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The Chamber
55th Annual Crab Feast & Auction
FridaySept 27, 2013
Photo by Balance Photography
The Chamber will host the 40th Annual Catonsville Arts & Crafts Festival on Sunday, September 8 from 10 amto 5 pm. Live music on two stages, a farmers market, an expanded and improved KidZone in its new location inThe Shops on Mellor parking lot, and over 200 crafters, local businesses and civic organizations make our annual festival one of our community’s premier events. Mark your calendar to join us for this fun-filled day inCatonsville.
A Newsletter from the
VIEWI N S I D E
This Issue
September2013
President’s Message 2Crab Feast Invitation 3Welcome New Members 5Summer Photo Spread 7Catonsville Dog. Co. Opening
2013 Business Awards 82013 Calendar 11
GET THOSE CRABMALLETS READY!
TT he Catonsville Chamber will host its55th Annual Crab Feast & Auction onFriday, September 27, 6:00 pm at the
Lodge in Oella, 2832 Nine Mile Circle. Theevent has been moved from July to the last Friday in September to avoid conflicts with vacations or evening work schedules.The evening includes all the crabs you can
eat steamed on site by Harris Seafood and a delicious buffet provided by Monaghan's Pubalong with beer and sodas.
Clueless about the Maryland crustacean?Never fear! You’ll never be far from a self-proclaimed master of the art of cracking theChesapeake blue crab, so even if you are anovice, be sure to join us for one ofCatonsville's best events!The evening is topped off with an auction
and a 50/50 raffle.Tickets are $60 each, or a table of 10 for $600,
and can be purchased online at catonsville.orgor by calling the chamber office at 410-719-9609.
2 Greater Catonsville Chamber Newsletter • www.catonsville.org
many other volunteers who helped by sellingtokens and cleaning the grounds up after-wards. One amazing business was able tocreate the children's corner and were hero'sto the many kids who attended.The chair committee- what a great idea to
paint themes on adirondack chairs and auc-tion them off! Thanks go out to the manyartists who volunteered their time to designand paint them. Kudos to the committee whohad to store them, display them and movethem around. I can't get over how ingenioustheir idea was and how enthusiastically it wasreceived by the public bidding on them.40th Arts & Crafts Festival- is ready to bring
20,000 people to Catonsville on September8th and you can imagine all of the groupswho have been working around the clock toput on a top notch event. Kudos to the localbusinesses who are going to capitalize onthese unique visitors and hopefully gainmore customers. Notice I did not mention any names. If I
did, this article would be twice as long as it isnow and if I missed one person's name, Iwould be beating myself up for that error.The fact of the matter is that Catonsville is soawesome because of the many people whostay involved and give back. Thank you foryour tireless efforts. You are my hero's!
See you around town!
Editor,Design & Layout
Teal CaryGCCC Executive Director
410-719-9609
PURPOSEThe purpose of the Chamber of
Commerce is to have a strong voicewith the county government, business and local community;
to affect positive change in our area;to foster growth and expansion ofour members’ business; and toachieve the betterment of the Catonsville community.
Chamber Web Site:www.catonsville.org
ADVERTISING & PROMOTIONOPPORTUNITIES
One-Page Insert $75Get special attention for an
event, sale, etc. An 8 1/2 “ x 11”insert (pdf file) in The Viewprovided by your business.
Event SponsorshipYour company can be
highlighted at one of our monthly events.(Costs vary)
Business After Business HostInvite the Chamber to your
location for onsite promotion.(Costs vary)
WebsiteLogo AdvertisingThis is part of our
membership package.
Contact Teal Cary in the chamber office for more information.
