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Presented by Shari Rocks Property Book FOR SALE

Shari Rocks' Presents 14055 Melissa Drive Smithfield, VA

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Welcome home to this well maintained 3 bedroom 1 bath rancher in Smithfield Heights. Marketed and Managed by Matt Martin Real Estate Managment. This property has lots to offer the first time home buyer. With a large kitchen, hardwood floors, laundry room and nice size yard for outdoor entertaining. You will want to check this one out!

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Presented by

Shari Rocks

Property Book

FOR SALE

Smithfield HeightsZip Code: 23430

Property Condition: IE(insurable with escrows)$110.00 (repair HVAC wiring)

Earnest Money must equal 1% of sales price, no less than $500, no more than $2000.

All information provided is deemed reliable but is not guaranteed and should be independently verified.

WELCOME HOME

Welcome home to this well maintained 3 bedroom 1 bath ranch in Smithfield Heights. The home features an open floor plan. The living room flows into a great kitchen that offers a dining area.

With hardwood floors and a traditional ranch floor plan, the home offers a separate laundry area.

The yard is great for entertaining with lots of space and an oversized storage shed.

Ask you agent about the FHA appraisal, closing cost assistance available and the ease of purchasing a HUD owned property.

Interesting Facts & History about Smithfield

All information provided is deemed reliable but is not guaranteed and should be independently verified.

As of 2012, Smithfield’s population is 8,089 people. Since 2000, it has had a population growth of 26.95 percent.

The median home cost in Smithfield is $248,000. Home appreciation the last year has been -2.30 percent.

Smithfield is known as the “Ham Capital of the World.” Members of the English monarchy had standing orders for Smithfield’s famous hams prior to the Revolution.

Isle of Wight was one of the eight original shires in Virginia, discovered by Captain John Smith and other early settlers of Virginia. The town of Smithfield is nestled along the banks of the Pagan River and its Walking Tour is a leisurely stroll past the town’s 50+ historic homes featuring Colonial, Federal and Victorian architecture-some of which have been transformed into museums, restaurants & speciality shops.

It’s easy to get to Williamsburg and Historic Triangle from Smithfield by car or boat. The Jamestown-Scotland/Surry Ferry, connects Jamestown to Scotland Wharf in Surry County, takes about 15 minutes.

14055 Melissa Dr Smithfield 23430

NAGR Luxury Home Team | 5224 Indian River Road Virginia Beach, VA 23464 |Mobile 757.986.9125

NAGR, Native American Group Realty is licensed broker in Virginia and North Carolina

3 bedroom1 bath

ranch

972 square feet

storage shed

built 1973

washer/dryer hookup

Listed: 01/28/2013$85,000property condition IE$110.00 (repair HVAC wiring)

Deadlines for Bidding

During the Exclusive Listing Period, bids may be submitted only by Owner Occupant purchasers, which HUD defines as owner-occupant purchasers, qualified nonprofit organizations and government entities.  There will be: a thirty (30) day Exclusive Listing Period for Owner Occupant purchasers for properties listed Insurable and Insurable with Escrow Repairs,

Exclusive Listing Period Priority (Owner Occupant Priority).For Insurable and Insurable With Escrow properties, bids shall be opened and reviewed on the tenth (10th) day of the Exclusive Listing Period. All bids will be treated as having been received simultaneously.  If no winning bid is received by the tenth (10th) day, bids shall be opened and reviewed on each day after the tenth (10th) day up to the thirtieth (30th) day, or until a winning bid is received. If no winning bid is received in that thirty (30) day period, the listing shall be extended to all buyers.

Exclusive Listing Period Priority Ends February 6, 2013 11:59:59pm CST

Exclusive Listing Period Ends February 26, 2013 11:59:59pm CST

BUYING A HUD HOME

All information provided is deemed reliable but is not guaranteed and should be independently verified.

Buyers' FAQs:

I hear that HUD sells homes. How can I buy one?Visit hud.gov and read: How to Buy a HUD Home. Then look at the listings of HUD homes available at hudhomestore.com. If you find a home that interests you, you will need to contact a HUD-approved real estate broker (most brokers are HUD-approved), who can submit a bid for you. Successful bids are posted right on the page for your state.Who Can Buy a HUD Home?Almost anyone. If you have the cash or can qualify for a loan (subject to certain restrictions) you may buy a HUD Home. HUD Homes are initially offered to owner-occupant purchasers (people who are buying the home as their primary residence). Following the priority period for owner occupants, unsold properties are available to all buyers, including investors.How Are HUD Homes Sold?All properties available for purchase by the public are offered for sale at the HUD listing website: hudhomestore.com. Any real estate broker registered with HUD may submit an offer and

contract to purchase on your behalf. HUD pays the real estate broker's commission, if included in the contract.HUD Homes are offered for sale at fair market value, based on a recent appraisal. Generally, HUD Homes are sold in what is known as either Exclusive or Extended Offer Period, during which a potential buyer's offer must be made. At the end of the Offer Period, all offers are opened and the bid providing the highest acceptable net return to HUD may then be accepted. Following the initial “Exclusive Offer Period" homes remaining unsold are offered on an "extended" basis which means offers may be submitted on any business day. If a bid on one of these homes is acceptable, the broker will usually be notified within 48 hours of HUD's acceptance of the offer.Do HUD Homes have a warranty?HUD Homes are sold "As Is" without warranty. No repairs will be performed by HUD after closing. Purchasers are encouraged to have the properties inspected by a qualified home inspection service company to satisfy themselves as to the condition of the property.

