SmartVista Product Development2012

BPC Client Conference Rhodes, 13-14 October, 2011

Evgeny Kozhin, Head of Development Department

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Agenda

Product strategy

Changes in R&D

Information sources for roadmap

2011 developments

Roadmap 2012

Future plans 2013-2014

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Product Development Strategy

Continual improvement in scalability and availability

Innovation in functionality and design

Maintain necessary compliance Global and regional

Continual improvements in architecture

Maintain platform independence

Continuous integration with new platforms

«Continuous integration» in development process

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Development Group Organization

Dedicated R&D development group

Dedicated GUI resources

Release management

Core & plug-in architecture

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Releases & Main Stream

Two releases per year

Separate branches for regions

All major features – imported to the main stream

Common release for SVFE, SVBO & WEB

Testing SDK will be provided with each release

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Information Sources for Road Map

Market/Customer demands ( Pre-sales, Sales ) Information from RFPs, requirements

Customer requests

Competitors’ solutions

Payments schemes requirements Visa/MasterCard/Diners/AmEx mandatory Changes

New products ( contactless cards, money transfer services )

Improvements and reengineering Internal reengineering of code and functionality

Improvements based on stress and functionality testing

New technologies and platforms

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2011 Results

TO DO 2011SV Software Development KitFraud MonitoringPayments processing WSNew interfacesChip cardsDistributed cards productionMobile CommerceInternet CommerceThales payShield 9000

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2011 Results

TO DO 2011Card issue applications workflowInteractive electronic help systemProduct localizationPlatformsSafeNet Protect Server Gold and Luna EFT

…….

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Technological Bulletins

SMARTVISTA

TECHNOLOGICAL BULLETIN

2nd quarter 2011

Copyright © 1999-2011 Banking Production Center

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What we are thinking About Next Year?

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New ATM Portal

•Ticketing system disputes

•Cash management

•Collection prediction

•Monitoring

•Notification engine

•Available for iPad

External Monitoring

•System monitoring

•Integration with enterprise service desk systems

•IBM Tivoli (With IBM industry framework)

•HP OpenView

•SNMP protocol

Plans for 2012

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Pre-select PIN and

PIN

via SMS

•Select PIN for card in

branch

•Card is issued with

this PIN

•Masked PIN via SMS

•Secret password/mask

identify

My Picture Card•Personal design

•Portal for personal imagesand design of cards

Plans for 2012

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Merchant PortalInternet portal for merchants

•View transaction information

•Hotline for POS problems

•Reporting, statistic, analytics

•Notification and monitoring

•Available for iPad

Plans for 2012

Monitoring for Bussiness People

"The Media Tablet in Business"

•Application for iPad

•Functional & statistic information

•Terminal availability

•Reports and widgets

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Business Portal forCorporate Clients•In addition to standard I-Bank•Features for corporate customers

•Issued business cards•Spending, overall balance

USSD Payments via Mobile

•Quick paymentsfrom mobile

•No additional application

•No sms

•Just USSD menu

Plans for 2012

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Plans for 2012

New GUI•All system configuration

from GUI•Flexible configuration based on user roles•Easy data access

New ATM transactions

•Dynamic Currency Conversion

•Discounts and coupon printing

•Interactive scenarios

•Tickets issuing

•Denomination of cash for

withdrawals

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Plans for 2013/2014

Configurable interface forms – users build their own screens

In memory Data Base – improve TPS

NFC – Personalization and content management

IBM Cognos – Reporting System

Improve Retail functionality – deposits, credits, accounting

Cardgen light – cross platform, compact card personalization

Active-Active on DB2 – Do the same as with Oracle

Performs stress testing with new platforms – find bottleneck

Adaptive predictable models – strong math based on statistic

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www.bpcbt.com

BPC Banking TechnologiesClient Conference 2011