Call the Chamber Office410.719.9609
VIEWThe Chamber The Chamber Working for You
President’s Message
Sally Griffin2013 President
II 'm so proud to workalongside so manylocal business own-
ers and communityminded individuals whoare dedicated to making
Catonsville such a great town. Let me justmention some recent acts of "giving" thatneed acknowledgement.Paradise Community- Not only have some
local business owners come together to ener-gize and clean up Paradise, but local residentsas well.A mural has been painted and erected at
the bus stop. The parking lot has beencleaned up. Trees have been pruned andflowers planted. They now have a logo andare capitalizing on branding their town.Kudos to the many people who see a visionand work to fulfill it.Frederick Road Fridays- Last concert is Au-
gust 30th and the results are in. HUGE suc-cess with the move to the new location. Whilethe vision was there, it took a lot of dedicatedvolunteers to make it become reality.The many non profit organizations who
worked the event were pleased with themoney they were able to make. There were so
TT he Catonsville Chair Project, a fundraising effort of the CatonsvilleChamber of Commerce, sponsored a
CHAIRity Food Drive to benefit the CEFMNetwork on Friday, August 30th. The Net-work, originally known as the CatonsvilleEmergency Food Ministries, recently ex-panded its facility at 25 Bloomsbury Avenuein Catonsville. While the most noticeable result of the expansion may be the newfaçade of the building the most important aspect is the addition of space to store foodproducts and necessities to help CEFM bet-ter serve its families in need. The CHAIRityFood Drive helped stock those new shelves.On Friday, August 30, community volun-
teers with the Catonsville Chair Project collected donations of nonperishables at
the intersection of Frederick Rd. and MellorAvenue. Donors were encouraged to checkout the beautifully hand crafted and custom painted Adirondack Chairs that arebeing auctioned to raise money for im-provement projects in the community. For more information on CEFM please
visit www.catonsvillehelp.orgFor more information on The Catonsville
Chair Project please visit www. catonsville.org/auction. Bidding ends on Sept. 6.
FILLING CHAIRSFOR CHAIRITY!
Greater Catonsville Chamber Newsletter • www.catonsville.org 3
When: Friday, September 27, 2013Where: The Lodge, 2832 Nine Mile Circle, CatonsvilleTime: 6 pm to 10 pmFeaturing: Crabs steamed on site by Harris Seafood Delicious buffet provided by Monaghan's PubCost: Tickets $60, Table of 10-$600
PURCHASE ONLINE at www.catonsville.org • CALL the Chamber Office at 410-719-9609 or fill out this page and MAIL to: Greater Catonsville Chamber of Commerce, 924 Frederick Rd, Catonsville, MD 21228 or FAX to: 410-744-6127
ALLphone or online registrations MUSTpay by Credit Card • Mailed/faxed registrations pay by Credit Card* or Check**
Business Name: Contact Person:
Card Holder Address: Phone: FAX:
* Credit Card Number: Expiration Date:
Circle One: VISA MASTERCARD AMEX DISCOVER Amount: $ CVV2 Code:
Authorized Signature: Date:
**Check Enclosed for (made payable to GCCC): $
The CVV2 code is 3 digits printed on Visa and MasterCard cards in the signature panel on the back of the card. It is the last 3 digits AFTER the credit card number. The American Express verification number is a small 4-digit number printed on the front of your card on the right hand side.
It's that wonderful time of year in Baltimore-Crab Feast Time!!!!
Catonsville Chamber of Commerce 55th Annual Crab Feast & Auction
The Chamber Member News
Baltimore County News
BusinessKillers Executive DinnerWorkshop
BusinessKillers is a unique, educa-tional workshop with six videomodules dramatizing a critical
error in planning and protecting a busi-ness and the impact on the owner’s personal financial future. Join Omar Jennings and Louis Weinkam Jr. atMatthew’s 1600 on Wednesday, Septem-ber 25 at 6:30 pm for this dynamic pro-gram and to discuss strategies to protectyour business. For more information and to make a
reservation for this most informativedinner workshop contact Omar Jenningsat 443-832-1903 by September 18, 2013.This workshop is sponsored by
Weinkam & Weinkman, a Law Firm andAXA Advisors.
Mindgrub Wins Drupal InnovationAward at DrupalCon
Mindgrub was awarded the Drupal Blue Drop Award for Best Fundraising Website,
Catapult.org. Catapult is a crowdfundingplatform that allows organizationsaround the world to post their projects,for which individuals can contribute tokey global challenges in gender equalitysuch as education, health, and justice. Part of the Mindgrub Engineering team
was in attendance when the announcement was made. Brian Thomp-son, a Senior Software Engineer and leaddeveloper for Catapult, was one of theteam members present for the award.“Being a part of this project was such anhonor for me because I knew that what Iwas doing was going to better the lives ofothers. This Blue Drop Award is the icingon the cake.”The Blue Drop Awards aim to recog-
nize the excellent work that has beencreated with Drupal, an open sourcecontent management system, over thepast year in a variety of categories. TheDrupal community nominates projects,and finalists are selected by the BlueDrop Committee based on innovation,content, structure & navigation, visualdesign, functionality and overall experi-ence. Catapult is additionally powering
Gucci’s campaign Chime for Change,
a global campaign to raise money andawareness for women and girls. Celebri-ties such as Beyonce Knowles, Bill Gates,Salma Hayek, and Sarah Silverman havebacked this movement.
