BOARD OF DIRECTORS Directors

Luis Rodriguez—President Barb Keleman

Al Makled—President Elect Robert P. Marx

Justin Roy—Treasurer Frederick

Tavolette

Carrie Gandolfo—Past President Sam Baydoun

Benjamin Welch

REALCOMP

GOVERNOR

USER

COMMITTEE

DABOR

STAFF

Dean

Eveslage

Madge

Marks

Laura

Green—CEO

Ted

Easterly

Andrea

Fitzgerald

Victoria

Strojny—

Admin. Asst.

Sandra

Kolar-Alt

September 2014 Sun Mon Tue Wed Thu Fri Sat

1 2 3 4 New

Member

Orientation

5 6

7 8 9 General

Membership

Meeting

10 11 12 13

14 15 16 17 Con-Ed

Class

18 Board of

Director’s

Meeting

19 20

21 22 23 24 25 26 27

28 29 30

Thank you to Frank

Lucarelli with First

American Title Insurance

for sponsoring our New

Member Orientation on

June 5th

and Ali Shami with

PNC Financial for spon-

soring our General Mem-

bership Meeting on June

10th.

Click the button to view

Home Protection Plan

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Contact your local

American Home Shield

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Mark Light

Senior Account Executive

800.800.8880 ext. 6116

jmlight@ahslink.com

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On September 1, MVP Participants will receive this: YOUR OFFER DATES: September 1-15, 2014 YOUR MVP ACTION: Register for the 2014 REALTORS® Conference & Expo YOUR REWARD: $25 gift card to the John Besh Restaurant Group PLUS a chance to win a $250 American Ex-press gift card REWARD VALUE: $25 John Best Restaurant gift card, $250 American Express gift card

Follow these few easy steps to earn

your free reward:

1. Click the “ACT NOW” button to be tak-

en to the 2014 REALTORS® Conference & Expo registration page.

2. Register for the Premier Access Pass.

3. Within 48 hours of your registration,

you’ll receive an email confirming your registration and gift card reward. Cards will be mailed after September 15th.

DABOR Bulletin Board

Continuing Education Requirements

State Licensing Requirements

During the 3 year licensing cycle each agent must complete a minimum of 2 hours approved legal coursework

each year. In addition, each agent must also complete 12 hours of approved coursework of their choice. The

additional 12 hours of coursework may be completed anytime during the 3 year cycle.

**New licensees

In the first and second year of the license cycle, licenses issued on or after November 1 of the current year do not

require con ed for the current year. In the third year of the license cycle licenses issued on or after July 1st no con

ed is required.

Cycles-2010-2012 / 2013-2015 / 2016-2018 / 2019-2021 etc.

DABOR Presents along with NCI and Associates 6 hours of continuing education

including 2 hours of yearly mandatory legal update. The following dates are

scheduled for 2014. Check-in for all classes is 8:30am. Class time is 9:00am-

3:30pm. Lunch is included. All students must register and pay prior to class.

No walk-ins.

September 17

October 8

November 12

December 16

Legal Hotline

From the NAR Code of Ethics

Article 1

When representing a buyer, seller, landlord, tenant, or other client as an

agent, Realtors® pledge themselves to protect and promote the interests

of their client. This obligation to the client is primary, but it does not relieve

Realtors® of their obligation to treat all parties honestly. When serving

a buyer, seller, landlord, tenant or other party in a non-agency capacity,

Realtors® remain obligated to treat all parties honestly.

Code of Ethics

REALTORS® are different from non-member licensees in that they voluntarily subscribe to a strict Code of Ethics. If you believe that a REALTOR® has violated one or more Arti-cles of the Code of Ethics, you can file an Ethics Complaint alleging a violation(s) through the local association of REAL-TORS® where the REALTOR® holds Primary membership.

In addition, REALTORS® agree as a condition of membership to arbitrate contractual disputes and specific non contractual disputes as provided for in Article 17 of NAR Code of Ethics.

To learn more about information relative to filing an Ethic

Complaint and/or Arbitration Request, go to DABOR’s Web

site, dabor.com.

QUESTION: I am representing clients on the sale of their home. A buyer whom I am also representing is interested in purchasing my sellers’ home. Neither par-ty wants me to be a dual agent in this transaction. May I change my status to that of transaction coordinator to close this sale?

ANSWER: As an agent to both parties, you may have learned confidential information about each of them, which could compromise your ability to act as a neutral transaction coordinator. If you are going to serve in this capacity, at a minimum, you should require the parties to acknowledge in writing the prior written agency re-lationship with both parties.

Where will you be when you get the Call for Action?

You can be anywhere because the new REALTOR® Action Center mobile app con-

tains a host of features to help you VOTE, ACT and INVEST on to go:

Mobile Advocacy: Receive a notification alerting you whenever there is a new

Call for Action. The new mobile alert format will make participation a snap. No forms

to fill out. Short, fast and easy!