Where Can I Learn About Available HUD homes?Visit hudhomestore.com to view available property listings, to learn about HUD programs, to locate a HUD broker and to find out how to purchase a HUD home.I am interested in purchasing a HUD home – how do I find a HUD broker to assist me?Please visit hudhomestore.com – you will be able to enter location information and find the names of HUD approved real estate brokers in your area.What is HUD’s Earnest Money Policy?Required Earnest Money: Must be in the form of a cashier's check, money order, or other certified funds made payable to the U.S. Department of Housing and Urban Development.  The original Earnest Money check should be submitted with the sales contract after bid acceptance.  The Earnest Money deposit will be sent to the Closing Agent after contract execution.1% of purchase price, minimum of $500 and maximum of $2000Will HUD pay for closing costs? HUD pays certain Closing Costs up to 3% of the purchase price. For consideration, the request for

closing costs must be made when the bid is submitted.When are you expected to close on your HUD home purchase?Effective October 18, 2011, All purchasers must close on or before the number of days of contract acceptance date as follows: 45 days for owner occupants and 30 days for investors.

FACTS YOU SHOULD KNOW

• HUD homes are sold as is without warranty

• Properties listed as "INSURABLE WITH ESCROW REPAIRS" means that certain repairs (not to exceed $5,000.00) are required to meet Minimum Property Standards for an FHA mortgage. These properties can qualify for FHA Section 203(b) mortgages if the purchaser and lender establish a repair escrow at the closing for the completion of repairs within 90-days of the closing.

All information provided is deemed reliable but is not guaranteed and should be independently verified.

To find HUD homes for sale:Visit www.HudHomeStore.com

For More Information on Buying HUD homes:

Visit www.HudGov.com

Around TownSchools

Public SchoolsElementaryWindsor Elementaryhttp://wes.iwcs.k12.va.us

Middle Smithfield Middlehttp://sms.iwcs.k12.va.us

High SchoolSmithfield High Schoolhttp://shs.iwcs.k12.va.us/Smithfield_High_School/Home.html

Higher EducationThomas Nelson Community CollegeWilliam & Mary Christopher Newport UniversityHampton University

Smithfield Ice Cream Parlor208 Main Street 757-357-6166

Bon Vivant Wine & Brew1504 S Church Street 757-365-0932

Smithfield Gourmet Bakery and Cafe218 Main Street 757-357-0045www.smithfieldgourmetbakery.com

Olde Workd Tea Company327 Main Street 757-356-0832www.oldeworldtea.com

Parks & RecreationCarrollton Nike Park & Skate Park757-357-2291

Heritage Park & Joel C Bradshaw Fairgrounds26 acres, home of the county fair, car shows and other special events

Ragged Island Wildlife Refuge757-357-2991Natural wildlife refuge near James River Bridge, excellent fishing spot

For a guide of Smithfield and Isle of Wight, click here

The businesses are given as mere suggestions and no endorsement or monetary relationship exist.

The Listing Agent

shari rocksreal estate agent

[email protected]

For me personally, it’s more than just buying and selling a home. It is truly about growing and enriching our lives and communities we live in.Often referred to as real estate’s concierge, I pride myself in taking care of others during their real estate transaction. Rest easy knowing you have the convenience and ease with my services that take care of a spectrum of details and arrangements of your real estate transaction

During this transaction, if I am not representing you as the buyer you can rest assure your agent is getting amazing service and I am working towards a successful close.

Buyer Services Include:✓Property Matching✓Market Data Research✓Power Negotiations

✓Marketing✓Transaction Concierge

✓Preferred Partners Network✓Seamless Communication

And more than just real estate

Seller Services Include:✓Market Data Research✓Power Negotiations

✓Customized Marketing Plan✓Transaction Concierge

✓Preferred Partner Network✓Seamless Communication & Reporting

My knowledge, expertise and experience are at your fingertips!

native american group realtylicensed broker in VA & NC

5224 indian river roadvirginia beach, va 23464

47 w queens wayhampton va 23669

www.nagrhomes.com

shari rocksdirect 757.986.9125

fax 757.244.7069

[email protected]

Live Your Lifestyle In Luxury

All information provided is deemed reliable but is not guaranteed and should be independently verified.

Recent Smithfield Heights Neighborhood Activity

Active ListingsCurrently no active listings

Sold ListingsNo recent solds in Smithfield Heights in past 6 months

*data based on the past 6 months of history available on REIN MLS