About Mindgrub Technologies, LLCMindgrub specializes in the strategic
development of technology and serv-ices to meet the evolving marketing andinformation delivery means of Fortune500, Government and Education insti-
tutions. We create applications for theweb, social media, and mobile technol-ogy. We utilize iOS (iPhone/iPad), An-droid, Drupal, and other softwareplatforms to develop social media toolsand campaigns. We have unique frame-works for location based services, aug-mented reality, and mobile gaming.Mindgrub knows, and is a leader in,how to keep users of new technologyengaged and accessing information increative and innovative ways.
By Fronda CohenBaltimore County Office of Communications
On Baltimore County Now, County Exec-utive Kamenetz shared dozens of inter-esting facts about why Baltimore Countyis such a great place to live. That got methinking — Baltimore County is also agreat place to work and do business. TheCounty has seen hundreds of millions ofdollars in private investment over the lastthree years, and we’re just getting started.The list below includes just a few high-lights of Baltimore County’s thrivingbusiness community. (Sorry, we don’thave room to gloat about all 21,000 Balti-more County employers and new invest-ment — but we’re equally proud of theirsuccesses.)A 2012 KPMG study ranked the Balti-
more region as having the sixth-lowestcost of doing business among all U.S.metro areas.With more than 21,000 employers, Bal-
timore County is the largest job center inthe region and the second-largest jobcenter in Maryland.Erickson Living and the Community
College of Baltimore County were named2013 National Top Workplaces in a na-tional poll of more than one millionworkers.Two of the federal government's largest
agencies, the Social Security Administra-tion and Centers for Medicare and Medi-caid Services, are headquartered inBaltimore County.More than 500 manufacturers can
claim a “made in Baltimore County” labelon their products, including McCormick,Medifast and Stanley Black & Decker DIY& Construction Headquarters.Health, IT, defense and financial serv-
ices firms with major Baltimore Countyoperations include T. Rowe Price, GeneralDynamics IT, Lockheed Martin, Pay Paland AAI.Downtown Towson has seen more than
$600 million in new private investmentin office, residential, retail and entertain-ment development since 2010.Nearly $700 million is being invested in
Owings Mills, including the Metro Centreat Owings Mills transit-oriented develop-ment and the Foundry Row retail-officeproject anchored by Wegmans.New shopping and housing are coming
to Dundalk as developers are recognizingthe community's market potential. Someold favorites are getting a facelift, whilenew homes and retail are on the way.The $100 million Greenleigh at Cross-
roads in White Marsh/Middle River willbe Baltimore County’s first major towncenter designed around the principles of“new urbanism.” The 200-acre commu-nity will combine a mix of residentialstyles, offices, shops and pedestrian-friendly open spaces. With a great location, low cost of doing
business, dynamic workforce and stabletax rates (the Baltimore County propertytax rate hasn’t gone up in 25 years, andthe income tax rate has not changed in21 years), no wonder business is boom-ing in Baltimore County.
BUSINESS IS BOOMING IN BALTIMORE COUNTY
4 Greater Catonsville Chamber Newsletter • www.catonsville.org
Greater Catonsville Chamber Newsletter • www.catonsville.org 5
The Chamber New Members
Catonsville Dog CompanyBlair Nagel25 Mellor AvenueCatonsville, MD 21228410-744-7211catonsvilledogco@gmail.comwww.catonsvilledogco.com
Friendly, professional, affordable groom-ing is the goal at the Catonsville DogCompany. Family owned and operated,located right in the heart of Catonsville,you and your dog are guaranteed to lovethis place!
GEICOAntonia Baker-PendletonOne GEICO Blvd.Fredericksburg, VA [email protected]
GEICO provides auto insurance coveragefor more than 10 million policyholdersand insures more than 16 million vehicles. GEICO also offers insurance foryour motorcycle, ATV or RV, and can helpyou get a homeowners, renters, boat policyand more! Fifteen minutes can save you15% or more on car insurance. Visitgeico.com for a free rate quote today.
Kiddie Daycare & Learning CenterAyesha Khan1406 King William DriveCatonsville, MD [email protected]
Kiddie Daycare & Learning Center is adaycare provider and learning center.
