) Life Insurance Co.(C) UTI(D) ICICI Life Prudential Co.

25. NOAPS has been renamed as Indira Gandhi Old Age Pension Scheme with itsextended scope. Now this scheme will include all old age persons (A) Living below poverty line(B) Above 60 years age


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(C) Above 65 years age(D) Both (A) and (C)

Answers1. (B) 2. (D) 3. (B) 4. (C) 5. (A) 6. (C) 7. (D) 8. (B) 9. (A) 10. (C)

11. (A) 12. (B) 13. (C) 14. (B) 15. (C) 16. (C) 17. (B) 18. (D) 19. (D) 20. (B)21. (C) 22. (D) 23. (A) 24. (B) 25. (D)

More Questions >>[ Read More... ] 9 comments Labels: General Awareness , Money and Banking Objective GK

Money and Banking Objective Questions

1. The largest revenue in India is obtained from __________ (A) Railways(B) Excise Duty(C) Sales Tax(D) Direct TaxesAns : (B)

2. The tax levied by Central Government and collected by State Government is ________ (A) Stamp Duty(B) Excise Duty(C) Income Tax(D) Gift TaxAns : (A)

3. What is the major share in revenue of State Governments?(A) Stamp Duty(B) Excise Duty(C) Sales Tax(D) Income TaxAns : (C)

4. The tax levied by Local Governments i.e. Municipal Corporations and municipalities is ____________ (A) Income Tax(B) Wealth Tax(C) House Tax(D) Gift TaxAns : (C)

5. The tax collected by the State Governments and given to local bodies is __________ (A) Income Tax(B) Wealth Tax
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(C) House Tax(D) Professional TaxAns : (D)

6. The period for Call Money is ________

(A) 10 to 15days(B) 1 to 14 Days(C) 15 to 30 Days(D) One MonthAns : (B)

7. Who regulates the money circulation in India?(A) State Bank of India(B) Reserve Bank of India(C) NABARD(D) Commercial Banks

Ans : (B)8. Which of the following is not an organized sector in India?(A) Nationalised Banks(B) Regional Rural Banks(C) Cooperative Banks(D) Chits and Money lendersAns : (D)

9. Who will settle the grievances of customers of banks?(A) Reserve Bank of India(B) State Bank of India(C) Local Courts(D) Ombuds MenAns : (D)

10. Who introduced the Banking Ombudsmen Scheme?(A) ARBI(B) SBI(C) Ministry of Finance(D NABARDAns : (A)

11. When was OMBUDS MEN SCHEME first introduced?(A) November 2006(B) October 1981(C) June 1995(D) January 1998Ans : (C)


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12. Which was the firth Bank corporated by the Indians? (1881)(A) Imperial Bank of India(B) State Bank of India(C) Avadh Commercial Bank (D) Reserve Bank of India

Ans : (C)

13. When was the Avadh Commercial Bank established?(A) 881(B) 1894(C) 1898(D) 1899Ans : (A)

14. When was Reserve Bank of India established?(A) 1920

(B) 1925(C) 1935(D) 1948Ans : (C)

15. When was Reserve Bank of India Nationalised?(A) 1947(B) 1948(C) 1949(D) 1950Ans : (C)

16. When was Indian Banking Act come into force?(A) 1948(B) 1949(C) 1950(D) 1951Ans : (B)

17. Imperial Banks were amalgamated and changed as _________ (A) Reserve Bank of India(B) Tata Bank of India(C) Subsidiary Banks(D) Union Bank of IndiaAns : (B)

18. When was Imperial Bank was Changed as State Bank of India?(A) January 1st 1935(B) Feb 26 1947(C) July 1st 1955


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(D) July 1st 1959Ans : (C)

19. How many banks were first nationalised?(A) 10

(B) 12(C) 14(D) 16Ans : (C)

20. When was the second phase of nationalisation done?(A) 9th July 1969(B) 10th July 1968(C) 16th August 1985(D) 15th April, 1980Ans : (D)

21. How many banks were in second phase of nationalisation?(A) 4(B) 5(C) 6(D) 7Ans : (C)

22. Who will act as the banker to the Government of India?(A) State Bank of India(B) Reserve Bank of India(C) NABARD(D) Nationalised BanksAns : (B)

