SFHA Enforcement

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    SFHA MANAGEMENT

    ENFORCEMENT - VIOLATIONS - VARIANCES

    ALAN M. ARMSTRONG, CFM, FPA, CMSWMSHARON ARMSTRONG M.S. AICP CPI FPA CMSWM

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    Inspection, Enforcement and Compliance

    No matter how careful you are when you issue a

    permit, good inspection and enforcementprocedures are important follow-through.

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    Elevation Reference Marks: The best way to

    ensure compliance of the lowest floor is bysurvey.

    Require the placement of a temporary referencemark.

    Inspection of Development

    Inspection, Enforcement and Compliance(Cont.)

    What is he standing next to?

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    Benchmarks & Elevation

    Reference Marks

    Found on FIRM panel.National Geodetic Vertical Datum of 1929

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    The best time to inspect is during stake-out, but

    no later than the footing inspection orestablishment of the batter boards;

    Check for any required setback distances; and,

    In floodways, check that all placement of fill or

    grading is according to plans (if any allowed).

    Footing Inspection

    Inspection, Enforcement and Compliance(Cont.)

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    Where are the vents?

    FEMA Technical Bulletin - Openings inFoundation Walls and Walls of Enclosures

    http://localhost/var/www/apps/conversion/tmp/scratch_3/FEMA%20Technical%20Bulletin%20-%20Openings%20in%20Foundation%20Walls%20and%20Walls%20of%20Enclosureshttp://localhost/var/www/apps/conversion/tmp/scratch_3/FEMA%20Technical%20Bulletin%20-%20Openings%20in%20Foundation%20Walls%20and%20Walls%20of%20Enclosureshttp://localhost/var/www/apps/conversion/tmp/scratch_3/FEMA%20Technical%20Bulletin%20-%20Openings%20in%20Foundation%20Walls%20and%20Walls%20of%20Enclosureshttp://localhost/var/www/apps/conversion/tmp/scratch_3/FEMA%20Technical%20Bulletin%20-%20Openings%20in%20Foundation%20Walls%20and%20Walls%20of%20Enclosureshttp://localhost/var/www/apps/conversion/tmp/scratch_3/FEMA%20Technical%20Bulletin%20-%20Openings%20in%20Foundation%20Walls%20and%20Walls%20of%20Enclosureshttp://localhost/var/www/apps/conversion/tmp/scratch_3/FEMA%20Technical%20Bulletin%20-%20Openings%20in%20Foundation%20Walls%20and%20Walls%20of%20Enclosureshttp://localhost/var/www/apps/conversion/tmp/scratch_3/FEMA%20Technical%20Bulletin%20-%20Openings%20in%20Foundation%20Walls%20and%20Walls%20of%20Enclosures
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    Inspect the fill during placement to ensure

    clean material and proper compaction. The elevation of the fill must be checked

    before building construction starts.

    FEMA Technical Bulletin Compacted Fill

    Inspection, Enforcement and Compliance(Cont.)

    https://sites.google.com/a/plansandmorellp.com/www/plansmorellp/floodplain-management-training-resources/FEMATechnicalBulletin-CompactedFill.pdf?attredirects=0&d=1https://sites.google.com/a/plansandmorellp.com/www/plansmorellp/floodplain-management-training-resources/FEMATechnicalBulletin-CompactedFill.pdf?attredirects=0&d=1https://sites.google.com/a/plansandmorellp.com/www/plansmorellp/floodplain-management-training-resources/FEMATechnicalBulletin-CompactedFill.pdf?attredirects=0&d=1https://sites.google.com/a/plansandmorellp.com/www/plansmorellp/floodplain-management-training-resources/FEMATechnicalBulletin-CompactedFill.pdf?attredirects=0&d=1https://sites.google.com/a/plansandmorellp.com/www/plansmorellp/floodplain-management-training-resources/FEMATechnicalBulletin-CompactedFill.pdf?attredirects=0&d=1https://sites.google.com/a/plansandmorellp.com/www/plansmorellp/floodplain-management-training-resources/FEMATechnicalBulletin-CompactedFill.pdf?attredirects=0&d=1https://sites.google.com/a/plansandmorellp.com/www/plansmorellp/floodplain-management-training-resources/FEMATechnicalBulletin-CompactedFill.pdf?attredirects=0&d=1
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    YourOpinion?

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    Inspection, Enforcement and Compliance(Cont.)

    What is she checking?

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    The single most important part of Floodplain

    Management, is making sure that structures areelevated properly.

    Require the builder/owner to submit an Elevation

    Certificate for construction drawings and when

    the floor elevation is set. Check the elevation of the lowest floor.

    Foundation Inspection

    Inspection, Enforcement and Compliance(Cont.)

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    Correct foundations are vital with a Mobile

    Home. Pilings must be permanent and reinforced, and

    not dry-stacked blocks.

    Manufactured Homes

    Inspection, Enforcement and Compliance(Cont.)

