Starootjournaljune29 6july

Enterprise Development Programmes For Black Entrepreneurs.I N S I D E

Internships, Learnerships and Bursaries

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STAROOTJOURNAL.CO.ZA EDITION 54, 29 June - 6 July 2016

“As we concludeb the month of June we reflecting on the struggle for lib-eration for black young people in our communities” - Staroot Journal Crew

- Staroot Journal

(+27) 81 4967 506

Page 2 Staroot Journal national June 2016

Ekurhuleni Metropolitan

Reference Number:DEMS2022NPosition:Driver/Messenger

Department: Disaster and Emergency ManagementDivision:Support Services

Salary:R84 372 - R106 968 per annum (plus benefits)

Minimum Requirements:•Secondary Education (Grade 10)

•Valid Driver’s License•Applicable Experience

Core Responsibilities:•Provide messaging services to the department•Collect and deliver mail throughout Ekurhuleni

•Provide clerical duties in the archives services and relieve absent employee

Applications or CVs and copies of qualifications, iden-tity document and driver’s license (if applicable), to be

submitted to the following Human Resource Office:Kempton Park Civic Centre, Corner Pretoria Road and

CR Swart Drive, drop-in box, Main EntrancePostal Address: PO Box 13, Kempton Park,1620

Enquiries: 011 999 3611/

No faxed and e-mailed applications will be accepted. Please quote reference number on application.

Applications will not be considered if the necessary copies of the required qualifications are not attached to

the application / CV. Candidates may be requested to submit proof of the NQF level applicable to the qualifi-

cations they have obtained.

Should candidates not be informed of the outcome of the application within six weeks of the closing date, it should be regarded as having been unsuccessful. The

Ekurhuleni Metropolitan Municipality subscribes to the principles of the Employment Equity Act.

Closing date:2016/07/06

STAROOT VACANCIES

Editor’s pick of the week:As small businesses in South Africa are recognised as a driving force for economic growth and creation of jobs, enterprise development programmes offered by gov-ernment and corporates offer black entre-preneurs the opportunity to find support and training to further develop their small businesses.

Businesses serve a critical role in driving more inclusive and sustainable develop-ment. Large companies can create posi-tive impact by improving and growing development. Corporates can achieve this by including small business into their value chains and local communi-ties.

Helping small businesses to achieve sus-tainability and growth is vital for both the development of industries and cor-porations. Small businesses are critical for job creation, improving living stand-ards, raising productivity and achieving inclusive economic growth and social cohesion.In the coming years there will be a great demand for jobs and the private sector will be the core to the solution of this challenge. Many of the new jobs will come out of the small, medium and mi-cro-enterprises, which is why enterprise development programmes are emerging around the world.

The enterprise development programme is just one of the elements of BB-BEE and is considered an effective way to combat poverty across the globe. Its objective is to teach potential entrepreneurs how to create a sustainable business that will grow and increase job creation, which in turn contributes to economic growth.

Enterprise development programmes ought to be aimed at transferring skills and wealth as well as leading to the sus-tainable growth of small businesses.80% of South Africa’s start-ups fail in the first three years and this is largely attrib-uted to a lack of support. However, the survival rate of a start-up is increased by the incubation process, which assists small businesses in becoming financially

viable. Youth enterprise development programmes:

The programme consists of 20 four hour sessions which runs for three to four months. The students are expected to start running a real business, with the in-tention that the businesses are sustained after the programme is completed.

This programme is targeted at young adults between the ages of 18 and 25, who are not in school and are currently unemployed. Participants are chosen based on:

• Commitment to the programme• Inclination to participate in entre-

preneurial activity• Ability to demonstrate problem solv-

ing skills• Commitment to their personal • developmentVisit the following website on more information.

Email: [email protected], [email protected], [email protected], [email protected], [email protected].

http://www.entrepreneurmag.co.za/advice/starting-a-business/how-to-guides-starting-a-business/enter-prise-development-programmes-for-black-entrepre-neurs/

Please Note: Staroot Media (Pty) Ltd, is not responsible for the origin, content, quality or truthfulness of

any advertisement published. Al l advertisements are published as subjects to the company ’s standard terms and conditions of trading.