23. Where is the Head Quarter of Reserve Bank of India?(A) Mumbai(B) Delhi(C) Kolkotta(D) AhmedabadAns : (A)

24. Who was first governor of Reserve Bank of India?(A) K. A. Narasimham(B) V. K. Malhotra(C) A. K. Vadia(D) A. B. A SmithAns : (D)

25. When was Lead Bank Scheme introduced?


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(A) 1967(B) 1968(C) 1969(D) 1974Ans : (C) [ Read More... ]

1. Competition (Amendment) Bill, 2007 has replaced (A) VAT(B) MRTPC(C) Securities Contracts (Regulation) Bill, 2005(D) Electricity Act, 2003

2. A bill has been introduced in the Parliament to raise SBI authorised capital from Rs. 20crore to (A) Rs. 50 crore(B) Rs. 1000 crore

(C) Rs. 2000 crore(D) Rs. 5000 crore

3. The total Foreign Direct Investment (FDI) during 2008-09 has been targeted at (A) $ 25 billion(B) $ 35 billion(C) $ 45 billion(D) $ 50 billion

4. National Electricity Policy envisages elimination of power shortage by 2012 throughaddition of during 10th and 11th plan periods.

(A) 50000 MW(B) 75000 MW(C) 100000 MW(D) 125000 MW

5. Priyadarshini Project is related to (A) Empowerment of Rural women(B) Survival of Girl Child(C) Free Education to all girls(D) None of the above


7. To which service, the government has notified Service Tax Refund Scheme for
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exporter ?(A) Port services(B) Railway service(C) Road service(D) All of these


9. The Contract of Expressway Project in Uttar Pradesh has been awarded to (A) JP Associates(B) JM Infra

(C) Jointly to (A) and (B)(D) None of the above


11. Innovation Lab has been launched by (A) Tata Consultancy Services(B) Infosys Tech(C) Reliance Industries(D) Anils Reliance Communications

12. Dr. Ganesh Natrajan has been appointed Chairman (2008-09) for (A) CII(B) NASSCOM(C) FICCI(D) SEBI


14. APEC group leaders have decided to take up new membership issue after a few yearsand as a result India and other ten countries have to wait for APEC membership till


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(A) 2009(B) 2010(C) 2011(D) 2012




18. For attaining 9% growth rate during 11th plan (2007-2012), investment level has beenestimated to be (A) 348% of GDP(B) 324% of GDP(C) 309% of GDP(D) 367% of GDP

19. Government adopted the new funding pattern (Centre State Share) for Sarva ShikshaAbhiyan as (A) 50 : 50(B) 55 : 45(C) 60 : 40(D) 65 : 35


21. The most densely populated country in South Asia is (A) Bangladesh


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(B) India(C) Maldives(D) Sri Lanka

22. Revenue Deficit as a per cent of GDP in Budget 2009-10 has been estimated at

(A) 10%(B) 40%(C) 44%(D) 48%


24. Aam Admi Bima Yojana is an insurance scheme for rural landless householdsintroduced by (A) National Insurance Co.(B) Life Insurance Co.(C) UTI(D) ICICI Life Prudential Co.

25. NOAPS has been renamed as Indira Gandhi Old Age Pension Scheme with itsextended scope. Now this scheme will include all old age persons (A) Living below poverty line(B) Above 60 years age(C) Above 65 years age(D) Both (A) and (C)

Answers1. (B) 2. (D) 3. (B) 4. (C) 5. (A) 6. (C) 7. (D) 8. (B) 9. (A) 10. (C)11. (A) 12. (B) 13. (C) 14. (B) 15. (C) 16. (C) 17. (B) 18. (D) 19. (D) 20. (B)21. (C) 22. (D) 23. (A) 24. (B) 25. (D)

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Economic and Banking Objective Questions

More Questions >>
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27. For charters and cargo services, what is the new FDI ceiling announced by thegovernment ?(A) 100%(B) 74%(C) 26%(D) 49%

28. In National Mineral Policy (1993) which mineral was allowed for having investmentfrom private sector (A) Coal

(B) Iron(C) Gold(D) Platinum





33. Government has decided to cover all districts of the country in National Rural


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Employment Guarantee Programme (NREGP) (A) Upto January 1, 2008(B) Upto March 31, 2008(C) w.e.f. April 1, 2008(D) w.e.f. April 1, 2009

