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Single Premium Plan Development Department
Say Yes To Solid Financial Security
MAA Assurance Berhad (8029-A)
MAAMAAMaaster Capital Guaranteed PlanMaaster Capital Guaranteed Plan
(Fund 2)(Fund 2)15/2/06 to 30/4/0615/2/06 to 30/4/06
You Can Sleep Well At NightYou Can Sleep Well At Night
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
The Specialist of InvestmentThe Specialist of InvestmentFREE Lesson
Warren Buffett said...
Rule 1: DO NOT LOSE YOUR CAPITAL
Rule 2: DO NOT FORGET RULE #1
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
Plan OverviewPlan Overview
5 year investment-linked plan
Free Life Insurance Coverage up to 125% of the investment
It offers investors with an upside potentialwhen the stock market goes up
Withdrawal at anytime.. NO PENALTY!!
Capital Guaranteed at the end of the 5 year period
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
The Beauty of MCGPThe Beauty of MCGP
1,080,000
1,166,0001,280,000
1,360,0001,400,000
1,460,000
Year54321
Single Premium = RM1,000,000
Capital (RM)
RM1,000,000Capital Guaranteed
(1,000,000)at Maturity
Safety Net
Access to Your Money at Anytime
Free Insurance Coverage
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
The ConceptThe Concept
100% Capital
Initial
75% Bond
25% Equity
Matured
CAPITAL GUARANTEED
Profit PROFIT
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
100%
Initial
75% Bond
25% Equity
Matured
100%Capital Guaranteed
25%
Scenario 1 Scenario 1 :: The equity market is The equity market is FLATFLAT for the next 5 years for the next 5 years
25%
Total Return 125%
The ConceptThe Concept
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
The ConceptThe Concept
100%Capital Guaranteed
37.5%
Scenario 2 Scenario 2 :: Equity increases by 50% after 5 years !Equity increases by 50% after 5 years !
37.5%
Total Return 137.5%
Initial Matured
100%
75% Bond
25% Equity
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
100%Capital Guaranteed
50%
Scenario 3 Scenario 3 :: Equity increases by 100% after 5 years !Equity increases by 100% after 5 years !
50%
Total Return 150%
Initial Matured
100%
75% Bond
25% Equity
The ConceptThe Concept
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
The Beauty of MCGPThe Beauty of MCGP
MCGP
4. The market COLLAPSE!! Capital GONE Capital Guaranteed
All OtherInvestment Plan
1. The market is UP Good Profit Good Profit
3. The market is DOWN Loss Less Profit
2. The market is FLAT ZERO Profit 25% Profit
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
The Beauty of MCGPThe Beauty of MCGP
MCGPAll OtherInvestment Plan
1. Initial Service Fees 6.5% & above 4.0 - 5.0%
2. Management Fees 1.5% 1.0%
3. Partial/Full Withdrawal YES YES
4. Life Insurance NIL 125%
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
The Beauty of MCGPThe Beauty of MCGP
GOOD RETURN & NO RISK!!GOOD RETURN & NO RISK!!