SF&C Insurance Associates, Inc.Edward Stringer10075 Red Run Blvd. Suite 550Owings Mills, MD [email protected]
SF&C Insurance Associates, Inc. provides a 'no cost to employer' solution for supple-mentary insurance benefits.
Senator Verna Jones-RodwellMaryland State Senate1701 Madison Avenue, Suite 510Baltimore, MD 21217410-669-6355, Fax [email protected]
Maryland State Senator Verna Jones-Rodwell was elected in 2002 to serve as itsfirst female Senator for the 44th Legisla-tive District. She is a member of the powerful Senate Budget and TaxationCommittee, Chair of Pensions Sub-Com-mittee, Senate Chair of the Joint Commit-tees on Management of Public Funds andPensions and former Senate Chair andcurrent member of Joint Audits Commit-tee, Committee on Federal Relations andmember of the Special Committee on Substance Abuse. Her areas of interests areeconomic empowerment, education, public safety and healthcare.
Trails and Tails Pet Care, LLCErin Travis101 S. Symington AvenueCatonsville, MD 21228443-740-5308Trailsandtailspetcare@gmail.comwww.trailsandtailspetcare.com
Trails and Tails Pet Care LLC is a localCatonsville pet care company offeringovernight cat and dog sitting, dog walking, dog runs and dog hikes. Erin, the owner/operator, is an experienced petsitter and animal lover. Trails and Tails isdedicated to keeping your pets healthyand happy!
Trinity United Methodist ChurchReverend Janet Becker2100 Westchester AvenueCatonsville, MD 21228410-747-5841Catonsville.trinity@verizon.netwww.trinitycatonsville.com
Trinity United Methodist Church is agrowing congregation nestled on awooded lot in the west end of Catonsville.The church offers a variety of communityoutreach activities including a weekly Sat-urday thrift shop, monthly Parents’ NightOut with Christian activities for children,monthly flea markets from April to Octo-ber, fabulous homemade chocolate Eastereggs and special theme dinners through-out the year.
Catonsville’s Charlestown Retirement Community to Defendits Award-Winning Classic Maryland Crab Soup
Charlestown retirement communitywill defend its award-winning,Classic Maryland Crab Soup recipe
at the Maryland Seafood Festival CrabSoup Cook-off, which will be held September 7 at Sandy Point State Park.Charlestown’s Dining Services team
will compete against more than twodozen other restaurants, hotels, andcaterers. It won last year’s cook-off in afield of competitors that included AzureAnnapolis, Bella Napoli Italian Restau-rant, Federal House Bar & Grill, Jimmy’sFamous Seafood, and Oceanaire SeafoodRoom.“We are looking forward to participat-
ing in this year’s Crab Soup Cook-off”said Larry Snowberger, Director of Din-ing Services for Charlestown. “We enjoydoing all we can to create exceptionaldining experiences for our residents.”Charlestown’s winning recipe is a fam-
ily recipe from one of the Dining Servicesteam members. Charlestown now servesthe winning crab soup at all six of itsrestaurants.The annual seafood festival, which at-
tracts more than 20,000 visitors fromacross the Mid-Atlantic, offers a varietyof music, arts and crafts, and, of course,the best seafood Maryland has to offer.
Bull & Oyster Roast Dance to benefit Jack’s 500 Club
Pencil-in CCBC Foundation’s Bull &Oyster Roast Dance to benefit Jack’s 500 Club,* Saturday, Oct 19,
6-11pm in the CCBC Catonsville CampusGym. For tickets ($55pp), contact Joe Loverde at 410-788-2425 or [email protected] This worthwhile fundraising event is
Presented by CCBC Foundation, Inc. -Sponsored by The Loverde Family Com-munity Fund, Inc. & Catonsville RotaryClub
*Jack’s 500 Club was created to honor the legacyof Jack Manley, founding athletic director of CCBCCatonsville. The Club will serve as an ongoing goaloriented fundraising campaign to support currentCCBC student athletes, the athletics program andalumni as well as the Hilton mansion renovation.
Member Level
6 Greater Catonsville Chamber Newsletter • www.catonsville.org
The Chamber In Pictures
Summer Concerts Big Hit withCatonsville Community
Greater Catonsville Chamber Newsletter • www.catonsville.org 7
Photos by Balance Photography
Grand Opening of Catonsville Dog Co.
in The Shops on MellorThe Chamber welcomed new business owner Blair Nagel
to The Shops on Mellor with an official ribbon-cutting at the Grand Opening of her
Catonsville Dog Company on August 30.
