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AMERICAS' BIG BEN: Benjamin Franklin
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SNIPPETZ CELEBRATES AMERICA’S BIG BEN:BENJAMIN FRANKLIN
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“They who can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety.” – Benjamin Franklin, The Man
As we celebrated the anniversary of our coun-try’s independence two days ago, hopefully we remembered the people who made it all
possible. Yes, our military fi ght constantly to maintain those certain unalienable rights that our forefathers spoke of in the Declaration of Independence and for that, we should be eternally and openly grateful. But, we’re talking about those fi rst individuals who had the courage and determination to fi ght for the rights they had been denied while under England’s rule. We’re talking about the men who put their heads together and drafted a document so profoundly important, it literally changed the course of history. And one such man just happens to be Benjamin Franklin. In case
Benjamin Franklin... Continued from Page 1
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SNIPPETZ™ WEEKLY MAGAZINE
Benjamin Franklin...Continued on Page 3
THIS WEEKIN SNIPPETZ
COVER STORYSnippetz CelebratesAmerica’s Big Ben:
BENJAMIN FRANKLIN
“Emotional Outbursts”Pathway Parenting
by Tami Urbanek... 4
“35 Content Marketing Ideasfor Your Website or Blog”
Part 1 of 2Web Chat by Robyn... 4
“From TheRon Ross Archives“Awesome Crap”
Acquire Confi denceby Dr. Ron Ross... 5
“Milk ChocolateIs Healthy, Too”
Senior News Line... 8
“Air Force Vetsand Agent Orange”Veterans Post... 8
Moments in Time... 11
Strange But True... 13
“Camp Mail Call”Donna’s Day... 14
CLASSIFIED - PAGE 5GREAT BARGAINS
Find Your Treasure! Business& Employment Opportunities
THE DINING GUIDE - PAGE 6-7
“STRETCHING SUMMERFOOD DOLLARS:
Fish TacosWith Summer Salsa”The Kitchen Diva!... 7
HOME AND GARDEN - PAGE 8“Curious Creatures- Aphids”
Macie’s Garden... 8
THE BUSINESS DIRECTORYThe Place to Find Local
Businesses on the Go!... 9
HEALTH AND WELLNESS“Persistent CarpalTunnel Syndrome”
To Your Good Health .... 10
PUZZLES, TRIVIA,ENTERTAINMENT 12-13
Trivia Test • Sports Quiz• Flash Back
Super Crossword• Weekly Sudoku
Huey’s Page (Comics)Scramblers Puzzle
COMMUNITY CALENDAR PG. 14
BUSINESS, FINANCEAND LAW 14-15
“Outsmarting The Market”In God We Trust... 15
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you didn’t know, Benjamin Franklin ba-sically did a little bit of everything, in-cluding helping to draft the Declaration of Independence. So while we eat our hotdogs and hamburgers and enjoy fi reworks displays, Snippetz felt it was necessary to take some time to chron-icle some of the great things Benjamin Franklin.
EARLY LIFEBenjamin Franklin started life as the 15th of 17 children, born on January 17, 1706. His father, Josiah Franklin, was a soap and candle maker, which would become his son’s trade as well at the ripe old age of 10. Benjamin had attended and done very well at Boston Latin School but his father needed Benjamin’s help dipping wax and cutting wicks.
Two years later, Benjamin was sent to apprentice with his brother James, who owned a print shop. The atmosphere intox-icated the young apprentice, who immedi-
ately began submitting his own writings for publication. However, James didn’t want to publish any of his younger brother’s piec-es, so Benjamin submitted new ones under the pseudonym, Mrs. Silence Dogood. The letters Mrs. Dogood drafted were a hit and soon, not only James’ paper was publishing them, but The New England Courant did as well. James was none too thrilled when he found out who the true author was and Benjamin left his apprenticeship shortly after, setting out for New York but ending up in Philadelphia.
Benjamin lodged at the home of John Read while he continued his education in the printing trade and in 1723, met Read’s daughter, Deborah. The pair became an item but in 1724, Benjamin left for Lon-don, following the advice of the Pennsyl-vania Governor William Keith, leaving Deborah behind. Supposedly, the gover-nor would help Benjamin set up his own print shop if he traveled across the Atlantic to purchase fonts and printing equipment. But when he got there, Benjamin realized that the governor hadn’t sent word of what his purpose in England was. Benjamin was forced to spend several months working in print shops in England to support himself.
When he returned to Philadelphia, he learned that Deborah had married another man. Years later, upon her husband’s disap-pearance, Deborah and Ben were wed.
BECOMINGSOMETHING BIGGER
Benjamin once again threw himself into his work and was soon a better printer than the man he worked for. He borrowed some money and set up his own print shop. Busi-ness took off and people took notice.
In 1729, Benjamin bought a newspaper called the Pennsylvania Gazette. He print-
ed the paper himself and often published his own works under various pseudonyms and the paper became the most successful in the colonies. In fact, his paper was the fi rst to print a political cartoon, which Ben-jamin created himself.
Aside from his obvious talent in printing and writing, Benjamin Franklin earned a name for himself as an inventor. We’ve all heard the story about the kite and the key and how he determined that lightning was, in fact, electricity. Well, he also hap-pened to have created swim fi ns, a musi-cal instrument called the armonica, bifocal glasses, the odometer, the rocking chair and the fl exible urinary catheter, among other things. Benjamin Franklin never pat-ented his inventions, feeling it was thanks enough to know that other people benefi ted from something he created.
In the 1750s, Benjamin took an active in-terest in politics. Initially, he considered himself a loyal Englishman, but in 1765, he began to reconsider when England passed the Stamp Act, which imposed a tax that required printed materials be printed on stamped revenue paper from England, who profi ted from the entire deal.
THE BIG BREAKBenjamin dissolved his alliance to Eng-land following what would be known as the “Hutchinson Affair.” England had ap-pointed Thomas Hutchinson as governor of Massachusetts, and while he pretended to be on the side of the Massachusetts citi-zens, he was still working for the King of England. Benjamin blew the whistle on Hutchinson and never again offered alle-giance to the king and actively pushed for colonial independence.
3
SNIPPETZ™ WEEKLY MAGAZINE
Benjamin Franklin... Continued from Page 2
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SAY WHAT?You’ve probably heard the phrase, “Early to bed and early to rise, makes a man healthy, wealthy and wise.” This was actually a fa-vorite phrase of Benjamin Franklin’s who was known to be particularly frugal and displayed an incredible work ethic.
Along that same vein, Franklin coined the phrase, “A penny saved is a penny earned.” Franklin was adamantly against debt, con-cluding that a man is no longer free if he is indebted to anyone; thus, this phrase is pretty apt for his whole way of thinking and living.