Mobile Investing: Make your annual investment via your phone. Now there is no

excuse to not invest in RPAC!

Action Profiles: The app contains a summary of your REALTOR® Party engagement. A list of open action items,

actions you have already taken.

Advocacy Reports: Track how your state and local associations are doing in terms of their advocacy efforts to help

us reach our annual 15% goal.

REALTOR® Party Tracker: Learn how your state and local association are using NAR programs to build political

strength in your own backyard. Find out what tools and programs NAR is providing your association and how much mon-

ey those programs cost.

How to get started:

1. The REALTOR® Action Center mobile app is currently available only for the iPhone and Droid platforms. Search for

"NAR Action Center" on the iTunes Store or Droid Market and download the app today.

After downloading the app, you will be asked to login using the email address and password associated with the REAL-TOR® Action Center. If you do not know which email address and/or password to use, you can have that information

emailed to you immediate by using the Password Recovery form.

1. When you login, you will be asked if you want to receive notifications from the REALTOR® Action Center. Click "Yes"

to receive them.

2. Once you are logged in, click on the button in the upper right corner that looks like three horizontal white lines to nav-

igate the app.

If you experience any problems downloading the app, retrieving your email or password, or logging into the app, send an email to comments@realtoractioncenter.com and a member of the REALTOR® Action Center team will respond.

Download the Flyer

Our board store offers many items to help you with your busi-

ness needs. Stop by and see what is new today.

On August 23rd the DABOR Board of Directors gracefully accepted the Ice Bucket Challenge and made a donation to ALS research. REALTORS making a difference! Click on picture below for the full video!

REALTORS®Community Focus

Saturday, October 18, 2014

2350 Monroe ~ Dearborn

10 am—3 pm

All Proceeds go to Charity

GAMES * PRIZES * HOT DOGS * BAKE SALE

* BOUNCE HOUSE * CAKE WALK

Pumpkins to purchase and decorate

6th Annual

An Unlicensed Personal Assistant MAY: 1. Accompany licensees during the holding of an open house and perform the following functions:

a. Open the door and greet prospects as they arrive at the open house.

b. Hand out or distribute printed material:

c. Have prospects sign a guest book to record names, addresses and phone numbers.

d. Accompany prospects through the home for security purposes ONLY (the licensee should answer any questions

pertaining to the material aspects of the house or its price and terms).

2. Perform strictly clerical tasks.

3. Function as a courier in picking up or delivering documents on behalf of the employing licensee. (Keys should NEVER BE GIVEN to unlicensed persons for the purpose of showing a property).

************************************************

An Unlicensed Personal Assistant MAY NOT:

1. Independently show or demonstrate property to prospective buyers.

2. Make cold calls by telephone or in person to potential sellers, purchasers, tenants or landlords.

3. Answer any questions on title insurance, financing or closing.

4. Independently hold open houses for brokers or staff booths at home shows or fairs.

5. Solicit business through telephone prospecting.

6. Give additional information not included in prepared written promotional material which has been distributed to the public.

7. Represent themselves as an agent for a real estate broker or the owner/seller of the property.

8. Have their name printed on business cards or stationery that would imply they are an agent for the real estate broker.

9. Conduct telephone solicitation calls.

10. Perform any of the acts for which a license is required under Michigan Real Estate License Law (MCL 33.2501 et

seq.)

3 Tricks for Finding the Perfect Asking Price Daily Real Estate News | Wednesday, August 27, 2014

Determining the perfect asking price involves psychological reasons as much as practical reasons, The Wall

Street Journal reports.

Are You Asking Too Much?

“When you set a list price, you’re sending a signal to the market,” says Michael Seiler, professor of real estate

and finance at The College of William & Mary in Williamsburg, Va.

But pricing a home can be a “delicate balance,” says Mike McCann, a real estate professional with Berkshire

Hathaway HomeServices, Fox & Roach in Philadelphia. You have to balance the comparables with sellers’

unrealistic expectations about what their home is really worth. Sellers often want to price a home higher than

what the market can bare. On the other hand, some sellers or agents may be tempted to set the asking price

low in the hopes of generating a buyer frenzy and quick sale.

What strategy works? Research offers a few insights into setting the right asking price.

1. Getting too precise means you won’t budge. Pricing research suggests that setting an exact asking price

— such as $795,475 — sends the message to buyers that the price is less negotiable than, say, a round number

like $800,000. “Those using precise pricing show confidence in the price,” Seiler says.

2. The number nine can be a big influence. Pricing a property at $499,900 rather than $500,000 can sub-

consciously influence a home buyer. The home “seems way cheaper,” Seiler says. Even if the home winds up

selling above the asking price, the buyer will feel like they got a great deal with the initial lower asking price,

Seiler says. “The goal is to make it stick in their head that you’re getting a bargain,” Seiler says. “It’s the way

our brain looks at numbers.”