The opening was held during the final concertof Frederick Road Fridays and provided a great
start to what we know will be another successful Catonsville business.
The dog grooming shop, located at 25 MellorAvenue, provides services ranging from a
simple wash to show-quality haircuts.
Beef itUp.SlurpitDown.
Cut aRug.
Catering by“Monaghan’s”Music by“Klassix”
Catonsville Rotary Club
The 500Club honors the legacy and accomplishments ofJackManley,founding athletic director of CCBC Catonsville.A compassionate and dedicated leader in the Catonsville community and consummate supporter of CCBC, his vision, program developmentand keen eye for coaching talent laid the framework for athletic success still enjoyed at CCBC today. Funds raised from Jack’s 500 Clubwill support the Hilton Mansion renovation, current CCBC student athletes, the athletics program, and alumni.
Presented byFoundation, Inc.
Sponsored by
Catonsville Rotary Club
The 500 Club honors the legacy and accomplishments of Jack Manley, founding athletic director of CCBC Catonsville.A compassionate and dedicated leader in the Catonsville community and consummate supporter of CCBC, his vision, program developmentand keen eye for coaching talent laid the framework for athletic success still enjoyed at CCBC today. Funds raised from Jack’s 500 Clubwill support the Hilton Mansion renovation, current CCBC student athletes, the athletics program, and alumni.
Presented byFoundation, Inc.
Sponsored by
Tickets $55 per person. Table of ten available.Please forward_____ tickets.
Enclosed a check for $_____ payable to:
TThhee LLFFCC FFuunndd,, IInncc..*P.O. Box 21206
Catonsville, MD 21228
*The Loverde Family Community Fund seeks, develops, and supports partnership initiatives that primarily benefit thecitizens of Southwestern Baltimore County. Joe and Cindy Loverde believe that a healthy community begins with caringfor the people within it - families and children. In a little over two years, LFCF has raised $35,000 for the CommunityCollege of Baltimore County at Catonsville. More info, contact Joe at 410-788-2425 or [email protected]
Name _____________________________________
Address ___________________________________
City ________________ State _____ Zip ________
Phone _____________________________________
Email ______________________________________
Don’t miss the CCBC Foundation’s Bull&Oyster Roast
Dance to benefit Jack’s500 Club,
Oct 19,6-11pm in theCCBC Catonsville
Campus Gym.Please bring non-perishable food items to be collected for the Catonsville Emergency Food Ministries
Give to theCATONSVILLE EMERGENCY
FOOD MINISTRIES
8 Greater Catonsville Chamber Newsletter • www.catonsville.org
Greater Catonsville Chamber of Commerce presents
The 2013 CatonsvilleBusiness AwardsTurning Vision Into Reality
October 17, 2013Rolling Road Golf Club, 814 Hilltop Road
Please join us as the Greater Catonsville Chamber of Commerce recognizes excellence in commerce. We invite your entire office staff, faculty, and family to enjoy this most prestigious night
for Catonsville businesses.
�5:30 pm Sponsor Displays/Cocktails6:00 pm Business Awards & Remarks7:00 pm Dinner & Conversation
�Tickets-$65 for members, $75 for non-members
All tickets must be purchased in advance. No tickets will be sold at the door.
�
www.catonsville.org, 410-719-9609
Greater Catonsville Chamber Newsletter • www.catonsville.org 9
Join our sponsors! Catonsville is a community on the move. New businesses continue to open and existing businesses are
adapting to this new economic environment. We know as a chamber that our business community working together creates a positive vision for our future. The Chamber’s annual Business Awards celebrate those members that work each day to achieve that goal, turning vision into reality.As a sponsor of this prestigious Business Awards event, your contribution makes this evening possible and you
receive face-to-face visibility to market your business to a target audience. A variety of sponsorship opportunities are available to fit the marketing needs and budget of any business, large or small. Please see below.