What about, “An ounce of prevention is worth a pound of cure.” Hearing that, you’d likely assume it was a phrase invented by a famous doctor, referring to the human body. Actually, it was Benjamin Franklin’s phrase and he was referencing fi re-fi ghting advice. Franklin helped organize Philadel-phia’s Union Fire Company in 1736. When he came up with the above phrase, he was talking about preventing fi res, which were a very dangerous threat to the city at the time. The damage from fi res was often so incredible that people who were impacted by it couldn’t bounce back economically. Knowing this, Franklin helped to found the Philadelphia Contribution for Insurance Against Loss by Fire in 1752. Insurance policies such as this kept people from be-ing completely fi nancially devastated after a fi re.
SAY WHO?Benjamin Franklin had a great sense of hu-mor and a quick wit, which can be clearly
seen in his eclectic choice in the aliases he used for his writing: Richard Saunders (used for his popular Poor Richard’s Al-manac, which he published annually from 1732 to 1758); Silence Dogood; Anthony Afterwit; Alice Addertongue; Caelia Short-face; Martha Careful; Polly Baker; Busy Body; and Benevolous.
BENJAMIN FRANKLINSNIPPETZ
• At 22, Benjamin Franklin penned his epi-taph as follows: “The body of B. Franklin, Printer (Like the Cover of an Old Book Its Contents torn Out And Stript of its Let-tering and Gilding) Lies Here, Food for Worms. But the Work shall not be Lost; For it will (as he Believ’d) Appear once More In a New and More Elegant Edition Revised and Correct by the Author.” Ultimately, his gravestone, which he shared with his wife just read, “Benjamin and Deborah Franklin 1790.”
• Benjamin Franklin was the only “found-ing father” to have signed all four of the documents that resulted in the formation of the United States: the Declaration of Independence (1776); the Treaty of Al-liance with France (1778); the Treaty of Paris (which established peace with Great Britain) (1783); and the U.S. Constitution (1787).
• The fi rst postage stamps issued by the U.S. on July 1, 1847, pictured Benjamin Franklin and George Washington.
• Benjamin Franklin nearly killed himself while experimenting with electricity to cook food. The strange thing is that he did so trying to cook a turkey, the same species of bird he suggested should be used as the national bird.
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SNIPPETZ™ WEEKLY MAGAZINE
As much as parents don’t like chil-dren’s emotional outbursts, they happen. And for some, they hap-
pen regularly. What triggers an emo-tional outburst? Is it simply a temper tantrum or is there more to it?
Certainly for some children, it’s a test of boundaries. For some children, it’s a lack of knowing how to process emotions. For some children, it’s a reaction to the environment and/or diet.
Testing of boundaries is self-explanato-ry. The simple solution is staying dili-gent. In the case of a child not knowing how to process emotions, the question ‘why’ needs to be asked and explored. Was there a delay in the development
process for any reason? Is something occurring in the brain that is not being recognized? This needs to be explored heavily until an answer is found.
Many times when the tantrums have escalated to the degree of causing harm or damaged items, the child is reacting to the environment and/or diet. Some-times, parents assume the child wants to act out to simply get what he or she wants. While this is a possibility, if the tantrums are causing injury, it has prob-ably surpassed that point.
Children are like sponges; they absorb what is already present in their envi-ronment. Imagine walking into a room where multiple people were heavily and angrily arguing. Maybe right before
you walk in, the verbal arguing stopped. What is the atmosphere going to feel like? It won’t feel like a walk in a beau-tiful �lower garden! It will probably feel awkward, uncomfortable, and perhaps suff ocating. As an adult, you can usually choose to leave. A child who is quite of-ten in that type of environment will ab-sorb the heavy and angry energy. This can be said for the school or daycare en-vironment too. Search the environment for a cause.
Diet also plays a crucial role in body health, but also brain health. As children are growing, they need an abundance of clean nutrients. Unfortunately, many chil-dren are fed an abundance of sugar and overly processed foods. The brain will react to this type of diet. Some children are more sensitive to sugar and overly processed foods than other children. As a parent, it’s important to monitor how our children respond to certain foods.
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....continued next week!
EMOTIONALOUTBURSTS
PATHWAYPARENTING
FROM THERON ROSSARCHIVES
AWESOMECRAPBy Dr. Ron D. Ross
“Awesome Crap Sale” was the sign our neighbors (Jeff & Marie) erected to announce their garage sale last weekend. The wife and I fi gured this was a real can’t miss event, so we ambled over to see how awesome their crap really was. Fortunately, there was no treasure in their trash so we went home empty handed.
While looking over their knick-knack table (“You can have anything on the table for only 10¢ each”), and fi ddling with a broken camera tripod (“Oh, I suppose I could let you have it for only fi ve dollars”), Jeff came up to me and whispered, “Ron, do you know anyone who can use a wa-terbed?”
“I didn’t know people were still sleeping on them,” I mused.
“Well I have one in my basement and Marie is pretty upset that I’ve kept it. I could let it go for only fi fty bucks.”
I looked at him with a question mark on my face, “Gosh, Ron,” he whined, “I paid $650 for it a few years ago.” He was still whispering.
I whispered back, “Jeff, why are you whispering?”
He glanced over his shoulder to see if his wife was listening and he said, “Marie wants the darn thing out of the basement because it was the bed my fi rst wife and I slept in for three years. She thinks I keep it to…”
“Oh, I see.” I interrupted with under-standing. “No, Jeff, I don’t need a water bed, but thanks anyway.”
Like Jeff and Marie, you may be thinking of having a garage sale be-fore summer is over. If you are, then here are some tactics that will help make your sale more successful:
First of all, remember that some bar-gains aren’t bargains no matter how cheap they are. It doesn’t matter that you paid $800 only a few years ago for that Panasonic 33” TV with all the bells and whistles. It doesn’t even matter if you still have the original remote control and it has fresh bat-teries in it. Why would I pay you $35 for a television that even the Good-will won’t accept?
And don’t try the “it’s an antique” sales pitch. It is not an antique - it’s obsolete. The same goes for those VCR tapes, your old bowling ball, and that 2010 calendar from Jamai-ca (But it has such pretty pictures on it!).
Another thing - separate your stuff into men’s, women’s, and children’s stuff. I don’t like to look through a box of miscellaneous hardware and have to fi ght off a bunch of dusty Avon bottles. When I’m searching for a tool I don’t want to fi nd a kitch-en utensil.
Also, while I’m poking around your “awesome crap,” don’t stare at me like you recognize me from Ameri-ca’s Most Wanted. I’m not the guy. I’m just someone with too little money and too much time.
Jeff called me late Sunday afternoon, “You know that water bed I was tell-ing you about? I couldn’t sell the stupid thing, so I cut it up and built some shelves in the garage. Marie is a lot happier and now we have a place to put all the junk we weren’t able sell.”
Notice that after the sale was over, what was left was junk. I guess he sold all his awesome crap.
To subscribe to Dr. Ross’free weekly newsletter visitwww.RonRossToday.com
© 2015 Ronald D. Ross
CHECK OUT ACQUIRE CONFIDENCE ONLINE,TO ENJOY DR. ROSS’ MOTIVATIONAL VIDEOS
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Pizza • Pasta • LasagnaSalads • Sandwiches
Beer • Wine
Tuesday - Friday 5 - 9 pm • Saturday 11:30 am - 9 pm
4 Hwy. 105 • Palmer Lake719-481-3244 • website: http://www.bellapanini.com
GLUTEN FREE - Pizza, Pasta, SaucesTry Our Specials Tuesday through Thursday!