EKURHULENI METROPOLITAN

Reference Number:DEMS2027N

Position:Chief Clerk (Handyman)Department: Disaster and Emergency Man-

agementDivision:Support Services


Minimum Requirements:•Grade 10/NQF 2 or Basic Qualification in

Carpentry/Electrical/Plumbing(N1)•Valid Code 08 Drivers License

•Applicable Experience in Building Mainte-nance Environment

Core Responsibilities:•Perform maintenance and cleaning func-

tions•Adhere to government and risk manage-ment in terms of policies and procedures

•Maintain sound financial mind and custom-er services functions

•Maintain positive people management

Applications or CVs and copies of qualifica-tions, identity document and driver’s license (if applicable), to be submitted to the follow-

ing Human Resource Office: Kempton Park Civic Centre, Corner

Pretoria Road and CR Swart Drive, drop-in box, Main Entrance

Postal Address: PO Box 13, Kempton Park,1620

Enquiries: 011 999 3611/3619/3608/3612/3615/3616/1742

No faxed and e-mailed applications will be accepted. Please quote reference number on

application.Applications will not be considered if the

necessary copies of the required qualifica-tions are not attached to the application / CV. Candidates may be requested to submit proof

of the NQF level applicable to the qualifica-tions they have obtained.

Should candidates not be informed of the outcome of the application within six weeks of the closing date, it should be regarded as having been unsuccessful. The Ekurhuleni

Metropolitan Municipality subscribes to the principles of the Employment Equity Act.



Reference Number:FIN338SPosition:Receptionist

Department: Fleet ManagementDivision:Workshop and Vehicle Maintenance

Salary:R92 772 - R120 432 per annum (plus ben-efits)

Minimum Requirements:•Grade 12

•Relevant experience

Core Responsibilities:•Answer telephones and communicates with the

user departments (co-ordinator)•Completion of job card with requested repairs

•Communicate with user departments regarding vehicle collection

•Perform any reasonable task requested within the scope or level of the position

•Record information from job card into fleet man-agement system

•Filing of job cards into cabinets

Applications or CVs and copies of qualifications, identity document and driver’s license (if applica-ble), to be submitted to the following Human Re-

source Office:August Simmer Building, Ground Floor, 88 Presi-

dent Street, GermistonPO Box 145, Germiston, 1400

Enquiries: 011 999 1602/1603/1815

No faxed and e-mailed applications will be accept-ed. Please quote reference number on application.Applications will not be considered if the neces-sary copies of the required qualifications are not attached to the application / CV. Candidates may be requested to submit proof of the NQF level ap-plicable to the qualifications they have obtained.

Should candidates not be informed of the out-come of the application within six weeks of the closing date, it should be regarded as having been unsuccessful. The Ekurhuleni Metropolitan Munic-ipality subscribes to the principles of the Employ-

ment Equity Act.

Closing date: 2016/07/06


Reference Number:HRES0160SPosition:Senior Human Resource Officer

Department: Human ResourceDivision:Workforce Capacity Management


Minimum Requirements:•National Diploma in Human Resources Management or equivalent NQF level 5

qualification•Relevant experience

Core Responsibilities:•Supervise the recruitment, selection and

placement for the region•Conduct recruitment, selection and place-

ment of personnel•Responsible to provide assistance to

Departments during the recruitment and selection process

Applications or CVs and copies of qualifica-tions, identity document and driver’s li-

cense (if applicable), to be submitted to the following Human Resource Office:

August Simmer Building, Ground Floor, 88 President Street, Germiston

PO Box 145, Germiston, 1400Enquiries: 011 999 1602/1603/1815

No faxed and e-mailed applications will be accepted. Please quote reference number

on application.

Applications will not be considered if the necessary copies of the required qualifica-tions are not attached to the application /

CV. Candidates may be requested to submit proof of the NQF level applicable to the

qualifications they have obtained.

Should candidates not be informed of the outcome of the application within six weeks of the closing date, it should be regarded as having been unsuccessful. The Ekurhuleni

Metropolitan Municipality subscribes to the principles of the Employment Equity Act.