    Where do you begin?

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    They must have vents or openings.

    Ensure that the interior grade is at orabove the exterior grade. Why?

    Inspection, Enforcement and Compliance(Cont.)

    Plans for solid wall foundations must show

    the required number of openings, their

    location, size, and height above ground

    level.

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    MAX 1 FT

    BFE

    TYPICAL FOUNDATION WALL OPENING16 x 8

    BOTTOM OF OPENING 8 ABOVE GRADE

    ENCLOSED AREA 1500 SQUARE FEET

    NET AREA OF 12 OPENINGS 1500 SQ-IN

    536.8 NGVD

    PIER (TYPICAL)

    FOUNDATION PIER

    FOUNDATION WALL

    FOUNDATION PLAN

    FOUNDATION SECTION

    2 x 10 JOISTS 16 O.C.3 - 2 x 10

    GIRDER

    8 x 8 x 16

    BLOCK

    CONTINUOUSFOOTING

    FOOTING

    Foundation Plan

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    During the final, you should check:

    Verify that utilities and other building elements are

    above the BFE;

    Check flood openings and vents;

    Check breakaway wall construction;

    Check for approved use of enclosed areas below the

    BFE; Check that fill has been placed correctly

    Final Inspection

    Inspection, Enforcement and Compliance(Cont.)

    What do I need for my file?

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    For all buildings in the SFHA, you must

    require submission of an ElevationCertificate.

    Collect the EC when the application is

    made and when the lowest floor elevation

    is set. Advise owners to keep the EC with their

    property deeds.

    Inspection, Enforcement and Compliance(Cont.)

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    You should conduct windshield tours and look

    for new or un-permitted activity in the SFHA.

    If you find development, you must inspect it and

    require a permit.

    Take enforcement actions that are required by

    your ordinance.

    Future Inspections

    Inspection, Enforcement and Compliance(Cont.)

    What if this is an AE Zone?

    What if this is An A Zone?

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    New version is now out.

    If you dont use the EC, you must collect the

    information on it.

    Zones with BFEs must be completed by a

    surveyor or engineer.

    Elevation Certificate

    Inspection, Enforcement and Compliance(Cont.)

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    The Elevation

    Certificate

    FEMA Form 81-31

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    Copies of the Form

    Download from:

    www.fema.gov/library/elvcert.pdf

    http://www.fema.gov/library/viewRecord.do?id=1383http://www.fema.gov/library/viewRecord.do?id=1383
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    Your job is to ensure that all the required info is

    contained on the Elevation Certificate.

    Check for obvious errors, reject it if necessary.

    Place a copy in your permit file.

    Inspection, Enforcement and Compliance(Cont.)

    Owner

    Only one job, keep a copy of the original

    Elevation certificate.

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    Your community may be held liable if a permit is

    issued is not in conformance with ordinance,

    Or if inspection and enforcement procedures

    arent followed.

    Enforcement and Violations

    Inspection, Enforcement and Compliance(Cont.)

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    Take enforcement actions immediately.

    Use a written notice.

    Reference the ordinance, the remedies

    required, and the compliance date.

    If not resolved, written notice of non-

    compliance and begin violation ($$$) actions. Document, document, document!

    Inspection, Enforcement and Compliance(Cont.)

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    FEMA rules require that any violation becorrected to the maximum extent practicable

    and any administrative deficiencies that led to

    the violation be corrected in theirentiretypsstthis means deficiencies in your

    permit, inspection, and enforcement operations

    too

    Inspection, Enforcement and Compliance (Cont.)

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    OPTIONS FOR FULL COMPLIANCE Elevate

    Floodproof

    Remove

    Relocate

    Backfill lower levels to the FPG (raise floor)

    Change use of residence to commercial to allowfloodproofing

    Combinations of these and others Protect from the base flood by certified f lood protection

    system

    Inspection, Enforcement and Compliance (Cont.)

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    OPTIONS FOR LESS-THAN-FULL COMPLIANCE Elevate utilities Floodproof utilities Elevate outside grades Construct compensatory storage, detention,

    retention/berms if allowed Restrict use of lower levels Retrofit the building for wet floodproofing

    Retrofit the building for dry f loodproofing Combinations of the above and others to achievesomething close to but still less than base flood or FPGprotection

    Inspection, Enforcement and Compliance (Cont.)

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    Corrective Measures By Community

    Provide missing permit information; Rescind permits for structures not yet built or in early

    stages of construction;

    Demolish or modify noncompliant structures or remove fill

    in floodway;

    Seek civil / criminal penalties, or;

    Submit information to conduct 1316 actions.

    https://sites.google.com/a/plansandmorellp.com/www/plansmorellp/floodplain-management-training-resources/CAV_Presentation.pdf?attredirects=0&d=1
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    IF YOU CANT GET THE WHOLE THING, GET

    WHAT IS REASONABLE & PRACTICAL*.to

    limit flood damage exposure to people andproperty. Save your communitys good

    standing in the National Flood Insurance

    Program!*Get TN State NFIP and FEMA Approval and????

