Spreading Go od News Summer 20171

Special Advice From A Special PersonBy Robert Simons, Central Area Manager

You could not imagine what Margaret has in her base-ment! One of the greater joys in my work as an area man-ager is the opportunity to spend time with a lot of special folks, including associational and church staff, current and future donors and Foundation staff. Margaret Joyce from Madison is one of those very special people.

I knew Margaret was a pretty special lady when Clay Warf and Bill Overby took me to see her during my first month of employment to help her celebrate her 92nd birthday. Margaret celebrated her 95th birthday in May of this year.

I have learned a lot from Margaret in the three years as I have come to experience her interesting and fruitful life. Margaret and her husband William, who is now deceased, created four endowments and a charitable remainder trust with the Foundation. They also gave many charitable gifts outside of the Foundation. Their generosity will have an impact on children, future pastors and church music until the Lord returns. Margaret has a love for music, art and gardening and has travelled much of the world and a lot of the USA.

Margaret surprised me on a recent visit by showing me her "greenhouse" in the basement. She keeps many of her outdoor plants alive all year long by bringing them into her well-lit and bountiful basement. The flowering plants are as beautiful as any I have seen at botanical gardens.

I asked her to give me some advice to pass along to others, especially to young people, in regards to being a good steward of what God has entrusted us to manage. She said that the first thing is to start small but be con-sistent. Start saving, and keep at it. Money will add up.

She said that young folks today need to have lived in the 1920s and ‘30s when they didn't have much and appreci-ated what they did have.

Her advice on giving is to start by tithing. As the Lord blesses and His will is followed, people will want to give beyond the tithe.

Her next advice was to the parents of young people and that was to have the children in church to hear the preaching and to teach them the truth of the Bible. Fol-lowing Scripture will teach them the things that they need to be happy in life. Her opinion is that the lack of commit-ment to the church is why so many people are unhappy these days. Folks are trying to find happiness in worldly things.

I asked Margaret how it felt to be 95 years old. Her response was that she didn't feel old. "I don't know what old is supposed to feel like." I get the feeling that Margaret doesn't have many regrets in life. She has lived it much as God has intended. I would like to be more like Margaret. If you would like to be more like Margaret, give us a call and we will show you some ways that you can.

You could not imagine what Margaret has in her basement!

Spreading Good News

Celebrating 97 Years of Serving Those Whose Stewardship Lasts Forever

Summer 2017 Vol. 33 – No. 2The North Carolina Baptist Foundation, Inc.www.ncbaptistfoundation.org

Established 1920

Spreading Go od News Summer 20172

All From ClayM. Clay Warf, Executive Director

Occasionally, I’ll have one of those nights when instead of sleeping I wake up in the mid-dle of the night thinking about things. I had one of those nights recently. The subject is usually something I had on my mind before I went to bed, but that was not the case this time. For

some reason, I woke up thinking about our Foundation ministry and why we do what we do. Let me share with you where that thinking took me.

OUR MISSION: To reach the world with the Good News of God’s grace in Christ. Now that might seem a bit foreign to those who see our ministry as completely fo-cused on stewardship and Christian estate planning, but is it really? I believe the mission of the Foundation is no different from the mission of every church and every be-liever. As followers of Christ, we are to know Him and make Him known. As His church, we are to evangelize, to make disciples and teach them. And, while the Foundation does not function as a church, our function is to facilitate Chris-tians who wish to provide ongoing support for the mis-sion of the church. In that way, our mission is consistent with the primary focus of the Baptist State Convention, “to impact lostness through disciple-making.” Another part of our mission is to help growing churches prepare for even greater impact in the future.

OUR PLACE: North Carolina, the focus of our ministry is on Baptist individuals and churches in our state. We live and work in a state blessed beyond measure with Bap-tist people who are called to be stewards. We work with churches that are growing and needing resources to be more effective in ministry. Through the NC Baptist Foun-dation and NC Baptist Financial Services, we are especially equipped to help NC Baptist individuals in faithful stew-ardship and churches in effective ministry.