SNIPPETZ™ DINING GUIDE
BACK EAST BAR & GRILL MONUMENT
1455 Cipriani Loop Monument, CO. 80132
719-488.2252 www.backeastbarandgrill.com
Homemadepizza dough & sauce
Homemade wing sauce,pasta, salads and more
We smoke our own meats,bread our fi sh and chicken
Please Follow Us:
HOURS:Sun-Mon 10:30AM - MidnightTues-Sat 10:30AM - 2:00AM
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vegetables and fruits at lower prices. Try my recipe for Fish Tacos With Summer Salsa, and feel free to substitute your favor-ite white fi sh, vegetables and fruit to create this tasty, low-cost meal.
FISH TACOS WITHSUMMER SALSA
1 pound American farm-raised tilapia, cat-fi sh or other meaty white-fi sh fi lletsJuice of 2 limes 2 tomatillos, husk peeled, rinsed and chopped2 medium tomatoes, chopped4 small zucchini or 2 large cucumbers, peeled, seeded and cut into small cubes1 large peach or mango, pitted and diced1 medium jalapeno pepper, stems and some or all seeds removed, diced1/4 cup chopped cilantro leaves and stems1 1/2 teaspoons salt2 tablespoons chili powder1 tablespoon cumin3 tablespoons extra-virgin olive oil8 (6-inch) corn tortillas1 Hass avocado, peeled and thinly sliced
1. Preheat oven to 225 F. Place the fi sh in medium bowl and drizzle with half of the lime juice. Cover and refrigerate for 15 minutes.2. Using your hands, squeeze the juice and fl esh from the tomatillos, one at a time, into a medium bowl; discard the skins. Mash the tomatillos with a fork. Add the remaining lime juice, tomatoes, zucchini or cucumbers, peach or mango, jalapeno, cilantro, 1/2 teaspoon salt, 1/2 teaspoon chili powder, 1/2 teaspoon cumin and 1/2 tablespoon of the olive oil, and toss togeth-er until well-combined.3. Spread the tortillas on 2 baking sheets and warm in the oven for about 10 min-utes.4. In a small bowl, combine 1/2 teaspoon salt, and the remaining chili powder and cumin. Remove fi sh from lime juice, pat dry and cover both sides evenly with the spice mix. 5. Heat remaining olive oil in a large non-stick skillet over medium heat; cook the fi sh, about 4 minutes on each side. Break fi sh into bite-size pieces and season with remaining salt. Arrange fi sh in the tortillas with some of the salsa and avocado slices.
***Angela Shelf Medearis is an award-winning children’s author, culinary historian and the au-thor of seven cookbooks. Her new cookbook is “The Kitchen Diva’s Diabetic Cookbook.” Her website is www.divapro.com. To see how-to videos, recipes and much, much more, Like An-gela Shelf Medearis, The Kitchen Diva! on Fa-cebook. Recipes may not be reprinted without permission from Angela Shelf Medearis.
(c) 2015 King Features Synd., Inc., and Angela Shelf Medearis
STRETCHING SUMMER FOOD DOLLARS
School’s out for the summer, and that means more meals at home for many children. This can pose challenges to
the family food budget. It is important to provide balanced, nutritious meals for your children throughout the summer. Here are some tips to help keep costs down:
• Choose a variety of healthy foods so chil-dren don’t get bored with the same foods. Try sandwich wraps with meat and veggies inside, fresh fruits for sweetness and nu-trition, and low-fat milk to round out the meal.
• Choose whole grains, which help you feel full. Whole-grain cereals and breads are great for breakfast and lunch, and whole-grain oatmeal-raisin cookies provide stay-ing power.
• Choose new, interesting or favorite veg-etables from a local farmer’s market. Veg-etables have lots of nutrients and fi ber to help you feel full. Have vegetables washed, cut and ready in the refrigerator to add to meals or to eat as snacks.
• Drink lots of water. Water cools us off, hydrates the body and helps us feel full longer.
• Use caution with low-nutrient foods like chips, snack cakes, cookies, soda and juice drinks. These foods can be very expensive, and they are not very fi lling or satisfying.
• Let your children help plan meals and snacks so they can have some of their fa-vorite foods. If they help plan or prepare meals, they are more likely to eat them. Also, planning ahead can really save mon-ey in your food budget.
• Enjoy the foods of summer. Blueberries, strawberries, peaches, watermelons and fresh garden veggies are always a treat. If you eat produce while it’s in season, it typi-cally costs less and tastes better, so your children will be more likely to eat it and enjoy it.
Summer is the perfect time to get fresh
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8
SNIPPETZ™ WEEKLY MAGAZINE
MILK CHOCOLATEIS HEALTHY, TOO
When a study comes out showing that chocolate is good for our health,
chocolate lovers rejoice. Now a new study has more good news: Even milk chocolate qualifi es.
The study in the British journal Heart tracked 20,000 participants for nearly 12 years. Its conclu-sion? A higher intake of chocolate reduced the risk of cardiovascular events: 11 percent lower for car-diovascular disease, and 25 percent lower for associated death. High intake of chocolate resulted in a 23 percent lower risk of stroke.
The bonus: Most of the participants ate milk chocolate, not the allegedly healthier dark chocolate.
In years past, the chocolate health studies have said:
• Dark chocolate (not milk or white) helps to lower blood pressure. Re-searchers tested this by having par-ticipants swap back and forth at 18-week intervals. • It was the polyphenol antioxidants in cocoa that helped because of the antioxidants -- there are more in chocolate than in red grapes, cran-berries or blueberries. The poly-phenols cause the blood vessels to open, lowering blood pressure.• A study of men and women who’d had a heart attack showed that choc-olate cut the risk of dying from heart problems by nearly 70 percent. Eat-ing chocolate even once a week still cut the risk in half.
So while the new research isn’t 100 percent certain in its conclusions, there appears to be something in chocolate that’s good for us. While we wait for scientists to isolate what it is, ask your doctor if adding a bit of chocolate to your diet is a good idea -- just in case. Also ask your doctor to suggest an amount, to err on the side of caution.
Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her col-umn whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to [email protected].
(c) 2015 King Features Synd., Inc.
CURIOUSCREATURES-
APHIDSAs gardeners we spend a lot of
time tending to our plants. This almost defi nitely will include
dealing with bugs. Many different bugs even. Big bugs, small bugs, benefi cial bugs and then the kind of bugs we like to squish! For me this means aphids. Yes, I occasionally spend my time squishing aphids. I usually try to squish them in between a leaf so I don’t get them all over my fi ngers though. Why do I do this you ask? Well I fi nd it to be the fastest and most effective way to remove them from my plants. There are many products you can spray too, but even when I feel I need to use a prod-uct I use it after I practice the “squish” method. This of course, is pretty darn hard to do when they’re covering a tall tree or in very large numbers. It makes you wonder, how do they seem to just appear all of the sudden? And how are there so many of them?