STAROOT VACANCIES

Staroot Journal Includes the following inside : Jobs, BursaRY, Learnerships, Internships Notice, Articles,

Profiles, and many more

ArcelorMittal: Bursary / Scholarship Programme 2016 / 2017Closing Date: 30 June 2016

Interested In a global engineering career with the largest steel manufacturer in the world?ArcelorMittal South Africa, Vanderbilpark Works would like to announce the following bursary opportunities: Training as artisans is pro-

vided In the, following fields: Welder Boilermaker, Fitter and Turner, Fitter, Millwright, Electrician, Instrumentation, Refractory Mason.Applicants must have been previously employed contributing to the Unemployment Benefit Fund (UIF).

Proof of previous employment to be attachedRequired qualifications are:

A full Grade 11 qualification with English, Mathematics (not Maths Literacy). Physical/Engineering Science, relevant trade theory and an additional relevant technical subject – all passed or

A full N2 – N6 certificate (Mathematics. Engineering Science, relevant trade theory and an additional relevant technical subject) (Evidence of English on at least Grade 11) — all passed or

A full NVC Level 3 or a Technical Learnership NQF Level 3 with related technical subjectsPrevious recognised formal trade related institution training will be an advantage. A contractual training agreement will apply. The bursary includes specified training cost. PPE,, payment of institutional training, personal insurance as well as a bursary allowance. Permanent em-

ployment on completion of trade test is not guaranteedHow to Apply

Applicants must forward a completed CV including a copy of ID and proof of all qualifications to email [email protected] quote reference VDB-UIFAPPR- 1 and indicate the trade you are applying for in the subject field

Please notePreference will be given to previously disadvantaged groups

The successful candidates will be subject to a medical examinationAPPLY ONLINE or Like our Facebook page Staroot Journal for links


STAROOT VACANCIES

Department of Health

CLEANER

Reference Number: REFS-001306

Number of Posts: 1

Centre: Sizwe TD Hospital

Directorate: Support Service

Salary: R 84 096 – 99 060 per annum (Plus benefits)

Requirements:

Minimum ABET level 3 / grade 10. Good

physical conditions. Prepare and be able to work

shift, weekends and public holidays. Rotate to other

sections. Cleaning experience will be an advantage.

Duties: Cleaning duties in all sections of institution

i.e. mop, sweeping, scrubbing and polishing of floors.

Clean walls, windows, toilets, replace soap and toilet

papers, empty waste bins. Proper use and manage-

ment of cleaning equipment, waste and chemicals.

Any other general duties may be required by the su-

pervisor.

Notes:

Applications must be submitted on Z83 form with

CV, certified copies of ID and qualifications to be at-

tached. Applications can be posted to: HR Manager,

Sizwe TD Hospital, Private Bag X2, Sandringham,

2131 or hand deliver to Sizwe TD Hospital, Cnr Club

and Modderfontein Road, Sandringham, 2131or ap-

ply online at www.gautengonline.gov.za

Enquiries:

Ms. B. D Leso, Tel.No: (011) 531 4460

Closing Date:

2016/07/15 12:00:00 AM


PN-B1 PROFESSIONAL NURSE GRADE 1 (SPECIALITY)

Reference Number: REFS-001347Number of Posts: 1

Centre:Rahima Moosa Mother and Child Hospital

Directorate:Nursing: Theatre Supply Sterilisation Unit

Salary: R 294 861.00 Per annum (Plus benefits)

Requirements:Basic qualification accredited with the SANC in terms of Government Notice 425 or equivalent qualification that al-lows registration with SANC as a Pro-fessional Nurse plus post basic Diploma in Theatre Technique. Minimum of 4 years appropriate / recognized expe-rience in nursing after registration as professional Nurse with SANC in Gen-eral Nursing. Theatre experience and sterilisation skills will be an advantage. Good communication and supervision

skills.

Duties:Provision of optimal,holistic specialised nursing care with set standards and within a professional/ legal framework.Effective utilisation of Human and Ma-terial resources. Participation in train-ing and research. Provision of support to Nursing services. Maintain profes-sional growth,ethical standards and

self-development.

