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Volume 140, No. 7August 15, 2011
In This Issue...There IS a Positive Future for Community BankingFeature............................................3
Charter Activity............................5
Classified.......................................6
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Wilson Is 2011-12 Pres ARBA Emerging LeadersMark Wilson was installed as the 2011-2012 president of the Arkansas Bankers Associa-tion’s Emerging Leaders Section Council at the an-nual Emerging Leaders Confer-ence held in July in Little Rock. Wilson, a vice president of First Arkansas Bank & Trust in Jacksonville, joined as a loan officer in 2001, was named director of account operations in 2008, and in January 2011 was appointed regional manager for the bank’s Pulaski Re-gion, supervising nine branches. Wilson holds a degree in econom-ics and business from Hendrix College in Conway, an MBA degree degree from the University of Arkansas, and serves as executive chair of the Pulaski Technical College Foundation Board. Other officers include: vice presi-dent - Jennifer Ruhlman, Bank of the Ozarks in Little Rock, and secretary treasurer - Jamie Waller, The Peoples Bank in Magnolia Q
Sam Spencer, president/CEO of Lea County State Bank in Hobbs, NM, was installed as the 2011-2012 ICBA/NM chairman during 27th annual meeting of the Independent Commu-nity Bankers Association of New Mexico (ICBA/NM) in late July at the Sage-brush Inn & Conference Center in Taos. Spencer began his 30-year banking career in 1981 at the American Bank of Commerce in Al-buquerque, was named president of First Interstate Bank of Lea County, Hobbs, in 1989, and named president/CEO of Lea County State Bank in 1991. Spencer was appointed to the New Mexico Board of Finance by Gov. Su-sana Martinez earlier this year. He also currently serves as chairman of the Economic Development Corpora-tion of Lea County and as member of
Sam Spencer
Spencer Installed as ICBA/NM Chairman for 2011-12the Board of Trustees of University of the Southwest in Hobbs.
Also serving on the ICBA/NM board executive committee for 2011-12 are chair-elect, Dion Kidd, president of Western Bank in Alamogordo; vice chair-man, Sean Ormand, pres-ident of First New Mexico Bank of Silver City; and secretary/treasurer, Ron Shettlesworth, president/CEO of Main Bank in Al-buquerque; immediate
past chairman, Greg Marrs, corpo-rate president, First American Bank in Artesia; and Jerry Walker, ICBA/NM president/CEO. The theme of the 2011 annual meeting was “The Road to Recovery Starts at Community Banks.” More convention news is on Page 4. Follow the convention story with photos on Bankers Digest's Facebook page Q
Wilson
Ellen Named Senior Vice President, Standlee AVP, Texas Capital Bank’s New Houston Banking CenterTexas Capital Bank, N. A., Dallas, an-nounced it has hired Peter Ellen and Carrie Standlee for its new Westway Park Banking Center in Houston. This facility, located at 4424 West Sam Houston Parkway North, Ste. 170, is the bank’s first new location in the Houston market. It opened in June. Ellen has more than 25 years of banking experience in Houston. He joins Texas Capital Bank as senior vice president for commercial bank-ing. Previously, he was West Houston market CEO for Sterling Bank. He will focus on serving existing Texas Capital Bank clients and developing new rela-tionships with small and middle mar-
ket businesses in Northwest Houston. Standlee joins Texas Capital Bank as an assistant vice president and is responsible for developing commer-cial business. She previously served with Sterling Bank in Houston, which she joined as a credit analyst in 2006. She is a graduate of Sam Houston State University with a degree in banking and finance and is expected to earn an executive MBA degree from the same university in August 2012. Texas Capital Bank, with over $6.3 billion in total assets, maintains its Houston region executive offices (Ste. 2100) and a banking center (Ste. 150) at One Riverway Q
Page 2 BANKERS DIGEST August 15, 2011
BancFirst, Oklahoma City, has hired Mark Lisle as president of the Ed-
mond market. Lisle has 31 years of banking experience, in-cluding service as president/CEO of Citizens Bank of Edmond. The Enid native graduated
from the University of Oklahoma and
the Graduate School of Banking at the University of Colorado. He is a trustee of the OU Medical Center in Edmond and chairman of the Edmond Eco-nomic Development Association. Michelle Ratcliff has been select-ed senior vice president and customer service officer for the Edmond market.Ratcliff, a 25-year BancFirst employee, previously was customer service of-ficer in Lawton. She is a graduate of Cameron University. BancFirst, which has a branch at 3200 E. Memorial, previously an-nounced plans to separate Edmond as a stand-alone community banking market from the Oklahoma City mar-ket Q