Spending time squishing aphids gets you thinking about the little creatures. Apart from being a potential pest to just about everything in your garden
they are actually pretty fascinating creatures. Aphids overwinter as eggs on garden plants. When they emerge in spring and mature to adults they can then give live birth without fertil-ization. They only lay eggs as it gets closer to winter and until winter they only reproduce females. The new sets of aphids can then give birth in as lit-tle as 8-9 days! Well that answers our question on how they seem to multiply so fast. Wow! On top of that many ants will actually “farm” aphids. Yes, they actually take care of the aphids and even protect them from predators! Ants do this so they can harvest the sweet “honeydew” that aphids secrete. So now at least we know what we’re deal-ing with. Aphids are tiny, plant sucking creatures that come armed with body guards and have the ability to repro-duce rapidly.
Now in order to get rid of aphids I fi nd that it is incredibly helpful to do any-thing you can to knock the numbers down a little before applying a product or releasing ladybugs. I do this either by using my “squish” method, or by using hard spray of water. Product choices are endless and depend on what they are feeding on. For example, if they are feeding on vegetables or fruit trees you might want to use an organic spray or release ladybugs to make a feast out of your infestation. One Ladybug can eat up to 5000 aphids in its lifetime! On the other hand if you have a heavy in-festation on some very tall trees a sys-temic that works by going up through the plant might be necessary.
Macie McCordMcCord’s Garden Center
& Landscaping719-375-3573
www.mccordgardens.com
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AIR FORCE VETSAND
AGENT ORANGE
The Department of Veterans Affairs has now agreed to pro-vide disability benefi ts to cer-
tain Vietnam-era Air Force veterans who were exposed to Agent Orange in airplanes.
Were you ever on a C-123? Did you work on or around the airplanes? Does the name Operation Ranch Hand ring a bell? That was the operation that sprayed the Vietnam jungle and Ko-rea DMZ area with the Agent Orange defoliant, and the C-123 planes were the ones that did it.
Until now, the VA had regularly de-nied claims from veterans who were ill with any of the 14 AO-related con-ditions and who said they were ex-
posed to AO on a plane. The VA said there was no danger, that any AO on the planes would have dried. What they didn’t consider was the multiple uses of those C-123s: They also were used by National Guard, medical evacuations, routine cargo and more -- for the next 10 years.
What’s disturbing is that the VA has already identifi ed 2,100 Air Force active-duty and reservists who can get compensation. Twenty-one hun-dred? That’s all? It’s also pre-iden-tifi ed the locations where those vet-erans worked, as well as the Tactical and Aeromedical Squadrons. (Note: The lists vary, depending where you look.)
Back in 2013, one veteran pushed hard and was fi nally given compensa-tion for Agent Orange exposure that came from being aboard C-123 air-craft. In 1994, his plane had been sent to a museum, and there it was discov-ered that the plane was still “heavily contaminated” with Agent Orange.
Call 1-800-749-8387 for more infor-mation or see www.benefi ts.va.gov and put C-123 Agent Orange in the search box. Don’t miss Veterans Ex-posed to Agent Orange through Duty on Contaminated C-123 Aircraft.
(c) 2015 King Features Synd., Inc.
ART & FRAMEBELLA ART & FRAMECustom Framing & Art Gallery
Local Artisans Art & Gifts183 Washington St. * Monument
719-487-7691www.BellaArtandFrame.com
AUTO REPAIRFACINELLI MOTORSImport Repair Specialists
SUBARU TOYOTA HONDA707 County Line Road
Palmer Lake719-488-6729
AUTO SALESMonumentMotors.com
50 Used Subarus! 1995-2013Great Prices-Warranty Available
Outback, Forester, LegacyImpreza and Tribeca
Dealer: 719-481-9900
COUNSELINGEQUINE FACILITATED COUNSELING
Trauma • PTSD • Anger • DepressionRelationships • Personal Growth
Gentle Healing TechniquesLaurel Boyer, MA, LPC
GLASS SHOPSSERVICE GLASS
Auto - Shower Doors - MirrorsThermo-Pane & Table Tops
FREE QUOTES 719-481-3701341 Front St. #4
Monument, CO 80132
GRANITEINTERNATIONAL STONEWORKS
GRANITE COUNTERTOPSOver 25 Granite Colors in Stock!
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200 County Line Rd. Palmer Lake
THRIFT SHOPSHANGERS THRIFT SHOP
Benefi ting Tri-Lakes Cares245 Jefferson St.
Monument, CO 80132719-488-2300
Open Mon-Sat 9AM - 5PM
STORAGEAFFORDABLE STOR-MOR
Sizes from 5’ x 5’ to 12.5’ x 32.5’Peakview Blvd & Highway 105
We’ve Expanded to MeetYour Storage Needs!719-481-2860
HAIR SALONSMOUNTAIN AIR SALON & BARBERSHOP
IN SHOP BARBERColor Specialist / Mens Grooming
251 N Front St. Monument, CO719-481-3265
www.mountainairsalon.com
SAVE 64% ON BRACES!BETTER THAN DENTAL
INSURANCE FOR BRACES!!SAVE 64% ON THE COST OF BRACESFOR ONLY $19.95 PER MONTH
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CAREGIVER / NANNYLet Me Help You Simplify Your LifeAssistance with meal preparation, housekeep-
ing, transportation, shopping and errand running.Offering companionship, exceptional personal
care, recreational activities and crafts.Day and evening. Excellent references.
Reasonable rates. Please call 719-322-6736
The UPS Store®
24 Hour Access-Mail ForwardingPackage Receiving
590 Highway 105Safeway Shopping Center
719-487-1730www.theupsstorelocal.com/3693
MAILBOX SERVICES
DOG GROOMINGCHYANNS’ PET CAREGrooming with TLC Since 1983Fun - Calm - Clean - Environment
79 4th St. (4th & Washington) Monument719-488-9474
Cheryl Rogers - Owner Operator
BUSINESS DIRECTORY
The UPS Store®
Banners-Business CardsFlyers-Postcards
590 Highway 105Safeway Shopping Center
719-487-1730www.theupsstorelocal.com/3693
TRI-LAKES PRINTINGPrinting - Design - Direct Mail
15706 Jackson Creek Pkwy.Monument, CO 80132719-488-2544
www.trilakesprinting.com
PRINTING
9
TILE INSTALLATIONT.A.C. TILE
Serving Our Community Since 1979FREE ESTIMATE!