34. What is NIKKEI ?(A) Share Price Index of Tokyo Share Market(B) Name of Japanese Central Bank (C) Japanese name of Countrys Planning Commission(D) Foreign Exchange Market of Japan

35. Which statement is correct for Indian Planning Commission ?(A) It is not defined in Indian Constitution(B) Members and Vice-Chairman of it do not have fixed working duration(C) Members do not require any minimum education

(D) All of these36. Which State of the following has not yet adopted VAT (Value Added Tax) ?(A) Tamil Nadu(B) Uttar Pradesh(C) Gujarat(D) None of the above

37. Service Tax revenue collection for 200809 (Budget estimates) was proposed at (A) Rs. 64,460 crore(B) Rs. 52,603 crore(C) Rs. 50,200 crore(D) Rs. 74,460 crore



40. Which company is providing mobile service with name Cell One to the consumers ?(A) MTNL(B) BSNL(C) Reliance Infocom


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(D) Bharti Tele

41. VAT is imposed (A) Directly on consumer (B) On final stage of production

(C) On first stage of production(D) On all stages between production and final sale

42. The newly appointed person as Chairman of CBDT is (A) S. Sridhar (B) S. S. N. Moorti(C) Rajiv Chandrashekhar (D) Venugopal Dhoot

43. Kutir Jyoti scheme is associated with (A) Promoting cottage industry in villages

(B) Promoting employment among rural unemployed youth(C) Providing electricity to rural families living below the poverty line(D) All of these





48. The base year of Industrial Production Index is being shifted from 1993-94 to


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(A) 2004-05(B) 1999(C) 2000-01(D) 1999-2000

49. In Interim Budget proposals for 200910, which of the following gives 22%contribution in revenue collection of union government ?(A) Income Tax(B) Excise(C) Corporation Tax(D) Non-tax Revenue

50. The base year of present Consumer Price Index (CPI) for Urban Non-ManualEmployees (CPIUNME) is (A) 1980-81(B) 1981-82

(C) 1982-83(D) 1984-85


51. CAPART is related with (A) Assisting and evaluating rural welfare programmes(B) Computer hardware

(C) Consultant service of export promotion(D) Controlling pollution in big industries

52. Note issuing deptt. of RBI should always possess the minimum gold stock of worth (A) Rs. 85 crore(B) Rs. 115 crore(C) Rs. 200 crore(D) None of these

53. Which of the following does not grant any tax rebate ?(A) National Saving Certificate

(B) Indira Vikas Patra(C) National Saving Scheme(D) Public Providend Fund

54. Ad hoc Treasury Bill System of meeting budget deficit in India was abolished on (A) 31 March, 1997(B) 31 March, 1996(C) 1 April, 1992


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(D) 1 April, 1995

55. SEBI was established in (A) 1993(B) 1992

(C) 1988(D) 1990


57. The Ad hoc Treasury Bill System of meeting budget deficit in India was replaced byWays and Means Advances System which has come into force on

(A) March 31, 1997(B) April 1, 1996(C) April 1, 1997(D) None of these


59. Which is the first Export Processing Zone declared as Free Trade Zone in India ?(A) Kandla(B) Noida(C) Santacruz(D) Falta




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62. Which of the following is public sector organisation ?(1) FCI Food Corporation of India(2) FCI Fertilizer Corporation of India(3) Cotton Corporation of India(4) Jute Corporation of India

(A) Only 1 and 2(B) Only 2, 3(C) Only 3, 4(D) All of these




66. Central Issue price of foodgrains under TPDS includes price for BPL and APL(below poverty line and above poverty line). What is the difference between the two ?(A) Price for APL is double of BPL price(B) Price for BPL is one-third of APL price(C) Difference of Rs. 500 per Qt.(D) Difference of Rs. 250 per Qt.