p e o p l e
Bankers Digest®
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(USPS 041180)Published every Monday at Dallas, Texas
Copyright 2011 Bankers Digest®
BONNIE JAMISON BLACKMAN, Publisher/EditorR. GILBERT BLACKMAN JR., Managing Editor
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Lisle
oKlAHoMA loUISIANAARIZoNALisle to Lead BancFirst Edmond Market
Barna, Brodt, Cornelius Named EVPs, Biltmore
Angelle Upped to Vice Pres, Dunham Is CLO, MidSouth
MidSouth Bank, N. A., Lafayette, has promoted Marcia Angelle to assis-tant vice president-collections and ombudsman manager. The 11-year bank employee works out of the main office on Versailles Blvd. Angelle has 30 years of collections experience, including 15 years in legal collections. She has attended numer-ous collections and legal seminars and has completed ABA courses. MidSouth has hired Maureen Dun-ham as a commercial loan officer for middle market businesses in the Ba-ton Rouge metro area. She serves from the Towne Center location at 6919 Cor-porate Blvd. She has 16 years of bank-ing experience, most recently with Re-gions Bank in Baton Rouge where she has served for the past six years as a private banking relationship manager. Dunham has extensive community service experience, currently holding membership in the Women’s Council of Greater Baton Rouge and the Estate & Business Planning Council of Baton Rouge. She serves as a volunteer for Hab-itat for Humanity, Junior Achievement, and Greater Baton Rouge Food Bank Q
Biltmore Bank of Arizona in Phoenix has reported recent appointments to its staff in Phoenix and Scottsdale. Neil Barna, a 30-year community banker, has been named executive vice president. He serves as a relationship manager. Paul V. Brodt has been named ex-ecutive vice president and serves in the Scottsdale office. Scott Cornelius joined the bank in early in 2011 and is an executive vice president. The 37-year banker is an expe-rienced lender and a credit administra-tion veteran. He earlier served as presi-dent/CEO of Johnson Bank, Arizona. Adam White joined Biltmore Bank in late 2010 and is a senior vice presi-dent. He serves as a commercial lend-er. He earlier served as executive vice president and commercial lender at Copper Star Bank. Julie B. McCollum has been hired as managing director of the consulting ser-vices group for the Southwest. She previ-ously served as a management consult-ing partner at McGladrey in Phoenix Letecia Scearce joined the bank in early 2011 as vice president and SBA loan administrator. The 10-year banker earlier served at Copper Star Bank Q
August 15, 2011 BANKERS DIGEST Page 3
F e A T U R e
Excerpts from Presentation byJ. Michael Woody Sr.J. Michael Woody Inc.
COMMUNITY BANKINGThere IS a Positive Future for Community Banking
B D
FEATURE
"What you do counts!; We have been here before; Some chick-en, some neck!; and
Sanity will awake!" These and many other words of wisdom and encour-agement were offered by J. Michael (Mike) Woody Sr. to a crowded room of bankers at the ICBA/NM 21st Annual Meeting in Taos, NM. Woody offered his remarks during his hour-long edu-cation session on July 29. Woody is a well-known and well-traveled, community banker, bank con-sultant, teacher/trainer, and expert wit-ness. His career spans nearly 40 years, including bank leadership positions in TN, OK, and CO; banking school fac-ulty positions in CO, TN, LA, and MS; and as a consultant to more than 150 banking clients in 44 states. He knows his stuff and is PASSIONATE about the future of community banking. Below are highlights from Woody’s comments on the four strategies he says community bankers should em-brace for a positive future.• Markets Focus on your own markets but look for new markets. Don’t be afraid to look at slow growth markets that the big banks are leaving.• Shareholders Love on your shareholders. Remem-ber your bank cannot get enough capi-tal. Look for innovative ways to raise capital; do you have an ESOP?• Employees You should care about your employ-ees and embrace the people that cre-ate value for your franchise.• Regulators Regulators are not your enemy, but they should not be confused with bankers. In the current environment, there is no room for being a jerk with your regulators Q
Page 4 BANKERS DIGEST August 15, 2011
p e o p l e TeXAS