� DIAMOND SPONSOR ($2,000)SPONSORS RECEIVE:
• Representative opens event and addresses the guests
• 6 Tickets to the event
• Sponsor may have a display table at the event
• Sponsor may display free-standing banner
• Sponsor name displayed on table tents
• Sponsor may bring giveaways to the event
• Recognition in news releases, Chamber’sCatonsville Times article, promotional flyers, The Chamber VIEW, on the Chamber’s website and facebook page and at the event
� PLATINUM SPONSOR ($1,000)SPONSORS RECEIVE:
• 4 Tickets to the event
• Sponsor may have a display table at the event
• Sponsor may display free-standing banner
• Sponsor name displayed on table tents
• Sponsor may bring giveaways to the event
• Recognition in news releases, Chamber’sCatonsville Times article, promotional flyers, The Chamber VIEW, on the Chamber’s website and facebook page and at the event
� GOLD SPONSOR ($500)SPONSORS RECEIVE:
• 2 Tickets to the event
• Sponsor name displayed on table tents
• Recognition in news releases, Chamber’sCatonsville Times article, promotional flyers, The Chamber VIEW, on the Chamber’s website and facebook page and at the event
� SILVER SPONSOR ($250)SPONSORS RECEIVE:
• 1 Ticket to the event
• Sponsor name displayed on table tents
• Recognition in news releases, Chamber’sCatonsville Times article, promotional flyers, The Chamber VIEW, on the Chamber’s website and facebook page and at the event
SPONSOR INFORMATION
Business Name: Contact Person:
Card Holder’s Address: Phone: FAX:
* Credit Card Number: Expiration Date:
Circle One: VISA MASTERCARD AMEX DISCOVER Amount: $ 3 or 4 Digit Security Code:
Authorized Signature: Date:
**Check Enclosed for (made payable to GCCC): $
�
�
To be a Sponsor: CALL the Chamber Office at 410-719-9609
or fill out this page and MAIL to: GCCC • 924 Frederick Road, Catonsville, MD 21228
or FAX to: 410-744-6127
You may pay by Credit Card* or Check**
10 Greater Catonsville Chamber Newsletter • www.catonsville.org
Thomas E. Quirk, CFP®, CRPCRetirement & Investment Group, LLC
Contributing View Columnist
JJ uly was certainly eventful in terms of market movements and economic news. Stocks were up for the month, with the S&P 500posting its biggest monthly gain since January, making up for its
decline in June. All the major indices ended July in higher territory afterhousing prices posted their largest gain in seven years and the
Commerce Department reported that advanced estimates show that gross domestic productgrew more than forecast in the second quarter.
6/28/13 Close 7/31/13 Close Change Gain/LossDJIA 14,909.60 15,499.54 +589.94 +3.96%NASDAQ 3,403.25 3,626.37 +223.12 +6.56%S&P 500 1,606.28 1,685.73 +79.45 +4.95%
Of course, GDP figures often get revised either up or down, and that likely will be the casewith this second quarter figure. It’s the underlying data that makes up the GDP figure that’sparticularly important because it could impact how the Federal Reserve will respond after itsnext meeting in mid-September. You may recall Fed Chairman Ben Bernanke indicated in mid-June that the Fed will dial
down some of its support at the end of the year if the economy improves to certain levels.The markets reacted negatively following his comments, and investors are waiting for fur-ther guidance on future Fed actions. For now, the central bank has chosen to leave rates un-changed and to keep buying bonds.However, Raymond James Chief Economist Scott J. Brown, Ph.D., believes “the markets
have placed too much emphasis on the Fed tapering” when the board’s actions are depend-ent on underlying economic data.Brown writes, “While the GDP data tell us where the economy has been, they don’t tell us
much about where things are headed. Clearly, the housing sector has turned the corner andis providing important support for the overall economy. However, fiscal policy has been asignificant drag on growth. It’s likely that the fiscal drag will wane in the remainder of theyear. However, nobody, including those at the Fed, is precisely certain about that.”;Thus far, the supporting data does seem positive as the majority of companies in the
broad market S&P 500 are beating earnings expectations, according to FactSet; gross domes-tic product grew at an annual rate of 1.7 percent in the second quarter, more than econo-mists had expected; and consumer spending has continued to climb. In addition,preliminary employment figures show a larger increase than expected, but we won’t knowthe full jobs picture until we see the details of the government’s labor report in early Augustand another report that is expected just before the September 17-18 Fed policy meeting.
Amid all this came other interesting news. One key aspect of healthcare reform was de-layed for a year, giving employers extra time to offer affordable coverage to employees; rateson federally subsidized Stafford student loans doubled but are still the subject of pendinglegislation that may offer relief for students; and Detroit declared bankruptcy, the largestU.S. city to do so. The city’s financial worries show that interest rate risk is not the only riskwhen investing in fixed income. If the news brought up concerns for you, know that I’mavailable to answer any questions you may have about this area of the market or any aspectof your financial plan. Please feel free to reach out to me if you have any questions about recent economic data
or the financial markets and how they may impact you. I look forward to speaking with you.