Notes:Applications to be forwarded to the Rahima Moosa Mother and Child Hos-pital, Cnr Fuel and Oudtshoorn Street, Coronationville, 2092 or Private Bag X20, Newclare, 2112 or Human Re-source Office, Administration Building, 1st Floor or apply online at www.gaut-

engonline.gov.zaEnquiries: Matron. MR Nzhadzhaba, Tel

No: (011) 470-9033

Closing Date: 2016/07/13 12:00:00 AM

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HUMAN RESOURCE CLERKReference Number: REFS-001315

Number of Posts: 1Centre: Odi District Hospital

Directorate: HrmSalary: R142 461 per annum (plus benefits)

Requirements:A minimum of 3 years National Diploma /De-gree in Human Resource Management with 1 year experience. Sounds Knowledge of HR Acts, Prescripts –Interpretation and implementation thereof .Good knowledge of PERSAL System and Computer literacy. Excellent communications and writing skills Good interpersonal relations.

Duties:Conduct Recruitment and Selection process in line with relevant Acts and Policies. Leave Man-agement, Capturing of PMDS documents on PER-SAL as required by the DPSA.Processing and sub-mission of all HR mandates to GDF as required. Perform all Salary and Personnel related matters. Effective and efficient management of HR admin-istrative aspects. Appointments, transfers termi-nation, salary administration and management of Condition of service. Assist with PILIR man-agement and reporting thereof. Management of

overtime.Notes: Applications can be delivered to: Odi Dis-trict Hospital, Klipgat road, Mabopane, HR Sec-tion orposted to: Odi District Hospital Private Bag x509, Mabopane.0190. or apply online at:www.

gautengonline.gov.zaEnquiries: Mr. LR Sekwele, Tel No :( 012) 725 2460

Closing Date: 2016/07/15 12:00:00 AM


STAROOT VACANCIES


ORAL HYGIENIST GRADE 1Reference Number: REFS-001312

Number of Posts: 1Centre: Ekurhuleni Health District

Directorate: Oral HealthSalary: R262 020 per annum (plus benefits)

Requirements:Grade 12 qualification Degree or Diploma in Oral Hygiene BOH Or DipOH Registration with Health Professional Council of South Africa (HPCSA) as an Oral Hygienist and a proof of current regis-tration with the HPCSA. A valid Drivers license. The incumbent should have completed one year

community service.

Duties:The incumbent will actively participate in all community based/programmes held in every sub district within Ekurhuleni. The incumbent will render clinical services within their scope of practicein the clinics, dental mobile, institutions, hospitals and perform the required administra-tive duties. Ensure implementation of the Oral Health Strategy. Provide training to other health workers and the community. Perform any other

delegated duties.Notes: Applications to be sent to Ekurhuleni Health District, Hand Post and other means of posting, delivery to 40 Catlin Street Germiston 1400 or Private Bag X1005 Germiston 1400. At-tention: Human Resource Manager.or apply on-

line at: www.gautengonline.gov.zaEnquiries: Dr F. Moola , Tel No: (011) 876

1775

Closing Date: 2016/07/15 12:00:00 AM


ADMIN CLERK (2 POSTS)Reference Number: REFS-001325

Number of Posts: 2Centre: Tembisa Provincial Tertiary

HospitalDirectorate: Patient Administration

Salary: R142 461 per annum (plus benefits)

Requirements:Grade 12 Certificate or equivalent NQF qualifications level 5. Computer literacy will be an advantage. Excel-lence customer care skills and good communications skills (verbal and

written)

Duties:Render effective and efficient Ad-ministration function in patient af-fairs. Collect accurate patient data and classification. Compile patients statistics. Ability to work under pres-

sure and shifts.

Notes:Application to be addressed to: The Human Resources, Tembisa Provin-cial Tertiary Hospital, Private x7 Olif-antsFontein, 1665 or Hand delivered / submitted at corner Flint Mazibuko and Rev. R.J.T Namene Drive Olif-antsfontein 1665 or apply online at:

www.gautengonline.gov.zaEnquiries: Ms M.G. Pholushe Tel No.:

(011) 923 2115

Closing Date: 2016/07/15 12:00:00 AM


PRINCIPAL PORTERReference Number: REFS-001326

Number of Posts: 1Centre: Tembisa Provincial Tertiary Hospital

Directorate: PortersSalary: R119 154. per annum (plus benefits)

Requirements:Grade 12 qualification or equivalent. 3 years experience in hospital Porters services. Ability to work under pressure and night shift. Good Communication and writing skills. Problem solving, ability to work under pressure. Knowl-edge of 4 official languages. Computer skills

will be advantages.