ICBA/NM has reported new board members elected for two-year terms and installed at the 27th annual con-vention held in late July in Taos. The new members are Greg Levenson, president, Bank of Las Vegas, and Robin Willingham, vice president, James Polk Stone Community Bank in Roswell. Re-elected directors for two-years term were Danny Beyhan, Citi-zens Bank in Farmington; Kent Car-ruthers, Citizens Bank of Clovis; and Rebeca Romero Rainey, Centinel Bank in Taos. Re-elected to a one-year term was Mac Langford, American Heritage Bank in Clovis. David Stone, president of the James Polk Stone Community Bank in Portales, will continue to serve on the ICBA/NM board and is the national ICBA State Director for NM . ICBA/NM is the only trade associa-tion in NM that solely represents the interests of community banks before the NM Legislature and regulatory agencies. The ICBA/NM membership is comprised of 46 community banks holding more than $9.8 billion in de-posits at 222 locations statewide Q
ICBA/NM Reports New Directors for 2011-2012
NeW MeXICo
First Financial Bank, N. A., Sweetwater, has promoted Rode Owen to assis-tant vice president and branch manag-er for the Merkel and Trent offices. He replaces Eddie Mitchell, who recently retired after over eight years of service. Owen has served at the Merkel branch since August 2009. He is a graduate of Hardin-Simmons Univer-sity and attended the TBA Lending School in Austin Q
First Financial in Sweetwater Ups Owen to AVP in Merkel
First National Bank Central Texas, Waco, has announced recent officer promotions. Promoted to vice president: De-nise Barton, Waco; Jan Coleman, Waco; and Rhonda Crawford, China Spring. Promoted to assistant vice presi-dent: Barbara Engel, Waco, and Jeff Hill, Waco. Promoted to banking officer: Cindy Cook, Waco; Daphne Ritz, Woodway; Lori Roller, Woodway; Leslie Vicha, Mart; and Nina Williams, Waco. Brian Thomas has been promoted to IT officer in Waco Q
First National Bank Central Texas Announces Promotions
Summit Financial Resources SVP and national sales manager Andrew Os-born has announced that Kai Jones has joined the company as vice presi-dent/business development for SE TX, including Houston, and for LA. He has 15 years of banking and commer-
Summit Financial Resources Names Jones and Royal in TX
cial finance experience in Houston, including service at Chase Bank, Wa-chovia Bank, Frost Capital, and Riviera Finance. He is a graduate of The Uni-versity of Texas. Jennifer Royal, vice president/busi-ness development, will continue to work the Austin market, and assume responsibility for NW TX, including D/FW and OK. She is based in Dallas Q
N e W S W A T C H TeXAS
oKlAHoMA
First National Bank of Hughes Springs and BancorpSouth Bank, Tupelo, MS, have entered into an agreement under which BancorpSouth will sell to First National its two branches in Maud and Redwater, both in Bowie County in northeast TX. The transaction is expected to close on December 31, 2011. The sale will consist of all BancorpSouth liabil-ities at the two locations and certain assets. Loan-related assets will not be a part of the sale. BancorpSouth acquired the two lo-cations in 2000 as part of its acquisi-tion of First United Bancshares, which operated First Bank in Texarkana, the main office of the Maud and Redwater branches. Established in 1903, First Nation-al Bank is a family-owned commu-nity bank with banking operations in Hughes Springs, Daingerfield, Oma-ha, Liberty City, Atlanta, Queen City, Jefferson, Harleton, and Winona Q
First National Bank of Hughes Springs to Acquire NETX Bhs
Century Bank of Oklahoma, Pryor, has announced plans to open a second Tulsa branch this September near Uti-ca Square in midtown in a site vacated by Bank of the West. After some minor renovations at 2201 E. 21st St., Century Bank plans to open on September 19, according to a Tulsa World article by staff writer Laurie Winslow. Bank CEO Rick Willhour said the new full-service branch will have four employees and a mortgage lender af-filiated with the bank’s subsidiary, Cen-tury Home Mortgage. Charlotte Min-deman will serve as branch manager. Century Bank expanded into the larger Tulsa market in November 2008, operating out of a temporary location, and in 2009 moved into a permanent location at 5705 E. 71st St. Bank of West will vacate the 21st St. location on August 26, according to the article Q
Century Bank of Oklahoma Plans Second Tulsa Branch
August 15, 2011 BANKERS DIGEST Page 5
C h a r t e r
a c t i v i t y