Installation • Remodels • Repairs719-491-8912
www.tactileandstone.com
ACCOUNTINGWatson CPA Group
Tax Prep, ConsultationBookkeeping, Payroll
Competitive Flat Rates719-387-9800
www.watsoncpagroup.com
BOOKKEEPING BY BOBBI INCComplete Bookkeeping ServicesPayroll Services • IRS CleanupQuick Books Training & Setup
[email protected] or cell 331-3003
BOOKKEEPING BY BOBBI INCComplete Bookkeeping Services
Payroll Services • IRS CleanupQuick Books Training & Setup
[email protected] or cell 331-3003
BOOKKEEPING
INSURANCE
FARMERS INSURANCEDAVE PREJEAN
1840 Deer Creek Rd., Suite 103CMonument, CO 80132
719-434-7031 • [email protected]
AMERICAN FAMILYINSURANCELarry E Stiltner Agency481 Hwy 105 Suite 212719-481-8382
Monument, CO 80132
SHELTER INSURANCEWe’re Your Shield, We’re Your Shelter!
Michael D. Ahlers66 Second St. St. B, Monument
719-481-2550www.shelterinsurance.com/michaelahlers
SHIPPINGThe UPS Store®
Packing-ShippingBoxes-Freight
590 Highway 105Safeway Shopping Center
719-487-1730www.theupsstorelocal.com/3693
GUTTER PROTECTIONGUTTER HELMETThe First, The Best, The #1
TRIPLE LIFETIME WARRANTYOwned by Kirt Byerly of “Around The House”Call today for the Permanent Solution
719.495.2673www.gutterhelmet.com
HEALTH & WELLNESSHYPNOTHERAPY
Weight-Release • Quit SmokingReduce Fear, Stress or Anxiety
Improve your life balance & goalsLaurel Boyer, LPC, CHT / 719-210-0668
PURPLE MOUNTAIN JEWELRYFine jewelry-custom design-
jewelry repair-watch batteries.47 Third Street, Monument, CO
719-487-0444www.purplemountainjewelry.com
JEWELRY
SUSAN HELMICH FINE JEWELRYDesigner Collections ~ Custom
Since 1972Repair-Gemstones-Restoration
Gold Buying or Credit719-488-0448
13710 Struthers Road, #120
PHOTOGRAPHYKIRKLAND PHOTOGRAPHY & DESIGN
*FAMILY *COMMERCIAL *EVENTS*HIGH SCHOOL SENIORS *MODELS
719-487-1779Hwy. 105, Palmer Lake, CO
www.KirklandPhotography.com
FINANCIAL ADVISORSTHRIVENT FINANCIALPatricia Synatschk Silva, FIC
Financial [email protected]
Thrivent.com/fr/patricia.synatschk
Cell: 713-530-2277Connecting faith & fi nances for good.™
MUSIC INSTRUCTIONGINA FORERO, B.M., M.S.
The Juilliard School • New York, NYPIANO INSTRUCTION
BEGINNER TO ADVANCED719-337-7742
[email protected]. ginaforeropiano.org
Watson CPA GroupMost Individual tax returnsfor $150 to $325. Includes
state, small biz, rentals719-387-9800
www.watsoncpagroup.com
THE WALSH COMPANYEnrolled Agent Tax Specialist
Personal • Corporate • LLC • Trust430 Beacon Lite Rd. #155
Monument, CO 80132719-481-8951
TAX PREPARATION
GARDEN CENTERMcCORD’S GARDEN CENTER
& LANDSCAPINGAnnuals • Perennials • ShrubsHerbs • Vegetables • SeedsGarden Art • Garden Supplies780 Hwy 105 • 719-375-3573
SNIPPETZ BUSINESS DIRECTORY GIVES YOU GREAT EXPORSURE AT AN AFFORDABLE RATE! IN PRINT AND ONLINE,
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(719) 487-0484www.snippetzonline.com
LANDSCAPINGMcCORD’S GARDEN CENTER
& LANDSCAPINGCustom Landscaping • PatiosRetaining Walls • Xeriscaping
CALL 719-375-3573TO SCHEDULE A FREE ESTIMATE!
POST HOLES
POST HOLES$5 EACH*
Please call Kevin:
719-499-3787
LEGALLEGALSHIELD®
ON-CALLLEGAL PROTECTIONONLY 19.95 Per Month
Patricia Reuther312-882-4081/719-203-4886
VISIT:www.snippetzmagazine.com
WE KNOW HOW TO SHOWYOU A GOOD TIME!
WWW.MAXXSUNGLASSES.COM
Come on in, see our facilities and have a cup of coffee any Monday, Wednesday or
preferred sunglasses for over 20,000 vendors. From the street corners in Colorado Springs
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10
SNIPPETZ™ HEALTH AND WELLNESS
Bonnie B. Baswell, M.D.Eric L. Caplan, M.D.
Kori Schulte, MSN, FNP-BC.
Specialized Adult and Pediatric
Allergy and Asthma Care
Now in Monument
Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.
Individualizedtreatment for:
Nasal AllergiesChronic Sinusitis
Food AllergyHives
EczemaAsthma
Including Allergy Injections
719-592-1365www.csallergy.com
550 Highway 105Monument, CO 80132Wednesday Afternoons
At the Medical Centernext to Safeway
PERSISTENTCARPALTUNNEL
SYNDROMEDEAR DR. ROACH: I had surgery late last year on my right wrist for carpal tunnel syndrome. The numb-ness in my fi ngers has not changed. Now I’m faced with the same prob-lem in my left hand. I’m going to forget surgery, seeing as it wasn’t successful in my right hand.
I decided to go to an acupunctur-ist for laser treatments. I also had a cortisone shot. Neither of these has helped. Do you know of a solution for my problem? -- P.M.
ANSWER: Carpal tunnel syn-drome is caused by compression on the median nerve, as it runs down the arm through a “tunnel” of bone and connective tissue deep in the wrist. It may cause pain, numb-ness and weakness of the wrist and hand. The thumb and middle three fi ngers are most often affected. In advanced cases, the hand muscles may become atrophied. The sooner the pressure on the nerve is relieved, the more likely there will not be per-manent nerve damage.
It sounds to me like the fi rst sur-gery was not done soon enough to prevent damage. If that’s the case, then surgery on your left hand, done sooner after the onset of symptoms, might prevent the long-term numb-ness present in your right hand. However, it’s possible that the diag-nosis was wrong or that the surgery might not have been effective, even if done promptly.
At least one study of needle acu-puncture showed that it is as effec-tive as a cortisone injection. This study excluded people who already had fi xed numbness in the fi ngers, who are less likely to be helped by any treatment. I have not found any evidence that laser treatment is ef-fective.
My advice is to fi rst be sure of the diagnosis. An EMG test is a study of nerve function, which can confi rm the diagnosis and may be able to predict how much damage there is and provide guidance on treatment. If damage is not too severe, other treatments such as splinting, medi-cation, yoga or ultrasound may be helpful. If advanced, surgery done quickly still may be your best bet.
***DEAR DR. ROACH: I just found out that I have lipedema, a rare dis-ease. What can I do about it? My mom and dad don’t have it, nor oth-er family. Should I try to fi nd rela-tives who have it? I am told that it is an inherited disease. None of these “family” ever had it! -- L.Q.