Duties:Supervise and control senior and junior Por-ters. Monitor attendance register on a Daily basis. Handle all enquires and allocate du-ties to Porters daily. Leave/claim forms man-agement. Taking care of broken equipment (stretchers and wheelchairs). Making sure that VA2 forms are completed for repairs and condemning those which cannot be repaired. Assist with Porters contract and quarterly per-

formance review.

Notes:Application to be addressed to: The Human Resources, Tembisa Provincial Tertiary Hospi-tal, Private x7 OlifantsFontein, 1665 or Hand delivered / submitted at corner Flint Mazibuko and Rev. R.J.T Namene Drive Olifantsfontein 1665 or apply online at: www.gautengonline.

gov.zaEnquiries:Ms. M.G. Pholushe Tel. No.(011)

923-2115

Closing Date: 2016/07/15 12:00:00 AM

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STAROOT JOURNAL INTERNSHIPS/LEARNERSHIPS


BDO Bursary 2017BDO awards bursaries to students deserving of and studying towards a Chartered Accountancy qualification.

Preference is given to well-rounded individuals who perform equally well in all areas of their lives.

Bursaries are financial assistance given to students for further study for either degree, post graduate studies or both.

Bursaries are awarded on a financial needs basis and are linked to satisfactory academic achievements with a solid academic track record at school and/or university.

Students who are awarded a bursary are required to serve a training contract with the specific office who award-ed the bursary on completion of their studies.

Bursaries have conditions attached to them and once students have completed their studies, students will have to work for a period of three years.

BDOS’s amount of money can be for that of a full bursary or that of a half bursary.

Our bursaries do not cover all study expenses and only covers registration fees, tuition fees and books for each year of study.

Students have to therefore be prepared to meet some of the costs.

Applications are collected and processed throughout the course of the year, due to the number of applicants, applicants may only receive feedback towards the end of the year.

Bursary applicants should meet the following criteria:

NOT be signed with any other professional services firm to complete a training contract; NOT be in possession of a bursary / scholarship / financial assistance award which has employment obligations

or post training contract employment obligations; Be planning to study towards a Chartered Accountancy qualification (learners/scholars);

Commitment to study towards a Chartered Accountancy qualification with majors in accounting and auditing; Be studying at a university which offers South African Institute of Chartered Accountants’ (SAICA) accredited

programmes through to Honours / CTA level.

Competency RequirementsTo be considered for a Bursary, you will need to meet the following selection criteria:

(Candidates who meet these criteria will be shortlised for interviews and psychometric assessments before a decision is made)

Matriculants:Minimum “B” in Maths higher grade and minimum “B” in English higher grade either 1st or 2nd language; and

an overall average of 70% or higher in the final grade 12 or equivalent results.

University students:

70% or more in Accounts I70% or more in Accounts II

65% or more in Accounts III

*If you wish to be considered for this position please include: a 2 page CV; Academic transcripts (from Matric to your most current results); and copy of your ID document in your application

Closing Date: 31 October 2016HOW TO APPLY


GIBB 2017 External Student Bursary Have you got what it takes to join a revolutionary engineering intelligence provider? GIBB’s bursary programme aims at

attracting exceptional young talent to the firm.

If you have what it takes to become part of this exciting team, the GIBB bursary programme is ready to change your life. Bursaries awarded are for full-time university students,

studying engineering.

Job Functions Civil Engineering,Electrical Engineering,Engineering,Mechanical Engineering

Industries

Building & Construction,Engineering

SpecificationWhat is offered?

A GIBB bursary covers:Cost of tuition at any university in South Africa

Books and stationeryTravel costs where applicable

Accommodation where applicableVacation employment

Contract Obligation:Employment at any GIBB office in South AfricaVacation work at any GIBB office in South Africa

Application Requirements:

Students must be South African citizens with a valid ID Book / Card.Students must be studying towards an Engineering Degree, Honours or Masters, with specialisation in the following disci-

plines: Civil, Electrical, Rail and Roads.Students must have successfully completed their 1st year of study.

For students in University 2nd, 3rd year, Honours or Masters, studying in one of the fields mentioned above need to main-tain a 60% average to apply.