    Inspection, Enforcement and Compliance (Cont.)

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    Section 1316 of the National Flood

    Insurance Act of 1968

    A process for denying flood insurance to

    structures in violation of local floodplainmanagement regulations.

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    Using 1316

    A community must exhaust all other available

    enforcement actions such as stop-work-orders andfines, before pursuing the 1316 process.

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    Allows FEMA to deny flood insurance, as long as violation

    remains.

    Information needed by the State and FEMA: Name, address or legal description;

    Declaration that property is in violation;

    Community authority statement to enforce;

    Evidence of notice of violation; and,

    Statement in reference to Section 1316.

    Inspection, Enforcement and Compliance(Cont.)

    https://sites.google.com/a/plansandmorellp.com/www/plansmorellp/goog_246413261
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    1316 Procedures

    A communitys city council or appointee declares astructure in violation and notifies FEMA;

    FEMA denies flood insurance for the structure, and;

    If the structure is brought into compliance, then theflood insurance restriction can be removed by FEMA.

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    Variances

    NO variances to the ordinance can be justified if

    proposed activities increase the susceptibility of

    flooding.

    The community appoints the Variance Board.

    Use the FEMA Guidesas a text book for the Board.

    Sometimes a letter from the state helps convince the

    applicant the variance is not doable

    https://sites.google.com/a/plansandmorellp.com/www/plansmorellp/floodplain-management-training-resources/SARMSTRONGSFHAvarianceswhatyouneedtoknow.pdf?attredirects=0http://www.fema.gov/plan/prevent/floodplain/nfipkeywords/variance.shtmhttp://www.fema.gov/plan/prevent/floodplain/nfipkeywords/variance.shtmhttps://sites.google.com/a/plansandmorellp.com/www/plansmorellp/floodplain-management-training-resources/SARMSTRONGSFHAvarianceswhatyouneedtoknow.pdf?attredirects=0
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    Variances (cont.)

    Federal or State Register of Historic Places.

    Functionally dependent use.

    A new structure on a lot of one-half acre or lessin size and contiguous to and surrounded by

    existing structures that are below BFE. WHAT?

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    Variances (cont.)

    The applicant must show good and sufficient

    cause for a variance;

    Demonstrate hardship (to property) if denied;

    If granted, project will not increase flood heights,

    threats to public safety, create nuisances, etc;

    Minimum relief necessary to afford relief; and,

    Others must not be adversely affected.

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    Variances (cont.)

    Only a truly exceptional and

    unique hardship should

    persuade a Variance Board to

    grant a variance.

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    Variances (cont.)

    The Variance Board should request an insurance

    agent provide a cost of the policy if granted.

    Board must notify the applicant of the increasedrates and that there will be increased risks to life

    and property.

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    Variances (cont.)

    This occurs when future owners purchase the

    building unaware that they are subject to

    increased risk and high premiums.

    Real estate disclosure laws or buyer beware??

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    If a Variance is Issued

    A community must

    Maintain a record of all variance actions,including those denied, along with the

    justifications (findings of fact).

    Report such actions in Biennial Report to FEMA.

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    A word of advice...

    Do not grant variances!They place people and property at risk, and floodinsurance costs skyrocket.

    If youre going to grant a variance be sure todocument!...

    ...This is the communitys only protection after theflood when damages have occurred.

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    FLOODPLAIN MANAGEMENT & ITS

    EFFECTS ON FLOOD INSURANCE

    Building Construction:

    Get it right and insurance

    premiums will beaffordable

    Get itwrong andpremiums will be very

    expensive Exceed minimum

    standards and insurancewill be relatively cheap

    QUESTIONS - COMMENTS

    https://sites.google.com/a/plansandmorellp.com/www/plansmorellp/floodplain-management-training-resources/FEMAFloodInsuranceTB11.pdf?attredirects=0&d=1https://sites.google.com/a/plansandmorellp.com/www/plansmorellp/floodplain-management-training-resources/FEMAFloodInsuranceTB11.pdf?attredirects=0&d=1
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    QUESTIONS - COMMENTS

    PLANS & MORE, LLP

    2508 PLEASANT VIEW RDPLEASANT VIEW, TN 37146

    Contact Sharon:

    Phone: (615) 934-7833Email: [email protected]

    Contact Mike:

    Phone: (615) 426-8556

    Email: [email protected]

    Website: http://www.plansandmorellp.com-a.googlepages.com/

    mailto:[email protected]:[email protected]://www.plansandmorellp.com-a.googlepages.com/http://www.plansandmorellp.com-a.googlepages.com/http://www.plansandmorellp.com-a.googlepages.com/http://www.plansandmorellp.com-a.googlepages.com/http://www.plansandmorellp.com-a.googlepages.com/mailto:[email protected]:[email protected]