Altamaha Federal Credit Union hosted the 58th Annual membership meeting on January, 23, 2014 at Unity Church of God Gymnasium. The meeting was open to members and invited guests. A delicious meal was served, prizes were awarded and election of (3) members to the Board of Directors. “Our Annual Meeting is always one of the highlights of our year,” noted Nancy Stanley, CEO. “The meeting provides an opportunity for Members to elect volunteers to serve on our Board of Directors, to hear the highlights from the previous year and to take a look ahead at our plans for the coming year. Members have a chance to mix and mingle

among themselves and enjoy a great meal, while the credit union has the opportunity to express our appreciation to Members for their business.” Special recognition was given to Levada Dancer, Member Service Manager, as the employee with the longest tenure at the credit union. Mrs. Dancer was presented flowers and a gift card. John Swingle provided the report of the Nominating Committee and gave a brief overview of the current election procedures. Mr. Swingle introduced the nominees for the open positions on the Board of Directors, nominees being Morris Phillips, Mary Stanfield and Steve Jones. Mr. Swingle

advised that since no other nominations were made by petition, the membership was asked to accept the nominees by acclimation. The membership accepted. Your current Board of Directors consists of: John Swingle, Chairman, Bob Fox, Secretary, Morris Phillips, Treasurer, Mary Stanfield, Education Chairman, Dempsy Golden, Director and Steve Jones, Director.

Guest speakers for the evening were Trish White and Susan Sellars, both with the Georgia Department of Aging Services. Ed Walker was the featured guest speaker. Mr. Walker gave the membership insight into how Altamaha Federal Credit Union has been and continues to be relevant in our communities.

The evening ended with each member receiving a thank-you gift for attending and several drawings for prizes and cash awards. A good time was had by all involved.

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Stock the Shelves of Wayne CountyAFCU had the chance to partici-pate in the Georgia Department of Juvenile Justice’s statewide canned food drive during the month of February. Staff at AFCU worked together to donate about 150 cans to the Wayne County DJJ office. The canned food drive was success-ful with over 200 cans be donated to the Good Samaritan Center of Wayne County. We were happy to take part in the community event.

Life is good! Spend it wisely!www.altamaha.orgOffer ends when $10,000 cap has been reached.

HOLIDAY CLOSINGS: MEMORIAL DAY - SAT. MAY 24TH & MON. 26TH • INDEPENDENCE DAY – FRI. JULY 4TH & SAT. JULY 5TH

Here is something sure to make you flip out. For every loan over $5,000 you transfer to Altamaha Federal Credit Union, we’ll deposit $100 CASH directly into your pocket. Plus, nine times out of ten, we can lower your payments on those loans. Now that’s flipping awesome!

Another successful annual meeting

It’s good to be liked!We want to thank our members for helping receive nearly 900 likes on Facebook since its launch on January 1st. We would also like to invite you to like us if you have not already. Facebook is a great tool for getting to know us and finding resourceful information as well as our latest loan promotions. Hope to see you on Facebook!

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Just so you know...

Account VerificationThe Supervisory Committee preforms verification of accounts every two years. Please review your March 2014 statement for any errors or questions and contact the Supervisory Com-mittee. Any errors or questions can be mailed to:

Altamaha Federal Credit UnionC/O Supervisory CommitteePO Box 891Jesup, GA 31598-0891

Contact Us:Jesup – 912-427-8924

Ludowici – 912-545-3257 Screven – 912-579-2767

To access your account online or from your

mobile device please visit: www.altamaha.org

Access your account by telephone 24/7

912-427-7980

Wiring InstructionsCorporate America Credit UnionABA Routing Number: 2620901204365 Crescent RoadIrondale, AL 35210Telephone No: 1-800-292-6242

PLEASE INCLUDE:

For Further Credit to:Altamaha Federal Credit Union (Account Holder)Account #261272839

Wire Fees: Incoming ($10.00) Outgoing ($15.00) International ($32.00)

The average American family overspends on their wireless services by an average of $200 a year. If this sounds like you, Altamaha Federal Credit Union thinks it might be time to start saving with the Sprint Credit Union Member Discount. To take advantage of these Sprint savings, remember to verify your credit union membership. (Details below.)

You or your business could save hundreds each year with these discounts: Personal – Save 10%

• 10% discount on select regularly priced Sprint monthly service• Waived activation fee on new lines (up to $36 in savings)• Waived upgrade fee (up to $36 in savings)• Buy online to save even more• Unlimited data available on select phone plans• Ready Now, one-on-one personalized setup, is provided at select Sprint Stores• Use Corporate ID: NACUC_ZZM to claim your discount Business – Save 15%• 15% discount on select regularly priced Sprint monthly service• Waived activation fee on new lines (up to $36 in savings)• Waived upgrade fee (up to $36 in savings)• Unlimited data available on select phone plans• Ready Now, one-on-one personalized setup, is provided at select Sprint Stores

• Use Corporate ID: NACUC_ZDS_ZZM to claim your discount

Visit LoveMyCreditUnion.org/Sprint to start saving with the Sprint Credit Union Member Discount. Credit Union Member VerificationVerification is easy and only takes a few minutes to complete. There are four ways to verify credit union membership:

1. Free Invest in America app for Android and/or iPhone. • iPhone users find it at the Apple App Store. • Android users find the app in Google Play. • Search for “Invest in America.” • You will be prompted to black out all confidential information within the app.

2. Visit www.Sprint.com/verify from a mobile device. Black out all confidential information on your documentation prior to faxing.

3. Sign up for Sprint’s AutoPay using your credit union’s checking account or credit union debit/credit card: http://www.sprint.com/.

4. Fill out and fax the Sprint verification form and supporting documents to Sprint Corporate Accounts: 913.523.1987 or toll free: 877.687.8211. Black out all confidential information on your documentation prior to faxing.

Altamaha Federal Credit Union Members Can Save with Sprint

Inactive Account FeesIt’s expensive to maintain inactive accounts, and here at AFCU, saving you money is our first priority.

To minimize costs, inactive account fees are assessed when these conditions are present.

Members who:• Don’t have a loan• Account has had no activity for 1 year.

AFCU deposits of interest do not fit the requirements for account activity. An inactive fee of $5.00 per month will be assessed each month for a total of $60.00 per year. At that time the account becomes dormant and may be escheated to the State of Georgia.

Avoid these fees by making at least one transaction a year for each account.

Excessive Withdrawal FeeIn consumer banking “Regulation D” places a limit of six withdrawals or outgoing transfers per month from savings or money market accounts. A chart on our website, altamaha.org shows unlimited withdrawals, unlimited transfers and what constitutes the permitted transactions. As of May 1, 2014, a $5.00 fee will be charged after (6) permitted transactions have taken place. The number of deposits or incoming transfers into savings or money market accounts is not limited. See our website for restrictions necessary on transfers or withdrawals from Credit Union Savings Accounts.