You must attach certified copies of the below documents in order to be considered:ID, CV, Matric Certificate, Full tertiary academic record

Closing Date: 31 August 2016

How To ApplyAPPLY ONLINE or Like our Facebook page Staroot Journal for links

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The National Youth Development Agency is offering youth businesses the opportunity to apply for and receive grant funding. This funding will help to grow youth business and increase job creation within South Africa.

Through the National Youth Development Agency (NYDA) Grant Programme, young entre-preneurs have the opportunity to start and grow sustainable businesses.

In 2013, the NYDA changed its youth enterprise funding model from a fixed interest loan structure to a micro-finances grant provision system. This means that you will not have to pay back the funding the agency provides you with.NYDA partnered with Industrial Development Corporation (IDC) and the Small Enterprise Finance Agency to assist youth-owned businesses with funding and support over a period of five years. This R25 million grant programme offers both financial and non-financial support to qualifying young entrepreneurs between the ages of 18 and 35.

Only around 500 small to medium enterprises can expect to benefit from the financial portion of the NYDA Grant Programme per year. These businesses will consist of individual ventures and cooperatives. Additionally, many more can benefit from non-financial business support services including branding, marketing and website development.

Here you’ll find information on how to get funding from NYDA. However, do you have what it takes to run your own small to medium size enter-prise? If you’re an individual or a group of young people who want to start or grow an existing business, then NYDA Grant Programme is the right funding for you.The grant provides both financial and non-financial support to youth entrepreneurs. Grants start from R1 000 to a maximum of R100 000 and sup-port includes mentorship programmes, a voucher programme, market linkages, entrepreneurship development programme, youth co-operative development programme, and other business support services required.For young entrepreneurs seeking grants, grants are available for (and not limited to) motor mechanics and panel beaters, electricians, plumbers, domestic appliance repairs and services, hair dressers, cleaning companies, beauticians, small-scale recycling businesses, car washes and street vendors to name just a few.

The grant structure is in the following three levels, each focusing on a different type of youth enterprise, such as:Individual grants issues to formal and informal businesses that are in the start-up development phase of their business.Who Qualifies For NYDA Funding? The following are the grant programmes qualifying criteria:• You need to be at least 18 years old and no older than 35 years old.• You’ll need the grant for business start-up or growth.• You will need to have the necessary skills, experience or with the potential skills needed for your enterprise.• You have to be a South African citizen and a resident within the borders of the country.• You have to run the day-to-day operations and be management of the business.• The grant that you require can’t be less than R1 000 and more than R100 000.Here are the following thresholds that your business will need to fit into in order to qualify for the grant:

Threshold 1 Survivalist Business R1 000 – R10 000Threshold 2 Start-up R10 001 – R50 000Threshold 3 Growth R50 001 – R100 000

http://www.entrepreneurmag.co.za/advice/funding/government-funding-funding/nyda-funding/

National Youth Development Agency (NYDA) Funding

W W W. STA RO OTJ O U R N A L .C O. Z A


Anglo American: Engineering Bursary / Scholarship Programme 2017

Closing Date: 30 June 2016

Anglo Americans coal business in South Africa is offering University of Science bursaries in the following fields:

Electrical Engineering Mechanical Engineering

Mining Engineering Rock Engineering

Requirements: Grade 12 with Pure Mathematics and Physical ScienceLevel 5 (Symbol C)

Applicant must be a South African citizen

How To ApplyApply Online for the Anglo American Bursary / Scholarship Programme

Appointments will be made in line with Employment Equity targets. If you have not been contacted by the 7th of August 2016, please consider your application unsuccessful.

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MARKETING AND COMMUNICATIONS OFFICER – AFRICA MARKETS

Grade C3An exciting opportunity exists to join our Africa business unit as

Marketing and CommunicationsOfficer based at Head Office, Sandton, reporting to the Africa Regional Director and

workingclosely with the Africa Marketing and Communications Manager. If you are passionate

aboutmarketing South Africa, the African continent, travel and tourism and possess

all the requiredqualifications and skills, we invite you to apply.

Key Tasks:Lead the planning and implementation of marketing projects.

Implement and manage project progress and optimise accordingly.Constantly monitor and report progress of the project to all stakeholders.