68. Rural women can avail the benefit of Mahila Samriddhi Yojana if they open their account in (A) Rural Post Offices


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(B) Commercial Banks(C) Rural Development Bank (D) Any of the above

69. Agriculture sector registered 49% growth in 2007-08 and it is estimated for year

2008-09 at (A) Again 45%(B) 43%(C) 33%(D) 16%

70. As per the third advanced estimates of Agricultural Production for the year 2008-09released by the Ministry of Agriculture, total foodgrains production has been estimatedat (A) 24078 million tonne(B) 23078 million tonne

(C) 22788 million tonne(D) 22985 million tonne


72. Which committee recommended tax on Agriculture Holdings ?(A) Bhootlingam Committee(B) Wanchoo Committee(C) Raj Committee(D) None of these

73. The Present Service Tax rate is (A) 8%(B) 15%(C) 10%(D) 12%


75. Which of the following is a better measure of economic development ?(A) Employment


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(B) Size of exports(C) Rural consumption(D) National Income

Answers :

51. (A) 52. (B) 53. (B) 54. (A) 55. (C) 56. (D) 57. (C) 58. (C) 59. (C) 60. (D)61. (D) 62. (D) 63. (D) 64. (D) 65. (D) 66. (A) 67. (D) 68. (A) 69. (D) 70. (D)71. (A) 72. (D) 73. (D) 74. (C) 75. (D)


77. Out of one Rupee expenditure, how much paise have been allotted for subsidy in2009-10 interim budget proposals ?(A) 12 paise(B) 10 paise(C) 9 paise(D) 7 paise

78. India Brand Equity Fund was established in (A) 1996(B) 1997

(C) 1995(D) 1992



81. Pure Banking, Nothing Else is a slogan raised by (A) ICICI Bank (B) HDFC Bank (C) SBI


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(D) UTI Bank

82. In the end of March 2008, External debt to GDP ratio in India stood at (A) 188%(B) 174%

(C) 178%(D) 158%


84. Smart Money is a term used for (A) Internet Banking

(B) Credit Card(C) Cash with Bank (D) Cash with Public

85. Which of the following has the maximum share in GSM Mobile Phone ServiceMarket ?(A) Vodafone (earlier Hutch)(B) Airtel(C) BSNL(D) Reliance

86. The main objective of TRYSEM was (A) To train rural youth for self employment(B) To train urban youth for self employment(C) Both of the above(D) None of these




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89. The largest source of National Income in India is (A) Service Sector (B) Agriculture(C) Industrial Sector (D) Trade Sector

90. Public Sector means (A) Government ownership on commerce and trade(B) Capitalist ownership on commerce and trade(C) Private ownership on trade(D) None of these

91. NABARD is (A) A bank (B) A board(C) A block

(D) A department92. Indian Green Revolution is the most successful in (A) Wheat and Potato(B) Jwar and Oil Seeds(C) Wheat and Rice(D) Tea and Coffee



95. Presently (from April 29, 2003) bank rate in India is (A) 70%(B) 675%(C) 6.25%(D) 60%

96. Gross domestic savings as a proportion of GDP has been improving. What is theaverage percentage of gross domestic savings proposed during the 11th plan ?(A) 264%(B) 319%


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(C) 348%(D) 352%

97. 12th Finance Commission has recommended to merge and determine one singleinterest rate on various outstanding central loans to states having different interest rates.

What is this recommended interest rate ?(A) 70%(B) 75%(C) 80%(D) 85%


99. Interest Rate Policy is a part of (A) Fiscal Policy(B) Industrial Policy(C) Monetary Policy(D) None of these

100. The basis of determining dearness allowance to employees in India is (A) National Income(B) Consumer Price Index(C) Standard of Living(D) Per Capita Income


1. Competition (Amendment) Bill, 2007 has replaced

(A) VAT(B) MRTPC(C) Securities Contracts (Regulation) Bill, 2005(D) Electricity Act, 2003

2. A bill has been introduced in the Parliament to raise SBI authorised capital from Rs. 20crore to (A) Rs. 50 crore


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(B) Rs. 1000 crore(C) Rs. 2000 crore(D) Rs. 5000 crore

3. The total Foreign Direct Investment (FDI) during 2008-09 has been targeted at

(A) $ 25 billion(B) $ 35 billion(C) $ 45 billion(D) $ 50 billion

4. National Electricity Policy envisages elimination of power shortage by 2012 throughaddition of during 10th and 11th plan periods.(A) 50000 MW(B) 75000 MW(C) 100000 MW(D) 125000 MW





9. The Contract of Expressway Project in Uttar Pradesh has been awarded to (A) JP Associates


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(B) JM Infra(C) Jointly to (A) and (B)(D) None of the above

10. 13th ASEAN Summit was held between November 18 to 22, 2007 in

(A) Thailand(B) Malaysia(C) Singapore(D) Philippines




14. APEC group leaders have decided to take up new membership issue after a few yearsand as a result India and other ten countries have to wait for APEC membership till (A) 2009(B) 2010(C) 2011(D) 2012


16. Videsh Sanchar Nigam Ltd. has been renamed as (A) Reliance Sanchar Nigam Ltd.(B) Tata Sanchar Nigam Ltd.(C) Tata Communication Ltd.