ANSWER: Lipedema is indeed a rare disease, although it may be underdiagnosed. It almost always is found in women, and is suspected when there is marked fat deposition symmetrically between the waist and ankles. The areas affected often are tender or painful to the touch. It is not the same as lymphedema, fl uid increase due to poorly func-tioning or damaged lymph vessels, although people with lipedema can develop lymphedema.
Treatment includes compression garments or manual lymph drain-age, often combined with surgical treatments such as liposuction.Only about 15 percent of people with lipedema have a family histo-ry. It’s not surprising that you can’t fi nd relatives with it.
More information is available at several support groups, and at www.curelipedema.org/lipedema/.
***
Dr. Roach regrets that he is unable to an-swer individual letters, but he will incorpo-rate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.
(c) 2014 North America Synd., Inc.All Rights Reserved
CHECK OUT OUR HEALTH & WELLNESS PAGEONLINE, FOR HEALTH AND NUTRITION VIDEOS
www.SnippetzMagazine.com
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11
QUALITY GOODS & SERVICES
SAFE • CLEAN • SECURE Double J
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MOMENTS IN TIMETHE HISTORY CHANNEL
• On July 16, 1863, the draft riots en-ter their fourth day in New York City in response to the Enrollment Act, which allowed wealthier citizens to pay $300 to avoid military duty. More than 1,000 people died in the violence, which was only contained by the arrival of Union troops from the battlefi eld at Gettys-burg.
• On July 19, 1879, Doc Holliday kills a man for shooting up his saloon. De-spite his reputation as a deadly gun-slinger, Doc Holliday engaged in just eight shootouts and killed only two men. The second was at the O.K. Cor-ral in 1881. • On July 17, 1944, an ammunition ship explodes while being loaded in Port Chicago, California, killing 332 people. Poor procedures and lack of training led to the disaster. The blasts were felt as far away as Nevada.
• On July 15, 1971, President Richard Nixon stuns the nation by announcing that he will visit communist China. Since the Communists came to power in China in 1949, Nixon had been one of its most vociferous critics.
• On July 13, 1985, in London, Prince
Charles and Princess Diana offi cially open Live Aid, a worldwide rock con-cert to raise money for the relief of famine-stricken Africans. The 16-hour concert was globally linked by satellite to more than a billion viewers in 110 countries.
• On July 14, 1995, the MP3 fi le com-pression format is born, allowing mu-sic fi les small enough to be stored in bulk.
• On July 18, 1999, New York Yankee David Cone pitches the 16th perfect game in major-league history with a no-hit, no-walk victory over the Mon-treal Expos. Cone needed only 88 pitches, 68 of them strikes, to set down 27 Expos in a row.
(c) 2015 King Features Synd., Inc.
SUBARUS!
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WELCOMINGBarbara Oakley - 719-488-2119
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TO WATCH THE ACCOMPANYING VIDEOS, GO TO:www.SnippetzMagazine.com
12
SNIPPETZ™ PUZZLES AND TRIVIA
(c) 2015 King Features Synd., Inc.
TRIVIA TEST SPORTS QUIZ
FLASHBACK BIBLE TRIVIA
1. Is the book of 2 Timothy in the Old or New
Testament or neither?
2. From Luke 6, what did Jesus tell His
disciples to do to those who cursed them?
Smile, Walk away from, Laugh, Bless them
3. What instrument did David play for
Saul that caused the evil spirit to depart?
Drum, Harp, Tambourine, Flute
4. From John 3, who lifted up the serpent
in the wilderness? Paul, Peter, John the
Baptist, Moses
5. What horrible things did Ezekiel see fi ll-
ing a valley? Serpents, Locusts, Dry bones,
Demons
6. Who was the father of James and John?
Zebedee, Nahum, Haggai, Hizkiah
By Wilson Casey
1. Who released “Easier Said Than Done”
in 1963?
2. Name the solo entertainer who re-
leased “Little Sister” in 1961.
3. Which duo released “Get Closer”?
4. Why did Elton John and Bernie Taupin
write “Philadelphia Freedom”?
5. Name the song that contains this
lyric: “Look at what’s happened to me, I
can’t believe it myself. Suddenly I’m up
on top of the world, It should’ve been
somebody else.”
By Mick Harper
1. In 2014, Jhonny Peralta set a record for most home runs by a St. Louis Car-dinals shortstop (21). Who had held the mark?
2. Which player had the most RBIs dur-ing the decade of the 1970s?
3. Who holds the record for most touchdown passes in an Orange Bowl game?
4. Name the last Orlando Magic rookie to score 35 points in a game before Victor Oladipo did it in 2014?
5. In 2015, Nicklas Backstrom became the Washington Capitals’ all-time lead-er in assists (427). Who had been No. 1?
6. Who holds the record for most med-als in the Winter Olympics?
7. Name the last PGA golfer before Jimmy Walker (2014-15) to win back-to-back Sony Opens?
By Chris RichcreekBy Fifi Rodriguez
1. MYTHOLOGY: Who was the father of Hercules?
2. MUSIC: Who wrote the opera “Otello” in 1887?
3. ART: Who painted the anti-war work titled “Guernica”?
4. INVENTIONS: Who invented Tupper-ware?
5. TELEVISION: What was the name of Howdy Doody’s twin brother?
6. U.S. PRESIDENTS: How old was Ron-ald Reagan when he was inaugurated?
7. GEOGRAPHY: Where are the Taurus Mountains?
8. HISTORY: Which famous family ruled Florence during the Renaissance?
9. LITERATURE: In which novel does the character of Long John Silver appear?
10. ANIMAL KINGDOM: Where did Manx cats originate?
(c) 2015 King Features Synd., Inc.
(c) 2015 King Features Synd., Inc. (c) 2015 King Features Synd., Inc.
TRIVIA TEST SPORTS QUIZ FLASH BACK
1. The Essex. The group was composed of active-duty Marines who met while stationed together in Okinawa.2. Elvis Presley. It was released as a double A-side single. “Marie’s the Name of His Latest Flame” was the hit on the fl ip side.3. Seals and Crofts, in 1976. The song was one of the duo’s few that broke into the Top 10 charts. Their best-known songs are “Diamond Girl” and “Summer Breeze.”4. To honor Billie Jean King’s ten-nis team, the Philadelphia Free-dom, in 1975.5. “Believe It Or Not,” by Joey Scarbury, in 1981. The song was the theme for the television show “The Greatest American Hero.” The catchy tune made it into all areas of popular culture, including “Seinfeld, the “Fahrenheit 9/11” soundtrack and “The 40-Year-Old Virgin” fi lm.
1. Zeus
2. Verdi
3. Picasso
4. Earl Tupper
5. Double Doody
6. 69
7. Turkey
8. The Medici family
9. “Treasure Island”
10. Isle of Man
1. Edgar Renteria had 16 home runs for St. Louis in 2000.
2. Cincinnati’s Johnny Bench, with 1,013 RBIs.
3. West Virginia’s Geno Smith, with six TD passes in 2012.
4. Shaquille O’Neal, in 1992.
5. Michal Pivonka, with 418 assists. Current teammate Alex Ovechkin is now second on the team with 420.
6. Ole Einar Bjoerndalen of Norway has won 13 medals in the biathlon.
7. Ernie Els, in 2003-04.
BIBLE TRIVIA
1) New
2) Bless them
3) Harp
4) Moses
5) Dry bones
6) Zebedee
Comments? More Trivia? Visit www.TriviaGuy.com
(c) 2015 King Features Synd., Inc.
