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Let me explain my point with a different example. I need Rs.2
crore at the time I
retire at the age of 60. Now I have again three options.
1. Invest for full 30 years starting from the age of 30
2. Invest for next 20 years and leave the money for next 10
3. Invest for next 10 years and leave the money for next 20
In this case, the gap between option 1 and 3 should be huge.
Lets check it out..
The above two examples just explain us that the KEY TO WEALTH
CREATION IS
STARTING EARLY.
Lets take another example which is other way round. This time, I
have three options
1. Invest Rs.5000/- per month from the age of 30 for next 30
years.
2. Invest Rs.10000/- per month from the age of 40 for next 20
years.
3. Invest Rs.30000/- per month from the age of 50 for next 10
years.
You know what will be my retirement corpus at age 60?
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What if I need Rs.2 crore at the time of my retirement and I
again have 3 options
1. Start investing at the age of 30 The monthly investment will
be Rs.3551/- and
total investment will be Rs.12,78,461/-
2. Start investing at the age of 40 The monthly investment will
be Rs.15071/- and
total investment will be Rs.36,16,981/-
3. Start investing at the age of 50 The monthly investment will
be Rs.76,040/- and
total investment will be Rs.91,24,844/-
So now you know Secret of Wealth Creation. Remember Investments
Done in Initial
years are the main chunk of your Final Corpus