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(D) Bharti Communication Ltd.

17. Government is going to merge Annapurna Scheme with (A) Mid Day Meal Scheme(B) National Old Age Pension Scheme

(C) National Food for Work Programme(D) Antyodaya Anna Yojana

18. For attaining 9% growth rate during 11th plan (2007-2012), investment level has beenestimated to be (A) 348% of GDP(B) 324% of GDP(C) 309% of GDP(D) 367% of GDP

19. Government adopted the new funding pattern (Centre State Share) for Sarva Shiksha

Abhiyan as (A) 50 : 50(B) 55 : 45(C) 60 : 40(D) 65 : 35



22. Revenue Deficit as a per cent of GDP in Budget 2009-10 has been estimated at (A) 10%(B) 40%(C) 44%(D) 48%

23. Which country among the following gets the highest HDI ranking in HumanDevelopment Report 2007 ?(A) Iceland(B) USA(C) United Kingdom


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(D) Japan

24. Aam Admi Bima Yojana is an insurance scheme for rural landless householdsintroduced by (A) National Insurance Co.

(B) Life Insurance Co.(C) UTI(D) ICICI Life Prudential Co.







29. The share of road transport in total transport of the country is (A) 20%(B) 40%(C) 60%


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(D) 80%

30. Minimum Support Price is decided by (A) ICAR (B) State Government

(C) Ministry of Agriculture(D) CACP


32. Which state possesses the maximum percentage of SC population ?

(A) U.P.(B) M.P.(C) Kerala(D) Punjab

33. Government has decided to cover all districts of the country in National RuralEmployment Guarantee Programme (NREGP) (A) Upto January 1, 2008(B) Upto March 31, 2008(C) w.e.f. April 1, 2008(D) w.e.f. April 1, 2009


35. Which statement is correct for Indian Planning Commission ?(A) It is not defined in Indian Constitution(B) Members and Vice-Chairman of it do not have fixed working duration(C) Members do not require any minimum education(D) All of these

36. Which State of the following has not yet adopted VAT (Value Added Tax) ?(A) Tamil Nadu(B) Uttar Pradesh(C) Gujarat(D) None of the above


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39. Sampurna Gramin Rojgar Yojana was launched on (A) 1st April, 2001(B) 25th Sept., 2001(C) 30th Sept., 2001

(D) No scheme of such title has yet launched40. Which company is providing mobile service with name Cell One to the consumers ?(A) MTNL(B) BSNL(C) Reliance Infocom(D) Bharti Tele

41. VAT is imposed (A) Directly on consumer (B) On final stage of production(C) On first stage of production(D) On all stages between production and final sale


43. Kutir Jyoti scheme is associated with (A) Promoting cottage industry in villages(B) Promoting employment among rural unemployed youth(C) Providing electricity to rural families living below the poverty line(D) All of these

44. Novelis has been acquired and merged with (A) Tata Steels(B) SAIL(C) HINDALCO


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(D) Jindal Steels

45. OTCEI is (A) Atomic Submarine of China(B) Economic Policy of USA

(C) An Indian Share Market(D) A Defence Research Organisation


47. Gross Budgetary Support (GBS) for 200809 as per document of 11th plan stands atRs. 2,28,725 crore but in budget proposals for 200809 it was raised to

(A) Rs. 2,23,386 crore(B) Rs. 2,43,386 crore(C) Rs. 2,63,386 crore(D) Rs. 28,456 crore

48. The base year of Industrial Production Index is being shifted from 1993-94 to (A) 2004-05(B) 1999(C) 2000-01(D) 1999-2000


50. The base year of present Consumer Price Index (CPI) for Urban Non-ManualEmployees (CPIUNME) is (A) 1980-81(B) 1981-82(C) 1982-83(D) 1984-85