THIS WEEKSAnswers & Solutions
13
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SNIPPETZ™ COMICS AND ENTERTAINMENT
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719 • 243 • 4817
TRI-LAKES TILEPROFESSIONAL QUALITY INSTALLATION
COMMERCIAL • RESIDENTIAL
by Samantha Weaver
• It was Italian novelist and philosopher Umberto Eco who made the following sage observation: “Fear prophets and those prepared to die for the truth, for as a rule they make many others die with them, often before them, and at times instead of them.”
• Iconic American rock band the Grate-ful Dead were originally known as the Warlocks.
• It takes an average of 45 seconds in a microwave to make a Twinkie explode.
• Dedicated experts at the University of Connecticut Alcohol Center conducted a study in which it was determined that light beer is more likely to cause a hang-over than dark beer. Evidently, lighter beers tend to be more highly carbonated, which causes the alcohol to go through the system faster.
• It’s been reported that the Department of Defense has contracted a private lab to come up with a smell that’s so bad, it
can be used to control unruly crowds.
• The 1942 fi lm “Casablanca” is consis-tently considered to be one of the best movies ever made. However, executives at Warner Brothers didn’t expect much from the fi lm and gave the producers an extremely small budget. In fact, they were so strapped for cash that the plane used in the movie’s iconic fi nal scene was no more than a cardboard cutout.
• The original American Express card was not green, but purple. The now almost-ubiquitous green wasn’t intro-duced until 1969.
• Those who study such things say that if you have bad breath, you’re more likely to be bitten by a bat.
• In the 1970s, there was an epidemic of teenagers sniffi ng airplane glue to get high. In order to discourage this practice, the glue manufacturers began adding an intense oil of mustard to the formula.
***THOUGHT FOR THE DAY:
“Happiness is good healthand a bad memory.”
-- Ingrid Bergman
© King Features Synd., Inc.
14
SNIPPETZ™ WEEKLY MAGAZINE
SNIPPETZ COMMUNITY CALENDARTO SUBMIT YOUR EVENT: http://www.snippetzmagazine.com/submit-event.html
ITALIAN CLUBMONTHLY MEETING
702 S. Tejon Colorado Springs1st Tues. of every month 6:30pm/8:00pm
If you love family, socializing and culture, then membership in Sons of Italy is right for you. Membership is open to men and women.
More information at www.sonsofi talypp.com
VFW MEETINGSundance Mountain Lodge Carson Room
3rd Tuesday of the Month 6pm.For more information contact Jerry Lollar at
[email protected]. 719-264-1941
Tri-Lakes HAP-py Feet Foot Care ClinicTri-Lakes Senior Center
Second Wednesday of each MonthTo schedule an appointment, call Bob at
the Visiting Nurse Association on Tuesday through Thursday between 9 and 4,
at 719 577-4448.
GLENEAGLE SERTOMA CLUB MEETINGLuncheon meeting every Wed. 11:45 a.m. Liberty Heights 12105 Ambassador Drive, (off Voyager Blvd in Col Springs). We offer
interesting speakers and programs. Everyone is welcome. Info: Call Garrett Barton at 433-
5396 or Bill Bristol at 481-3366 or visitwww.gleneaglesertoma.org.
BINGOAmerican Legion post 9-11
at The Depot Primrose St. - Palmer LakeEvery Saturday Night 7:00PM
LIONS CLUB MEETING1st Thursday of the Month 6:00PM-8:30PM
MONUMENT HILL COUNTRY CLUBYour family can make help enrich lives for our El Paso County families and people around
the world. Please contact [email protected] 719-313-0688 for club details. We Serve.
VFW LADIES AUXILIARYMONTHLY MEETING
Sundance Mountain Lodge Carson Room3rd Wednesday of the Month 6:30 pm.
For more information contactKathy Carlson - [email protected].
719-488-1902
KARAOKE FRIDAYSOakley’s Cafe & Bistro Every Friday 8:30pmKaraoke with JR’s Ultimate Entertainment
every Friday starting at 8:30pm. Karaoke and music til midnight.
UNIVERSAL EDUCATION FOUNDATION, 501 (C) (3) - SINGLE PARENTS WEEKLY
SUPPORT GROUP Wednesdays 6-6:45pm
Serrano’s Coffee CompanyMeet weekly to gain support, encouragement
and ideas from other single parents. Call Tami Urbanek at
719-641-2017 to sign up!
2ND MON PHOTO EXHIBIT NIGHT • PALMER DIVIDE PHOTOGRAPHERS
Tri Lakes Art Center, 304 Hwy 105,Palmer Lake, CO 80133 2nd Monday Monthly pdphotographers.com
Purpose is for serious peer photo critique & review; and fun. Conversations are rich with tips, tools and techniques. All levels
are welcome. Later in the calendar year, we will begin to focus on the annual Visions of Light Photography Show, held early each year. What have you been creating in your
digital darkrooms? Bring in up to 5 images to share for review. RSVP is always helpful but not required. Register on pdphotographers.com for emailed updates. Bring 3-5 images
on USB stick; jpg sized to 1200 on long side. Bring questions about the images that ask for
the feedback you are looking for. Check your email & website for last minute changes due
to weather or attendance.
MONUMENT HILL KIWANIS CLUBBreakfast meeting every Saturday 8am
Monument Hill Country Club18945 Pebble Beach Way
Great fellowship and programs.All are welcome. Visitors eat free.
Contact Bob Hayes, 481-9693www.monumenthillkiwanis.org
PEAK RANCH ALPACAICE CREAM DAY
July 11th - 10AM-4PMFree ice cream, boutique sale and
Alpaca tours. Fun in the Sun!(719) 232-8509
19850 Beacon Lite Rd.Monument, CO 80132
THE 7th ANNUAL COLORADO SPRINGS NATIVE AMERICAN INTERTRIBAL
FESTIVAL AND TRADITIONAL POWWOWPresented by The Palmer Lake Historical Society And One Nation Walking Together
Saturday, July 18, 2015at the Mortgage Solutions Financial (formerly Freedom Financial Services) EXPO Center, 3650 N. Nevada Avenue, Colorado Springs, Colorado 80907 For Information: Visit www.
palmerdividehistory.org, or www.OneNationwt.org or call (719) 559-0525.
(see additional information on page 15)
SPECIAL OLYMPICS GOLF SCRAMBLEUSAFA Championship BlueMon 10 Aug 2015 / 8:00AM
Incl golf,cart,range, lunch, prizesContact [email protected] or
719-445-0496
WE DON’T SAYWE’RE THE BEST READ WEEKLY
PUBLICATION ON THE FRONT RANGE...