Compile post campaign analysis and share key learnings and best practise. Liaise with the Trade Relations on approved communications strategy, tactics and

measurement.Edit content for collateral, presentations, websites and other

communications/social mediaplatforms.

Handled media enquiries according to guidelines by Marketing and CommunicationsManager.

Organise and coordinate media familiarisation trips. Attend trade shows to manage all media engagements for the appointed SAT spokesper-

sonand compare competitor messaging, communications platforms.

MINIMUM REQUIREMENTSQualifications & Experience:

A marketing, communication or journalism degree or 3 year diploma. Minimum of 2 years key tasks related experience.

Competency in MS Office XP Suite and working knowledge of Abode design products and

other related IT systems. Proficiency in either French, Portuguese or Swahili will be an advantage.

Qualities:Ability to manage projects across business units and sites

Good interpersonal relations and a team player Open, honest, patient and cooperative

Shows initiative in prioritizing workCreative and Innovative

Please send your detailed CV to Human Resources: Ishara- [email protected]

Closing date: 01 July 2016. No late applications will be accepted.

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Liberty Bursary Tertiary Programme

LIBERTY

Bursaries are granted for full-time study of Actuarial Science at various tertiary institu-tions. Applicants must show the ability to innovate and share our passion for people; thus

maintaining our competitive advantage.

Successful applicants are expected to do a minimum amount of vacation work during the June and December holidays at Liberty Life’s Head Office in Braamfontein, Johannesburg.

Bursaries are reviewed after each examination based on the student’s academic perfor-mance and are renewed annually. All bursaries are granted on merit, but preference is

given to black (African, Coloured and Indian) applicants.

Requirements:

Excellent overall results including a distinction for higher grade mathematics. A minimum of two distinctions (including mathematics) if higher grade physical science

is one of the incumbent’s subjects. A minimum of four distinctions (including mathematics) if physical science is not one of

the incumbent’s subjects. At tertiary level, students must maintain continuous excellence in academic performance

in all subjects. Good leadership qualities and participation in extramural activities such as sports, debat-

ing societies, chess clubs and various Olympiads, etc are an added advantage.

Costs Covered:

Tuition fees are paid for each academic year of study and reviewed annually based on academic performance.

Residence fees/subsistence allowance is paid for shared accommodation at a university residence.

A monthly subsistence allowance is paid if the student chooses not to live at the univer-sity residence.

A book allowance is paid annually for the purchase of textbooks. First year students qualify for a calculator allowance.

Applications are open to all students regardless of the year of study.

Once approved, the bursar will enter into an agreement with Liberty Life that will be re-newed annually.

Closing Date: 31 August 2016HOW TO APPLY



SA Reserve Bank Bursaries for 1st Year studentsThe South African Reserve Bank (the Bank), as part of addressing the severe shortage of skills in South Africa, provides bursaries

to students in relevant fields of study who are from disadvantaged backgrounds.The purpose of the bursary scheme is to assist financially needy students who obtain good results in Matric/Grade 12 and who

want to study in fields relevant to the Bank.

The bursary is intended for undergraduate studies at a South African university on a full-time basis.

Studies for which bursaries will be granted

The studies that students intend to pursue shall have a bearing on, and be applicable to, the functions and activities of the Bank. (For more information on the Bank, visit the Bank’s website: www.reservebank.co.za). This includes, for example, Economics,

Information Technology, Finance, Law and Accounting, and excludes, for example, Medicine, Dentistry and Social Work.

A bursary will be granted from the first academic year and reviewed annually

Bursary holders need not reapply for the bursary each year.

Criteria for awarding bursaries

Over and above the criteria set out in paragraphs 1 to 3 above, the following will be used as guidelines in the awarding of bur-saries:

• Bursaries will be awarded to students who obtain 60 per cent in the June Matric/Grade 12 examinations. Final awarding of a Bank bursary is subject to a student’s final Matric/Grade 12 results and enrolment acceptance at a South African university.

• Bursaries will be awarded to South African citizens only.

• The total number of students and related bursary costs will be reviewed annually.

• An annual one-off payment for books, accommodation (university accommodation only) and tuition fees will be made to a student.