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51. CAPART is related with (A) Assisting and evaluating rural welfare programmes(B) Computer hardware(C) Consultant service of export promotion(D) Controlling pollution in big industries


53. Which of the following does not grant any tax rebate ?(A) National Saving Certificate(B) Indira Vikas Patra(C) National Saving Scheme

(D) Public Providend Fund54. Ad hoc Treasury Bill System of meeting budget deficit in India was abolished on (A) 31 March, 1997(B) 31 March, 1996(C) 1 April, 1992(D) 1 April, 1995

55. SEBI was established in (A) 1993(B) 1992(C) 1988(D) 1990


57. The Ad hoc Treasury Bill System of meeting budget deficit in India was replaced byWays and Means Advances System which has come into force on (A) March 31, 1997(B) April 1, 1996(C) April 1, 1997(D) None of these

58. Fiscal deficit as a percentage of GDP was 40% in 200405 which increased in 2009 10 (Budget Estimates) to (A) 50%


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(B) 51%(C) 68%(D) 60%

59. Which is the first Export Processing Zone declared as Free Trade Zone in India ?

(A) Kandla(B) Noida(C) Santacruz(D) Falta



62. Which of the following is public sector organisation ?(1) FCI Food Corporation of India(2) FCI Fertilizer Corporation of India(3) Cotton Corporation of India(4) Jute Corporation of India(A) Only 1 and 2(B) Only 2, 3(C) Only 3, 4(D) All of these



65. The birth rate and death rate for the year 2006 have been estimated as


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(A) 262 and 81 per thousand respectively(B) 248 and 80 per thousand respectively(C) 238 and 76 per thousand respectively(D) 235 and 75 per thousand respectively


67. What growth target government has estimated for the domestic crude production for the 11th Plan (200712) ?(A) 42%(B) 33%

(C) 29%(D) 26%

68. Rural women can avail the benefit of Mahila Samriddhi Yojana if they open their account in (A) Rural Post Offices(B) Commercial Banks(C) Rural Development Bank (D) Any of the above

69. Agriculture sector registered 49% growth in 2007-08 and it is estimated for year 2008-09 at (A) Again 45%(B) 43%(C) 33%(D) 16%

70. As per the third advanced estimates of Agricultural Production for the year 2008-09released by the Ministry of Agriculture, total foodgrains production has been estimatedat (A) 24078 million tonne(B) 23078 million tonne(C) 22788 million tonne(D) 22985 million tonne

71. Mistry Committee in its final report recommends full capital account convertibility by (A) 2008 end(B) 2009 end(C) 2010 end


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(D) 2011 end

72. Which committee recommended tax on Agriculture Holdings ?(A) Bhootlingam Committee(B) Wanchoo Committee

(C) Raj Committee(D) None of these


74. The cause of deflation is (A) Lack of goods and services as compared to money supply

(B) Lack of imports as compared to exports(C) Lack of money supply as compared to supply of goods and services(D) None of these

75. Which of the following is a better measure of economic development ?(A) Employment(B) Size of exports(C) Rural consumption(D) National Income

Answers :



77. Out of one Rupee expenditure, how much paise have been allotted for subsidy in2009-10 interim budget proposals ?(A) 12 paise(B) 10 paise(C) 9 paise(D) 7 paise


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80. Ministry of HRD has announced to hike FDI limit in Education to (A) 65%(B) 70%(C) 75%

(D) 100%81. Pure Banking, Nothing Else is a slogan raised by (A) ICICI Bank (B) HDFC Bank (C) SBI(D) UTI Bank

82. In the end of March 2008, External debt to GDP ratio in India stood at (A) 188%(B) 174%(C) 178%(D) 158%


84. Smart Money is a term used for (A) Internet Banking(B) Credit Card(C) Cash with Bank (D) Cash with Public

85. Which of the following has the maximum share in GSM Mobile Phone ServiceMarket ?(A) Vodafone (earlier Hutch)(B) Airtel


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(C) BSNL(D) Reliance

86. The main objective of TRYSEM was (A) To train rural youth for self employment

(B) To train urban youth for self employment(C) Both of the above(D) None of these



89. The largest source of National Income in India is (A) Service Sector (B) Agriculture(C) Industrial Sector (D) Trade Sector