Going low doesn’t always mean a higher selling price. While setting a lower asking price may generate a

frenzy of offers, it won’t necessarily translate into a higher sales price. “It creates a havoc that doesn't serve

anyone well," Rebecca Walter, a real estate professional with Redfin in Portland, Ore., told The Wall Street

Journal. The lower price won’t necessarily increase what a buyer will offer, since some buyers may compete

in other ways, like paying in all cash or waiving the inspection to produce a quicker sale, Walter says.

Source: “Strategies for Setting a Price for Your Home,” The Wall Street Journal (Aug. 21, 2014)

The only domain that means the trusted source in Real Estate

Only members of the NATIONAL ASSOCIATION OF REALTORS® and the Canadian Real Estate Association can call them-selves REALTORS®. And only REALTORS® are allowed to use the new .REALTOR domain. In a complicated online world, it doesn't get any easier to let prospects and clients know you adhere to our code of ethics and professionalism — and are a source they can trust. Go to http://dotrealtor.org/home#.U_tHz2GBdvk.email to find out how.

There Are Some New Squatters Laws on the Books in Michigan

Michigan recently passed three new statutes specifically addressing squatting and trespassing. They will take effect on

September 24, 2014. Here is what it means:

1. HB 5069/PA 223 amends the revised judicature act to allow a landlord to use force (but not including assault) and self

-help when recovering possession of premises from a person who came into possession by trespass (squatting).

Translation: Previously, an eviction action had to be filed to remove all occupants even if they did not have a valid

lease. Now, for occupants who are there illegally or as a result of trespassing the landlord can use "self-help" to remove

the sqautters. (This does not apply to residents that had a lease that has expired). This allows the landlord to change the

locks and remove stuff belonging to the residents. Physically removing a person is not allowed as that is technically as-

sault. However, combined with the other new laws that make squatting a crime, you could have a squatter arrested by

the police.

Two more. >>

2. HB 5070/PA 224 makes squatting in a single family house or a duplex a misdemeanor for the first offense, with a

$5,000 maximum fine and 180 day maximum sentence; and a felony for second and subsequent offenses, with a

$10,000 maximum fine and a 2 year maximum sentence.

Translation: This is a new law. Squatting was not a crime before, other than trespassing, and in fact, Michigan also

has a law allowing adverse possession, otherwise known as "squatters rights." Previously the real owner had to file

charges for trespassing.

3. HB 5071/PA 225 identifies the felony for second and subsequent squatting offenses as a class G felony with a 2 year

maximum sentence.

Translation:A legal expert at the city explains that that this law is tougher, but not to expect many more convictions. "For

the most part most squatters are doing it because they need to. However, I think it will make it much easier for property

owners to take over foreclosures and auction properties if they don't have to proceed through the whole eviction process

for every new property they acquire."

Accuspect Home Inspection Co. (734) 678-0975 -

Dale Raines

Adam's Cleaning Services, Inc. (313) 561-3303-

Adam Seccombe

American Home Shield (800) 800-8880 - John M.

Light

America's Preferred Home Warranty (800) 648-

5006 - Jeff Becker

Assenmacher and Associates P.C. (313) 277-

5800 - Jerome E. Assenmacher

Cutco Closing Gifts (248) 703-9938 - Adam

Swintek

Dearborn Federal Savings Bank (313) 565-3100 -

William White

Dearborn Federal Savings Bank (313) 322-8239-

Peggy Richard

EHomeScore.com (248) 912-5512 - Frank Mas-

troianni

First American Title Insurance (734) 692-9914 -

Frank Lucarelli

Flagstar Bank (313) 271-1260 - Rafi Sabbagh

Home Inspection by Pros (734) 483-3400 - Rob-

ert Armstrong

Housemaster Inspection Services (888) 848-0202

- Tom Rusco

Morse Moving & Storage, Inc. (734) 484-1717-

John Green

Parks Title (313) 505-6606 - Mark Jefferson

PNC Financial Services (734) 281-5219 - Ali

Shami

PrimeLending A Plains Capital Company (313)

274-6500 - Chuck Hage

Reckingers Heating and Cooling (313) 562-3456 -

Steve Krstevski

Sam’s Club (734) 285-4754 - Lorene Rome,

Gabriel Martinez

Title Solutions Agency, LLC (734) 259-7130 -

Brad Nolit

Title One Inc. (734) 427-8006 - Bernie Youngblood

Title One Inc. (313) 561-6631 - Debbie Kudla

Vis-Home (734) 945-0396 - Boris Kochubievsky

Wells Fargo Home Mortgage (515) 213-4291- Jim

Linnane

Sun Mon Tue Wed Thu Fri Sat 1 2 3 4

5 6 7 8 Con--Ed 9 10 11

12 13 14 15 16 Board of Director’s Meeting

17 18 PumpkinFest

19 20 21 22 23 24 25

26 27 28 29 30 31 Happy

Halloween

OCTOBER 2014