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8/10/2019 SME Asset Product Features
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SME ASSET PRODUCT
FEATURES
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ANONNO
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Product Feature
Loan FacilityTerm Loan
Single loan payment
Loan PaymentTerm Loan: BDT 2 Lac to 15 Lac
Single loan payment: BDT 2 Lac to 15
Lac
ANONNO
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Product Feature
Interest Rate
Term Loan 22.5% p.a.
Loan Tenor
12 to 18 months (below 6 Lac)18 to 36 months (6 to 15 Lac) Mandatory document
req. a) MDPD b) MDTD
Single payment facility: 3 to 9 months.
Loan Processing Fee
3% + VAT of the loan amount.
ANONNO
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Product Feature
Loan AmountTerm Loan = BDT 3 lac BDT 25 lac
Loan PurposeWorking Capital, Fixed Asset
Purchase
DURJOY
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Product Feature
Interest Rate
23% p.a.
Loan Tenor
12 to 60 months
Minimum Income
25,000
Repayment MethodEMI via standing order or auto debit from account
maintained with BBL or PDC from other Bank
DURJOY
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APURBO
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Product Feature
Loan FacilityTerm Loan
Overdraft Facility
OD can be the certain percentage of
total loan requirement in
combination with term loan.
Loan PaymentTerm Loan: BDT 10 Lac to 1 Crore
Overdraft Facility: Determined by
CRM
APURBO
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Product Feature
Interest Rate
Overdraft 18% p.a.
Term Loan - 18% p.a.
Loan Tenor
12 to 60 months
Overdraft renewal = 1 year
Loan Processing Fee
1.5% + VAT of the loan amount for new loan
APURBO
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SHOKTI
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Product Feature
Loan AmountTerm Loan = BDT 1 to 10 million
Interest Rate: 21.50% p.a.
Loan Tenor: 12 to 60 months
Repayment MethodEMI via standing order or auto debit
from account maintained with BBL or
PDC from other Bank
SHOKTI
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Documents
Demand Promissory Note
Loan Application
Trade License
Photocopy of Title DeedRent Receipt
TIN Certificate
In case of Partnership Firm
Partnership Deed (notarized/registered)
PartnersResolution
SHOKTI
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Documents
In case of Private Limited Company
Certification of Incorporation
Memorandum and Articles of Association
Board Resolution
Certificate of Registration
SHOKTI
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SHOMPOD
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Product Feature
Loan type Term Loan
Overdraft
SHOMPOD
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Product Feature
Loan AmountTerm Loan = BDT 10 lac BDT 35 million
Interest Rate: 16.00% p.a.
Loan Tenor: 10 lac to 1 Crore = 12 to 84months
Loan Tenor: Above 10 million to 35million= 12 to 120 months
Overdraft: Maximum 30% of the total
amount or BDT 10 million whichever is
lower.
SHOMPOD
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Documents
Letter of Arrangement
Demand Promissory Note
Letter of Continuation
General Loan AgreementLetter of Undertaking
Letter of Hypothecation of Present and Future Assets
Memorandum and Articles of Association
Board Resolution
Partnership Deed
Trade License
SHOMPOD
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Documents
Duly filled in loan Application along with Terms and Conditionssigned.
Photograph of borrower(s) and guarantor(s).
National ID card/copy of passport or driving license/TIN Certificate
Lawyer Report
Appraiser Report
Verification Report
Insurance Documents
Property Insurance
SHOMPOD
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Documents
Property Documents:
Original title deeds of the property or certified copy of the
original title deeds with duly discharged registration receipt
(if original deeds have not been received from the registration
office)/ Lease DeedBia Deeds
Lease Deed
Latest CS, SA, RS Parchas , i.e, record of rights
Mutation Parcha:
(A) Leasehold: Mutation letter from RAJUK/CDA/National
Housing Authority/Ministry of Works/Concerned Authority
(B) Leasehold and Freehold: Mutation from AC Land office with
proposal sheet:
SHOMPOD
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Documents
DCR
Title Search
NEC
Up-to-date Land Revenue receiptUp-to-date Municipal Tax Receipt
Legal Opinion
Mortgage Permission: Only for Leasehold Property
Deed of Mortgage & Deed of IGPA
Approved Plan/Layout Plan and Approval Letter by
RAJUK/CDA/Concerned Authority
SHOMPOD
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Product Feature
Types of products Letter of Credit
To import goods
To purchase goods from local
market
One off & revolving
BDT 1 Lac to 2 crore
SHOMRIDDHI
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Product Feature
Types of products Loan against trust receipt
To retire L/Cs
BDT 0.7 Lac to 2 Crore
Revolving loan
Import duty payment against LCs BDT 10 Lac to 2 Crore
SHOMRIDDHI
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`Product Feature
Types of products Inland Bill Purchase
To purchase accepted bills against local/ foreign LCs issued
by other banks
BDT 0.5 Lac to 2 crore
Bank Guarantee
To provide security in favor of different organizations and
institutions or that bank finds suitable to finance.
BDT 1 Lac to 2 crore
SHOMRIDDHI
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Product Feature
Interest Rate
18% p.a.
Loan Tenor
180 Days.
SHOMRIDDHI
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Thank You