OUR READERS DO !Snippetz Weekly Magazine (719) 487-0484
CAMPMAIL CALLA yellowed 4-cent postcard sur-
faced from the bottom of an old shoebox stashed in our attic. A
classic in time, it was sent before ZIP codes and eons before cellphones and snappy e-mail. The relic wasn’t written by some great-grandparent, but by my “boomer” husband to his parents when he was off to camp for the fi rst time at Round Lake in northern Minnesota at the age of 10.
I’m sure his parents were waiting pa-tiently for news of the week. Was he healthy, happy, making new friends, missing his parents -- but not too much? -- all those concerns we have
when our kids are away from home for the fi rst time.
Well, here’s what he wrote:
“Dear Mom and Dad,I wasn’t going to write, but they made me write it or I couldn’t eat dinner. Camp is really fun. We won volleyball and water polo today and now tied for second place. Well, now that I got this written, I can go eat. Love, Dean”
While we like to receive any word from our kids while they’re away at slee-pover camp, it’s the campers who also like to hear their name at “mail call.”
Here are some tips:
• Write and send a note or two to your child’s camp via U.S. mail a few days before he leaves home. Your child will be thrilled to hear from you the fi rst day of camp. Keep the letters coming. They’ll no doubt end up in a scrapbook (or shoebox) your child will treasure in years to come.
• If your child is a baseball fan, remem-ber to send clippings of box scores of games missed while away, or send a fa-vorite comic strip from the paper.
• Tuck in addressed envelopes, stamps and a pen to encourage your child to write home.
• If your child’s camp will print out your e-mailed letters, try not to overload the system. There is a fi ne line between keeping in touch and letting your child feel independent and “away” from his typical “at home” routine.
Tip: A camp experience in the outdoors can positively impact a child. Consider sending a kid to camp by providing
scholarship funds for someone who might not otherwise have resources. Contact a camp of your choice or your local YMCA directly to fi nd out how you can sponsor a camper.
***Donna Erickson’s award-winning series “Don-na’s Day” is airing on public television nation-wide. To fi nd more of her creative family reci-pes and activities, visit www.donnasday.com and link to the NEW Donna’s Day Facebook fan page. Her latest book is “Donna Erickson’s Fabulous Funstuff for Families.”
(c) 2015 Donna EricksonDistributed by King Features Synd.
SNIPPETZ™ BUSINESS SECTION
LIVING GOD’S GIFTSbringing Christ into your fi nancial life
INVESTINGFROM A
BIBLICALPERSPECTIVE
Honoring God with Your Financial BlessingsCHUCK MAHER CFP®
PO Box 39Monument, CO 80132
Phone: 719-481-0549Cell: 303-748-6352
Toll Free: 800-873-9705
Securiti es off ered through and supervised by Wilbanks Securiti es, Inc. Member FINRA & SIPC 4334 NW Expressway, Suite 222 Oklahoma City, OK 73116 405-842-0202 Fee Based Wilbanks Securiti es Advisory
15
byChuck Maher, CFP®
...BRING CHRIST INTO OUR FINANCIAL LIVES
OUTSMARTINGTHE MARKET
Would you like to be able to outsmart the market? A lot of investors think
they can. I personally think you can too but only if you are willing to change your perspective and the rules. Investing isn’t about beating an index or some arbitrary bench-mark. It isn’t a game for bragging rights. It’s about making your goals and dreams come true. If you’re willing to take that attitude, the only benchmark you have to meet is the one you have established for your success, you have outsmarted the market.
Here are a few thoughts I have that you may want to consider along the way.
SHORT-TERMPERFORMANCE
IS MEANINGLESSThere will always be a hot perform-ing investment out there -- an invest-ment that is producing phenomenal returns and receiving a lot of press coverage. It also is an investment you probably don’t own. There will also always be investments out there producing phenomenally poor re-turns and they too will receive a lot of press. Sadly those investments may very well end up being invest-ments you do own. Phenomenal re-turns either good or bad are not in and of themselves a call for action. Short-term returns are meaning-less. To understand an investment’s performance you need to review its long term returns through a variety of market cycles both up and down and its impact on your plan.
TURBULENCEIS TO BE EXPECTED
Markets go up and markets go down and even the best investments have stretches of poor returns. If you fi nd
yourself owning an investment that is performing poorly stop looking at the performance. Instead revisit why you bought the investment, what made it a good choice and what outcome were you trying to achieve. Often times you will fi nd that your choice is still a good one and a market downturn may well be a chance to increase your position at a lower price. Think of a market downturn not as a loss but as the sale. And who doesn’t like to buy things on sale.
DON’T CHASE RESULTSA sure path to fi nancial ruin is to buy high and sell low. Unfortu-nately too many do just that. Often when I’m examining a potential client’s portfolio I can tell exactly when they made their investment purchases. They bought whatever investment was in vogue at the time and they usually paid a premium price. Too often the same investors will jump from one investment to the next hoping for greater returns. Financial success is not achieved by chasing returns it is achieved by the systematic accumulation of wealth. If you want to be successful develop a plan for investing and don’t devi-ate – ever.
THINK LONG-TERMKeep your eye on the prize. The most successful investor of our time, Warren Buffett, once stated that his ideal holding time for an investment was forever. Investing is not a sprint but a marathon. Your goal is not to fi nd the greatest, the newest or the best investment. Your objective should be to fi nd good in-vestments that are consistent with your goals, your needs and your at-titude towards risk. The long-term can be very forgiving in the world of investing.
KNOW WHYYOU WOULD SELLBEFORE YOU BUY
…and performance is not a reason. If you use performance as the sole reason for making a change in your portfolio, it becomes easy to fall into the habit of chasing results and it is unlikely that you will be happy with what you fi nd. Make sure you understand what it is you are buying and how it fi ts in your overall plan. If you know what you are expecting from an investment it is much easier to make a decision to sell that invest-ment for the bad or the good. Not all your investment choices will work out as you planned others will have achieved their goals, either way it’s time to move on. It is a lot easier to have made that decision before you are in the thick of things.
Can you outsmart the market? I don’t know. But I do know that people who make the time to estab-lish an investment plan with clearly
defi ned objectives are generally far more successful than people who don’t. If you look at investments as tools to be used to help you achieve your fi nancial goals, as opposed to an end all in themselves, the day to day fl uctuations in the market will become irrelevant. It’s all just noise. What really matters is your fi nancial success. Are you on track?
“The plans of the diligent are sure of profi t, but all rash haste leads cer-tainly to poverty.” Proverbs 21:5
Chuck Maher is a Certifi ed Financial PlannerTM practitioner specializing in Christian values based fi nancial plan-
ning and investing. He can be reached at [email protected], locally at (719) 481-0549.
Securities offered through andsupervised by
Wilbanks Securities, Inc. Member FINRA SIPC
4334 NW Expressway, Suite 222 Oklahoma City, OK 73116-1515
(405)842-0202Fee Based through
Wilbanks Securities Advisory
16
SNIPPETZ™ WEEKLY MAGAZINE
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