R e g U l A T o R SBanks Fail in IL and WA; Total YTD Failures Are 63The Illinois Department of Financial and Professional Regulation–Division of Banking closed Bank of Shorewood, Shorewood, on August 5 and ap-pointed the FDIC as receiver. The FDIC entered into a P&A agreement with Heartland Bank and Trust Company, Bloomington, IL, to assume all of the deposits and to purchase essentially all of the failed bank’s assets. As of June 30, 2011, Bank of Shorewood had approximately $110.7 million in total as-sets and $104.0 million in total deposits. The failure is the sixth in IL in 2011. The Washington State Department of Financial Institutions closed Bank of Whitman, Colfax, on August 5 and ap-pointed the FDIC as receiver. The FDIC entered into a P&A agreement with Columbia State Bank, Tacoma, WA, to assume all of the deposits and to pur-chase approximately $314.4 million of the failed bank’s assets. As of June 30, 2011, Bank of Whitman had approxi-mately $548.8 million in total assets and $515.7 million in total deposits. The failure is third in WA in 2011 Q
Louisiana/MississippiMERGERS AND ACQUISITIONS The OFFICE OF THE COMPTROL-LER OF THE CURRENCY has ap-proved an application by The First, a national banking association, Hat-tiesburg, MS, for the non-affiliate P&A of eight branches in MS and one LA branch at 600 Columbia St., Bogalusa, of Whitney Bank, New Orleans.New MexicoBRANCHES The OCC has received an applica-tion by Los Alamos National Bank to relocate an office branch from 6301 In-dian School Rd. NE, Ste. 110, to 6801 Jefferson, NE, Ste. 300, Albuquerque.TexasBRANCHES The OCC has approved applica-tions by JPMorgan Chase Bank, N. A.,
Columbus, OH, for branches: 912 Kitty Hawk Rd., Universal City, and 11640 Bandera Rd., San Antonio. The OCC has approved an appli-cation by Green Bank, N. A., Houston, for a branch at 12408 Cedar Springs Rd., Dallas. The OCC has approved an appli-cation by First Financial Bank, N. A., Southlake, for a branch at 1015 W. Northwest Hwy., Grapevine. The OCC has received applications by First National Bank Texas, Killeen, for First Convenience Bank branches: 1400 W. Main St. and 4600 E. Main St, Farmington, NM. The TEXAS DEPARTMENT OF BANKING has approved an applica-tion by Enterprise Bank, Houston, to relocate a branch from 3100 Rich-mond Ave. to 2211 Norfolk, Houston.MERGERS AND ACQUISITIONS The OCC has approved an applica-tion by Landmark Bank, N. A., Colum-bia, MO, for the non-affiliate P&A of branches at 210 Harrison Ave., Rox-ton, and 139 E. Main St., Whitesboro, of the First Bank, Roxton Q
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B a n k e r s D i g e s tHOW TO CONTACT US
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banks mostly in the capacities of a bank’s number 1 workout special-ist, loan review officer, and chief credit officer including rewriting the credit policies and changing the credit culture. Top references attesting to my sucess. Excellent reputation with examiners. Just completed assignment; reviewing a bank’s loan portfolio that is operat-ing subject to a severe regulatory order to make whatever changes are required so the loans will be risk graded correctly at an upcom-ing exam. Result, there were less than $90,000 in downgrades in a tough loan portfolio of about $70 million. If interested or just curious please contact Myron. T. Butler at [email protected] 972-387-0292. A detailed re-sume including references is avail-able if requested.
COMMUNITY BANKER seeks new opportunity. Experience includes senior management, broad lending skills & administration of multiple branches. Real estate knowledge includes commercial, residential and 2nd market. I possess a strong desire to be a contributing member of the management team of a grow-ing community bank. For resume,
references, and additional informa-tion, interested parties should con-tact [email protected].
August 15, 2011 BANKERS DIGEST Page 7
ware experience a plus. Competitive salary and benefits. For confidential consideration, please forward re-sume to [email protected].
SAN ANTONIO - area community bank seeks SEASONED LENDING AND RELATIONSHIP MANAGING EXECUTIVE with generalist lending skills and ability to manage one or more branches. Knowledge of agri-cultural credits helpful, but not es-sential. Business development and administrative skills and the desire to be part of the community and se-nior management team will be im-portant. Send resume in confidence to [email protected], subject line Box J-7.
Community bank located in the Tex-as Panhandle immediately seeks a well rounded LENDER with expe-rience in agriculture, commercial, real estate, and consumer lending. The position includes the opportu-nity to advance to senior manage-ment. The successful candidate should possess knowledge of regu-latory underwriting requirements, as well as interpersonal and analyti-cal skills. Please send qualifications to [email protected], subject line Box Y-3.