16.60%16.60%(From Commencement Date)
Investment Return for Period Ending 31 DEC 2005
Name of Fund: Capital Guaranteed 1
Commencement Date: 5 May 2003
(0.583)
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
Capital Guaranteed Fund (1) – Fund PerformanceMonth Ending Unit Price From Commencement Annual Effective Rate
From Commencement
5-May-03 0.5000 0.00% 0.00%
30-Jun-03 0.5070 1.40% 4.36%
31-Jul-03 0.5050 1.00% 4.26%
31-Aug-03 0.5030 0.60% 1.87%
30-Sep-03 0.5030 0.60% 1.49%
31-Oct-03 0.5060 1.20% 2.46%
30-Nov-03 0.5090 1.80% 3.70%
31-Dec-03 0.5070 1.40% 2.14%
31-Jan-04 0.5230 4.60% 6.24%
29-Feb-04 0.5470 9.40% 11.63%
31-Mar-04 0.5420 8.40% 9.30%
30-Apr-04 0.5340 6.80% 6.88%
31-May-04 0.5260 5.20% 4.83%
30-Jun-04 0.5250 5.00% 4.31%
31-Jul-04 0.5320 6.40% 5.51%
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
Capital Guaranteed Fund (1) – Fund Performance
Month Ending Unit Price From Commencement Annual Effective Rate
From Commencement
30-Sep-04 0.5390 7.80% 6.71%
31-Oct-04 0.5440 8.80% 7.57%
30-Nov-04 0.5580 11.60% 9.96%
31-Dec-04 0.5580 11.60% 6.83%
31-Jan-05 0.5620 12.40% 6.93%
28-Feb-05 0.5610 12.20% 6.52%
31-Mar-05 0.5600 12.00% 6.12%
30-Apr-05 0.5630 12.60% 6.15%
31-May-05 0.5630 12.80% 5.98%
30-Jun-05 0.5670 13.40% 6.01%
31-Jul-05 0.5720 14.40% 6.19%
31-Aug-05 0.5780 15.60% 6.43%
30-Sep-05 0.5790 15.80% 6.28%
31-Oct-05 0.5800 16.00% 6.21%
30-Nov-05 0.5810 16.20% 6.00%
31-Dec-0531-Dec-05 0.58300.5830 16.60%16.60% 5.94%5.94%
4.80%
15.80%15.60%
14.40%13.40%
12.80%12.60%12.00%
12.20%
11.60%
5.00%
9.20%
8.40%
8.40%
7.00%
5.60%
1.40%
1.60%
1.20%0.60%
0.60%1.00%
1.40%
0.00%
7.00%
7.00%
11.60%
8.80%
12.40%
16.00%
16.20%
16.60%
0.0%
2.0%
4.0%
6.0%
8.0%
10.0%
12.0%
14.0%
16.0%
18.0%
20.0%
May-03
J un-03
J ul-03
Aug-03
Sep-03
Oct-03
Nov-03
Dec-03
J an-04
Feb-04
Mar-04
Apr-04
May-04
J un-04
J ul-04
Aug-04
Sep-04
Oct-04
Nov-04
Dec-04
J an-05
Feb-05
Mar-05
Apr-05
May-05
J un-05
J ul-05
Aug-05
Sep-05
Oct-05
Nov-05
Dec-05
From Commencement
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
The Beauty of MCGPThe Beauty of MCGP
MCGP Fund PerformanceAs at 31 December 2005
Now, withNow, with Maaster Maaster
Capital Guaranteed Plan Capital Guaranteed Plan
You can sleep well at night ... You can sleep well at night ...
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
UnderwritingUnderwriting
Minimum : RM 10,000
Maximum : RM 4,000,000 (Subject to Underwriting)
Non-Medical Limit : RM 1,000,000
Applicant : 18 years & above
Insured : 15 days - 60 years old
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
Special FeaturesSpecial Features
Prices quoted daily in newspaper
Death Benefit = Higher of 125% of Single Premium or Account Value (NAV)
Withdrawal :(i) Surrender all units(ii) Partial withdrawal
- minimum RM 1,000 per withdrawal- maintain an A/C balance of RM 10,000
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
Partial WithdrawalPartial Withdrawal
Initial Investment : RM100,000Unit Price : RM0.50
Initial Units Invested : RM96,000RM0.50
= 192,000 units
At RM0.60, Partial Withdrawal RM20,000
RM20,000RM0.60
i.e. = 33,333 units
Balance Units : 192,000 - 33,333 = 158,666
New Guaranteed Amount = 158,666192,000
X 100,000
= RM82,639
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
Fees ChargedFees Charged
Single Premium Service Fees
10,000 - 24,999
25,000 - 49,999
50,000 & above
5.0 %
4.5 %
4.0 %
Management Fee : 1% p.a.
Gains Without The Pain!!Gains Without The Pain!!
You Take The Gain,You Take The Gain,We Absorb The Losses!!We Absorb The Losses!!
MCGPMCGP
Single Premium Plan Development DepartmentMAA Assurance
Say Yes To Solid Financial Security
If you need further assistance, please call us 7/24 at:
Mr. Putra Abdullah
03-2146 9199 / 019-373 [email protected]
Thank You!Thank You!