OUR COMMITMENT: To provide tools for faithful stew-ardship and resources for effective church ministry that will impact lostness until our Lord returns. We are eager to share the many tools for faithful stewardship on an in-dividual, church or associational basis. Churches needing resources to accommodate further growth should consid-er our church loan and consultative services ministry. Our commitment is to help NC Baptists and churches impact lostness, but we have to be invited.

Don’t lose sleep. Call on the NC Baptist Foundation and NC Baptist Financial Services and ask us to show you how we can partner with you in Kingdom work.

INVESTMENT RETURNS QTD

3/31/20171 Year 3 Year 5 Year Since

Inception*NCBF Domestic Equity 5.90% 13.43% 6.52% 9.85% 6.20%

NCBF International Equity 6.43% 11.28% -0.70% 2.68% 2.69%

NCBF Tactical Composite 3.46% 8.27% 2.77% 4.73% 6.42%

NCBF Fixed Composite 1.67% 2.99% 2.86% 2.89% 4.00%

S&P 500 Index 6.07% 17.17% 10.38% 13.31% 14.00%

MSCI AC World ex US (net) 7.86% 13.13% 0.56% 4.36% 7.50%

HFRI FOF Diversified 1.79% 5.23% 1.66% 3.20% 3.58%

BC Int G/C 0.78% 0.42% 2.01% 1.88% 3.73%

Source: Consulting Group's Orion. The information above has been obtained by sources considered reliable. Past performance in no way guarantees future results.

I wake up in the middle of the night thinking

about things.

Spreading Go od News Summer 20173

William S. Lucas Honored as 2017 Heritage Award Recipient

2017 NC Baptist Heritage Award

The 17th Annual North Carolina Baptist Heritage Award luncheon was held on April 25, 2017, at the Gran-dover Resort in Greensboro. Thirteen state Baptist Insti-tutions and agencies honored and presented awards to individuals and couples who have made major contribu-tions of time, service and/or resources to the life of the in-stitution. We had the privilege of having Dr. Jerry M. Wal-lace, Chancellor of Campbell University, as the keynote speaker. A special thank you to all who participated to make this a wonderful event. The thirteen organizations and their honorees are as follows:

Baptist Children’s Homes of NC – Jay WestmorelandBaptist State Convention of NC – Richard H. Holbrook Biblical Recorder – Mr. Gerald K. Stephens, Sr.Campbell University – Bob and Pat BarkerChowan University – Dr. Julian R. Mills, Sr.Fruitland Baptist Bible College – Dr. Thad Robert DowdleGardner-Webb University – Dr. Randy Marion Mars Hill University – Rev. Worth G. EmoryNC Baptist Foundation – William S. LucasNC Baptist Men – Billy and Ann LaytonWake Forest Baptist Medical Center – Edwin L. Welch, Jr.Wingate University – Dr. Paul Bennett Little, Jr., MDWoman’s Missionary Union of NC – Ruby Ann Jones Fulbright

To know Bill Lucas is to know that he could be the poster boy for those known as “The Greatest Generation.” We see his greatness in that when he was a young man and his life was just getting started, his country needed his services. So, for three years, he joined many others of his generation and put himself right in the middle of harm’s way during World War II.

Following his discharge from the service in December 1945, Bill achieved his greatest accom-plishment when he married his late wife Hazel, whom he met on a blind date. But he will tell that his eyes were opened when he laid eyes on Hazel Whittaker and he knew she was THE ONE for him.

Bill then prepared for a career in education by earning degrees from Gardner-Webb, NC State and Appalachian State. He served as 4-H Club agent in Lincoln County for seven years and then embarked on a career as Vocational Agriculture teacher, the last 20 years of which he taught at what is now Northwood High School in Pittsboro.