Post-bursary obligations

The Bank will have first right of refusal with regard to funded students, that is, bursary holders will be obliged to work for the Bank for a period equal to their bursary period, unless the Bank chooses not to employ them.

Students who choose not to work for the Bank despite the Bank offering them a position after completing their studies will be required to pay the full cost of the bursary back to the Bank.

The Bank will provide students who are Bank bursary holders vacation work opportunities that are funded by the Bank.

How to applyThe closing date for submission of applications shall be 30 September of each year.

Examination results, university enrolment form (student number) and any other supporting documents must be submitted with the application form.

Completed application forms must be emailed to: [email protected] posted to:

Mr John LegoeteP.O. Box 30632

BRAAMFONTEIN2017

Submission of examination results by bursary holders

Bursary holders will be required to submit their examination results before 31 December of each year, regardless of whether or not they will be awarded a bursary for the following year.

Bursary agreement

Potential bursary students will be required to avail themselves to be interviewed and to be tested.

Successful applicants(s) for the bursary will be expected to sign an agreement with the Bank.

Closing Date: 30 September 2016

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Applying for a home loan is stressful for most people, but this simple financial process can become dispro-portionately complex for entrepreneurs or freelancers ‒ people who have uncertain or unpredictable in-come flows. The rigorous affordability assessments required by the National Credit Act don’t quite take into account the circumstances of those not earning a regular monthly salary. However, not all hope is lost.

Careen McKinon, provincial sales manager at bond originator ooba, says the home loan application process requires a little bit more effort when you are self-employed or a freelancer, as the banks look at you as a higher risk. “The lack of a guaranteed income from a single source can make banks anxious about financing a home for you,” she says.

According to ooba, 10% of home loan applications received in the third quarter of last year were from self-employed applicants, compared to 11% in the second quarter of last year and 9% in the third quarter of 2014. This is about half of the 20% level experienced in 2007, indicating that self-employed applicants are generally less confident about their ability to qualify for home finance.

Freelancer Sue Charlton says she was able to qualify for a home loan. “If you ignore the pointy-down faces of estate agents and bank personnel and get your financials from a tax person/accountant, supply your banking details, assets and liabilities and statements, it’s not too bad. My experience is that I have not had too bumpy a ride despite the pessimism of some,” she says.

The first step is to ensure that all your paperwork is in order. If you are self-employed, McKinon suggests that you submit the following when applying for a home loan:

Comparative financials covering a trading or working period from the last two years.• A letter from your auditor confirming your personal income.• If your financials are more than six months old, you will need up-to-date signed management accounts.• A cash flow forecast for the next 12 months.• A personal statement of assets and liabilities.• Personal and business bank statements (six to 12 months, depending on the banks’ requirements).• Latest IT34, which serves as confirmation from SARS that your tax affairs are in order.• Company, CC or trust statutory documents.• ID documents for all the directors, members or trustees.

Although this list seems rather daunting, it is all the more reason to use an expert to guide you through the process, as this will get you one step closer to acquiring a home loan. “It is imperative to have your tax affairs and finances in order and up to date. In addition, it will help to separate your personal and business expens-es,” says McKinon.If you know you want to buy a property at some stage, one of the best moves you can make as a freelancer is to start saving towards a deposit. Barker says the home loan application process instantly becomes smoother once the bank sees that you have saved up a deposit, reducing the risk that the bank is taking on. Ideally, you would have a bigger deposit than a typical home loan application. Instead of a 10% deposit, work towards a 20% deposit so that the bank only takes on 80% of the loan-to-value risk. “A large deposit undoubtedly weighs the odds in your favour,” Barker says.

“Only as a last resort and even then, we are moving away from the surety model,” Barker says. Typically, a fam-ily member or spouse would offer suretyship and the banks tend to prefer a joint ownership structure rather than surety. When someone stands surety for you on a loan, it means that they are undertaking to repay the loan if you default or are unable to meet the loan repayments. Previously, this was the equivalent of standing guarantor on your loan. However, under the National Credit Act, standing surety for someone on a loan has taken on greater significance and can now affect your own affordability assessment.

“Ultimately, a freelancer wants to be in the position where they have multiple contracts with different clients, where they have built up track records and can assure the bank of future income streams,” he concludes.

How to get a home loan: tips for free-lancers and the self-employed.

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