90. Public Sector means (A) Government ownership on commerce and trade(B) Capitalist ownership on commerce and trade(C) Private ownership on trade(D) None of these

91. NABARD is (A) A bank (B) A board(C) A block (D) A department

92. Indian Green Revolution is the most successful in (A) Wheat and Potato(B) Jwar and Oil Seeds(C) Wheat and Rice(D) Tea and Coffee


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95. Presently (from April 29, 2003) bank rate in India is (A) 70%(B) 675%(C) 6.25%

(D) 60%96. Gross domestic savings as a proportion of GDP has been improving. What is theaverage percentage of gross domestic savings proposed during the 11th plan ?(A) 264%(B) 319%(C) 348%(D) 352%

97. 12th Finance Commission has recommended to merge and determine one singleinterest rate on various outstanding central loans to states having different interest rates.What is this recommended interest rate ?(A) 70%(B) 75%(C) 80%(D) 85%


99. Interest Rate Policy is a part of (A) Fiscal Policy(B) Industrial Policy(C) Monetary Policy(D) None of these

100. The basis of determining dearness allowance to employees in India is


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(A) National Income(B) Consumer Price Index(C) Standard of Living(D) Per Capita Income


1. Competition (Amendment) Bill, 2007 has replaced (A) VAT(B) MRTPC

(C) Securities Contracts (Regulation) Bill, 2005(D) Electricity Act, 2003

2. A bill has been introduced in the Parliament to raise SBI authorised capitalfrom Rs. 20 crore to (A) Rs. 50 crore(B) Rs. 1000 crore(C) Rs. 2000 crore(D) Rs. 5000 crore

3. The total Foreign Direct Investment (FDI) during 2008-09 has been targeted at

(A) $ 25 billion(B) $ 35 billion(C) $ 45 billion(D) $ 50 billion

4. National Electricity Policy envisages elimination of power shortage by 2012through addition of during 10th and 11th plan periods.(A) 50000 MW(B) 75000 MW(C) 100000 MW

(D) 125000 MW



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6. Pratibha Kiran Yojana is a new scheme to promote higher education amonggirls introduced by (A) Karnataka(B) Bihar (C) Madhya Pradesh

(D) Uttar Pradesh


8. Laadli Laxmi Yojana has been launched bygovernment for supportinggirls of all religion and caste upto their marriage.

(A) Rajasthan(B) Madhya Pradesh(C) Uttar Pradesh(D) Gujarat

9. The Contract of Expressway Project in Uttar Pradesh has been awarded to (A) JP Associates(B) JM Infra(C) Jointly to (A) and (B)(D) None of the above




13. Which country was honoured at China International Travel Mart 2007 with


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Best Participating and Excellent Advertisement Awards ?(A) Singapore(B) Thailand(C) India(D) Nepal

14. APEC group leaders have decided to take up new membership issue after afew years and as a result India and other ten countries have to wait for APECmembership till (A) 2009(B) 2010(C) 2011(D) 2012

15. Government has extended Mid Day Meal Scheme to cover the students uptoclass

(A) 6th(B) 7th(C) 8th(D) 10th



18. For attaining 9% growth rate during 11th plan (2007-2012), investment levelhas been estimated to be (A) 348% of GDP(B) 324% of GDP(C) 309% of GDP(D) 367% of GDP

19. Government adopted the new funding pattern (Centre State Share) for SarvaShiksha Abhiyan as (A) 50 : 50(B) 55 : 45(C) 60 : 40(D) 65 : 35


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20. National Food Security Mission targets to increase the production of wheat,rice and pulses in next four years to (A) 10, 8 and 2 million tonne respectively(B) 8, 10 and 2 million tonne respectively

(C) 8, 12 and 2 million tonne respectively(D) 8, 10 and 4 million tonne respectively


22. Revenue Deficit as a per cent of GDP in Budget 2009-10 has been estimatedat

(A) 10%(B) 40%(C) 44%(D) 48%


24. Aam Admi Bima Yojana is an insurance scheme for rural landlesshouseholds introduced by (A) National Insurance Co.(B) Life Insurance Co.(C) UTI(D) ICICI Life Prudential Co.