While Bill gave himself tirelessly to his teaching ca-reer, he was devoted to his wife and his children, Carol, Scott and Michael, and also to his Lord and his church. He served in practically every leadership role in his church, leading two churches to start a Deacon Family Ministry. In

the process, Bill and Hazel devel-oped a heart for missions, and for sharing the Good News of God’s grace in Christ to the ends of the earth. The endowment he estab-lished with the North Carolina Baptist Foundation in memory of his beloved wife is already pro-viding resources for his church to use in missions at home and abroad. And, Bill has discovered the joy of knowing that he and Hazel will continue to be an im-portant part of the mission of

their church long after he has joined Hazel in eternity.

The Baptist Foundation is honored to present Mr. Bill Lucas as our Heritage Award recipient, the epitome of the Greatest Generation.

2017 Heritage Honorees & Presenters

Spreading Go od News Summer 20174

Down EastDaryl Trexler, Eastern Area Manager

Recently, I began to get complaints from my children. “Daddy, there is no more hot water! I had to take a cold show-er!” My immediate reaction was to give them the speech about taking shorter showers that every daddy knows by

heart. But then, I had to take a cold shower and my strat-egy changed. I needed the hot water heater looked at, but the only problem was that I hadn’t had a need for a plumber in years and had no idea who to call. I have al-ways found it risky and not very productive to go to the internet and call the first professional I see. So, I went on a quest to find out who I should call. Who could help me the most in this situation? Who should I call? It took some time, but I found the right plumber for the job! Knowing who to call helped save the day, and now the Trexlers have hot water again.

We often find ourselves in situations where we need a resource and aren’t quite sure where to turn. I had a friend who helped me know where to turn with my plumbing needs. In this article, I thought I would help you know where to turn when you run into certain needs. In other words, when would a call to the Foundation be of help? There are many practical things that the Foundation can help churches and individuals with, but folks may not know when to call us. I wanted to simply give you a prac-tical guide of when to call the Foundation. Here are just a few scenarios when we may be of help:

Call on the Foundation If/When . . .

• You don’t have an estate plan and need some re-sources and education in creating one.

• Your church is considering a capital project and needs financing.

• Your church has reserves that are “just sitting there” and are considering investment options for it.

• You have a senior adult group and need a program or presentation.

• Someone has questions about an estate or property gift to your church and needs to explore options of how this can be done.

• There is a need for a “legacy” ministry at your church.

• You need stewardship education/resources.

• Your church has money set aside for a scholarship or other endowment.

• Your church has a need for a project grant or a stu-dent needs an educational scholarship.

Knowing who to call is half the battle. If you find your-self in one of the above situations, give us a call as we are here to help our Baptist churches and ministries. Serving Baptist churches is our heartbeat – so give us a call anytime.

Foundation Facts and FiguresBill Overby, Director of Trust & Endowment Development

Twenty-six years ago this past February, I was called to come to the NC Baptist Founda-tion to serve as Director of Trust and Endowment Development; I was 38 years old and had thick

black hair. At the end of September, I will retire from the Foundation and my hair is neither black nor thick.

Out of curiosity, I decided to look back at my two large notebooks containing copies of all the issues of Spreading Good News, the Foundation’s newsletter for which I have

served as editor since 1991. History can tell you a lot and there was a wealth of information contained in all those copies. The newsletter began in April 1978 and was called Back Porch News for two years. After a five-year newslet-ter absence, Spreading Good News was birthed with its winter 1985 edition.

I wanted to take a trip back in time and reread some of the issues of the newsletter, beginning with the Back Porch News in 1978, to see what else had changed at the Foundation, other than my hair. To get you to 1978, you need to know that our Foundation was chartered on No-vember 12, 1919 as the very first Baptist foundation in the Southern Baptist Convention. As the trust agency of the Baptist State Convention of NC, there was no staff until 1962 when Gordon Maddrey was elected to serve as Ex-ecutive Director. When he retired in 1972, the Foundation assets were about $1.6 million. Today, the Foundation has

In other words, when would a call to the

Foundation be of help?

Spreading Go od News Summer 20175

11 employees, about $150 million in assets under man-agement and in 2009, we added the church loan ministry which has already provided 123 different loans totaling about $71 million to churches throughout NC.

