Small Group Solutions

SELECT-SAVER: A NEW WAY TO SAVE

Small business owners appreciate the role benefits play in retaining and attracting employees, but are challenged when managing the cost of o�ering a competitive package. Given the financial pressures many companies are feeling, it is more important than ever to direct available benefit dollars towards those plans that deliver the greatest impact for the least cost.

To meet the financial and resource constraints of the small business owner, Progressive Benefit Solutions has introduced Select-Saver, an exclusive product for those employerswith 25-99 employees.

Leveraging our near twenty years experience working with small to midsize employers, PBS has put togethera unique program that is missing in the market today. Through our locally and nationally establishedrelationships, we have developed a program centered around reducinghealth care spend and o�ering simplified administration. With Select- Saver, it’s simple -- more choice and more savings.

Designed with the small business owner in mind, Select-Saver is structured with unique features to o�er savings to the employer and employees.

Features:

- Wide array of benefit o�erings

- Employee communications

- Access to compliance & HR tools

Benefits:

- Lower benefit costs

- Simplified open enrollment process

- Reduced administrative burdens

What makes Select-Saver unique?

• We have access to unique benefit

contract terms, giving you enhanced

benefits that are traditionally only

o�ered to large employers.

• Dedicated service team devoted

to the small business owner - our

focus and service is designed with

your needs in mind.

• Added HR support through our

exclusive HR Concierge service.

• Access to a broad array of health

insurance plan options, giving

you more choice, and more

opportunity to save.

A NEW WAY TO SAVE. SELECT-SAVER OFFERSUNIQUE FEATURES & BENEFITS.

• Ongoing and timely Health Care

Reform guidance specific to the

small to mid size market.

Copyright © 201 Marsh & McLennan Agency LLC. All rights reserved.

About Select-Saver

The goal -- give employers access to competitive pricing and enhanced benefit features normally enjoyed by the larger employers, while simplifying processes and administrative burdens.

Select-Saver will take the guesswork out of designing your benefit package by bundling your programs.

WHY PBS?

Progressive Benefit Solutions (PBS)

is a full service employee benefits

and risk management consulting firm.

Our dedicated team of professionals

o�er a simplified way to approach

your benefits design and planning,

balancing both cost and value for

your company and employees

To meet the needs of our small

group employers, PBS has a dedicated

team of specialists with the experience

required to e�ectively manage your

benefit programs.

Additionally, as a Marsh & McLennan

Agency, we are successful in leveraging

our strong carrier relationships to

provide high employee satification on

the most cost e�ective benefit solutions

for our clients.

How Select-Saver Can Help

As a Marsh & McLennan Agency (MMA), our clients benefit from our strong carrier relationships in the marketplace. Select-Saver provides clients with access to a host of products, enhanced features, and exclusive programs. Additionally, we take the pressure o� you by creating a simple and straightforward program with ease of administration.

Through Select-Saver, your dedicated Small Business Solutions team will helpyou to design and implement a benefit program that will incorporate:

+ Medical Benefits: You have the freedom to select the plan option(s) that makes sense for your employees, while also benefiting from our access to a variety of unique and exclusive carrier options.

+ Ancillary Benefits: The Select-Saver solution o�ers small business owners the opportunity to bundle specific benefits that are priced at a lower cost with enhanced features that means greater income protection.

+ Voluntary Benefits (Employee-Paid): Broadening employee options and choices will increase the perceived value of your benefits program without a�ecting the company budget.

All this equals more choice and more savings.

Ongoing Dedicated Support

Our employee benefit specialists have the expertise and experience necessary to o�er the support and guidance needed to manage your benefit programs.

In addition to ongoing support for benefit related questions, Select-Saver includes:

+ HR Concierge Advisor: Exclusive service that provides assistance on a HR-related subjects including compliance issues, employee termination, health care reform or other HR situations.

+ Employee Communication: Expensive communication tools are not necessary.A targeted message delivery through an open enrollment meeting or electronicmeeting can have a powerful impact on your employees. Our team will supportyou in delivering the right message.

In the end, you have more time to focus on other important business matters.

Contact Us.

Interested in learning more?

Reach out to our dedicated Small

Group Solutions Experts:

Progressive Benefit Solutions

2443 Lynn Road, Suite 208

Raleigh, NC 27615

919-781-4004

www.probenefitsolutions.com