SMERA RATINGS LIMITED (Formerly SME Rating Agency of India
Limited)
SMERA RATINGS LIMITED(Formerly SME Rating Agency of India
Limited)
What is Credit Rating: A credit rating is an opinion on the
creditworthiness of the borrower.Credit Rating Agencies in
India:CRISILICRACAREONICRAFITCHSMERA
Steps of Credit Rating Process
SMERA An IntroductionSMERA is the countrys first & only
dedicated rating agency that focuses primarily on the MSME
segment.
It is a joint initiative of SIDBI, Dun & Bradstreet and
leading private and public banks in India.
Launched on the 5th September 2005 by the Hon. Finance Minister,
Shri P Chidambaram.
Completed over 25384 ratings till date.
Greater acceptability in banks (MOU with 44 banks). 23 Banks
offer interest rate and security concessions for well rated SMERA
customers.
SMERA Product/Rating Offerings:Bank Loan Rating (BLR) under
Basel 11Greenfield GradingEducation Institution RatingMicrofinance
Institution RatingGreen RatingCredit rating of NCDs & BondsIPO
GradingGrading of Maritime training InstitutesNGO Grading
NSIC D&B SMERA Rating Scale :
NSIC D&B SMERA Rating Fee
Benefits of SMERA Rating for MSMEsTimely and adequate
creditLower interest rate/collateral requirementSimplified lending
normsD&B DUNS Number