Sincerely,
Thomas E. Quirk, CFP®, CRPCPresident - Retirement & Investment Group, LLCAn Independent Company Raymond James Financial Services, Inc. Member FINRA/SIPC806 Frederick Road, Suite CCatonsville, MD 21228410-744-8707
MARKETS GAIN GROUND,AWAIT FURTHERFED GUIDANCE
SPONSORSHIPS
ARE AVAILABLE
FOR NOVEMBER
& DECEMBER
EVENTS
BB eing a sponsor of our generalmeetings is a great way to promote your business to a
captive audience for a small marketingcost. The Chamber’s annual NovemberLegislative Luncheon and our HolidayParty are great sponsorship opportuni-ties for your business.You can find unlimited opportunities
to broaden your competitive advantageby increasing your credibility, imageand prestige in sponsoring events attracting your target market.
Here are the sponsorship levels forour Chamber general meetings and thebenefits your marketing dollars receive.
Platinum- $500 • 4 tickets to the event ($80 Value)• Display table at the event for your business
• A special time to promote yourbusiness at the event
• Recognition in news releases, flyers,The Chamber VIEW, and at the event
Gold - $250• 2 tickets to the event ($40 Value)• Display table at the event for your business
• A special time to promote your
business at the event • Recognition in news releases, flyers,The Chamber VIEW, and at the event
Silver - $100• 1 ticket to the event ($20 Value)• A special time to promote your
business at the event • Recognition in news releases, flyers, The Chamber VIEW, and at the event
Contact Teal Cary, 410-719-9609 or e-mail [email protected] formore information.
Greater Catonsville Chamber Newsletter • www.catonsville.org 11
The Chamber 2013 Calendar
NOTE: Times, locations, and costs are subject to change.
THIS MONTH’S EVENT
SEPTEMBEREvent: 40th Annual Catonsville
Arts & Crafts Festival
Date: Sunday, September 8, 2013
Time: 10 am to 5 pm
Place: Frederick RoadCost: Free
Event: 55th Annual Crab Feast& Auction
Sponsors: Needed
Date: Friday, September 27, 2013
Time: 6:00 pm
Place: The Lodge in Oella
Cost: $60, Table of 10 $600
OCTOBEREvent: Catonsville Business Awards
Sponsors: Needed
Date: Thursday, October 17, 2013
Time: 5:00 pm
Place: Rolling Road Golf ClubCost: $65
NOVEMBEREvent: Legislative Luncheon
Sponsors: Needed
Guest Speakers: Local Legislators
Date: Thursday, November 14, 2013
Time: 12:00 noon
Place: Knights of Columbus
Frederick Road
Cost: $20 pre-registered & pre-paid
$25 at the door
$35 for non-members
DECEMBEREvent: Holiday Party
Sponsors: Needed
Date: Thursday, December 12, 2013
Time: 12:00 noon
Place: Overhills MansionCost: $30 in advance with payment,
$40 at the door
SAVE THE DATES:
Arts & Crafts FestivalSeptember 8, 2013
Annual Crab Feast & AuctionNow on Friday, Sept. 27, 2013
Annual Business AwardsOctober 17, 2013
CATONSVILLE COOPERATIVEMARKET TOHOST FIRSTANNUALTEACH-IN
SS aturday, October 5th between 10 AM and 2 PM atthe Catonsville Presbyterian Church, theCatonsville Cooperative Market will hold a teach-
in to involve the community in bringing a community run, healthy and affordable grocerystore to Catonsville.The Cooperative Market will have a town hall meeting with presentations from other
successful cooperatives such as Takoma Park Silver Spring and the Common Market inFrederick. Community businesses and organizations are invited to participate. “We are soexcited about being able to shop for healthy, local food, right here in our town. And we getto be a part of deciding the economic and product decisions! We cannot wait for the cooperative market to open a storefront,” says Trent Leon-Lierman, Cooperative MarketPresident. The event is to take place at the Catonsville Presbyterian Church at 1400 Frederick Rd,
Catonsville, MD 21228. It will start with local snacks and a small business expo to be followed by a town hall meeting about how to make the store a reality. Then speakers willpresent about other successful cooperatives and finally breakout sessions about localcommunity work.The Catonsville Cooperative Market is currently a buying club that allows members to
get wholesale prices (generally a discount of 25% or more, cheaper than conventionalstores) on products. The buying club has been around for almost 2 years and has 50founding members. If you are interested in learning more about the cooperative or becoming a member, please visit, www.catonsvillecooperativemarket .com or email HollyLeon-Lierman at [email protected]. The Catonsville Cooperative Market will be community run and have open-book management practices.