The real story of the NC Baptist Foundation, though, can be discovered through the stories of people’s lives as told through each and every edition of the newsletter. The

very first 1978 edition told the story of Janie Parker Dixon of Montgomery County and her life of giving to others in Jesus’ name and how she used her estate plans to contin-ue her story in an ongoing way. The most recent edition shared a touching Hurricane Matthew relief story told by Terry Stockton, Director of Missions of the West Chowan Baptist Association about how the Foundation’s generous givers of the past had provided financial support in 2017 for those that had lost almost everything, again given in Jesus’ name.

I changed careers in 1991 to come to the NC Baptist Foundation to help people make a difference, in Jesus’ name, and to do so in a lasting way. It has been a privilege to be a small part in the lives of so many dedicated Chris-tian people. Thank you all!

Developing Financial DisciplesAllen Schuyler, Western Area Manager, NCBF Associate Managing Director, NCBFS

The words of Psalm 78: 1 & 4 instruct us, “Listen, O my people, to my instruction; Incline your ears to the words of my mouth... We will not conceal them from

their children, but tell to the generation to come the praises of the LORD, And His strength and His wondrous works that He has done.” (NASB) These words came to mind recently when I received a call from Jeff and Melba Powell of Candler, NC about establishing a charitable remainder trust with the Foundation. The reason this scripture came to mind is be-cause Jeff indicated that his father, Harry Powell, of Candler, had told him that he and Jeff’s mom, Patricia, had established a charitable remainder trust with the Foundation to benefit his family and eventually Baptist and other Christian minis-tries. Now Jeff desires to do the same.

Back in 2008, Harry and Patricia Powell travelled to the NC Baptist Assembly at Ft. Caswell with their church’s senior adult group, where they heard about how to set up a trust which benefits one’s family for a term of years and then be-

comes a permanent endowment that benefits various minis-tries that the donor chooses.

That’s the “giving it twice” principle, first to your family, and a second time through an endowment that benefits the Lord’s work in perpetuity. In talking both to Harry, and his son, Jeff, this feature is what has attracted them and their spouses to establish charitable remainder trusts – Harry and Patricia in 2008, and Jeff and Melba in the near future.

Both in word and in action, Harry and Patricia inclined their “ears to the words of the Lord’s mouth . . . telling it to the generation to come,” which was Jeff and Melba. From genera-tion to generation, God leads individuals and families to grow in financial discipleship as they follow Jesus as Lord.

To grow in faithful financial discipleship is to acknowl-edge, like Harry Powell shared with me, that God had put him in the places where he needed to be in life, and blessed him as a result. So, now he is just being faithful to follow what God wanted him to do. Such an attitude and life is now rub-bing off on Jeff and Melba, who also have been blessed by the Lord and wish to be a blessing to their family and others in perpetuity.

Perhaps He is leading you to do the same? Who knows who He is calling to influence for the sake of the Kingdom? I look forward to sharing with you how you can be such a blessing!

That’s the “giving it twice” principle, first to your family, and a second time through an endowment that benefits the Lord’s work in perpetuity.

The real story of the NC Baptist Foundation, though, can be

discovered through the stories of people’s lives as told through each and every edition of the newsletter.

Spreading Go od News Summer 20176

Sure FoundationRussell Jones, Managing Director North Carolina Baptist Financial Services

First International Baptist Church (FIBC) in Concord be-gan in 1999 as a mission of the Cabarrus Baptist Association. With a sponsorship from a sis-ter church in the association

during the early years, they began to grow. FIBC ministers primarily to the Hispanic community in Cabarrus County. Their mission emphasis is “to expand the kingdom of God by the preaching of His Word and to enhance the lives and morale of those we serve.” While serving in the communi-ty for 18 years, they have not had a place of worship to call their own. That will soon be changing. FIBC has found a former church facility in Concord that is available for sale. The church had raised a considerable amount of money for

the down payment but needed a loan for a portion of the purchase price. That’s when Pastor Felix Del Rosario con-tacted NC Baptist Financial Services for assistance. Their new church building is located strategically where they can best serve. Approximately 10% of the population near their church is Hispanic. They are already making plans to reach out to the community in several ways. They plan to offer free English as a second language classes, enter into a joint venture with the Cabarrus Baptist Association Shar-ing House (food pantry ministry) and also create in-home discipleship groups in the neighborhood, to name a few.