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33. Government has decided to cover all districts of the country in National Rural


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Employment Guarantee Programme (NREGP) (A) Upto January 1, 2008(B) Upto March 31, 2008(C) w.e.f. April 1, 2008(D) w.e.f. April 1, 2009


35. Which statement is correct for Indian Planning Commission ?(A) It is not defined in Indian Constitution(B) Members and Vice-Chairman of it do not have fixed working duration(C) Members do not require any minimum education

(D) All of these36. Which State of the following has not yet adopted VAT (Value Added Tax) ?(A) Tamil Nadu(B) Uttar Pradesh(C) Gujarat(D) None of the above




40. Which company is providing mobile service with name Cell One to the consumers ?(A) MTNL(B) BSNL(C) Reliance Infocom


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(D) Bharti Tele

41. VAT is imposed (A) Directly on consumer (B) On final stage of production

(C) On first stage of production(D) On all stages between production and final sale


43. Kutir Jyoti scheme is associated with (A) Promoting cottage industry in villages

(B) Promoting employment among rural unemployed youth(C) Providing electricity to rural families living below the poverty line(D) All of these





48. The base year of Industrial Production Index is being shifted from 1993-94 to


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(A) 2004-05(B) 1999(C) 2000-01(D) 1999-2000


50. The base year of present Consumer Price Index (CPI) for Urban Non-ManualEmployees (CPIUNME) is (A) 1980-81(B) 1981-82

(C) 1982-83(D) 1984-85


51. CAPART is related with (A) Assisting and evaluating rural welfare programmes(B) Computer hardware

(C) Consultant service of export promotion(D) Controlling pollution in big industries


53. Which of the following does not grant any tax rebate ?(A) National Saving Certificate

(B) Indira Vikas Patra(C) National Saving Scheme(D) Public Providend Fund

54. Ad hoc Treasury Bill System of meeting budget deficit in India was abolished on (A) 31 March, 1997(B) 31 March, 1996(C) 1 April, 1992


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(D) 1 April, 1995

55. SEBI was established in (A) 1993(B) 1992

(C) 1988(D) 1990


57. The Ad hoc Treasury Bill System of meeting budget deficit in India was replaced byWays and Means Advances System which has come into force on

(A) March 31, 1997(B) April 1, 1996(C) April 1, 1997(D) None of these


59. Which is the first Export Processing Zone declared as Free Trade Zone in India ?(A) Kandla(B) Noida(C) Santacruz(D) Falta




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62. Which of the following is public sector organisation ?(1) FCI Food Corporation of India(2) FCI Fertilizer Corporation of India(3) Cotton Corporation of India(4) Jute Corporation of India

(A) Only 1 and 2(B) Only 2, 3(C) Only 3, 4(D) All of these






68. Rural women can avail the benefit of Mahila Samriddhi Yojana if they open their account in (A) Rural Post Offices


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(B) Commercial Banks(C) Rural Development Bank (D) Any of the above

69. Agriculture sector registered 49% growth in 2007-08 and it is estimated for year

2008-09 at (A) Again 45%(B) 43%(C) 33%(D) 16%

70. As per the third advanced estimates of Agricultural Production for the year 2008-09released by the Ministry of Agriculture, total foodgrains production has been estimatedat (A) 24078 million tonne(B) 23078 million tonne

(C) 22788 million tonne(D) 22985 million tonne


72. Which committee recommended tax on Agriculture Holdings ?(A) Bhootlingam Committee(B) Wanchoo Committee(C) Raj Committee(D) None of these



75. Which of the following is a better measure of economic development ?(A) Employment


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(B) Size of exports(C) Rural consumption(D) National Income

Answers :



77. Out of one Rupee expenditure, how much paise have been allotted for subsidy in

2009-10 interim budget proposals ?(A) 12 paise(B) 10 paise(C) 9 paise(D) 7 paise




81. Pure Banking, Nothing Else is a slogan raised by (A) ICICI Bank (B) HDFC Bank (C) SBI(D) UTI Bank


70/109

82. In the end of March 2008, External debt to GDP ratio in India stood at (A) 188%(B) 174%(C) 178%(D) 158%


84. Smart Money is a term used for (A) Internet Banking(B) Credit Card(C) Cash with Bank

(D) Cash with Public85. Which of the following has the maximum share in GSM Mobile Phone ServiceMarket ?(A) Vodafone (earlier Hutch)(B) Airtel(C) BSNL(D) Reliance

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