The Chamber Member News
12 Greater Catonsville Chamber Newsletter • www.catonsville.org
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Quote for the Summer “Lay a firm foundation with the bricks that others throw at you.” -David Brinkley
CCBC receives grant from Plus 50 initiative$15K grant awarded to grow the competitiveness of workers 50+ yearsof age
The Community College of Baltimore County, in conjunctionwith the American Association of
Community Colleges (AACC), has beenawarded a $15,000 grant from Plus 50.The goal of the Plus 50 initiative is to increase the number of students over theage of 50 who complete degrees, certifi-cates, and not-for-credit credentials inorder to increase their labor marketcompetitiveness.Plus 50 makes it easier than ever for
adult learners to earn credit for theirpast education and work experience.CCBC will offer support and flexibility tohelp workers over 50 reach their educa-tion and training goals. Many matureadults are returning to school to receiveadditional workforce training and tocomplete degrees or certificates in orderto increase their earning potential. Theirexpanded knowledge and skills canbring added value to businesses and organizations in both the public and private sectors.Because the demand for an educated
workforce has never been greater, Plus50 at CCBC will help older workers re-main competitive in the job market.They will be able to choose a course ofstudy, schedule classes, receive careeradvising and find out how to apply for financial aid. The Bureau of Labor Statistics projects
that the percentage of adults over age 55in the workforce will grow to 25 percentby 2020, up from 13 percent in 2000.
Through Plus 50, employers will be ableto make an investment in their over-50workforce to help them complete a de-gree or certificate or retrain in highgrowth areas such as health care, educa-tion, social services, and more.Funded by the Deerbrook Charitable
Trust and the Lumina Foundation, theseprograms build on the successful Plus 50Initiative launched by AACC in 2008.Plus 50 at CCBC will help workers opennew doors. For more information about Plus 50 at
CCBC, contact Steve Edmonston at 443-840-1685 or [email protected].
Mindgrub Creates Flood Aware-ness App for Nevada’s RegionalFlood Control District
Mindgrub was sought out by ClarkCounty, Nevada to create a funand informative mobile applica-
tion to provide county residents access tocurrent flood conditions. FloodSpot,which is available for iOS and Android,provides users with information on waysto stay safe during flood season in thepalm of their hand.FloodSpot has many features which
include interactive flood zone maps,weather reports, and tips on flood safetyto assist Clark County residents. The ap-plication allows users to report floodedareas, and suggest alternate travel routes.Floodspot also integrates with Facebookand Twitter, allowing users to post up-dates for friends and family. MindgrubGames put the finishing touches on theapp by creating an in-app 2D runninggame that teaches flood safety.The Clark County Regional Flood
Control District was established in 1985with the purpose of creating a masterplan to solve flood problems in the ClarkCounty, NV area. The District’s objectivesalso include regulating flood hazard areas,constructing flood control facilities, aswell as protecting the lives and propertyof residents and visitors.
Local Couple Donates Thousands ofSchool Supplies for Children inNeed for a Second Year
Dan and Heather Simons, operatorsof the Hubbard Funeral Home, do-nated 165 backpacks filled with
thousands of school supplies for 165 un-derprivileged children to Arbutus,Catonsville, Halethorpe, Lansdowne andVioletville Elementary Schools to helpfamilies start the new school year.“After witnessing the look of relief on
several parents faces last year after receiv-ing back packs for their children, Heatherand I knew we had to continue the givingthis year” said Dan Simons. “AfterHeather and I purchased the supplies, ourwhole staff got involved in loading theback packs and separating them intoschool and grade groups.”While several organizations have
school supply drives and give-a-way programs, the Simons’ reached out to theguidance counselors of area schools tohelp identify those children most in need,then purchased the back packs and sup-plies specific to the requirements of eachschool and grade of each student. Theplanning for this year’s give-a-way actually started before the kids went onsummer vacation last June.