FIBC has a short-term vision to grow their member-ship, but one of their long-term goals is to grow into an-other area of Cabarrus County with a second location. It is a reminder of the prayer of Jabez, "Oh, that you would bless me and expand my territory! Please be with me in all that I do…” (1 Chronicles 4:10). FIBC is a model of the Great Commission Church.

If your church is looking to “expand its territory” and is in need of loans or investment options, please call us to discuss ways we may be of service to you.

Join us at Caraway Camp and Conference Center, set in the Uwharrie Mountains of central North Carolina, for this annual event featuring a great time of fellowship and learning, shared by old and new friends of the Baptist Foundation. The time spent together will be filled with in-spiration, special music, and entertainment while learning about Christian estate planning and the various ways the Baptist Foundation can help prepare for all The Seasons of Life.

The Noel Retreat will begin on Tuesday morning, October 10, with registration beginning at 9:30, and will conclude with lunch on Wednesday. You will have the option of arriving at Caraway on Monday night, at your

own expense, if it will make travel more convenient. The Foundation will cover all other expenses for the event.

Silent Auction: Due to popular demand, we are bring-ing back the silent auction this year. The silent auction raises money to benefit the Noel Inspirational Retreat En-dowment Fund. Earnings from the endowment enables the Foundation to offer this annual event at no cost to participants.

Information and registration forms will be mailed soon. If you have not received an invitation in the past, or have not received information by the end of June, and are interested in attending, please call us or return the “Clip and Send” found on page 7.

2017 Noel Inspirational Retreat“The Seasons of Life”

October 10-11, 2017Caraway Conference Center, Asheboro, NC

Spreading Go od News Summer 20177

In 2016, the Lord continued to bless the ministry of the NC Baptist Foundation as:

• 50 new accounts were established, the majority of which will permanently support Kingdom work in North Caro-lina and around the world

• Gifts to all accounts totaled $4,206,225.58

• A total of $9,365,842.26 was distributed ($7,610,978.97 to mission endeavors and $1,754,863.29 to individuals through charitable trusts)

• Assets under management at the end of 2016 stood at $146.3 million

• 177 scholarships were awarded to NC Baptist students totaling $296,900.00

• NC Baptist Financial Services provided 73 loans totaling $41.350 million by the end of 2016

• The balance in Certificates of Participation stood at $45 million

• Foundation staff had 177 speaking engagements in 2016

Please let us know how we might be of service to you or your church family in 2017.

Administrative Office201 Convention DriveCary, NC 27511-4257919-380-7334 • 800-521-7334 919-460-6334 (fax) www.ncbaptistfoundation.org

Eastern Office – Daryl TrexlerPO Box 247Leland, NC 28451919-459-1673800-521-7334, ext. 1673 dtrexler@ncbaptistfoundation.org

Central Office – Robert Simons10716 Hurdle Mills RoadHurdle Mills, NC 27541919-459-1682800-521-7334, ext. 1682rsimons@ncbaptistfoundation.org

Western Office – Allen Schuyler7845 Colony RoadSuite C4-147Charlotte, NC 28226704-458-5854 (cell)800-521-7334, ext. 1678aschuyler@ncbaptistfoundation.org

NC Baptist Financial ServicesRussell Jones, Managing Director7427 Matthews-Mint Hill RoadSuite 105 PMB 185Charlotte, NC 28227919-459-1680800-521-7334, ext. 1680 704-246-7287 (fax)rjones@ncbaptistfoundation.org

We Want to Hear From You!Spreading Good News | Volume 33 - Number 2

The purpose of this publication is to provide accurate and authoritative information of general char-acter only. The publisher is not engaged in rendering legal or tax advisory service. For advice and as-sistance in specific cases, the service of an attorney or other professional person should be obtained.

