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    Nabil R. Kabbani50 Biscayne Blvd., Apt. 4910Miami, FL 33132Cell : [email protected]

    EXECUTIVE GENERAL MANAGEMENT

    Dynamic and entrepreneurial senior executive with proven achievements in drivingshareholder value through market share gains, EBITDA growth, product innovationand productivity improvements. Creates vision, strategies and business processes to deliver results. Skilled at analyzing market trends and customers needs toidentify and capitalize on new opportunities or revitalize existing businesses.Drives passion, purpose, trust, loyalty, creativity and accountability in teams.Persuasive and charismatic multi-lingual communicator that fosters virtuous partner and client relationships. Builds a sustainable culture of empowerment, positive change, collaboration, flawless execution and continuous improvement to create winning organizations.

    * Strategic business and financial planning* Product and channel management* Mergers, Acquisitions and Integrations

    * Productivity improvements and cost reductions* Financing, investor, and board relationships* Regulatory compliance* Sales, Revenue and EBITDA acceleration* Multi-lingual and cross-cultural team leadership

    PROFESSIONAL EXPERIENCE

    2008 - Present Western UnionThe global leader in money movement with $6B revenues in 200+ countries and vent

    ures into mobile, prepaid and gift cards. Western Union acquired Vigo and Orlandi Valuta to gain share in competitive market segments.General Manager Vigo and Orlandi Valuta, Sunrise, FLResponsible for all aspects of Vigo and Orlandi Valuta money transfer. $200MM revenues through 60 countries and 57,000 retail locations. Fourth global remittance player with unique focus on the value segment. Tasked to turnaround the business and create an integrated go-to-market strategy for the three brands.* Built a 40% revenue improvement in a mature declining market by driving channel expansion, productivity increases, product improvements, innovative retail programs, marketing campaigns, and by penetrating new markets.* Developed strategy for next-gen products including pre-paid, billpay and mobile wallets.* Implemented integration plan for brands, sales and back-office that created an

    nualized cost savings of $10MM* Generated profits 54% ahead of plan and a 6% pts operating profit margin improvement.

    2004 - 2008 Omnex Group, Inc.A VC-funded startup to consolidate medium-size remittance companies and expand the remittance product portfolio into a comprehensive financial services networkfor the immigrants and the under-banked.President and Chief Executive Officer, Paramus, NJ 2007 - 2008Responsible for all aspects of Omnex Group, Inc: Business, regulatory compliance

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    , P&L and operations. $100MM in revenues, 500+ employees, network in 109 countries and territories, 120 owned branches and 40,000+ locations.* Raised funding, conducted due diligence on 20 companies and acquired 9 in theAmericas, Europe, Asia and Africa.* Adapted exit strategy to respond to market conditions: Integrated the 9 companies, off-shored the back-office and successfully sold the group leveraging strong relationships, deal negotiations, clear vision, credible business plan, detailed financial analysis and closely managing every aspect of a complex execution.Managing Director and Chief Operating Officer, Paramus, NJ 2006 - 2007Managing Director, General Manager Americas, Paramus, NJ 2004 - 2006

    1994 - 2004 Western Union FSI / First Data CorporationRegional Vice President / General Manager, Middle East & North Africa, Dubai, UAE 2001 - 2004P&L responsibilities for a region and a $400MM revenue business with an EBITDA of $120MM.* Improved EBITDA margin by 12% in a highly competitive market by signing key relationships, doubling the footprint, repositioning the product and creating a new image for the brand.* Successfully launched growth initiatives in 3 major markets Spain-Morocco, Gulf - E.E. and Gulf-South Asia doubling revenue using revolutionary guerilla marketing and price positioning on a shoestring budget.* Expanded regional offices in Dubai, UAE and founded office in Morocco to get closer to our markets and partners.

    Vice-President International Business Development North America, Montvale, NJ 2000 - 2001Tasked with growing the global business originating in the US and Canada througha complex matrix environment* Grew international business revenue 24% to $720MM with an aggressive targetedmarketing and sales strategy* Created distribution incentive programs with 350% ROI by revaitalizing distribution channel with exciting promotions

    Director of Business Development Strategy, Brussels, Belgium 1999 - 2000Responsible for designing the company's global development strategy for COO office and regional management* Designed sales strategy, channel management and compensation models, business

    plans, annual objectives, budgets, reporting, training and best practices for the global business development team of Western Union.

    Director Global Service, Paramus, NJ 1998 - 1999Responsible for service operations strategy and implementation in Western Union's franchise network covering over 50,000 point-of-sales in 183 countries.* Built the first world-class global service infrastructure with 4 Regional Directors and 28 Regional Operations Managers in four continents to manage channel operations and improve service implementation and delivery* Significantly contributed to sustained company revenue growth in excess of 58%year over year. Improved worldwide Service Quality indicator from 76% to 86% driving growth through distribution channel and customer satisfaction

    International Operations Manager - Quality Assurance, Paramus, NJ 1997 - 1998Ensured company's products, software, internal and external processes throughoutthe service supply chain met, or exceeded customer expectations. Created standards and controls to streamline service. Contributed to setup of international call centers in Europe and Latin America by creating training, operating procedures and standards.

    Regional Operations Manager, Paris, France 1994 - 1997Setup and managed new money transfer service in 40 new countries in the Middle-East, South Asia and Africa.

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    1992 - 1994 Fransabank salHead of Operations, Credit Card Department / MasterCard, Beirut, LebanonEstablished comprehensive issuing and acquiring card operations from the groundup for this regional bankas a new business line. Reached break-even point in first year. Built specialized call center and formed alliances with other banks tooperate joint ATMs and POSs. Earned the credibility to become testing ground forMasterCard new technology.

    EDUCATION

    MA Finance and Banking, American University (US school, Beirut campus), Beirut,LebanonBA Economics, Universit Saint Joseph (French), Beirut, LebanonEntrepreneurship Center of Excellence, MIT Sloan School of Management, Dubai, UAEBuilding Competitive Advantage through Operations, Harvard Business School - Executive Education, Cambridge, MA

    LANGUAGES

    English, French, Arabic, Spanish (functional), Russian (rudimentary)