BBVA Compass is looking for a COR-PORATE RELATIONSHIP MANAGER to support the bank’s commercial banking business plan by develop-ing new commercial banking cus-tomers. This individual will be re-sponsible for expanding the existing customer base under the general direction of the manager. Generally, this level of Relationship Manager will handle loans of $40-85 million. May supervise 1-2 lenders, but su-pervision is not the key factor for this position. To apply, please go tohttps://careers-bbvacompass.icims.com/
LENDER, AUSTIN, TEXAS: Commu-nity bank located in Austin is look-ing for an experienced LENDER with a broad range of lending skills to join our team. Strong credit and
POSITIONS AVAILABLE
CHIEF COMPLIANCE OFFICER for billion dollar bank. Very stable. Must have current experience and open to relocation to North Texas. Sharon Emiliano, Babich & As-sociates, Sharon@babich. com, 214/823-9999, #306.
COMPLIANCE OFFICER NEED-ED. EITHER HOUSTON OR DAL-LAS. NEED COMPLIANCE BACK-GROUND. Charles Gallamore, Babich & Associates, [email protected], 214/823-9999, #304.
LENDER, CENTRAL TEXAS: Bank (Austin region) needs 2-3 year com-mercial lender to inherit portfolio and help grow market. Mark Mitch-ell, Lone Star Search, 972.335.9009, www.lonestarsearch.net.
INTERNAL AUDITOR AND/OR COMPLIANCE OFFICER: Positions available in Amarillo, Dallas, Wich-ita Falls, Oklahoma, and Colorado. Must possess strong audit and/or compliance experience. Call or send resume to Campbell Burgess, Herring Bank, [email protected], 806/242-3704.
FINANCE AND OPERATIONS OFFI-CER: Herring Bank is seeking sea-soned individual to drive results for key operational areas. Position will influence areas such as as-set/liability management, product level P&L, budgeting, regulatory relations, and HR. Qualified can-didates should demonstrate suf-ficient experience with concrete examples of past success. Call or send resume to Campbell Burgess, Herring Bank, [email protected], 806-242-3704.
CASHIER needed for community bank in Bandera, Texas. Responsi-bilities include overseeing opera-tions, regulatory reporting, payroll, and benefits for a staff of 10. Pre-pare quarterly call reports, along with board reports. Silverlake soft-
business development skills are re-quired as well as a desire to be a part of a growing team. Only local candidates with lending experience will be considered. Please send your resume to [email protected].
Looking for just the right person. Community bank is interested in establishing a strong lending pres-ence in the ALBUQUERQUE, NM, market. If you are an experienced senior lender in this market who has excellent credit skills and you want to work for a bank who makes all decisions locally, you are the ideal candidate. Respond to [email protected], subject line Box A-2.
EXPERIENCED CFO. Must be open to relocation to West Texas bank. To inquire please contact James Hor-ton, 325-573-0235 [email protected].
(continued on Page 8)
Commercial Loan Officer
Growth-oriented community bank has a need for an
EXPERIENCED, MOTIVATED COMMERCIAL LOAN OFFICER. This position is located on-site in Farmington, New Mexico. Minimum 5 years experience including commercial real estate lending and business develop-ment. Strong analytical, under-writing, time management and organizational skills are necessary. Must have a high level of attention to detail. Bachelor’s Degree in bus ness/finance preferred. Excellent benefit package. This is a full-time exempt position. Salary Range: Commensurate with experience.
Send resume to: Four Corners Community Bank,
HR Department,500 W. Main St. Suite 101,
Farmington, NM 87401.
Fax (505) [email protected]
C l A S S I F I e D
Page 8 BANKERS DIGEST August 15, 2011
ADDRESS CHANGE - When writing to us about your subscription, enclose the address label from your copy of Bankers Digest. You can also change your address or other information at www.bankersdigest.com under subscriptions.
Bankers DigestP.O. Box 743006Dallas, Texas 75374-3006(USPS 041180)
PERIODICAL
COMMERCIAL LENDER: Prosper-ity Bank is looking for a seasoned commercial lender for its Angle-ton, Texas, location. Management experience and/or knowledge of the market area would be a plus. This is an excellent opportuni-ty with upward potential for the right candidate. Apply online at www.prosperitybanktx.com to join our team of experienced bankers. Pros-perity Bank is an Equal Opportunity Lender.
First Financial Bank, Weatherford
is seeking an experienced COM-MERCIAL LOAN OFFICER for our Ft. Worth location. Candidates should have 5+ years lending experience in the Ft. Worth area. Please email resume with salary requirements to: [email protected]. EOE/AAP.
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