Name: Rev. Dr. Mr. Mrs. Ms.

Address

City State Zip

Home Phone Work Phone

Special Request

PLEASE SEND ME: � Making Your Will Guide

� Endowment Fund Information

� Charitable Trust Information

� Estate Planning DVD

� Noel Inspirational Retreat Information

FOR CHURCHES: � Fund Management Information

� Seminar Information/Scheduling

� Senior Adult Program

� Church Loan Information

PLEASE CONTACT ME: � I need estate-planning assistance.

� I am interested in a Charitable Gift Annuity.

� I am interested in the Certificates of Participation

The North Carolina Baptist Foundation, Inc.ANNUAL SUMMARY REPORT FOR YEAR 2016

Spreading Go od News Summer 20178

S p r e a d i n g G o od N e wsThe North Carolina Baptist Foundation, Inc.

201 Convention DriveCary, North Carolina 27511-4257

ON THE INSIDE . . .Special Advice From A Special Person ......................................................................................... Page 1All From Clay ......................................................................................................................................... Page 2Investment Returns ............................................................................................................................ Page 2NC Baptist Heritage Awards ............................................................................................................ Page 3Down East .............................................................................................................................................. Page 4Foundation Facts and Figures ....................................................................................................Pages 4,5Developing Financial Disciples ..................................................................................................... Page 5Sure Foundation .................................................................................................................................. Page 62017 Noel Inspirational Retreat ...................................................................................................... Page 6Clip N Send ........................................................................................................................................... Page 7Annual Report ...................................................................................................................................... Page 7New Board Members ......................................................................................................................... Page 8

Bruce E. Cannon, Bakersville

Jack A. Cooper, Elizabeth City

Michael C. Cummings, Charlotte

R. Dale Fisher, Hudson

Bobbie Furr, Raleigh

Molly L. Foy, Charlotte

Nancy G. Harper, Oriental

Rodney S. Hicks, Durham

Robert D. Howard, Southport

Coy H. Jeans, Old Fort

Roy Krege, Banner Elk

Harvey Montague, Raleigh

C. Allen Overton, Clinton, Chair

James C. Shelley, Jr., Creedmoor

Glen Warren, Fuquay-Varina

Harold W. Vaden, Reidsville

Board of Directors

WELCOME 2017 NEW BOARD MEMBERSIn January, we welcomed five board members to the NC Baptist Foundation Board of Directors.

Two are serving their first term, and three are returning Directors. We look forward to sharing ministry together. Our two first-term Directors are featured here.

Rev. Bruce E. Cannon- First termResidence and Family: Bakersville; Wife Wendy; Two grown daughters

Occupation: Pastor of Bear Creek Baptist Church, Bakersville; Former Director of Missions, Bladenboro Baptist Association

Education: Luther Rice Seminary, Fruitland Baptist Bible Institute and Carteret Community College

Additional Church and Ministry Work: Board of Directors of BSCNC; Trustee, Christian Action League of NC

Community: Board of Released Time School Ministries; High School basketball Chaplain; Board of Southeastern Carolina Crossroads

Rev. Glen A. Warren- First termResidence and Family: Fuquay-Varina; Wife Peggy; Two adult children and two grandchildren

Occupation: Associate Pastor/Minister of Education Piney Grove Baptist Church in Fuquay-Varina

Education: Southeastern Baptist Theological Seminary, Columbia International University

Additional Church and Ministry Work: Nominating Committee, Christian Education Committee and Church Relations Committee of Raleigh Baptist Association

Community: International Gideons, Gospel Light Publishing

Endorsement LineNameCompanyAddress 1Address 2City, ST ZIP

AAFATFFTFFFDAFTFFDTFDATAFFFDATAADDDTDTFDFFFTFDTTAFTFFAATDFAFDTFDT

Non-Profit Org.U. S. Postage

PAIDCary, NC

Permit 333